Lexington Law has provided professional credit repair services to individuals and couples for over 14 years. To date, Lexington Law has helped over a half a million consumers resolve inaccuracies on their credit reports. Each year, the certified staff at Lexington Law helps remove millions of negative items. Following a free credit consultation, Lexington Law credit repair clients will receive a customized plan to achieve their maximum credit results.
We consider Lexington Law to be one of the best credit repair companies. With over 14 years of experience, this credit repair service has helped over 500,000 customers and counting. Lexington Law works with a network of 24 licensed lawyers in 19 states, who all receive advanced training in consumer advocacy, consumer protection law, and current credit reporting issues.
The credit repair service also focuses on providing quality customer service and puts great emphasis on helping consumers repair their credit for a mortgage loan, with about 72 percent of clients motivated to purchase a home. Lexington Law clients can also enroll in a personalized Focus Track at no extra charge. The firm's Focus Track addresses specific life situations like divorce, military service, student loan issues, medical problems, or identity theft.
Lexington Law offers a free TransUnion credit report and FICO score summary with a free initial consultation as a part of its credit repair process. This free, personalized initial consultation gives the firm a chance to review clients' current credit situations and allows clients to get a feel for Lexington Law's services, the firm's overall mission, and will help clients understand what actions the firm plans to take to remove negative items from their credit report if they choose to continue their credit repair journey with Lexington Law.
Lexington Law has dedicated, qualified attorneys and licensed paralegals on staff, providing financial analysis and insights to its credit repair clients. In addition, it provides members with 24/7 support.
The credit repair firm offers three services for clients to choose from:
With each service provided, Lexington Law will work with creditors and the major credit bureaus to ensure each client's credit report is presented as fair and accurate. Credit monitoring services are also included in each plan offered.
Military personnel and family can receive a discount with Lexington Law, which is rare in the credit repair industry. The credit repair firm provides couples with a $50 discount on the second account's first-work fee when couples sign up for credit repair services.
Lexington Law offers a strong repair process, has been in business for over 14 years, and has helped hundreds of thousands of clients with a variety of credit repair situations. Lexington Law is a law firm and prides itself on its strict adherence to both state and federal credit repair regulations including the Fair Credit Reporting Act (FCRA). The firm promises that it disputes all negative items including late payments, charge offs, collections, and more from credit reports through ethical and legal means.
Lexington Law is also known for providing easily accessible and free educational resources on its website that are designed to inform clients on a variety of topics including credit history, credit rights, credit repair, credit scores, identity theft and identity protection, credit card usage, things that can affect a credit score like late payments, etc. Additionally, Lexington Law provides a wide range of helpful general personal finance information and advice on its website. Any client and non-client will be able to use these free, available online resources to further improve their current financial situation.
Although Lexington Law has several positive features like it's years of experience with major credit bureaus and provided discounts, the firm has been known to have one main drawback. When compared to other credit repair companies, Lexington Law can be slower in improving client credit scores.
When challenging negative and inaccurate items, Lexington Law employs a time-tested and formalized approach to how many unfair and inaccurate items per credit bureau it challenges each month. While this process may be slower than other companies for repairing client's credit scores, it actually helps prevent the credit bureaus from assuming any frivolous activity from the firm on behalf of the client.
Lexington Law credit repair processes may take longer than the average company in the credit repair industry; however the time it takes to remove negative items from a client's credit report highly depends on the client's individual credit situation. One credit repair case may take less time than others due to the type of services the client has signed up for and the amount of repair service that is actually needed in order to repair the client's credit and improve their score.
Call our recommended rep over at Lexington Law below.
As part of our service, we attempt to partner with all the companies that we review, and may get compensated when you click or call them from our site; however, regardless of any current, past, or future financial arrangements, companies listed on Best Company cannot buy their position, nor do we manipulate or inflate a company's ranking for financial gain. A company’s ranking is based on and calculated by an objective set of ranking criteria, as well as user reviews. For more information on how we rank companies, click here.
All user reviews posted on Best Company are subject to screening and approval. We reserve the right to approve or deny any review posted to this site in accordance with our Review Guidelines. Best Company never suppresses user reviews—unless they are being investigated for authenticity, or if they violate our review guidelines. We encourage anyone who suspects a user review to be fraudulent or intentionally inaccurate to please notify us here.
You have done a great job repairing my credit thank you
Patti answered all my questions and gave more information that I did not even think of. She was very professional and personable which made for a very informative and pleasant conversation which reassured me with my decision to stay with Lexington Law! Thank you Patti!!!!
I have had Lexington Law in the past. I did not see any change in my credit just my bank account. They take money without permission and every 3 months I had to pay and submit a credit report which was very spendy. I found out later that what they do, I could do myself. They hide behind other services that offered, like Rent to own and Car Loans. i did notice the bad credit drop off my report but appeared later after about a year. They are a scam, don't use them
They get on it ie the paper work to your crediters.
