Name: Best Egg
Rating: 4.8

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Rebecca W. Butler, NJ

I really enjoyed my experience with MyBestEgg! I received several offers in the mail for low interest rate loans and always brushed them off as junk mail, but, I really needed to put my finances back in proper order so I thought I would give them a try. I was skeptical that the letter offered deceptively low rates and that my actual rate would be through the roof like another credit card -- but it wasn't! It was just as low as the letter offer stated and everything was quick and easy. The funds were direct deposited to my bank and my monthly payments will also be automatic payments so there's nothing to worry about on my end. My only regret was not taking them up on their offer sooner!!! Thanks MyBestEgg!!

8 years ago

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Maryland Columbia, MD

Application process was easy and quick. I used my loan to consolidate my credit cards, which had an APR for 25.99% and I was offered a rate for 10.99% so that was good for me. I thought the loan fee was reasonable and comparable to other loans I have taken. They gave me the option to repay the loan in 3 years or 5 years and they broke down payment amounts for each plan. They told me when the money will be taken out, which will be done automatically. So I don't have to worry about login on to make a payment. I also thought my repayment amount was affordable. Thankful to have found out about Best Egg. Hope it works for someone else!

8 years ago

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John Wardlow Lafayette, LA

For some years, I've received advertisements in the mail from Best Egg and others in the industry, trying to entice me into a loan. Not being in the market, I paid little attention to them. Recently, however, after having reviewed my finances and credit rating, I decided a debt consolidation loan might be a good idea. It all came down to whether the rate, monthly payment, and term made sense. As suggested on CreditKarma, and after having read the brief synopses of the various lenders, Best Egg seemed to have the right combination. Their soft credit check and rate/payment quote based on it were hard to turn down. After all, no one who wants to protect their credit rating wants to have a hard credit check, only to risk being refused. I filled out the modest application on a SUNDAY night, not expecting much to happen for a few days. As it turned out, the approval email came about 12 hours later on Monday morning, and the funding in my bank account less than 24 hours following that! No additional paperwork was required, no faxing or emailing of forms, and no obscure information was sought of me. The online application was all there was to it. I'm very happy with the process. The total APR is about a third of the averaged rates of my credit cards, the payment about $100/mo less than I'd been paying, and best yet, I have a solid plan that will have the debt paid off in a mere three years! The one, lower payment is far more convenient, and MAN, it's feeling good to change those automated bank payments to PAYOFFS instead! Thanks, Best Egg. It's been a pleasure.

9 years ago

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Rose James Kensington, MD

I am so grateful, I am crying. I made a commitment to take charge of my finances this year. The first step was to pay off my debts. My credit card debt is the most problematic because I have high interest cards. I had started a repayment plan that would take 3-5 years. Coincidentally, I had been receiving credit card refinancing offers from several companies. I slelected Best Egg by instincts. I checked the reviews and was amazed at the glowing positive experiences of everyone. Everyone is right. The application process is SUPER easy. I completed it in two minutes and had my approval for a lower APR than some of the credit cards. It was a no brainer. This just makes financial sense. I am so grateful and happy, I did this.

9 years ago

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Jennifer Lewis Richmond, IN

I could not be happier with my Best Egg experience thus far. I checked with a number of other similar lenders, and the rate offered to me through Best Egg was by far the best. The application process was easy, and I was impressed by how quickly I heard from customer service after submitting my application (literally moments!). The representative who called me was friendly, thorough, efficient, and accurate in explaining what I could expect from the process from that point forward. My funds arrived within two business days and I was able to access them immediately. My only complaint (and it is a small annoyance more than anything) is that in the online payment system, I don't seem to be able to make an additional payment that is less than the amount of my monthly payment - so if I would like to pay a little extra one month, I am not able to do that online unless my payment is equal to or greater than my regular monthly payment. Overall, I am grateful to Best Egg for this loan and for their excellent customer service. I am quite pleased with my service from this company and highly recommend them.

