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National Debt Relief

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1,266 User Reviews

7.8

Overall Score

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LAST UPDATED: May 19th, 2022

National Debt Relief is one of the largest debt settlement companies in the nation. Its goal is to help clients re-establish financial stability and peace of mind in the least amount of time possible.

The company works hard to ensure a positive experience with proven results through education and individual customer care. It has a $7,500 minimum debt requirement.

National Debt Relief wants individuals to achieve freedom from financial debt by receiving debt reduction services and financial consultations so that they will stop drowning in debt and will continue to live debt-free.

Many debt relief customers frequently complain about always speaking to a different person every time they call in, causing some friction in the customer experience. Additionally, fees are relatively low (18 to 25 percent of total enrolled debt) but are slightly higher than the industry average.

The company has quite the record of settling debts between 30 to 50 percent less than what its clients owe.

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The Good

  • National Debt Relief Cost
  • Great Service and Settlement Program
  • Referrals For Debt Consolidation
  • Other Types of Debt
  • Industry Accreditations
  • Money-Back Guarantee
  • Availability
  • Additional Services

National Debt Relief Cost

Positive National Debt Relief reviews indicate that NDR has a low cost (18-25 percent of total debt) with no upfront fee, which is one of the reasons some customers love the company. National Debt Relief works with all unsecured debt and some cases of student loans. 

Many debt relief companies may not be able to help with student loan debt, so it's unique that National Debt Relief helps with this on a case-by-case basis.

If a customer enrolls $100,000 of debt in NDR's debt settlement program, the company can generally cut the debt by 50 percent, making your debt $50,000 instead of $100,000. If you add on the 18 to 25 percent cost for NDR's debt settlement services, you'll pay between $68,000 and $75,000.

Customers should be aware that cost is difficult to forecast because of the variables of each individual financial situation. To accurately measure cost, company employees must take into account the determination of the creditor, the customer's credit score, the amount of debt, and state laws governing percentages that can be charged.

Approximate cost is usually determined in a free, no-obligation consultation with a debt expert. By law, no debt settlement company can charge upfront fees. Instead, payment isn't required until after debt is settled. Most companies allow a monthly payment plan, as is the case with National Debt Relief.

Potential clients should take advantage of the free consultation to learn about specific cost information for their situation.

Great Service and Settlement Program

National Debt Relief offers great features including:

  • 18-25 percent fees (competitive within the industry)
  • Consultations with no fees attached
  • $7,500 minimum debt required (industry average)

Past National Debt Relief clients have indicated that they appreciate the transparency offered by the company, the speed of debt resolution, reasonable costs, and professional level of support. Additionally, some reviews from former National Debt Relief customers who had canceled their service mentioned receiving unexpected refunds.

One recent National Debt Relief review mentions that with the help of NDR, "two settlements have been reached which leaves only three more to go." NDR clearly offers an impressive settlement program for clients.

But how exactly does the National Debt Relief program work? The debt settlement program or settlement process is three-way; it involves the debtor (you), the settlement company, and the creditor or creditors.

With NDR, customers can expect to settle any type of unsecured debt (student loan debt, medical debt, credit card debt, etc.). Unsecured debt does not have any property attached to it as collateral (such as home loan debt or car loan debt).

It is important for customers to carefully monitor their credit score and credit report. Note that the nature of debt settlement will involve moderate to heavy penalties on your credit score.

Debt settlement companies generally have clients stop making payments so that the lenders become more willing to start debt negotiation. Stopping to make even minimum payments will affect your credit.

Instead, clients pay money into a savings account each month. The money in the account will be used in the settlement agreements with creditors. Once the debt is settled, the client's credit report will show that the debts were settled, not paid in full.

Many settlement companies, including National Debt Relief, do not provide credit repair or credit monitoring services.

Those considering a debt settlement program should be aware that loan forgiveness counts as taxable income. It's important to be prepared to pay taxes on forgiven debt when going through the process.

The challenge for the settlement company is to weigh the debtors present and future financial situation against the patience and requirements of the creditors. The fact that NDR is generally providing quality customer service while navigating the testy relationship between the creditors and debtors is significant.

