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Americor

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8.2

Overall Score

LAST UPDATED: November 4th, 2024

Americor is a debt relief company based in Irvine, California. The company has relieved more than $2 billion of debt. Its more than 400 employees provide debt settlement services to borrowers with at least $3,500 of debt. 

Americor offers a debt settlement program in which clients submit their information, consult with the company, and apply for a program. Then, the company assigns you a negotiator who works to settle your debts with your creditor or creditors, typically for 55 to 65 percent of the original enrolled balance.

Like most debt relief companies, Americor works with unsecured debt such as credit card debt or sometimes personal loan debt. If you have significant secured debt, such as mortgage or car loan debt, a debt relief company is probably not going to be able to help you.

Read on for more features about the company, or scroll to the bottom to find verified Americor reviews.

Video Customer Reviews

Stacy Darville Customer Review Video About Americor

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Stacy Davis Customer Review Video About Americor

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Lynnshirley57 Customer Review Video About Americor

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The Good

  • Comprehensive Debt Services
  • Simple Process
  • No Upfront Fees
  • Accreditations
  • Americor Reviews

Comprehensive Debt Services

Americor’s debt relief program helps with common creditors, banks, and delinquencies including, but not limited to, credit card debt, payday loans, medical debt, private student loans, lines of credit (LOCs), and personal business debts.

While the services outlined above are typically offered by most debt relief companies, Americor sets itself apart by also offering debt relief programs for auto repossessions, mortgage debt, tax debt, and cellular debt.

Simple Process

Americor offers a simple path to debt relief. You submit how much debt you have and the company provides you with available debt relief options.

Then, the company helps you apply for the right debt relief plan, and if accepted, you are enrolled and assigned a negotiator that will work to settle your debts with your creditors. Typically, negotiators are able to settle for 50–60 percent of the original balance.

After you have completed the program, you work to pay off your remaining, lower debts, and ultimately achieve a debt-free life.

No Upfront Fees

Like many other reputable debt settlement companies, Americor doesn’t charge customers for its services until after it has settled their debt. This is a feature you should always look for in a debt relief company, and you shouldn't trust a company that does not offer a free consultation.

Accreditations

Americor has been certified by the American Fair Credit Council, the International Association of Professional Debt Arbitrators, and the Receivables Management Association.

The American Fair Credit Council is a consumer advocate group and the leading debt settlement company association. Certification by the American Fair Credit Council signifies adherence to a strict code of conduct, regulatory guidelines, and industry best practices. Additionally, all American Fair Credit Council members agree to not charge customers until after successfully negotiating their debt. 

The International Association of Professional Debt Arbitrators’ certification communicates that a debt settlement company is committed to a high level of training and certification. 

Companies that are certified by the Receivables Management Association must pass the association’s background check and adhere to industry best practices.

Americor Reviews

On BestCompany.com, 85 percent of Americor reviews are 4 or 5 stars. Satisfied customers frequently highlight the following about their experience with the company:

  • Stress-free process
  • Ease of tracking progress through email notifications and the Americor app
  • Courteous and knowledgeable company representatives — many customers remark how the reps they worked with helped them feel calm and comfortable, in addition to answering their questions and concerns.

It is worth noting that Americor has a near perfect score among clients in the service category. This bodes well for those considering working with the company. One Americor review mentions that the company is "always there" and calling back. General consensus among Americor reviews is that the company excels in customer service.

However, some customers mention receiving notifications from creditors and bill collectors after starting service with Americor, which can cause stress or concern. However, results of debt relief service aren’t typically immediate, and receiving such notifications are not necessarily an indication that your service isn’t working.

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The Bad

  • Limited Services

Limited Services

While some debt relief companies offer multiple kinds of services, Americor appears to offer only debt settlement services, and not debt consolidation or credit counseling. This limits what the company can do for you but could also mean that Americor is more specialized in debt settlement than other companies that try to handle a variety of financial issues under one roof.

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The Bottom Line

Americor offers debt settlement services in 34 states from its headquarters in Irvine, California. 