These business attorney s are humanitarian they listean to your story and plea with respect and honesty as long as you are with them.
They are the worst!!!! Don’t use!!! They are a scam!!!! They don’t do anything for you!!! They never answer any of your questions in depth. Sooooo many more. Trust me I don’t usually write reviews but those people pissed me off.
I’ve been with Lexington law for over a little 4 years total and you guys are amazing and I just want to let you guys know that the service I received is amazing thank you for all you guys hard work.
These reviews are all fake. This company has been taking my $ for almost 2yrs without my permission. To all old clients, look for your class action law suit. To all new clients, take your money elsewhere. This is a scam.
Thanks so much for you help you did awesome thanks so much for your time and help i hope i can afford you services back so we can continue with your awesome job Atte. Joaquin Hernandez
Taking a little longer than I expected, but getting things removed little by little. It has been one year of effort to get things removed.
Well so far they have done excellent job with clearing up my previous credit issues, but the one I'm having trouble with is this latest one its something my family member was suppose to have taken care of but they never did and I fought with the company to take me off the account and they didn't and now this is on my report,.
very good very helpful Very nice people
LexingtonLaw has done as promised when I signed on with them. They have had a positive affect on my credit. The improvement in just one year is very gratifying. I am impressed with the amount of work LexingtonLaw has done/is doing on my behalf.
From day one Lexington law has guided me by phone calls and emails to a better credit score and an improved understanding of how to maintain credit worthiness in the real world, Wooow!
I have been with Lexington law about 2.5 years and they have been great, I had 25 negative items that was on my credit report and they removed all but 5 and they are working on them now, I have to mention this at one time I was paying $120 a month, so I a question about something that was on my , so me and the paralegal was talking and she was checking on somethings, then while was going over my account, she "MR. ARMSTRONG, I SEE THAT THERE ARE ONLY A FEW ITEMS LEFT ON YOUR REPORT, INSTEAD OF PAYING $120 A MONTH I'M GOING TO LOWER YOUR PAYMENT DOWN TO $ 24.99 " So, this is a great company, if you have questions your call them, text, or email them. This service has been outstanding, yes it takes time and it may cost some, but it's worth it. I read some of the negative reviews , but you have to be patient, things don't happen over night, I have check around some credit repair companies charge 500 or 600 dollars straight up, and promise to build your credit with in three months maybe they can, I know that this firm is good, I'm not disappointed in them they have don't a great job.
My credit score has went up and my credi reports are looking great
I try clear the negative errors on my Credit Reports on my own, no results. This is my second time using this company. I am trying to raise my credit scores at this time. Clear the negative errors on my credit reports.
Great my credit is getting better and better by the day
They are Very helpful. When you have questions they have answers. My score is up higher than I expected in less than 5 months.
They have helped me to better understand my credit score among how to dispute items. I have really appreciated being educated on understanding my credit and how to repair it.
We reached out to Lexington law for our credit was ruined over the 20 years owning a small business. From lates to tax liens and everything else nothing would just fall off like it was supposed to after we paid them. It was costing us monies on down payments for new cars high interest rates on credit cards etc. In all between me and my husband had approximately 39 removals that needed to take place. We are on the threshold of perfect credit once again and inquiries were even addressed and removed which drives your score down tremendously. They could only challenge so many at a time which we totally understood and I’m a firm believer you get what you pay for and these guys are a professional law firm best money we ever spent thanks Lexington law it has changed our lives. Sincerely Darcy Amundson
This a great service to have regarding restoring your credit. They work fast, diligent and inform you of every step you make. My credit score increased immensely while using them.
I am basically satisfied with the services, just took longer ger than expected and became a financial hardship.
Very good about jumping in there to help you right away. Keeps me informed.
one of the best things i have ever done for myself was team up with . Lexington law . they helped me so much i was shocked at how well they did . and i had no credit score i now have a credit score not the best but so much better ... i might need there help again .. thank you so much.
I highly recommend Lexington Law if you want to improve your current situation on your credit report. They are experts in credit repair services. They handle my situation with professionalism and prompted when needed. Thanks LEX LAW. GREAT SERVICE THATS FOR THE PEOPLE.
Flawless service. There is no better help
I have been very satisfied with the progress you have made on my case. My score is improving
I worked with Lexington Law for a couple of years to repair my credit. They are a good company however has some room for improvement. The momentum at the beginning with them advocating on your behalf to have negative or inaccurate debt listed on your credit report is great. I noticed that when you have been with them for a couple of years the urgency and or efforts of credit errors being removed from your reports slows down tremendously. I feel that it may be beneficial to have one representative responsible for working on your behalf opposed to multiple representatives being assigned to your account. The focus of having one may allow efforts to be repeated consistently as that one representative has the opportunity of becoming very familiar with your file. I found myself emailing multiple representatives when I had questions or concerns about my case. Some representatives responded much more rapidly, which was great. Again I did see progress of improvement on my credit reports within just the first couple of months however, it was disappointing to learn that the motivation from the representatives to consistently work on my behalf did decrease tremendously. I also feel that it would be great for all representatives to share before signing on as a client that Lexington Law offers more then one pricing membership fee, to allow the customer to pick which membership plan works best for that person. And to explain what each pricing entails, I didn't learn about the various pricing of memberships until a year or two later from a friend. I believe that there is always room for growth within any company if willing and open to make changes.
