Best Personal Loans

77 Companies

5,044 Real Customer Reviews

4.6
Average User Rating

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4.2

Overall Score

19 User Reviews

18 days ago

  • APR: 9.9% – 179%
  • Max Loan Amount: $100,000
  • Credit Score Requirement: Subprime

LoanMe

  • APR: 9.9% – 179%
  • Max Loan Amount: $100,000
  • Credit Score Requirement: Subprime

3.7

Overall Score

12 User Reviews

19 days ago

  • APR: Undisclosed
  • Max Loan Amount: Undisclosed
  • Credit Score Requirement: NA

InstaLoan

  • APR: Undisclosed
  • Max Loan Amount: Undisclosed
  • Credit Score Requirement: NA

3.6

Overall Score

25 User Reviews

a month ago

  • APR: 9.95-35.99%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 650

Avant

  • APR: 9.95-35.99%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 650

3.5

Overall Score

13 User Reviews

10 months ago

  • APR: 5.99% - 29.99%
  • Max Loan Amount: $25,000
  • Credit Score Requirement: Varies

Peerform

  • APR: 5.99% - 29.99%
  • Max Loan Amount: $25,000
  • Credit Score Requirement: Varies

2.7

Overall Score

24 User Reviews

3 months ago

  • APR: 34-155%
  • Max Loan Amount: $10,000
  • Credit Score Requirement: Undisclosed

NetCredit

  • APR: 34-155%
  • Max Loan Amount: $10,000
  • Credit Score Requirement: Undisclosed

2.5

Overall Score

19 User Reviews

5 months ago

  • APR: Undisclosed
  • Max Loan Amount Undisclosed
  • Credit Score Requirement: NA

Lendmark Financial Services

  • APR: Undisclosed
  • Max Loan Amount Undisclosed
  • Credit Score Requirement: NA
  • APR: 5.99-9.65%
  • Max Loan Amount: $25,000
  • Credit Score Requirement: NA

PNC Bank

  • APR: 5.99-9.65%
  • Max Loan Amount: $25,000
  • Credit Score Requirement: NA
  • APR: 5.25-9.99%
  • Max Loan Amount: 15k
  • Credit Score Requirement: NA

ABE Federal Credit Union

  • APR: 5.25-9.99%
  • Max Loan Amount: 15k
  • Credit Score Requirement: NA
  • APR: 6–12%
  • Max Loan Amount: $50,000
  • Credit Score Requirement: NA

Earnest

  • APR: 6–12%
  • Max Loan Amount: $50,000
  • Credit Score Requirement: NA
  • APR: 2.99%-15.99%
  • Max Loan Amount: $25k

Backed

  • APR: 2.99%-15.99%
  • Max Loan Amount: $25k
#11

LoanMe

4.2Overall Score
  • APR: 9.9% – 179%
  • Max Loan Amount: $100,000
  • Credit Score Requirement: Subprime

Founded in 2013 and headquartered in California, LoanMe is a lending company that offers both personal and small business loans to residents of California, Arizona, Delaware, Idaho, Kentucky, Missouri, New Mexico, South Carolina, Utah, and Wisconsin. All of its loans are unsecured and are typically used for one-time purchases or debt consolidation. The company advertises a quick, easy application and approval process for qualified applicants.

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#12

InstaLoan

3.7Overall Score
  • APR: Undisclosed
  • Max Loan Amount: Undisclosed
  • Credit Score Requirement: NA

As a young, three-year-old company, InstaLoan is a fast loan resource for those living in Florida or Georgia area. InstaLoan offers a quick loan application process for those looking to get a 1st Lien Loan, Signature Loan, or Personal loan. They advertise that customers are able to receive funds ranging from $250 to $3000 in about 30 minutes.

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#13

Avant

3.6Overall Score
  • APR: 9.95-35.99%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 650

Avant is an up-and-coming tech company that specializes in providing personal loans for customers of different financial backgrounds. Based in Illinois, Avant launched in December 2012 when John Sun (now its Chief Credit Officer) and Paul Zheng (now the Chief Technology Officer) met up with now-CEO Al Goldstein. In a matter of months, Avant became a competitor in the lending industry. Since its founding, Avant has grown to finance over $1 billion in loans for more than 300,000 customers.

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#14

Peerform

3.5Overall Score
  • APR: 5.99% - 29.99%
  • Max Loan Amount: $25,000
  • Credit Score Requirement: Varies

Peerform is a loan company for both small businesses and personal borrowers. Wall Street executives, who have backgrounds in both finance and technology, started the company in 2010. The company has two objectives when it comes to loan lending: to provide personal borrowers with fast, clear and fair personal loans, and give customers the chance to achieve favorable risk adjusted returns. One thing Peerform promises to their customers that is unique to the lending business is that the company does not incur the overhead costs associated with formal brick and mortar lending institutions. As an online lending company, Peerform passes those savings onto its borrowers and lenders for complete customer satisfaction.

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#15

NetCredit

2.7Overall Score
  • APR: 34-155%
  • Max Loan Amount: $10,000
  • Credit Score Requirement: Undisclosed

NetCredit is based in Chicago, IL, and provides personal loans to people with less than perfect credit; however, the company falls short in several areas when compared to the best personal loan companies. First, NetCredit is only available to customers in 23 states. This leaves the majority of the country without access to its personal loan services. A max loan amount of $10,000 is inconvenient for borrowers who need more and much lower than most other top providers.

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#16
  • APR: Undisclosed
  • Max Loan Amount Undisclosed
  • Credit Score Requirement: NA

Lendmark Financial Services began in 1996 as a subsidiary division of First Liberty Bank of Macon, Georgia. It now owns over 180 branches across the 18 states. Originally owned by the Branch Banking and Trust Company of Winston-Salem, North Carolina. Lendmark was acquired by a private equity firm in New York, in 2013. Lendmark's motto has always been, "Success is the only option" and the company is committed to setting itself apart from the rest by putting its customers' needs first.

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  • APR: 5.99-9.65%
  • Max Loan Amount: $25,000
  • Credit Score Requirement: NA

PNC Financial Services Group provides a wide variety of financial services to businesses, government entities, and individuals. With over 10,000 employees and locations throughout the Eastern United States, PNC is one of the largest financial service groups in the nation. Along with business and government financial services, PNC offers individuals personal loans services in the form of secured or unsecured loans as well as lines of credit. The application process is simple and can be completed in as little as 10 minutes. Consumers may simply apply in-person at a branch or over the phone for all services. Individuals in need of an unsecured loan are also able to apply online.

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  • APR: 5.25-9.99%
  • Max Loan Amount: 15k
  • Credit Score Requirement: NA

Founded in 1967 and headquartered in Rockville Centre, New York, ABE Federal Credit Union is a member-owned credit union that uses members' collective funds to loan money to fellow members. ABE has a full range of loan options, including personal loans, auto loans, mortgage loans, home equity loans, education loans and credit cards. The bevy of loan choices is one thing that sets the credit union apart from other lenders, as is the robust information available on the website regarding its many loans and rates associated with each.

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  • APR: 6–12%
  • Max Loan Amount: $50,000
  • Credit Score Requirement: NA

Based in San Francisco, California, Earnest provides personal and student loans. The business was established in 2013, but with only two years of experience in the industry, it has already expanded to provide services in 42 states.

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  • APR: 2.99%-15.99%
  • Max Loan Amount: $25k

Backed is a privately held US-based online lending company that was founded in 2014 and is headquartered in New York, NY. Backed operates in six states and focuses on offering their borrowers easy access to fair loans. They also strive to offer their users reduced risk and unmatched rates.

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