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National Debt Relief

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8.9

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Rachelle Phillip

National Debt Relief was a life saver for me. I love how they were with me every step of the way through the process ensuring that I understood everything. The representatives are very knowledgeable and patient. The program itself helped me to take back control of my life. I would recommend this program to anyone who needs to regain control of their finances.

10 months ago

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Tawnya Verbruggen

So far it has been a breeze working with National Debit Relief! I was with another company and they did nothing other than let me default on the creditors so they got judgements against me. So far I have been with NDR about 1 1/2 months and they already have one creditors settlement done! Definitely worth the move. I am kicking myself for not going to them first!

10 months ago

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Sheila Cynthia Dallura

I got myself into some trouble with credit cards, spending too much money on stuff needed for new place, and got loans to try to pay everything off. Take it from me or my mistakes I explained above. Don't go chasing money. Talk to these friendly people to work out a plan. It doesn't hurt to talk but it will make you feel better letting go of the stress you carry around wondering how are you gong to pay for all these mistakes?! Call them I promise you...you will feel the weight lifted off them shoulders.

10 months ago

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Joenet Gardiner-Smith

I was confused as to how I would have gotten my credit score back on track by paying off my many debts, suddenly my best friend reached out and told me about National Debt Relief. At first I was skeptical about the idea, but then I realized that I had no other choice. I then placed the call and have not regretted ever since. No matter your financial situation, NDR will work with you wholeheartedly. The staffs are very professional and kind. I highly recommend them to anyone who wants to consolidate their debts.

10 months ago

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Jim

They really followed through for me, and did exactly what they said they could and would do.

1 month ago

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Paul Lewis

I like their honesty I felt like I could trust them and that was really important to me

1 month ago

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Gail Cleveland

I like the way they communicate with you and keep you informed on whats what with your situation.

1 month ago

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Eny Rodríguez

Agents are very courteous and willing to get you a resolution to your concerns and questions.

1 month ago

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Marilyn Estoque

You guys are truly amazing. Being able to come to a settlement with my bank was an experience.

1 month ago

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Raquel Abrego

Was explained exactly how the plan works and they have been very courteous with my questions

1 month ago

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Wendy Kohler

I liked the updates, they made me feel comfortable. The customer service was wonderful.

1 month ago

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Jessaka Starr

So far so good. They are fast and always courteous. They have everything all figured out already so it takes all of the guess work out of the equation for the customer. Fees are a little higher than what I would expect plus the bank they use to pay creditors also have high fees (monthly and per transaction fees). It would be better to me if they told the customer the actual fees of that bank to give a more informed decision on what bank to use and maybe help set up a bank account that doesn’t charge as many or as much fees. Of course that could be built into the program for people who want that option. I don’t really know how to do it OR how it works, it’s just a suggestion to save money on the customers end since we are trying to pay off debt…. I do know they give you an option to use another bank. But I said no because I never thought about the fees they would charge. They also offer budget training and promotions. You can upload new statements to the company via your own portal. Which is so easy to use! It has all of your program info completly laid out. Even the most un-tech savvy person could use and understand. But all in all I love the program and the company. I would 100% do it all over again! I just wish I would have let go of my pride and done this 10 years sooner!

1 year ago

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Fushuz !

I Started program in July 2024, I was drowning in 14 credit card payments. I could barley buy food and put gas in my car. So I called NDR. I was worried to just stop paying all my cards! That's crazy right? I stopped! The creditors call all day 7 days a week! They send letters etc! But today November 2024 NDR negotiated 3 credit cards at almost 50 percent of what I owed! NDR deducts $360 a month from my bank account and saves the money for the settlements. I called NDR a few times to STOP deductions and they had no problem deferring payments. My credit went from 650 to 420 but I'm still making progress from 14 cards to 11! If you don't have any options and your struggling NDR is the way to go!! Thank you for helping those struggling in debt!! I'll review in another 6 months!!!

1 year ago

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tricia gustave

Exceptional Service and Stress I recently had one of my accounts settled with the help of National Debt Relief, and I couldn’t be more satisfied with the results. From the very beginning, their team was supportive, professional, and transparent about the process. They kept me informed at every step, ensuring I understood what was happening and what to expect. The settlement itself was much better than I anticipated, and I’m so relieved to have this weight off my shoulders. National Debt Relief helped me get out of a difficult financial situation and took the stress out of dealing with creditors. I highly recommend their services to anyone struggling with debt. It feels great to be back on track!

