Lexington Law has provided professional credit repair services to individuals and couples for over twenty five years. To date, Lexington Law has helped over a half a million consumers resolve inaccuracies on their credit reports. Each year, the certified staff at Lexington Law helps remove millions of negative items. Following a free consultation, clients will receive a customized plan of attack to achieve maximum results.

The Good

Lexington Law Has Helped Over 1/2 Million People Since 1991We consider Lexington Law to be one of the best credit repair companies. With over 25 years of experience, it has helped over 500,000 customers and counting. It works with a network of 24 lawyers in 19 states, who all receive training in consumer advocacy, consumer protection law, and current credit reporting issues. It also puts great emphasis on helping consumers repair their credit for a mortgage loan with about 72% of their clients motivated to purchase a home. Lexington clients can also enroll in a personalized Focus Track at no extra charge that addresses specific life situations like divorce, military service, student loan issues, medical problems, or identity theft.

Free Consultation

The firm offers a free credit report summary with a free consultation.

Licensed Attorneys

Lexington Law has dedicated attorneys and licensed paralegals on staff, providing financial analysis and insights to clients. In addition, they provide members with 24/7 support.

Discounts

Military personnel and spouses can receive a discount with Lexington Law, which is rare in the credit repair industry.

Experience

Lexington Law has been in business in over 25 years.

The Bad

Although Lexington Law has several positive features, the company has been known to have one main drawback. When compared to other credit repair companies, Lexington Law can be slower in improving client’s credit scores. When challenging unfair and inaccurate items, Lexington Law employs a time-tested and formalized approach on how many unfair and inaccurate items per credit bureau they challenge each month. While this process may be slower than other companies for repairing client’s credit scores, it actually helps prevent the credit bureaus from assuming any frivolous activity from the firm on behalf of the client.

Speed of Service

Lexington law may take longer than the average credit repair company.

The Bottom Line

Lexington Law’s good easily outweighs its bad. According to consumers, Lexington Law is transparent, thorough, but occasionally a little slower than expected. The firm is staffed with paralegals and legal assistants.  Lexington Law works with Equifax, Experian, and TransUnion, which is extremely beneficial to potential and current clients. They also offer a free consultation and discounts. We recommend Lexington Law as the best company to work with for improving your credit. Visit their site today!

Frequently Asked Questions

How much does Lexington Law’s credit repair service cost?

Lexington Law has three primary packages:

  • Concord Standard – $79.95/month – This is the most basic plan that covers basic bureau challenging and creditor interventions.
  • Concord Premier –$99.95/month – This is Lexington Laws most popular plan. This plan includes the services above as well as credit score analysis, inquiry assistance, and daily credit monitoring.
  • Premier Plus –$119.95/month – This plan has all of the previous services along with creditor cease and desist letters, FICO score tracking, identity protection, and personal finance tools.

Does Lexington Law allow me to enroll more than one person or my whole family?

Yes, Lexington Law allows you to enroll your family. They offer up to 50% off your first work fee when they are signed up within 72 hours after your initial sign up.

How does Lexington Law repair my credit?

Lexington Law pulls your credit report from all three credit bureaus and will assign a case to you with attorneys and paralegals. Then they will review your credit reports and identify the incorrect information. Then, they place a dispute with the credit bureaus to get the information corrected.

Does Lexington law provide Credit Monitoring?

Lexington Law does provide Credit Monitoring for those who are signed up with either the PremierPlus or Concord Premier plans.

How long will it take before I start to see results with Lexington Law?

Since every customers situation is different, Lexington law does not have a specific guarantee of when customers will begin to see a difference. Statistically, previous customers have had an average of 10.2 items removed within the first 4 months.

What results can I expect from Lexington Law?

In 2015 alone, Lexington Law was able to remove around 7.5 million negative items from customers credit reports. In 2014, they removed over 7 million negative credit items for their customers. Statistically, clients have seen an average of 24% of their negative items removed within the first 4 months.

How can I contact Lexington Law?

You can contact Lexington Law by Phone: or by visiting their site by clicking here.

