Lexington Law vs The Credit People

Lexington Law and The Credit People are both top-ranked companies that are well known for providing quality credit repair services. Both companies have been in business for several years and offer quite a bit in terms of credit repair services and additional services. 

Both Lexington Law and The Credit People offer credit repair services, discounts, and online client account dashboards. While The Credit People provides multiple service options, Lexington Law offers a single service level. Although both companies are reputable and share some similarities in their credit repair offerings, potential clients should keep a few important differences between the two in mind.

 

Lexington Law logo
#2 Lexington Law
7.4 Overall Score
5.0
star star star star star
(3,597)
The Credit People logo
#5 The Credit People
6.8 Overall Score
4.3
star star star star star_half
(340)

Overview

Lexington Law

Upfront Cost

N/A

Monthly Fee

N/A

Money-Back Guarantee

Undisclosed

Time in Business

20 Years

The Credit People

$19.00

$99.00 or $119.00

180 Days

23 Years

Ratings

Lexington Law

Overall Score
7.4 of 10
Review Score
5.0
star star star star star
Value for Money
3.9
star star star star star_border
Quality of Product or Service
4.0
star star star star star_border
Company Trustworthiness
4.0
star star star star star_border
Likely to Recommend
7.3 of 10

The Credit People

6.8 of 10
4.3
star star star star star_half
4.1
star star star star star_border
4.2
star star star star star_border
4.2
star star star star star_border
8.2 of 10

Reviews

Lexington Law

Number of Reviews
3,597
Review Breakdown
5.0
star star star star star
1 star
18%
2 star
2%
3 star
3%
4 star
9%
5 star
68%

The Credit People

340
4.3
star star star star star_half
1 star
9%
2 star
3%
3 star
2%
4 star
17%
5 star
68%

Reviews for Lexington Law

Helpful Favorable Review

star star star star star

Marcha McDonald

May 24th, 2024

DETAILS

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Review Source

Lexington Law has helped me with my credit issues & continue to improve my credit status! I appreciate this Firm very much, they’re knowledgeable & they work for you their Client! Thanks Lexington Law

Helpful Critical Review

star star_border star_border star_border star_border

Brains Wash

March 25th, 2023

DO NOT USE THIS COMPANY! ALERT! If I could submit negative stars, I would. What's the opposite of a star? Horrible and disrespectful customer service that argues with a potential client. Asking for my social without verifying their company. Heart-fully, defending their negative online results and over-speaking me while I'm trying to gain more information on their company. This is a clear sign that this company only go for low-hanging fruits internally and client-wise. I highly suggest TO NOT USE THIS COMPANY!

Reviews for The Credit People

Helpful Favorable Review

star star star star star

Stephanie Fiorella

January 12th, 2024

DETAILS

I started using the credit people to help me qualify for a home mortgage. My credit score was so low when I first started. After only 2 months they repaired 24 different things off my report and brought my score up SO much. I'm gonna use them for a little longer to see what else they can tidy up, but honestly this company is SO worth it.

Helpful Critical Review

star star_border star_border star_border star_border

Lorena Michelle

July 23rd, 2024

DETAILS

I paid this company $100 a month for 5 months and they didn't remove anything from my credit report. They kept saying it took time and that they were waiting to hear back and blah blah blah. I cancelled my membership and signed up with Lexington Law because they had a offer that you didnt have to pay to signup. I chose my plan and before they even took a payment I had one account removed off my credit. That proves that The Credit People are a complete SCAM.

The Final Word

Lexington Law and The Credit People are two well-known companies in the credit repair industry. Both companies provide high-quality credit repair services and strive to improve clients’ poor credit situations while helping them achieve long-term financial success. Although Lexington Law and The Credit People do have some similarities, potential clients should keep a few key differences in mind.

Lexington Law, while previously offering multiple service plans, now provides a single, comprehensive service option. This service includes all of the firm’s credit repair features, such as bureau challenges, creditor interventions, identity theft protection, and monthly TransUnion FICO® score updates. The firm also offers military and couple discounts, and has legal representatives on staff to provide added expertise.

The Credit People, on the other hand, offer a couples discount but do not have lawyers on staff like Lexington Law. In terms of credit repair services, The Credit People have the following two credit repair plan options that clients can choose from: the monthly membership and the flat-rate membership.

The company’s monthly membership can be canceled at any time and allows clients to pay a lower cost per month rather than a large one-time sum. Those who wish to pay a one-time fee can do so with the flat-rate membership option.

The Credit People’s membership services include toll-free customer service, creditor communication, unlimited disputes, a client satisfaction guarantee, free credit reports and credit scores, and more.

Although Lexington Law and The Credit People do have some differences, both companies offer quality credit repair services and are worth looking into.

Top Choice

Lexington Law Logo
Lexington Law

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