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National Debt Relief

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9.3

Overall Score

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gary bartelson

Started this journey with a hesitant and wary phone call. Now six months later we are working towards debt relief. Folks from NDR are most courteous and supportive in the handling of our concerns. Thank you so much.

3 months ago

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Betsy Harvel

I was sceptical at first, it sounded to good to be true, but after talking with the Rep. I had a much better understanding of how the program worked and how much quicker it could be debt free from credit cards.

3 months ago Edited January 28, 2026

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Cindy Patterson

During the intial interview they were very up front. I have received settlement offers and am very pleased with the offers. National Debt is working hard for me and successful.

3 months ago

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Samantha Herring

I like that the agents are always very informative and helpful. Anyone that I speak to are always honest and breaks down all information needed to help me on my journey to being debt free.

3 months ago

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Debra Angelo Tracy, California

It’s just the beginning of our relationship but it seems great so far.

5 days ago

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Curtis FLEX Wimms

NATIONAL DEPT RELIEF PROGRAM IS GREAT FOR HELPING ME BUDGET MY MONTHLY FINANCES, AS WELL AS BRINGING MY CREDIT CARD DEPT DOWN IN A MORE TIMELY MANNER AS WELL AS SAVING ME A WHOLE LOT OF EXTRA MONEY AT THE END OF THE YEAR INDEED!

4 months ago

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Ernesto Arias jr

Love that NDR relieved me to have a better options to help me financially stable and better myself. Tha k you very much and highly recommend those who are in debt NDR will help you wvery moment that you need for a better financial experience

4 months ago

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Bill Fishburne

I contacted National Debt Relief based on advertising I saw on Fox News Channel. I was drowning in credit card debt at the time. NDR understood my problem and negotiated some excellent payoff terms for me. My wife and I are greatful for what they have accomplished and recommend them to anyone with similar problems.

4 months ago

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pam sims

National Debt Relief has given me the calmness I needed. I was paying more than I could afford to the point where I could not afford even my bare minimum. I had seen the commercials on TV as well as the internet. Give them a call they can help,

4 months ago

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Collins Omari

I was a little skeptical at first when joining but I can assure you there is nothing so relieving as knocking off your Debt and still being able to live comfortable.Thanks for this service I finally am feeling much relieved and I hope my business finally gains grounds and make progress in the near future

5 months ago

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Nanette Bates

I love the understanding they had shown to work with the creditors to get settlements . The in-depth knowledge and strength in negotiating with creditors were amazing to me. Two years later,I will be debt free in the new year of 2026 and I am so excited and happy.

5 months ago

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kao123

The staff was really helpful in discussing my options. They were available when any questions came up and got to me to the point where I could graduate from the program. It makes life easier now that I have faced the debt and sought assistance.

5 months ago

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Ana Kress

Working with the National Debt Relief representatives has been a worthwhile effort on my part. The thorough and professional services they offer are second to none. NDR has shown complete commitment to assisting me with reducing and dissolving some of the unwanted debt. They are true professionals that can be trusted to assist anyone with this endeavor.

6 months ago

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Lakeitta Brown

I have nothing but positive things to say about national debt relief,I started with them at the end of August and they have negotiated with two of my creditors already, I thank God for them so if you are thinking about debt consolidation look no further than National Debt Relief you will be very satisfied the Good ratings speaks for itself..Try them you won't be disappointed 10/10 I do recommend.

6 months ago

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BethAnne Brink-Cox

I started this program in May. These were my stats then: Enrolled Debt - $18,849.11 Active Debt - $13,931.11 Resolved Debt - $4,918.00 That much difference already! You cannot imagine what a relief this is for me, to know I will be out of debt sooner than I ever could have been doing it all alone. And to no longer getting ugly calls and nastygrams, because you take care of things like that. I will ever be grateful for this program and glad it was explained so carefully I had no qualms at all about signing up for it.

7 months ago

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Jennifer H

I started working with NDR less than 2 months ago and have made 2 deposits into my account with them. I have had one settlement offer and approved it. NDR has already saved me thousands and I am very happy I decided to work with them. They have reached out to check in on me and to see if I had any questions or concerns about the program. They have made me feel seen & heard. So far I am very happy with the services I've received and have a feeling of financial relief. The monthly deposits are much more affordable than what I was paying and I am starting to see results. Thank you NDR.

7 months ago

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Wayne K Watson

It has been my impression on every call into NDR for service, that I meet staff who are cordial, cheerful, experienced, well informed and overall professionally capable. They can address my concerns with complete explanations. I never feel that I need to speak to someone else. Consequently I have come to understand the debt-management process better and appreciate the representatives enormously.

7 months ago

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Tracie Dee Stokes

The representatives always explain things to me in detail. My questions are answered whenever I ask. They know that I have Alzeihmer's/Dementia so they know exactly how to explain matters so that I do understand because I do forget quite often. Being respectful is a key factor for me. They are never rude. I feel important when talking with them. I recommend the company to anyone.