9 years ago

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Jason Portsmouth, VA

I received invitation from best egg for a 4.99% apr for as much as $35,000. No, it is not a typo. My apr on my loan is 4.99%. I applied for a 3 year, $15,000 loan on a Friday. My loan was approved within one hour. All I had to do was to upload a copy of a voided check. By Monday afternoon, I received the funds. I am on automatic payments and extremely happy with the way my loan was handled. My credit rating is pretty high for Best Egg to have provided me with the apr they did. The only thing is that SST is the company that handles the loan which I have no problem with. Thank you Best Egg. A very satisfied customer.

10 years ago

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Cysily Farist Decatur, GA

Best egg is exactly as they say they are. I got an offer letter in the mail and applied. They required some additional documentation which I was able to send via email. I contacted them by phone to confirm that they received my information and within an hour my loan was approved. I received the funds the next day along with payment information and the first payment was debited from my account the following month. The interest rates are a little high but much lower than my credit card rates. This loan allowed me to consolidate my debt and give me a reasonable goal to pay it off! I had excellent customer service by telephone and the terms of the loan were clearly stated. My loan was for 10,000 and went smooth! Thanks Best egg for making my holiday bright!

10 years ago

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Ryan

My experience with Best Egg has been disappointing. After paying my account in full, the company reported conflicting and inaccurate information to the credit bureaus. Despite multiple disputes and a CFPB complaint, they continued to verify inconsistent reporting. It has been extremely difficult to get accurate information reflected on my credit report. I would be cautious when dealing with their reporting practices.

3 months ago

Reply from Best Egg

Thank you for reaching out. We’re aware of your concerns and appreciate the opportunity to address them. Our team has responded to you in writing through your designated communication portal.

Mar. 31st, 2026

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Rodney Trimmer

Awesome service, the agent needed more info and was very patient while I obtained it, and Done. It was that fast and pleasant. Sincerely R.T

3 months ago

Reply from Best Egg

We're so glad to hear that your experience with Best Egg has been great so far! Thanks for taking the time to share with us.

Mar. 31st, 2026

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Dakota Mays

Please read. I’m posting so others do not have to experience what happened to me. Their mistake is preventing me from obtaining my mortgage loan. Best Egg Continuously failed to report my PAID IN FULL credit card balance. They received payment for my entire credit card balance on 11/25/25. Despite claiming to report every 30 days they have failed to report the $0.00 balance. I spent over 4 hours in the course of 5 phone calls speaking to Diego, Alfonzo, Jose’, Miguel and another employee who hung up on me for requesting a supervisor. They told me someone will call me back. After never receiving a call back I called again and pleaded to get in touch with a “supervisor” whose name is Chris. Again he could not answer why they failed to report. He told me the “customer response team” would call me. After explaining i had been expecting a call for days he told me that the “response team” would not respond to him either. After filing complaints with compliance agencies I get a call from Jennifer. She made it clear there was animosity and discrimination since I had filed complaints. Jennifer mentioned my complaints 4 different times on our phone call. Admitting they failed to report and refusing to let me speak to a supervisor because she was “the end of the line”. She told me since I filed complaints that they would only communicate further with me in writing and refused to provide documentation for my mortgage broker admitting they failed to report. She hung up on me and when I called back the office refused to speak to me any further because I filed complaints. They made the mistakes yet refused to take accountability and got upset when I had to take action against them. -Dakota M.

5 months ago

Reply from Best Egg

Thank you for reaching out. We’re aware of your concerns and appreciate the opportunity to address them. Our team will provide a response to you in writing through your designated communication portal.

Jan. 21st, 2026

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Crystal Carpenter

Super fast super easy to use no uploading no picture taking just answer verification and information questions. And funded in minutes. Highly recommended

5 months ago

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Jan. 21st, 2026

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Steve Woods

I have used Best Egg for personal loans a few times and the process has always been very quick and easy. Their rates are great for no collateral personal loans and that is why I gave them 5 stars.

