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Beyond Finance

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6.2

Overall Score

LAST UPDATED: February 5th, 2023

Beyond Finance is a debt consolidation company with a simple mission: to help people save money, gain control of their finances, and borrow responsibly. As the consumer debt market continually grows, Beyond Finance works around the clock to create both practical and fair debt management services that are customized to its customer's needs.

Beyond Finance also aims to go above and beyond in customer service, and clients have access to the company's consultants — who are there to guide clients through every step of the process and provide personal support and solutions.

The company has offices in Chicago, Houston, and San Diego and was founded in 2016.

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The Good

  • Simple Process
  • Accreditations
  • Services

Simple Process

Beyond Finance has a simple, three-step process to help clients settle their debts. First, the company analyzes your existing debt to ensure the company will be able to help you. If it can, the Beyond Finance team will work with you to develop a debt relief solution that fits your unique needs.

Then, Beyond Finance will work on your behalf to settle your debts and save you as much money as possible. These results are not always guaranteed, however, and it is important to realize that if you agree to work with a debt settlement company, you do so at your own risk and may end up paying money in without getting the results you want.

The final step in the process is to eventually move beyond your debt (hence the company name.) As you start making a single monthly payment into your Beyond Finance account, the company will help you diminish or refinance your debt in less time than you might be able to do on your own. 

Again, remember that this process is different for every client, and while debt relief companies have helped many clients reduce their debt over time, this isn’t always the case and results are not guaranteed.

Accreditations

Beyond Finance is an accredited member of the American Fair Credit Council (AFCC), which is one of the primary organizations with which a debt relief company can become accredited. The AFCC sets industry standards and regulates ethical business practices among debt relief companies, so it’s great when a company is a member and is thus accountable to those standards.

We don’t find any evidence that Beyond Finance is accredited with other organizations, but the AFCC is a great start.

Services

Beyond Finance is a debt consolidation company. This means that when you choose to work with the company, you start making a monthly payment into a special account that you create solely for the purpose of paying off debts.

After you have accrued enough money (generally four to six months into the process), Beyond Finance will start using the money in your account as leverage to negotiate settlements with your creditors. 

If you are not current on your monthly payments, the debt settlement process might be delayed, because if you don't have enough money in your account with which Beyond Finance can negotiate, it will have to wait until you do.

The company also advises you to send any and all collection calls its way. If you receive a collection call, you can tell the person on the phone that you are working with Beyond Finance toward debt settlement, and he or she can contact the company directly with any questions.

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The Bad

  • Cost Not Published
  • Minimum Debt Requirement Not Published
  • Negative Reviews

Cost Not Published

We can’t find any information about Beyond Finance’s pricing or cost of services. Some debt relief companies are very transparent with this information, while others require you to schedule a consultation before you can get an idea of what you might be paying into the debt settlement program and what fees will apply.

Typically, you can expect to pay anywhere between 15 to 25 percent of your debt in fees to the debt relief company you choose to work with. If during your consultation with Beyond Finance, you realize that you will be paying more than this, you may want to consider other options.

Minimum Debt Requirement Not Published

We also cannot find any information regarding a minimum debt requirement for Beyond Finance. This either means the company does not have one, or that this information is just not available online.

During your initial conversation with the company, you will discuss the existing debt you have and the company will determine whether or not you qualify for its services. However, without a published minimum debt requirement, you will not know in advance if you have enough debt to work with Beyond Finance or not.

Negative Reviews

While Beyond Finance doesn’t have very many reviews on Best Company (only eight as of August 2021), most of these reviews are negative. This isn’t a good sign, as many of the reviewers say they would not recommend the company or its services and that they didn’t have great experiences with Beyond Finance.

Unsatisfied customers talk about the company’s terrible communication and poor customer service. Perhaps these things have changed since the reviewers left their comments, but some comments are fairly recent.

One happy customer, however, did speak to the company’s success in helping reduce his debt from $80,000 down to $30,000. This is a big win and hopefully, the company will start to see more reviews like this moving forward.

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The Bottom Line

Due to the negative customer reviews and general lack of reviews, we have a hard time fully recommending Beyond Finance’s debt relief services to you. 

While reviews aren’t the only determining factor in whether a company is ethical and professional or not, they do help potential clients know what they are getting into and help companies maintain a positive reputation. Thus, before we would feel confident telling you to use Beyond Finance, we would like to see more company reviews and the company's response to those reviews.

Beyond Finance is an accredited member of the AFCC, which is something we always like to see in a company. It would be worth scheduling a consultation with Beyond Finance and seeing if you like what you hear.
 
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Star Rating

4.1

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241 Reviews

Review Breakdown

5 grade

73%

4 grade

4%

3 grade

2%

2 grade

2%

1 grade

19%

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Christopher Hall Knoxville, TN

So far my experience has been great. It’s hard to leave a five star review when things have just started. If they do what they say they will to help me then I’d be happy to praise them accordingly. But for now the folks that I’ve had the pleasure of speaking with have been great. And they call back when they say they will.