1 year ago

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Artorias Pendragon

I absolutely love the professionalism and the kindness the people at National Debt Relief have every single time I call and have had spoken to them. They are so compassionate, considerate and really blew me away with the stellar service they have. I finally feel like I am able to escape the debt I have been stuck in after losing my job as an EMT due to my medical issues and they have had my back since December of 2023. I always tell everyone how much I love National Debt Relief and recommend them every chance I get. Each question I have, they always are able to answer it with such ease in a way that is easy for me to process.

1 year ago

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RebelGem626

When I first reached out to them for help they were very good at explaining everything and walking me through the process of it all. When I have called them to accept settlements, when I tell them of some good changes they show genuine excitement for our good situations. And they have been very good at communicating letting me know whenever a settlement is ready for review, both and text and email. And when a response has not been answered right away they will also call too. So they definitely make sure that you get these settlements taken care of as soon as possible so you can get the best deal.

1 year ago

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Gabi Adragna

I like that NDR is very understanding with people in my situation. They don’t judge and they try to assist you in many possible ways. The specialty are very respectful, patient and non judgmental. When I first joined NDR; I was very ashamed with admitting all my credit card debt. I was drowning in debt, unable to make all of my payments; living paycheck to paycheck; and still struggling. NDR showed me a budget where I can live comfortably while they assist me with my financial situation. I so far have 2 creditors completed with a settlement and that is a huge weight off my shoulders. Because this debt is all I think about. I recommend National Debt Relief to everyone I meet!

1 year ago

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Jocelyn Fital

NDR has changed my life. I was living paycheck to paycheck, barely able to make my credit card payments, and in a constant state of financial distress. One phone call to NDR and everything changed. I went from paying almost $1000 a month toward my credit card debt to paying $300 a month to my NDR reserve account. I am now able to afford all of my living expenses with money left to save and I am back to enjoying life instead of spending every waking moment worrying about money. Within 6 months, NDR has already negotiated a payment plan with one of my creditors for less than half of what I originally owed. Thank you, NDR!!!

1 year ago

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Richard

I must praise the team at NDR. Everyone I have spoken to at NDR has been amazing. Whenever I have called my phone call has always been answered promptly. They have always been very patient with me as they have listened intently to my concerns and questions. They have always addressed each of my concerns and have always stopped to make sure that I understood everything that they were explaining. They have never made me feel inferior. There concern has always been for my financial and mental health and well being. They have always inquired if we needed to make any adjustments to my payment plan so that I would have sufficient money to meet all of my financial obligations. Their customer service is without equal! When I speak with one of their representatives I always feel like I'm speaking with a friend. Thank you NDR for the exceptional customer service that each of your representatives provides and for helping me ease the burden of financial debt. I will gladly and enthusiastically recommend you to all who may need your service.

1 year ago

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FixedIncome77

I researched several debt reduction alternatives and National Debt Relief always was rated the best or within the top 3 in every review. They are very transparent about their approach and their representatives are very capable and helpful. I have spoken with around 5 of their reps and each has been a big help and totally non-judgemental. Credit card companies are complicit in most cases of too much debt and NDR can best negotiate with them. They have helped give me some much needed relief from the ridiculously increasing cost of revolving credit. Banks act like they are community leaders but I find them predatory and I highly recommend NDR to anyone who is in serious debt problems.

1 year ago

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Emily Macaluso Lynden, WA

I felt very reassured by every one I worked with throughout my process of signing up. They made sure to go line by line through every contract and make sure I understood, and were never impatient with my questions. I've been paying now for a while and they have so far settled one of my accounts for less than half of what I owed! I feel like I can finally see an end to my debt in the future. When I started this journey, I learned that lot of reviews of debt relief companies are made right after signing up, so people are still very happy with their "service". National Debt Relief isn't like that. It's nearly February, and I've been speaking with them since September and making payments since November. So they aren't playing games with their review timing.

