Name: National Debt Relief
Rating: 4.8

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Ana Kress

Working with the National Debt Relief representatives has been a worthwhile effort on my part. The thorough and professional services they offer are second to none. NDR has shown complete commitment to assisting me with reducing and dissolving some of the unwanted debt. They are true professionals that can be trusted to assist anyone with this endeavor.

3 months ago

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Sharon Wolf

I talked with someone who understands my financial predicament without judgement

6 days ago

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Diane Pena

National Debt Relief has been amazing in helping me to become debt free again. I went overboard on my spending habits and I had it under control for a while, but then I had an unforeseen hardship and minimum monthly payments were not enough to pay down my debts. It seemed that I was digging myself into a pit that I could not climb out of. I contacted NDR and they came up with a plan to get me out of debt. I'm so glad that I did! I was always so worried about money and how I was going to pay off my credit card debt. National Debt Relief proved to be the best financial decision I've ever made. I would recommend them to anyone interested on becoming debt free.

4 months ago

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Veronica Moore

I am trying to relief my debt,and the stress, and National Debt Relief Program is helping me do just that.

1 week ago

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Joan Marshall-Ragusa

They were very professional and answered all my questions. When we had a settlement they explained it so I could understand.

4 weeks ago

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Jimmy Savell

She explained everything to me. She was not in a hurry to get me off the phone. Asked if there was anything else I needed. She was great. Thank you.

4 weeks ago

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Charlotte Felton

National Debt Relief cut my debt more than half and it will be paid off in 2 years instead of 10. I am very happy with this process and progress. Thank you.

1 month ago

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Tenganyike Cook

I don't like not being able to talk to anyone. The only live person I spoke to was when I signed up. I have questions about offers being sent to me to pay off debt. When I accept them it takes to me a page of blank sections and ask me to approve. That is very frustrating when you are speaking to anyone.

1 month ago

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Shelia Isom

I am so excited about this first debt getting resolved. The length of time was a worry for me at first, but now I understand. why takes time, to get better results.

1 month ago

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Michelle Agliano

I am really enjoy the fact that it hasn’t even been six months and they’ve been able to settle a $2200 debt for $769. Saving me close to $1400 who can’t like that.

1 month ago

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Todd Jessup

Resolved my largest debt quickly, reducing the amount owed by 60% . Looking forward to getting the others resolved. Communication thus far has been awesome...

1 month ago

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Suzan Rolin

I just started with National Debt, so far everything is going great! I already received my first settlement. I am very positive their program will definitely help me get all my credit straight and settled

2 months ago

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Jerry Smith

A wonderful company to be apart of. To help you get out of debt. I know in my situation I wouldn't be able to do it on my own. Thank you National debt relief. May God's blessings be with you all.

2 months ago

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Carole Harris

I’m very glad one card has been settled, of course. The main thing about the program that I don’t like is that my credit rating is now terrible. Before I started with NDR, my credit rating was extremely high, even with all my debt. I am ashamed now, with one bank and at least two creditors not part of my NDR program either canceling my card or lowering the amount I could access.

2 months ago

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Donna McGee

NDR really came through for me. They saved me thousands of dollars. All the representatives that I spoke to were professional, kind, explained the process to me and set my mind at ease.

2 months ago

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Rebecca Woodfin

They are on top of things , quickly and efficiently. As soon as my second payment was in the account, they were able to negotiate a settlement on my first account. That's fast.

2 months ago

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Melissa Mobley

I wish I could give a 100 stars it’s worth it they are so patient and the customer service representative are very helpful I would tell anyone get into this program if they need it THANK YOU NATIONAL DEBT RELIEF

2 months ago

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Blake Poindexter

Primarily, I’ve seen my credit score increase and that’s made all of the traceable difference on top of amazing client service offered by the amazing people hired by this company. For the love of God please do not replace pragmatic people with sanitized AI voices which truly shit the bed when it comes to generating quality resolutions.

3 months ago

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Patricia Cramer

I liked the way I was treated when I first heard of NDR. It pained me to have to go this route but circumstances forced me too. I’ve always prided myself with budgeting and not getting behind in my bills. NDR helped me tremendously and made me feel that I wasn’t a failure. I greatly appreciate that.

3 months ago

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Peggy Bloch

Customer Service, friendliness, keep you motivated, and I am seeing results. I am telling all my friends and family. I have a disability, and they are willing to work with me. I am so glad that I finally contacted them, and I am getting out of debt prison (metaphorically). I don't have to dance with the devil anymore

3 months ago

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Deanna Hambleton

4 I’m saying 4 stars because I just recently started with NDF and I have had only the first debt resolution so I’m still learning the process but so far the experience is really good however I was hoping for a little better settlement since most of what the debt is lowered by was only by the added interest since I needed help from the original debt, as in I was expecting half of the original debt amount not half of final interest added amount

3 months ago

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Gwen

This company has negotiated with two of my creditors and have been working on my behalf of getting them to settle my debts for wayyy less than I originally owed before I joined the program. I can't express how thankful I am to have such an amazing team. I will be forever grateful for them all.

