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National Debt Relief

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9.1

Overall Score

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Amanda Curry Brandy Station, VA

I truly believed this program was too good to be true. I am now so happy and thankful I decided to take this risk. National Debt Relief has been friendly and supportive every time I have spoken with them. They made a payment plan that worked with my financial situation, and they settled all my debts in the amount of time promised and with the settlement amount being very reasonable for each. Their fees are reasonable for the amount of money they saved me. Although this is not something I wish I had ever had to do, National Debt Relief made this process easy, affordable, and RELIEVING for me. The only thing I would suggest is making sure that you keep in touch with them about with tax forms for each settlement when it is that time of year. This is something I wasn’t aware of but now that I know I will be able to make sure to report everything. Thank you again and again to National Debt Relief.

7 years ago

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Tammy Godsey Hagerstown, MD

I enrolled in the program in November 2018 and so glad that I did!! I lost my 21 year old daughter unexpectedly in November 2017 and was off work for awhile without my regular salary and while I was off work I was having a lot of medical issues as well. My deductible is very high and until I meet it, I am responsible for all the co-pays. Needless to say, while I was off work trying to grieve healthy and take care of medical issues, bills didn’t stop and so it was a domino effect that caused me to get further in debt. At this point, I was trying to make payment arrangements but I just kept sinking and sinking . I honestly felt that I was being weighed down in an ocean with no end in site. I went into a very deep depression. I am a believer in God and I knew he would guide me in the right direction! I saw a commercial about National Debt Relief and then decided to research about them. I liked what I was reading and so I decided to give them a call. From my first Interaction thus far, I have been treated with dignity and respect, they explained everything to me and made sure that I understood. They have taken full responsibility of doing all my communications with the creditors and an awesome job with getting settlement offers!! They are great with their communications on everything that they do and nothing gets settled until they get my approval! They make it easy for you to provide them with income updates and to be able to email statements to them. They offer many ways for you to be able to communicate your questions/concerns with them. There response time is very quick and you never have to wonder what’s going on with your account. I also appreciate the fact that they have two systems that you can actually log onto to view all activities and it makes it very easy to follow your money!! I am a true believer that you should be responsible for paying your debt however, sometimes life happens and bad things happen to good people. This program has allowed me to still be responsible for my debt and is helping me to be able to grieve my daughters death in a healthy way and take care of my health while they nogociate with my creditors and keep me informed!! They are amazing and the Customer Service has been outstanding since my first phone call!!! They truly have been my saving grace and I love them!!!! I feel blessed that I was able to find this program and enroll!! National Debt Relief has brought light to the darkness (debt) that was drowning me!! Thanks National Debt Relief, God Bless!!!!♥️

7 years ago

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Reply from National Debt Relief

Tammy, we're so sorry for your loss. Thank you for taking the time to share your experience with us. We also commend you for your determination and commitment to getting out of debt. It's not always an easy process but we'll do everything we can to help you succeed.

Mar. 11th, 2019

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Anne Nelson Auburn, CA

I have 6 accounts with NDR, totaling almost $35K. I had gotten to the point of making minimum payments only and was making zero headway on my debt. It probably would have taken me 20 years to pay that off, and I would have paid around double that amount with all the interest. So, I bit the bullet and called in October 2017. Customer Service has been excellent. Creditor calls are brutal, but I am willing to suffer through the 33 month plan with NDR (29 left!) to save myself 15+ years of digging myself out. My first account was just settled for about 50% of the balance. I'm excited to follow through with this effort and become debt-free. NDR can take their fees for that; I'll gladly pay.

8 years ago

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Chelsey Niagara Falls, NY

I've had a great experience with NDR so far. I began this program in October 2016 and have already have settled 3/4 credit cards I had. Each is for less than the amount that was owed; averaging about 60% less than what was originally owed! Each time I speak to a customer service representative they have been very excited about these settlements and eager to offer additional assistance. I was a good customer to the creditors before, regularly paying on time, but I was finding it difficult to get ahead of the payments. It also helped to close the accounts so I could not have access to available credit and you are also restricted from opening new unsecured lines of credit which helps with the temptation of accumulating more debt. This is a business so, of course,they will need to receive payment for their services. They disclosed the details of the entire process, stating that it may take up to 6-24 months before settlements start coming in. I was encouraged to be patient and to stick with the program from the beginning and now I'm very pleased with the results and will be debt free in the very near future!

9 years ago

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Carolyn Bay City, TX

I tried for years to stay ahead, get ahead and most of the time stay current. The last time I worked out of town and received my check late by 4 days i had $250.00 in late fees AGAIN. I tried to work with all creditors asking to just pay the balance even though I had paid the balance 5 x over plus interest in the past years. No one would work with me. I turned to National Debt Releif and this was one of the hardest things I ever did. It took me almost one year to keep trying to do it on my own. In four months of being with them my first account is settled. I feel great. The calls have stopped. I have peace. So much stress is gone. I make one monthly payment and can actually do home repairs that were very bad. If you can't hang on anymore due to debt, these are the people to help you.

