Best Company Guarantee Best Egg Logo

Best Egg

star star star star star

9.9

Overall Score

error This company may not service all states.
See states serviced
LAST UPDATED: April 22nd, 2024

Best Egg is an online lending platform focused on personal loans. The company has helped fund over $7 billion in personal loans since its founding in 2014. Most Best Egg personal loans are used as debt consolidation loans to pay off high-interest debt, like credit cards, but you can use them for a variety of expenses. The company offers competitive rates through its second partner bank, Blue Ridge Bank.

With an exceptional consumer star-rating on BestCompany.com, Best Egg loan reviews indicate a quality company with exceptional service. These reviews offer a comprehensive look at the pros and cons of borrowing money through this service through the lens of people like you.

search

Highlight: Best Egg rates and terms

  • Loan amounts — $2,000–$50,000
  • Time to funding — As quick as 1 business day after approval and verification
  • Origination Fee — 0.99%–8.99%
  • Minimum income — $35,000
  • Minimum credit qualification — 600
  • Loan repayment term — 36–60 months
  • Rates (fixed) — 8.99%–35.99% APR

Continue reading for a full review of the company, as well as verified Best Egg reviews.

thumb_up

The Good

  • Great for High-Interest Debt Consolidation
  • Instant Decision Process
  • Clear, Transparent Platform
  • No Prepayment Penalty Fee
  • Due Date Changes for Eligible Borrowers
  • Fixed-Term Plans
  • Simple Interest Loans
  • Secured Loan Option
  • No Credit Impact for Loan Pre-Qualification
  • Positive Best Egg Reviews

Great for High-Interest Debt Consolidation

Are you looking to consolidate your debt with a personal loan?

Best Egg personal loans can be an excellent option for applicants looking to consolidate debt or pay off high-interest credit card debt, primarily due to its low annual percentage rates (APRs*) ranging from 8.99 percent to 35.99 percent, and loan terms ranging from three to five years.

Best Egg also gives borrowers the opportunity to pay off their loan faster than is scheduled, without being charged any prepayment penalties. These loan terms provide a manageable payback process that is typically much more effective than many other debt relief or consolidation companies.

Instant Decision Process

Because Best Egg is an online lending platform, the loan application process is quick and easy, making it simple for consumers to apply and receive funds.

After submitting any documents for verification, customers could have money in their bank account in as little as one business day. Nearly all customers will receive funds within three business days after final approval, depending on their banks' policies.

It is important to note that most personal loan lenders have an online application, but some will also require applicants to speak with a company representative over the phone to complete the process. A entirely online application can save you more time and get you funding much faster, as is the case with Best Egg.

Clear, Transparent Platform

Best Egg makes repaying loans simple, with several options to make loan payments:

  • Setting up automatic payment through electronic funds transfer
  • Paying online
  • Sending a check through the mail — Payments sent in the mail should be given at least five to seven days to reach Best Egg.

Borrowers don't have to worry about a payment processing fee. Customers can also set up monthly payments at a Western Union office. Keep in mind that there is a fee charged for each transfer.

Best Egg is transparent when it comes to sharing information with customers and provides clients with loan terms, including fixed interest rates and monthly payment amounts. Best Egg also provides an easy-to-find, clear privacy policy on its website with information detailing how it limits the sharing of clients' personal information.

Best Egg's website is easy-to-use and transparent and has the majority of information you will need with answers to common questions you may have. Your personalized Best Egg login also has your account information listed, including account balance, payment due date and amount, late payment info, as well as your payoff amount. Having all of this readily available to you makes it simple to manage your personal loan and ensure you stay up-to-date with payments and important changes to your account.

No Prepayment Penalty Fee

Best Egg does not charge a prepayment penalty fee if you decide to make extra payments or repay the loan faster than your loan term requires. Prepaying on your loan will reduce the amount of interest you pay, so this will only benefit you if you choose to do so. Be sure to regularly communicate with Best Egg once you have your loan, so you always know what your payoff amount is.

