The Credit People vs Sky Blue Credit Repair

McCall Martin
McCall Martin | Senior Editor
The Credit People and Sky Blue Credit Repair both have fairly well-established foundations in the credit repair industry. Although The Credit People and Sky Blue Credit Repair do bring a few different things to the table, they both provide couples discounts, guarantees, and offer to assist their clients with more than just credit repair. 

The Credit People and Sky Blue Credit Repair also offer free credit repair service trials and around-the-clock client account access. It’s important to note, however, that The Credit People offers more credit repair service options than Sky Blue Credit Repair.
The Credit People logo
#12 The Credit People
6.5 Overall Score
4.4
star star star star star_half
(339)
Sky Blue Credit Repair logo
#29 Sky Blue Credit Repair
6.1 Overall Score
4.5
star star star star star_half
(59)

Overview

The Credit People

Upfront Cost

$19.00

Monthly Fee

$99.00 or $119.00

Money-Back Guarantee

180 Days

Time in Business

23 Years

Sky Blue Credit Repair

$79

$79

N/A

Undisclosed

Ratings

The Credit People

Overall Score
6.5 of 10
Review Score
4.4
star star star star star_half
Value for Money
4.2
star star star star star_border
Quality of Product or Service
4.2
star star star star star_border
Company Trustworthiness
4.2
star star star star star_border
Likely to Recommend
8.3 of 10

Sky Blue Credit Repair

6.1 of 10
4.5
star star star star star_half
4.7
star star star star star_half
4.2
star star star star star_border
4.7
star star star star star_half
8.6 of 10

Reviews

The Credit People

Number of Reviews
339
Review Breakdown
4.4
star star star star star_half
1 star
9%
2 star
3%
3 star
2%
4 star
17%
5 star
68%

Sky Blue Credit Repair

59
4.5
star star star star star_half
1 star
8%
2 star
2%
3 star
3%
4 star
10%
5 star
76%

Reviews for The Credit People

Helpful Favorable Review

star star star star star

Stephanie Fiorella

January 12th, 2024

DETAILS

I started using the credit people to help me qualify for a home mortgage. My credit score was so low when I first started. After only 2 months they repaired 24 different things off my report and brought my score up SO much. I'm gonna use them for a little longer to see what else they can tidy up, but honestly this company is SO worth it.

Helpful Critical Review

star star_border star_border star_border star_border

Ryan Orr

January 26th, 2024

DETAILS

I wanted to fix my credit, so I hired them to help do so. I stayed with them for almost 7 months and nothing was done. Nothing changed on my credit. I decide to cancel with them and plan to try a different company.

Reviews for Sky Blue Credit Repair

Helpful Favorable Review

star star star star star

Laura

May 21st, 2018

DETAILS

I used Sky Blue to clean up some of my credit problems. In the first round they got 14 things off my report!! We did another round just to see if anything else would come off, no it didn't. I am very happy I went with this company. I have referred a few friends to use them as well. Thanks for doing a great job! Customer support was great as well. Any time I had a question I would call and speak with an Enghish speaking rep and they always had an answer for me!

Helpful Critical Review

star star_border star_border star_border star_border

bill

April 21st, 2015

Get a one since I got a full refund. Just a go through the motions Repair company. Don't know WHAT or if their they are sending anything , unless you receive credit inquires in the mail. Improved nothing, removed nothing! No one line site to track progress!

The Final Word

The Credit People and Sky Blue Credit Repair both offer many similar services including client satisfaction guarantees, debt validation services, 24/7 client portal access, couples discounts, and more. Although the two companies are somewhat similar, there are a few key differences between the two companies that potential clients should keep in mind.

To start, The Credit People offers two credit repair service options whereas Sky Blue Credit Repair only appears to have one option that clients can choose from. The Credit People have two membership options clients can sign up for: the monthly membership and the flat rate membership.  

The Credit People’s monthly membership allows clients to cancel their memberships at any time. This option also presents clients with a low one-time fee and a moderately priced monthly fee. The company’s flat-rate membership option is a six-month service that allows clients to pay a larger, one-time, flat-rate fee instead of a recurring monthly fee.  

In terms of services, The Credit People provides toll-free customer service, free credit reports and free credit scores, creditor communication services, and unlimited disputes. Sky Blue Credit Repair provides a Pro Analysis service, a 15-item dispute rate per 35 days, credit score assistance, and credit rebuilding services. 

Overall, The Credit People offers more in terms of credit repair services and options; however, both companies may be worth looking into. 

Top Choice

The Credit People Logo
The Credit People

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