Best Home Warranty Companies in Virginia

50 Companies

3,918 Real Customer Reviews

3.5
Average User Rating

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7.4

Overall Score

  • First Month Free
  • Customer Service Open 24/7
  • No Home Inspection Required
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Choice Home Warranty

  • First Month Free
  • Customer Service Open 24/7
  • No Home Inspection Required
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6.2

Overall Score

  • Premiums as Low as $27
  • 24/7 Claims Submission
  • Covers 45 States
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Select Home Warranty

  • Premiums as Low as $27
  • 24/7 Claims Submission
  • Covers 45 States
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6.0

Overall Score

28 User Reviews

4 days ago

  • Various Home Warranty Types
  • Nationwide Service
  • No Upfront Pricing
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The Home Service Club

  • Various Home Warranty Types
  • Nationwide Service
  • No Upfront Pricing

5.9

Overall Score

12 User Reviews

4 days ago

  • First Month Free
  • 1 Year Contract
  • Covers 48 States

Pride Home Warranty

  • First Month Free
  • 1 Year Contract
  • Covers 48 States

5.9

Overall Score

  • Customizable Plans
  • Online Claims Process
  • No Upfront Pricing
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American Home Shield

  • Customizable Plans
  • Online Claims Process
  • No Upfront Pricing
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5.4

Overall Score

11 User Reviews

3 days ago

  • Customer Services Open 24/7
  • Average Costs: $299
  • Trade Service Fee: $45-$75
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North American Home Warranty

  • Customer Services Open 24/7
  • Average Costs: $299
  • Trade Service Fee: $45-$75

5.2

Overall Score

20 User Reviews

5 days ago

  • Coverage From $1/Day
  • One Month Free
  • Covers 47 States

American Home Guard

  • Coverage From $1/Day
  • One Month Free
  • Covers 47 States

4.9

Overall Score

54 User Reviews

4 days ago

  • Licensed, Screened, and Insured Technicians
  • 24/7 Customer Service
  • Variety of Policies and Plans
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Total Home Protection

  • Licensed, Screened, and Insured Technicians
  • 24/7 Customer Service
  • Variety of Policies and Plans
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3.8

Overall Score

23 User Reviews

6 days ago

  • 30+ Years of Experience
  • Will Replace Irreparable Systems or Appliances
  • No System or Appliance Age Limitations

First American Home Warranty

  • 30+ Years of Experience
  • Will Replace Irreparable Systems or Appliances
  • No System or Appliance Age Limitations

3.3

Overall Score

16 User Reviews

12 days ago

  • Easy-to-Find Quotes
  • High Integrity Standards
  • Does Not Serve Nationwide

Old Republic Home Protection

  • Easy-to-Find Quotes
  • High Integrity Standards
  • Does Not Serve Nationwide
#1
  • First Month Free
  • Customer Service Open 24/7
  • No Home Inspection Required

Founded in 2008 and headquartered in Edison, New Jersey, Choice Home Warranty offers comprehensive protection against the high cost of repair or replacement of properly maintained major systems and appliances. The home warranty company strives to always offer its customers fast and simple solutions, excellent service technicians, and value for their money. Choice Home Warranty appears to be delivering well on its goal of customer satisfaction, as is evidenced by a large number of positive user reviews below. Choice Home Warranty is one of America's fastest-growing companies. 

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#2
  • Premiums as Low as $27
  • 24/7 Claims Submission
  • Covers 45 States

Select Home Warranty is headquartered in Mahwah, New Jersey, and has been in operation since 2011. Even with less years in operation, Select Home Warranty has a proven track record with excellent customer service reviews, and the company offers very competetive pricing. The warranty company has a free online quote generator and allows customers to file claims online. Select Home Warranty was ranked #4 on the 10 Best Home Warranties of 2018 list. 

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#3
  • Various Home Warranty Types
  • Nationwide Service
  • No Upfront Pricing

The Home Service Club was founded in 2008 and is headquartered in New York City. The company is a nationwide home warranty provider and the winner of the 2015 and 2016 "Best in Service" award and the 2018 "Editor's Choice" award. The Home Service Club specializes in a variety of different home warranty types and offers comprehensive plans, as well as an additional Utility and Service Line coverage, which expands beyond the walls of the home. The Home Service Club prides itself in having its own supply chain of household systems and appliances and ensuring all equipment provided is brand new, fully warrantied, and up to all codes and requirements. The company has a growing service network of over 10,000 technicians nationwide and describes itself as a leader and innovator in the home warranty industry.

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#4
  • First Month Free
  • 1 Year Contract
  • Covers 48 States

Founded in 2008, Pride Home Warranty offers full comprehensive plans with service to repair or replace major systems and appliances. The plans are designed to take the hassle out of repairs and/or replacements and give you the coverage you need. Whether you are planning to buy your home, sell, or simply stay put, Pride Home Warranty guarantees its products can save you time and money. Pride Home Warranty's goal is to help alleviate your home's problems and to provide exceptional service to its customers.