5 days ago

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Reply from Beyond Finance

Thanks for leaving us a review, Christopher!  We’re so glad that you chose to enroll in the program, and we can’t wait to help you move beyond debt.    We’re dedicated to keeping you up-to-date with your progress throughout your journey! You can track your debt relief progress by viewing your program online [https://www.beyondfinance.com/], or by contacting us at [email protected] or 800-282-7186. Thanks for choosing Beyond Finance! - Client Success Team

Feb. 3rd, 2023

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Natalie Hughes Pittsburgh, PA

Everyone was very helpful. Thank you to, Tyler, Brandon, Oliver and Olivia for everything they did to set me up on my way to debt freedom, there was one other female but cannot remember her name.

5 days ago

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Reply from Beyond Finance

Hey Natalie! We’re so happy to hear about your positive experience with our team! We do our very best to ensure our clients are well-informed, cared for, and supported through the entire program, so we’ll make sure to pass your kind words on to them! We look forward to helping you resolve all of your enrolled debt. —Client Success Team at Beyond Finance

Feb. 3rd, 2023

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Art4heart Palmyra, PA

Beyond Finance is the solution that I needed. My credit card debt had gotten out of control. I had been making my payments, but paying only the minimums because of income changes during the pandemic. The recent changes of interest rates mad things worse. The counselor that I spoke with was patient and articulate. I had lost of questions. Each one was answered in a way that made things clear to me. Now I can look forward to getting my finances back on tract. The solution will take some time, but will be well worth it.

2 weeks ago

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Reply from Beyond Finance

Thanks for leaving us a review!  We’re so glad that you chose to enroll in the program, and we can’t wait to help you get out of debt.    We’re dedicated to keeping you up-to-date with your progress throughout your journey! You can track your debt relief progress by viewing your program online [https://www.beyondfinance.com/], or by contacting us at [email protected] or 800-282-7186. Thanks for choosing Beyond Finance! - Client Success Team

Feb. 3rd, 2023

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C Gann San Antonio, TX

First I was somewhat very overwhelmed and embarrassed of my situation. I received a call from Ariel M, Consolidation Specialist, who made me feel very comfortable in discussing my situation. Ariel, was very professional and thorough going over all documentation. Everyone I have had contact with been very nice and professional. Thank you for making me feel comfortable during the process.

3 weeks ago

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Reply from Beyond Finance

Hello C Gann— Your good feedback means so much to us. Our goal is always to help clients to feel comfortable with their program and how it works before we begin. Now that you’ve enrolled, we can start facilitating resolutions with your creditors so that you can live a better, debt-free life! We’re happy to be on this journey with you. Thanks for choosing Beyond Finance. - Client Success Team

Feb. 3rd, 2023

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Martha Rowe New York, NY

I have been a client of beyond financial for several months. My experience with beyond has been awesome... very accommodating...very friendly....very patient...they don't rush you... they go out of there way to accommodate you... I'm happy that I picked this company for my debt consolidation

3 weeks ago

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Reply from Beyond Finance

Hi Martha,   Thanks for the great feedback, and congratulations on moving beyond debt! We are glad to hear that our program is working for you so far.   Thanks,   Client Success Team at Beyond Finance

Feb. 3rd, 2023

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Rose Mary O El Paso, TX

Beyond Finance is legitimate and a wonderful option for debt relief. I just finished the process of freeing myself from debt of $45k. It cost me just under $700 a month, for 45 months, replacing the $2500 I was faithfully paying each month. I took the credit score ding in exchange for being able to breathe and live again. I followed every step they advised to the letter. Any complainers may not have followed all their advising or did not pay on time or regularly, or just don'tunderstand what is being done on their behalf. I was also chosen to be in a commercial ad for the company and gladly participated without pay because this program REALLY changed my quality of life. Free, at last! Free, at last! Thank you, Beyond Finance!

2 months ago

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Reply from Beyond Finance

Hi Rose, Thanks for sharing your great experience with Beyond Finance! It’s our absolute favorite thing to see our team’s efforts pay off in real-time. But your graduation is not only a testament to our program but your steadfast dedication to making your monthly deposits! You earned this! Client Success Team at Beyond Finance

Dec. 1st, 2022

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jon bohlmann Wimberley, TX

The personality of Dan was incredible. I felt at ease doing this credit/debit endeavor. This is not an easy time for me, and I’m not alone I know. Totally professional and answered all my questions. No I hope this works. Jon Bohlmann

