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Lexington Law
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

company logo #1

2380Reviews

1 second ago

8.7

Our Score

8.1

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CreditRepair.com
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

company logo #2

382Reviews

2 weeks ago

6.3

Our Score

8.2

User Score

Credit Saint
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

company logo #3

131Reviews

4 days ago

5.9

Our Score

9.8

User Score

The Credit People
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

company logo #4

128Reviews

5 days ago

5.5

Our Score

9.2

User Score

The Credit Pros
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

company logo #6

214Reviews

5 days ago

5.4

Our Score

8.7

User Score

Aggressive Credit Repair
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

company logo #8

61Reviews

3 weeks ago

5.1

Our Score

10

User Score

Clean Slate Credit Solutions
verified
Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

company logo #10

63Reviews

3 months ago

4.9

Our Score

10

User Score


3 Things to Know Before Choosing a Credit Repair Company

Poor credit can diminish an individual’s opportunities in various categories of life, including home and car purchases, loan requests, and even new employment. Credit repair companies are designed to improve credit scores in a timely manner by removing negative and questionable information from credit reports. Here are three important things you should know before selecting a credit repair company to help you choose the best company for your needs.

Disclosures

Credit repair companies are often negatively viewed due to a lack of disclosed information. Those looking into credit repair companies should be prepared to request additional information regarding services, contracts, pricing, and refund policies. Companies with higher customer satisfaction ratings are usually trusted to provide more upfront disclosure. Individual research on top companies can benefit potential customers before they meet with company-specific representatives. With research, people have the opportunity to catch any irregular or dishonest proceedings from credit repair companies. Understanding how the credit repair process operates and how it affects FICO scoring is also important when choosing to use credit repair services. 

Services

The services that credit repair companies provide can also be performed by individuals; however, many people choose to use credit repair companies due to the amount of time and energy it takes to properly learn credit repair processes and file the correct legal paperwork. Most credit repair services include fixing credit report–related mistakes, searching for ways to get past legal restrictions to help raise a credit score, writing and sending good faith letters to lenders, monitoring credit, and even providing additional services such as fraud notifications, tools to improve financial awareness, etc. Comparing services among multiple companies in the industry will help potential customers determine which company can actually help fulfill their credit repair needs.

Pricing

Prices among credit repair companies vary. Most prices are determined by the services required, how low the credit is, which company is being used, and what policies are in place. For example, some companies have upfront costs while others offer free trials. Reliable credit repair companies will be most likely to give customers a quote, a free trial period, and a clear explanation of what refund policies they may have. Many companies in this industry require monthly payments. Some additional fees may be charged, but researching what those fees are beforehand or if there are fees that will be applied can save customers from unfortunate circumstances.