More Information

Published Results

Lexington Law has been helping clients take the proper action against negative items on customers credit reports for over 25 years.

  • Since 1991, Lexington Law has helped over half of a million customers.
  • In 2014 alone, they assisted in removing approximately 7 million negative items from customers credit reports.
  • They proceeded to increase that by 7% in 2015 by removing over 7.5 million negative items from customers credit reports.
  • They advertise that they have proven to be successful in removing collections, late payments, charge offs, liens, and more from their clients credit reports over the last 25 years.

Lexington Law Disclaimer:
Previous clients have seen impressive credit report results, with an average of 10.2 removals in 4 months across their three reports. However, some members do not achieve the same result and Lexington Law makes no guarantees that each client will receive that result.

Please note that testimonials represent the results of the particular individual and each situation is different.  A client should not expect the same result. Lexington promises to communicate with creditors on your behalf and in your name, verify report changes with bureaus, and provide you with changes in your credit in a timely manner.

Price Breakdown

Concord Standard $79.95/month

  • Bureau Challenging – making sure the bureaus present accurate credit report information.
  • Creditor Interventions – communicate with creditors to make sure creditors help protect a customer’s credit report and credit score.

Concord Premier$99.95/month – Contains both bureau challenging and creditor interventions. Also Includes:

  • InquiryAssist – legal tools to confront unfair credit score damage due to creditors checking your credit report.
  • Score Analysis – credit score evaluation and monthly updated detailed credit analysis
  • ReportWatch – personalized coaching to help understand credit reports and how to address damaging credit report changes.
  • TansUnion Alerts – daily credit monitoring alerts from TransUnion sent to an email or SMS text

PremierPlus$119.95.month – contains all of the above services and also includes:

  • Cease and Desist Letters – legal assistance to request abusive debt collectors to cease and desist.
  • Fico Score Tracker – monthly professional credit FICO score tracking  
  • Identity Protection – Lexington Law partners with an Identity Protection company to protect a customer’s identity 24/7
  • Personal Finance Tools – Financial and credit account tracking through a personal finance manager.

How It Works

Each credit repair company follows a similar process to repairing your credit. The company will dispute on your behalf to the major bureaus. Below is a four-step process Lexington Law follows to help individuals achieve their credit objectives.

Step #1: Obtain Credit Reports
Upon signing up with Lexington Law, a representative will then assist you in getting your credit case all set up. This includes obtaining your credit reports. which costs $14.99 to obtain from the 3 major bureaus. Once those reports are obtained the legal team at Lexington Law can begin assisting you in removing inaccurate and negative items from your credit report.

Step #2: Legal Action Begins
One of the biggest benefits to Lexington Law is starting out by being assigned to an experienced legal staff that conducts the disputing process on their behalf. Once the Lexington Law attorney and paralegals have reviewed your credit reports, they will begin to dispute the negative items you believe to be both negative and inaccurate.

Step #3: Credit Analysis
As you work through the process, you are provided access to an online portal where you will be able to watch the progress of your credit case and see any updates. A team of paralegals will also be available for you to contact and answer any questions and concerns you have while they work on your case.

Step #4: Follow-up and Escalation
Lexington Law will follow up with and have you forward any results you receive from the credit bureaus so that they can follow-up on your case. Remember to be patient and know that Lexington Law is one of the most trusted credit repair companies in the industry.

What to Expect When Signing Up

What to expect when signing up online?

Before you go to signup here is a few things to expect before you visit Lexington Law’s website.

  1. You will be brought to their webpage with a few different options to getting started.
  2. By clicking “Get Started Online” you will go through a simple 3-step process.
  3. First, you’ll be asked for contact information including: first and last name, email, phone, address and zip code.
  4. Before moving to the next step you will need to agree to be contacted by a live agent to discuss credit repair. Note: Lexington Law offers 50% off the first-time work fee if you sign-up with a friend or family member.
  5. Next you get to decide between the few different service plans that Lexington Law provides. Prices range from $79.95 – $119.95.
  6. The last step is to comply and sign regarding Lexington Law’s legal agreements.