3 months ago

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Kyla Smith

A great program! I cannot wait to be successfully debt free.

5 days ago

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Arlene Delgado

National debt relief is the best. I am glad that I chose you.

6 days ago

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Lakeitta Brown

I have nothing but positive things to say about national debt relief,I started with them at the end of August and they have negotiated with two of my creditors already, I thank God for them so if you are thinking about debt consolidation look no further than National Debt Relief you will be very satisfied the Good ratings speaks for itself..Try them you won't be disappointed 10/10 I do recommend.

4 months ago

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BethAnne Brink-Cox

I started this program in May. These were my stats then: Enrolled Debt - $18,849.11 Active Debt - $13,931.11 Resolved Debt - $4,918.00 That much difference already! You cannot imagine what a relief this is for me, to know I will be out of debt sooner than I ever could have been doing it all alone. And to no longer getting ugly calls and nastygrams, because you take care of things like that. I will ever be grateful for this program and glad it was explained so carefully I had no qualms at all about signing up for it.

4 months ago

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Jennifer H

I started working with NDR less than 2 months ago and have made 2 deposits into my account with them. I have had one settlement offer and approved it. NDR has already saved me thousands and I am very happy I decided to work with them. They have reached out to check in on me and to see if I had any questions or concerns about the program. They have made me feel seen & heard. So far I am very happy with the services I've received and have a feeling of financial relief. The monthly deposits are much more affordable than what I was paying and I am starting to see results. Thank you NDR.

4 months ago

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Wayne K Watson

It has been my impression on every call into NDR for service, that I meet staff who are cordial, cheerful, experienced, well informed and overall professionally capable. They can address my concerns with complete explanations. I never feel that I need to speak to someone else. Consequently I have come to understand the debt-management process better and appreciate the representatives enormously.

4 months ago

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Tracie Dee Stokes

The representatives always explain things to me in detail. My questions are answered whenever I ask. They know that I have Alzeihmer's/Dementia so they know exactly how to explain matters so that I do understand because I do forget quite often. Being respectful is a key factor for me. They are never rude. I feel important when talking with them. I recommend the company to anyone.

4 months ago

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Kimberly Rutlin

Before I explain why I gave National Debt Relief (NDR) 4 Stars, I wanted to mention that I've heard some horror stories from friends who have used other debt settlement companies and totally got screwed! I think the worst was this one debt settlement company that my very good friend thought she was working with who essentially just stole her money! They told her they had gotten settlement offers for her and she approved them. But the company never made any of the payments on her behalf. Which now makes sense because she would occasionally still get collections letters for accounts that had supposedly been settled. Anyway, this is how she finally caught on to what was happening and she immediately cancelled her program. But all that money she put into the debt settlement program over 3 years she still hasn't seen. The reason I mention this is because that was a horrible experience for my friend and totally BS! So, my point is that, I can at least say National Debt Relief is legit and did what they said they would. Their fees are a lot in my opinion (which is why they didn't get 5 Stars), but I was aware of that up front and still chose to proceed. I'm now very close to all of my debt being gone (well, my credit card debt; I still have a car loan). But it's still going to be such a relief, and NDR got me there, so they get 4 Stars from me.

5 months ago

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Kenneth Hopkins

I felt negotiation and interest fees were extraordinary. 25 percent loan and high negotiating fees, defeated actual loan reduction.

1 week ago

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Crystal Hopkins

I like the fact that everything was explained to me.And I was able to understand the representative

1 week ago

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Tyler bailey

So far in the process, I'm 3 months in They managed to negotiate my debt down from $11,000, to now $4449. Still waiting to find out what discover card has to say. But I trust in national debt relief and the way they are handling going to bat for me against the creditors. It means a lot for all their teams assistants. The company has managed to do something that can get me debt free in 2 years for $184 per month from a trust savings account they set you up with. I will definitely always recommend this company so you to can get those scary monthly payments out if your hair. Thank you national debt relief and you team Shout out to Jennifer! Looking forward to the next steps and next few years to get this off my back to hopefully buy up land and a house in 2 years

6 months ago

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Luis Medina

As a Disabled Vietnam Veteran I have had my up's and downs. Now with the way that the economy has gone berserk it has become that you can't count on anything the government tells you. Well, found myself taking from Paul to give to Peter. Well long story short. I check with other companies and they didn't show me much. Took a wild chance called National Debt relief. They took their time to explain the process with no talk about money. If they thought I was a little confused. They went over it again. Professional and courteous. It's been about a month and they settle with a company that I was paying good amount. Truth is can sleep knowing I am being taking care of. You can say You're in the Best Hand possible. I recommend them if you are hand on a thread or getting there. They are truly awesome.