Well Kayla was very helpful. She helped me with all the questions I asked. I would recommend people to LexingtonLaw
My credit went south after the economy did in 2009. I didn’t think I could recover until I reached out to Lexington Law. They have helped eliminate bankruptcy, and some old medical bills from my credit. Within 2 months my credit score was respectable again and was able to get approved for loans with ease. Lexington Law does a great job keeping you posted on the progress being made with the 3 credit bureaus. It was really easy to get started online. Give them a shot!
So far my credit score went up by more than 100 and is now in good standing. And Its only been 2months. Saw results within a few weeks. I believe strongly that you will get me back on track
When I asked how they would help my friend help settle a more pressing debt, he had no answer. He was reading from a script that asked for $129 a month to send out letters. When I told him I needed to talk it over with my friend, he said, “then call back when you’re more serious.” At the minimum, they have at least one unprofessional and I’ll-trained rep. At the most, this reflects a poorly run organization that cares little how management is represented.
I really like everything Lexington Law has done for me and I will refer them to anyone, when they started with me my score was in the very low 400's and because of Lexington my score is in the high 600's.THANK YOU LEXINGTON LAW !!!!!!!!!! DEBORAH BURDICK
I had a good experience with Lexington law everything was disputed off my credit thanks alot
Really knowledgeable and helpful. Representatives always courteous and ready to help solve problems. Rapid results.
My experience with Lexington law went very well they assisted me with the removal of a great deal of junk that had been hampering my report
I cannot express how disappointed I am in Lexington Law. Just yesterday, I signed up for the service and spent over 1 1/2 hours with Marissa, a Credit Consultant. I paid for the credit report even though this website, along with others indicate it's free of charge instead of the $14.99 I paid. During the session, we went over every single credit item (and there are lot of them) on all three bureaus. Today, I receive an email asking me to go through my credit reports and identify those items that need to be disputed one by one. This couldn't be true, since I completed the process yesterday. I called in and waited. The Paralegal explained that my file had not been completed. In fact, Marissa, labeled each item as not applicable. What? It may seem small to them, but dealing with credit issues is hard and painful. It's important to know you can believe it people who are working on your behalf; not to mention the service is NOT free. I asked to speak to a supervisor. Of course, no one is available. Yes, I'm ranting because I'm always disappointed in poor customer service and a lack of professionalism especially when you're just getting started. The worse part is nobody and I mean nobody cares!!!!
over all my experience with Lexington was good I would have had more items removed from my credit reports and I thought they were a little pricey but you get what you pay for the reason I had to stop I ran into problems with my finances and had to stop when I get back on my feet I will come back
This place is a complete scam. Originally called to sign up my fiancé and the enrollment person informed me we could sign up together at a discounted rate of 119 in stead of just paying 100$ for him by himself. THATS ALL HE SAID. the next month i got charged 239$. When i called they refused to refund insisting i was a liar and their enrollment reps are scripted so he did in fact tell me this. The charged me another 80$ to cancel and refused to let me cancel my fiancees account that gets billed to MY CREDIT CARD. Oh and i had to call in and finish my own dispute for the nearly 319$ they basically robbed me of.
I got involved in Lexington Law through another site where I was looking at rent-to-own homes. (that site, the rent to own one is a complete waste!). And what Lexington pitched seemed really great. I'm sure they are great in the end but please make sure you have the money to.. fix your money. I only had them for a month and shelled out well over $100. I think my credit is a little better but I do not at all feel like it was worth it right now. I guess it's my own fault for getting caught up in the sales pitch and a pitch it certainly was, complete with deals and we-can-dos! If you don't have money set aside to work on your credit already DO NOT ANSWER THE PHONE! lol.
Reply from Lexington Law
Feb 28, 2019
Dear Melanie, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
Great Customer Service and very helpful.
They assisted me in getting ready of a few creditors. I wish I could continue to pay so that I could get more creditors removed.
You guys ROCK! My credit score was 590, Lexington law raised it 735! Thanks!
Outstanding, very professional and make things happen for you. Awesome 👏
We have only started with them, and already they made a difference in sending out letters to the credit bureaus and financial companies on our behalf. They have removed negative items off our report. They are an amazing company especially when you are feeling overwhelmed. They do everything for you and help you to feel positive again. Recommend them highly!!!
Excellent service and I'm coming back soon.
He was very helpful answer all my questions
Very fast, efficient and thorough with the handling of my account. Highly recommend them.
Wonderful experience Lexington law firm really goes above and beyond!