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#5
  • Customizable Plans
  • Online Claims Process
  • No Upfront Pricing

American Home Shield® is the founder of the home warranty industry and is one of the market leaders with over 1.7 million customers. Beginning in 1971, the company made its goal to protect homeowners from high, unexpected home repair costs. American Home Shield has been affliated with the ServiceMaster Company since 1989.

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#6
  • Customer Services Open 24/7
  • Average Costs: $299
  • Trade Service Fee: $45-$75

North American Home Warranty has continued to grow since its founding in 2017. The company doesn't believe in the "one size fits all" approach. In addition to the company's three premier warranty plan options, the "Stars,” “Stripes,” and “Banners" plans, it also offers fully customized "Build-Your-Plan" options, allowing customers to pick the items they want covered without paying for additional system or appliance coverage they don’t need. With such variety, there are plan options for most budgets. North American Home Warranty believes it can offer the quality protection your home deserves. 

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#7
  • Coverage From $1/Day
  • One Month Free
  • Covers 47 States

American Home Guard has been in business since 1969. The company offers a wide range of home warranty coverage, policies, and plans tailor-made to meet your specific needs. The American Home Guard mission is simply put, “let us worry about your future so you can enjoy your present.” 

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#8
  • Licensed, Screened, and Insured Technicians
  • 24/7 Customer Service
  • Variety of Policies and Plans

Total Home Protection provides its warranty services to the majority of the United States. The company strives to constantly offer customers fast and effective solutions with a network of qualified service contractors. The warranty company believes in providing great value and protection against the high costs of home and appliance repairs. Whether you are planning to buy a new home, sell your existing home, or simply stay put, Total Home Protection's products can you save time and money. 

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#9
  • 30+ Years of Experience
  • Will Replace Irreparable Systems or Appliances
  • No System or Appliance Age Limitations

First American Home Warranty has been an industry leader for over 30 years and has a reputation of providing quality home warranty plans with extensive coverage for homeowners across the nation. The company has serviced over 13.5 million claims and has a large network of contractors. Monthly payment options are available along with a 30-day review period for new contract holders. First American was ranked on the 10 Best Home Warranties of 2018 list.

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#10
  • Easy-to-Find Quotes
  • High Integrity Standards
  • Does Not Serve Nationwide

Old Republic Home Protection was originally founded as Dependable Home Warranty in California back in 1974. It is currently the third largest home warranty company in the country. Its experience places it among the top home warranty companies in the U.S. The company has had an A+ Better Business Bureau rating for more than 20 years. Old Republic Home Protection aims to please homeowners over a long period of time by providing fast, friendly, and efficient customer service.

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Important Things to Know Before Choosing a Home Warranty Company

Home warranties cover those unexpected service repairs or replacements that could cost you more than you expect. Although there are many different home warranty companies, each one is unique and offers different home warranty coverage, so it is important to understand a few things before deciding on a warranty company. Here are some things you should look for and research before choosing the best home warranty company for you.

Average costs

When comparing home warranty companies, you will find that there is a wide range in the annual fees they can charge. Some home warranty companies charge one comprehensive, annual fee, while others charge a lower annual fee but add in extra fees throughout the year. So don’t assume that one company is a better choice just because it has a lower annual fee. Also, take note that some companies will have different pricing based on the state you are in. When evaluating cost, make sure you are looking at your state-specific cost, not just the company’s average cost across all states.

Repeat service fees

Be aware that some warranty companies charge a service fee every time a technician visits the customer’s home, regardless of whether or not the item that needs repairing has been looked at previously. Most often the payments must be paid at time of service, and failing to provide immediate payment could result in the suspension of the warranty coverage. Keep this in mind if you cannot guarantee the ability to pay repeat service fees, or simply if that is something you do not want to deal with altogether.

Coverage

It is important to understand what specific warranty companies cover and what condition your appliances have to be in to be eligible for coverage. There are usually two types of coverage options, generic overall coverage plans and customizable coverage plans:

  • Overall coverage—Before choosing a home warranty company, review their state-specific guidelines to make sure they offer their full and best services in your state and for the condition of your appliances. Also, understand what kind of appliances a home warranty company covers in its overall coverage. It may cover one appliance, but if you have a second of that same appliance, it might not be covered. Getting a home inspection from someone outside of your home warranty company can be a good resource for getting accurate information on the problems that could occur with your appliances and what shape they are in. 
  • Customizable coverage—When choosing a home warranty company, it is important to not only research potential overall coverage plans, but also to look into the possibility of customizable coverage. Typically, customers like a general plan package, but it may not include a few appliances or systems they were hoping for. Because of this, home warranty companies that allow customizable coverage can prove to be beneficial for customers looking for a more complex plan. 

Homeowner’s insurance vs. home warranties

Understanding the difference between homeowner’s insurance and home warranties can help you determine if a home warranty is right for you. Homeowner's insurance is an insurance policy that covers accidental damage done to your home. This can include coverage for losses caused by natural disasters, fire, and theft. A home warranty is a service contract that will replace or repair the appliances you have in your home. 

Home inspection

Something to consider when deciding on a home warranty company is whether a home inspection is required. In some cases, customers prefer not to have to go through the hassle of a home inspection because it makes the transaction process a bit more complicated. Also, home inspections can have additional costs, so some customers prefer to save money at the beginning and go with a company that does not require a home inspection. However, receiving a home inspection could give you peace of mind and help you know for sure what appliances and systems will be covered in your home. There are benefits to each, so it is important to research and decide what option is best for you. 