7 months ago

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Verified Customer

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Jonathan Esquives

In the beginning I doubted the service that was provided.After thorough research and speaking to a representative, I felt confident in signing up. Each step of the way I was well informed of how it worked and it was straight forward with no confusion. No judgments we're made but rather a compassionate one to one conversation that gave me hope in getting my financial situation recovered and my credit score. Till this day I believe I made a great choice and working hard towards finishing my program to a better stability for me and my family. Thank you NDR

6 years ago

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Verified Customer

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Angela San Francisco, CA

My experience has been overall positive working with NDR. My main point of feedback would be more visibility into when communication has been made between NDR and a creditor. Customer Service has very limited visibility to what the negotiation team is doing and having some piece of mind about when that team has had some initial contact with a credit would help immensely throughout the stressful process of fielding aggressive creditor communication on the client's end. The most detail I can receive when connecting with Customer Service is that "The negotiators have been in contact with your creditor and they will begin settlement when you have 50% of the debt saved."

6 years ago

Reply from National Debt Relief

Angela, thank you for sharing your concerns with us. If you create an account on our website to access your file, you should be able to see the negotiation activity. This is also a convenient "one-stop-shop" to see required items, schedule drafts, check your balances, and even upload documents. This is the fastest way to review your account. We've found that our most successful clients are proactive in keeping up-to-date, in addition to the updates we send them. If you have any questions or need help setting up access, please contact Client Success.

Nov. 5th, 2019

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Verified Customer

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Lisa M. Allen

Nothing short of AMAZING! I cannot express how much I appreciate NDR. They have completely taken the stress of my debt off my shoulders and run point on all negotiations on my behalf. No more aggressive phone calls from debtors and i don't have to do anything, besides make regular set bi-monthly payments (which are automatically withdrawn). If i run into a situation where i need to skip a payment, there is no hassle from NDR. They are very understanding and accommodating. NDR is a try partner and they make you feel like they genuinely care about your financial health.

6 years ago

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Verified Customer

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Terell

Outstanding. This program was my Saving Grace after a series of very unfortunate incidents piled up at once. Health problems, deaths in the family, unexpected household expenses left me in the lurch. When I join national debt relief I was desperate to find any way to resolve my finances while still being able to make it. They delivered on their promise. There were no hidden gimmicks. Everything was set up front at the beginning and after 2 years all of my debt has been resolved.

6 years ago

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Joe Hallead

They care about their customers and work hard to negotiate with credit card companies on behalf of us! Amazing !

3 weeks ago

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erin harrington

I have just recently started to use NDR. Once I have had a chance to experience NDR, I will review them again

3 weeks ago Edited February 14, 2026

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Angela Gregory

Given clear understanding of the program. That everything was explained that left me with no unanswered questions

3 weeks ago

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Sharon Page

They took and carried my burden when I was drowning with it! I felt protected. I could breathe again.

4 weeks ago

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Robert

My father is deceased yet they call and email numerous times a day. I've called emailed and even sent his death certificate. You have received all the money that man had. I would appreciate you stop calling and emailing harrasing ppl who are trying to cope with the loss of their father!

4 weeks ago

Reply from National Debt Relief

Hello,
We sincerely apologize for any inconvenience or distress this has caused you. We are unfortunately unable to locate your father's account with the information available here. Please call our specialized team at 888-660-7427 and we will be happy to take care of this for you.
Sincerely,
National Debt Relief

Jan. 29th, 2026

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fPenny Ball

So far I have been very happy on the explanation on everything. People have me being skeptical but so far so good.

4 weeks ago

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Beverly Smith

Nothing was resolved with One Maine. They still taking money out of my account. No other accounts has accepted and I’m not sure why. National Debt Solution has not kept me in the loop concerning the status of each account.

1 month ago

Reply from National Debt Relief

Hi Ms. Smith,
Thank you for taking the time to share your feedback. We would like to speak with you about your concerns but are unable to identify your account with only your name. Please give us a call at 888-660-7427 and we will be happy to assist you.
Sincerely,
National Debt Relief

Jan. 26th, 2026

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Jeanette Brooks

Within 2 months they have lower 2 of my debts so far, so they have 1 more to handle and I should be on my way to clearing up my debts

1 month ago

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Earl Hosey

Excellent! They worked very hard and reduced my debt immensely and work with me to give me some great monthly payment that I could afford

1 month ago

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Sarah Hutchinson

This company has followed through with everything they said they would do when I was in the deciding stages. I’m very happy

1 month ago

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Jen R

Knowledgeable, reassuring, helpful. I joined end of December and I less than a month they have already got me 2 settlement offers.

1 month ago

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Jack Meyers

Language barrier is a problem. The people I speak with are very nice but I’m constantly asking to say again or spell the word I’m struggling to understand

1 month ago