Lexington Law has provided professional credit repair services to individuals and couples for over 14 years. To date, Lexington Law has helped over a half a million consumers resolve inaccuracies on their credit reports. Each year, the certified staff at Lexington Law helps remove millions of negative items. Following a free credit consultation, Lexington Law credit repair clients will receive a customized plan to achieve their maximum credit results.
We consider Lexington Law to be one of the best credit repair companies. With over 14 years of experience, this credit repair service has helped over 500,000 customers and counting. Lexington Law works with a network of 24 licensed lawyers in 19 states, who all receive advanced training in consumer advocacy, consumer protection law, and current credit reporting issues.
The credit repair service also focuses on providing quality customer service and puts great emphasis on helping consumers repair their credit for a mortgage loan, with about 72 percent of clients motivated to purchase a home. Lexington Law clients can also enroll in a personalized Focus Track at no extra charge. The firm's Focus Track addresses specific life situations like divorce, military service, student loan issues, medical problems, or identity theft.
Lexington Law offers a free TransUnion credit report and FICO score summary with a free initial consultation as a part of its credit repair process. This free, personalized initial consultation gives the firm a chance to review clients' current credit situations and allows clients to get a feel for Lexington Law's services, the firm's overall mission, and will help clients understand what actions the firm plans to take to remove negative items from their credit report if they choose to continue their credit repair journey with Lexington Law.
Lexington Law has dedicated, qualified attorneys and licensed paralegals on staff, providing financial analysis and insights to its credit repair clients. In addition, it provides members with 24/7 support.
The credit repair firm offers three services for clients to choose from:
With each service provided, Lexington Law will work with creditors and the major credit bureaus to ensure each client's credit report is presented as fair and accurate. Credit monitoring services are also included in each plan offered.
Military personnel and families can receive a discount with Lexington Law, which is rare in the credit repair industry. The credit repair firm provides couples with a $50 discount on the second account's first-work fee when couples sign up for credit repair services.
Lexington Law offers a strong repair process, has been in business for over 14 years, and has helped hundreds of thousands of clients with a variety of credit repair situations. Lexington Law is a law firm and prides itself on its strict adherence to both state and federal credit repair regulations including the Fair Credit Reporting Act (FCRA). The firm promises that it does dispute all negative items including late payments, charge offs, collections, and more from credit reports through ethical and legal means.
Lexington Law is also known for providing easily accessible and free educational resources on its website that are designed to inform clients on a variety of topics including credit history, credit rights, credit repair, credit scores, identity theft and identity protection, credit card usage, things that can affect a credit score like late payments, etc. Additionally, Lexington Law provides a wide range of helpful general personal finance information and advice on its website. Any client and non-client will be able to use these free, available online resources to further improve their current financial situation.
Although Lexington Law has several positive features like it's years of experience with major credit bureaus and provided discounts, the firm has been known to have one main drawback. When compared to other credit repair companies, Lexington Law can be slower in improving client credit scores.
When challenging negative and inaccurate items, Lexington Law employs a time-tested and formalized approach to how many unfair and inaccurate negative items per credit bureau it challenges each month. While this process may be slower than other companies for repairing client's credit scores, it actually helps prevent the credit bureaus from assuming any frivolous activity from the firm on behalf of the client.
Lexington Law credit repair processes may take longer than the average company in the credit repair industry; however the time it takes to remove negative items from a client's credit report highly depends on the client's individual credit situation. One credit repair case may take less time than others due to the type of services the client has signed up for and the amount of repair service that is actually needed in order to repair the client's credit and improve their score.
Call our recommended rep over at Lexington Law below.
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Greate service really cair about helping people fix there credit no upselling and they listen to you n what you have to say very helpful and easy to check progress with app and anyone you speak with a lot of the agents no matter where they are located are glad to help and have had issues with debt and credit and he used there own company to get there credit fixed or to improve there score very happy with deciding to go with LexingtonLaw thank you very mutch
I was a member of their credit repair services for roughly 3 years, and have to say that it was a complete waste of time, money and energy. They were able to remove one of twelve items in the first 4 months, and then NO other progress was made. Every time I would call to cancel, a new operator would spin how they were going to get results, and basically just get to keep going for another few months before the cycle repeated. They do not do anything that you cannot do yourself. I can't recommend strongly enough to stay away from these guys, and save your money.