Those with credit card debt, medical debt, and unsecured loan debt will find that NDR understands how to get ahead of creditors.

Referrals For Debt Consolidation

There are two debt solutions in the debt relief industry: debt settlement and debt consolidation. Sometimes a debt consolidation program is really a debt management program. In these programs, a debt counselor helps clients create a repayment plan and stick to it. A repayment plan may include a strategy like finding ways to save more money or increasing your monthly payment toward one or several debts to reduce the amount owed faster.

If National Debt Relief discovers that its settlement services aren't right for you, NDR will refer you to Liberty Lending for a debt consolidation loan.

The difference between a good debt settlement program and debt consolidation loans is that a consolidation loan will weigh less heavily on your credit report because you pay the debt in full while debt settlement will aim to settle your debts at a fraction of the total money owed (sometimes as low as 30 percent of your total enrolled debt).

For debt consolidation, the company puts all of your debts into one monthly payment and tries to negotiate lower interest rates with debtors, making it easier for you to track and pay your fees.

This tactic of handling debt is also referred to as a debt management plan or debt management program. These terms are more accurate because most consolidation companies help with debt management and do not offer consolidation loans to their clients. Debt management programs also offer clients counseling services which can help them avoid future debt problems and minimize unexpected financial hardship.

However, some people are in too much debt to use debt consolidation programs; this is the reason for debt settlement plans. If you decide to settle your debt instead of figuring out a payment plan, National Debt Relief is a good option.

The debt settlement fees from National Debt Relief (at 25 percent) are slightly higher than typical fees in the industry, but if the National Debt Relief program can get your fees down below 18 percent (a low among industry fees), you should consider using its debt settlement services.

In your search for the right debt management company, be sure to give lower fees a high priority. However, it is important to take into account how much NDR can lower the total debt from your creditors.

Creditors have been known to settle with debt settlement companies for around 30 percent of the total debt amount. To figure out how much this will cost the debtor total, you must add the company’s fees (around 18 percent) to the debt settlement amount (between 30 and 50 percent). This means the customer will likely pay around 50 to 70 percent of the total debt amount.

Because National Debt Relief refers clients whose financial situations are better suited to consolidation, potential clients can trust National Debt Relief to put their interests before its business interests.

Other Types of Debt

National Debt Relief focuses on helping customers in trouble with unsecured debt creditors, like credit card companies, but also some forms of debt as well, including private student loan debt, which is rare in this industry.

Many debt relief companies work solely with customers with unsecured debt. Additionally, the company claims to offer debt consolidation services (which do require higher credit scores), another rare occurrence in the debt relief industry.

Once NDR identifies a customer's type of debt and verifies that it can help with that specific problem, the customer will open a special savings account in their name. Instead of paying your creditors, you will deposit your money into this private savings account. These funds are then used to pay the settlement.

Industry Accreditations

Another great part about National Debt Relief's service is their industry accreditations with the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA). National Debt Relief is also compliant with the Federal Trade Commission (FTC).

These accreditations help legitimize the organization and ensure debt settlement companies follow consumer-friendly best practices.

Money-Back Guarantee

A money-back guarantee is a must-have in the debt settlement industry. National Debt Relief offers a 100 percent money-back guarantee. Companies offer money-back guarantees and take preventative measures in order to lessen the risk you take.

The fact that debt relief companies rarely guarantee a time or price range for settlement negotiation makes customers a bit hesitant.

To combat this, most debt arbitrators will check your credit report and ask for income information in order to ensure more accurate rates.

Availability

National Debt Relief's debt settlement and debt consolidation services are available in 41 states and territories, a higher availability than most debt relief companies. The company is not available in Connecticut, Illinois, Kansas, Maine, New Hampshire, Oregon, South Carolina, Vermont, or West Virginia.

Additional Services

National Debt Relief provides additional services for those customers who would be better served by not using debt settlement. Some customers would prefer debt consolidation, bankruptcy, credit counseling, or simple financial education services. Of course, if one can get out of debt on their own, one should try to do so.

