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National Debt Relief

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9.1

Overall Score

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Amy Graves

Great We have had wonderful service. We have been able to pay off at least 5 credit cards so far. It has been a great experience. So thankful to everything that they have done to help us with this

6 years ago

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Terry L Long

Very simple, NDR takes care of all the threatening phone calls; we only recieved 1 letter from the collection companies and NDR takes it from there. Thank you for giving me my sanity back.

6 years ago

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Michelle

They have been extremely helpful and understanding! The process has been a lot less stressful than I anticipated! I am thankful I took this on and got some help! I am on my way to being debt free and stress free!

6 years ago

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Jane

Great. The customer has been honest from day one. Gave me a log in to monitor my deposit. I even called my creditor to check on the status of my account. They told me to follow up with NDR.

6 years ago

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Terry

NDR settled all my unsecured debt very quickly. We were in debt for over 20 years and in way over our heads. Couldnt get ahead of the game. In just 4 years we will have settled and paid off over $69,000. Its feels so good to finally see the light at the end of the tunnel! Thank you, NDR!

6 years ago Edited September 14, 2021

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Beverly Stair

National Debt Relief has been very professional in my experience with them. They have been reassuring every step of the process. They keep me updated with any changes and are prompt with answers to my questions.

6 years ago

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Kelly

My experience has been excellent. You are able to negotiate my debt a lot better than I could. It was never my intention to end up in such a dire financial position, but I am glad to know that there is a company willing to speak on my behalf to help me get debt free.

6 years ago

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Grayse Bannow

Not sure my hole experience but I'm going to stick with them till all is calm and debt ok. They made it like a big game changer and I have a clear head on some stuff because of NDR.

6 years ago

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Rochelle Sinkfield

My experience with National Debt Relief has been amazing. I would recommend them to anyone having problems and who are in debt. This program has helped me tremendously and I am great full for it

6 years ago Edited September 14, 2021

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Bill kerr

It has been great. With a few weeks the phone calls stopped. Every time I have called they answer the phone and answer all questions I have. Would definitely recommend NDR to anyone

6 years ago

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Linda Blankman

Experience is top notch, A-1, couldn't be better. Extremely satisfied with professionalism, communication, ease of working with them and they do what they say they are going to do

6 years ago

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Sharon Scrudder

They have been a life saver helping me with my debt problems. I am glad I choose NDR they take the stress out of worrying about bills you can't pay. They are always nice and understanding of your situation. I trust NDR to work with my creditors to get a fair settlement.

6 years ago

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Reply from National Debt Relief

We're glad that we could give you this kind of assurance, Sharon. This makes us happy because it means our agents have been meeting and (hopefully) exceeding the standard we set. Please let us know if there's anything else you might need.

Oct. 16th, 2019

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Christina Alo

I've had a great experience. National Debt Relief helped me so far to reduce 85% of my debt! Their program is solid. It's hard to be in debt, but it feels good to have someone help you get out of it!

6 years ago

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Alexis Boswell

They have been nothing but excellent in customer service and support. I genuinely feel like this company cares about my future and they have done everything they can to make sure I feel comfortable getting back on track.

6 years ago

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Toribio Hernández Washington, District of Columbia

Excelente servicio y buena atención para resolver todos mis problemas

2 weeks ago

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Danny P Mendel Indianapolis, Indiana

The kindness and willing to help us get our finances straightened out.

2 weeks ago

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Charlene Collins Norfolk, Virginia

Very helpful and very knowledgeable. Great company to consolidate with.

2 weeks ago

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Lourdes Vodicka New York, New York

National Debt Relief is very efficient and customer service orientated.

3 weeks ago

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Kathy Berger Atlanta, Georgia

Feel good knowing that I got a settlement knowing im in the right direction

3 weeks ago

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Stacy Boop Scranton, Pennsylvania

I liked how fast the settled an agreement with one of my creditors.

