Lexington Law vs The Credit People
Both Lexington Law and The Credit People offer multiple credit repair service options, discounts, and online client account dashboards. Although Lexington Law and The Credit People both provide reputable credit repair services and do have some similarities in regard to credit repair services, potential clients should keep a few important differences between the two companies in mind.
Overview
Lexington Law
N/A
$99.95
Undisclosed
19 Years
The Credit People
$19.00
$99.00 or $119.00
180 Days
23 Years
Ratings
Lexington Law
The Credit People
Reviews
Lexington Law
Reviews
The Credit People
Reviews for Lexington Law
Helpful Favorable Review
Ida Fowler
March 19th, 2024
South Bend, IN
When I first got with Lexington Law, my credit score was less than 500. After two years my credit score was 750 I was able to purchase a house. My credit is great and all the thanks goes to.Lexington Law
Helpful Critical Review
Brains Wash
March 25th, 2023
Cross, SC
DO NOT USE THIS COMPANY! ALERT! If I could submit negative stars, I would. What's the opposite of a star? Horrible and disrespectful customer service that argues with a potential client. Asking for my social without verifying their company. Heart-fully, defending their negative online results and over-speaking me while I'm trying to gain more information on their company. This is a clear sign that this company only go for low-hanging fruits internally and client-wise. I highly suggest TO NOT USE THIS COMPANY!
Reviews for The Credit People
Helpful Favorable Review
Stephanie Fiorella
January 12th, 2024
New York, NY
DETAILS
I started using the credit people to help me qualify for a home mortgage. My credit score was so low when I first started. After only 2 months they repaired 24 different things off my report and brought my score up SO much. I'm gonna use them for a little longer to see what else they can tidy up, but honestly this company is SO worth it.
Helpful Critical Review
Ryan Orr
January 26th, 2024
Denver, CO
DETAILS
I wanted to fix my credit, so I hired them to help do so. I stayed with them for almost 7 months and nothing was done. Nothing changed on my credit. I decide to cancel with them and plan to try a different company.
The Final Word
In terms of credit repair services, Lexington Law does offer more service options than The Credit People. The firm’s clients can choose the Concord Standard option, the Concord Premier option, or the PremierPlus option.
The Concord Standard plan is the firm's most basic option and includes bureau challenges and creditor interventions. The Concord Premier plan is the firm’s moderate option and involves TransUnion alerts, a score analysis, InquiryAssist, and ReportWatch tools. Lastly, the firm’s most advanced option, the PremierPlus plan, comes with additional identity protection services, cease and desist letters, and a helpful FICO credit score tracker tool.
In addition to Lexington Law’s credit repair service options, the firm also offers military and couple credit repair service discounts and has legal representatives on staff.
The Credit People, on the other hand, offer a couples discount but do not have lawyers on staff like Lexington Law. In terms of credit repair services, The Credit People have the following two credit repair plan options that clients can choose from: the monthly membership and the flat-rate membership.
The company’s monthly membership can be canceled at any time and allows clients to pay a lower cost per month rather than a large one-time sum. Those who wish to pay a one-time fee can do so with the flat-rate membership option.
The Credit People’s membership services include toll-free customer service, creditor communication, unlimited disputes, a client satisfaction guarantee, free credit reports and credit scores, and more.
Although Lexington Law and The Credit People do have some differences, both companies offer quality credit repair services and are worth looking into.