If a customer needs help deciding whether bankruptcy is a good option (and whether to file chapter 7 or chapter 13), National Debt Relief will counsel customers on the right path forward.

The company also provides extensive financial education services to help you stay on your feet after you get out of debt.

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The Bad

  • Short Time in Business
  • No Permanently Assigned Representative
  • Few Additional Services

Short Time in Business

One concern with National Debt Relief is that they have only been in business since 2009. While this is not a major problem, it is shorter than many competitors. For example, Freedom Debt Relief has been in business for over 20 years.

Additionally, the company has only been offering in-house debt settlement services since 2017, so you might not be able to deal with as many debt settlements experts at NDR as opposed to other debt settlement companies (the same goes for the company's debt consolidation services).

Usually, when customers approach the debt settlement program, it is with reluctance, poor credit scores, and few assets; this means that those with high credit card bills or medical bills are risking their credit scores on a company with lower experience than other debt relief companies.

However, those in risk of bankruptcy are still better off with NDR, as credit scores usually bounce back faster following debt settlement as opposed to the increase of credit score following bankruptcy.

No Permanently Assigned Representative

National Debt Relief does not have one representative assigned to each individual client's case. This can be frustrating for those who call in to talk about their situation with creditors or to view case information because they will often talk to a new representative each time.

Not every customer has the same type of debt or financial situation; one customer might have high student loan debt while another might have credit card debt. This can cost both the debt settlement company and the client time and cause frustration.

Independent of whether you have student loan or credit card debt, not having an assigned representative or a credit counselor can make the whole process harder to handle.

Because debt collectors are constantly harassing you, it's always good to have someone familiar to talk to about your situation. You are also more likely to get sincere customer service from companies that offer assigned reps. Every debt relief company should assign a personal rep.

Few Additional Services

The company's disclaimer states that it does not make payments to creditors, provide tax, bankruptcy, or legal advice. Some debt relief companies (both debt settlement and debt consolidation companies) provide such services in addition to the debt relief services offered. For example, if you are overwhelmed by secured debt, National Debt Relief's services may not be available to you.

Additionally, NDR does not offer credit repair services. Such financial and legal services can be extremely useful, as debt settlement will result in a lower credit score and has been known to prompt the occasional lawsuit against the debtor.

However the specialization in debt settlement is especially valuable for clients because it means that the company focuses its energy on offering quality negotiation services.

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The Bottom Line

There are many settlement companies to choose from. National Debt Relief is a good option for those looking to obtain relief from credit card debt and even student loans because it can negotiate a settlement that is 30 to 50 percent lower than the total debt owed. We encourage those who may benefit from this to take advantage of their free consultation. Be aware of the effects of the debt settlement process on your credit score and credit report. However, if you're considering filing for bankruptcy, debt settlement can be a good alternative.

The debt settlement company didn't start negotiating credit card, medical, or unsecured debt in-house until 2017 (this means NDR might not have as much debt experience as other settlement companies).

Customers with bad credit scores due to high credit card debt, medical bills, and unsecured loans such as personal loans will find National Debt Relief helpful. Customers should note that a lower credit score is a likely outcome with settlement services and should carefully weigh the benefits of debt settlement with the negatives of a lower credit score.

Customers should know that National Debt Relief typically charges its clients 18 to 25 percent of the total amount of money owed for its settlement services. Before committing to National Debt Relief's debt solutions, customers should ask for specific cost information during their free consultation.

We recommend customers consider National Debt Relief as an alternative to bankruptcy because of its strong history of negotiating good settlements for its clients.

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Star Rating

4.5

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1,266 Reviews

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74%

4 grade

13%

3 grade

6%

2 grade

2%

1 grade

6%

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Lymaris Enriquez The Bronx, NY

Working with National Debt Relief has been a wonderfully smooth and easy process. Due to work fluctuations during Covid my finances started suffering as is the case with many people during this time and I felt overwhelmed and needed help. I have been working with them for a year and a half and in that time I have been able to resolve over have of my debt with their assistance. I would recommend them to everyone.