1 month ago

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Reply from Beyond Finance

Hey Jon— Your good feedback means so much to us. Our goal is always to help clients to feel comfortable with their program and how it works before we begin. Now that you’ve enrolled, we can start facilitating resolutions with your creditors so that you can live a better, debt-free life! We’re happy to be on this journey with you. Thanks for choosing Beyond Finance. - Client Success Team

Dec. 19th, 2022

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Tracie Godfrey (Trateezie) Las Vegas, NV

Beyond Finance and Jessica was a great experience considering the circumstances of debt management/consolidation. I found them to be very purposeful about working with me to get my finances back on track. They did not promise me anything outrageous and they made sure that I knew that moving forward I would have the tools to work with them as a partner to get back on track. The Beyond Finance app is PERFECT and allows you to track everything throughout

2 months ago

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Reply from Beyond Finance

Welcome to the program, Tracie! Thanks for taking the time to review us! We know that being burdened by debt can be stressful, but we’re excited to help you take your first steps toward a brighter financial future. We’re very glad to hear about your positive experience with our team! We do our very best to ensure our clients are well-informed, cared for, and supported throughout the entire program, so we’ll make sure to pass your kind words on to them! We look forward to helping you resolve all of your enrolled debt. - Client Success Team at Beyond Finance

Dec. 1st, 2022

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Rose Dodd Williamsport, PA

I knew I had to take control over my debt. Enough was enough. The representative I spoke to was amazing. They understand and told me I wasn’t alone in this. They were able to find me a solution and put me on a payment plan that would fit my needs. I am so happy I made this step. Looking forward to seeing my growth and changes along the way. Thank you for everything!

2 months ago

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Reply from Beyond Finance

Rose— Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program. Thanks for choosing Beyond Finance! - Client Success Team

Dec. 1st, 2022

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Denise Davis Gulfport, MS

I’m sorry I don’t remember the name of the rep who took my call. But he was very kind helpful and knowledgeable. He really went above and Beyond to make this whole experience as easy as possible. I did have some doubts calling in but he guided me so well through the process. I’m very happy so far with your service. Please thank him again for me!! 😀

2 months ago

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Reply from Beyond Finance

Hi there, Denise— Thanks for your lovely review! We’re so happy you had such a great experience with our representative. We put a lot of work into helping our clients move toward a brighter financial future with care and kindness, so we’ll be sure to pass your wonderful words on to them. Thanks for choosing Beyond Finance! —Client Success Team

Dec. 1st, 2022

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Charlene Mt. Dora, FL

This whole process has been very helpful and to learn that I will be getting back on track with my finances.

4 days ago

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Reply from Beyond Finance

Hi Charlene,   Thanks for the positive feedback, and congratulations on moving beyond debt! Our goal is to get our clients back on track financially, and we’re so happy to be helping you accomplish that.   Thanks again,   Client Success Team at Beyond Finance

Feb. 3rd, 2023

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Dennis Decker McCook, NE

Latoya C was wonderful she made sure i understood everything helped me set up everything on my computer she was very patient with me thank you

1 week ago

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Reply from Beyond Finance

Dennis— Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program. Thanks for choosing Beyond Finance! - Client Success Team

Feb. 3rd, 2023

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Lori Sokol Lake Worth, FL

Extremely frustrating. I've been dealing with them for about a year. Initially a great pitch, promising me they would "take care of everything." They've since settled a few of my credit card debts, but I've had to deal with lawyers and the court system, as they are not very conscientious. I have to constantly call and make sure they're doing their job so that I don't keep getting served with court papers! Lazy about ensuring debts are settled and everything is in order. They use the excuse they can only work with the funds available, but they don't do their job very well, even when they do have the funds. Communication sucks - they make "appointments" to speak with me, and then they don't call!

1 month ago

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Reply from Beyond Finance

We appreciate you sharing your experience, Lori. We’re sorry to hear that your creditors chose to go this route. While not every creditor takes this approach, some creditors are unfortunately more aggressive in their debt collection methods than others. We understand that this is not only a frustrating experience but that it can also be a stressful one as well. we’re sorry you feel you were in need of more support from our team. We want to be there to help our clients navigate experiences like this, however rare, and would love to learn more about your experience and continue working with you. Give us a call at 800-282-7186 or email [email protected] and we’ll do our best to help you figure out next steps. - Client Success Team at Beyond Finance

Jan. 4th, 2023

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Pam Clevenger

so far, the company has done everything that I have asked an more. Their Customer Service Reps are knowledgeable, and helpful, and the company is assisting me to a debt free future

1 month ago

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Reply from Beyond Finance

Pam— Congratulations on taking the first step toward financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program. Thanks for choosing Beyond Finance! - Client Success Team

Jan. 4th, 2023

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Lori O'Fallon, MO

Akala was very kind and helpful. It’s hard to make the call but she made it much easier.

