Overview
2-10 Home Buyers Warranty
3
$65 - $100
Month-to-Month, Annual, Multi-Year
No
45 Years
Choice Home Warranty
2
$85
N/A
No
17 Years
Ratings
2-10 Home Buyers Warranty
Choice Home Warranty
Reviews
2-10 Home Buyers Warranty
Reviews
Choice Home Warranty
Reviews for 2-10 Home Buyers Warranty
Helpful Favorable Review
Heather
January 7th, 2025
DETAILS
Best home warranty company all around! We’ve tried others and they were nothing but trouble and extra expense. 2-10 has always done right by us and they are the only home warranty company I would ever recommend.
Helpful Critical Review
Joshua
December 17th, 2024
Verified Customer
Review Source
I recently used the service for a garbage disposal replacement, but my experience was mixed. I faced a water pressure issue previously, and the water filter problem wasn't covered, which was disappointing. I had a positive experience with a refrigerator service a while back, but overall, my recent experiences haven't been very helpful.
Reviews for Choice Home Warranty
Helpful Favorable Review
Madhusudan Menon
December 6th, 2023
DETAILS
Edited January 10th, 2025
Verified Customer
Review Source
Raising a claim and Servicing it is very efficient but the process of underwriting the costs and my out of pocket for the claim is ridiculous. As a matter of fact, I had given a 4 star and changed it to a 3. The core of insurance is coverage and compensation. If I pay 60-70% cost of the broken appliance, then insurance seems to be worthless.
Helpful Critical Review
Eric
January 8th, 2025
DETAILS
Verified Customer
Review Source
Washer couldn’t be repaired …..choice offered 340 to buy a new one. Lowest price available (with less features) is 500!!!! I found out later after many conversations with their management that they base their reimbursement figure on THEIR COST NOT WHAT SOMEONE CAN REALY PAY!!!!!!! That sucks. They are really only replacing part of the price of a “similar washer”
The Final Word
2-10 Home Buyers Warranty and Choice Home Warranty offer similar plans, coverage, and service. Let’s take an in-depth look at how they compare:
Service Fee
Home Warranty Cost
Contract
Basic Coverage
Combo Coverage
Add-On Coverage
Build-Your-Own Coverage
Licensed Contractors
24/7 Claims Service
Time in Business
Customer Review Options
2-10 Home Buyers Warranty vs. Choice Home Warranty: Which is better?
Service Fee (Winner: 2-10 HBW and Choice)
2-10 Home Buyers Warranty service fees range from $85 to $125. The service fee is paid directly to your contractor when they arrive at your home to complete requested repair or replacement service.
Choice Home Warranty has a set service fee of $85 no matter the requested repair or replacement service; it is paid directly to your contractor and eligible discounts can be applied.
Home Warranty Cost (Winner: Choice Home Warranty)
2-10 Home Buyers Warranty costs start as little as $47 per month. However, if you choose the Simply Kitchen plan, pricing will start at as little as $27 per month. To see the exact costs that you will be responsible for, you can get a free quote on the 2-10 HBW website.
Choice Home Warranty costs range from $43.75 to $52.50 per month ($495 to $600 per year), and you will be charged for any add-on coverage. While 2-10 HBW looks like the more cost-effective home warranty option in comparison it is important to note Choice’s flat service fee of $85. Therefore, you might have more of an opportunity to save money on larger appliances and systems because your service fee won’t rise or fall with specific services, which would be the case with 2-10 Home Buyers Warranty.
Before making a decision between the two companies, it is important to assess your specific home warranty needs first.
Contract (Winner: 2-10 HBW and Choice)
2-10 Home Buyers Warranty and Choice Home warranty both offer annual contracts.
Basic Coverage (Winner: 2-10 HBW and Choice)
2-10 Home Buyers Warranty offers two basic coverage plan options while Choice Home Warranty offers one. 2-10 HBW’s plans are more specific, offering separate coverage for appliances and systems, whereas Choice’s plans are more extensive.
2-10 Home Warranty offers the following basic coverage plans:
- Simply Kitchen — covers basic kitchen appliances
- Complete Home — covers basic appliances and systems
Choice Home Warranty offers the following basic coverage plan:
- Basic Plan — covers basic appliances and systems
Here’s how the companies’ basic coverage options compare:
| 2-10 HBW Simply Kitchen Plan |
2-10 HBW Complete Home Plan |
Choice Basic Plan |
|
| Air Conditioning | ✔ | ||
| Heating | ✔ | ✔ | |
| Electrical | ✔ | ✔ | |
| Plumbing | ✔ | ✔ | |
| Water Heater | ✔ | ✔ | |
| Whirlpool Bathtub | ✔ | ||
| Refrigerator | ✔ | ✔ | |
| Oven/Range/Stove | ✔ | ✔ | ✔ |
| Cooktop | ✔ | ✔ | ✔ |
| Dishwasher | ✔ | ✔ | ✔ |
| Built-In Microwave | ✔ | ✔ | ✔ |
| Garbage Disposal | ✔ | ||
| Washer and Dryer | |||
| Ductwork | ✔ | ||
| Garage Door Opener | ✔ | ||
| Ceiling and Exhaust Fans | ✔ |
Combo Coverage (Winner: 2-10 HBW and Choice)
2-10 Home Buyers Warranty and Choice Home Warranty both offer extensive combo coverage.