3 weeks ago

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Milique Speed Ona, Florida

I like how helpful you guys are even though it can be overwhelming

3 weeks ago

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Ana Kress

Working with the National Debt Relief representatives has been a worthwhile effort on my part. The thorough and professional services they offer are second to none. NDR has shown complete commitment to assisting me with reducing and dissolving some of the unwanted debt. They are true professionals that can be trusted to assist anyone with this endeavor.

10 months ago

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Lakeitta Brown

I have nothing but positive things to say about national debt relief,I started with them at the end of August and they have negotiated with two of my creditors already, I thank God for them so if you are thinking about debt consolidation look no further than National Debt Relief you will be very satisfied the Good ratings speaks for itself..Try them you won't be disappointed 10/10 I do recommend.

10 months ago

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BethAnne Brink-Cox

I started this program in May. These were my stats then: Enrolled Debt - $18,849.11 Active Debt - $13,931.11 Resolved Debt - $4,918.00 That much difference already! You cannot imagine what a relief this is for me, to know I will be out of debt sooner than I ever could have been doing it all alone. And to no longer getting ugly calls and nastygrams, because you take care of things like that. I will ever be grateful for this program and glad it was explained so carefully I had no qualms at all about signing up for it.

10 months ago

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Jennifer H

I started working with NDR less than 2 months ago and have made 2 deposits into my account with them. I have had one settlement offer and approved it. NDR has already saved me thousands and I am very happy I decided to work with them. They have reached out to check in on me and to see if I had any questions or concerns about the program. They have made me feel seen & heard. So far I am very happy with the services I've received and have a feeling of financial relief. The monthly deposits are much more affordable than what I was paying and I am starting to see results. Thank you NDR.

10 months ago

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Wayne K Watson

It has been my impression on every call into NDR for service, that I meet staff who are cordial, cheerful, experienced, well informed and overall professionally capable. They can address my concerns with complete explanations. I never feel that I need to speak to someone else. Consequently I have come to understand the debt-management process better and appreciate the representatives enormously.

10 months ago

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Tracie Dee Stokes

The representatives always explain things to me in detail. My questions are answered whenever I ask. They know that I have Alzeihmer's/Dementia so they know exactly how to explain matters so that I do understand because I do forget quite often. Being respectful is a key factor for me. They are never rude. I feel important when talking with them. I recommend the company to anyone.

11 months ago

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Kimberly Rutlin

Before I explain why I gave National Debt Relief (NDR) 4 Stars, I wanted to mention that I've heard some horror stories from friends who have used other debt settlement companies and totally got screwed! I think the worst was this one debt settlement company that my very good friend thought she was working with who essentially just stole her money! They told her they had gotten settlement offers for her and she approved them. But the company never made any of the payments on her behalf. Which now makes sense because she would occasionally still get collections letters for accounts that had supposedly been settled. Anyway, this is how she finally caught on to what was happening and she immediately cancelled her program. But all that money she put into the debt settlement program over 3 years she still hasn't seen. The reason I mention this is because that was a horrible experience for my friend and totally BS! So, my point is that, I can at least say National Debt Relief is legit and did what they said they would. Their fees are a lot in my opinion (which is why they didn't get 5 Stars), but I was aware of that up front and still chose to proceed. I'm now very close to all of my debt being gone (well, my credit card debt; I still have a car loan). But it's still going to be such a relief, and NDR got me there, so they get 4 Stars from me.

11 months ago

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Ernesto Soria Budd, Illinois

This is really helpful when you feel like you don't see the end of you deb I stat to feeling free

1 month ago

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Michael W Finley Queensbury, NY

Very professional staff, informative and knowledgeable, great customer service.

1 month ago

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Gerardo Velazquez San Juan, Puerto Rico

Gracias hasta ahora llevó prácticamente 7 meses y el servicio y trato super excelente agradecido

1 month ago

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Alta berg Schertz, Texas

They have really helped me a lot . I just wish they would help with payday loans. There killing me.

1 month ago

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Carlie Coloton Rochester, New York

I loved how easy and simple the process is, even with the going over and agreeing to settlements.

1 month ago

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Alan Haavig Alexandria, Minnesota

Just learning about you and how it works also if I want to off and on put more than 132..62 to you how to do it

1 month ago

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Stephen Findlay Whites Creek, Tennessee

The friendly and professional staff. Already have my first settlement in the first month .

