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Beyond Finance

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8.6

Overall Score

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Maggie Palm Bay, FL

Liked: The attention (listening) to my problem when my personal banker couldn’t help, kindness, researching options for me, offering me 2 options to choose from all while I waited on the phone. The thorough explanation and education regarding how creditors charge interest rates and how I can improve my financial situation. Not at all pushy; actually, genuinely guiding me through process while allowing me to be in control of my choices without any pressure. Waking me through each step online with patience (as I’m not tech savvy), and when all was finished asked again if there is anything I had questions about directing me to where all my information can be found. The follow up is wonderful; very supportive as initially, it’s hard to sit back and allow process however, I don’t feel alone. Love that I’m not losing sleep over debt concerns as it’s in someone else’s hands, thank you! Didn’t like: Oh my, thus far I have nothing to dislike. Again, thank you!

3 years ago

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Reply from Beyond Finance

Hey Maggie!

Thanks for your lovely review! We’re so happy you had such a great experience with our team. We put a lot of work into helping our clients move toward a brighter financial future with care and kindness, so we’ll be sure to pass your wonderful words on to them. Thanks for choosing Beyond Finance!

-Client Success Team at Beyond Finance

Jun. 29th, 2023

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Ricky Laney Phoenix, AZ

I really appreciate my Rep Sonny's knowledge on the subject matter. I had thought about going this route for a while. If I had managed to find a way to supplement my Social Security income upwards of 6k a year I would have been able to take care of these three cards - at least to pare the balances by 2k each - but that hasn't happened. So at 28% even making double monthly payments bare gets me beyond treading water - and I already was putting upwards of 40% of my entire income into that effort. I hope with Beyond Finance to get free and clear in 24 months. I really believe that is a realistic achievable goal.

3 years ago

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Reply from Beyond Finance

Hi there, Ricky—

Thanks for your lovely review! We’re so happy you had such a great experience with Sonny. We put a lot of work into helping our clients move toward a brighter financial future with care and kindness, so we’ll be sure to pass your wonderful words on to them. Thanks for choosing Beyond Finance!

-Client Success Team at Beyond Finance

Jun. 22nd, 2023

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Denise Gibson Brighton, CO

I reach out to Beyond Finance and they were very helpful and Polite. When I got off the phone I felt so much relief and stress lifted off my shoulders. They walk me through everything and never one made me feel ashamed. They keep me informed on everything and I can now see light at the end of a dark tunnel. I did great had a good credit score , they all at once lost my husband and my mom in the same week. Had to leave my job to move home with family. So to say I have been through a rough spot is an understatement, but because of Beyond I feel I can get back on my feet. So Thank you all for all your doing and have done this far. This company gave me back my Dignity. if you need help don't wait contact them . They can help you feel so much better.

3 years ago

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Reply from Beyond Finance

Welcome to the program, Denise!

Thanks for taking the time to review us! We know that being burdened by debt can be stressful, but we’re excited to help you take your first steps toward a brighter financial future.

We’re committed to keeping you informed as progress is made on your debt resolution journey: you can always track your debt resolution progress by viewing your program online [https://www.beyondfinance.com] or contacting us with questions at clientsuccess@beyondfinance.com or 800-282-7186. We’re here for you.

- Client Success Team at Beyond Finance

Apr. 5th, 2023

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Rose Mary O El Paso, TX

Beyond Finance is legitimate and a wonderful option for debt relief. I just finished the process of freeing myself from debt of $45k. It cost me just under $700 a month, for 45 months, replacing the $2500 I was faithfully paying each month. I took the credit score ding in exchange for being able to breathe and live again. I followed every step they advised to the letter. Any complainers may not have followed all their advising or did not pay on time or regularly, or just don'tunderstand what is being done on their behalf. I was also chosen to be in a commercial ad for the company and gladly participated without pay because this program REALLY changed my quality of life. Free, at last! Free, at last! Thank you, Beyond Finance!

3 years ago

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Reply from Beyond Finance

Hi Rose,

Thanks for sharing your great experience with Beyond Finance! It’s our absolute favorite thing to see our team’s efforts pay off in real-time. But your graduation is not only a testament to our program but your steadfast dedication to making your monthly deposits! You earned this!

