Best Personal Loans

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  • APR: 4.99%-35.99%
  • Max Loan Amount: $40k
  • Credit Score Requirement: Varies

Credible

  • APR: 4.99%-35.99%
  • Max Loan Amount: $40k
  • Credit Score Requirement: Varies
  • Interest Rate: 5.99%-35.99%
  • Max Term Length: 60 Months
  • Max Loan Amount: $35k

LendingTree

  • Interest Rate: 5.99%-35.99%
  • Max Term Length: 60 Months
  • Max Loan Amount: $35k
  • APR: 4.99–149%/li>
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 540

Argon Credit

  • APR: 4.99–149%/li>
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 540
  • APR: 5.96-35.97%*
  • Max Loan Amount: $50k
  • Max Loan Length: 60 Months
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Upgrade

  • APR: 5.96-35.97%*
  • Max Loan Amount: $50k
  • Max Loan Length: 60 Months
  • APR: 5.99-35.64%
  • Max Loan Amount: $40k
  • Credit Score Requirement: Undisclosed

My Green Loans

  • APR: 5.99-35.64%
  • Max Loan Amount: $40k
  • Credit Score Requirement: Undisclosed
  • APR: 9-18.25%
  • Max Loan Amount: Undisclosed
  • Credit Score Requirement: NA

Money One

  • APR: 9-18.25%
  • Max Loan Amount: Undisclosed
  • Credit Score Requirement: NA
  • APR: 5.99% - 36%
  • Max Loan Length: $35,000
  • Credit Score Requirement: 640

eLEND

  • APR: 5.99% - 36%
  • Max Loan Length: $35,000
  • Credit Score Requirement: 640
  • APR: 5.99-35.99%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: NA

Signature Loan

  • APR: 5.99-35.99%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: NA
  • APR: 5.99-36%
  • Max Loan Amount: $35k
  • Credit Score Requirement: Undisclosed

We Give Loans

  • APR: 5.99-36%
  • Max Loan Amount: $35k
  • Credit Score Requirement: Undisclosed
  • APR: 6.95% - 36%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 640

Prosper

  • APR: 6.95% - 36%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 640
  • APR: 4.99%-35.99%
  • Max Loan Amount: $40k
  • Credit Score Requirement: Varies

Founded in 2012, with its headquarters in San Francisco, California, Credible offers student loans and personal loans to customers in need. The company will also help you refinance your student loans to a more attractive rate. Credible has a simple, hassle-free lender-searching process and has loan packages that meet the needs and preferences of just about anyone.

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  • Interest Rate: 5.99%-35.99%
  • Max Term Length: 60 Months
  • Max Loan Amount: $35k

LendingTree was founded in 1996 by Doug Lebda. They seek to empower consumers by providing multiple loan offers simultaneously. Their services extend to business, mortgage, auto, and personal loans. Since their founding, LendingTree has helped over 40 million people find the right loan. They account for $251 billion in closed loan transactions.

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  • APR: 4.99–149%/li>
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 540

Founded in 2014 and headquartered in Burr Ridge, Illinois, Argon Credit is here to help you when money is tight and funds are needed. With varying rates and loan amounts, Argon Credit can meet your needs with the loan type you're looking for in your particular situation. Applying for a loan is simple and receiving funds is quick, therefore taking the stress and worry out of your otherwise challenging situation.

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  • APR: 5.96-35.97%*
  • Max Loan Amount: $50k
  • Max Loan Length: 60 Months

Upgrade was established in 2016 by Renaud Laplanche, Soul Htite, and a team of experienced industry veterans. The company is an online lending platform that combines personal loans with free credit monitoring, alerts, and education features, helping borrowers secure more affordable credit now and in the future. Upgrade offers affordable loans from $1,000 to $50,000 with low fixed rates ranging from 5.96% to 35.97%* . Additionally, the company's flexible loan options are made to fit each borrower's budget; borrowers can pick their loan amount and term (36 or 60 months).

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  • APR: 5.99-35.64%
  • Max Loan Amount: $40k
  • Credit Score Requirement: Undisclosed

Available in 48 states, My Green Loans is primarily based in Box Elder, Montana. The company has established in 2011 to offer short-term loans and other types of short-term money-lending solutions to customers. More than 1.5 million customers have done business with My Green loans, and the company has loaned more than $1 billion. A defining feature of My Green Loans is their personal loan options available to customers in amounts up to $40,000. Customers should be aware, however, that the company does offer short-term loans, which come at very steep rates.

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  • APR: 9-18.25%
  • Max Loan Amount: Undisclosed
  • Credit Score Requirement: NA

When it comes to lending money, people have many options to choose from. One attractive lender to consider is a credit union, and one of the most respected of these in institutions in Maryland is Money One Federal Credit Union. Located in Largo and founded during the Baby Boomer years of 1951, Money One has been helping individuals and families for six decades to achieve their financial goals and fund their dreams. The credit union has a wide array of loans to choose from and has an intuitive website. However, customer service needs improvement.

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  • APR: 5.99% - 36%
  • Max Loan Length: $35,000
  • Credit Score Requirement: 640

Founded in 1997, eLEND is a lending institution that focuses mainly on providing financing and refinancing for homeowners. In order to provide its customers with a wide variety of financial solutions, eLEND also offers personal loans through Prosper, a peer-to-peer lending marketplace with over 2 million members that was founded in 2005. Through Prosper, customers can quickly receive a personal loan with competitive fixed interest rates to finance their next project. Borrowers' overall eligibility and APR will depend on credit score and income, as well as several other factors.

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  • APR: 5.99-35.99%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: NA

Signature Loan is a cutting edge, modern day loan servicing company that has been in business for 18 years. With continuous stability, Signature Loan has proven to have reliable service that benefits the consumer with an easy to use platform built from just a few simple questions gaining your Pre-Approval. In order to qualify for a personal loan through Signature Loan, applicants must be at least 18 years old, U.S. citizens or permanent residents (not a resident of Maine), have an email address, phone number, and a checking account. Approval usually occurs within minutes.

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  • APR: 5.99-36%
  • Max Loan Amount: $35k
  • Credit Score Requirement: Undisclosed
  • APR: 6.95% - 36%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 640

Prosper gives borrowers access to collateral-free, personal loans at low, fixed rates. Prosper was the first online lending marketplace to launch in the United States in 2006, and have helped facilitate over $9 billion in personal loans to date. Through Prosper, people with good credit can borrow up to $35,000 to help consolidate credit card debt and cover important life expenses, like remodeling their home or paying for medical expenses. With an easy online application, no hidden fees or repayment penalties, Prosper is a smart way to get the money you need and improve your financial well-being. 

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