1 month ago

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Chrissy Carr Erlanger, Kentucky

They have been wonderful through this whole process of getting my life back on track!

1 month ago

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jim ritman Riverview, FL

I like the follow-ups from NDR to insure I don't have any questions or concerns.

1 month ago

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Edwina Williams Atlanta, Georgia

I like how NDR is resolving my debts. They always let me know what is going on immediately.

1 month ago

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brandon bruno Houston, Texas

Job well done! Just signed up a week ago and got settlement offers. Thanks guys!!!

1 month ago

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Tyler bailey

So far in the process, I'm 3 months in They managed to negotiate my debt down from $11,000, to now $4449. Still waiting to find out what discover card has to say. But I trust in national debt relief and the way they are handling going to bat for me against the creditors. It means a lot for all their teams assistants. The company has managed to do something that can get me debt free in 2 years for $184 per month from a trust savings account they set you up with. I will definitely always recommend this company so you to can get those scary monthly payments out if your hair. Thank you national debt relief and you team Shout out to Jennifer! Looking forward to the next steps and next few years to get this off my back to hopefully buy up land and a house in 2 years

1 year ago

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Luis Medina

As a Disabled Vietnam Veteran I have had my up's and downs. Now with the way that the economy has gone berserk it has become that you can't count on anything the government tells you. Well, found myself taking from Paul to give to Peter. Well long story short. I check with other companies and they didn't show me much. Took a wild chance called National Debt relief. They took their time to explain the process with no talk about money. If they thought I was a little confused. They went over it again. Professional and courteous. It's been about a month and they settle with a company that I was paying good amount. Truth is can sleep knowing I am being taking care of. You can say You're in the Best Hand possible. I recommend them if you are hand on a thread or getting there. They are truly awesome.

1 year ago

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Anara Imasheva

I am incredibly grateful to National Debt Relief — they are truly the BEST company when it comes to resolving debt. I was overwhelmed, losing sleep, and constantly worried about my finances... but everything changed when I found them. From the very first call, they were so professional, compassionate, and genuinely committed to helping me. They made the entire process simple and stress-free. It almost felt too easy — but it worked! Once I enrolled in the program, I started receiving multiple settlements, and I was blown away by how quickly things began improving. I finally felt hope again, and I’m so grateful for the support and guidance they provided throughout the entire journey. If you’re struggling with debt and not sure where to turn, I honestly can't recommend National Debt Relief enough. They truly care, they deliver results, and they’ve changed my life. I’m beyond thankful!

1 year ago

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Jane summer

I was thrilled to get am email letting me know that an offer i was quite happy with had been reached with one of my creditors although i have only been with the company for 2 months. They have been very informative at all times. I follow protocol and send letters or info on calls I receive and they let me know the info has been received. They send info on how best to respond when approached be a creditor. I feel very safe in knowing that my account is being handled and the relief from anxiety lessons each day. They have been transparent as have I and I have no doubt that the plan and timeliness will be conducted in the manner agreed upon. Thank you NDC for being trustworthy. Which is greatly appreciated especially as the issue of economic insecurity is mounting. I made the right decision at the right time. of my 4 creditors

1 year ago

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Julie Crow

I was desperate to do something about my growing burden of unsecured credit card debt. I stumbled upon national debt relief when I was searching for help on my cell phone. I was nervous at first but I followed through. I was assured by everything I saw on their website and the results they had gotten for others that they were legitimate. Operation. Had three accounts and a total of about $28,000 in debt when we started my account. My first credit card debt has been settled. I owed $1,700 and the settlement amount was approximately $600. I'm eager to move on to the next two accounts and at this pace I think I should be debt free within a year. I cannot thank this program enough. I will never ever have a credit card again. What happened to me was that the interest rate on these accounts was raised over and over again in the last 3 years and I could not keep up with the payments. One of my accounts was a line of credit at my bank that I opened in 2015 with an interest rate of 7%. I use it successfully for years if I needed say a furnace or a washing machine. In the last 3 years that interest rate went from 7% to 19%.