10 years ago

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Elizabeth Kelley Guntersville, Alabama

I like that they are helping me get out of debt but I don't like how long it will take to finish the program

2 months ago

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Daniel Franco Dornsife, Pennsylvania

Thank you guys for trying helping me with my oh my credit card and I thank you so much again you guys great

2 months ago

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Jeff Lindsey Tacoma, Washington

Great company to help solve you financial issues- Great customer service and they take the time to explain everything.

2 months ago

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Diane Autry Cleburne, Texas

This place is amazing. I’ve already gotten two settlements in the short time I’ve been with them!

2 months ago

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Jama Young Lincoln, NE

Great communication with reps I have spoken with and they really work to achieve goals that are within my budget.

2 months ago

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Gilbretta Bell Mesquite, Texas

I need to know how to email the customer service department I will not be able anytime soon to actually talk to them.

2 months ago

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Cheryl Roberge Belleair Bluffs, Florida

I e been in the program for like 6 months. They just settled on one of my cards. Thank u so much!! So far so good!!!

2 months ago

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Tamara Traverso Castro Farmers Branch, Texas

Son excelentes en todo gracias por la ayuda y el alivio que le dan a las personas cuando lo necesitan

2 months ago

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Kerry Peasland Crownsville, Maryland

They have worked hard on my behalf. I am pleased with their work and especially keeping me informed.

2 months ago

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Cayetano Hernandez South Bend, Indiana

I am truly grateful for National Debt Relief! They are on top of my settlements and gave me hope again! Thank you!!!

2 months ago

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Cydney Daane St Louis, Missouri

I wasn't sure about them at first but I believe they stay on all my accounts and keep me updated. I'm thankful for them.

2 months ago

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Lettie “Jane” Shepard Austin, Texas

Customer Service not friendly and there are no direct lines or voive mail options to your direct caseworkers. Addict there is no SOP or professional course of action to take when crediters contine to cont you after negotiation is made

3 months ago

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Roberta Travis Los Angeles, California

This Debit Relief is really helping me become debit free. It’s been 1 month and they already got a settlement for 1 of my debit. They are amazing

3 months ago

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Kiara Hitchcock Whites Creek, Tennessee

I like the email and call about new debt I needed to approve. Everyone I talked to was nice and understanding. Really good service.

3 months ago

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Tommy Gray Elgin, Illinois

I enjoyed the lady who called me. I could understand her and she made sure I understood her. Very polite and professional

2 months ago

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Teresa Belangee Breckenridge Hills, Missouri

I was so happy to get a call from John saying that one of my creditors was ready to be paid off! It was so simple and quite a relief. Thank you so much.

4 months ago

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Jamey Young Houston, Texas

I’m new to the company and feel this is the best way with hopes of settling these enormously high debts. I have been with the company almost 4 months or a few more and the have settled one debt. A great settlement. I too had a set back with my payment. Hopefully more debts will get settled soon

4 months ago

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Toni Crawford Clarksville, Tennessee

I like the idea of paying bills off. But I'm so tired of being harassed and my family being harassed by the people from the bills. It's one thing for them to bug me but my family is not.

4 months ago

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Jose Silva Dallas, Texas

So far I really like it. They keep contacting me to let me know about other accounts that might be suspicious or just asking me what I want to do with it

5 months ago

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Benjamin Harris Kansas City, MO

National debt relief has absolutely been a relief. It is so great to see my debts being paid off. Thank you so much for all the help. I no longer feel like I am drowning.

5 months ago

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J.Straker Dallas, Texas

NDR did great on following up with me. I did not respond right away and they were persistent in reaching me to let me know one credit card's settlement offer. Thank you.

5 months ago

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Tim Shue Belleair Bluffs, Florida

National Debt Relief is helping me, greatly. By negotiating the debts I couldn't repay, down to a manageable costs. I highly recommend National Debt Relief.

5 months ago

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Mharos Louisville, Kentucky

Excellent company! They resolve issues with creditors quickly! I recommend them 100%. Excelente empresa! Resuelven rápido con los acreedores! Los recomiendo 100%

5 months ago

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Sandra Jones St Louis, Missouri

They do what they say they're going to do. They're definitely keeping me informed of everything that is going on, making it stress-free and helping me lower my debt

5 months ago

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Paula Bechakian North Bergen, New Jersey

I enrolled a few months ago and they are settling on of my accounts soon. The Representatives answer questions I have regarding how the process works making sure you comprehend it all. Because it can be very overwhelming.