1 year ago

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Janet Mitchell Anderson, IN

I am so glad that I called National Debt Relief. They have been so kind and helpful to me. They have taken a load of worry off my mind. I was trying to pay credit card debts and couldn’t get the debt paid because of such high interest they were charging. I sent a hundred dollar payment to them and the creditor was taking $89.00 dollars out for interest. I could never get them paid off at that rate. It has lifted a heavy burden off my shoulders to have NDR on my side! Their customer service support is amazing, I spoke to a customer service agent a few days ago and her name is Cindy she was so helpful to me, thank you!

1 year ago

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ken kelly

NDR helped in a major way to get our debts reduced and put us on a path to financial recovery. Their staff was always supportive; ready to assist in any way and never made us feel ashamed of our circumstances. Then to our surprise we were told of a consolidation loan offer from Reach Financial just the other day and though it will still require a payment schedule of a few years, it made sense to accept the offer so that those banks can be paid off asap. Though not out of the woods yet, it is a major step in the right direction and we are grateful to both NDR and Reach Financial for helping us out.

2 years ago Edited November 26, 2024

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Pepé Carson, CA

I contacted National Debt Relief 6 months and I’ve been very happy with the results. It is a little slow going in the beginning but I’ve learned it’s needed so I can build up my savings so they’re able to negotiate and get payments started. Each time I’ve spoken with a representative they have never once made me feel embarrassed of my situation. They are always so encouraging and helpful. To date I’ve had 3 accounts settled for less than half of what I owed and I truly do see a light at the end of what was a very dark tunnel. That first call to them is hard but believe me they are on your side and here to help you and you will see results.

2 years ago

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Mika Reyes San Diego, CA

Due to COVID I’ve gotten myself into some debt, I was at work and overheard a coworker talking about how she got out of debt, I didn’t ask her whom she went through so I just decided to do some research on my own. I made a phone call to National Debt Relief they were honestly so helpful very transparent on how the program works and I told the gentleman whom assisted me Allen why didn’t I do this sooner, better late than never his response. Allen made things very easy on helping me become debt free, I would recommend this to anyone who is trying to get back on their feet after a few hard years.

3 years ago

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Reply from National Debt Relief

Hi Mika, thank you for the review. We love when our clients take time to let us know how happy they are! We’re happy you experienced our best-in-class service and results, and we hope to keep on delivering.

Jun. 15th, 2022

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Chris Cormas Irwin, PA

So far I feel I have absolutely made the right choice going with National Debt Relief. It has been such a positive experience so far. They make contact with all your creditors. Their response, with their approval to the negotiated amount, keeps astounding me. I am actually seeing light at the end of the tunnel. Something I honestly never thought I would see again. The only downside are the harassing phone calls from creditors, while the balances are negotiated. I do not answer them and even they appear to be decreasing the closer we get to all having been contacted. I am excited by the entire process.

3 years ago

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Reply from National Debt Relief

Thank you! The team here at National Debt Relief is thrilled to hear such great feedback, and we’re proud to be your partners on the road to a brighter financial future.

Apr. 12th, 2022

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Brenda Franks Houston, TX

Oh my God if I would have known this a long time back I would have definitely call them to help resolve my debt issues you know when changing jobs you kind of get behind on things and national debt relief has really helped we done dissolve I think three on my creditors which include doctor bills hospital bills takes up so much stress and worry about not being able to pee even though I was up to date on paying them it's just a kept going on and on and on I am so thankful for national debt relief my advice would be if you're falling behind or not even falling behind but you're stressed out because of death that seems to not be going anywhere give him a call give them a call cuz I honestly I don't know what I would do if it wouldn't be for them and they're so helpful and friendly thank you all guys for the help and the continue to help me get through this time. It is worth the call

3 years ago

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Reply from National Debt Relief

Thank you Brenda! The team here at National Debt Relief is thrilled to hear such great feedback, and we’re proud to be your partners on the road to a brighter financial future.

Feb. 25th, 2022

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Mitchell

My wife and I were way in over our heads due to job loss and then Covid-19 hit 2 months later. We depleted what little savings we had to stay afloat but kept falling further and further behind. Couldn’t even pay for necessary meds with no insurance. Then I read about NDR and decided to give them a call. From the start everyone I spoke with was very helpful, knowledgeable and most important extremely reassuring that everything is going to be fine with them negotiating with our creditors. I have been in their program a short while but I am very happy with the progress with our accounts. I definitely recommend NDR’s service to anyone whom is in dire straits as we were. Thank You, A very satisfied customer.