The debt relief company has numerous certifications, which speak to the company’s commitment to ongoing training, adherence to industry best practices, and compliance with regulatory guidelines. For example, Americor’s certification through the American Fair Credit Council means the company does not charge for its services in advance. Thus, Americor customers can rest assured that they won’t be charged unless and until the company successfully settles their debt.

Americor primarily offers debt settlement services. However, additional services, such as debt consolidation or credit counseling, are available to those who have been enrolled in a debt relief program for some time.

To learn more about specific programs and pricing, it is best to contact Americor directly to find out whether the company is a good fit for you and your financial needs.

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Americor Frequently Asked Questions

Will I owe taxes on the amount of debt that is forgiven through a successful negotiation?

Some creditors may issue a 1099c for the amount of debt forgiven over $600. If this occurs, you may be able to file form 982 with your income tax return to offset any tax liability. To learn more about the impact of cancelled debt and how to offset potential tax liability, read publication 4681 on the IRS website.

Will I be able to enroll all of my debts in Americor's program?

No. The program focuses on unsecured debt like credit cards, medical bills, and personal loans. Loans that are secured by collateral such as your home or an automobile do not qualify for our program.

Can I negotiate my own debts?

The short answer is yes. It is possible for you to contact your creditors directly and negotiate your own debts. However, Americor negotiators have years of experience and direct relationships with creditors and collection agencies. Unless you are a skilled negotiator and extremely knowledgeable about the credit and collection industry, you may not be able to negotiate agreements as favorable as the ones Americor negotiators may reach on your behalf.

Who is holding the funds I save each month?


By law, all debt resolution providers are required to use an independent third-party payment processor to hold consumer funds while the consumer is enrolled in a debt resolution program. After enrolling in Americor's debt resolution program, the company will assist you in setting up a savings account with a licensed, third-party payment processor who will hold your savings funds and distribute all negotiated payments to your creditors in a timely manner. You are the owner of this account and you control all of the funds deposited and debited from the account.

Does a debt resolution program help repair my credit once I have completed the program?

No. Americor is not a credit repair company, and it does not offer credit repair services. However, negative items remain on your credit report for up to 84 months (7 years), so the sooner you are able to resolve your debts, the sooner you will be able to rebuild your credit with new credit accounts and timely payments.

Does a debt resolution program affect my credit score?

If you do not make timely minimum payments each month, or if you allow your credit cards to go into a charge-off status after six months of no payment, your credit score will be negatively impacted. This is true whether you enroll in a debt resolution program or not. The sooner you are able to resolve your delinquent accounts or negotiate a repayment plan for less than you owe, the sooner negative items will begin to not be factored into your credit score and the sooner you will be able to begin to rebuild your credit.

How long does it take to complete a debt resolution program?

While each person’s situation is unique, and it is dependent on how much debt you enroll and how fast you can save, Americor clients are typically able to complete a debt resolution program in 24 to 48 months.

How long does it take before I typically see results?

Clients typically see their first account resolved in four to seven months.

Can Americor guarantee all of my debts will be successfully negotiated through its program?

Americor will not enroll a creditor that the company has not successfully negotiated with. Part of the enrollment process is to determine which of your creditors Americor can and can not enroll. Americor has been successful negotiating debts by most all credit card companies since 2009.

How are fees charged and paid in a debt resolution program?

Americor never charges a fee until it is able to successfully resolve one of your accounts. When the company receives an offer from one of your creditors, it will submit a written agreement to you for your review and approval. Americor's fees are then paid on a prorated basis once the settlement payment is made.

What people are saying on Google

J M

3 weeks ago

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I was a bit suspicious of debt reduction services, but the process is working. My credit has taken a bit of a hit as Americor arranges the settlements of my debts, but once they're paid off, my credit will rebound so I can build it correctly from scratch.

Goddess Love Oracle and Tarot

1 year ago

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I've been working with Americor since 2022 to consolidate debt. It has been a long process but it works. They've helped me settle debts for half the amount owed. In the next two years I'll be able to buy a house.
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4.8

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7,647 Reviews

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Featured Review

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Renae Cook

I could not be happier and more grateful to have stumbled across Americor while I was seeking out a loan for credit card consolidation. I spoke to an Agent who was extremely helpful and kind, we had a little misconnection but fortunately I was able to reach out after about a month of them not hearing from me, and picked up where we left off. I had the best customer service ever with every single person who helped me throughout the process, especially with Jessica G. I cannot thank her enough for her support and kindness. I am amazed with the amount of help they have provided already and look forward to crushing my debt with the help of Americor!

