Name: Beyond Finance
Rating: 4.9

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Cathryn Griggs Paris, TN

I was hesitant to consolidate my debt, but after a quick internet search, I found this company. I worked with Terry H and he helped answer all of the questions one might have when they’re new to debt consolidation. I haven’t felt such a sigh of relief in years and I look forward to celebrating the next 4 years with all of the money I am going to be saving because of this company. I am grateful for this company for giving me my quality of life back and to not feel as hassled with credit card debt anymore. Cut the plastic and pay it off! This company will help you achieve those goals!

4 years ago

Reply from Beyond Finance

Welcome to the program, Cathryn!

Thanks for taking the time to review us! We know that being burdened by debt can be stressful, but we’re excited to help you take your first steps towards a brighter financial future!

We’re committed to keeping you informed as progress is made in your debt resolution journey: you can always track your debt resolution progress by viewing your program online [http://portal.beyondfinance.com] or contact us with questions at clientsuccess@beyondfinance.com or 800-282-7186.

- Client Success Team at Beyond Finance

Apr. 13th, 2022

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Justin Garcia Albany, NY

I have a hard time understanding all the negative reviews. I enrolled 3 types of debt a when I started in the program last month and agreed on a twice a month deposit into my escrow account. I make my first deposit and BOOM, I get a settlement offer from my first enrolled account; 14,000 down to 6,000. People are complaining that there are fees. Yes, this is a buisness and given they're representing you with your creditors and saving you tons of money, it's worth it. I encourage more people to give beyond finance a chance.

4 years ago

Reply from Beyond Finance

Hi Justin,

Thank you for sharing your experience! We're so glad to hear that our program is working for you and helping you resolve your debt!

Your first resolution is an important financial landmark to reach, and we’re excited to be helping you along on your debt relief journey. Thank you for choosing Beyond Finance!

- Client Success Team at Beyond Finance

Feb. 18th, 2022

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Sue Owens Jacksonville, FL

The first contact exceeded all expectations in terms of knowledge of program, interpersonal skills, direction and assistance in completing the documents. She made the experience enjoyable and satisfying. She was a total pleasure and reassuring. Very professional. The second contact was knowledgeable and helpful. Kudos to the entire process of the implementation of the valuable program.

4 years ago

Reply from Beyond Finance

Hi Sue,

Thanks for leaving us such a great review! We’re happy to hear that our client service has exceeded your expectations so far and that our representatives have been able to support you through your program onboarding and answer all of your questions.

We encourage you to keep reaching out to us whenever you have questions about your program at clientsuccess@beyondfinance.com or 800-282-7186!

- Client Success Team at Beyond Finance

Feb. 18th, 2022

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Judy Flowers Aspen, CO

I wasn’t sure about the call but the spokesperson assured me all was above board. She is very knowledgeable and walked me through the process When I realized how far in debt and the interest I was paying month I felt ashamed that I let it go that far. I feel like I can actually get out of debt instead of ingnoring my debt. I have hope for the future. Thank you.

4 years ago

Reply from Beyond Finance

Welcome to the program, Judy! We know that being burdened by debt can be stressful, but we’re excited to help you take your first steps towards a brighter financial future.

We’re committed to keeping you informed as progress is made in your debt resolution journey: you can always track your debt resolution progress by viewing your program online or contact us with questions at clientsuccess@beyondfinance.com or 800-282-7186.

- Client Success Team at Beyond Finance

Feb. 9th, 2022

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Chewie B Chattanooga, TN

I only started my journey with Beyond Finance a couple of days ago, but I have to say, it has been an extremely pleasant experience so far! They have been able to answer all of my questions and we're incredibly helpful with helping me figure out what I need to do to get my debts settled. The pandemic has hit many of us really hard, and it is nice to see companies helping the average person get out of debt caused by life's issues.

4 years ago

Reply from Beyond Finance

Thanks for leaving us a review so early in your program, Chewie!