3 years ago

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Reply from National Debt Relief

Hi Mitchell, thank you for the review. We love when our clients take time to let us know how happy they are! We’re happy you experienced our best-in-class service and results, and we hope to keep on delivering.

Jan. 7th, 2022

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Kat Boston, MA

I was very skeptical at first given a lot of the negative reviews that I saw. However, I still took the plunge and boy, was it worth it! They were able to cancel $14k worth of debt within a little over a year! They’re incredible! I would definitely recommend them to anyone struggling with crippling debt. I will be completely debt free before the age of 30, which not a lot of people are able to say. And their customer service is fantastic and so kind and caring. I did not have a single negative interaction with any of their employees. Please please please consider giving them a call just to see your options and decide if you want to go from there. They won’t force you into anything and they’re very understanding and knowledgeable. I know some people complained about the monthly fee that you pay them, but I think that it is so worth it given how much debt they’ll get cancelled for you in the end! Thank you NDR!

4 years ago

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Reply from National Debt Relief

Glad to hear that our team was able to assist as you start on your journey to a debt-free future. We understand that the process can be difficult at times. As such, our goal here at National Debt Relief is to provide a 5-star experience for every client.

Nov. 1st, 2021

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Regina Rigdon Fort Worth, TX

Making the call was one of the hardest things I’ve had to do. Acknowledging I’ve gotten my life into a poor financial situation was shameful to admit. From the moment the NDC agent answered there was relief simply because they were kind and helpful all without judgement. The process of them gathering information was very easy. Taking this step has turned out to be a life changing. They approach the agent you work with is professional yet understanding. It’s been a pleasure working with NDC. They have made the steps and quickly got the creditor calls eliminated and working out the payment arrangements has eliminated allot of stress. I am forever grateful to NDC.

4 years ago

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Gregory E Kremer American Canyon, CA

This is awesome👍 I thought it wouldn't happen this soon, but National Debt Relief did it. I started with them 2/3/20 & it's now 6/28/21. They also go an extra mile having Liberty help speed up the process & finalize my remaining debt. It's sort of like a baseball team bringing out their prize picture at the end of the last inning to clinch the game. I was indebt for $30,000 & NDR managed my debt down to 13,427.09. They do everything, all you do is accept the deal they make by phone or e-mail. Think about it! Again, I thank National Debt Relief for their excellent & professional help for getting me out of a debt "I created". Of course, it wasn't intentional but it was still me that did it.

4 years ago

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Reply from National Debt Relief

Thank you! The team here at National Debt Relief is thrilled to hear such great feedback, and we’re proud to be your partners on the road to a brighter financial future.

Jun. 29th, 2021

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Jones Johnstown, CO

I went between five and four stars, but decided on five because of the in person customer service. I have emailed a few times with responses pretty delayed causing me to have to email a few times. However, when I called on two different occassions, I talked with two specialists almost immediately. They were truly kind, gentle and so attentive! Nothing fake, nothing read from a script. I was so embarrassed that I was in this situation, but they treated me so well on the phone and made me feel comfortable. It did take a bit longer to settle the debt than they had originally said, but it feels SO good to start chipping away at this debt and will so be debt free!!

4 years ago

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Jennifer Menendez Orange Park, FL

My husband and I have been in a financial struggle after legally defending ourselves. We struggled to pay our attorneys and racked up major credit card debt to protect ourselves and our daughters. Shortly after, the case was dismissed against us but we still had to pay our legal fees. Just over one year later, I was in a car accident. My husband had to miss work to care for me and our twins, after my six surgeries. Then, the pandemic hit. I lost both of my jobs because of the pandemic and my husband's hours were cut. If it weren't for National Debt Relief, my family and I would be facing severe financial hardships. National Debt Relief has made it easier to pay down our bills while easing the majority of the financial stress. Daily, we still deal with financial hardships. However, we are seeing the light at the end of the tunnel.