3 days ago

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Deanna Hoffmeyer Farmington, MI

I heard an ad on the radio and for the first time in my life called the number right away. I am so happy that I did. Rich took the time immediately to walk through my financial situation and what he could offer me. That night I slept better than I have in months. I truly feel that Rich and Beyond Finance genuinely care about their clients. I would recommend this to anyone going through financial hardship with creditors or personal loans. He explained that the situation I was in wasn’t something that I should feel guilty about and that this happens to millions of Americans yearly. What you’re signing up for with credit cards and loans doesn’t include what will happen if your only able to make the minimum payment each month. The process with Beyond Finance is very easy to understand and their app allows you to track the daily changes to your plan. This includes the lower amount the credit cards will settle to have your balance completely paid off!! I can’t wait to have all of my debt settled and I believe that Rich and Beyond Finance will be with me the entire way!

4 months ago

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Reply from Beyond Finance

Deanna— Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program. Thanks for choosing Beyond Finance! - Client Success Team

Sep. 15th, 2022

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Emma Rodriguez

They were efficient when I originally called them. They were quick and straightened to the point. They guided me through everything I have to do in order to eventually be debt free.

2 months ago

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Reply from Beyond Finance

Hey Emma— Your great feedback means so much to us. Our goal is always to help clients to feel comfortable with their program and how it works before we begin. Now that you’ve enrolled, we can start facilitating resolutions with your creditors so that you can live a better, debt-free life! We’re happy to be on this journey with you. Thanks for choosing Beyond Finance. - Client Success Team

Dec. 1st, 2022

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Felicia Rienzi, MS

Tammy made me feel like her only customer. She was so friendly and encouraging. My stress over my overwhelming credit card and doctor bill debt went down exponentially will talking to her. She desires a gold star for her service!

3 months ago

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Reply from Beyond Finance

Hey Felicia! We’re so happy to hear about your positive experience with Tammy! We do our very best to ensure our clients are well-informed, cared for, and supported through the entire program, so we’ll make sure to pass your kind words on to them! We look forward to helping you resolve all of your enrolled debt. —Client Success Team at Beyond Finance

Nov. 4th, 2022

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Amy Pena Austin, TX

I had a great experience getting help from Beyond Finance. I spoke with Rick S and he was so compassionate and understanding in a situation that quite frankly had me feeling embarrassed. I feel relieved and like I am in good hands!

3 months ago

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Reply from Beyond Finance

Hey Amy— Your amazing feedback means so much to us. Our goal is always to help clients to feel comfortable with their program and how it works before we begin. We are so glad to hear that our representative, Rick, made you feel heard and got you set up with your program. As always, you’re welcome to contact us any time at [email protected] or 800-282-7186. - Client Success Team at Beyond Finance

Nov. 4th, 2022

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Robert M Burt Dallas, TX

Very friendly , informative , they understand your situation and do not judge you. Professional , and courteous, I found it easy to talk to them about my situation , and they give good advice . After starting my journey with Beyond , I have a feeling of relief . That everything is going to be OK !

3 months ago

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Reply from Beyond Finance

Thanks for leaving us a review, Robert! We’re so glad that you chose to enroll in the program, and we can’t wait to help you move beyond debt. We’re dedicated to keeping you up-to-date with your progress throughout your journey! You can track your debt relief progress by viewing your program online [https://www.beyondfinance.com/], or by contacting us at [email protected] or 800-282-7186. Thanks for choosing Beyond Finance! - Client Success Team

Nov. 4th, 2022

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Agnes appiah Odenton, MD

I actually like the way the team worked with me to resolve my debt problems!

2 days ago

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Blessed black beauty Metoo Milton, FL

Jeff was very informative and caring and making this experience easy and i would tell all about this company. I came here seeking help after two very low moments in my life and he was so much empathy and i felt like i made the best decision coming to this company.....Thank you even thru my tears and hurt I feel this was the best thing that i can do to help me and get from under so much debt.

4 months ago

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Reply from Beyond Finance

Hi there! The fact that you had such a great experience with our representative, Jeff, is music to our ears! It’s vital to us that our team is able to be there for you in a way that makes you feel comfortable, supported and fully informed. Thanks for letting us know that we’re on the right track! Client Success Team at Beyond Finance

Sep. 28th, 2022

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Lori South Gate, CA

I was with a different consolidation company and switch to beyond. I got great service, updated emails on my account and whats going on, as well every question I asked answered! I found out more from beyond of my choices ,and how to get rid of debt then I ever got from previous company I was with. All my questions were answered and they have great customer service.