Client Success Team at Beyond Finance

Dec. 1st, 2022

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Deanna Hoffmeyer Farmington, MI

I heard an ad on the radio and for the first time in my life called the number right away. I am so happy that I did. Rich took the time immediately to walk through my financial situation and what he could offer me. That night I slept better than I have in months. I truly feel that Rich and Beyond Finance genuinely care about their clients. I would recommend this to anyone going through financial hardship with creditors or personal loans. He explained that the situation I was in wasn’t something that I should feel guilty about and that this happens to millions of Americans yearly. What you’re signing up for with credit cards and loans doesn’t include what will happen if your only able to make the minimum payment each month. The process with Beyond Finance is very easy to understand and their app allows you to track the daily changes to your plan. This includes the lower amount the credit cards will settle to have your balance completely paid off!! I can’t wait to have all of my debt settled and I believe that Rich and Beyond Finance will be with me the entire way!

3 years ago

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Reply from Beyond Finance

Deanna—

Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program.

Thanks for choosing Beyond Finance!

- Client Success Team

Sep. 15th, 2022

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Lee Lunday Henderson, NV

Well, it's much to early to give a qualified rating. However, so far, I'm please with this process and look forward to have a little change in my pocket. The last company I was working with was getting $260 a month to settle 5 accounts for me. They did absolutely nothing to resolve or reduce my debts. They merely took $4,000.00 from my bank account over a period of roughly 16-17 months. Beyond is taking just under $270.00 to work with 12 creditors of mine. I have one major creditor to deal with - my bank credit card, which I am able to pay off each month. With Beyond's help, I now have extra cash to enjoy life with once again. So, I'm very pleased with what Beyond has made possible for me.

4 years ago

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Reply from Beyond Finance

Lee —

Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program.

Thanks for choosing Beyond Finance!

- Client Success Team

Jun. 29th, 2022

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Colette Merrill Carthage, MO

I am happy to have turned to Beyond Finance. Hesitantly, I needed to turn to this drastic solution because I found myself quickly in this impossible situation. When I got my last unsecured loan, I found myself in deep financial trouble. I did not want to claim bankruptcy so I decided to listen to Beyond Finance. Breauna was the one who called me when I signed up for information about the program and I am glad I did find out information. She was so helpful and I had to keep interrupting her to have something explained. She took her time with me and was so patient. The initial call ended up being three hours, but I didn't mind at all because I came away confident and knowing for sure that this was the right thing to have done. The experience was easy and a hundred-pound weight had been lifted off my shoulders. She explained everything until I was satisfied that I understood exactly what was going to be done for me. She was careful to get every piece of information correct that I was giving her so there was no stone unturned as to how I found myself in this position. They understand that things happen. She encourages me to give as much detail as possible and if I thought of anything out while we were talking to stop her and tell her. I do feel good that I took the chance and listened to what this program had to offer and what it can and will do for me. My advice for you if you find yourself in a financial strait you can't handle because of the unexpected ahead; and you know the consequences of bankruptcy, this is the far better choice. It will get you out of debt with only one payment that covers everything! Nothing is hidden, it is plainly transparent.

4 years ago

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Reply from Beyond Finance

Hi Colette,

Congratulations on taking control of your finances and thank you for the wonderful review! We thrive on this kind of feedback and are thrilled that our program is helping you resolve debt without bankruptcy.

Thanks for choosing Beyond Finance.

- Client Success Team at Beyond Finance

Jun. 3rd, 2022

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Chris Marbella, MA

While paying minimum balance, my credit rating went down subtantially and upon a costly divorce involving real estate division, I needed to recover financially avoiding tapping into my 401(k) as in a high tax bracket. Shopping around for loans, I was directed to Beyond Finance and did not hear before about that Debt Resolution program. I used it for 3 credits over a period of 3 years, graduated last month and joined again for two remaining credit card accounts as I was quite pleased with the program. One's situation needs to warrant that form of help, yet I don't have any regrets and where my FICO rating went from 845 to about 550 during that phase, it could recover within a few months once the original creditors are paid. I had very helpful and patient representatives and I feel that Beyond Finance can be a lifesaver if one can qualify.

4 years ago

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Reply from Beyond Finance

Hi Chris,

Thanks for the positive feedback, and congratulations on moving beyond debt! Our goal is to get our clients back on track financially, and we’re so glad to hear our program is helping you accomplish that!

Thanks again,

Client Success Team at Beyond Finance

Mar. 4th, 2022

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Michael Bowen Lebanon, Tennessee

So far, I have thoroughly enjoyed the beginning stages of this most interesting monetary financial process.