You can see your payoff amount at any time through the Best Egg account portal. This will also show you how much you could save in interest fees if you pay off your loan early. Penalty-free prepayment is always preferable, especially if you are looking for a consolidation loan with the goal of eliminating needless interest and fees on your other accounts.

Due Date Changes for Eligible Borrowers

Best Egg personal loan payment due dates are subject to change for eligible borrowers. This allows flexibility for consumers to change the due date if necessary. For example, if you prefer to pay your bills at the end of the month versus the beginning of the month, Best Egg, when possible, will work with you to decide on a due date that works best for your budget and financial situation.

Fixed-Term Plans

Best Egg offers personal loans with fixed-term plans.

This means that the amount you pay each month will not fluctuate, and your rates will stay the same throughout the lifespan of your Best Egg loan term.

This provides peace of mind and stability to borrowers and makes it easier for them to stay on top of payments throughout the loan term, as there will be no rate changes that can be expected with a variable rate personal loan. 

Simple Interest Loans

Best Egg loans offer simple interest loans rather than compound interest loans. Simple interest can save you more money overall because interest is calculated only on the outstanding principal balance. Compound interest loans charge interest on the principal as well as on accumulated interest from past non-payments, thus potentially increasing your payments.

Secured Loan Option

If you have a low credit score and would be considered a "high-risk" borrower, Best Egg does offer a secured loan option, requiring collateral — something of value that you own, such as a car, home, or other property — instead of relying wholly upon your credit to make a lending decision. Secured loans pose less risk for a lender since your collateral can be seized in a situation where you are unable to make your payments, ensuring that the lender receives some sort of compensation.

This is a unique option in the personal loan industry, providing a wider range of borrowers the opportunity to have a loan with Best Egg.

No Credit Impact for Loan Pre-Qualification

When you check your rate and potential to qualify through the Best Egg lending platform, your credit score will not be impacted.

Like many online lenders, Best Egg uses a soft credit inquiry to see if you are eligible and to determine what your rates would be. This requires entering personal details including your name, address, social security number, annual salary, etc. The opportunity to pre-qualify makes it easy for potential borrowers to make smarter financial decisions. They can compare lender rates and decide if Best Egg is right for them, without negatively impacting their credit in the process.

If you choose to accept Best Egg's loan offer a hard credit inquiry will be performed, which is standard in the industry. 

Positive Best Egg Reviews

The majority of Best Egg loan reviews left on BestCompany.com from real customers are overwhelmingly positive, highlighting the following:

  • Quick and straightforward loan application and process
  • Satisfactory rates
  • Excellent customer service

Best Egg complaints are limited.

If you are interested in reading all current Best Egg reviews, click here.

Visit Site

thumb_down

The Bad

  • Loan Origination Fees
  • No Joint Loans Available
  • Not Available in all States

Loan Origination Fees

Best Egg personal loans have an origination fee between 0.99 and 8.99 percent of the total loan amount. The origination fee is the one-time cost for Best Egg processing the loan.

Unlike the interest rate, the APR includes both the interest rate and all fees, including the origination fee.

Best Egg states that any loan with a five-year repayment period will have a loan origination fee of at least 4.99 percent. This fee is deducted from the loan when funds are deposited into your bank account and is considered when calculating the annual interest rate.*

No Joint Loans Available

Best Egg does not currently offer joint loans. Many other lenders have a joint loan and/or cosigner option which can help subprime borrowers qualify and receive lower rates.

If you are looking for a personal loan, but want to apply with a cosigner, consider lending sites like FreedomPlus and Upgrade, or peer-to-peer lending platform, LendingClub.

Not Available in all States

Best Egg's personal loan products and services are available in 47 states, including Washington, D.C. However, loan products and services are not available in the following states:

  • Iowa
  • Vermont
  • West Virginia

If you reside in any of the listed states, you will need to look into other personal loan company options.

gavel

The Bottom Line

The Best Egg platform offers personal loans to borrowers with good credit and excellent credit. These loans can be used for a variety of purposes, including debt consolidation loans, credit card refinancing, and home improvement — but cannot be used for a student loan or auto loan (which is typical for personal loan companies). These loans are encompassed in a quick approval process and a transparent platform.