6 months ago

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Susan

Luke was a true blessing and help me understand and realize that I needed help to get out of my debt! Even though the Unknown doing this procedure in my life, I trust in God first and what Luke had to say in the encouragement support that I receive an email. I have prayed for changing my life to do better with my finances. I believe that this is the change I’ve been praying for I will work hard to turn it around. Many blessings

5 months ago

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Larry Chan

Having high debt is very stressful and overwhelming. I saw on FB and decided to call. I'm really glad I did. It feels scary to take this step, but at this point it's necessary. Jennifer I talked to was very helpful explaining everything to me in a way I could understand and feel good about. I'm just starting out, but I'm impressed so far and looking forward to paying off my debt.

12 hours ago

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Gerald Judd NA

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6 months ago

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Mary Gunn

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1 month ago Edited September 12, 2024

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Melissa Taylor Hopewell, VA

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7 months ago Edited March 22, 2024

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Brenda sue allen Tampa, FL

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8 months ago Edited March 1, 2024

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Patsy Glendive, MT

I appreciated very much my original register person. Since then I’ve been a little disappointed. Although we have managed to settle all my debt but for 2. remaining it has been a tumultuous relationship . It’s sometimes hard to get a hold of my spokesperson and they don’t always have answers. Maybe it’s just the process. The bills are being settled which is the desired outcome.

8 months ago

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Trystan Wirebaugh North Webster, Indiana

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9 months ago

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Gwendolyn

I like Americor from the start of my conversation with them ,they made me feel at ease about my situation with my credit and bills,they were always willing to talk to you and being up front about everything you will be doing ask the process begins.I am glad that I called them and I am not worry about how long it will take me to finish this process and I’m not looking at my credit score right now .If there’s a problem with anything I can call and talk with someone anytime.I like that.

11 months ago

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Leigh

I did recommend a friend to Americor and she went with them. I can't remember the girl's name, but I usually talk to her and she, she's very understanding. She talks to me and she explains things to me as far as you know that this is going to go into effect. She's a very pleasant person to deal with. They're not out to overcharge you on your payments and stuff like that. I make two payments a month and it's reasonable to where I can afford it and not have to worry about how I'm going to pay. It's always been taken out with no problem and it's not too high.

11 months ago

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Jean Plummer

So far so good, just have to get used to ignoring all the calls from the credit card companies. But Mr. Brandon S put my mind at ease by stating that I can just call them and tell them I’ve been working with a hardship program and that they will be reaching out to them, so it makes it much easier for my mental state. The creditors were very understandable they understand so that makes me feel a lot better about the whole thing, yes my credit score is dropping but that is to be expected for now , so yes I gave them a five star rating because I can reach out to them at any time and they would be right there when I need them.

1 year ago

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Laurie Appleton, WI

Thankful for the text messages the phone calls from the lawyers. Also direction and advice on how to handle phone calls and gave me rules of recieving calls from credit card callers they showed me and explained ways so im protected and shouldn't fear collector calls. Mostly gave me peace from worry about late fees and do and donts that this company will do or not so I know who is requesting payments. Best to just not answer and block the numbers is good advice, or tell them your working on getting them money through my lawyers and hang up. Thank you for helping me get on track again after not being employed for months due to an injury.

1 year ago

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Julie Kay Gunther

I am close to the end of my program and couldn’t be happier. This has taken a huge burden off my shoulders. No one likes being in debt, sometimes just happens and spirals out of control. To have companies like Americor available to help get you out of trouble is amazing. Recently I had questions on the way things were handled. A top level person David reached out to me. It made all the difference, to have a clearer picture of what really was happening. I’m so grateful for his call, he was so respectful of being in debt, no shame at all. The thing that impressed me most, was he appreciated some of my suggestions and said he was going to bring them to the attention of the leaders in Americor. That really made me feel proud that I spoke up but didn’t bad mouth them in a disrespectful way, and that my suggestions might make someone later understand the process that I didn’t. I pray to God I will never be in debt again and carry that burden of shame. So I hope to not ever have to reach out to Americor again for help, but would recommend it to anyone in that situation. Today I’m three years out of having a credit card and out of debt by the end of Dec, for the first time that I can remember in a very long time. It will be a grateful Thanksgiving and Merry Christmas this year, thanks to Americor.

