2-10 Home Buyers Warranty vs Choice Home Warranty
2-10 Home Buyers Warranty and Choice Home Warranty are well-known home warranty companies that offer extensive coverage.
Both companies have high customer ratings. Check out a review breakdown for both 2-10 HBW and Choice below, and read an in depth review of the companies’ products and services below.
Overview
2-10 Home Buyers Warranty
3
$65 - $100
Month-to-Month, Annual, Multi-Year
No
44 Years
Choice Home Warranty
2
$85
N/A
No
16 Years
Ratings
2-10 Home Buyers Warranty
Choice Home Warranty
Reviews
2-10 Home Buyers Warranty
Reviews
Choice Home Warranty
Reviews for 2-10 Home Buyers Warranty
Helpful Favorable Review
Colleen Allen
November 27th, 2024
DETAILS
Review Source
Thank goodness for 2-10. My home is now 25 years old and things start coming undone. With 2-10, I just have to file a covered claim online to have a vetted professional come to fix whatever is broken. From A/C to garbage disposal, it is taken care of. No scammers involved. Thank you 2-10 for the peace of mind.
Helpful Critical Review
Dan Okavage
November 8th, 2024
DETAILS
I have been without a refrigerator for 8 days now with a family of four. I have been with 2-10 warranty for 5 years. If this is how they treat someone who has spent over $5000, imagine how they will treat you year one. I also have the supreme coverage, so I pay the extra premium. Slow response time, lack of communication and accountability. I won't be renewing
Reviews for Choice Home Warranty
Helpful Favorable Review
Paul
November 8th, 2023
DETAILS
Edited December 9th, 2024
Verified Customer
Review Source
What I disliked is you sending a person to repair my AC unit and he spoke no English. I am in America. You come to my house. You speak English. DO NOT ever send someone to repair anything on my property that does not speak English.
Helpful Critical Review
Sharon Pasowicz
December 6th, 2024
DETAILS
Verified Customer
Review Source
When I canceled I had 18 months left on my contract!! My contract dates were November 2022 thru May 9,2026. I paid $1590 for 3 years in full in advance which breaks down to $44.17 per month. My refund was only $310.83 which is only 7 months of payments. WHERE IS THE OTHER 11 MONTHS WORTH ($486.87) OF PAYMENTS??? I was told it went to pay for the service calls (on TOP OF MY $75 DEDUCTABLE) and parts. Hat the hay??? You are a Warranty company right?? So why are you keeping $458.87 of what’s left of my contract???
The Final Word
2-10 Home Buyers Warranty and Choice Home Warranty offer similar plans, coverage, and service. Let’s take an in-depth look at how they compare:
Service Fee
Home Warranty Cost
Contract
Basic Coverage
Combo Coverage
Add-On Coverage
Build-Your-Own Coverage
Licensed Contractors
24/7 Claims Service
Time in Business
Customer Review Options
2-10 Home Buyers Warranty vs. Choice Home Warranty: Which is better?
Service Fee (Winner: 2-10 HBW and Choice)
2-10 Home Buyers Warranty service fees range from $85 to $125. The service fee is paid directly to your contractor when they arrive at your home to complete requested repair or replacement service.
Choice Home Warranty has a set service fee of $85 no matter the requested repair or replacement service; it is paid directly to your contractor and eligible discounts can be applied.
Home Warranty Cost (Winner: Choice Home Warranty)
2-10 Home Buyers Warranty costs start as little as $47 per month. However, if you choose the Simply Kitchen plan, pricing will start at as little as $27 per month. To see the exact costs that you will be responsible for, you can get a free quote on the 2-10 HBW website.
Choice Home Warranty costs range from $43.75 to $52.50 per month ($495 to $600 per year), and you will be charged for any add-on coverage. While 2-10 HBW looks like the more cost-effective home warranty option in comparison it is important to note Choice’s flat service fee of $85. Therefore, you might have more of an opportunity to save money on larger appliances and systems because your service fee won’t rise or fall with specific services, which would be the case with 2-10 Home Buyers Warranty.
Before making a decision between the two companies, it is important to assess your specific home warranty needs first.
Contract (Winner: 2-10 HBW and Choice)
2-10 Home Buyers Warranty and Choice Home warranty both offer annual contracts.
Basic Coverage (Winner: 2-10 HBW and Choice)
2-10 Home Buyers Warranty offers two basic coverage plan options while Choice Home Warranty offers one. 2-10 HBW’s plans are more specific, offering separate coverage for appliances and systems, whereas Choice’s plans are more extensive.
2-10 Home Warranty offers the following basic coverage plans:
- Simply Kitchen — covers basic kitchen appliances
- Complete Home — covers basic appliances and systems
Choice Home Warranty offers the following basic coverage plan:
- Basic Plan — covers basic appliances and systems
Here’s how the companies’ basic coverage options compare:
| 2-10 HBW Simply Kitchen Plan |
2-10 HBW Complete Home Plan |
Choice Basic Plan |
|
| Air Conditioning | ✔ | ||
| Heating | ✔ | ✔ | |
| Electrical | ✔ | ✔ | |
| Plumbing | ✔ | ✔ | |
| Water Heater | ✔ | ✔ | |
| Whirlpool Bathtub | ✔ | ||
| Refrigerator | ✔ | ✔ | |
| Oven/Range/Stove | ✔ | ✔ | ✔ |
| Cooktop | ✔ | ✔ | ✔ |
| Dishwasher | ✔ | ✔ | ✔ |
| Built-In Microwave | ✔ | ✔ | ✔ |
| Garbage Disposal | ✔ | ||
| Washer and Dryer | |||
| Ductwork | ✔ | ||
| Garage Door Opener | ✔ | ||
| Ceiling and Exhaust Fans | ✔ |
Combo Coverage (Winner: 2-10 HBW and Choice)
2-10 Home Buyers Warranty and Choice Home Warranty both offer extensive combo coverage.