Best Egg is unlike online peer-to-peer lending platforms that have to wait for investors to fund loans. Its financial institution partner, Cross River Bank, is ready to fund qualified applicants, which allows Best Egg to transfer funds electronically to a bank account in as little as one business day.

Best Egg offers unsecured loans with a fixed monthly payment for the life of the loan. The online loan application process takes a few minutes to complete. A soft credit check will be performed once an application is submitted, but customers don't need to worry about this credit check having an impact on their credit score or showing up on a credit report. There is also no prepayment penalty fee.

Approval requirements are low and minimal, which is particularly good news for subprime borrowers — Best Egg's minimum credit score is 600 and minimum income is $35,000. This could make it easier to qualify for a personal loan, although your rates and terms will still be dependent upon your finances.

Read Best Egg loan reviews below to see what consumers are saying about this online lending service.


*Trustpilot TrustScore as of December 2022. Best Egg loans are personal loans made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender or Blue Ridge Bank, N.A., Member FDIC, Equal Housing Lender. The Best Egg Credit Card is issued exclusively by First Bank & Trust, Member FDIC, Brookings SD pursuant to a license by Visa International. Visa is a registered trademark, and the Visa logo design is a trademark of Visa International Incorporated. “Best Egg” is a trademark of Marlette Technologies, LLC. Offers may be sent pursuant to a joint marketing agreement between Cross River Bank, Blue Ridge Bank, First Bank & Trust and Marlette Marketing, LLC, a subsidiary of Best Egg, Inc. The term, amount, and APR of any loan we offer to you will depend on your credit score, income, debt payment obligations, loan amount, credit history and other factors. Your loan agreement will contain specific terms and conditions. About half of our customers get their money the next day. After successful verification, your money can be deposited in your bank account within 1-3 business days. The timing of available funds upon loan approval may vary depending upon your bank’s policies. Loan amounts range from $2,000– $50,000. Residents of Massachusetts have a minimum loan amount of $6,500 ; Ohio, $5,001; and Georgia, $3,001. For a second Best Egg loan, your total existing Best Egg loan balances cannot exceed $100,000. Annual Percentage Rates (APRs) range from 8.99%–35.99%. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0.99%–8.99% of your loan amount, which will be deducted from any loan proceeds you receive. The origination fee on a loan term 4-years or longer will be at least 4.99%. Your loan term will impact your APR, which may be higher than our lowest advertised rate. You need a minimum 700 FICO® score and a minimum individual annual income of $100,000 to qualify for our lowest APR. For example: a 5‐year $10,000 loan with 9.99% APR has 60 scheduled monthly payments of $201.81, and a 3‐year $5,000 loan with 7.99% APR has 36 scheduled monthly payments of $155.12. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Best Egg products are not available if you live in Iowa, Vermont, West Virginia, the District of Columbia, or U.S. Territories. TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL– Operations Manager, Email: [email protected], Address: P.O. Box 42912, Philadelphia, PA 19101, Phone: 1-855-282-6353. This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website https://www.rld.nm.gov/financial institutions/

Was this content helpful?
thumb_up Yes thumb_down No

bestcompany guarantee

Best Company guarantees your satisfaction if you choose a company that has earned this distinction. If you're not satisfied after 30 days, simply let us know and we'll give you $200. Yes, it's really that simple.

Learn More About Our Guarantee

Star Rating

info

4.9

star star star star star

19,188 Reviews

Review Breakdown

5 grade

93%

4 grade

6%

3 grade

1%

2 grade

0%

1 grade

1%

Sentiment Criteria

Value

star star star star star_half

Quality

star star star star star

Service

star star star star star

Trustworthiness

star star star star star
cancel

Filter by:

arrow_drop_down

Sort by:

arrow_drop_down
info
check_circle

Review Source

star star star star star

billy jackson

The friendliness of the young lady that I spoke with, the knowledge and professionalism was very important and the amount of time that it took for me to receive the loan was incredible which was less than 48 hours!

1 day ago

check_circle

Review Source

star star star star star

alan gurkin

They are the best company that I have had the pleasure to work with , they are the easiest Company to borrow money from , whether you got good credit or not . Just give Best Egg a try you will be very satisfied .

