Name: Beyond Finance
Rating: 4.8

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Freddie White

I liked that the rep was professional and courteous. They explained things well. Although there were a lot to cover they gave me an opportunity to call and review things I don’t understand

4 months ago

Reply from Beyond Finance

Hi Freddie,

Thank you for your feedback! We're pleased to hear that you found our representative professional and helpful. Our team is always here to support you in understanding every aspect of your program.

— Beyond Finance

Oct. 14th, 2025

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Bb

I dislike how I asked what was the interest rate and the woman told me there wasn’t one. There clearly was and it’s included in the biweekly pay but I wanted the numbers up front and she wasn’t telling the truth. Either way very friendly company. I am still a client.

4 months ago

Reply from Beyond Finance

Hi there,

We strive for clarity and transparency from the outset, providing all clients with a comprehensive Welcome Kit and detailed explanations during the enrollment process. We're committed to upholding the highest ethical standards and regret that your experience did not meet these expectations.

We would love the opportunity to answer your questions and provide you with clarity surrounding any steps in our specialized process. Please reach out to us at clientsuccess@beyondfinance.com or 800-282-7186.

— Beyond Finance

Oct. 10th, 2025

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Terry Lee

This company is NOT A GOOD COMPANY This company is NOT A GOOD COMPANY. DO NO TGO THROUGH THEM. They use wording to confuse you all the while they DID NOT, I REPEAT DID NOT contact all of your creditors right away. I paid them on time, and all of my creditors dinged me for non-payment. This company waits to send out any funds and then claims the creditor only wants a minimum amount for months. I paid $595 to Beyond and that amount should have been divided up between all the creditors including their fee. Nope, that's not what happened. I arranged to get them paid off and made all the call to stop the last payment to pay them off. They put me on hold for at least 3 minutes and claimed that the payment was stopped. They DID NOT put any of that in the notes and drew the payment anyway. They DO NOT USE GOOD BUSINESS PRACTISED. Example: When requesting a statement, they send a screen shot claiming that they do not have the means to do statements. When requesting a payoff letter, they claim that they do not have a way of writing one and sent another screen shot. After getting an amount of pay off and they claim that there are no monthly charges, the number of payments left to pay DID NOT MATCH HOW LONG I ACTUALLY SHOULD HAVE. It would take 6 months longer than by calculating the amount and how many months came to. It is worth a small loan cost to get out from under these people. I will make sure my bank blocks any chances of them drawing any further moneys.

5 months ago

Reply from Beyond Finance

Hi Terry,

It seems there may be misunderstandings about how our services operate. Our services are designed to help you lower your monthly payments and move towards financial independence. We aim for transparency in all communications.

We would like the opportunity to review these concerns with you. Please reach out to our Client Success team at clientsuccess@beyondfinance.com or 800-282-7186.

— Beyond Finance

Sep. 12th, 2025

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Gina Hernandez

I am appreciative of the communication both by phone calls and email…I am still a little nervous of “not” paying my credit card payments! But, I feel confident Beyond Finance will see me through this process!

6 months ago

Reply from Beyond Finance

Hi Gina,

We’re grateful for your positive feedback! Our team is dedicated to supporting you, and we’re here to help you navigate this journey toward financial freedom with confidence.

— The Client Success Team at Beyond Finance

Aug. 19th, 2025

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Omar

I not only like but love the experience I had with Accredited. If I had to do it all over again, I would. This process made sense to me which is why I couldn't let this opportunity pass me by.

7 months ago

Reply from Beyond Finance

Hi Omar,

We're delighted to hear that your experience with us was so positive! Thank you for recognizing the value in our process—your enthusiasm truly motivates our team.