1 year ago

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Jessaka Starr

So far so good. They are fast and always courteous. They have everything all figured out already so it takes all of the guess work out of the equation for the customer. Fees are a little higher than what I would expect plus the bank they use to pay creditors also have high fees (monthly and per transaction fees). It would be better to me if they told the customer the actual fees of that bank to give a more informed decision on what bank to use and maybe help set up a bank account that doesn’t charge as many or as much fees. Of course that could be built into the program for people who want that option. I don’t really know how to do it OR how it works, it’s just a suggestion to save money on the customers end since we are trying to pay off debt…. I do know they give you an option to use another bank. But I said no because I never thought about the fees they would charge. They also offer budget training and promotions. You can upload new statements to the company via your own portal. Which is so easy to use! It has all of your program info completly laid out. Even the most un-tech savvy person could use and understand. But all in all I love the program and the company. I would 100% do it all over again! I just wish I would have let go of my pride and done this 10 years sooner!

1 year ago

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Fushuz !

I Started program in July 2024, I was drowning in 14 credit card payments. I could barley buy food and put gas in my car. So I called NDR. I was worried to just stop paying all my cards! That's crazy right? I stopped! The creditors call all day 7 days a week! They send letters etc! But today November 2024 NDR negotiated 3 credit cards at almost 50 percent of what I owed! NDR deducts $360 a month from my bank account and saves the money for the settlements. I called NDR a few times to STOP deductions and they had no problem deferring payments. My credit went from 650 to 420 but I'm still making progress from 14 cards to 11! If you don't have any options and your struggling NDR is the way to go!! Thank you for helping those struggling in debt!! I'll review in another 6 months!!!

1 year ago

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tricia gustave

Exceptional Service and Stress I recently had one of my accounts settled with the help of National Debt Relief, and I couldn’t be more satisfied with the results. From the very beginning, their team was supportive, professional, and transparent about the process. They kept me informed at every step, ensuring I understood what was happening and what to expect. The settlement itself was much better than I anticipated, and I’m so relieved to have this weight off my shoulders. National Debt Relief helped me get out of a difficult financial situation and took the stress out of dealing with creditors. I highly recommend their services to anyone struggling with debt. It feels great to be back on track!

1 year ago

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Artorias Pendragon

Ever since I began National Debt Relief toward the end of 2024, I have had nothing but amazing customer service and care every single tine I talk to anyone from their customer service team. Each and every time I call, they always are so pleasant, kind, compassionate, I formative and efficient in every call we have together. Not only do they explain everything to you clearly and in a manner that is easily understandable, but they make sure they are transparent about everything with you before you even begin the program and during it. I truly believe National Debt Relief when they say they are here to help the people because these people truly care about the indiciduals they serve to get them out of debt. I have had four creditors total I owed money two, and I'm about to pay off completely the second account now while actively paying the third creditor now and inching closer to paying the fourth one off. They do everything in their power to help you through this whole process. Every chance I get, I tell people how much I recommend National Debt Relief and their help.

2 years ago Edited December 27, 2025

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RebelGem626

When I first reached out to them for help they were very good at explaining everything and walking me through the process of it all. When I have called them to accept settlements, when I tell them of some good changes they show genuine excitement for our good situations. And they have been very good at communicating letting me know whenever a settlement is ready for review, both and text and email. And when a response has not been answered right away they will also call too. So they definitely make sure that you get these settlements taken care of as soon as possible so you can get the best deal.

2 years ago

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Gabi Adragna

I like that NDR is very understanding with people in my situation. They don’t judge and they try to assist you in many possible ways. The specialty are very respectful, patient and non judgmental. When I first joined NDR; I was very ashamed with admitting all my credit card debt. I was drowning in debt, unable to make all of my payments; living paycheck to paycheck; and still struggling. NDR showed me a budget where I can live comfortably while they assist me with my financial situation. I so far have 2 creditors completed with a settlement and that is a huge weight off my shoulders. Because this debt is all I think about. I recommend National Debt Relief to everyone I meet!

2 years ago