1. Lexington Law vs The Credit People

Lexington Law vs The Credit People

Lexington Law and The Credit People are both top-ranked companies that are well known for providing quality credit repair services. Both companies have been in business for several years and offer quite a bit in terms of credit repair services and additional services. 

Both Lexington Law and The Credit People offer multiple credit repair service options, discounts, and online client account dashboards. Although Lexington Law and The Credit People both provide reputable credit repair services and do have some similarities in regard to credit repair services, potential clients should keep a few important differences between the two companies in mind. 
Lexington Law logo verified_user
#1 Lexington Law
8.7 Overall Score
4
starstarstarstarstar_border
(3,037)
The Credit People logo verified_user
#3 The Credit People
8.1 Overall Score
4.5
starstarstarstarstar_half
(313)

Overview

Lexington Law

The Credit People

Monthly Fee
Monthly Fee
$89.95*
$79
One-Time Fee
One-Time Fee
$89.95*
$19
Contract Length
Contract Length
Cancel Anytime
No Contract
Time In Business
Time In Business
16 Years
19 Years

Ratings

Lexington Law

The Credit People

Overall Score
Overall Score
8.7 of 10
8.1 of 10
Review Score
Review Score
4.0
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4.5
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Value for Money
Value for Money
3.4
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4.2
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Quality of Product or Service
Quality of Product or Service
3.5
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4.3
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Customer Service
Customer Service
3.6
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4.3
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Company Trustworthiness
Company Trustworthiness
3.5
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4.4
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Likely to Recommend
Likely to Recommend
6.1 of 10
8.6 of 10

Reviews

Lexington Law

The Credit People

Number of Reviews
Number of Reviews
3,037
313
Review Breakdown
Review Breakdown
4.0
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5 star
65%
4 star
10%
3 star
3%
2 star
3%
1 star
20%
4.5
starstarstarstarstar_half
5 star
70%
4 star
18%
3 star
3%
2 star
3%
1 star
6%

Reviews for Lexington Law

Helpful Favorable Review

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Dekota Dennis

September 23rd, 2020

Best help to improve my credit score. Amazing how Knowledgeable she was about me situation.Real team work between the 2 of usi now know what to do. She took me to school. I learned. So much in such a short time.


Helpful Critical Review

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Be leery

September 23rd, 2020 Dickinson, ND DETAILS arrow_drop_down
Value for your money
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Quality of product or service
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Customer service
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Company trustworthiness
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Slow credit repair service at which since billing is only done monthly expect only 1 item removed per month. Upon cancelling they will bill for an extra month when services haven’t been rendered. Definitely suggest not using this service. Also credit report updates are always late through the app. Customer service is below subpar.


Reviews for The Credit People

Helpful Favorable Review

Verified Customer

starstarstarstarstar

Corey Ballet

September 23rd, 2020 DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

They are a very amazing company.They strive to get your credit on track. they strive to get your credit on track. Working on people Credit.Is personal with the credit people To get the job done. They are not just a regular credit repair company.they are like your family.


Helpful Critical Review

Verified Customer

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Anonymous

September 23rd, 2020 Honolulu, HI DETAILS arrow_drop_down
Value for your money
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Quality of product or service
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Customer service
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Company trustworthiness
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Service was too similar to previous credit repair service. However, customer service was very unsatisfactory. When I cancelled the service, I received repeated emails stating my payment was due. I sent responses after contacting the customer service notifying cancelation. I finally had my financial institution put a stop payment and fraud alert for all charges. I'm still receiving emails to make payment.


The Final Word

Lexington Law and The Credit People are two well-known companies in the credit repair industry. Both companies provide high-quality credit repair services and strive to improve clients’ poor credit situations and help clients with long-term financial success. Although Lexington Law and The Credit People do have some similarities, potential clients should keep a few key differences in mind. 

In terms of credit repair services, Lexington Law does offer more service options than The Credit People. The firm’s clients can choose the Concord Standard option, the Concord Premier option, or the PremierPlus option. 

The Concord Standard plan is the firm's most basic option and includes bureau challenges and creditor interventions. The Concord Premier plan is the firm’s moderate option and involves TransUnion alerts, a score analysis, InquiryAssist, and ReportWatch tools. Lastly, the firm’s most advanced option, the PremierPlus plan, comes with additional identity protection services, various personal finance tools, cease and desist letters, and a helpful FICO credit score tracker tool. 

In addition to Lexington Law’s credit repair service options, the firm also offers military and couple credit repair service discounts and has legal representatives on staff. 

The Credit People, on the other hand, offer a couples discount but do not have lawyers on staff like Lexington Law. In terms of credit repair services, The Credit People have the following two credit repair plan options that clients can choose from: the monthly membership and the flat-rate membership. 

The company’s monthly membership can be canceled at any time and allows clients to pay a lower cost per month rather than a large one-time sum. Those who wish to pay a one-time fee can do so with the flat-rate membership option. 

The Credit People’s membership services include toll-free customer service, creditor communication, unlimited disputes, a client satisfaction guarantee, free credit reports and credit scores, and more. 

Although Lexington Law and The Credit People do have some differences, both companies offer quality credit repair services and are worth looking into. 

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