4 days ago

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Reply from National Debt Relief

Thank you! The team here at National Debt Relief is thrilled to hear such great feedback, and we’re proud to be your partners on the road to a brighter financial future.

May. 20th, 2022

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Susan B Andalusia, AL

The company is customer friendly and non-judgmental about your debt issues. Their service reps are helpful and able to answer any questions which come up during settlement discussions. I would give the highest possible score and recommendation to anyone who needs this service. It has changed my life!

4 days ago

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Reply from National Debt Relief

Glad to hear that our team was able to assist as you start on your journey to a debt-free future. We understand that the process can be difficult at times, so our goal here at National Debt Relief is to provide a 5-star experience for every client.

May. 20th, 2022

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Courtney Martin Tullahoma, TN

NDR offers a helpful solution to those in desperate need of financial relief. All CSRs I have spoken with through NDR have been friendly, knowledgeable, helpful, and understanding of my hardships and situations. I would recommend NDR to those I’m close to that are in need of financial relief.

5 days ago

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Skylynn R Norwalk, CT

I am one that is very skeptical about companies because I have been scammed before with trying to get my debt under control. NDR is legit. They have given me confidence in what they do. They are always available to assist you. Always explain things in detail. As many times as you want. I have probably asked the same question different ways and they never fail to explain it. They are very patient and understanding. They check in with you every once in a while to see how you are holding up financially. I am very happy I went with National Debt Relief.

3 weeks ago

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Reply from National Debt Relief

Glad to hear that our team was able to assist as you start on your journey to a debt-free future. We understand that the process can be difficult at times. As such, our goal here at National Debt Relief is to provide a 5-star experience for every client

May. 2nd, 2022

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Chris Cormas Irwin, PA

So far I feel I have absolutely made the right choice going with National Debt Relief. It has been such a positive experience so far. They make contact with all your creditors. Their response, with their approval to the negotiated amount, keeps astounding me. I am actually seeing light at the end of the tunnel. Something I honestly never thought I would see again. The only downside are the harassing phone calls from creditors, while the balances are negotiated. I do not answer them and even they appear to be decreasing the closer we get to all having been contacted. I am excited by the entire process.

1 month ago

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Reply from National Debt Relief

Thank you! The team here at National Debt Relief is thrilled to hear such great feedback, and we’re proud to be your partners on the road to a brighter financial future.

Apr. 12th, 2022

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Roger Gray Winchester, KY

Two settlements have been reached which leaves only three more to go. I am very pleased with their effort to resolve my debt mess to date. I want to get this debt issue behind me. So thank you National Debt !

1 week ago

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Reply from National Debt Relief

Great to hear! We understand that the process can be difficult at times, but the goal here at National Debt Relief is to provide a 5-star experience for every client.

May. 18th, 2022

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Brenda Franks Houston, TX

Oh my God if I would have known this a long time back I would have definitely call them to help resolve my debt issues you know when changing jobs you kind of get behind on things and national debt relief has really helped we done dissolve I think three on my creditors which include doctor bills hospital bills takes up so much stress and worry about not being able to pee even though I was up to date on paying them it's just a kept going on and on and on I am so thankful for national debt relief my advice would be if you're falling behind or not even falling behind but you're stressed out because of death that seems to not be going anywhere give him a call give them a call cuz I honestly I don't know what I would do if it wouldn't be for them and they're so helpful and friendly thank you all guys for the help and the continue to help me get through this time. It is worth the call

2 months ago

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Reply from National Debt Relief

Thank you Brenda! The team here at National Debt Relief is thrilled to hear such great feedback, and we’re proud to be your partners on the road to a brighter financial future.

Feb. 25th, 2022

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Mary Frances Indianapolis, IN

The best feeling is peace of mind! My experience with the four staff people has greatly enhanced that feeling for me. They have all been patient to describe any aspect I didn't understand immediately.

3 weeks ago

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Karlyn DiGiacomo Plymouth Meeting, PA

They truly work with you and help you figure out the most efficient way to pay off your debts without breaking the bank! The customer service was always quick and friendly to deal with.

