Best Personal Loans

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  • APR: 7.18-31.16%
  • Max Loan Amount: $25,000
  • Credit Score Requirement: 600

Pave

  • APR: 7.18-31.16%
  • Max Loan Amount: $25,000
  • Credit Score Requirement: 600
  • APR: 8% - 25%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 660

Payoff

  • APR: 8% - 25%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 660
  • APR: 5.99% - 36%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: Undisclosed

247 Lending Group

  • APR: 5.99% - 36%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: Undisclosed
  • APR: 29-299
  • Max Loan Amount: $10,000
  • Credit Score Requirement: Undisclosed

LoanNow

  • APR: 29-299
  • Max Loan Amount: $10,000
  • Credit Score Requirement: Undisclosed
  • APR: Undisclosed
  • Max Loan Amount: Varies
  • Credit Score Requirement: NA

PSECU

  • APR: Undisclosed
  • Max Loan Amount: Varies
  • Credit Score Requirement: NA
  • APR: 9.99%
  • Max Loan Amount: $25,000
  • Credit Score Requirement: 680

PenFed

  • APR: 9.99%
  • Max Loan Amount: $25,000
  • Credit Score Requirement: 680
  • APR: 92-1242%
  • Max Loan Amount: $5000
  • Credit Score Requirement: Undisclosed

Ace Cash Express

  • APR: 92-1242%
  • Max Loan Amount: $5000
  • Credit Score Requirement: Undisclosed
  • APR: 8.98%+
  • Max Loan Amount: $10k
  • Credit Score Requirement: NA

Anchor Bank

  • APR: 8.98%+
  • Max Loan Amount: $10k
  • Credit Score Requirement: NA
  • APR: 9.95%+
  • Max Loan Amount: $2500
  • Credit Score Requirement: Undisclosed

The Private Bank

  • APR: 9.95%+
  • Max Loan Amount: $2500
  • Credit Score Requirement: Undisclosed
  • APR: 29%+
  • Maximum Loan Amount: $10,000
  • Credit Score Requirement: Undisclosed

Mr. Amazing Loans

  • APR: 29%+
  • Maximum Loan Amount: $10,000
  • Credit Score Requirement: Undisclosed
  • APR: 7.18-31.16%
  • Max Loan Amount: $25,000
  • Credit Score Requirement: 600

Pave is a personal loan company based out of New York City and has been operational for over two years. Its target market is young people in need of access to funding in order to pay for education, start a business, or improve their financial situation. Pave operates online and has a fairly straightforward application process. Minimum qualifications necessary to receive a loan from Pave include US citizenship, being 18 years of age or older, have a U.S. bank account, have a credit score of 660 or higher, and have either an income, job offer, or be enrolled in college courses. Its low interest rates and excellent loan terms are an appealing option to young entrepreneurs and students.

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  • APR: 8% - 25%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: 660

Founded in 2009, Payoff's initial business model incorporated gamification, behavioral science, and social media to help people manage and pay down credit card debt. Pivoting in 2014, Payoff entered the lending space to help people eliminate high-interest credit card balances. Its board of directors includes Joe Saunders, former CEO of Visa; Mohamed El-Erian, former CEO and Co-CIO of PIMCO; and Arianna Huffington, President and Editor-in-Chief at The Huffington Post. The company recently closed on $250 million of lending capital from Eaglewood Capital Management. Payoff's CEO, Scott Saunders, was recognized on the Goldman Sachs 2012 inaugural list of the Top 100 Most Innovative Entrepreneurs.

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  • APR: 5.99% - 36%
  • Max Loan Amount: $35,000
  • Credit Score Requirement: Undisclosed

Headquartered in Raleigh, North Carolina, 247 Lending Group offers personal loans to people who are in need of cash for immediate needs. The company was founded in 2002 and prides itself in approving loans quickly and for customers of all credit types. Customers love the easy application process and the prompt attention and response they receive from company representatives. Another unique feature is that a loan inquiry to 247 Lending Group with not have a negative impact on the prospective customer's credit.

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  • APR: 29-299
  • Max Loan Amount: $10,000
  • Credit Score Requirement: Undisclosed

LoanNow began providing personal loans to customers in 2013. Depending on where the customer resides, borrowers have access to different loan amounts and rates. LoanNow is currently licensed in eight states and are potentially expanding to others in the future. The major differences between personal loans offered in these different states are interest ratios and the minimum loan amount. For example, in California, the minimum loan amount is $2,000, while in Missouri, borrowers have access to a higher loan amount of $10,000.

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  • APR: Undisclosed
  • Max Loan Amount: Varies
  • Credit Score Requirement: NA

In 1933, Pennsylvania State Employees Credit Union (PSECU) opened its doors for business. Over the last 80-plus years, the company has become one of the strongest in the region. Based in the capital city of Harrisburg, PSECU currently has more than $4 billion in assets and serves more than 400,000 customers. The credit union offers an array of loans to customers, including personal loans, auto loans, home loans, credit cards, student loans and debt consolidation. This wide range of lending options is a clear distinguishing characteristic of the credit union, as are its many online educational tools.

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  • APR: 9.99%
  • Max Loan Amount: $25,000
  • Credit Score Requirement: 680

PenFed, which stands for Pentagon Federal Credit Union, is a military based Credit Union. Many of its members are active members of the military, state and local government leaders, government contractors, and school employees. With over 1.4 million members, many other American citizens are members as well. PenFed's mission is to help members "do better" every day to reach their financial goals. PenFed is available in all 50 states through its online portal, which is open 24/7. PenFed also owns several branches scattered across the United States to make banking in-person more convenient for members in those areas. Established in 1935, PenFed has been around for 80 years as one of the country's strongest and most stable financial institutions.

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  • APR: 92-1242%
  • Max Loan Amount: $5000
  • Credit Score Requirement: Undisclosed

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  • APR: 8.98%+
  • Max Loan Amount: $10k
  • Credit Score Requirement: NA
  • APR: 9.95%+
  • Max Loan Amount: $2500
  • Credit Score Requirement: Undisclosed
  • APR: 29%+
  • Maximum Loan Amount: $10,000
  • Credit Score Requirement: Undisclosed

Mr. Amazing Loans is a leading state-licensed online personal loan company. It offers consumer installment loans of $10,000 with low weekly repayments. Mr. Amazing Loans serves clients in Alabama, Arizona, California, Florida, Georgia, Illinois, Kentucky, Louisiana, Maryland, Missouri, Nevada, New Jersey, New Mexico, Oregon, Pennsylvania, Texas, Utah, and Virginia.

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