— Beyond Finance

Aug. 6th, 2025

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Shelley Occhiuto

Otto was great, friendly and professional

2 weeks ago

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Karen Kleckner

Quick and easily explained. Great option for debt reduction

2 weeks ago

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Grace Buzzetta

The compassionate staff that I worked with

2 weeks ago

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ronald rawleigh

Very polite and friendly to work with, very helpful

2 weeks ago

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Centerfuge

Seamlessly gggg%%gggggggggg7877777788888888

2 weeks ago

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Gay North

Patient Max taught me so much. I am forever grateful

2 weeks ago

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Susan Shepherd

Ease of process and very informative customer service

2 weeks ago

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timi godin

Very professional and showed empathy to my situation!

2 weeks ago

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Lynda Lopez

Friendly and knowledgeable representative.

3 weeks ago

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Phil Bolton

I needed this badly. I cannot wait to finish the program.

3 weeks ago

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JEANNETTE

VERY KNOWLEDGEABLE AND MADE ME FEEL CONFORTABLE

3 weeks ago

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Alex Oliva

Ease of use. Clear instructions. Friendly staff

3 weeks ago

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Sandra Hoglund

It was a good experience very easy to understand and explained to me everything

3 weeks ago

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Ryan Nelson

So far I'm feeling free for the first time in a long time

3 weeks ago

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Brian Bergeron

The clear communication regarding the entire process.

4 weeks ago

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Ann

My experience was clear and was explain very clearly. Mr John H was very knowledgeable and walked me through the paperwork and help me set up my app ! I have never been through this process before and hope it will help me not to worry about my debt ! Just waiting on getting my agreement sent to me ! Hope it will solve my problems !

10 months ago

Reply from Beyond Finance

Hi Ann,

Thank you for your kind words! We’re delighted to hear that your experience was clear and that John was able to guide you through the process. Our team at Beyond Finance is dedicated to ensuring our clients feel informed and supported as they embark on their journey to financial freedom. We’re here to help you every step of the way. If you have any questions or need further assistance, please don’t hesitate to reach out.

— The Client Success Team at Beyond Finance

Apr. 17th, 2025

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Fannie Gasparik

The way that everyone at beyond has treated me is beyond words (No pun intended). I was so nervous and stressed and everyone I spoke with was very reassuring and positive. Life is stressful enough and knowing that you are not being judged but assisted is a great feeling. Thank you all.

11 months ago

Reply from Beyond Finance

Hi Fannie,

Thank you for sharing your experience with us! We’re grateful to hear that our team made a positive impact during such a stressful time. Providing support without judgment is essential to us at Beyond Finance, and it’s wonderful to know you felt reassured throughout your journey. Your kind words inspire us to continue helping our clients work towards a debt-free future.

— The Client Success Team at Beyond Finance

Apr. 17th, 2025

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Erinne Clark

Theretter W was an amazing finance representative who was helpful and managed to make me feel at ease and not awkward or bad about taking this step, but rather confident and capable in my decision and ability to complete the program successfully and even early!

11 months ago

Reply from Beyond Finance

Hi Erinne,

Thank you for taking the time to share your experience! We’re pleased to hear that Theretter made you feel comfortable and confident in your decision. It's our goal at Beyond Finance to empower our clients as they navigate their journey to financial freedom. Knowing that you felt capable and supported is truly rewarding for our team.

— The Client Success Team at Beyond Finance

Mar. 12th, 2025

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Santia Bullock

Elizabeth M is excellent! She was kind, professional and guaranteed no judgement would be given over my debt. She was patience and explained the process thoroughly. She also gave me the confidence to be okay with asking for help.

11 months ago

Reply from Beyond Finance

Hi Santia,

Thank you for your wonderful feedback! We're delighted to hear that Elizabeth made such a positive impact on your experience. Our team members, like Elizabeth, are dedicated to providing compassionate support and clear guidance, ensuring you feel comfortable throughout your journey. It's great to know she helped instill confidence in you to seek assistance.

— The Client Success Team at Beyond Finance

Feb. 28th, 2025

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Lisa

The initial process was comforting. I felt a sigh of relief.

1 month ago

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Harry Ogg

Very friendly and help. I spoke with some rep that seemed to really care about me and my situation.

1 month ago

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Jason Harris-Murphy

Helping us better our finances through the service provided.