3 weeks ago

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Reply from National Debt Relief

Great to hear! We understand that the process can be difficult at times, but goal here at National Debt Relief is to provide a 5-star experience for every client.

Apr. 28th, 2022

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Ellie R

Having help managing my debt has been easy and I’ve appreciated all advice and suggestions on how to manage my finances so I don’t have problems again. Living within my means is easier than I thought. No more credit cards tempting me to spend. I’m much happier.

1 month ago

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Reply from National Debt Relief

Glad to hear that our team was able to assist as you start on your journey to a debt-free future. We understand that the process can be difficult at times. As such, our goal here at National Debt Relief is to provide a 5-star experience for every client.

Apr. 21st, 2022

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Angela Travassos Hanover, NH

The customer service girl made 3 different offers to help me settle with lending Co. my husband passed away 2 yrs ago and I didn’t get any of his Social Security so she helped me find an easier way to accept the debt. I really appreciated all that she did to help me out

1 month ago

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Barry Walvoord Bremerton, WA

I really appreciate the way they keep me informed about how they are handling the payments. I used to get lots of phone calls and threats from collection agencys. Thanks to NDR, no more threats and the debts keep going down. NDR staff are always friendly and very knowledgeable how the system works. My anxiety levels have dramatically changed.

1 month ago

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Mickey Nash Euless, TX

National Debt Relief has saved me from so much worry! They are fantastic, professional and with me every step of the way. They give information on what to expect, how to deal with calls if we get them and are there for me anytime I need them. I would recommend them to anyone who has some hardship and needs help with their debt. Thank you National Debt Relief. I know I can count on you to save my financial life..

2 months ago

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Reply from National Debt Relief

Glad to hear that our team was able to assist as you start on your journey to a debt-free future. We understand that the process can be difficult at times. As such, our goal here at National Debt Relief is to provide a 5-star experience for every client.

Feb. 28th, 2022

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Lisa Miller Chambersburg, PA

I feel awful that I can't pay my bills but your company doesn't make me feel ashamed or embarrassed.

4 days ago

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Joseph Daniel Kansas City, MO

They always keep me informed about decisions and settlements instantly, willing to work around my needs if struggling in any way.

1 week ago

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Karen Teel TX

National Debt Relief has been wonderful in helping me resolve my credit card debt issues-it was a life saver, and a way out of debt!

1 week ago

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Diana Rios Prosser, WA

I like how in the beginning they explained everything that was going to happen step by step and how they stay in contact on both email and by phone to get things done.

3 weeks ago

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Reply from National Debt Relief

Thank you! The team here at National Debt Relief is thrilled to hear such great feedback, and we’re proud to be your partners on the road to a brighter financial future.

May. 5th, 2022

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Gil Pelletier Spring Hill, FL

Let me answer the second question first. NOTHING!!! What I like? I'm still in debt, but manageable. Very timely, helpful professionals, always looking out for you.

3 weeks ago

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Joyce Jacksonville, FL

National Debt Relief has given me just that R E L I E F. The process has been quick and painless. Thank you for giving me a new start on my debt consolidation.

3 weeks ago

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D Hess

So happy to have this opportunity to help recover from debt. My credit scores are improving daily, I’m conquering credit card debt and starting a savings to rely on. So pleased

1 month ago

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Best of the Best! Lake Worth, FL

My experience has been nothing but enjoyable. Each representative has displayed the highest professionalism, knowledge and customer service. Each has displayed empathy, that is inviting.

1 month ago

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Kim Houston, TX

Amazing experience! Been with the company three months and they already have my first debt resolved! I am so thrilled and I’m looking forward to the remaining items to be resolved!

1 month ago

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Reply from National Debt Relief

Hi Kim, thank you for the review. We love when our clients take time to let us know how happy they are! We’re happy you experienced our best-in-class service and results, and we hope to keep on delivering.