5 months ago

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Reply from Beyond Finance

Hi Lori, Thanks for leaving us such a great review! We’re happy to hear that our client service is living up to your expectations and that our team is giving you the support you need. As always, you’re welcome to contact us at [email protected] or 800-282-7186. Thanks for choosing Beyond Finance! - Client Success Team

Sep. 15th, 2022

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Carl Lorey Southlake, TX

I was interested in consolidating my debts and looked online to see the best companies. This was the top rated company. When I talked to the representative, she explained things so well and allowed me to go at my own pace. She wasn't pushy and I felt she was genuinely concerned about helping me. Great experiences with all involved. So far, I am super impressed!

5 months ago

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Reply from Beyond Finance

Hi Carl— We’re glad you found us and we can’t wait to help you move beyond debt! Our goal is always to help clients to feel comfortable with their program and how it works before we begin. Now that you’ve enrolled, we can start facilitating resolutions with your creditors so that you can live a better, debt-free life! We’re happy to be on this journey with you. Thanks for choosing Beyond Finance. - Client Success Team

Sep. 14th, 2022

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Lee Lunday Henderson, NV

Well, it's much to early to give a qualified rating. However, so far, I'm please with this process and look forward to have a little change in my pocket. The last company I was working with was getting $260 a month to settle 5 accounts for me. They did absolutely nothing to resolve or reduce my debts. They merely took $4,000.00 from my bank account over a period of roughly 16-17 months. Beyond is taking just under $270.00 to work with 12 creditors of mine. I have one major creditor to deal with - my bank credit card, which I am able to pay off each month. With Beyond's help, I now have extra cash to enjoy life with once again. So, I'm very pleased with what Beyond has made possible for me.

7 months ago

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Reply from Beyond Finance

Lee — Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program. Thanks for choosing Beyond Finance! - Client Success Team

Jun. 29th, 2022

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Colette Merrill Carthage, MO

I am happy to have turned to Beyond Finance. Hesitantly, I needed to turn to this drastic solution because I found myself quickly in this impossible situation. When I got my last unsecured loan, I found myself in deep financial trouble. I did not want to claim bankruptcy so I decided to listen to Beyond Finance. Breauna was the one who called me when I signed up for information about the program and I am glad I did find out information. She was so helpful and I had to keep interrupting her to have something explained. She took her time with me and was so patient. The initial call ended up being three hours, but I didn't mind at all because I came away confident and knowing for sure that this was the right thing to have done. The experience was easy and a hundred-pound weight had been lifted off my shoulders. She explained everything until I was satisfied that I understood exactly what was going to be done for me. She was careful to get every piece of information correct that I was giving her so there was no stone unturned as to how I found myself in this position. They understand that things happen. She encourages me to give as much detail as possible and if I thought of anything out while we were talking to stop her and tell her. I do feel good that I took the chance and listened to what this program had to offer and what it can and will do for me. My advice for you if you find yourself in a financial strait you can't handle because of the unexpected ahead; and you know the consequences of bankruptcy, this is the far better choice. It will get you out of debt with only one payment that covers everything! Nothing is hidden, it is plainly transparent.

8 months ago

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Reply from Beyond Finance

Hi Colette, Congratulations on taking control of your finances and thank you for the wonderful review! We thrive on this kind of feedback and are thrilled that our program is helping you resolve debt without bankruptcy. Thanks for choosing Beyond Finance. - Client Success Team at Beyond Finance

Jun. 3rd, 2022

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LINDA EINHOLZ Houma, LA

The company was very courteous and polite explaining everything in detail that I needed to know about this program that I was coming into For my Debt Settlement.

2 months ago

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Reply from Beyond Finance

Hi Linda— Your great feedback means so much to us. Our goal is always to help clients to feel comfortable with their programs and how it works before we begin. Now that you’ve enrolled, we can start facilitating resolutions with your creditors so that you can live a better, debt-free life! We’re happy to be on this journey with you. Thanks for choosing Beyond Finance. - Client Success Team

Dec. 1st, 2022

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lenny salati The Bronx, NY

Such a great experience Destiny was so professional and thorough she was really patient and helped me out. she answered all my questions and concerns. everyone should be like Destiny very very helpful.

3 months ago

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Reply from Beyond Finance

Lenny — Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program. Thanks for choosing Beyond Finance! - Client Success Team

Nov. 4th, 2022

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Heather Alls McGregor, TX

Nissa R did a wonderful job at explaining everything as we went. She was so helpful to find the right path that we need to take. She answered all of the questions that my husband and I had.