5 months ago

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James Firimonte

I’m new to this. Everything is going great so far, and I had a debt settlement that I approved. The NDR team is great in answering all your questions and or concerns. I just wish that I started long ago.

6 months ago

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Marissa Soto

From day one, National Debt Relief was understanding and supportive regarding my debt. They have shown compassion and made this process easy and secure. I couldn't ask for more!

6 months ago

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Christopher J Kelly

What's not to like ...... Always there to call Never any confusion or mis info If I could have pd more would have been quicker ....... That's it mostly the time ..... On me ..... Love these folks all good people

6 months ago Edited April 20, 2026

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Royal Butterfly

National Debt Relief went to work right away to resolve my debt. In two weeks, I received an offer. I am glad I chose this company to assist me handling my creditors. I don't think they would have settled so quickly.

6 months ago

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Pamela Duran

They work hard to get all creditors to agree to a settlement offer. They managed to all but 3 of them to settle immediately. The rest took a bit longer but in the end they also agreed to the settlement offer.

6 months ago

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Augustus Lonardi

I finally decided to go with National Debt Relief and I am very glad. Within two weeks they have already settled one of my credit card debts. The settled amount was excellent!

6 months ago

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Linda Winton

Your timing seems to be very slow on resolving. I have two creditors who haven't been notified by you! Credit One calls my phone morning and night. Fifteen to 20 times a day and Security Finance seems to not talked to you either. You should be in contact with these places letting them know that you are working for me ! Please don't be calling me. If you have anything to tell me you can email me.

6 months ago

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Reply from National Debt Relief

Hi Ms. Winton,
Thank you for reaching out about your concerns regarding creditor communication. We apologize for any inconvenience experienced. A member of our client success team will be reaching out as soon as possible to discuss your concerns.
Sincerely,
National Debt Relief

Apr. 15th, 2026

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Kristie Daniels

National Debt Relief is really doing a great wonderful job with getting things in order. Customer service representatives are very polite, respectful, patient and very informative. 5 stars from me

6 months ago

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Paul Nielsen

All of the representatives are very easy to talk to, very knowledgeable and thorough with their help. It makes the whole process super easy when you have such great people willing to help you.

7 months ago

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Ryanleslie Woods

The whole process was explained very comprehensive, which then made it easier to trust National Debt Relief and their partners. I'm already getting credit card balances cleared up. It feels great to know they have your back.

7 months ago

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Donna FD

Greetings, what I do like is getting on this together. I am pleased to be working with a team that cares personally about me. The thought of being out of debt brings me great relief, and joy.

8 months ago

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kinlochgirl primm

I didn’t like the fact it took 4 months to get a settlement. I was told not to make any more payments, once I joined the program. I was not told my credit score would drop tremendously, my credit limit would be decreased, I would get harassing calls nearly every day. I would rather to have paid the minimal or something on the account as to deal with the harassment I’m enduring. The one account that is supposedly settled did not stop the calls. I thought this was a good program; had I been warned of the setbacks, I would have been more prepared. I would never recommend the National Debt Relief Program to anyone. I am pleased with the settlement, not the steps that NDR takes to complete the task.

8 months ago

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Reply from National Debt Relief

Hello,
Thank you for taking the time to share your feedback. Unfortunately, we are unable to identify an account or experience with the information available. Please provide the full name on file or a contact phone number, and we will be happy to assist you.
Sincerely,
National Debt Relief

Feb. 23rd, 2026

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Maria Roses

NDR = Answered Prayer; I will gradually be out of debt in a way that honors those I owed money to by giving them something I can afford during a tragic loss of income during hard times.

8 months ago

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Susan Deel

Although I was nervous about signing up, NDR has answered all of my questions and been very patient with me! And everyone is so kind! I am really thankful I made the decision the turn my burden over to them.

8 months ago

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cleo s mclain

Want to thank the C/S rep that help me on a email i received from a creditor she walk me through the steps on how to foward the email to the NDR portal. Very well done. THANKS. CLEO MCLAIN

8 months ago

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Norman carrigan

U people are great everyone I have talked with no what they are doing they don’t send me to someone else they handle it it’s great to work with a good company that noes what they are doing

8 months ago

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Johjan's

They provided me with a lot of support and good advice while I was in the debt repayment program. I was able to rebuild my credit in 6 months and I highly recommend them if you're looking for reliable and effective options.

8 months ago

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John Lewis

The whole process was made so easy by the representative I worked with. She was kind, understanding and supportive. I’ve talked to others since and have found them to be helpful and friendly.

8 months ago

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Amye

They are very accomadating to meet whatever specific need I've had. Can be a bit pushy at times but I would have given up on the idea of repairing my credit a long time ago if they had not been there to encourage me not to

6 years ago

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Kathryn

My experience with NDR has been nothing less then positive considering I've never hired a company like this. I am trusting them with my whole future.

6 years ago