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Best Personal Loans

70 Companies

6,500 Real Customer Reviews

4.7
Average User Rating

Why I can trust BestCompany.com

9.0

Overall Score

4,220 User Reviews

2 hours ago

  • APR: 5.99% - 29.99%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 640
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Best Egg

  • APR: 5.99% - 29.99%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 640

6.9

Overall Score

1,238 User Reviews

an hour ago

  • APR: 4.99% - 29.99%
  • Max Loan Amount: $10,000 - $40,000
  • Credit Score Requirement: 670+
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FreedomPlus

  • APR: 4.99% - 29.99%
  • Max Loan Amount: $10,000 - $40,000
  • Credit Score Requirement: 670+
#3

SoFi

6.4

Overall Score

108 User Reviews

2 months ago

  • APR: 6.255% – 15.115%
  • Max Loan Amount: $100,000
  • Credit Score Requirement: 680
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SoFi

  • APR: 6.255% – 15.115%
  • Max Loan Amount: $100,000
  • Credit Score Requirement: 680

6.2

Overall Score

327 User Reviews

3 months ago

  • APR: 9.57% - 29.99%
  • Max Loan Amount: $50,000
  • Credit Score Requirement: 620
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Upstart

  • APR: 9.57% - 29.99%
  • Max Loan Amount: $50,000
  • Credit Score Requirement: 620

6.0

Overall Score

79 User Reviews

13 days ago

  • APR: 6.99% - 35.97%*
  • Max Loan Amount: $50,000
  • Credit Score Requirement: 620

Upgrade

  • APR: 6.99% - 35.97%*
  • Max Loan Amount: $50,000
  • Credit Score Requirement: 620

5.8

Overall Score

57 User Reviews

21 days ago

  • APR: 6.16% - 35.89%
  • Max Loan Amount: $40,000
  • Average Credit Score: 699
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Lending Club

  • APR: 6.16% - 35.89%
  • Max Loan Amount: $40,000
  • Average Credit Score: 699

5.1

Overall Score

33 User Reviews

a month ago

  • APR: 3.09% - 14.24%*
  • Max Loan Amount: $100,000
  • Credit Score Requirement: 680

LightStream

  • APR: 3.09% - 14.24%*
  • Max Loan Amount: $100,000
  • Credit Score Requirement: 680

4.8

Overall Score

225 User Reviews

12 days ago

  • APR: 16.05% - 35.99%
  • Max Loan Amount: $15,000
  • Credit Score Requirement: Varies
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OneMain Financial

  • APR: 16.05% - 35.99%
  • Max Loan Amount: $15,000
  • Credit Score Requirement: Varies

4.3

Overall Score

28 User Reviews

a day ago

  • APR: 6.99% - 24.99%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 750

Discover Personal Loans

  • APR: 6.99% - 24.99%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 750
#10

LoanMe

4.1

Overall Score

20 User Reviews

3 months ago

  • APR: 9.9%+
  • Max Loan Amount: $100,000
  • Credit Score Requirement: 645

LoanMe

  • APR: 9.9%+
  • Max Loan Amount: $100,000
  • Credit Score Requirement: 645