3 months ago

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Reply from Beyond Finance

Hi Heather! Your great feedback means so much to us. Our goal is always to help clients to feel comfortable with their program and how it works before we begin. We're glad to hear that our representative, Nissa, was able to fully explain our process to you. Now that you’ve enrolled, we can start facilitating resolutions with your creditors so that you can live a better, debt-free life! We’re happy to be on this journey with you. Thanks for choosing Beyond Finance. - Client Success Team

Oct. 19th, 2022

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Tee Reed West Roxbury, MA

I transferred my debt from National Debt Relief to Beyond Finance. Customer service was amazing, the dashboard was accurate and explainable. The payments were reasonable. Within months later, I was offered a graduation loan for making timely payments, I def recommend it

3 months ago

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Reply from Beyond Finance

Hi Tee, Thanks for the great feedback—we're so glad that you chose to enroll with us! We are also glad to hear that you're having a great experience with our program and our team! We’re dedicated to keeping you up-to-date with your progress throughout your journey! You can track your debt relief progress by viewing your program online [https://www.beyondfinance.com/], or by contacting us at [email protected] or 800-282-7186. Thanks for choosing Beyond Finance! Client Success Team at Beyond Finance

Oct. 20th, 2022

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Chad George Greenville, MI

I was called less than 30 seconds after I submitted my application. Then within 10 minutes I was approved for Debt Settlement Service. They got me down to a monthly payment I can afford, and I am looking forward to becoming debt free.

4 months ago

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Reply from Beyond Finance

Thanks for leaving us a review, Chad! We’re so glad that you chose to enroll in the program, and we can’t wait to help you move beyond debt. We’re dedicated to keeping you up-to-date with your progress throughout your journey! You can track your debt relief progress by viewing your program online [https://www.beyondfinance.com/], or by contacting us at [email protected] or 800-282-7186. Thanks for choosing Beyond Finance! - Client Success Team

Oct. 20th, 2022

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Terry Snyder Dayton, OH

I very much appreciate how I was treated with respect and kindness by Kyle. He was so patient with me regarding my signature on the application forms. Plus putting me at ease regarding the situation I have put myself regarding credit cards and loans. I thank you very much helping me relieving my stress. Thanks again

4 months ago

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Reply from Beyond Finance

Hi Terry— This is the kind of feedback we live for. We know that our clients deserve all the compassion and support in the world, and we’re so glad to know that we’re meeting that expectation. We’ll be sure to pass on your wonderful words to Kyle. We look forward to continuing to help you reach your goal of financial freedom. —Client Success Team at Beyond Finance

Oct. 20th, 2022

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Donna Anderson Fond du Lac, WI

It was so easy to get started! Edwin did his best to tell me not to worry or be nervously stressed about making a mistake. He assured me they will be here to help me in anyway they can. It’s only been a few days and I am feeling like I made a great choice going with them.

4 months ago

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Reply from Beyond Finance

Hey Donna! We’re so happy to hear about your positive experience with Edwin! We do our very best to ensure our clients are well-informed, cared for, and supported through the entire program, so we’ll make sure to pass your kind words on to them! We look forward to helping you resolve all of your enrolled debt. —Client Success Team at Beyond Finance

Sep. 15th, 2022

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Dhs319 Roanoke, AL

Beyond Finance has taken a load off my shoulders. They have made it where all of my payments have come from five or six into just one. They thoroughly explain the process and all of my options. I searched several companies and this is definitely the company to go with.

4 months ago

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Reply from Beyond Finance

Hey there— Your good feedback means so much to us. Our goal is always to help clients to feel comfortable with their program and how it works before we begin. Now that you’ve enrolled, we can start facilitating resolutions with your creditors so that you can live a better, debt-free life! We’re happy to be on this journey with you. Thanks for choosing Beyond Finance. - Client Success Team

Sep. 15th, 2022

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Vicki C. Liverpool, NY

This was a stressful decision I had to make and I'm so glad to be working with Beyond Finance. The rep I worked with, Conrad D., was beyond kind and professional. He made the process very easy. I'm am at the beginning of the process but so far things have gone very well.

5 months ago

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Reply from Beyond Finance

Welcome to the program, Vicki! We know that being burdened by debt can be stressful, so we’re glad you found us! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program. Thanks for choosing Beyond Finance! - Client Success Team

Sep. 15th, 2022

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star star star star star

Tony Langley Cookeville, TN

Felt unsure about giving my financial information to a complete stranger. My representative made that unsure feeling disappear with genuine concern and attention to my dire credit situation due to unforeseen health complications.

5 months ago

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Reply from Beyond Finance

Hi Tony, Thanks for the feedback! We want all of our clients to have a great experience with our program. We’re happy that our representative was able to make you feel comfortable during the onboarding process! During your program, keep track of your progress by viewing your program online [https://www.beyondfinance.com/] or by contacting us with questions at [email protected] or 800-282-7186. We’re here to help. - Client Success Team at Beyond Finance

Sep. 15th, 2022

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Lorrie Lomira, WI

So far they’re great company I have not been with them very long but a few days this rating is OK for now but I will let you know more later on how the company is doing so far there a great company they are doing well for me

