Lexington Law has provided professional credit repair services to individuals and couples for over 25 years. To date, Lexington Law has helped over a half a million consumers resolve inaccuracies on their credit reports. Each year, the certified staff at Lexington Law helps remove millions of negative items. Following a free consultation, Lexington Law credit repair clients will receive a customized plan to achieve their maximum results.
- Free Consultation
- Licensed Attorneys
- Multiple Discounts
- Reputable Experience
We consider Lexington Law to be one of the best credit repair companies. With over 25 years of experience, this credit repair company has helped over 500,000 customers and counting. Lexington Law works with a network of 24 lawyers in 19 states, who all receive advanced training in consumer advocacy, consumer protection law, and current credit reporting issues. The credit repair company also puts great emphasis on helping consumers repair their credit for a mortgage loan, with about 72 percent of clients motivated to purchase a home. Lexington Law clients can also enroll in a personalized Focus Track at no extra charge. The company's Focus Track addresses specific life situations like divorce, military service, student loan issues, medical problems, or identity theft.
Lexington Law offers a free credit report and credit score summary with a free consultation. This free consultation allows clients to get a feel for the Lexington Law's services, the company's mission, and will help clients understand what actions the company will take to remove negative items from their credit report if they choose to continue their credit repair journey with Lexington Law.
Lexington Law has dedicated, qualified attorneys and licensed paralegals on staff, providing financial analysis and insights to its credit repair clients. In addition, it provides members with 24/7 support. The credit repair company offers three services for clients to choose from: the Concord Standard service which costs clients $89.95 per month, the Concord Premier service that charges clients $109.95 per month, and the PremierPlus service that costs $129.95 per month. With each service provided, Lexington Law will work with credit bureaus to ensure each client's credit report is presented as fair and accurate.
Military personnel and family can receive a discount with Lexington Law, which is rare in the credit repair industry. The credit repair company provides couples with a $50 discount on the second account's first-work fee when couples sign up for credit repair services.
Lexington Law has been in business for over 25 years and has helped hundreds of thousands of clients with a variety of credit repair situations. Lexington Law is a law firm and prides itself on its strict adherence to both state and federal credit repair regulations. The firm promises that it removes all negative items from credit reports through ethical and legal means.
- Speed of Service
Although Lexington Law has several positive features like it's level of experience and provided discounts, the company has been known to have one main drawback. When compared to other credit repair companies, Lexington Law can be slower in improving client's credit scores. When challenging unfair and inaccurate items, Lexington Law employs a time-tested and formalized approach to how many unfair and inaccurate items per credit bureau it challenges each month. While this process may be slower than other companies for repairing client's credit scores, it actually helps prevent the credit bureaus from assuming any frivolous activity from the firm on behalf of the client.
Speed of Service
Lexington law credit repair processes may take longer than the average credit repair company; however the time it takes to remove negative items from a client's credit report highly depends on the client's individual credit situation. Some credit repair cases take less time than others due to the type of service the client has signed up for and the amount of credit repair action that is actually needed in order to repair the client's credit.