4 years ago

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Beth Butler Hot Springs Village, AR

It takes a lot of patience but I'm getting there. They have resolved nearly 80% of my debt. I will still be making payments for a couple of years but it's very small compared to what it was going to be on my own. There are fees associated with the program but again, they are nothing compared to the entirety of my debt. Program Status: Program Start Date: 12/27/2019 Account Balance: $2,600.33 Enrolled Debt: $28,301.00 Active Debt: $7,970.00 Resolved Debt: $20,331.00 I've had approximately $11,000 of debt written off. The one thing I didn't realize that came as quite a blow, was The amount written off last year was added as income to my taxes so I'm having to pay in a bunch. Still it is less than what was written off. So there are some things I wasn't aware of but that is my fault for not taking the responsibility to know these things. They were not kept a secret.

4 years ago

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Tom Mitcham Fort Lauderdale, FL

Faced with a broken back spinal cord injury, although officially retired, I had been managing two beach resorts in Ft. Lauderdale, FL, the pay for which supplemented by Social Security income perfectly, however that life-threatening major, crippling injury precluded ever working again. My credit card balance could no longer be made as my income was slashed greatly. I could not make ends meet or make payments. That;s when National Debt Relief came to my rescue! They found the perfect program for me, all worry and stress were GONE! Finally I could sleep and rest at night with everything National Debt Relief took over and in less than a year, my American Express $8,500 debt was settled, paid and GONE! Folks, honestly if you are completely overrun, weighted down, overwhelmed by debt you never thought you could pay, "NAtIONAL DEBT RELIEF " is the only feasible answer for you! Trust me folks! I'm now a 'Firm Believer'!!!!

4 years ago

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Stephen Teater Terrebonne, OR

The folks I speak with on the phone are always professional and helpful. National Debt Relief was able to resolve my outstanding debts at about or a little less than 50% of what I owed in a little over a year. The process was straightforward and painless, and National Debt Relief was available and communicative throughout. If you, like me, were in an endless cycle of using all your monthly income to pay credit card bills, and then needing to use those same credit cards to then purchase basics like food and fuel, basically treading water and making no progress towards the elimination of your debt -- essentially living and working to pay credit card companies -- then I highly encourage you to give National Debt Relief a call and enroll in their program. My life is so much better, and I'm able to save and plan for the future again. I am relieved to be nearly debt free (I have a few more months of payments as I write this), I sleep better, and I actually have some money of my own to manage now.

4 years ago

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Anne Marie Newark, DE

I’d like to be fair. I signed up for National Debt Relief (NDR) back in March 2020. So far, it’s only been 9 months since NDR has truly given me relief from the stresses of owing debt. However, we have a long way to go yet. Nevertheless, I feel like I have a business partner, for the first time, on my side, who can really organize and plan for my success. I’m looking forward to the day when I am debt-free. That’s going to be a day I’ll never forget. And what a celebration that will be! Can't wait! The Covid-19 pandemic seems to have brought the world to a halt, but NDR appears to be still working hard in the midst of it all and satisfying my creditors. Four out of ten creditors have been settled by NDR, with a 35% savings on three and a 45% savings on one. Plus, my program progress has been outstanding! Right now, the percentage of combined debt settled is 29.5%, with 40% of resolved creditors. I’d say that deserves 5 stars out of 5! I can’t wait to see what NDR settles with the remaining six creditors. And as for NDR and their Customer Service Team itself, I can’t say enough good things about the company and the team players. They’re taking really good care of me. I sometimes have complex questions, but they always accommodate me brilliantly! Best group of people I’ve ever had the pleasure of working with. I feel very privileged that they took me on and gave me this opportunity to settle my debt. They go above and beyond, providing me with premium service. Simply an amazing company with great people, great work, and extraordinarily trustworthy. They stand by their word! Companies like this are hard to come by. NDR strongly believes that open communication and integrity matters, and I couldn’t agree more. I would recommend NDR to anyone in need of debt relief.

4 years ago

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Tina Chaney Glen Burnie, MD

National Debt Relief saved our home. We had so much debt that we were about to lose our home until my husband contacted National Debt Relief. The Client Team Members are very informative and very helpful. They are also concerned about whether you are having a hardship or not and will assist you if you are. The Client Team Members when they contact you about a debt that is about to be settled will contact you by multiple ways ( text, email and phone) that way you do not miss an important settlement. I have told everyone I meet about National Debt Relief and let them know that they are the best. I like everything about National Debt Relief they have taken SO MUCH stress off my shoulders that I can actually sleep at night and not worry about weather I will be homeless. THANK YOU VERY MUCH NATIONAL DEBT RELIEF!