5 months ago

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Reply from Beyond Finance

Welcome to the program, Lorrie! Thanks for taking the time to review us! We know that being burdened by debt can be stressful, but we’re excited to help you take your first steps towards a brighter financial future. We’re committed to keeping you informed as progress is made on your debt resolution journey: you can always track your debt resolution progress by viewing your program online [https://www.beyondfinance.com] or contacting us with questions at [email protected] or 800-282-7186. We’re here for you. - Client Success Team at Beyond Finance

Sep. 14th, 2022

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Lancelot Collymore Las Vegas, NV

From the beginning of the the conversation to the end; I was treated With the Most courtesy and respected, any person can expect to be treated. Also very knowledgeable in their work. Take it from me I had a wonderful experience on this call. Thank you, Lancelot

5 months ago

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Reply from Beyond Finance

Hi Lancelot, Thanks for the feedback! We want all of our clients to have a great experience with our program–we’re happy that our Client Success team gave you the support you needed. As always, you’re welcome to contact us any time at [email protected] or 800-282-7186. - Client Success Team at Beyond Finance

Aug. 16th, 2022

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Jesse Kalin Charlotte, NC

Rodrigo G was the agent I spot to and he could not have possibly been better. He explained everything to me, took the time to make sure I understood everything, went over all options and was just truly a pleasure to speak with. I will say that being transferred to the other rep after speaking to him seemed redundant as she basically told me the exact same things he did. She was very nice, but it just seemed a little pointless as he told me everything she did beforehand.

6 months ago

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Reply from Beyond Finance

Hi Jesse, Thanks for the feedback! We want all of our clients to have a great experience–we're sorry that you found a part of your call with our team to be redundant. On the other hand, we're glad that our representative, Rodrigo, was able to fully explain our program to you and prepare you to begin your debt relief journey! As always, you’re welcome to contact us any time at [email protected] or 800-282-7186. - Client Success Team at Beyond Finance

Jul. 27th, 2022

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Joe Morales Rio Grande City, TX

From the very beginning of my conversation with the Beyond Finance representative, I felt very comfortable and at easy as he explained how the program worked. I immediately realized that this was the program that would help me pay down my ballooning debt and start saving me thousands of dollars and improving my cash flow situation. After I received Welcoming Kit and reviewed the Debt Resolution Agreement, I knew this was the program to resolve my current financial difficulties and signed up immediately. At this point they have been very transparent and I'm very satisfied with the program.

6 months ago

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Reply from Beyond Finance

Joe— Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program. Thanks for choosing Beyond Finance! - Client Success Team

Jul. 20th, 2022

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Michael Houston, TX

i have been overwhelmed because of health issues and paying bills. borring money. credit cards maxed i couldnt keep up and built up a preety hefty debt. i researched what was my best options. i also researched companies, i am not sure how this will work out, but the strees already is 50 percent less. The people there were awesome exspecially bianca t. i cant say enough of how nice and helpful she was, please the others i talked to. I pray this works. Tkanl you. Michael

6 months ago

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Reply from Beyond Finance

Welcome to the program, Michael! We know that being burdened by debt can be stressful, so we're glad that our program is already alleviating some of that stress and giving you a pathway to your financial goals. We can't wait to help you move beyond debt! We’re committed to keeping you informed as progress is made on your debt resolution journey: you can always track your debt resolution progress by viewing your program online [http://portal.beyondfinance.com] or by contacting us with questions at [email protected] or 800-282-7186. We’re here for you. - Client Success Team at Beyond Finance

Jul. 20th, 2022

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Tor Duncan Lawton, OK

Made it easy to understand my financial situation and ways that they'll work with me and my creditors to help me regain control of my financial future. I can rest easy knowing that with this program I don't have to figure out which bill i can afford to pay and which one will fall by the wayside and destroy my reputation and credit. Thank you Beyond Finance!

7 months ago

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Reply from Beyond Finance

Hi Tor, We know that being in debt can be stressful, so we’re glad to hear that our program is making you feel hopeful about your financial future and helping you regain control over your finances. During your program, keep track of your progress by viewing your program online [https://www.beyondfinance.com/] or by contacting us with questions at [email protected] or 800-282-7186. We’re here to help. - Client Success Team at Beyond Finance

Jun. 29th, 2022

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Tony G

My representative answered all my questions and achieved or exceeded my expectations. Great job.

3 weeks ago

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Reply from Beyond Finance

Hi Tony,   Thanks for the feedback! We want all of our clients to have a great experience with our program—we’re happy that our Client Success team was able to answer all of your questions. As always, you’re welcome to contact us any time at [email protected] or 800-282-7186. - Client Success Team at Beyond Finance

Feb. 3rd, 2023

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Chris Marbella, MA

While paying minimum balance, my credit rating went down subtantially and upon a costly divorce involving real estate division, I needed to recover financially avoiding tapping into my 401(k) as in a high tax bracket. Shopping around for loans, I was directed to Beyond Finance and did not hear before about that Debt Resolution program. I used it for 3 credits over a period of 3 years, graduated last month and joined again for two remaining credit card accounts as I was quite pleased with the program. One's situation needs to warrant that form of help, yet I don't have any regrets and where my FICO rating went from 845 to about 550 during that phase, it could recover within a few months once the original creditors are paid. I had very helpful and patient representatives and I feel that Beyond Finance can be a lifesaver if one can qualify.