1 month ago

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Maritza Cannone

Great customer service . Very knowledgeable and got me a great deal

1 month ago

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Brian

So far, perfect service and support. My personal rep Veronica is wonderful

1 month ago

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Connie Divin

The representative was helpful and understanding without sounding judgmental.

1 month ago

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Joel CAMPBELL

Tyler M. was beyond professional. He deserves several gold stars.

1 month ago

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Julie Clawson

Everyone was very nice. Explained everything in detail. They did not make me feel like a looser! It was very difficult for my husband and I to make this call, our credit was good and we hate the fact that it's not going to be now! But we had no choice. Life has a way of throwing curve balls but the staff at beyond finance put us at ease and again made us feel so much better about our financial future! Thank you.

1 year ago

Reply from Beyond Finance

Hi Julie,

Thank you for sharing your positive experience with us! We’re thrilled to hear that our team made you and your husband feel comfortable during this challenging time. Our mission is to help clients like you navigate challenges life throws your way, and it’s wonderful to know that we were able to ease your concerns about the future. We’re here for you every step of the way!

— The Client Success Team at Beyond Finance

Jan. 21st, 2025

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Raquel

Never ending keep paying my credit card. I pray that I could find a solution to my problem. I search on line and I come across with Beyond Finance excellent rating in helping others who were drown to debt..I called right away and was so thankful, staff were so kind, knowledgeable and explained in a simple way. Thank you MEGAN for the conversation we had ,you put a light to my problem.. God bless!. Raquel

1 year ago

Reply from Beyond Finance

Hi Raquel,

We’re thrilled to hear about your positive experience with our team at Beyond Finance! It's wonderful to know that Megan and our other experts could provide you with the guidance and support you were seeking. Part of our mission is to assist clients like you in breaking free from the cycle of debt, and your kind words inspire us to continue our work. Thank you for choosing Beyond Finance!

— The Client Success Team at Beyond Finance

Jan. 21st, 2025

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Jerry Newton

I like the fact that with the help of Beyond Finance, I should be debt free in approximately 55 months, The communication is fabulous, they stay in touch with me to let me know how things are going, I honestly didn't know which way to turn with accumulated debt mostly from the pandemic era a little while back, I am a bit nervous with my creditors whether they will comply or not, hopefully everything will work out the way Beyond Finance said it would. I would highly recommend Beyond if you are financially strapped like I am.

1 year ago

Reply from Beyond Finance

Hi Jerry,

We’re thrilled to hear about your positive experience with Beyond Finance! Our team is dedicated to providing excellent communication and support throughout your journey to becoming debt-free. It's perfectly normal to feel nervous about your program with us, but know that our team is always here to support you. Your recommendation means a lot to us, and we’re excited to be a part of your path toward financial freedom!

— The Client Success Team at Beyond Finance

Jan. 21st, 2025

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Lynn Feroz

Carver was especially kind and informative. He knew how hard it was for me to do this, especially since I am paying for something that was not even my fault, that is going to hurt every month. He walked me through the process, gave me amazing advice, and even though I was very reluctant, I knew I made the right decision to secure my financial future. Thank you so much for helping me, and I look forward to working the program to completion.

1 year ago

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John

The Credit Counselor I spoke with was professional and a great communicator that listened as well as demonstrating expertise in describing my options. Ms. Brittney L gained my trust and commitment by striving to understand my situation and presenting logical and proven options. I felt like, I was back in control of my financial future and not spiraling out of control! I am grateful for her time and expertise.

1 year ago

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SK23

With the economy being as it is, I got in to so much debt that I just couldn't see a way out. So I seeked out this company for help as I had nothing to lose. It took only minutes for their response. They said that they could help get me out of the debt. I felt such relief. Like a ton of bricks was removed of of my shoulders. So if you like there's no way out, you should really give this company a try. Best decision I made for my debt.