5 years ago

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William J Pena Helena, MT

I have enjoyed the fact that from the very beginning the people I talked with have been very professional, understanding, and very prompt when I have had questions or concerns. I have been a part of the program for almost a year now and though I must admit it was disconcerting to see my credit score take a big hit and fall so low (at least for me) I am seeing it rise again as you had ensured me it would. I am looking forward to the day when I will be debt free and I appreciate your guidance and patience as you walk with me during this time. The COVID-19 Pandemic has been a great concern and has put added pressure to my financial situation, but I have adjusted accordingly. Again, thank you .

5 years ago

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Barbara Brooks , FL

On April 21st, 2020 I was contacted by National Debit Relief with a proposal statement. I owed $5,320.70 on this debt the offer was for $2,930. To be paid off in 3 months. Giving me a total savings $2,390.70. I will make the last payment on June 23rd 2020 and that debt will be gone. This company has done an amazing job for me. I had paid off one other debt did I post it on Trustpliot. I am very happy with this company they are helping me to get rid of my debts. Now remember that you may have to pay income tax on what you save. If you decide to do business with them, you will receive a package in this package. There is a booklet Resolve your debts. Restart your life. On the very last page 19 frequently asked questions number 12 will explain to you about taxes. So please be sure to put some money back in case you have to pay taxes on what you save.

5 years ago

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Reply from National Debt Relief

Thank you! The team here at National Debt Relief is thrilled to hear such great feedback, and we’re proud to be your partners on the road to a brighter financial future.

Jun. 30th, 2020

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Jewls1082 Springfield, MA

National Debt Relief has been an absolute pleasure to work with. Every time I get that email "Exciting News -- We have a settlement for your *** Account" I get so happy. I've struggled with credit card debt for so long and I finally am on the road to financial freedom. I started the program in November 2019, they were SO detailed about what the program was like and what I could expect, they were there to answer any questions I had. Then as everyone knows COVID-19 reared it's ugly head in February 2020. The customer service I received during this time was outstanding. I got a few calls from them checking on my financial status, making sure I could still pay and asking if I needed extra time to pay. It was so amazing. I really felt like they cared about me and I wasn't just a number. I was extremely scared to do something like this because I knew it was going to KILL my credit score (which ironically was on the higher end) but I knew I couldn't keep living the way I was living and keeping all that credit card debt. Here we are in June and they've resolved half of the creditors accounts with amazing settlement offers. I could not be more happy with this company. I highly recommend them to anyone who is struggling with credit card debit and wants to take control of their financial freedom.

5 years ago

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Brittany Jacksonville, IL

I had 30k in credit card debt when I called NDR. I was up to my eyeballs in payments and was struggling horribly to keep up. When I called, I spoke with a gentleman named Doug who immediately put me at ease. He talked me through what the program would be like, worked with me on an amount I could afford to pay every 2 weeks, and connected me to someone who put it all in motion. It took me 3 years of payments but it was worth it. They work with your creditors and take all the pressure off you. They call and check in pretty often to see if anything has changed and they’re always super friendly. Hopefully I never have to go through this again myself but I would certainly recommend this company to anyone who’s needing it.

6 years ago

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Amanda Curry Brandy Station, VA

I truly believed this program was too good to be true. I am now so happy and thankful I decided to take this risk. National Debt Relief has been friendly and supportive every time I have spoken with them. They made a payment plan that worked with my financial situation, and they settled all my debts in the amount of time promised and with the settlement amount being very reasonable for each. Their fees are reasonable for the amount of money they saved me. Although this is not something I wish I had ever had to do, National Debt Relief made this process easy, affordable, and RELIEVING for me. The only thing I would suggest is making sure that you keep in touch with them about with tax forms for each settlement when it is that time of year. This is something I wasn’t aware of but now that I know I will be able to make sure to report everything. Thank you again and again to National Debt Relief.