6 months ago

Reply from Best Egg

We’re thrilled to hear that you're a happy camper! Thanks for sharing!

Dec. 10th, 2025

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Lacey Toney

The process was easy and only took a few minutes to complete the application and get an approval. This really relieved a lot of stress. Time for a new start!!!! Thank you Best Egg.

8 months ago

Reply from Best Egg

Easy and quick is what we like to hear! Thanks for sharing your feedback with us!

Oct. 27th, 2025

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Smoke

Best Egg is easy to use (just don’t try to use the app) fast and the loan is deposited in your account quickly upon approval. Above average interest rates also as long as your credit isn’t a mess.

8 months ago

Reply from Best Egg

Thanks for sharing your feedback with us!

Oct. 13th, 2025

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Verified Customer

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Techtonic 001 LA

The product and loans you get from this company are amazing. So glad I came to them for a small loan. I really like the other features of the website has to off also.

2 years ago

Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Sep. 29th, 2023

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Verified Customer

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Danny Abilene, TX

My experience is that you have to give your your lives credit history and it's just a lot of red tape. I understand they're blowing your money and they have to have some information but it's way too extensive. I suggest if you get a loan go to your local bank it will be much faster and better interest rate I'm sure.

2 years ago

Reply from Best Egg

Thank you for taking the time to reach out. We're sorry to hear that you are dissatisfied. As outlined on our website, loans are subject to final verification of identity, information submitted on your application, and credit information. If you would like to discuss your concerns further, please feel free to give us a call at 855-282-6353.

Sep. 29th, 2023

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Verified Customer

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Charles Magnolia, TX

they have a straightforward approach to gathering your information and deciding on your loan worthiness.. I am pleased with their outcome in my situation.

2 years ago

Reply from Best Egg

Thanks for sharing your feedback with us!

Sep. 22nd, 2023

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Verified Customer

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Thomas Boonville, NY

Very easy online application and approval process. Very timely arrival of funds. No hassles. Complete online documentation received during the loan process.

3 years ago

Reply from Best Egg

We’re thrilled to hear that you're a happy camper! Thanks for sharing!

Jun. 13th, 2023

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Verified Customer

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Victor Chicago, IL

Great customer service. Easy loan payoff procedures. The credit card is another matter, though. They were willing to give me $100,000 in loans but gave me only a $1,000 credit limit.

3 years ago

Reply from Best Egg

Thanks for sharing your feedback with us!

Nov. 18th, 2022

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Verified Customer

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Curt Brant Onalaska, WA

My experience with this company has been stellar through the whole process. I've had three accounts through them with no issues. Great company to work with.

3 years ago

Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Jul. 12th, 2022

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Verified Customer

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Javonne Brooks East Bernard, TX

Great customer service and fast service. Easy to apply and navigate through the process of acquiring the loan. The payment plan is reasonable as well.

3 years ago

Reply from Best Egg

We’re thrilled to hear that you're a happy camper! Thanks for sharing!

Jul. 12th, 2022

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Verified Customer

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Deanna Bridgeport, CT

Excellent...Process was so quick. I was approved so fast I couldn't even believe it. My payments are drawn automatically. No fuss. Just a seamless process..

4 years ago

Reply from Best Egg

We’re thrilled to hear that you're a happy camper! Thanks for sharing!

Jul. 1st, 2022

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Verified Customer

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JACQUELINE E BERTRAND Bedford, NH

I was incredibly stressed over the position I was in. Everyone I dealt with during the process was respectful, encouraging, and reassuring. It allowed me to have hope.

4 years ago

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Jun. 24th, 2022

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Verified Customer

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Okiemute Metuiwe Rosharon, TX

They were on top of their game with explanation of my loans and great customer service every time I called regarding any financial statements or questions I had

4 years ago

Reply from Best Egg

We’re thrilled to hear that you're a happy camper! Thanks for sharing!

