Lexington Law vs The Credit People

Lexington Law and The Credit People are both top-ranked companies that are well known for providing quality credit repair services. Both companies have been in business for several years and offer quite a bit in terms of credit repair services and additional services. 

Both Lexington Law and The Credit People offer multiple credit repair service options, discounts, and online client account dashboards. Although Lexington Law and The Credit People both provide reputable credit repair services and do have some similarities in regard to credit repair services, potential clients should keep a few important differences between the two companies in mind. 
Lexington Law logo verified_user
#1 Lexington Law
9.2 Overall Score
4
starstarstarstarstar_border
(2,987)
The Credit People logo verified_user
#3 The Credit People
7.1 Overall Score
4.5
starstarstarstarstar_half
(295)

Overview

Lexington Law

The Credit People

Monthly Fee
Monthly Fee
$89.95*
$79
One-Time Fee
One-Time Fee
$89.95*
$19
Contract Length
Contract Length
Cancel Anytime
No Contract
Time In Business
Time In Business
16 Years
19 Years

Ratings

Lexington Law

The Credit People

Overall Score
Overall Score
9.2 of 10
7.1 of 10
Review Score
Review Score
4.0
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4.5
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Value for Money
Value for Money
3.4
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4.3
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Quality of Product or Service
Quality of Product or Service
3.4
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4.3
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Customer Service
Customer Service
3.5
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4.3
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Company Trustworthiness
Company Trustworthiness
3.4
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4.4
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Likely to Recommend
Likely to Recommend
6.0 of 10
8.7 of 10

Reviews

Lexington Law

The Credit People

Number of Reviews
Number of Reviews
2,987
295
Review Breakdown
Review Breakdown
4.0
starstarstarstarstar_border
5 star
65%
4 star
10%
3 star
3%
2 star
3%
1 star
20%
4.5
starstarstarstarstar_half
5 star
70%
4 star
19%
3 star
3%
2 star
3%
1 star
6%

Reviews for Lexington Law

Helpful Favorable Review

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Jeff Leathers

March 12th, 2020 Rochester, MN DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
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Company trustworthiness
starstarstarstarstar

Lexington Law continues to be diligent in handling my case. I enjoy seeing discrepancies on my credit be removed. I do not have the patience or knowledge to go about doing the work Lexington Law does on my behalf. I can continue to do the things I know how to do. I highly recommend the service Lexington Law provides.


Helpful Critical Review

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laneshia hunt

March 1st, 2020 Houston, TX DETAILS arrow_drop_down
Value for your money
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Quality of product or service
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Customer service
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Company trustworthiness
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Liars!!! I repeat liars!!!! They told me misleading information from the time I started to the time I canceled my service with them . Not only are they not really paralegals they are rude and the customer service all the way to management is terrible. Don’t go through them !! They tell you all these lies to get you to bite but they honestly don’t really do anything at all


Reviews for The Credit People

Helpful Favorable Review

starstarstarstarstar

Patty Ryland

August 13th, 2019 Richmond, VA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

The Credit People are the real deal. They do everything promised. I was able to get a low interest car loan, credit card, better housing. I am so pleased with their services. I highly recommend them to anyone with credit issues.


Helpful Critical Review

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Jared

February 12th, 2020 Charlotte, NC DETAILS arrow_drop_down
Value for your money
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Quality of product or service
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Customer service
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Company trustworthiness
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Do not waste your time with this company. I was with them for over 2 months and my credit actually dropped. When I contacted them to see what's going on I had mentioned that I was considering canceling my account. I decided not to cancel and went back to my account a couple of hours later to they cancelled my account for me. Save your money, these "credit people" don't care about you, they care about the bottom line.


The Final Word

Lexington Law and The Credit People are two well-known companies in the credit repair industry. Both companies provide high-quality credit repair services and strive to improve clients’ poor credit situations and help clients with long-term financial success. Although Lexington Law and The Credit People do have some similarities, potential clients should keep a few key differences in mind. 

In terms of credit repair services, Lexington Law does offer more service options than The Credit People. The firm’s clients can choose the Concord Standard option, the Concord Premier option, or the PremierPlus option. 

The Concord Standard plan is the firm's most basic option and includes bureau challenges and creditor interventions. The Concord Premier plan is the firm’s moderate option and involves TransUnion alerts, a score analysis, InquiryAssist, and ReportWatch tools. Lastly, the firm’s most advanced option, the PremierPlus plan, comes with additional identity protection services, various personal finance tools, cease and desist letters, and a helpful FICO credit score tracker tool. 

In addition to Lexington Law’s credit repair service options, the firm also offers military and couple credit repair service discounts and has legal representatives on staff. 

The Credit People, on the other hand, offer a couples discount but do not have lawyers on staff like Lexington Law. In terms of credit repair services, The Credit People have the following two credit repair plan options that clients can choose from: the monthly membership and the flat-rate membership. 

The company’s monthly membership can be canceled at any time and allows clients to pay a lower cost per month rather than a large one-time sum. Those who wish to pay a one-time fee can do so with the flat-rate membership option. 

The Credit People’s membership services include toll-free customer service, creditor communication, unlimited disputes, a client satisfaction guarantee, free credit reports and credit scores, and more. 

Although Lexington Law and The Credit People do have some differences, both companies offer quality credit repair services and are worth looking into. 

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