7 months ago

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Kimberly Rutlin

Before I explain why I gave National Debt Relief (NDR) 4 Stars, I wanted to mention that I've heard some horror stories from friends who have used other debt settlement companies and totally got screwed! I think the worst was this one debt settlement company that my very good friend thought she was working with who essentially just stole her money! They told her they had gotten settlement offers for her and she approved them. But the company never made any of the payments on her behalf. Which now makes sense because she would occasionally still get collections letters for accounts that had supposedly been settled. Anyway, this is how she finally caught on to what was happening and she immediately cancelled her program. But all that money she put into the debt settlement program over 3 years she still hasn't seen. The reason I mention this is because that was a horrible experience for my friend and totally BS! So, my point is that, I can at least say National Debt Relief is legit and did what they said they would. Their fees are a lot in my opinion (which is why they didn't get 5 Stars), but I was aware of that up front and still chose to proceed. I'm now very close to all of my debt being gone (well, my credit card debt; I still have a car loan). But it's still going to be such a relief, and NDR got me there, so they get 4 Stars from me.

8 months ago

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Kylee Matteao

NDR has been a tremendous help in getting my credit card lowered & paid off. I used their services once before and had a great experience with them… had my credit completely cleaned up within 2 yrs Sadly 8 yrs later my husband was diagnosed with cancer and covid hit shortly thereafter…we went from 2 solid incomes, to none which ultimately led to my tacking up credit card debt once again. I’m about 1 yr into the program and already I’ve been able to settle and pay off most of my debt and my credit score has drastically increased. I would’ve been lost without National Debt Relief!

8 months ago

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Crystal Marie Burge

We’re still working with national debt relief. We are just at the beginning of our settlements so we have a ways to go but they have already received one settlement from a company where the original debt was 12,500 and they settled it for 5000, that’s a win in my book! I look forward to seeing what else they have to offer for the rest of our debt

8 months ago

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Jacque Hoppenreys

Wonderful! With my last payment approaching, I thought I would never see this day. More than $23,000 of debt and I feel so relieved! Everyone I ever spoke to was always so nice and helpful. I never felt any judgement or negativity from anyone. I can finally start rebuilding my credit and get a fresh start. I am so thankful!

6 years ago

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Reply from National Debt Relief

Congratulations on your progress, Jacque! We're so glad to hear that you're so close to completing the program. You've come a long way since you enrolled and we're very excited for the rest of your journey. Thank you for sharing this with us today!

Jan. 8th, 2020

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Hiram Bonet

My experience with National Debt Relief has been very good. They treat you with respect. They also are very professional and friendly at the same time in regards to their customer service. They truly care to help in any way that they can advise. I am very thankful for all that they do as a team.

6 years ago

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Liliana Castillo

I have only good things to say about national debt relief and their customer service reps everybody has been very helpful from the beginning everything has been explained to me and they've been pretty clear on my been able to close most of my accounts so far and I couldn't be happier and I can't wait to be debt-free and happy again.

6 years ago

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Jonathan Felipe

It has been good for the most part. I still have worries about my actual debt. I really wish someone would have told me that the process could last close to a year instead of being told 4 to 6 months at the beginning. I still worry about the notice about me being potentially sue for not paying a credit card but I was assure that National debt will defend me.

6 years ago

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Amanda

So great! My husband and I had $40,000 combined debt in credit cards and personal loans. We started the program in July 2017 and will be completely paid off in Feb 2019! We never thought we would be able to get our from drowning so thank you National Debt Relief!

6 years ago

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Nikko Flores

Great experience no complaints. I have never had a single issue during the whole process. It lifted a weight off my shoulders knowing something like this was out there and the people on the other side of the phone put in the work to save you stress and money in the long run.

6 years ago

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Searcey

I have had such an amazing experience with NDR. They are so helpful and truly want what is financially best for you. I recommended them to everyone I know. I would use them again but I'm not planning on getting into more debt, but you never know.

6 years ago

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R Miles

Well i was very cautious in the beginning, but iam well pleased with the results of the program, although its been very hard for me financially to have the funds come out of my account twice a month is overwhelming to say the least.

6 years ago

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Reply from National Debt Relief

We've spoken to many clients who expressed worry and anxiety about their situation, so your story is very familiar. We understand and appreciate that this process can be challenging but we're dedicated to helping better your financial situation and help get you debt-free. Please let us know if there's anything we can do to help make the process go smoother.

Oct. 30th, 2019

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Minna Palaquibay

Totally positive. I appreciate how NDR can take a very uncomfortable situation of debt, where one can feel like a bad person because of debt. They don't judge, rather, you are treated like a valuable human being that had a minor financial hiccup and that they are there to help you to resolve.