1 year ago

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Nana of 14

I'm beyond (pun intended) happy for the way I have been treated as I begin my journey to be debt free from credit cards without declaring bankruptcy. I will be able to pay a good portion of my debt with the approval from debtors to reduce my amount owed. I certainly had many questions, maybe the same question many times with my financial representative, Holden R answering all concerns. His professional manner, understanding my situation and the phone calls to see how I am doing made me feel like family. Thank you Holden R very much.

1 year ago

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My review

I was overwhelmed with the amount of debt I had accumulated and saw no relief in sight. When I contacted Accredited Debt Relief I spoke with Richard M. He was knowledgeable, friendly and completely understanding. He took the time to go over my situation and explained the program in detail. It felt like a weight was lifted from my shoulders. I know it will take time but this is the first time I have felt hopeful about my situation. That is all because of Mr. M.

1 year ago

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Kenny Kind

I was hesitant at first, but the representatives there did such a wonderful job explaining how the entire process works and could benefit me. I mean they answered every question I had and was very upfront with me. No fast talking like some of these other companies. I actually felt like they really cared. I feel very confident I made the right choice.

1 year ago

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Becca Lynn

So far so good. My credit score has taken a hit and I have some creditors trying take me to court but I don’t have assets. It’s funny how credit companies and banks can take advantage of someone who lives in poverty. Someone who is making under 70,000 dot. Allow them over 6 credit cards and no one needs 13 -14 cards unless you’re wealthy and why would you use them if you have money? Anyways, the debts have been settled for half so far, however I don’t expect this to be the case with all of my creditors. I am very appreciative that Beyond was able to remove 25% of the anxiety caused by credit card debt. I will update reviews as the process goes along: I hope to be giving this company 5 stars by the end!

1 year ago

Reply from Beyond Finance

Hey Becca,

Thank you for the honest review. We're here to support you throughout your time working with us. As always, you’re welcome to contact us at clientsuccess@beyondfinance.com or 800-282-7186 with questions or concerns.

- Client Success Team at Beyond Finance

May. 8th, 2024

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Todd Nicholls

Wasn't sure if I wanted to do a program like this, because I always try and paid my bills on time. It is to the point where I am not going to be able to get a head. A lot of the problem is things that have happened to our finances thru the last few years. Edward went over many different things with me and took time to explain a plan that I might want to take. He didn't rush me into doing anything he gave me the choice to move forward. As the saying goes, you either sink or swim! I was sinking!! Todd

1 year ago

Reply from Beyond Finance

Hey Todd-

Thanks for your lovely review! We’re so happy you had a great experience with Edward. We care deeply about helping our clients move toward a brighter financial future with care and kindness. Thanks for choosing Beyond Finance!

—Client Success Team

Apr. 17th, 2024

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Pat

I had the best representative John K! He was very understanding with me and my problems that was about to happen to me. My financial situation was getting bad after years of dedication and faithfulness to my creditors. He was good to me in trying to see, what the best resolution would be for me. He got me a plan of action. He was fast, courteous, respectful of my needs. He needs a “pat” on his back. A job well done. I recommend Beyond Finance for your financial needs! Thank- you, John.

1 year ago

Reply from Beyond Finance

Hey Pat-

Thanks for the great feedback, and congratulations on moving beyond debt! People seeing real results is what it’s all about. Thank you for choosing Beyond Finance.

Thanks,

Client Success Team at Beyond Finance

Mar. 22nd, 2024

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Cathy L Baton Rouge, LA

La-Showndra was extremely helpful. She answered all of my questions and made everything very clear to me and when I didn’t understand something I felt very comfortable with her and was able to ask her to explain things again. She really took her time with me and made sure I understood everything she was explaining to me. La-Showndra H was a true Blessing to me and my family.

2 years ago

Reply from Beyond Finance

Hi Cathy-

Thanks for your lovely review! We’re so happy you had such a great experience with La-Showndra. We care deeply about helping our clients move toward a brighter financial future with care and kindness.

