The Credit People vs Sky Blue Credit Repair

Alayna Okerlund
Alayna Okerlund | Senior Editor
The Credit People and Sky Blue Credit Repair both have fairly well-established foundations in the credit repair industry. Although The Credit People and Sky Blue Credit Repair do bring a few different things to the table, they both provide couples discounts, guarantees, and offer to assist their clients with more than just credit repair. 

The Credit People and Sky Blue Credit Repair also offer free credit repair service trials and around-the-clock client account access. It’s important to note, however, that The Credit People offers more credit repair service options than Sky Blue Credit Repair.
The Credit People logo verified_user
#3 The Credit People
6.8 Overall Score
4.4
star star star star star_half
(315)
Sky Blue Credit Repair logo
#19 Sky Blue Credit Repair
5.4 Overall Score
4.5
star star star star star_half
(56)

Overview

The Credit People

Monthly Fee

$79

One-Time Fee

$19

Contract Length

No Contract

Time in Business

20 Years

Sky Blue Credit Repair

$79

$79

Cancel Anytime

32 Years

Ratings

The Credit People

Overall Score
6.8 of 10
Review Score
4.4
star star star star star_half
Value for Money
4.2
star star star star star_half
Quality of Product or Service
4.2
star star star star star_half
Company Trustworthiness
4.3
star star star star star_half
Likely to Recommend
8.4 of 10

Sky Blue Credit Repair

5.4 of 10
4.5
star star star star star_half
4.6
star star star star star_half
4.4
star star star star star_half
4.8
star star star star star_half
8.8 of 10

Reviews

The Credit People

Number of Reviews
315
Review Breakdown
4.4
star star star star star_half
5 star
70%
4 star
18%
3 star
3%
2 star
3%
1 star
7%

Sky Blue Credit Repair

56
4.5
star star star star star_half
5 star
79%
4 star
9%
3 star
4%
2 star
2%
1 star
7%

Reviews for The Credit People

Helpful Favorable Review

star star star star star

Corey Ballet

They are a very amazing company.They strive to get your credit on track. they strive to get your credit on track. Working on people Credit.Is personal with the credit people To get the job done. They are not just a regular credit repair company.they are like your family.

1 year ago

Helpful Critical Review

star star_border star_border star_border star_border

Anonymous Honolulu, HI

Service was too similar to previous credit repair service. However, customer service was very unsatisfactory. When I cancelled the service, I received repeated emails stating my payment was due. I sent responses after contacting the customer service notifying cancelation. I finally had my financial institution put a stop payment and fraud alert for all charges. I'm still receiving emails to make payment.

7 months ago

Reviews for Sky Blue Credit Repair

Helpful Favorable Review

star star star star star

Laura South Bend, IN

I used Sky Blue to clean up some of my credit problems. In the first round they got 14 things off my report!! We did another round just to see if anything else would come off, no it didn't. I am very happy I went with this company. I have referred a few friends to use them as well. Thanks for doing a great job! Customer support was great as well. Any time I had a question I would call and speak with an Enghish speaking rep and they always had an answer for me!

2 years ago

Helpful Critical Review

star star_border star_border star_border star_border

bill Canoga Park, CA

Get a one since I got a full refund. Just a go through the motions Repair company. Don't know WHAT or if their they are sending anything , unless you receive credit inquires in the mail. Improved nothing, removed nothing! No one line site to track progress!

5 years ago

The Final Word

The Credit People and Sky Blue Credit Repair both offer many similar services including client satisfaction guarantees, debt validation services, 24/7 client portal access, couples discounts, and more. Although the two companies are somewhat similar, there are a few key differences between the two companies that potential clients should keep in mind.

To start, The Credit People offers two credit repair service options whereas Sky Blue Credit Repair only appears to have one option that clients can choose from. The Credit People have two membership options clients can sign up for: the monthly membership and the flat rate membership.  

The Credit People’s monthly membership allows clients to cancel their memberships at any time. This option also presents clients with a low one-time fee and a moderately priced monthly fee. The company’s flat-rate membership option is a six-month service that allows clients to pay a larger, one-time, flat-rate fee instead of a recurring monthly fee.  

In terms of services, The Credit People provides toll-free customer service, free credit reports and free credit scores, creditor communication services, and unlimited disputes. Sky Blue Credit Repair provides a Pro Analysis service, a 15-item dispute rate per 35 days, credit score assistance, and credit rebuilding services. 

Overall, The Credit People offers more in terms of credit repair services and options; however, both companies may be worth looking into. 

Top Choice

The Credit People Logo
The Credit People

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