2 months ago

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Reply from Beyond Finance

Hi Michael,
Thank you for sharing your experience! We're so happy to hear that you're enjoying the beginning stages of your program with Beyond Finance. Part of our mission is to help clients like you embark on a journey to a debt-free future, and we're excited to support you every step of the way!
— The Client Success Team at Beyond Finance

Jun. 1st, 2026

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Alice Pabor (BKNA) Tomball, Texas

The individuals I spoke to were very informative and explained the process in a manner I could understand.

2 months ago

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Reply from Beyond Finance

Hi Alice,
Thank you for your kind words! We're so pleased to hear that our team members were able to provide clear information and support throughout your experience with Beyond Finance. Your success is what motivates our team every day!
— The Client Success Team at Beyond Finance

Jun. 1st, 2026

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Jose Torres Aurora, Colorado

Josh A. made the process simple to understand and the value it would resolve in managing my debt and finances.

2 months ago

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Reply from Beyond Finance

Hi Jose,
Thank you for your wonderful feedback! We're so glad to hear that Josh made your experience with Beyond Finance straightforward and valuable as you work toward managing your debt and finances. Your success is what motivates our team every day!
— The Client Success Team at Beyond Finance

Jun. 1st, 2026

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Kayla Harris

Shonte Russell was the BEST! She was so empathetic and was super relatable. She made the the process so easy!

2 months ago

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Reply from Beyond Finance

Hi Kayla,
Thank you for your kind words about Shonte! Providing above-and-beyond support is what our team members strive for every day, and feedback like yours inspires us to continue our mission.
— The Client Success Team at Beyond Finance

Apr. 29th, 2026

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Mary Ellen DiMascio

Marc is working with me to accomplish my goals, he is very professional, knowledgeable and an amazing young man!

2 months ago

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Reply from Beyond Finance

Hi Mary Ellen,
We're grateful to hear about your positive experience with Marc! Our team at Beyond Finance is dedicated to providing expert guidance to help you achieve your financial goals.
— The Client Success Team at Beyond Finance

Apr. 20th, 2026

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Yvonne

I just started the program, and Pat Delacerda was pleasant and explained everything thoroughly. Looking forward to financial freedom.

3 months ago

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Reply from Beyond Finance

Hi Yvonne,
We’re excited to hear about your positive experience so far! Our team is dedicated to guiding you on your journey to financial freedom, and we appreciate your recognition of Pat's efforts.
— The Client Success Team at Beyond Finance

Apr. 3rd, 2026

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deborah a brimmer

I liked that my representative was friendly and patient as I had many questions. He was very thorough in his presentation of the program.

3 months ago

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Reply from Beyond Finance

Hi Deborah,
Thank you for your kind words! We're excited to hear that our team member was able to provide you with a thorough and patient experience. Your satisfaction is our priority.
— The Client Success Team at Beyond Finance

Mar. 25th, 2026

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Tanger Jones

The customer service is very nice and polite. He explained everything and walked me through everything I needed to know.

3 months ago

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Reply from Beyond Finance

Hi Tanger,
Thank you for your kind words! We're pleased to hear that our team member provided clear guidance and support throughout your experience with us at Beyond Finance. Your satisfaction is our priority!
— The Client Success Team at Beyond Finance

Mar. 25th, 2026

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Howell Ferguson

Staff very knowledgeable and patient. Made sure I totally understood their quote. Helped with every question I had and made sure I understood everything

4 months ago

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Reply from Beyond Finance

Hi Howell,
We’re grateful for your kind words! It’s wonderful to hear that our team members were able to provide you with the support and clarity you needed. Thank you for sharing your experience!
— The Client Success Team at Beyond Finance

Mar. 25th, 2026

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sherilyn leone

I just started so I don't feel I can give the service a 5 star just yet. So far, my experience with the staff has been polite and professional. There has been no judgement, just willingness to help.

4 months ago

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Reply from Beyond Finance

Hi Sherilyn,
Thank you for sharing your initial experience with our team at Beyond Finance. We're pleased to hear that our representatives have provided polite and professional support as you begin your journey with us.
— The Client Success Team at Beyond Finance

Mar. 25th, 2026

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Charlotte James

I like that Beyond Finance takes my best interests to heart when deciding my monthly payment and is actively helping me to pay my debt and regain my financial freedom.