Customer service 

A large part of home warranty coverage is the customer service and maintenance assistance customers receive from the company. Some warranty companies have faster representatives and technicians that respond quickly to claims and service requests; finding a warranty company with good customer service and dedicated workers is essential. Does the company provide an estimated completion date for their services? Does the company respond quickly to service requests? Does the company have 24-hour customer service? Does the company have good customer service reviews and no history of warranty scamming? These are all questions that are important to answer before choosing a home warranty company. 

Real estate packages

Many potential home warranty buyers are real estate agents wanting to make sure their home buyers are covered, so if this applies to you, it is beneficial to consider what home warranty companies offer such packages and if they are what you are looking for. Some home warranty companies also offer real estate agents educational materials for no charge. Having a home warranty can often help close a sale, so it’s an important benefit for real estate agents to consider.

Claim denial

Potential buyers should know some home warranty companies don’t cover all systems and appliances, especially if they have pre-existing conditions or misuse. Talk with home warranty companies and identify what they do and do not cover and to what extent they cover existing systems and appliances and normal wear and tear. You may be more eligible for one home warranty over another, so the research on claims and coverage can be essential. Most of the time this information is laid out in easy-to-find coverage contracts, but if not, talking with a home warranty representative may be quite helpful. Don’t be afraid to ask your home warranty company questions because it could save you a lot of trouble in the future. 

 

How quickly can I expect a company to respond to my service request?

An important concern potential home warranty purchasers have is whether a certain warranty company has fast and efficient service response times. Although it varies based on the situation, the company, and the availability of service technicians, most service requests are responded to within 24 hours. The service contractor contacts you and schedules a time that works for both of you during normal business hours in the next few days. Although most warranty companies can be contacted 24/7, many of them will not actually provide service until normal business hours. Be aware that response times on weekends and holidays will most likely be different and take longer. Lastly, keep in mind that several companies allow you to request services online, eliminating the hassle of lengthy call wait times.

What systems and appliances do home warranties cover?

Although coverage options vary based on warranty companies, most basic coverage options include these systems and appliances:

  • Heating system
  • Electrical system
  • Plumbing system
  • Plumbing stoppage
  • Water heater
  • Refrigerator
  • Clothes washer
  • Clothes dryer
  • Oven/range/stove
  • Cooktop
  • Dishwasher
  • Built-in microwave oven
  • Garbage disposal
  • Ductwork
  • Garage door opener
  • Ceiling and exhaust fans
  • Air conditioning

And don’t forget, a lot of home warranty companies have customizable plan options, which lets the customer add on specific systems and appliances to already existing plans. Customizable add-ons often include services for swimming pools/hot tubs, septic systems, well pumps, etc. Add-on services vary by warranty company, so check with specific companies to see if the warranty covers the options you’re interested in. 

Can I get a home warranty for a rental property?

Yes, most home warranty companies offer coverage for other situations such as rental properties and condominiums. However, the coverage options and requirements may differ from regular home warranties, so be sure to inquire about the details.

Do home warranties cover water damage?

Home warranty plans do not usually cover water damage. Homeowners insurance is usually what covers situations such as water, fire, and wind-related damage. However, many warranty companies have relationships with companies that handle those hazards, so you could consider talking to a home warranty company about recommendation for a related company that could assist you. 

How much does the average home warranty cost?

Prices vary based on the home warranty company and coverage selection, but after researching various home warranty companies, the average cost per year is around $400. However, this does not include the service fee you often have to pay for maintenance calls. Talking with representatives from home warranty companies is the best way to find out exactly what your payments, service fees, and overall annual payments will be. However, most  home warranty company websites ask you to fill out a brief form and receive a general quote online.

What is the length of a home warranty contract?

The average contract length for home warranty coverage is one year; however, some warranty companies prefer month-to-month. After contracts expire, most home warranty companies allow you to renew your warranty plan if you want. Especially with companies that require a one-year contract, it is important to be absolutely sure about your decision before signing the contract. Look through the contract details, research the company, and check out the best home warranty companies before finalizing your decision and being locked into a contract. Be aware of the company’s cancellation policies; many companies offer a 30-day money back guarantee if you want to cancel. 

Can I renew my home warranty?

The most common answer is yes. Most home warranty companies allow you to renew your home warranty after your contract ends. Some companies may be able to automatically renew your coverage. On the other hand, some home warranty companies may not let you know when your plan is about to expire, so it is up to you to understand your contract and ask the warranty company if it offers coverage renewal. Some warranty companies even allow you to renew your coverage through your online portal on their website.

What is the best home warranty company?

This is one of the most important questions about home warranties. There are several options, so it is important to find the best company for you. Thankfully, Best Company has a specific algorithm that ranks companies for you, so you don’t have to feel overwhelmed when it comes to finding the best home warranty companies. However, there several considerations, such as cost, geographic coverage, service and cancellation fee prices, contract length, time in business, and quality of customer reviews.