1 year ago Edited November 27, 2023

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Reply from Americor

We understand your concerns about the progress of your debt settlement program. It can be disappointing when the settlements may not have been as favorable as expected, potentially extending the timeline of the program. Additionally, you may have been anticipating an improvement in your credit score that hasn't materialized as quickly as you hoped.

To address these concerns, we recommend reaching out to us at officeofthepresident@americor.com. They can provide insights into the progress made, explain any factors affecting the settlements, and offer guidance on credit score improvements.

Your satisfaction is important, and we're here to assist you in finding a path forward that aligns with your financial goals.

Sincerely,
Americor

Nov. 1st, 2023

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Zachary Crosskno Lubbock, TX

They did a great job getting my accounts settled. They made sure that the payment plans were affordable for me based off the one monthly payment I made to the account I had for them. All the money stays in your name and control. At no point do you lose control of your money. They also have terrific customer service. Each time I called in, (which was usually for clarification purposes or something that wasn't their fault) I was always treated like a human being and not just another call. The only downside to their program is the fees they charge. Once you add those to paying the settlements, you're only saving about 25-35% from the total amount you enrolled. They also collect their fee before paying your creditors. That means it takes longer to get the creditors paid off, delaying your credit score going back up.

1 year ago

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Kayla Minton

This process has been amazing but stressful all at the same time!! Yes you have to follow the process, yes your credit takes a big hit but they work hard hand and in hand with the creditors to get the best settlement they can for you!! Just you can’t get discouraged by your credit even if something big happens like having to buy a new car like I did and kept getting denied but I could a another way that I didn’t want to do but I had to just lucky I had that stash for hard times and I know not everyone has that!! Just believe and have faith in God and the process and everything will work out in the end!!

1 year ago

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Carlos Corpus Christi, TX

From start to finish the experience with this company and staff was great and life changing, literally. Everything that was said and explained happened just as such. I am truly grateful that I crossed paths with this company. The staff was amazing, passionate, knowledgeable, professional but foremost talking in such a way that everything they said was easily understood not one question went unanswered. All that was said came to pass. As a matter a fact it happened sooner than was anticipated. Thank you Americor. Thank you to the wonderful staff at Americor it’s you guys behind the front lines that make all this possible. Just want to say that I am on my way to a debt free life. Thank you all and God bless you all!!🙏🙏🙏

1 year ago Edited January 23, 2024

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Reply from Americor

Thank you for taking the time to share your positive experience with Americor! We're overjoyed to continue assisting you throughout your journey to financial freedom. Your success story motivates us to continue providing exceptional service. Best regards, Americor

Sep. 25th, 2023

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Anonymous

Totally painless. It was kind of a surprising thing to me. I did way more research than I had on any other financial decision I made. Which is shocking because this one is the one that worked vs jumping into loans to pay off credit cards that raise your limits and you're just getting bad situations. This one felt like help and was really awesome. Derek answered every question. Awesome guy, super friendly. I do feel like this was a very human centered, friendly process. Most financial interactions are super cold. He talked me through it, talked about my stuff that went on during the whole thing that merited this situation. It's nice to work with someone who's a person and treats you like you're a person.

1 year ago

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Louann

I was reassured by the lady that I talked with that I was not alone in this process. She talked to me for a long time and walked me through the process of what I needed to do and what would happen next. I really have felt like they kind of held my hand through this and really took care of my needs. I didn't feel like I was being pushed to do something. I felt like it mattered to her that I was comfortable with what I was doing and that she was just really there to help me. I'm starting over after a divorce, my ex-husband destroyed my credit, and so this was this was pretty scary to have to start over again. And this company really took care of my emotional needs.