Apr. 1st, 2022

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Gary Wilkins

So far so good they’re supremely helpful with all information and assistance . They make you aware of EVERYTHING you are getting into - there are no surprises . My only gripe is I’d like to see them make deals faster with the bigger debts to move things along maybe a bit quicker.

1 month ago

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Lorraine Kenworthy Canyon Country, CA

Since signing up with this program I’ve had to move. My rent is quite a bit higher than I was paying before. I’m so grateful they worked with me to get my payment lowered & they also get one of my debts lowered & taken care of. 😊

2 months ago

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Reply from National Debt Relief

Thank you! The team here at National Debt Relief is thrilled to hear such great feedback, and we’re proud to be your partners on the road to a brighter financial future.

Mar. 24th, 2022

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Renet Dennard Cole St. Petersburg, FL

NDR lives up to the word RELIEF. The professionalism and reassurance given by this company not only relieves me of debt, it also relieves me of anxiety over the debt. They are always supportive and never judgmental. I sleep better knowing that a successful resolution is at hand and that all things are working for my good.

2 months ago

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Reply from National Debt Relief

Thank you! The team here at National Debt Relief is thrilled to hear such great feedback, and we’re proud to be your partners on the road to a brighter financial future.

Mar. 24th, 2022

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Jen Glenwood, MN

National Debt Relief works with you and answers any questions you may have with the whole process of managing your debt relief experience from beginning to when you start getting offers from your creditors to settle your debt.

2 months ago

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Willa C Hayworth Centerton, AR

I felt like I was drowning in debts. I was falling behind in payments, missing payments, because I just didn't have the money to make some payments on time. Then I heard of National Debt Relief, and how they were able to help with debts. I called, was surprised at how amazing the agent was. He was very pleasant and nonjudgmental.

2 months ago

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Reply from National Debt Relief

Thank you! The team here at National Debt Relief is thrilled to hear such great feedback, and we’re proud to be your partners on the road to a brighter financial future.

Mar. 8th, 2022

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Big Bear Sand Springs, OK

From the beginning the man I was dealing with was very positive and optimistic. I became confident in the program. I don't understand why my creditors keep calling me once they have been notified I am in the program. What are the creditors trying to achieve? When I asked this question why do they do this? Ndf said it was their job. That makes no sense to me. I do like the deals I have been offered so far. One company Upstart has sold my debt to someone else. Are they allowed to do that?

2 months ago

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Mdant Randolph, WI

It's been a very great and learning experience. Every member of the team is willing to answer questions with regards to your problem. I'm so happy and excited that they where able to negotiate and get seattlement for 2 of my credit cards that fast. Great job NDRTeam! Keep up the amazing job you promised to help your customers "that is to be free of debt for just a short period " thank you so much!

3 months ago

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Veronica Barnett Lakewood, WA

Everyone is very helpful and understanding and I appreciate all the help so far.

4 days ago

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Michele Madison Auburn, KY

Excellent communication and service. Always willing to work with me and answer any questions I have

5 days ago

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Reply from National Debt Relief

Thank you! The team here at National Debt Relief is thrilled to hear such great feedback, and we’re proud to be your partners on the road to a brighter financial future.

May. 18th, 2022

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Mitchell

My wife and I were way in over our heads due to job loss and then Covid-19 hit 2 months later. We depleted what little savings we had to stay afloat but kept falling further and further behind. Couldn’t even pay for necessary meds with no insurance. Then I read about NDR and decided to give them a call. From the start everyone I spoke with was very helpful, knowledgeable and most important extremely reassuring that everything is going to be fine with them negotiating with our creditors. I have been in their program a short while but I am very happy with the progress with our accounts. I definitely recommend NDR’s service to anyone whom is in dire straits as we were. Thank You, A very satisfied customer.

4 months ago

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Reply from National Debt Relief

Hi Mitchell, thank you for the review. We love when our clients take time to let us know how happy they are! We’re happy you experienced our best-in-class service and results, and we hope to keep on delivering.

Jan. 7th, 2022

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Joy McGee Seaford, DE

Compassionate, informative and thorough process when signing onto the program. I would prefer more communication during the ramp up period to better understand how the negotiations are going.

