Louis Denicola is a personal finance expert who helps educate consumers and small business owners about finances. He specializes in credit reporting and scoring, and works with a variety of companies in the FinTech and financial services industries, including FICO, Experian, Nova Credit, and Credit Karma. Louis is also "the credit card guy" among friends and colleagues. He's the person everyone turns to with questions about the best way to earn and use reward points, and advice for finding travel deals. When he's not working (and when pandemic-related shutdowns allow it) Louis enjoys indoor rock climbing, yoga, making jewelry, and volunteering as a tax preparer for the VITA program.