11 months ago

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Reply from Beyond Finance

Hi Chris, Thanks for the positive feedback, and congratulations on moving beyond debt! Our goal is to get our clients back on track financially, and we’re so glad to hear our program is helping you accomplish that! Thanks again, Client Success Team at Beyond Finance

Mar. 4th, 2022

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Yahoo Miami, FL

Everyone was professional and friendly. They made the whole process less humiliating. A special thank you to Katianna.

1 month ago

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Reply from Beyond Finance

Thanks for your lovely review! We’re happy you had such a great experience with our team. We put a lot of work into helping our clients move toward a brighter financial future with care and kindness. Thanks for choosing Beyond Finance! —Client Success Team

Jan. 4th, 2023

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Michele Fullum Buffalo, NY

The communication, the friendly and professional workers. Making sure I understood everything. The willingness to help

1 month ago

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Reply from Beyond Finance

Hi Michele, Thanks for the feedback! We want all of our clients to have a great experience with our program—we’re happy that our Client Success team gave you the support you needed during this journey. As always, you’re welcome to contact us any time at [email protected] or 800-282-7186. - Client Success Team at Beyond Finance

Jan. 4th, 2023

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Miranda Snow Oceanside, CA

I am so beyond frustrated with this company. I was seeking options that were not bankruptcy and came across Beyond. I feel as though it has turned into, if it’s too good to be true, it probably is. When I first started the program, accounts were being settled fairly quickly and I could start to see the light at the end of the tunnel on paying off debt as I am trying to put this behind me so that I can move forward with life. Last week I was under the impression that I was ready to graduate early as I gave this company every cent needed to pay off my remaining accounts and get my last account into settlement. I received a notification of my final account being settled, then with no communication whatsoever, apparently the creditor cancelled the settlement and this was not communicated to me at all by Beyond. I am so incredibly disappointed in the lack of communication from this company regarding my account and when IMPORTANT things like these happen. I honestly think that they are dragging their feet on settling this last account as a way to continue collecting money from me and NOT get me out of debt. Whenever I call to express my frustration I am met with canned answers and nothing being escalated up to proper parties. I could go on and on about the other disappointments this company has delivered but this could be an even lengthier review. All I want is to graduate and be done with this nightmare. It started out pleasant and now it has left me with such a sour taste in my mouth and NO ONE is willing to help me. If I had known them, what I know now, I would not recommend Beyond Finance to anyone. Signed, a crushed and defeated customer.

3 months ago

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Reply from Beyond Finance

Thank you for the feedback, Miranda. We are looking into this for you and will be reaching out as soon as possible to resolve this matter. In the meantime, you can contact us at 800-282-7186 or [email protected]ance.com to speak directly with a member of our team. - Client Success Team

Oct. 20th, 2022

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Joanne Lombardo Ronkonkoma, NY

Thank you to Veronica B and Damien F for all the patience and explaining everything as to how the program works and how much money beyond fiancé is going to save me every month . Thank you

4 months ago

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Reply from Beyond Finance

Hi Joanne, Thanks for leaving us such a great review! We’re happy to hear that our Client Success team is living up to your expectations. As always, you’re welcome to contact us at [email protected] or 800-282-7186. Thanks for choosing Beyond Finance! - Client Success Team

Oct. 19th, 2022

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Fanisha Houston, TX

Great experience so far. Looking forward to this Financial lifestyle change. They helped me log into the app. Made sure I had a clear understanding of everything. Great customer service.

4 months ago

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Reply from Beyond Finance

Thanks for the positive feedback, Fanisha! We know that being in debt can be stressful, so we’re glad to hear that our program is helping you take steps toward a brighter financial future! During your program, keep track of your progress by viewing your program online [https://www.beyondfinance.com/] or by contacting us with questions at [email protected] or 800-282-7186. We’re here to help. - Client Success Team at Beyond Finance

Sep. 15th, 2022

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Peter adams

I Reached out to this program following up from a previous program that I was on the was too costly for me . the fees for Beyond Finance are so much better than other companies. And the process are nearly half of the time and cost I will be very appreciative of this process with Beyond Finance and recommended to others

4 months ago

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Reply from Beyond Finance

Hey there Peter, Thanks for the great feedback! We are glad to hear that our program is working for you so far! We’re here to support you. Remember that you can reach out to us with any questions or concerns at [email protected] or 800-282-7186. Client Success Team at Beyond Finance

Sep. 15th, 2022