1 year ago

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Daniel

I didn't really know what to expect, but they explained everything very well. There was no surprises really. They answered my questions. I had never gotten anything to do with debt consolidation before, but the rumors I heard were not true, which is you have to give them access to your checking account and let them control your money, that's not true at all. And the portal that you're talking about makes it even easier. It's like seamless, not much contact has to happen and they explained that I'm supposed to send any correspondence from my creditors to them, that's easy. Everything about this has been easy.

1 year ago

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Danny

My experience so far has been surprisingly very refreshing. Everybody that I've talked to is very knowledgeable, very polite, very professional. They really listen, they're very curteous, they do whatever is necessary for the clients to be happy. From the very first conversation I felt like a weight was lifted off my shoulders, literally. With the interest rate I was paying before, individually on different bills, Americor came in and just blew that out the water and now I have one bill to pay when before I had all these separate little bills going on and it is very easy to miss paying one and that's something you don't want to do. Them coming in and helping me is invaluable.

2 years ago

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Mary

It's been very positive, everybody's been very helpful and the program is working just exactly the way I expected it to. I've actually already seen an increase in my credit score as well because I've been making extra payments in the program. The initial call was very wonderful and explained the program and then my follow up welcome call was phenomenal, she walked me through the client portal and showed me how everything works and made sure that all of my questions were answered. Every experience that I've had with anyone has been very positive and they make sure that all of my questions have been answered. I would absolutely recommend Americor. I would recommend Americor because they had already helped me very dramatically to get back on track with my finances so I highly recommend Americor for anybody that is needed that in debt relief. It's kind of scary to go into it at debt relief program which I was because I was on time with my payments but just drowning in to debt so I would encourage others in my situation not to be afraid and to go for it because it's definitely worth taking the lead and getting out from underneath all of that crushing debt.

2 years ago

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Belinda

Definitely use Americor. They have an A plus rating with the better business bureau which is one thing I look for because I generally don't trust companies that I have found online, but when I saw that they had such a good rating and how informative and knowledgeable they are about the company itself and how it works I would definitely recommend Americor. My rep has explained everything from the beginning to end without leaving out any details and if there was something I wasn't sure about he answered those questions and told me that if I ever needed anything just to give him a call. He has been very helpful and very informative.

2 years ago

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Maria

I am absolutely pleased with the guidance and the services. They're kind of teaching us how to handle creditors, it's been great. So far it has been absolutely easy to handle, if there was any kind of worry about the whole process they were able to provide me with an answer. I had to give my part of it things with documentation and things like that, but after that they took care of everything and that they did a wonderful job. Every time I had a question they were ready to answer and then there's always someone available to answer my questions. Everything was was transparent everything was clear and I had no doubt that they were there to help me.

2 years ago

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Elena

I trust them because they're very prompt, everything's confidential, and they reassured me. I am confident with them. I would definitely recommend Americor. When I first spoke to them they were attentive to my situation. And I really enjoyed listening to the representative explain the program and what they can offer. He was very knowledgeable. The process of getting a loan went smoothly and he walked me through a lot of the links. I would refer them because they're very knowledgeable and helpful and it's one on one consultation. If I call back I can talk to the person I started with not with someone different, that's what I like about this company. Michael has been with me all the way through the whole procedure and until it's over. I think they're just a great company to work with.

2 years ago

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Natalie

I would definitely recommend Americor. Every time I called there was somebody to answer my questions. They thoroughly answered and the people very very pleasant. There are articles on their mobile app that I could educate myself with. Each account that you click you can observe the progress from the beginning and can see the end goal and where you were at so it was very reassuring, I appreciated that a lot. I monitored it very closely. You need to be patient because it is a process. They are easy to work with, they explain everything to you in the beginning. And they have people check in with you every 6 months to ask how things are going. I liked my experience with them and I am pleased.

2 years ago

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Nancy

I trust them completely. They have supported me and have been successful. Americor answers my questions. They have helped my needs and helped to settle my debts. I have no complaints, I am extremely grateful to them for helping me get back on my feet. My experience with them has been very easy, very calm, step by step. They took care of everything I didn't have to do much. I just provided them with the information that they needed they took it from there. Americor is a company that you can count on. They are always there and calling you back. I am so thankful for them and their services, it is overwhelming.