We are happy that you chose to enroll, and we are glad to hear that our team has answered all of your questions and helped you get your program set up.

We’re committed to keeping you up-to-date with your progress throughout your debt relief journey! We encourage you to track your progress by viewing your program online and contact us with any questions at clientsuccess@beyondfinance.com or 800-282-7186.

- Client Success Team at Beyond Finance

Jan. 20th, 2022

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Jeffery Day Saraland, AL

WAS ABOUT TO ENTER BANKRUPT PROTECTION . HAD MET DISCUSS MY PROBLEMS. .THINKING ITWAS MY BEST CHOICE STILL WAS RESEARCHING WHAT LAWYER HAD SAID WHEN SAW THREE WORDS "THERES BETTER SOLUTIONS". THOSE WORDS CHANGE MY DIRECTION IN WAYS I DIDNT SEE. NOW IM ON A PATH OF SOLVING A COMPLEX FINANCAL PROBLEM AM IN. BEST OF ALL WONT HAVE CHARTER 13 TIED TO MY NAME AN WALLET FOR LIFE.

4 years ago

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Anthony Cardenas Houston, Texas

Knowledgeable and caring service that helps their clients to their best outcome.

2 months ago

Reply from Beyond Finance

Hi Anthony,
Thank you for your kind words! We're so happy to hear that you found our knowledgeable and caring service helpful in achieving your best outcome. Helping clients like you work toward financial freedom is what drives our team at Beyond Finance every day!
— Beyond Finance

Jun. 1st, 2026

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Connie New Smyrna Beach, Florida

Very helpful with my situation. Easy to talk with and made sure all my questions were answered

2 months ago

Reply from Beyond Finance

Hi Connie,
Thank you for sharing your positive experience! We're so pleased to hear that our team members were helpful and made it easy for you to get your questions answered. At Beyond Finance, our mission is to ensure that every client feels supported on their journey to financial freedom!
— The Client Success Team at Beyond Finance

Jun. 1st, 2026

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Trenton Donnell Parish Governing Authority District 1, Mississippi

Every Agent that handle my case was Very Helpful and I'm So Grateful to have Received their Help.

2 months ago

Reply from Beyond Finance

Hi Trenton,
We’re grateful for your kind words! It’s wonderful to hear that our team members provided you with the support you needed. Thank you for sharing your positive experience with us.
— The Client Success Team at Beyond Finance

May. 6th, 2026

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Stephen Holland

Very clear in the description of the process and clear on what to expect in the coming negotiations. Very professional.

3 months ago

Reply from Beyond Finance

Hi Stephen,
We're so glad to hear that you found the description of your program to be clear and professional. Our team at Beyond Finance is dedicated to ensuring our clients feel informed and supported throughout their journey to financial freedom!
— The Client Success Team at Beyond Finance

Apr. 13th, 2026

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Ginny Vanduyvenvoorde

Nina was so helpful and explained how the plan worked. I couldn’t have asked for a better representative!!!

3 months ago

Reply from Beyond Finance

Hi Ginny,
We’re grateful to hear about your positive experience with Nina! Our team at Beyond Finance is dedicated to providing clarity and support, and it’s wonderful to know that we met your expectations.
— Beyond Finance

Apr. 3rd, 2026

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William Hites

The 2 that I had talked to were very helpful and nice. They helped me feel more confident about this process.

3 months ago

Reply from Beyond Finance

Hi William,
We’re pleased to hear that our team members provided you with helpful and friendly support. Your confidence in your program is important to us, and we’re here to assist you every step of the way.
— The Client Success Team at Beyond Finance

Apr. 3rd, 2026

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Tammy Clay

The process was very simple They explained evry thing in detail and went over every document i had to sign!

3 months ago

Reply from Beyond Finance

Hi Tammy,
We're delighted to hear that you found the process straightforward and appreciated the detailed explanations from our team. Thank you for sharing your positive experience with us!
— Beyond Finance

Mar. 25th, 2026

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Matt Smith

The program seems straight forward and will help me get my life back on track. The customer service is outstanding.