Reply from Lexington Law
May 08, 2019
Dear Benjamin, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent to you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
Worst, worst service can't remove any thing from your credit history
I was directed to Lexington Law to help repair my credit. As I live on a tight budget I explained to them that I would have money in my account at the end of the month. They agreed not to charge me until then. Well they charged my account right of way and caused my account to be overdrawn. I was charged an overdraft fee. Bi have asked them to close my account with them and credit me back what they charged and the overdraft fee caused by them. I have still not got these fund back. I would not recommend them to anybody at anytime for anything. How unprofessional of them to not correct their error that cost me.
Beware Lexington Law overcharged me causing me to overdraft at my Bank. Even after the amount was confirmed by two different associates the amount was double what was agreed. on. So the firm that was supposed to help my credit. Hurt my credit at my Bank.
Reply from Lexington Law
May 03, 2019
Dear John, Thank you for taking the time to speak with us today and allowing us to resolve your concerns. Please give us a call if you have any further questions. Sincerely, Alex Lexington Law Firm
Started out was redirected to them from a refinance company. Talked to JOSEPH who started out very helpful and concerned. BYE the time we got to agreeing to $109 a month and I said I want to check this out first. HE turned into a different PERSON. VERY UNPROFESSIONAL! ThANKS BUT I WILL DO IT ON MY OWN!
I reluctantly give this company a terrible review. Because of the worse experience I have ever had. They have not provided the type of service I was told they would provide. I have more credit issues now than when I first began with these people over a year ago. BEWARE. They do not keep their word.
If I could put less than one star, I would. I asked to cancel the services but they said it would cost extra so I didn’t confirm that I would cancel service but as soon as I get payed from my job they OVERcharge me way more than what was said they would. This is a Sunday I look at it. I was like it’s not even business hours yet and they still charged me. I would like a refund once I get a hold of a rep please
If you want to fix your credit don’t waste your time with this company. All they do is send out dispute letters which you can do yourself and nothing changes. They gave me a number to call when i have questions nobody ever picks up. You have only 5 days from when you signed up to send in a cancellation letter to them. I signed up 3/7/19, i sent my letter 3/11/2019. They still charged me so ok. I was called by one of the paralegal to verify that i sent in the cancellation letter and he suggest other plans so i agreed if i want the service i would call back. April comes and they charge me for service ? And I tried to call them to talk to someone i get nobody. I contacted the online support where the lady said she can’t refund my money because they did work for me and that i agreed to continue service like are you serious. That’s the most fraudulent thing i ever seen. Why would i waste my time to send a cancellation letter a couple days after i signed up to agree to continue service.. DONT WASTE YOUR TIME , Dispute your own credit. People just want money that’s all.
The deducted money from my account without doing anything. I contacted them and never answered their phone. Finally, spoke with a rep and put on hold for 25mins and then I hung up. This guys are bunch of thieves and liars.
Reply from Lexington Law
Apr 26, 2019
Dear Sapolu, Thank you for taking the time to speak with me today. Even though you decided not to resume our services we were able to address your concerns. Please feel free to contact me directly if you have any further questions. Sincerely, Alex Lexington Law Firm
They removed 30 items. They are great. Highly recommend them. We are now able to buy a house. Improved my credit by 125 points
I cancelled and they are still charging my card. I have sent emails and called everyday for the past 2 weeks and nobody answers I wait on the phone for an hour!
I have been with Lexington Law for about 5 or 6 months. I wanted to bring my credit score up high enough to qualify for a VA loan. I had very little results from Lexington Law while being charged $100.00 a month! About two months ago I contacted a mortgage broker who told me what I could do on my own to raise my score. I followed her advice, raised my credit scores and have now successfully qualified for said VA loan, and it did not cost me a cent. I no longer need Lexinfton Law and will be cancelling this coming Monday. My advice to others is get more than one opinion before settling on a credit repair service. You'll probably save a lot of time and money.