2 years ago

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Anel

They were able to explain everything in a way that I was able to understand and they made me feel comfortable doing business with them. They've been very helpful, they are also on top of making sure I give them proper information so they can best help me when it comes to renewing my debt. I like the tips that are in the app because it keeps you up to date and informs you. Honestly I would recommend Americor one hundred percent of the time just because of the way that they explain everything and the way they break it down and the way they're able to work with you depending on what you want and what you don't want.

2 years ago

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Amanda Hempstead, NY

I mean, it's never easy realizing just how bad your financial situation has gotten. For me, after my husband lost his jobs going into Covid, I basically went into complete denial on how far we were sinking into debt. So when push came to shove and I finally crunched all the numbers, it was debt consolidation or bust. Americor made the process of debt consolidation accessible and straight forward. They handled all the communication with my prior financial institutions, and even took care of the relentless phone calls. They've always been incredibly professional, kind, and understanding. And much to their word, now that I'm over a year into the program, my credit score has gone up, I'm on the road to being completely debt free, and overall, things are just better :) 10/10 would use again. But ya know, I hope I never have to use them again lol

2 years ago

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Hayward

Extremely trustworthy, made me very comfortable. I trusted him, he was just like the average Joe talking to me, he didn't over talk me or make me confused with finance, so I trusted them a lot. I'm very happy right now because I was able to speed it up a little bit because all my payments were on time and I was able to pay for debt relief loan that they offered and we did all of that pretty quickly and I'm very happy how everything went. I've paid most of my debt all through Americor and it went pretty quick. It would have cost me twice as much if I had to try to do it on my own and they made me very, very comfortable. They answer every question that I had, they were always available and they kept alive the communications. I never felt like I didn't know what they're doing.

2 years ago

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Kelly

I have been dealing with some issues from the divorce. One of my credit cards was sueing me and the gentlement I worked with went ahead and did a refinance with my debt consolidation loan. He was able to work out that I didn't have to provide all the paperwork the credit card company wanted - because I went from a joint checking account to a singular checking account. So I thought that was fantastic. My claim was dropped as far as being sued by the bank. The only thing i was upset about was that they took care of the credit card with the lowest balance first instead of the highest (which is the one that was sueing me). And because we couldn't pay off the higher one, that's why I ended up being soon. So I wish they would have worked on the higher balance one first or all at once a little more patiently. Americor keeps me up to date where I stand as far as when they make the payment for each credit card, how many payments I have left, and they have one paid off before they move onto the next one. I would recommend them. I personally didn't want to go this route, but I had to do something and they are wonderful to work with.

2 years ago

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Jaelisa

I'm glad that I got the letter in the mail about Americor. I wasn't sure about the company before. I would definitely recommend anyone to call americor and just be as honest and upfront as possible with them about spending habits and what loans you have out there because regardless, if you do decide to go with them or not, they're going off to check your credit and that's going to help give you understanding of what's really coming out of your account of what you have to pay. So I would just say if you're really trying to get better financial ability for yourself in your household I would recommend americor. My agent's name is Derek and he was very knowledgeable and made it pretty simple. It was very helpful.

2 years ago

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Aris-Rose

Taking that step to get help will relieve a lot of stress, but also knowing that others are in the same boat so there's nothing really be embarrassed about either. So far I've had a lot of good consistent communication, a lot of good tools and resources emailed to me frequently. I love that they have the app as well so I can go in and take a look at current standings and different resources available as well. I've worked with Sean and he was super diligent and thorough in looking through my actual credit report and then helping me to find the best plan of action to help decrease the overall debt.

2 years ago

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Rebecca

Even after the initial set up you expect excellent customer service members getting everything set up. Follow up care was exceptional. If I contacted them right now they would answer me promptly. The only issue we currently have a debt collector were the debt been settled but we're still getting calls and collection notices to we're trying to get that resolved right now but that's not through any fault of americor but the actual service itself. Americor got things taken care of it, it was exceptional what happened on the schedule. There were no hiccups. It's a pretty simple system, the portal was easy to maneuver. They have everything solid, I think it was a nice job. They were exceptional.

