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#1
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Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

Lexington Law

8.7

Overall Score


  • Positive Credit Impact Within 3 Months
  • All 3 Credit Reports Included for Free
  • Fraud Alert and Identity Theft Protection Included
Enroll Online 1-(855) 255-0252
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Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

#1 Lexington Law

Lexington Law logo
8.7 Overall Score
  • Positive Credit Impact Within 3 Months
  • All 3 Credit Reports Included for Free
  • Fraud Alert and Identity Theft Protection Included
#2
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Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

CreditRepair.com

7.6

Overall Score


511 User Reviews

  • No Hidden Fees
  • Online Dashboard Tracks Credit Progress 24/7
  • Identity Theft Protection Available
Enroll Online 1-(888) 586-1778
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Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

#2 CreditRepair.com

CreditRepair.com logo
7.6 Overall Score
  • No Hidden Fees
  • Online Dashboard Tracks Credit Progress 24/7
  • Identity Theft Protection Available
#3
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Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

The Credit People

6.7

Overall Score


195 User Reviews

  • Low Cost Credit Repair Services
  • 24-Hour Online Account Access
  • 60-Day 100 Percent Money-Back Guarantee
Enroll Online 1-(855) 755-5596
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Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

#3 The Credit People

The Credit People logo
6.7 Overall Score
  • Low Cost Credit Repair Services
  • 24-Hour Online Account Access
  • 60-Day 100 Percent Money-Back Guarantee
#4
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

Credit Saint

5.8

Overall Score


172 User Reviews

  • No Hidden Fees
  • Personal Credit Advisor
  • 90-Day Money-Back Guarantee
Enroll Online 1-(855) 466-4561
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Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

#4 Credit Saint

Credit Saint logo
5.8 Overall Score
  • No Hidden Fees
  • Personal Credit Advisor
  • 90-Day Money-Back Guarantee
#5
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

Aggressive Credit Repair

5.4

Overall Score


64 User Reviews

  • No Upfront Fees
  • Mortgage Loan Officer on Staff
  • In Business Since 2004
View Profile Leave Review
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Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

#5 Aggressive Credit Repair

Aggressive Credit Repair logo
5.4 Overall Score
  • No Upfront Fees
  • Mortgage Loan Officer on Staff
  • In Business Since 2004
#7
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Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

The Credit Pros

5.1

Overall Score


215 User Reviews

  • Online Account Access
  • Licensed Attorney on Staff
  • High Setup Fees
Enroll Online 1-(855) 705-0730
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Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

#7 The Credit Pros

The Credit Pros logo
5.1 Overall Score
  • Online Account Access
  • Licensed Attorney on Staff
  • High Setup Fees
#8
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

Clean Slate Credit Solutions

4.8

Overall Score


71 User Reviews

  • Pay-Per-Deletion Pricing
  • High Setup Fees
  • Hidden Fees
View Profile Leave Review
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Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

#8 Clean Slate Credit Solutions

Clean Slate Credit Solutions logo
4.8 Overall Score
  • Pay-Per-Deletion Pricing
  • High Setup Fees
  • Hidden Fees
#10
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Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

Credit Repair Resources

4.8

Overall Score


47 User Reviews

  • Extremely Simple Signup Process
  • Exceptional Customer Service
  • 90-Day Money-Back Performance Warranty
Enroll Online 1-(855) 463-5346
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Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

#10 Credit Repair Resources

Credit Repair Resources logo
4.8 Overall Score
  • Extremely Simple Signup Process
  • Exceptional Customer Service
  • 90-Day Money-Back Performance Warranty

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3 Things to Know Before Choosing a Credit Repair Company

Poor credit can diminish an individual’s opportunities in various categories of life, including home and car purchases, loan requests, and even new employment. Credit Repair companies are designed to improve credit scores in a timely manner by removing negative and questionable information from credit reports. This removal process is typically known for allowing those with bad credit to have a second chance. Although credit repair can be done without the assistance of a credit repair company, the results may vary. If a credit repair service is chosen, it is important to be cautious of companies that promise unrealistic credit repair results. The best credit repair companies have organized methods and strategies that are clearly explained to potential customers.

Disclosure: Credit repair companies are often negatively viewed due to a lack of disclosed information. Those looking into credit repair companies should be prepared to request additional information regarding services, contracts, pricing, and refund policies. Companies with higher customer satisfaction ratings are usually trusted to provide more upfront disclosure. Individual research on top companies can benefit potential customers before they meet with company-specific representatives. With research, people have the opportunity to catch any irregular or dishonest proceedings from credit repair companies. Understanding how the credit repair process operates and how it affects FICO scoring is also important when choosing to use credit repair services.

Services: The services that credit repair companies provide can also be performed by individuals; however, many people choose to use credit repair companies due to the amount of time and energy it takes to properly learn credit repair processes and file the correct legal paperwork. Most credit repair services include fixing credit report–related mistakes, searching for ways to get past legal restrictions to help raise a credit score, writing and sending good faith letters to lenders, monitoring credit, and even providing additional services such as fraud notifications, tools to improve financial awareness, etc. Comparing services among multiple companies in the industry will help potential customers determine which company can actually help fulfill their credit repair needs.

Pricing: Prices among credit repair companies vary. Most prices are determined by the services required, how low the credit is, which company is being used, and what policies are in place. For example, some companies have upfront costs while others offer free trials. Reliable credit repair companies will be most likely to give customers a quote, a free trial period, and a clear explanation of what refund policies they may have. Many companies in this industry require monthly payments. Some additional fees may be charged, but researching what those fees are beforehand or if there are fees that will be applied can save customers from unfortunate circumstances.