Jun. 24th, 2022

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Verified Customer

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Jason Neal Cochran Aubrey, TX

Fast, efficient, practical, helpful. The only thing I wished was different would be to combine multiple Loans. I have 2, and I'd like to combine them.

4 years ago

Reply from Best Egg

Thanks for sharing your feedback with us!

Jun. 24th, 2022

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Verified Customer

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Anna McGee

Everything they told me was correct the money came when they said it would and everyone was courteous and nice I really like best eggs I've been telling everyone about you

4 years ago

Reply from Best Egg

Thanks for sharing and spreading the word about Best Egg!

Apr. 8th, 2022

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Verified Customer

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Bradley A Eik Miles City, MT

Easy application process, quick transfer of funds, making a larger payment per month helped me get control of my debt and I was able to pay it back much faster.

4 years ago

Reply from Best Egg

We're so glad that we could help! Thanks for sharing your feedback with us!

Apr. 4th, 2022

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Verified Customer

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Young Lake Charles, LA

Initially reluctant,but it was so easy,once I began the process.The phone calls from a real person wanting to help me with any questions that I might have.

4 years ago

Reply from Best Egg

We’re thrilled to hear that you're a happy camper! Thanks for sharing!

Apr. 4th, 2022

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Verified Customer

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William Aylett, VA

I've had numerous loans with them. Process is easy, simple. Approvals are quick & loan deposits are very quick. If you need to call representative s are very polite

4 years ago

Reply from Best Egg

We’re thrilled to hear that you're a happy camper! Thanks for sharing!

Jan. 20th, 2022

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Verified Customer

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Michael S Hoffman Glenwood Springs, CO

Company that does as I say and is very professional. Getting what I needed to get out of the top pole was very easy and stress-free. Quite amazing company all around

4 years ago

Reply from Best Egg

We’re thrilled to hear that you're a happy camper! Thanks for sharing!

Jan. 20th, 2022

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Verified Customer

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Johnita Anderson Bluffton, SC

The process was very easy and convenient.Best Egg provides Great customer service I love that their understanding and other optional assistance through difficult times

4 years ago

Reply from Best Egg

We’re thrilled to hear that you're a happy camper! Thanks for sharing!

Jan. 20th, 2022

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Verified Customer

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D Smith Northridge, CA

The application process was simple and straightforward. I received my money quickly and the customer service employees were always polite and knowledgeable.

4 years ago

Reply from Best Egg

This is fantastic to hear!

Jan. 20th, 2022

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Verified Customer

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Liza El Paso, TX

So easy, so fast. Everyone I interacted with was so friendly. I was able to pay all my high interest credit cards and saved thousands. Love Best Egg!

4 years ago

Reply from Best Egg

Easy and quick is what we like to hear! Thanks for sharing your feedback with us!

Dec. 23rd, 2021

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Verified Customer

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Christian Kamalii Kaneohe, HI

Best Egg made the entire process simple & straightforward. No gimmicks, financed in real time. Best Egg earned a loyal customer for years to come! Aloha from Hawai'i.

4 years ago

Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Dec. 20th, 2021

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Verified Customer

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Bonnie Indelicarto Harleysville, PA

This was a very easy process with very knowledgeable and professional service Representatives.It was done very quickly and what I was told is what was delivered.

4 years ago

Reply from Best Egg

We’re thrilled to hear that you're a happy camper! Thanks for sharing!

Dec. 8th, 2021

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Verified Customer

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Jennifer Labant Saint Marys, PA

They were super easy to work with, I got answers right away and have never had any questions or trouble. It was a very good experience and it was a fast turn around!

4 years ago

Reply from Best Egg

This is fantastic to hear!

Dec. 8th, 2021

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Verified Customer

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B. Nicholson Hopkinsville, KY

The loan process was really easy and fast. I did my loan online and once I sent in the documents that they needed. A couple of days later, the funds were deposited into my bank account.

4 years ago

Reply from Best Egg

Easy and quick is what we like to hear! Thanks for sharing your feedback with us!