3 days ago

check_circle

Review Source

star star star star star

Theresa Lopez

The whole entire process was so simple and easy. I did not have to stress about anything. I knew immediately my results. Emails and texts kept me informed. Downloading the app helps me to view my account.

1 week ago

Best Egg Logo

Reply from Best Egg

We’re thrilled to hear that you're a happy camper! Thanks for sharing!

Apr. 19th, 2024

check_circle

Review Source

star star star star star

Emily Sanchez

Fast service, easy service, my 650 score helped me get funds in less than two days with a simple couple text. One pay stub was all I needed and it was done through text. And possibly easy bc I selected direct payments from my checking account! Best egg is great. I highly recommend!

1 week ago

Best Egg Logo

Reply from Best Egg

Thank you for your glowing recommendation!

Apr. 19th, 2024

check_circle

Review Source

star star star star star

Jim Froehlich

Best Egg is the real deal. I'm 53 and I've been around the block...I was skeptical that it was so easy, but the money showed up in the bank and the process was easy, the rate was the best available. The online interface and handling of my loan was 100% accurate and efficient. Luckily, I did look them up before making my selection (amongst a pool of loans for business purpose through 3rd party platform) - they have not disappointed.

4 weeks ago

Best Egg Logo

Reply from Best Egg

Thanks for sharing and spreading the word about Best Egg!

Mar. 26th, 2024

check_circle

Review Source

star star star star star

David Parton Medellín, ANT

I am a new Customer of BestEgg. I received an email online and rarely read them. I did read the email from BestEgg and applied for a persoanl loan. The application was easy to understand and complete. Uploading the documents was easy to do. I was immediately informed that my loan application was pending. After a couple of days I called BestEgg directly and spoke with Jarel. He was pleasant, professional and very knowledgeable. He talked me through my final step and confirmed that I had completed it correctly and he had received and reviewed my final document. He then explained what I should expect going forward and it happened exactly as he explained it. I am extremely pleased that I took the time to read the email and apply for this loan. I think there are many companies communicating via email and many of them are not being completely honest. It was nice to see that BestEgg is not one of those companies. Their offer was legitimate and fair. It has been a complete pleasure thus far.

1 month ago

Best Egg Logo

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Mar. 4th, 2024

star star star star star

Willie Galloway

My wife and I was kind of skeptical, boy was we wrong. Not only did we get a loan, but the individuals that we talked to was so polite and professional. Everything was well explained and they answered every question I asked. Thanks guys for everything you did for us.

2 weeks ago

Best Egg Logo

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Apr. 12th, 2024

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Carla Edwards Bauxite, AR

Best Egg really surprised me, they had the best loan rates I have seen for subprime borrowers like myself. Customer Service is a dream, they speak clear English, they are knowledgeable, friendly, and helpful. I forgot the one most important thing lacking in Customer service today, Best Egg really listens to you, and they don't transfer you around to other levels of management when you have a question, they answer your questions and resolve your issues with one phone call. I was treated with quality care, not like I was in a processing line. Last, Best Egg gave me the loan I needed when no one else would at an impressive low rate, with an affordable payment. The Best Egg website has where you can check your credit score, and financial management tools to help you be financially prepared in this economy, all for free. Best Egg is now my only go to for loan products. Thanks, Best Egg!

7 months ago

Best Egg Logo

Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Sep. 18th, 2023

check_circle

Review Source

star star star star star

Tish

Exceeded my expectations. Terrific customer service and fast disbursement of fund (next day disbursement). Extremely satisfied customer!

2 days ago

star star star star star

Phil Mason

Best egg was there when I needed them. Also credit karma was there it showed me the way to the best egg company hopefully this relationship between me credit karma and best egg can continue thank you for everything.

2 weeks ago

Best Egg Logo

Reply from Best Egg

We’re thrilled to hear that you're a happy camper! Thanks for sharing!