1 month ago

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Barbara Kramer Steelville, MO

NDR is working with our credit cards and so far, in a short time has been able to settle one for approximately 1/3 of what was owed. I'm so excited for what's to come.

1 month ago

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Danny

They were fast in getting one of my debts resolved and they are very nice and friendly when u call to talk to them. So for I’m very happy with there service

1 month ago

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June Cooper Las Vegas, NV

NDR is very easy to work with and their employees explain the program very well. If a customer has a question About the process they are just a phone call away.

1 month ago

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Reply from National Debt Relief

Thank you! The team here at National Debt Relief is thrilled to hear such great feedback, and we’re proud to be your partners on the road to a brighter financial future.

Mar. 28th, 2022

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Heidi Runyon Reseda, CA

I love how national debt relief contacts me when they have a settlement to pay off my debt. I’m so happy to finally start having good credit again! All thanks to national debt relief!

2 months ago

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CW

When my financial circumstances changed I was very stressed. I seen an ad for National Debt Relief with a lot of 5 star reviews, so thought I would give them a try and I'm so glad I did! They have been great!

2 months ago

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Reply from National Debt Relief

Hi, thank you for the review. We love when our clients take time to let us know how happy they are! We’re happy you experienced our best-in-class service and results, and we hope to keep on delivering.

Mar. 15th, 2022

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Claude E Lowery Indianapolis, IN

They are knocking down this crazy high interest credit cards and loans. They took a week or two to get my last debt in the program but I am happy to see it in there and I will get no more phone calls. All the agents are really nice and you don't have to wait a all for a agent.

3 months ago

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Reply from National Debt Relief

Glad to hear that our team was able to assist as you start on your journey to a debt-free future. We understand that the process can be difficult at times, so our goal here at National Debt Relief is to provide a 5-star experience for every client.

Feb. 11th, 2022

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Crystal Watson

I was referred to National Debt Relief by my son. He gave great ratings and now I’m using them. My experience is really great I have a piece of mind that all my debt will be paid off soon and I trust them in taking care and talking to my creditors on my behalf. I’m not worried or stressed out anymore so Thanks National Debt Relief

3 months ago

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Reply from National Debt Relief

Thank you! The team here at National Debt Relief is thrilled to hear such great feedback, and we’re proud to be your partners on the road to a brighter financial future.

Jan. 31st, 2022

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jeserae22 Niagara Falls, NY

I have been a part of National debt relief for 6 months and so far I have already had a couple debts settled. Very grateful for this program. They made us feel very comfortable and have taken the time to answer any questions that we have had. I look forward to being debt free with their help

3 months ago

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Reply from National Debt Relief

Glad to hear that our team was able to assist as you start on your journey to a debt-free future. We understand that the process can be difficult at times. As such, our goal here at National Debt Relief is to provide a 5-star experience for every client.

Jan. 31st, 2022

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Anthony Gallinelli Kissimmee, FL

They always lookout for my interest an they are friendly and courteous

6 days ago

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Laverne Tucker Transylvania, LA

I really like the fact that they are very understanding of my situation and are more than ready to help me. I am very happy with how things are going, I just wish the creditors would be a little more patient with the situation. I wish it could be a quick fix but I know it is not and wish they would understand that. I'm trying to do my best to pay them back and I will with the help of National Debt Relief Program. Just wish it did not take so long.

4 months ago

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gerald bowes Raleigh, NC

MY WIFE AND I WERE GLAD WE PICKED NATIONAL DEBT RELIEF TO RESOLVE OUR 3 ACCOUNTS. THEY SAVED US A LOT OF MONEY. THEIR CUSTOMER SUCCESS TEAM DID EXCELLENT JOB IN ANSWERING ALL QUESTIONS. IT IS GOOD TO FREE DEBT FREE. WE WOULD HIGHLY RECCOMEND NATIONAL DEBT RELIEF TO EVERYONE WITH ANY AMOUNT OF DEBT TO BE RESOLVED IN A TIMELY MANNER. THANKS AGAIN.

