Lexington Law vs The Credit People

Lexington Law and The Credit People are both top-ranked companies that are well known for providing quality credit repair services. Both companies have been in business for several years and offer quite a bit in terms of credit repair services and additional services. 

Both Lexington Law and The Credit People offer multiple credit repair service options, discounts, and online client account dashboards. Although Lexington Law and The Credit People both provide reputable credit repair services and do have some similarities in regard to credit repair services, potential clients should keep a few important differences between the two companies in mind. 
Lexington Law logo verified_user
#1 Lexington Law
8.8 Overall Score
4
starstarstarstarstar_border
(2,957)
The Credit People logo verified_user
#2 The Credit People
8.4 Overall Score
4.5
starstarstarstarstar_half
(285)

Overview

Lexington Law

The Credit People

Monthly Fee
Monthly Fee
$89.95*
$79
One-Time Fee
One-Time Fee
$89.95*
$19
Contract Length
Contract Length
Cancel Anytime
No Contract
Time In Business
Time In Business
15 Years
18 Years

Ratings

Lexington Law

The Credit People

Overall Score
Overall Score
8.8 of 10
8.4 of 10
Review Score
Review Score
4.0
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4.5
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Value for Money
Value for Money
3.4
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4.3
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Quality of Product or Service
Quality of Product or Service
3.5
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4.4
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Customer Service
Customer Service
3.5
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4.3
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Company Trustworthiness
Company Trustworthiness
3.4
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4.4
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Likely to Recommend
Likely to Recommend
6.0 of 10
8.8 of 10

Reviews

Lexington Law

The Credit People

Number of Reviews
Number of Reviews
2,957
285
Review Breakdown
Review Breakdown
4.0
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5star
65%
4star
10%
3star
3%
2star
3%
1star
20%
4.5
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5star
71%
4star
19%
3star
2%
2star
3%
1star
5%

Reviews for Lexington Law

Helpful Favorable Review

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Jonathon Jamison
October 16th, 2019 Gilbert, AZ DETAILS
Value for your money
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Quality of product or service
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Customer service
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Company trustworthiness
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Lexington Law is nothing short of amazing! They have done exactly what I have asked and been very polite to me the entire time with no questions asked. I wish I would’ve heard about Lexington Law sooner in my life but I am glad that I am working with them now. Thank you so much for your time and your effort I truly appreciate everything that you do for me.


Helpful Critical Review

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Matthew M
October 14th, 2019 Edmond, OK DETAILS
Value for your money
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Quality of product or service
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Customer service
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Company trustworthiness
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This credit repair will be very slow with Lexington law. They dispute 1-2 items a month. They make it this way so you keep giving them money. Using Lexington law doesn't make your credit score better because you're using a company. You can dispute everything on all 3 credit reports on your own all in 1-2 hr's for free. You keep disputing till everything is off credit report. I took 50k in debt into 4k in 2 years without paying a dime. Once you see this is a money pit they charge you $200-$250 to quit. I would just do it yourself. So easy


Reviews for The Credit People

Helpful Favorable Review

starstarstarstarstar
Patty Ryland
August 13th, 2019 Richmond, VA DETAILS
Value for your money
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Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
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The Credit People are the real deal. They do everything promised. I was able to get a low interest car loan, credit card, better housing. I am so pleased with their services. I highly recommend them to anyone with credit issues.


Helpful Critical Review

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Rod
August 27th, 2019 Decatur, GA DETAILS
Value for your money
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Quality of product or service
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Customer service
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Company trustworthiness
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Been working with the credit people company for four months and with them forcing companies to update account information accounts remain on my report and my credit score have Deceased! About $400 dollars later/ 4mths later! Would not recommend using them I would highly recommend just doing it yourself!


The Final Word

Lexington Law and The Credit People are two well-known companies in the credit repair industry. Both companies provide high-quality credit repair services and strive to improve clients’ poor credit situations and help clients with long-term financial success. Although Lexington Law and The Credit People do have some similarities, potential clients should keep a few key differences in mind. 

In terms of credit repair services, Lexington Law does offer more service options than The Credit People. The firm’s clients can choose the Concord Standard option, the Concord Premier option, or the PremierPlus option. 

The Concord Standard plan is the firm's most basic option and includes bureau challenges and creditor interventions. The Concord Premier plan is the firm’s moderate option and involves TransUnion alerts, a score analysis, InquiryAssist, and ReportWatch tools. Lastly, the firm’s most advanced option, the PremierPlus plan, comes with additional identity protection services, various personal finance tools, cease and desist letters, and a helpful FICO credit score tracker tool. 

In addition to Lexington Law’s credit repair service options, the firm also offers military and couple credit repair service discounts and has legal representatives on staff. 

The Credit People, on the other hand, offer a couples discount but do not have lawyers on staff like Lexington Law. In terms of credit repair services, The Credit People have the following two credit repair plan options that clients can choose from: the monthly membership and the flat-rate membership. 

The company’s monthly membership can be canceled at any time and allows clients to pay a lower cost per month rather than a large one-time sum. Those who wish to pay a one-time fee can do so with the flat-rate membership option. 

The Credit People’s membership services include toll-free customer service, creditor communication, unlimited disputes, a client satisfaction guarantee, free credit reports and credit scores, and more. 

Although Lexington Law and The Credit People do have some differences, both companies offer quality credit repair services and are worth looking into. 

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