6 years ago

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Felisa

Very helpful! Always there to help and take me step by step on whatever I need. Always calling with updates. Less than a year we had them and already settle 90% of our accounts, and have about 70% of those accounts paid already!

6 years ago

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Michelle

Everyone has been super helpful and friendly. I can always get a knowledgeable person on the phone to answer all my questions. So far they are doing a great job and helping me get through this tuff ordeal. I would recommend them to all my friends!

6 years ago

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Gloria Perkins

They do as they say. They explain what will be done, you can call st anytime, easy access through website once you register. They are very very professional and kind, my experience has been great, my debt is almost done where I would not be where I am with my debt if not for NDR, I love this company.

6 years ago

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Frances

It honestly been great! I paid my revolving debt over and over again for years without being able to chip it down and keep it down. National Debt Relief is helping me reset -- start better spending habits and make them into my norm. And the relief I felt when I knew I'd be debt free by 2021, I can't even put that into words. It's a yes!

6 years ago

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Steven miglino

Absolutely amazing, every time I call theres no hold and they get you to the right people right away. I was recommend by a friend and decided to give NDR a call and they saved over $9000, my chase Bill's were $9000 I paid $872, I also recommended a friend and he save $1100. Great customer service and great team.

6 years ago

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Tory

National Debt Relief saved me from a lifetime of debt. I couldn't recommend them more, if you are in a tough financial situation. It took almost a year to get my debt settled, but now I have actual manageable payments, when I would have been in exponentially growing debt due to interest.

6 years ago

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Amos Beck College Station, Texas

The agents are very helpful, polite and answered all my questions knowledgeable.

2 weeks ago

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Ricardo Ruiz Vega Alta, Vega Alta

Easy process Amigable customer service Constant comunication Surprises notifying delas done.

2 weeks ago

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Regina Boyd Budd, Illinois

They are good. I didn't understand what to expect but, they helped me to understand. Helped alot!

3 weeks ago

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mammakhan2@yahoo.com Palmdale, California

I'm not a 100% sure . I have bill collectors still calling & my credit scores are still dropping

3 weeks ago

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Theresa Salinas Houston, Texas

I like that they handle all my debt, your I didn’t like how my credit scores dropped

3 weeks ago

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MARIA ELENA

I like that eveybody id very professional. They alwas help me answering my questions.

3 weeks ago

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Juan Reverol

Es excelente vi un anuncio y me decidí a llamar y no me arrepiento gracias por ayudarnos

3 weeks ago

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Barbara Orten

So far I’m pretty pleased with the results. We still have a ways to go to get it all done.

3 weeks ago

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Tyler bailey

So far in the process, I'm 3 months in They managed to negotiate my debt down from $11,000, to now $4449. Still waiting to find out what discover card has to say. But I trust in national debt relief and the way they are handling going to bat for me against the creditors. It means a lot for all their teams assistants. The company has managed to do something that can get me debt free in 2 years for $184 per month from a trust savings account they set you up with. I will definitely always recommend this company so you to can get those scary monthly payments out if your hair. Thank you national debt relief and you team Shout out to Jennifer! Looking forward to the next steps and next few years to get this off my back to hopefully buy up land and a house in 2 years

9 months ago

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Luis Medina

As a Disabled Vietnam Veteran I have had my up's and downs. Now with the way that the economy has gone berserk it has become that you can't count on anything the government tells you. Well, found myself taking from Paul to give to Peter. Well long story short. I check with other companies and they didn't show me much. Took a wild chance called National Debt relief. They took their time to explain the process with no talk about money. If they thought I was a little confused. They went over it again. Professional and courteous. It's been about a month and they settle with a company that I was paying good amount. Truth is can sleep knowing I am being taking care of. You can say You're in the Best Hand possible. I recommend them if you are hand on a thread or getting there. They are truly awesome.

10 months ago

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Norman Edward Sheets

I really appreciate that you were able to get a first settlement, I am hopeful that I will be having more successful settlements ahead

1 month ago

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GEOFFREY K GREY

I am impressed by how well everything is working with National Debt Relief for me. I am glad to have a company that is resolving my debt problem.

1 month ago

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Michelle Beck

Unhelpful and sit on hold waiting for answers . Every call takes at least an hour because representatives constantly put you on hold. No one can answer a simple question. You end up being sued by every creditor with there don’t pay margins then you are charged legal fees for the problem they start! I regret every doing this!

1 month ago

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Reply from National Debt Relief

Hi Ms. Beck,
Thank you for taking the time to share your experience. We would like to reach out to assist you and answer any questions you may have about your account. Should you wish to discuss sooner, please give us a call at 888-660-7427.
Sincerely,
National Debt Relief

Apr. 15th, 2026

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Chris Dixon

Every interaction I have had has been pleasant. I appreciate the transparency and the updates I receive periodically.

1 month ago