Nov. 1st, 2021

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Verified Customer

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Pierce R Fleming Eagle Mountain, UT

Easy. Fast. Fair. Thank you for the work you guys do. This has been a great experience and the fact I can pay it off early without fees puts my mind at ease.

4 years ago

Reply from Best Egg

This is fantastic to hear!

Oct. 26th, 2021

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Verified Customer

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Shirley Lilburn, GA

Online is very user friendly,courteous and professional customer service.Great rates,quick results and good for customers with less than stellar credit.

4 years ago

Reply from Best Egg

This is fantastic to hear!

Oct. 26th, 2021

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Verified Customer

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Chuck Fayetteville, AR

A positive hassle free experience. Received offer through Credit Karma. Made my application and within 2 days received my money. Transfer was made on the weekend.

4 years ago

Reply from Best Egg

Easy and quick is what we like to hear! Thanks for sharing your feedback with us!

Oct. 26th, 2021

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Verified Customer

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Wanda Koehmstedt

My experience was a great experience customer service was an excellent experience as well. Representative was a great listener and worked out my payment plan.

4 years ago

Reply from Best Egg

This is fantastic to hear!

Sep. 29th, 2021

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Verified Customer

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Deborah Stevenson Lexington, KY

I was treated with respect compassion for what my needs were and now i would like to be called concerning paying off some debts to see if will work for me.

4 years ago

Reply from Best Egg

Thanks for taking the time to share your experience with us.

Sep. 29th, 2021

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Verified Customer

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Alfred Davis Chicago, IL

Super easy to use application, review process was clear and communicated well, approval and account management great, customer service rep was professional and quick.

4 years ago

Reply from Best Egg

Easy and quick is what we like to hear! Thanks for sharing your feedback with us!

Sep. 29th, 2021

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Verified Customer

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Rance A. Nethken Payson, AZ

I used Best Egg before and had a wonderful experience with them. Everything went smoothly and getting another loan was very simple and straight forward! very pleased.

4 years ago

Reply from Best Egg

Easy and quick is what we like to hear! Thanks for sharing your feedback with us!

Sep. 28th, 2021

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Verified Customer

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Marvin oberg Saint Louis, MO

Because they were very helpful and not pushy and to the point. I thought your representative was great and easy to talk to and answered all my questions .

4 years ago

Reply from Best Egg

This is fantastic to hear!

Sep. 28th, 2021

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Verified Customer

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Sandra Sanders Julesburg, CO

A bill for hearing aids had pushed me beyond the point of being able to pay my monthly bills. Best Egg kindly offered me a loan (after due investigation, of course) and helped me get things under control.

4 years ago

Reply from Best Egg

Thanks for sharing your journey !

Sep. 16th, 2021

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Verified Customer

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Joan Wigen Saint Paul, MN

Easy as 1 2 3 and very quick second time around been satisfied both times recommend anyone looking give them a try you will be treated with respect as they take care of you

4 years ago

Reply from Best Egg

Thank you for your recommendation Joan !

Aug. 31st, 2021

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Verified Customer

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kimberly a rogers Jensen Beach, FL

I got help 2 times and the person I spoke with on the phone was very friendly and figured everything out for me and I would definitely refer this company to a friend of mine.

4 years ago

Reply from Best Egg

Thank you for the recommendation !

Aug. 17th, 2021

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Verified Customer

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Gail Neer Fairfax, VA

Straightforward apication process with quick response time on loan approval. Fast funding. The entire process from application to funding was about 3 days.

4 years ago

Reply from Best Egg

Gail, I am glad to hear everything has went well !

Aug. 10th, 2021

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Verified Customer

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James Everett Leavenworth, KS

The loan application, approval and funding happened so quickly and easily I could not believe it could really be so easy. Really glad I chose Best Egg.

4 years ago

Reply from Best Egg

We are glad you chose us as well !!

Aug. 24th, 2021