Apr. 8th, 2024

check_circle

Review Source

star star star star star

candy labell

I have been trying to get a debt consolidation loan for quite some time. I’ve tried my bank, I’ve tried other loan places. Nobody would help me until Best Egg came along. Their name says it all. They are the Best Egg!

2 weeks ago

Best Egg Logo

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Apr. 8th, 2024

star star star star star

Vanetta Baker-Springer Coatesville, PA

I made a mistake with my application which prompted it to be declined I call in the loan officer helped me told me what to correct and to reapply I did what they stated and I was approved within minutes. Very helpful she could've just said you were declined and left it at that but she went above and beyond to help me!

1 month ago

Best Egg Logo

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Mar. 19th, 2024

check_circle

Review Source

star star star star star

Giles Los Angeles, CA

Very quick and easy process to setup. Said “yes” when other lenders couldn’t help. I appreciate the service they offer to help people who (through certain circumstances) are struggling to juggle finances. Having the opportunity to consolidate debts has given me the breathing space I needed!

1 month ago

Best Egg Logo

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Mar. 19th, 2024

check_circle

Review Source

star star star star star

Rodney Scheuffele

The process of obtaining a loan through Best Egg was easy and supportive. I have dealt with other lenders and not felt as comfortable. I was approved quickly through Best Egg as apposed to other lenders that either denied my loan or took weeks to approve. Thank you Best Egg, for now I can continue to buy groceries.

1 month ago

Best Egg Logo

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Mar. 13th, 2024

star star star star star

Beth Land Yelm, WA

I tried another company who wanted a lot of info and paperwork. They also required me to open an account in a bank I had never heard of back east. And then I was turned down - so disappointing. Not so with Best Egg - only 2 pieces of info and then I was approved within 24 hours. Amazing! Thank you Best Egg! I highly recommend!!

1 month ago

Best Egg Logo

Reply from Best Egg

Thank you for your glowing recommendation!

Mar. 8th, 2024

star star star star star

Timothy Garmager FL

A fine and professional loan approval experience. Best egg patiently requested additional information and made it easy to submit materials and ask questions. Thank you for approving this loan which will make my business much stronger.

1 month ago

Best Egg Logo

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Mar. 1st, 2024

star star star star star

Tomica Dyer Newport News, VA

This was one of the best experience that I had over the internet and phone. The team members that I spoke with were outstanding and the process was really quick. I am so happy and grate this is taken a big load off of me right now. Will share with anyone that is looking and responsible to pay their bills; of course. Thank you

1 month ago

Best Egg Logo

Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Mar. 1st, 2024

check_circle

Review Source

star star star star star

Ethel Phillips Goldsboro, NC

Best Egg is the best company I have ever worked with. This is my second loan with them. My experience was great. I would highly recommend using Best Egg if you are in need of a personal loan. My loan was processed quickly and my money was in my account within one day. Being a second time customer i know the repayment process is easy to access. I love this company

2 months ago

Best Egg Logo

Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Feb. 21st, 2024

star star star star star

Rochelle Mitchell Columbus, OH

I have been a customer of Best Egg for about 5 years. The loan process is not complicated. The customer service is outstanding. All of the representatives that I have dealt with demonstrated outstanding interpersonal skills. They were personable yet remained professional. They were knowledgeable and answered all of my questions and concerns. They did not pressure me and were very patient. This kind of service is a welcome change.

2 months ago

Best Egg Logo

Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Feb. 12th, 2024

check_circle

Review Source

star star star star star

Brooke McKee Allen, TX

Best Egg has been the easiest way to get a quick loan for unexpected expenses or to consolidate debt. I highly recommend them to anyone looking for the easiest way to get a loan. I love the automatic payments as well. I know we will never miss a payment or incur late fees. We will definitely use Best Egg in the future if we need a quick loan for any reason.

2 months ago

Best Egg Logo

Reply from Best Egg

Thank you for your glowing recommendation!

Feb. 2nd, 2024

star star star star star

Donnie Hendrickson Newnan, GA

Best Egg was a life saver for me , My furnace went out in our house at the worst time possible the out side temp was in the teens for several days in a row. The replacement of the furnace was expensive , Best egg stepped up and in the same day I was approved for a loan and had the money in my account the next day! Great Service and friendly helpful people to work with …. I am very happy !

