Lexington Law vs The Credit People

Lexington Law and The Credit People are both top-ranked companies that are well known for providing quality credit repair services. Both companies have been in business for several years and offer quite a bit in terms of credit repair services and additional services. 

Both Lexington Law and The Credit People offer multiple credit repair service options, discounts, and online client account dashboards. Although Lexington Law and The Credit People both provide reputable credit repair services and do have some similarities in regard to credit repair services, potential clients should keep a few important differences between the two companies in mind. 
Lexington Law logo verified_user
#1 Lexington Law
8.8 Overall Score
4
starstarstarstarstar_border
(2,985)
The Credit People logo verified_user
#3 The Credit People
8.3 Overall Score
4.5
starstarstarstarstar_half
(288)

Overview

Lexington Law

The Credit People

Monthly Fee
Monthly Fee
$89.95*
$79
One-Time Fee
One-Time Fee
$89.95*
$19
Contract Length
Contract Length
Cancel Anytime
No Contract
Time In Business
Time In Business
15 Years
18 Years

Ratings

Lexington Law

The Credit People

Overall Score
Overall Score
8.8 of 10
8.3 of 10
Review Score
Review Score
4.0
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4.5
starstarstarstarstar_half
Value for Money
Value for Money
3.3
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4.3
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Quality of Product or Service
Quality of Product or Service
3.4
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4.4
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Customer Service
Customer Service
3.5
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4.3
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Company Trustworthiness
Company Trustworthiness
3.4
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4.4
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Likely to Recommend
Likely to Recommend
6.0 of 10
8.8 of 10

Reviews

Lexington Law

The Credit People

Number of Reviews
Number of Reviews
2,985
288
Review Breakdown
Review Breakdown
4.0
starstarstarstarstar_border
5 star
65%
4 star
10%
3 star
3%
2 star
3%
1 star
20%
4.5
starstarstarstarstar_half
5 star
70%
4 star
19%
3 star
2%
2 star
3%
1 star
5%

Reviews for Lexington Law

Helpful Favorable Review

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Vicki
November 26th, 2019 Waldorf, MD DETAILS
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Four years ago, my company stopped paying bonuses, which was apart of our salaries. This caused my bills to get behind etc. I reached out to LexingtonLaw to help me cleanup my credit and I’m so glad I did. My credit score was a 550, they’ve helped me get to 701. Thank you LexingtonLaw!!


Helpful Critical Review

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EJ Velasco
December 11th, 2019 Stafford, VA DETAILS
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstar_borderstar_borderstar_borderstar_border
Customer service
starstar_borderstar_borderstar_borderstar_border
Company trustworthiness
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It’s been 2-3 months and they said they would repair my credit in 30 days. I’ve been paying $59.95 every month since then. They overcharge me and when I asked for the work that they have done, I don’t get any updates. I asked for a refund and they say they can’t. Please do not use this service.


Reviews for The Credit People

Helpful Favorable Review

starstarstarstarstar
Patty Ryland
August 13th, 2019 Richmond, VA DETAILS
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

The Credit People are the real deal. They do everything promised. I was able to get a low interest car loan, credit card, better housing. I am so pleased with their services. I highly recommend them to anyone with credit issues.


Helpful Critical Review

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Rod
August 27th, 2019 Decatur, GA DETAILS
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstar_borderstar_borderstar_borderstar_border
Customer service
starstar_borderstar_borderstar_borderstar_border
Company trustworthiness
starstar_borderstar_borderstar_borderstar_border

Been working with the credit people company for four months and with them forcing companies to update account information accounts remain on my report and my credit score have Deceased! About $400 dollars later/ 4mths later! Would not recommend using them I would highly recommend just doing it yourself!


The Final Word

Lexington Law and The Credit People are two well-known companies in the credit repair industry. Both companies provide high-quality credit repair services and strive to improve clients’ poor credit situations and help clients with long-term financial success. Although Lexington Law and The Credit People do have some similarities, potential clients should keep a few key differences in mind. 

In terms of credit repair services, Lexington Law does offer more service options than The Credit People. The firm’s clients can choose the Concord Standard option, the Concord Premier option, or the PremierPlus option. 

The Concord Standard plan is the firm's most basic option and includes bureau challenges and creditor interventions. The Concord Premier plan is the firm’s moderate option and involves TransUnion alerts, a score analysis, InquiryAssist, and ReportWatch tools. Lastly, the firm’s most advanced option, the PremierPlus plan, comes with additional identity protection services, various personal finance tools, cease and desist letters, and a helpful FICO credit score tracker tool. 

In addition to Lexington Law’s credit repair service options, the firm also offers military and couple credit repair service discounts and has legal representatives on staff. 

The Credit People, on the other hand, offer a couples discount but do not have lawyers on staff like Lexington Law. In terms of credit repair services, The Credit People have the following two credit repair plan options that clients can choose from: the monthly membership and the flat-rate membership. 

The company’s monthly membership can be canceled at any time and allows clients to pay a lower cost per month rather than a large one-time sum. Those who wish to pay a one-time fee can do so with the flat-rate membership option. 

The Credit People’s membership services include toll-free customer service, creditor communication, unlimited disputes, a client satisfaction guarantee, free credit reports and credit scores, and more. 

Although Lexington Law and The Credit People do have some differences, both companies offer quality credit repair services and are worth looking into. 

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