2-10 Home Warranty offers the following plan:
- Pinnacle Home — covers extended appliances and systems with added Supreme protection
Choice Home Warranty offers the following plan:
- Total Plan — covers extended appliances and systems
Here’s how the companies’ combo coverage options compare:
| 2-10 HBW Pinnacle Home Plan |
Choice Total Plan |
|
| Air Conditioning | ✔ | ✔ |
| Heating | ✔ | ✔ |
| Electrical | ✔ | ✔ |
| Plumbing | ✔ | ✔ |
| Water Heater | ✔ | ✔ |
| Whirlpool Bathtub | ✔ | |
| Refrigerator | ✔ | ✔ |
| Oven/Range/Stove | ✔ | ✔ |
| Cooktop | ✔ | ✔ |
| Dishwasher | ✔ | ✔ |
| Built-In Microwave | ✔ | ✔ |
| Garbage Disposal | ✔ | ✔ |
| Washer and Dryer | ✔ | ✔ |
| Ductwork | ✔ | |
| Garage Door Opener | ✔ | |
| Ceiling and Exhaust Fans | ✔ |
While Choice’s combo coverage appears to cover a wider range of appliances and systems, 2-10 HBW offers maximized protection.
Add-On Coverage (Winner: 2-10 HBW and Choice)
Both 2-10 Home Buyers Warranty and Choice Home Warranty offer add-on coverage options that can be added to any home warranty plan. However, some of 2-10 HBW’s add-on options are typically included in the plans offered by other home warranty companies.
2-10 Home Buyers Warranty offers the following add-on coverage:
- Supreme Coverage
- Washer and Dryer
- Plumbing and Electrical
- HVAC Surplus
- Garage Door Opener
- Additional Refrigeration
- Extended Pipe Leak
- Pool/Spa Equipment
- Roof Leak
- Septic System
- Water Softener
- Well Pump
Choice Home Warranty offers the following add-on coverage:
- Pool/Spa
- Well Pump
- Sump Pump
- Central Vacuum
- Limited Roof Leak
- Septic System
- Septic Tank Pumping
- Second Refrigerator
- Stand Alone Freezer
Build-Your-Own Coverage (Winner: N/A)
Neither 2-10 Home Buyers Warranty nor Choice Home Warranty offer a build-your-own coverage option, an option available with many home warranty companies. Build-your-own home warranty plans can offer increased flexibility in price and coverage.
Licensed Contractors (Winner: Choice Home Warranty)
Both 2-10 Home Buyers Warranty and Choice Home Warranty have vetted networks of licensed contractors and technicians. If you’d like to use your own preferred technician, you may have the option to do so through Choice; however, 2-10 HBW doesn’t allow you to choose your own service contractor.
24/7 Claims Service (Winner: 2-10 HBW and Choice)
Both 2-10 Home Buyers Warranty and Choice Home Warranty have a 24/7 claims service. Service claims can be submitted online or over the phone.
Time in Business (Winner: 2-10 Home Buyers Warranty)
2-10 Home Buyers Warranty, founded in 1980, has been in the home warranty business much longer than Choice Home Warranty which was founded in 2008.
Time in business is not a reliable indicator of overall service or expertise, but it may give you greater peace of mind to work with a company that has been in the home warranty business for a substantial amount of time.
Customer Reviews (Winner: Choice Home Warranty)
2-10 Home Buyers Warranty and Choice Home Warranty have comparable reviews on BestCompany.com — 64 percent of 2-10 HBW reviews are 4 or 5 stars, and 67 percent of Choice reviews are 4 or 5 stars.
Although review sentiment is similar for both companies, it is important to note that Choice has a much larger number of reviews than 2-10 HBW. A larger number of reviews means that you are more likely to get the best idea of the customer experience with a company, so Choice has an advantage over other companies based on review numbers alone.
Positive 2-10 Home Buyers Warranty reviews typically highlight the following:
- Reliable and attentive customer service representatives
- Easy communication with the company
- Qualified contractors who are responsive and efficient
Positive Choice Home Warranty reviews typically highlight the following:
- Excellent customer service
- Prompt response to service claims
- Customer is kept informed throughout the claims process
2-10 Home Buyers Warranty vs. Choice Home Warranty: Which Is Better?
Choosing between 2-10 Home Buyers Warranty and Choice Home Warranty will come down to your specific needs and circumstances — there aren’t specific factors that place one company above the other.
However, based on customer reviews, we would recommend Choice Home Warranty because there is a much greater number of reviews, resulting in a better picture of the customer experience with the company. More than half of all Choice reviews award the company 4 or 5 stars, and customer sentiment ratings are high.
Top Choice