Reply from Lexington Law
Apr 25, 2019
Dear Ed, Thank you for taking the time to speak with us yesterday. We appreciate the opportunity to have been able to discuss your concerns. Please feel free to contact us if you have any further questions. Sincerely, Alex Lexington Law Firm
Score went down after 3 months of hiring with no activity on credit cards etc. I called them to ask why with no explanation. I spoke to Sara B on the chat and clearly explained I wanted to try for 1 more month. As soon as we got disconnected, I received a email saying my account was canceled. Terrible customer service. Don’t waste your time with them. Cost me 100s with no result. Treat you as a number not a person
I've have them for a little while and two months ago I told them numerous times I no longer need their service and today they drain my bank account . Most of the letters they write get return to sender cuz they do not put enough postage do not use your better off writing letters for yourself all you have to do is go to the IRS
Reply from Lexington Law
Apr 23, 2019
Dear Johnathon, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent to you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
I had Lexington law credit repair program for 99.95 a month for a year , they only removed one thing from one credit report in a year. I got fed up and cancelled them. Fast forward 11 months later I got credit Karma , and started disputing things , and sure enough I got 5 things removed from each credit report within a month just using their dispute system, the same items LexingtonLaw said they disputed, they are scams they take their time to collect the monthly fee,
Lexington law got a negitive item that I proved was actually paid in full to the company ( time Warner for equipment I turned in late and still have open service with time Warner/ spectrum) but a week later a new collection company sent me a letter saying I owed THEM for this bill.. Lexington laws response..if we got it removed 1 we can get it removed again..how can this happen,why am I paying 130$ a month for a temporary credit fix? Then when I told them I want to cancel my membership on the (April)10th of the month, when my bill cycle was not until the coming (April)14th,the paralegal tells me I must pay them 113$ ,a pro-rated fee for services that they provided from the 14th of March through the 14th of April,after she admitted that my payment129$ collected on March 14was to cover the "work" they had done from march 14 through April 14& my payment of 129$ on February 14 was to cover February 14- March 14... Yet this 113$ they will still suck out my account in 4 days ,prior to my bill cycle...is to cover what they "did for me"" from march 14-april 10th..and ps they are retracting any " letters sent on my behalf"" this was once a somewhat reputable company,now they are full of lies and billing tricks.save your money,pay off your collections and write your own challenges threw FREE sites like Credit Karma.Im thouroughly disqusted .but I hope this review can help another unsuspecting American from signing on to a Dupe. Addendum; I was contacted today ( 1 week after initial review)by Lexington Law rep,and was assured the $113 charge against me would be dropped also given brief advise and a follow up email on how to furtherand offered services at a lower rate then I was paying,I accepted the waiver of the $113.but declined at time to reinstate services.I am satisfied with this resolution.
Reply from Lexington Law
Apr 12, 2019
Dear Pamela, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent to you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
if you have a problem with your credit like i did you need to get in touch with Lexington law. I declared bankruptcy and my score was 502 , since Lexington Law has been helping me for 3 months my score went up to 597 and in 2 months my score will be 636 . In two months i will be able to buy my own home . im so excited thanks Lexington Law. they started working on my account before i made my first payment . They treat me good they keep me informed of any changes. I love it when Experian sends me messages saying my credit score has changed. Lexington Law really cares about me. I feel like we are family. The payments are affordable and you can stop anytime you want and i wasnt pressured at all. I love all at Lexington Law. from a very pleased customer
I signed up three months ago, nothing achieved. Too expensive for nothing. Customer service Please help me cancel!
They listened to what I wanted to do with my credit took action, and decided what was the best way to help me
Amazing job was really impressed Job well done
Signed up for Premiere services. After more than 3 months very little or no results. In fact, scores went down during this period. Waste of time and effort. They should be looked into. Do not waste your money with these scammers.
My credit score went up after almost 2 months. I didn’t see they had done anything to help. Just made sure they got there money.