4 months ago Edited March 2, 2026

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Reply from Beyond Finance

Hi Charlotte,
We’re pleased to hear that our team has made a positive impact on your family's life! Thank you for sharing your experience with us.
— Client Success

Feb. 20th, 2026

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John Miranda

I was impressed with consultants (Molly and Shondrea's) honesty, humbleness and sincerity in truly wanting me to succeed in eliminating my debt. Your staff are incredible

5 months ago

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Reply from Beyond Finance

Hi John,
We're delighted to hear about your positive experience with our team members, Molly and Shondrea. Your success is our top priority, and we appreciate your kind words!
— The Client Success Team at Beyond Finance

Feb. 20th, 2026

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Linda Bennett

Was very helpful ! Patient it was long process especially with having raynayiuds disease I. In fingers and not good with using fingers! And it made it easier

5 months ago

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Reply from Beyond Finance

Hi Linda,
We’re delighted to hear that our team made your experience smooth. Your feedback is invaluable to us!
— The Client Success Team at Beyond Finance

Feb. 19th, 2026

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Craig Carter

I have just begun to use their services but after speaking with the representative. I feel very confident about their service and the app works very smoothly.

5 months ago

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Robert Gregory

I liked that everyone I spoke with was nice and very professional. They seemed like they really care. Everything was gone over in great detail. Thank you!

5 months ago

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Jennifer Wilde

The start up process was great! They took their time with us and explaining everything. They answered all questions and made sure we knew all fees being charged so there was no surprises.

6 months ago

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Me

Ahmad D. was professional and guided me through the process of enrolling into the program. He was encouraging, factual and realistic. Thank you Ahmad for your time and patience and assuring me that I can do this!

6 months ago

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Anita Gray

I am a new customer who's working with Eboney to get setup she's a very good consultant she was patient and walked me through every step and phase of the process of debt consolidation I'm excited to be working with beyond

7 months ago

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Lisa Willis

The representatives gave me peace of mind, knowing that I made the right decision towards financial freedom. It was a very overwhelming experience, but they did put my mind at ease. Thank you very much.

7 months ago

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Linda Black

Your company was a "life saver" for a struggling senior. Your associates are truly cheer leaders providing helpful information to make decisions in this harsh economic future. Thank you for supporting me.

7 months ago

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Juana Ubau

The last step I was tranfer by Ms Caldera to someone who suppossed to walk me to the mobil app.for some reason call cut and she did not call me back. I informed to Ms Cabrera about the incident

7 months ago

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Aurora Medina

I love all customer service; overall, it is essential as it makes you know that you are making the right decision. It's a life-changing experience for me, and they understand and want to help you have a better future.

7 months ago

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Dr. Tonie Cook

Jocelyn was very knowledgeable, emphatic, and helpful. I left the call feeling like I had a better understanding of my spending habits and had regained some control over my financial life.

8 months ago

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Tracey McAnnally

Olivia was our representative. She did an outstanding job very helpful took us about an hour and a half but we got everything done. Definitely have a breath of relief. Be glad when most of this is done.

8 months ago

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Melissa Williams

I had a wonderful experience with Beyond Finance. They were extremely professional and compassionate about the help they are providing for people like me, struggling to do the right thing.

8 months ago

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Mary Bangor

Great job.. I had been scammed out of $10k previously on a debt relief scam and was reluctant to trust. The rep was supported, empathetic and EXTREMELY helpful. I told her how wonderful I felt this time.

8 months ago

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Marilee Hoffman

Friendliness, knowledge of the consolidation specialist. He spent close to 2 hours explaining the process in detail, answering my questions, remaining professional and was extremely patient!

8 months ago

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Lloyd

I was impressed with the time that was dpent helping me. The waiting time between the two people i dealt with was minimal which i liked. They assured me I was making a good decision.

8 months ago

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Randi Parker

Everyone I spoke too was so incredibly kings. You can tell they genuinely cared about my situation to get me the help I needed they understood my hesitations but they eased my nerves.

8 months ago

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Sharon Hines

Great customer service! Explained everything so thoroughly so that I felt confident and comfortable in signing up this program. Thank you for helping me…I can finally breathe again !

8 months ago

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Sean Bliss Glenwood Springs, CO

I feel good about it and hope it helps me out.

2 weeks ago

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Reply from Beyond Finance

Hi Sean,
We're excited to hear that you're feeling positive about your experience with us! Our team at Beyond Finance is dedicated to supporting you on your journey to financial freedom.
— The Client Success Team at Beyond Finance

Jul. 8th, 2026

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Brianne Fairbanks Birmingham, Alabama

The kind and informative, appreciate the help.