—Client Success Team at Beyond Finance

Jan. 31st, 2024

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Patricia Mack Rockledge, FL

I was searching for help managing my finances and not sure I would find it. I was doubtful that i could find help. But I did! With Beyond Finance!! My counselor spent a great deal of time with me shaping a manageable plan. He took great care to explain how Beyond Finance would work with me. Time was no problem, I never felt pressured or rushed. The plan we devised is path for moving forward in a positive and sensible way. I feel as if I be made a new friend...one who will guide me. There is a lot of support and quick access to advice in moving forward in a new way

2 years ago

Reply from Beyond Finance

Hi Patricia-

We’re so happy you had such a great experience with our team. We put a lot of work into helping our clients move toward a brighter financial future. Thanks for choosing Beyond Finance!

—Client Success Team at Beyond Finance

Jan. 17th, 2024

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Evelyn Williams Round Rock, TX

Talk about a superhero. This company and my customer debt resolver, Megan, came in the nick of time. After decluttering my house, I needed help to declutter some of my debt. Everything and every step of this program was explained to me and I’m confident it is going to help me tremendously. Everyone I spoke with was very professional and friendly and Megan was extremely patient. I can’t say thank you enough.

2 years ago

Reply from Beyond Finance

Hi Evelyn-

We’re so happy you had such a great experience with our team. We put a lot of work into helping our clients move toward a brighter financial future. Thanks for choosing Beyond Finance!

—Client Success Team at Beyond Finance

Jan. 10th, 2024

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Senad H St Louis, MO

Beyond Finance has been a pleasure to work with. They have a very professional and knowledgeable team that makes the whole process very easy to understand and they help you through everything with patience and understanding. Thank you for helping me get through all this and thank you for picking such awesome human beings to represent your company and help people such as myself get out of this hardship.

2 years ago

Reply from Beyond Finance

Hi there,

Thanks for your lovely review! We’re so happy you had such a great experience with our team. We put a lot of work into helping our clients move toward a brighter financial future. Thanks for choosing Beyond Finance!

—Client Success Team at Beyond Finance

Dec. 15th, 2023

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Keith Watson

I was apprehensive after looking at a TikTok video but after a conversation with the representative and reviewing my financial situation Beyond Finance has relieved and saved me thousands in interest that I had not really considered but it adds up when you have multiple loans. I feel relieved and stress free and can sleep good knowing soon I’ll be debt free.

2 years ago

Reply from Beyond Finance

Hey Keith!

We are glad that you came around to us! Congratulations on taking control of your finances and thank you for the wonderful review! We thrive on this kind of feedback and are thrilled that our program is helping you achieve your financial goals.

Thanks for choosing Beyond Finance.

- Client Success Team at Beyond Finance

Jul. 18th, 2023

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Cherry Wade Biloxi, MS

First of all, courteous, understanding, and respectful. Nobody starts out wanting to be in debt at any age. Times are hard for everybody now and it’s comforting to know there is a way out of this predicament. Everything was explained thoroughly and all my questions answered. In addition to thanking Beyond for this opportunity I would like to give a special thanks to Elizabeth and Fetima.

2 years ago

Reply from Beyond Finance

Hey Cherry—

Your good feedback means so much to us. It's true, it's very stressful to find yourself in debt, so we're glad you're feeling comfortable with your program and how it can help you start to work towards a better financial future! Now that you’ve enrolled, we can begin facilitating resolutions with your creditors so that you can live a better, debt-free life! We’re glad to be on this journey with you.

- Client Success Team at Beyond Finance

May. 30th, 2023

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Maryjane Littleton, CO

I’m new to the program, but onboarding was super easy, and more importantly, welcoming and compassionate! Other companies had turned us down because we were in too much trouble! We would not have had our debt paid down for 21 years by making minimum payments. Now we’re saving $1000/mo, plus we’ll be paid off in 48 months ! I can breathe again!!

2 years ago

Reply from Beyond Finance

Maryjane—

Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us and feeling that relief. We’ll continue to do everything we can to keep you updated on progress, work with your creditors to get each of your enrolled debts resolved, and help you to graduate your program.

We're so honored to be on this journey with you!

Client Success Team at Beyond Finance

May. 24th, 2023