2 years ago

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Jonathan

Everything moved very swiftly according to their promise. I was able to get on a payment plan in a relatively short period of time. It is all paid off. I am glad I don’t have to worry. I would recommend Americor. Often times the cost of the service is the same amount as the debt you are trying to get rid of but in the case I didn’t have to shell out a large amount of money. I am completely satisfied. It is a great service. I feel very comfortable working with them. I didn’t see anything to make me think they were untrustworthy. They built on their promises. It is thoroughly better than bankruptcy.

2 years ago

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Anonymous

I have no reason not to trust them. They need to give clearer answers when customers ask questions. A couple of times and I felt like I wasn't quite getting a clear answer but otherwise everything was great. Just do it sooner rather than later and follow the advice of not making any large purchases while you're doing that negotiation that helped me a lot with mine. They were always good about communicating with me with any changes that came along they would try to contact me in any way possible. To make sure that it was clear what they were doing and why, say yeah I was happy with that. Everybody was always really kind and friendly.

2 years ago

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Whitney

They have always been really helpful. Whenever I need help, they are able to answer my questions right away and they are kind over the phone. They are encouraging and nice to talk to. The plan is really good. They do everything. It helps you in the long run to take of you finances. The company is very people oriented. They listen to you and care about your stories. I really appreciate the help they have given me and the kindness. It has been a good lesson for me to learn. I can upload all my documents onto their secure site. You can trust them. I would recommend them to my friends if they were to come to me asking for that kind of help.

2 years ago

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Nellie Wieferich Clayton, NC

American provided the best possible solution to my financial problems...they explained in detail what they could do and what I would be expected to do...there were no hidden surprises like special fees or unplanned expenses...everything was made clear for me to understand and followed to the letter...and to boot,, they resolved my debts long before the end of my payment schedule offering to arrange paying all debts off with a loan thus boosting my credit scores long before they would otherwise go up...and the loan was no more unaffordable or mysterious than Americor's original contract...can't recommend them highly enough!!!

2 years ago

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Chester

Very very thorough. Everybody that works together has called me and and help me out with answered any question I had. The gentleman that is taking over my case has been ready to call me, he's available anytime I need him, if I send him an email he answers very quickly and has information and whatever else I may need. They were very honest and upfront with me and explained to me exactly what I needed to do as far as getting in contact with the credit card companies. It was easy to get signed up, it was very quick and very very simple. I would definitely recommend it to someone that's in the same situation that I'm in.

2 years ago

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Reply from Americor

Hi Chester, thanks for this review! We're happy to see our team has provided you with exceptional service thus far and we're glad you chose to enroll with Americor to help you become debt free!

Nov. 29th, 2021

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BRIDGET D HILL

i was very impressed with the way Judy handled my situation she was very professional and thoughtful, i look forward to working with this company!

2 weeks ago

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Reply from Americor

Dear Bridget,

Thank you so much for your kind words and for sharing your experience with Judy! We're thrilled to hear that she provided you with professional and thoughtful service. It’s wonderful to know that you feel confident moving forward with us, and we look forward to continuing to support you on your journey toward financial freedom.

If you have any questions or need assistance along the way, please don’t hesitate to reach out. We're here for you every step of the way!

Best regards,
Americor Team

Oct. 21st, 2024

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Roxanne Fobar La Mesa, CA

I like the way they address my problems my concerns and make sure everything is done correctly and if there’s anything else that needs fixing they can handle it for me. I’m always sent a message or email to let me know what needs to be done. Thank you Americor.

11 months ago Edited March 5, 2024

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Christopher

It's been very positive. They've been very helpful, explaining everything pretty well and making things pretty comfortable. They're handling any issues and kind of know what the issues are and how to handle them immediately before I even realize that I have the problem.

11 months ago

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Alonzo

Kevin, my specialist, was complete and throwing all of his information and a good guiding force and full information that I needed to understand from A through Z, and he did that for me. So far they're using the money that I'm able to put away that they can utilize for my bills and consolidation.