2 months ago

Best Egg Logo

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Jan. 30th, 2024

star star star star star

Sheila Like Indianapolis, IN

This process of getting a loan with Best Egg has been one of the best financial tasks I have ever done. It was easy to apply and the amount and time of payment was awesome. I am blown away. It has been a God send for me. I can pay the loan back. But coming up with so much money for oral surgery at once was impossible for me living pay check to pay check. I also have to pay extra for dental insurance that covers a little of the cost. I cant say enough good things about this company! I hope someone who is in the same situation from me will read this review and know that there is help out there for them. Thank You.

3 months ago

Best Egg Logo

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Jan. 10th, 2024

check_circle

Verified Customer

check_circle

Review Source

star star star star star_border

Renee Grove Oak, AL

For the most part, I love everything about best egg they were there when I needed them with the right amount of help at the right amount of time. However, I have a new checking account. I spoke to somebody directly because I added the new checking account myself one the app and wanted my payment to come out of the new account. Customer service told me no problem they fixed it and it should start doing that. Well, come the following month it came out of the old account, so I was kind of disappointed in that. I had to go back in there myself, and do it again other than that everything else was great .

7 months ago

Best Egg Logo

Reply from Best Egg

Thanks for sharing your feedback with us! We will look into this matter and work to improve our service moving forward.

Sep. 18th, 2023

check_circle

Review Source

star star star star star

Alberto Casas

I had a goof experience with Best Egg. Fast approval and had that funds 3 day later. Very satisfied.

6 days ago

Best Egg Logo

Reply from Best Egg

Easy and quick is what we like to hear! Thanks for sharing your feedback with us!

Apr. 19th, 2024

star star star star star

Mike Allen

Easy process, staff very friendly, knowledgeable and helpful. Very happy I contacted them. Had funding in about 3 days.

1 week ago

Best Egg Logo

Reply from Best Egg

We’re thrilled to hear that you're a happy camper! Thanks for sharing!

Apr. 16th, 2024

star star star star star

Elena Dalinoc

I got approved in minutes with no questions ask. I will definitely recommend Best Egg to my friends and family. Thank you best egg

1 week ago

Best Egg Logo

Reply from Best Egg

Thank you for your glowing recommendation!

Apr. 12th, 2024

star star star star star

Marian Martin

I was happy with the smooth set up of my account and relieved to be able to consolidate some debt and lower my overall monthly payments and interest rates.

3 weeks ago

Best Egg Logo

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Apr. 1st, 2024

check_circle

Review Source

star star star star star

Milagros Espinoza Columbus, OH

Having a loan at a fixed interest rate that allows you to organize your expenses in just a few steps and quickly and efficiently. That gives peace of mind and lowers the level of anxiety

1 month ago

Best Egg Logo

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Mar. 19th, 2024

check_circle

Review Source

star star star star star

GreatFunTime Fayetteville, NC

Thank you SO much for the ease of applying. My schedule is really busy right now with a million things on my mind and this was so fast and easy and stress-free!! Much appreciated!

1 month ago

Best Egg Logo

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Mar. 8th, 2024

check_circle

Review Source

star star star star star_border

Irene Johnson Houston, TX

I was able to consolidate my credit cards. The interest was high but considering what it would have cost me over the years to pay them off it wasn't a bad decision. I didn't like the fee but I had to do what I had to do. Overall very glad I used Best Egg...

1 month ago

Best Egg Logo

Reply from Best Egg

Thanks for sharing your feedback with us!

Mar. 8th, 2024

star star star star star

Trisha Roseborough Jonesboro, GA

My experience was the best one ever. the questions were simple and the system very easy to navigate. Yes I would recommend Best Egg to everyone! I am so excited for the loan and the low interest rate.

1 month ago

Best Egg Logo

Reply from Best Egg

Thank you for your glowing recommendation!

Mar. 4th, 2024

star star star star star

Dawn Miller Farmington, MO

This experience has completely changed my views on borrowing money! The application was easy and the process was very quick! I would highly recommend using Best Egg for any of your money needs!