2-10 Home Warranty offers the following plan:
- Pinnacle Home — covers extended appliances and systems with added Supreme protection
Choice Home Warranty offers the following plan:
- Total Plan — covers extended appliances and systems
Here’s how the companies’ combo coverage options compare:
| 2-10 HBW Pinnacle Home Plan |
Choice Total Plan |
|
| Air Conditioning | ✔ | ✔ |
| Heating | ✔ | ✔ |
| Electrical | ✔ | ✔ |
| Plumbing | ✔ | ✔ |
| Water Heater | ✔ | ✔ |
| Whirlpool Bathtub | ✔ | |
| Refrigerator | ✔ | ✔ |
| Oven/Range/Stove | ✔ | ✔ |
| Cooktop | ✔ | ✔ |
| Dishwasher | ✔ | ✔ |
| Built-In Microwave | ✔ | ✔ |
| Garbage Disposal | ✔ | ✔ |
| Washer and Dryer | ✔ | ✔ |
| Ductwork | ✔ | |
| Garage Door Opener | ✔ | |
| Ceiling and Exhaust Fans | ✔ |
While Choice’s combo coverage appears to cover a wider range of appliances and systems, 2-10 HBW offers maximized protection.
Add-On Coverage (Winner: 2-10 HBW and Choice)
Both 2-10 Home Buyers Warranty and Choice Home Warranty offer add-on coverage options that can be added to any home warranty plan. However, some of 2-10 HBW’s add-on options are typically included in the plans offered by other home warranty companies.
2-10 Home Buyers Warranty offers the following add-on coverage:
- Supreme Coverage
- Washer and Dryer
- Plumbing and Electrical
- HVAC Surplus
- Garage Door Opener
- Additional Refrigeration
- Extended Pipe Leak
- Pool/Spa Equipment
- Roof Leak
- Septic System
- Water Softener
- Well Pump
Choice Home Warranty offers the following add-on coverage:
- Pool/Spa
- Well Pump
- Sump Pump
- Central Vacuum
- Limited Roof Leak
- Septic System
- Septic Tank Pumping
- Second Refrigerator
- Stand Alone Freezer
Build-Your-Own Coverage (Winner: N/A)
Neither 2-10 Home Buyers Warranty nor Choice Home Warranty offer a build-your-own coverage option, an option available with many home warranty companies. Build-your-own home warranty plans can offer increased flexibility in price and coverage.
Licensed Contractors (Winner: Choice Home Warranty)
Both 2-10 Home Buyers Warranty and Choice Home Warranty have vetted networks of licensed contractors and technicians. If you’d like to use your own preferred technician, you may have the option to do so through Choice; however, 2-10 HBW doesn’t allow you to choose your own service contractor.
24/7 Claims Service (Winner: 2-10 HBW and Choice)
Both 2-10 Home Buyers Warranty and Choice Home Warranty have a 24/7 claims service. Service claims can be submitted online or over the phone.
Time in Business (Winner: 2-10 Home Buyers Warranty)
2-10 Home Buyers Warranty, founded in 1980, has been in the home warranty business much longer than Choice Home Warranty which was founded in 2008.
Time in business is not a reliable indicator of overall service or expertise, but it may give you greater peace of mind to work with a company that has been in the home warranty business for a substantial amount of time.
Customer Reviews (Winner: Choice Home Warranty)
2-10 Home Buyers Warranty and Choice Home Warranty have comparable reviews on BestCompany.com — 64 percent of 2-10 HBW reviews are 4 or 5 stars, and 67 percent of Choice reviews are 4 or 5 stars.
Although review sentiment is similar for both companies, it is important to note that Choice has a much larger number of reviews than 2-10 HBW. A larger number of reviews means that you are more likely to get the best idea of the customer experience with a company, so Choice has an advantage over other companies based on review numbers alone.
Positive 2-10 Home Buyers Warranty reviews typically highlight the following:
- Reliable and attentive customer service representatives
- Easy communication with the company
- Qualified contractors who are responsive and efficient
Positive Choice Home Warranty reviews typically highlight the following:
- Excellent customer service
- Prompt response to service claims
- Customer is kept informed throughout the claims process
2-10 Home Buyers Warranty vs. Choice Home Warranty: Which Is Better?
Choosing between 2-10 Home Buyers Warranty and Choice Home Warranty will come down to your specific needs and circumstances — there aren’t specific factors that place one company above the other.
However, based on customer reviews, we would recommend Choice Home Warranty because there is a much greater number of reviews, resulting in a better picture of the customer experience with the company. More than half of all Choice reviews award the company 4 or 5 stars, and customer sentiment ratings are high.