11 months ago

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Semiu

My request was professionally handled. I was to the point of being provided with templates, not just describing how best to respond to creditors. I was given an e-mail template that acts as the best way to write those emails while responding and that helped a lot.

11 months ago

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Verified Customer

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Anonymous

The first person I worked with was very nice and left me her contact so I could get back to her directly. I'm paying a lower monthly amount of money, and then I have tried a loan to be paid off, and that's going to be finished in three years. So I believe that's pretty good.

11 months ago

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Tyrone Williams

So far they have done everything they said they would do. The process was very transparent from the start. I was a person that was on time, but struggling to pay my debt down. Michael, my account manager called me one day and gave me a breakdown of how they could help. First thought, I was not ok with it. I worked very hard for my good credit score. He explained to me how my score would bounce back. Asking me great questions about my future and where I wanted to be. Get this he recognized that the timing was going to work for me at that point in time. I was in the process of moving and I needed a good score for a new apartment. Well, two month later he called back. First question was about the family and how was the move. That’s when I started trusting the conversation. 3 months in I’ve already got my first settlement out of the way, with three to go. And he was right about everything. How to handle the collection calls when they started. The relief I would have with not stressing about the amount of bills. Getting more cash in my pocket so I could actually start saving. Trust the process, and follow the steps and this program will work for you.

6 months ago

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Lisa wallace

I want to thank William G. for doing everything possible to help my family get out of debt. He spent quite a bit of time going through all possible options to help get us out of debt. I couldn’t be more relieved and thankful for everything he did. I called back with a question and had to speak with a different department and the girl was also so nice and helpful. They must be happy employees because everyone I have talked to seemed to be very happy and just as excited and relieved I was getting out of debt as I was! I don’t know if he will ever see this but, Thank you William! You really helped our situation.

6 months ago

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David Alcindor

I had been struggling with multiple debts and high interest rates for years, feeling like I was drowning in financial stress. That's when I decided to turn to Americor, and it was truly a life-changing decision. From the very beginning, the team at Americor, was incredibly understanding and supportive. They took the time to listen to my concerns and thoroughly assess my financial situation. After carefully reviewing my debts, they presented me with a customized consolidation plan that fit my needs and budget perfectly. Working with Americor, was seamless and hassle-free. They handled all the negotiations with my creditors on my behalf, allowing me to focus on rebuilding my financial stability. Thanks to their expertise and professionalism, I was able to consolidate my debts into a single, manageable monthly payment with a much lower interest rate. The relief I felt knowing that I was on the path to financial freedom was immeasurable. With Americor's help, I could finally see a light at the end of the tunnel. They not only helped me get out of debt but also provided valuable financial education and support to ensure I stay on track in the future. I cannot recommend Americor enough to anyone struggling with overwhelming debt. Their compassionate approach, personalized solutions, and dedication to client success make them the go-to choice for anyone looking to regain control of their finances.

6 months ago

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Claudia McTaggart

Hello America! I'm a primary school teacher who got caught up in bureaucracy when I moved from Florida to Hawaii to teach. I was told that Florida's teacher's license had full reciprocity with the state of Hawaii, which was not the case. My life was destroyed as well as my perfect credit score. I work as a substitute teacher to make ends meet. I never received the Hawaiian teacher's license and now looking to return to Florida. I did not miss a payment and was always on time with my bank of 25 years, Americore rescued me and I'm very grateful for their assistance. Life can sometimes throw you a screwball, but it's companies like Americore that help when there is no one to turn to. Thank you Americore! Best!

6 months ago

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Cheryl Golightly

Didn't know what to expect. I was confused by so the different companies offering this and that. After a little research I decided Americore was the best fit for me. Once I started the process they made everything so easy. I finally took a breathe and realized I made the right decision and was in good hands. They start on contract constantly. They give me advice, they give me hope, and they make this nervous situation as easy as it could be. If you decide to go with any other debt relief company other than Americore... you are making a mistake. They have made this as stress free, informational, and supportive as you could ever ask for. Thank you Americore and all the endless help from all the different employees I talk too.... you are all amazing and make me feel like I'm in the best possible hands I could be during this stressful time.

6 months ago