After that be ready to receive a call from a representative and be on your way to repairing your credit. Make sure to come back and leave a review of your experience.

What Can Be Removed?

Lexington Law is able to remove any false or incorrect information on a customer’s credit report. These negative items include (but are not limited to):

  • Late Payments
  • Charge Offs
  • Collections Accounts
  • Foreclosures
  • Identity Theft
  • Excessive third-party inquiries
  • Bankruptcy
  • Liens
  • Repossessions
  • And more

However, an important point to remember is that Lexington Law can only remove information that is inaccurate, unverifiable, misleading, untimely, and unclear. Lexington Law cannot remove negative items that are 100% accurate and free from error.

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

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2,100 Lexington Law Reviews

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  1. User Score

    10

    April 25th, 2017

    Was very happy your paralegal did very well explaining what I need to know

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    1

  2. User Score

    10

    April 25th, 2017

    I was very impressed and satisfied with the way the customer service agent Handled my concern.

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  3. User Score

    3

    April 25th, 2017

    They are doing ok with removig items on my crsdit wish it was faster iam trying to get a house

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    1

  4. User Score

    10

    April 25th, 2017

    They provided the service I asked for and stood by their word

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  5. User Score

    10

    April 24th, 2017 Chicago, IL

    Mr. S was very, very nice to me in our conversation. He spoke to me formally, and he also spoke to me about his career and family. That says a lot about someone to include their family in a business conversation. Very nice gentleman.
    Virginia Shepard Derome
    04-25-2017

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  6. User Score

    2

    April 24th, 2017 Amarillo, TX

    I would ask someone that has dealt w this company instead of reading these fake reviews from there employees i have had the credit issues ongoing for 6 months and have done the work myself w the money i have gave them i could have done it ALL MYSELF….maybe they have to mich going on slowest moving prosses ever even more than my divorce RIDICULOUS!!!!!

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    1

  7. User Score

    10

    April 24th, 2017

    I’m very happy so far with the results at Lexington law.

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  8. User Score

    10

    April 24th, 2017

    They have been able to remove thing’s on my credit report that were fraudulently opened by someone unknown

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  9. User Score

    10

    April 24th, 2017

    Well i am grateful for lexington law firm for clearing up some items off my credit report in a timely manner, pleased with the results. Thanks to the law firm i can move forward. Thank the staff at Lexington Law Firm

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  10. User Score

    10

    April 24th, 2017 Columbus, OH

    A couple items were removed from me and my husband credit reports after just a few days of joining the program.

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  11. User Score

    8

    April 23rd, 2017

    Great Firm feel like there on my side and really want to help me get my house.

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  12. User Score

    10

    April 22nd, 2017 Beverly Hills, FL

    I give them a ten because they were very helpful to me on the phone

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    1

  13. User Score

    10

    April 22nd, 2017 Dekalb, IL

    At Lexington Law you can feel relax with them and knowing they are doing their best to get repair your credits and get you back in the driver seat of your life again.

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    1

  14. User Score

    10

    April 21st, 2017

    Wanted to know the ins-and-outs about how the credit score Works what do I have to do to bring it up and what was actually causing my credit score to go down he helped me so much I will pass it on to my daughter and my friends

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    1

  15. User Score

    10

    April 21st, 2017 Carrollton, GA

    Wonderfully insighful. Very friendly, as customer service should always be! Answered all my questions.

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    1

  16. User Score

    1

    April 21st, 2017

    The paralegals make many promises with poor or no results on obvious credit report errors.

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    1

  17. User Score

    10

    April 20th, 2017 Indianapolis, IN

    It was very professional and made me feel very comfortable. Excellent job

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  18. User Score

    10

    April 20th, 2017 Edited

    Excellent & very clear and understanding.

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    1

  19. User Score

    10

    April 20th, 2017 Athens, GA

    Wendy thank u..this has helped my credit alot

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  20. User Score

    10

    April 19th, 2017

    Good communication and great service and very helpful

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