6 years ago

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Tammy Godsey Hagerstown, MD

I enrolled in the program in November 2018 and so glad that I did!! I lost my 21 year old daughter unexpectedly in November 2017 and was off work for awhile without my regular salary and while I was off work I was having a lot of medical issues as well. My deductible is very high and until I meet it, I am responsible for all the co-pays. Needless to say, while I was off work trying to grieve healthy and take care of medical issues, bills didn’t stop and so it was a domino effect that caused me to get further in debt. At this point, I was trying to make payment arrangements but I just kept sinking and sinking . I honestly felt that I was being weighed down in an ocean with no end in site. I went into a very deep depression. I am a believer in God and I knew he would guide me in the right direction! I saw a commercial about National Debt Relief and then decided to research about them. I liked what I was reading and so I decided to give them a call. From my first Interaction thus far, I have been treated with dignity and respect, they explained everything to me and made sure that I understood. They have taken full responsibility of doing all my communications with the creditors and an awesome job with getting settlement offers!! They are great with their communications on everything that they do and nothing gets settled until they get my approval! They make it easy for you to provide them with income updates and to be able to email statements to them. They offer many ways for you to be able to communicate your questions/concerns with them. There response time is very quick and you never have to wonder what’s going on with your account. I also appreciate the fact that they have two systems that you can actually log onto to view all activities and it makes it very easy to follow your money!! I am a true believer that you should be responsible for paying your debt however, sometimes life happens and bad things happen to good people. This program has allowed me to still be responsible for my debt and is helping me to be able to grieve my daughters death in a healthy way and take care of my health while they nogociate with my creditors and keep me informed!! They are amazing and the Customer Service has been outstanding since my first phone call!!! They truly have been my saving grace and I love them!!!! I feel blessed that I was able to find this program and enroll!! National Debt Relief has brought light to the darkness (debt) that was drowning me!! Thanks National Debt Relief, God Bless!!!!♥️

6 years ago

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Reply from National Debt Relief

Tammy, we're so sorry for your loss. Thank you for taking the time to share your experience with us. We also commend you for your determination and commitment to getting out of debt. It's not always an easy process but we'll do everything we can to help you succeed.

Mar. 11th, 2019

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Anne Nelson Auburn, CA

I have 6 accounts with NDR, totaling almost $35K. I had gotten to the point of making minimum payments only and was making zero headway on my debt. It probably would have taken me 20 years to pay that off, and I would have paid around double that amount with all the interest. So, I bit the bullet and called in October 2017. Customer Service has been excellent. Creditor calls are brutal, but I am willing to suffer through the 33 month plan with NDR (29 left!) to save myself 15+ years of digging myself out. My first account was just settled for about 50% of the balance. I'm excited to follow through with this effort and become debt-free. NDR can take their fees for that; I'll gladly pay.

7 years ago

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Chelsey Niagara Falls, NY

I've had a great experience with NDR so far. I began this program in October 2016 and have already have settled 3/4 credit cards I had. Each is for less than the amount that was owed; averaging about 60% less than what was originally owed! Each time I speak to a customer service representative they have been very excited about these settlements and eager to offer additional assistance. I was a good customer to the creditors before, regularly paying on time, but I was finding it difficult to get ahead of the payments. It also helped to close the accounts so I could not have access to available credit and you are also restricted from opening new unsecured lines of credit which helps with the temptation of accumulating more debt. This is a business so, of course,they will need to receive payment for their services. They disclosed the details of the entire process, stating that it may take up to 6-24 months before settlements start coming in. I was encouraged to be patient and to stick with the program from the beginning and now I'm very pleased with the results and will be debt free in the very near future!

8 years ago

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Carolyn Bay City, TX

I tried for years to stay ahead, get ahead and most of the time stay current. The last time I worked out of town and received my check late by 4 days i had $250.00 in late fees AGAIN. I tried to work with all creditors asking to just pay the balance even though I had paid the balance 5 x over plus interest in the past years. No one would work with me. I turned to National Debt Releif and this was one of the hardest things I ever did. It took me almost one year to keep trying to do it on my own. In four months of being with them my first account is settled. I feel great. The calls have stopped. I have peace. So much stress is gone. I make one monthly payment and can actually do home repairs that were very bad. If you can't hang on anymore due to debt, these are the people to help you.

9 years ago

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Jennifer Lopez

They are really on top of getting my debt negotiated and excellent with keeping me in the loop on what’s going on!

2 months ago

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Joy Sours

Excellent customer service. Managing my debt taking the stress off me thank you for helping me see the light

2 months ago

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Meggan Hassell

They have streamlined everything, are always ready and willing to answer any questions I have. 10/10 would chose them again if ever needed.

3 months ago