Best Personal Loans

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  • APR: 5.99% - 35.64%
  • Max Loan Amount: $40,000
  • Credit Score Requirement: Undisclosed

My Green Loans

  • APR: 5.99% - 35.64%
  • Max Loan Amount: $40,000
  • Credit Score Requirement: Undisclosed
  • APR: 9% - 18.25%
  • Max Loan Amount: Undisclosed
  • Credit Score Requirement: Undisclosed

Money One

  • APR: 9% - 18.25%
  • Max Loan Amount: Undisclosed
  • Credit Score Requirement: Undisclosed
  • APR: 5.99% - 36%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: Undisclosed

We Give Loans

  • APR: 5.99% - 36%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: Undisclosed
  • APR: 5.99% - 35.99%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: Undisclosed

Signature Loan

  • APR: 5.99% - 35.99%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: Undisclosed
  • APR: 5.99% - 36%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 640

eLEND

  • APR: 5.99% - 36%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 640
  • APR: 7.18% - 31.16%
  • Max Loan Amount: $25,000
  • Credit Score Requirement: 600

Pave

  • APR: 7.18% - 31.16%
  • Max Loan Amount: $25,000
  • Credit Score Requirement: 600
  • APR: 6.95% - 36%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 640

Prosper

  • APR: 6.95% - 36%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 640
  • APR: 5.99% - 36%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: Undisclosed

247 Lending Group

  • APR: 5.99% - 36%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: Undisclosed
  • APR: 8% - 25%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 660

Payoff

  • APR: 8% - 25%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 660
  • APR: 10.9%+
  • Max Loan Amount: Varies
  • Credit Score Requirement: Undisclosed

PSECU

  • APR: 10.9%+
  • Max Loan Amount: Varies
  • Credit Score Requirement: Undisclosed
  • APR: 5.99% - 35.64%
  • Max Loan Amount: $40,000
  • Credit Score Requirement: Undisclosed

Available in 48 states, My Green Loans is primarily based in Box Elder, Montana. The company has established in 2011 to offer short-term loans and other types of short-term money-lending solutions to customers. More than 1.5 million customers have done business with My Green loans, and the company has loaned more than $1 billion. A defining feature of My Green Loans is their personal loan options available to customers in amounts up to $40,000. Customers should be aware, however, that the company does offer short-term loans, which come at very steep rates.

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  • APR: 9% - 18.25%
  • Max Loan Amount: Undisclosed
  • Credit Score Requirement: Undisclosed

When it comes to lending money, people have many options to choose from. One attractive lender to consider is a credit union, and one of the most respected of these in institutions in Maryland is Money One Federal Credit Union. Located in Largo and founded during the Baby Boomer years of 1951, Money One has been helping individuals and families for six decades to achieve their financial goals and fund their dreams. The credit union has a wide array of loans to choose from and has an intuitive website. However, customer service needs improvement.

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  • APR: 5.99% - 36%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: Undisclosed
  • APR: 5.99% - 35.99%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: Undisclosed

Signature Loan is a cutting edge, modern day loan servicing company that has been in business for 18 years. With continuous stability, Signature Loan has proven to have reliable service that benefits the consumer with an easy to use platform built from just a few simple questions gaining your Pre-Approval. In order to qualify for a personal loan through Signature Loan, applicants must be at least 18 years old, U.S. citizens or permanent residents (not a resident of Maine), have an email address, phone number, and a checking account. Approval usually occurs within minutes.

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  • APR: 5.99% - 36%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 640

Founded in 1997, eLEND is a lending institution that focuses mainly on providing financing and refinancing for homeowners. In order to provide its customers with a wide variety of financial solutions, eLEND also offers personal loans through Prosper, a peer-to-peer lending marketplace with over 2 million members that was founded in 2005. Through Prosper, customers can quickly receive a personal loan with competitive fixed interest rates to finance their next project. Borrowers' overall eligibility and APR will depend on credit score and income, as well as several other factors.

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  • APR: 7.18% - 31.16%
  • Max Loan Amount: $25,000
  • Credit Score Requirement: 600

Pave is a personal loan company based out of New York City and has been operational for over two years. Its target market is young people in need of access to funding in order to pay for education, start a business, or improve their financial situation. Pave operates online and has a fairly straightforward application process. Minimum qualifications necessary to receive a loan from Pave include US citizenship, being 18 years of age or older, have a U.S. bank account, have a credit score of 660 or higher, and have either an income, job offer, or be enrolled in college courses. Its low interest rates and excellent loan terms are an appealing option to young entrepreneurs and students.

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  • APR: 6.95% - 36%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 640

Prosper gives borrowers access to collateral-free, personal loans at low, fixed rates. Prosper was the first online lending marketplace to launch in the United States in 2006, and have helped facilitate over $9 billion in personal loans to date. Through Prosper, people with good credit can borrow up to $35,000 to help consolidate credit card debt and cover important life expenses, like remodeling their home or paying for medical expenses. With an easy online application, no hidden fees or repayment penalties, Prosper is a smart way to get the money you need and improve your financial well-being. 

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  • APR: 5.99% - 36%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: Undisclosed

Headquartered in Raleigh, North Carolina, 247 Lending Group offers personal loans to people who are in need of cash for immediate needs. The company was founded in 2002 and prides itself in approving loans quickly and for customers of all credit types. Customers love the easy application process and the prompt attention and response they receive from company representatives. Another unique feature is that a loan inquiry to 247 Lending Group with not have a negative impact on the prospective customer's credit.

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  • APR: 8% - 25%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 660

Founded in 2009, Payoff's initial business model incorporated gamification, behavioral science, and social media to help people manage and pay down credit card debt. Pivoting in 2014, Payoff entered the lending space to help people eliminate high-interest credit card balances. Its board of directors includes Joe Saunders, former CEO of Visa; Mohamed El-Erian, former CEO and Co-CIO of PIMCO; and Arianna Huffington, President and Editor-in-Chief at The Huffington Post. The company recently closed on $250 million of lending capital from Eaglewood Capital Management. Payoff's CEO, Scott Saunders, was recognized on the Goldman Sachs 2012 inaugural list of the Top 100 Most Innovative Entrepreneurs.

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  • APR: 10.9%+
  • Max Loan Amount: Varies
  • Credit Score Requirement: Undisclosed

In 1933, Pennsylvania State Employees Credit Union (PSECU) opened its doors for business. Over the last 80-plus years, the company has become one of the strongest in the region. Based in the capital city of Harrisburg, PSECU currently has more than $4 billion in assets and serves more than 400,000 customers. The credit union offers an array of loans to customers, including personal loans, auto loans, home loans, credit cards, student loans and debt consolidation. This wide range of lending options is a clear distinguishing characteristic of the credit union, as are its many online educational tools.

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