Reply from Lexington Law
Apr 12, 2019
Dear Matt, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent to you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
If I could give 0 stars I would. This is a terrible company! Please do not do business with them. I signed up with the only two months ago and I was told I could cancel at anytime. That is a lie. I am currently trying to get a hold of them to remove my card on file and cancel their services due to lack of communication, results and discrepancy. I have been trying to contact them for 14 days with only failure as a result. I have been on hold for 40 minutes to 2 hours every single day with no one answering calls. This is unacceptable for any line of business and I don't recommend using their services AT ALL. I contacted them by email and left several only for them not to be repsonded to or answered. This is down right ridiculous for a company that claims to have 30+ years of business under their belt. Please do not use their services. They are refusing to let people cancel.
Reply from Lexington Law
Apr 10, 2019
Dear Da'Shalyia, We reviewed your concerns. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent to you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
don't use this place I love your money but don't do anything but lie first they gave us one price then a month later tried to charge more I caught them on that . they told my husband in 90 days they have his credit repaired lies ,and they say they have top attorneys but that was a lie all you talk to are pre legal they said they could get my husband bankruptcy removed that was nothing but a lie when I tried to cancel they want change me more money I m so sick of there lies don't every use them
Reply from Lexington Law
Apr 12, 2019
Dear Karen, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent to you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
Horrible experience. You setup your case initially to then get a reminder to do it again and again. They are only after your money.
Bad!!!! No good!!!!!!! Didn’t do anything at all but charged me a lot of money!!!!!!
The best service. Great customer service 👍
I had a great experience. You did exactly what I wanted and I appreciate your business being available for hire.
If I could rate this company a ZERO I would. My Husband and I just bought a home. Two + months ago we were looking to buy a home and "Lexington Law" popped up in my feed. We were so excited to fix our credit. We were promised so many things. "Only $14.99 and you cancel at anytime "! A few days later they called and said we had to pay around $300-$400. Two months later I called and asked "Have you guys done anything for us yet "? I was told they sent "1" letter out and then "I" was asked to mail in my own letter to the debt collector and then pay them again. I was so furious! They offered to bring down my payment to $50 a month, instead of $150. They only thing I would be able to do is see my credit score. I agreed. The month after STILL NOTHING! They called again asking for my money. We were going to cancel and then some mysterious email appeared describing a contract and how we can't cancel free, or anytime. We never signed a contract. We did accept the text that was explained to us as......."Just setting up our account ". I guess this is their contract. I was so upset because my FIRST question was "So we can cancel anytime and with no repercussions ". He said "yes anytime and for free". Obviously this was another lie! I have been emailing and calling DAILY. Not one person has contacted me back, but O I did receive another bill email. On top of that it was a bill for the normal amount $300, not the $50 like I was told. I cannot believe this Company isn't out of business yet. O wait I can. They are liars and steal millions from everyone. Honest, hard working people trying to fix their credit. I am sick to my stomach and we are so upset. I guess that's my fault. I should have researched more and read all the negative/similar reviews. DON'T WASTE your money. This is a scam!!!
Reply from Lexington Law
Apr 09, 2019
Dear Ashlee, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent to you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
They did a very good job keep me informed of everything that was being done to my credit didn't take long to fix my credit I recommend this to everybody that has bad credit or that need work on their credit
This firm is the best ever! They have raised my credit score 133 points and climbing. Third time using them, they're great!
Very Bad experience... I am writing this review while I’m on the phone with one of the representative for over 1h and 20 mntes trying to get my money back. They promised me to help me and my brother for one monthly charge and they charged my account for 2 of $89.99... now I’m debating to get my $89.99 +$29 after they suspended my account for no reason!! Do not recommend it.. I rather deal with creditors and collections agencies than this company. Stay away!
Lexington Law is an incredible credit repair organization. They help me within a short period of time and did an awesome job get my credit fixed. I want to thank them and let them know that I am grateful. God bless you guys.