5 months ago

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Reply from National Debt Relief

Hello Gerald, Thank you! The team here at National Debt Relief is thrilled to hear such great feedback, and we’re proud to be your partners on the road to a brighter financial future.

Dec. 8th, 2021

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Kat Boston, MA

I was very skeptical at first given a lot of the negative reviews that I saw. However, I still took the plunge and boy, was it worth it! They were able to cancel $14k worth of debt within a little over a year! They’re incredible! I would definitely recommend them to anyone struggling with crippling debt. I will be completely debt free before the age of 30, which not a lot of people are able to say. And their customer service is fantastic and so kind and caring. I did not have a single negative interaction with any of their employees. Please please please consider giving them a call just to see your options and decide if you want to go from there. They won’t force you into anything and they’re very understanding and knowledgeable. I know some people complained about the monthly fee that you pay them, but I think that it is so worth it given how much debt they’ll get cancelled for you in the end! Thank you NDR!

6 months ago

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Reply from National Debt Relief

Glad to hear that our team was able to assist as you start on your journey to a debt-free future. We understand that the process can be difficult at times. As such, our goal here at National Debt Relief is to provide a 5-star experience for every client.

Nov. 1st, 2021

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Regina Rigdon Fort Worth, TX

Making the call was one of the hardest things I’ve had to do. Acknowledging I’ve gotten my life into a poor financial situation was shameful to admit. From the moment the NDC agent answered there was relief simply because they were kind and helpful all without judgement. The process of them gathering information was very easy. Taking this step has turned out to be a life changing. They approach the agent you work with is professional yet understanding. It’s been a pleasure working with NDC. They have made the steps and quickly got the creditor calls eliminated and working out the payment arrangements has eliminated allot of stress. I am forever grateful to NDC.

7 months ago

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Jonathan Esquives

In the beginning I doubted the service that was provided.After thorough research and speaking to a representative, I felt confident in signing up. Each step of the way I was well informed of how it worked and it was straight forward with no confusion. No judgments we're made but rather a compassionate one to one conversation that gave me hope in getting my financial situation recovered and my credit score. Till this day I believe I made a great choice and working hard towards finishing my program to a better stability for me and my family. Thank you NDR

2 years ago

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Angela San Francisco, CA

My experience has been overall positive working with NDR. My main point of feedback would be more visibility into when communication has been made between NDR and a creditor. Customer Service has very limited visibility to what the negotiation team is doing and having some piece of mind about when that team has had some initial contact with a credit would help immensely throughout the stressful process of fielding aggressive creditor communication on the client's end. The most detail I can receive when connecting with Customer Service is that "The negotiators have been in contact with your creditor and they will begin settlement when you have 50% of the debt saved."

2 years ago

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Reply from National Debt Relief

Angela, thank you for sharing your concerns with us. If you create an account on our website to access your file, you should be able to see the negotiation activity. This is also a convenient "one-stop-shop" to see required items, schedule drafts, check your balances, and even upload documents. This is the fastest way to review your account. We've found that our most successful clients are proactive in keeping up-to-date, in addition to the updates we send them. If you have any questions or need help setting up access, please contact Client Success.

Nov. 5th, 2019

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Lisa M. Allen

Nothing short of AMAZING! I cannot express how much I appreciate NDR. They have completely taken the stress of my debt off my shoulders and run point on all negotiations on my behalf. No more aggressive phone calls from debtors and i don't have to do anything, besides make regular set bi-monthly payments (which are automatically withdrawn). If i run into a situation where i need to skip a payment, there is no hassle from NDR. They are very understanding and accommodating. NDR is a try partner and they make you feel like they genuinely care about your financial health.

2 years ago

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Terell

Outstanding. This program was my Saving Grace after a series of very unfortunate incidents piled up at once. Health problems, deaths in the family, unexpected household expenses left me in the lurch. When I join national debt relief I was desperate to find any way to resolve my finances while still being able to make it. They delivered on their promise. There were no hidden gimmicks. Everything was set up front at the beginning and after 2 years all of my debt has been resolved.

2 years ago