Lexington Law vs The Credit People

Jenna Vasquez
Jenna Vasquez | Contributor
Lexington Law and The Credit People are both top-ranked companies that are well known for providing quality credit repair services. Both companies have been in business for several years and offer quite a bit in terms of credit repair services and additional services. 

Both Lexington Law and The Credit People offer multiple credit repair service options, discounts, and online client account dashboards. Although Lexington Law and The Credit People both provide reputable credit repair services and do have some similarities in regard to credit repair services, potential clients should keep a few important differences between the two companies in mind. 
Lexington Law logo verified_user
#2 Lexington Law
8.4 Overall Score
4.1
star star star star star_border
(3,450)
The Credit People logo verified_user
#17 The Credit People
5.9 Overall Score
4.4
star star star star star_half
(323)

Overview

Lexington Law

Upfront Cost

99.95

Monthly Fee

99.95

Money-Back Guarantee

Undisclosed

Time in Business

18 Years

The Credit People

$419.00

$79.00

180

21 Years

Ratings

Lexington Law

Overall Score
8.4 of 10
Review Score
4.1
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Value for Money
3.8
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Quality of Product or Service
3.9
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Company Trustworthiness
3.9
star star star star star_border
Likely to Recommend
7.1 of 10

The Credit People

5.9 of 10
4.4
star star star star star_half
4.2
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4.2
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4.3
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8.4 of 10

Reviews

Lexington Law

Number of Reviews
3,450
Review Breakdown
4.1
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5 star
67%
4 star
9%
3 star
3%
2 star
3%
1 star
18%

The Credit People

323
4.4
star star star star star_half
5 star
69%
4 star
18%
3 star
2%
2 star
3%
1 star
7%

Reviews for Lexington Law

Helpful Favorable Review

star star star star star

Veda G Chicago, IL

I have no complaints concerning the work that Lexington Law Firm has done for me. They have removed negative items from my Credit Report and allowed opportunities for new credit to be possible as well as help me to improve my Credit Score. Great Firm providing a great opportunity to improve and be better.

3 years ago

Helpful Critical Review

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Review Source

star star_border star_border star_border star_border

Theresa Ackerman Jacksonville, FL

We were trying to purchase a house and needed as much credit repair help as we could get. After 6 months of payments to Lexington Law, my score hadn’t moved at all, and nothing had been repaired on my credit report. Their website was not at all helpful, and prompted me to contact customer service to reset my password EVERY time I signed in. I would never recommend them to anyone!

3 weeks ago

Reviews for The Credit People

Helpful Favorable Review

check_circle

Review Source

star star star star star

Samarra Miller Mulberry, FL

I did research on this company before moving to Orlando and decided to try them out. They are professional and down to earth at the same time. Knowledgeable also explained different options to me that I didn't know I needed and can do.

1 month ago

Helpful Critical Review

star star star_border star_border star_border

Michael Fernandes

Not sure why I carry any faith in this company still.... 4months in and no changes... The scores they sent me are inflated more than 100 points (just to make you feel better) Then you go to purchase a house or a car and find out what your REAL score is. Then they feed you some BS about "different scoring models used" Why don't they use one ACCURATE and RELEVANT to the world we live in. REAL LIFE REQUIRES REAL SCORES.

5 months ago

The Final Word

Lexington Law and The Credit People are two well-known companies in the credit repair industry. Both companies provide high-quality credit repair services and strive to improve clients’ poor credit situations and help clients with long-term financial success. Although Lexington Law and The Credit People do have some similarities, potential clients should keep a few key differences in mind. 

In terms of credit repair services, Lexington Law does offer more service options than The Credit People. The firm’s clients can choose the Concord Standard option, the Concord Premier option, or the PremierPlus option. 

The Concord Standard plan is the firm's most basic option and includes bureau challenges and creditor interventions. The Concord Premier plan is the firm’s moderate option and involves TransUnion alerts, a score analysis, InquiryAssist, and ReportWatch tools. Lastly, the firm’s most advanced option, the PremierPlus plan, comes with additional identity protection services, various personal finance tools, cease and desist letters, and a helpful FICO credit score tracker tool. 

In addition to Lexington Law’s credit repair service options, the firm also offers military and couple credit repair service discounts and has legal representatives on staff. 

The Credit People, on the other hand, offer a couples discount but do not have lawyers on staff like Lexington Law. In terms of credit repair services, The Credit People have the following two credit repair plan options that clients can choose from: the monthly membership and the flat-rate membership. 

The company’s monthly membership can be canceled at any time and allows clients to pay a lower cost per month rather than a large one-time sum. Those who wish to pay a one-time fee can do so with the flat-rate membership option. 

The Credit People’s membership services include toll-free customer service, creditor communication, unlimited disputes, a client satisfaction guarantee, free credit reports and credit scores, and more. 

Although Lexington Law and The Credit People do have some differences, both companies offer quality credit repair services and are worth looking into. 

Top Choice

Lexington Law Logo
Lexington Law

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