1 month ago

Best Egg Logo

Reply from Best Egg

Thank you for your glowing recommendation!

Mar. 4th, 2024

star star star star star

Paul Maynard Phoenix, AZ

I’m so pleased at the way Bestegg conducted the application process. I didn’t feel pressured or apprehensive or confused by any of the processes. Thankyou for your approval at a very stressful time.

1 month ago

Best Egg Logo

Reply from Best Egg

This is fantastic to hear!

Mar. 4th, 2024

check_circle

Review Source

star star star star star

Anthony Wells New Haven, CT

Omar was very professional! He answered all my questions. This made the process extremely easy! Thank you BestEgg! I've been a customer for several years and I plan on using BestEgg in years to come...

1 month ago

Best Egg Logo

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Feb. 27th, 2024

check_circle

Review Source

star star star star star

Maria Hambrick Denver, CO

Thank you! Amazing experience! Uploading supporting information was easy, the rep handling the application was able to view required documents immediately! Amazing. Thank you!!!

1 month ago

Best Egg Logo

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Feb. 27th, 2024

check_circle

Review Source

star star star star star

Rebb Wallis Miami, FL

I was contacted by credit karma to consider Best Egg for a debt consolidation loan I really wasn’t looking for that. However after looking at the rate and payment plan I was able to pay all my credit cards with a little left over reducing my payments substantially. Was very happy with the company

2 months ago

Best Egg Logo

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Feb. 21st, 2024

check_circle

Review Source

star star star star star

Billie Williams Washington, DC

Absolutely satisfied. Highly recommend. Not only was the process extremely easy but funding was issued same day for me. This was an extremely beneficial process and I really didn't expect it to go through considering my high utilization score but this loan is helping me to consolidate debt, increase my credit score and save for the future!

2 months ago

Best Egg Logo

Reply from Best Egg

Thank you for your glowing recommendation!

Feb. 21st, 2024

check_circle

Review Source

star star star star star

SJ BURNEY Dayton, OH

The entire process from the application to funding was extremely easy and simple. I have never encountered such a simple process and I could not be happier. The rates were far better than other companies and the live chat feature is very helpful.

2 months ago

Best Egg Logo

Reply from Best Egg

Thanks for sharing and spreading the word about Best Egg!

Feb. 16th, 2024

star star star star star

Kmuddneclos

My experience was great! From Credit Katma, I learned that I would be eligible for a loan from Best Egg and they were right. The process took all of 5 minutes. Maybe 30 seconds for approval and the 4 minutes and 30 seconds to set up account, provide bank info and write this review. Thanks. On my way to a higher credit score!

2 months ago

Best Egg Logo

Reply from Best Egg

Thanks for sharing and spreading the word about Best Egg!

Feb. 16th, 2024

check_circle

Review Source

star star star star star

B. JOHNSON Richmond, VA

APPLICATION PROCESS WAS QUICK AND EASY. MANY OPTIONS TO UPLOAD ANY REQUIRED DOCUMENTS. THE DECISION WAS FAST. GOOD FOLLOW-UP WITH ADDITIONAL QUESTIONS NEEDING TO BE ANSWERED. CREATING ACCOUNT ON WEBSITE EASY TO DO. ONCE ON THE WEBSITE, NAVIGATION WAS EASY. ACCOUNT INFORMATION ON THE WEBSITE WAS EASY TO FIND AND READ.

2 months ago

Best Egg Logo

Reply from Best Egg

Easy and quick is what we like to hear! Thanks for sharing your feedback with us!

Jan. 30th, 2024

check_circle

Review Source

star star star star star

De'Andre Smith Atlanta, GA

THE BEST! AFTER BEING DENIED FROM NAVY I TRIED BEST EGG BECAUSE CREDIT KARMA RECOMMENDED IT. APPLICATION WAS SO EASY, MONEY WAS IN MY ACCOUNT THE NEXT DAY, AND THE CUSTOMER SERVICE LADY WAS SO NICE AND AWESOME. IF YOU NEED A LOAN WITH FLEXIBLE OPTIONS DEFINITELY USE BEST EGG

2 months ago

Best Egg Logo

Reply from Best Egg

Thanks for sharing and spreading the word about Best Egg!