All you need to do is hear them out from the first call. Take the first step in repairing your credit even if it seems far fetched. Only you may take your life into your own hands. With Lexington Law in your side to repair from the smallest to the biggest credit issue. They are beyond amazing. I am well on my way to getting my credit score way up there how it used to be. Remember now, you have to help yourself as well while they help you. Do not keep getting bad dings on your credit. Best thing I have done before years end of 2018. I have a piece of mind into 2019. Amen and thank you infinitely Lexington Law. Sincerely, TJM
Would have given no stars if I could. Me and my wife were almost done setting up our accounts. My wife was answering the questions asked to her by Joe the supervisor and the way he was talking to her was unbelievable. He had the worst attitude and because of the way he treated her we will not be doing business with Lexington ever. As the supervisor your supposed to be the most professional and helpful person to talk to and just because she didnt understand everything and had a few questions, his response was very arrogant "well let me repeat this again" very unprofessional and very ignorant.
Reply from Lexington Law
Apr 02, 2019
Dear Anthony, We reviewed your concerns regarding your tenure with Lexington Law Firm. We have reached out to you as we would like an opportunity to assist with the matter and resolve your concerns; however, we were not able to speak with you. An email was sent you with our direct contact information, if you would like to discuss your concerns in detail. Thank you for your assistance and we look forward to speaking with you. Sincerely, Alex Lexington Law Firm
I like how the attorney's here use the law to help those of us who need genuine assistance. This office did a lot for me and it helped me greatly. I still have a ways to go in some stuff. But knowing they did things right is a great way to go.
It was a good start I think and I hopefull that Lexington law can fix this problem with my bad credit Report. I hear good stuff about LexingtonLaw so I will give them a try
Reply from Lexington Law
Apr 02, 2019
Dear William, Thank you for taking the time to speak with us today. Please let us know if you have any further questions. Sincerely, Alex Lexington Law Firm
It’s real help me out rid of several fraud collecting which one isn’t related to me.. but one thing I hard time with login and payment plan issue but I am sure they would work out .
Lextion law has been amazing they have helped me threw my frustrations and addressed all my concerns with full support and passion I highly recommend Lexington law .
they are expensive but they are slow. It takes yrs to see improvement on your score, i been with them since 2016 and i still don't have a 700+ score... they work but not quick enough for me... Faith is all i have hopefully i have a 700 before 2020. Fingers crossed.
I’m almost 100% sure those good reviews are fake. No changes on my credit report but they made sure they took my money. PLEASE do not reach out to this company it’s a waste of time and money I promise I got PROOF!
I am very disappointed this time around. I have used them in the past and they were better. Now they just take the money and do nothing. I am in the process of buying a home and needed to get my credit right to do so, i called and paid all their fees etc but 2 months have gone by and nothing has been removed and everytime i call i get bs about how everything looks good etc. Finally i just shut off my CC. I guess the bigger you become the crappier the service. Do it yourselves.. pay the small balances off, call the collection company and negotiate with them most will cut the debt in 1/2 since they purchased the debt for pennies on the dollar. Also pay off the balance every month and don't use the CC unless you can pay it back ASAP, high balances hurt your score. Goodluck.
Lexington helped me so much with my past credit bills! They removed over 11 negative items with relative ease and the low monthly payments made it so affordable for me when I was struggling to stabilize myself. Everytime I needed I called and they willingly provided whatever they could to help me manage when I needed to pay, extensions to make it to the next payday, even continued support on credit help. I honestly am so very thankful for the team and what they have done for me. Everyone was so helpful and each person I've interacted with was so kind and considerate. Thank you so much for what you've provided me. I feel like my credit life has turned around so much for the better!
You have done a great job repairing my credit thank you
Patti answered all my questions and gave more information that I did not even think of. She was very professional and personable which made for a very informative and pleasant conversation which reassured me with my decision to stay with Lexington Law! Thank you Patti!!!!
I have had Lexington Law in the past. I did not see any change in my credit just my bank account. They take money without permission and every 3 months I had to pay and submit a credit report which was very spendy. I found out later that what they do, I could do myself. They hide behind other services that offered, like Rent to own and Car Loans. i did notice the bad credit drop off my report but appeared later after about a year. They are a scam, don't use them
They get on it ie the paper work to your crediters.
These business attorney s are humanitarian they listean to your story and plea with respect and honesty as long as you are with them.
They are the worst!!!! Don’t use!!! They are a scam!!!! They don’t do anything for you!!! They never answer any of your questions in depth. Sooooo many more. Trust me I don’t usually write reviews but those people pissed me off.