2 weeks ago

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Reply from Beyond Finance

Hi Brianne,
Thank you for your kind words! We’re excited to hear that our team was able to provide you with the assistance you needed. Your satisfaction is our priority.
— Beyond Finance

Jul. 8th, 2026

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Steve Williams Tulsa, Oklahoma

Great people, very informative, trusting!

2 weeks ago

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Reply from Beyond Finance

Hi Steve,

We're delighted to hear you had a positive experience with us at Beyond Finance! Your recognition of our commitment to exceptional service means a lot to us. Thank you for your kind words!

— Beyond Finance

Jul. 8th, 2026

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Jennifer Jocz Butler, Pennsylvania

Everyone has been very friendly and made the process easy.

3 weeks ago

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Reply from Beyond Finance

Hi Jennifer,
We’re delighted to hear that our team has made your experience smooth and friendly. Your satisfaction is our priority, and we appreciate your kind words!
— Beyond Finance

Jul. 8th, 2026

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Jackie Ruiz Baton Rouge, Louisiana

Great customer service and willingness to help

3 weeks ago

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Reply from Beyond Finance

Hi Jackie,
We're delighted to hear about your positive experience with our team! Your recognition of our commitment to exceptional service truly means a lot to us. Thank you for your kind words!
— The Client Success Team at Beyond Finance

Jul. 8th, 2026

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Jason Wroblewski Phoenix, Arizona

Great people and very helpful. I would recommend

3 weeks ago

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Reply from Beyond Finance

Hi Jason,
Thank you for your wonderful feedback! We're grateful to hear that you found our team helpful and would recommend us. Your support means a lot to us at Beyond Finance.
— The Client Success Team at Beyond Finance

Jul. 8th, 2026

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Emily Hoang Pearland, Texas

Great customer support. Followed through when promised.

3 weeks ago

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Reply from Beyond Finance

Hi Emily,
Thank you for your kind words! We're pleased to hear that you had a positive experience with our team and that we met your expectations. Your satisfaction is our priority!
— The Client Success Team at Beyond Finance

Jul. 8th, 2026

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Shayla Carey Jacksonville, Florida

very friendly and great people I talked to on the phone

3 weeks ago

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Reply from Beyond Finance

Hi Shayla,
Thank you for your kind words! We're delighted to hear that our team members made a positive impression during your experience with us at Beyond Finance.
— The Client Success Team at Beyond Finance

Jul. 8th, 2026

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Donna Harper Auburndale, Florida

Very patient and informative. Helpful and understanding.

4 weeks ago

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Reply from Beyond Finance

Hi Donna,
We’re grateful to hear that our team provided you with such a positive experience. Your feedback about our patience and understanding truly means a lot to us.
— The Client Success Team at Beyond Finance

Jul. 8th, 2026

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Elena Atkins

Marlon made the process easy and explained everything in detail. All my questions was answered! When finished with the process I had peace of mind I was dealing with proven company. Another thing I liked was knowing I would have continued help until the process is completed. The dashboard is customer friendly!

9 months ago

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Reply from Beyond Finance

Hi Elena,

We're so pleased to hear that Marlon provided you with a seamless experience and addressed all your questions. It's wonderful to know that you feel supported throughout your journey with us at Beyond Finance. Thank you for your kind words!

— The Client Success Team at Beyond Finance

Oct. 14th, 2025

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Hal Mayden

The process was straightforward and easy to complete. The service was cordial and professional; answering all of my questions with easy to understand responses. Once I was comfortable with everything, they offered to move forward with the enrollment. There was no "hard sell".

9 months ago

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Reply from Beyond Finance

Hi Hal,

We're excited to hear that your experience with us was smooth and straightforward! Our team at Beyond Finance is dedicated to providing clear and professional support, and we're glad you felt comfortable throughout the process.

— The Client Success Team at Beyond Finance

Oct. 14th, 2025

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Kennitha Morris

I loved the friendliness, the comfort in actually believing they cared enough to help resolve every question and my debt. Was very skeptical at first thought it could be a scam or wouldn’t help resolve or consolidate any debt but I’m going to stick it out and watch the changes takes place.

9 months ago

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Reply from Beyond Finance

Hi Kennitha,

We're excited to hear about your positive experience with our team! It's wonderful that you felt supported and comfortable throughout your journey with us. We're here to help you achieve your financial goals.

— The Client Success Team at Beyond Finance

Oct. 13th, 2025