Jan. 30th, 2024

check_circle

Review Source

star star star star star

Naada Boulandi Atlanta, GA

Customer Review Video

3 months ago

Best Egg Logo

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Jan. 17th, 2024

check_circle

Review Source

star star star star star

Handel Fletcher Los Angeles, CA

I honestly was surprised that everything they said they would do ... they did! I already knew ahead of time that they can't approve everyone, because there are certain necessary requirements... however, compared to other "similar type" loan vendors, I would rate them in the top 5 percent! And yes! Best Egg and one other that I know would be the only two that I would refer to my friends!

3 months ago

Best Egg Logo

Reply from Best Egg

Thank you for your glowing recommendation!

Jan. 17th, 2024

star star star star star

Kate Harthan Seattle, WA

Best Egg has been great to work with at every step of the process! Fast in applications, you talk to an actual person over the phone when you have questions, and the rates have all come out perfect for me. It was expensive to separate from my abusive spouse and become a single parent, and Best Egg's personal loans allowed me to get rid of credit card debt and reduce my monthly expenses.

3 months ago

Best Egg Logo

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Jan. 10th, 2024

star star star star star

Demetris Bryant Upper Marlboro, MD

I accumulated serious debt while chasing the dream to build my business. and my brand. I wanted to take back control of my finances, and I needed a reputable company's help. I needed one company to step up and take a chance on me, and Best Egg was it! I loved the courteous service, the quick application processing time from start to finish, and the speedy deposit of funds. Now, I feel more confident than ever that I can accomplish my financial goals in 2024. Thank you, Best Egg! DB

3 months ago

Best Egg Logo

Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Jan. 3rd, 2024

check_circle

Verified Customer

check_circle

Review Source

star star star star star

David

Best Egg was easy to work with and had the most competitive rates. They constantly follow up with their customers and there is never undue pressure to take on more than is necessary or comfortable. They do not appear to sell your information as there are not packages of junk mail or email arriving every day.

6 months ago

Best Egg Logo

Reply from Best Egg

Thanks for sharing and spreading the word about Best Egg!

Sep. 29th, 2023

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Larry Atlanta, GA

They help me with a loan where nobody else would and I am very appreciative of that and I would recommend them to anybody to help them with a personal loan or consolidate their bills whichever one and I would use them over and over again as long as they would help me thank you for all your help

7 months ago

Best Egg Logo

Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Sep. 18th, 2023

check_circle

Review Source

star star star star star

Gary Grover

Fast and efficient service the customer service is above most and the APR was good

1 day ago

check_circle

Review Source

star star star star star

Chloe Giron Marietta, GA

I know I’m only 23, but I have always spent my adult life taking my credit score seriously. Im the type of person that tries to never touch their credit cards unless absolutely necessary, but I hit a rough season this past July/August that left me in a tough financial position. Using my credit cards became a means of survival. Becoming frustrated with myself after accumulating thousands of dollars worth of credit card balances, BestEgg provided me with a fresh start. With my credit score having dropped down to the 690’s i decided to go ahead and apply for a $7k personal loan. It was a risk that I’m glad I took. I was approved almost instantly and the fund were in my account the very next day. I was able to pay off all my credit card balances and still have money left over. Now all of those bills are in one place for just a small monthly payment. I cannot even tell you how much of a weight this was off of my shoulders. It’s also very comforting to know that I can pay off the loan early without any penalties. Would highly recommend BestEgg!!

4 months ago

Best Egg Logo

Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Dec. 5th, 2023

check_circle

Verified Customer

check_circle

Review Source

star star star star star

Belen Alimonda

Ever since I applied for my loans Best Egg was very precise and very courteous in explaining the pros and cons about the loan. The approval time was wonderful. It didn't take very long before I got an answer from them. they are a great company and I can willingly say that anyone that request a loan from them will not be disappointed. I recommend this company to any one that is looking for a personal loan.

9 months ago

Best Egg Logo

Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Jul. 19th, 2023