3 months ago

Reply from Beyond Finance

Hi Matt,
We're delighted to hear that you find your program straightforward and that our team has made a positive impression on you. It's our mission to support you in regaining control of your financial future.
— Beyond Finance

Mar. 25th, 2026

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Lizett Carrillo

Everyone from Beyond Finance was very helpful and patient. They listened and looked in the best interest for me.

3 months ago

Reply from Beyond Finance

Hi Lizett,
Thank you for your kind words! We're pleased to know that our team members provided you with helpful and attentive service. Your experience is important to us, and we’re here to support you on your journey.
— The Client Success Team at Beyond Finance

Mar. 25th, 2026

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Krysten Hager

Customer service is beyond amazing! They treated me with compassion and respect. I also have gotten my emails responded to super quickly

4 months ago

Reply from Beyond Finance

Hi Krysten,
Your recognition of the compassion and respect you received means a lot to us, and we’re glad our quick email responses made a difference for you. Thank you for taking the time to share your thoughts!
— The Client Success Team at Beyond Finance

Mar. 18th, 2026

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Andrea Lanzendorfer

The service has been great. I am nervous about the whole process, but I am hoping a few months from now, it will all pay off!

4 months ago

Reply from Beyond Finance

Hi Andrea,
It's completely normal to feel nervous about the process, but rest assured that our team at Beyond Finance is here to guide you every step of the way. Thank you for sharing your thoughts, and we look forward to celebrating your progress in the coming months!
— The Client Success Team at Beyond Finance

Mar. 18th, 2026

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Jackie Garcia

Since I just started the process, I'm not sure if I would recommend but right at this moment with the information that was given to me that would be a Yes based on that

4 months ago

Reply from Beyond Finance

Hi Jackie,
Thank you for sharing your initial thoughts! We're grateful to hear that the information provided has been helpful so far. Our team is here to support you on your journey to financial freedom.
— The Client Success Team at Beyond Finance

Mar. 25th, 2026

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Jason Woods

If you need help with any kind of debt this is where you should start. Very helpful and affordable. I would recommend to anyone!

4 months ago

Reply from Beyond Finance

Hi Jason,
We’re pleased to hear that you found our team helpful and affordable! Your recommendation means a lot to us, and we're here to support anyone on their journey to financial freedom.
— Beyond Finance

Mar. 25th, 2026

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TC Miranda

I spoke with a woman I call Miss T. She was easy to understand and put me at ease. Taking that first step wasn’t easy

4 months ago

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Albert Spence

A great value for your money. Superb quality of service and company trustworthiness. Customer service and care is very apparent and genuine.

4 months ago

Reply from Beyond Finance

Hi Albert,
Thank you for your kind words! We’re excited to hear that you found great value in our services and appreciated our team's dedication to providing genuine care.
— The Client Success Team at Beyond Finance

Feb. 20th, 2026

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Jeffrey Madaj

Very professional. Tony took the time to explain in detail, how the program works, and the savings in my high interest debt.

4 months ago

Reply from Beyond Finance

Hi Jeffrey,
Thank you for your kind words! We're pleased to hear that Tony provided you with a detailed explanation of your program.
— The Client Success Team at Beyond Finance

Feb. 20th, 2026

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1rabsy

Thorough explanation of questions, very informative, and excellent listeners who seem most honest, forthright, and trustworthy.

5 months ago

Reply from Beyond Finance

Hi there,
Thank you for your kind words! We're grateful to hear that you found our team informative and trustworthy. Your feedback inspires us to continue providing excellent service.
— The Client Success Team at Beyond Finance

Feb. 19th, 2026

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April Melvin

They instill confidence in you and explain everything. They make you feel like you are going to be successful in getting your finances back on track.

5 months ago

Reply from Beyond Finance

Hi April,
Thank you for your kind words! We're excited to hear that our team has instilled confidence in you and provided clear explanations. Your success is our priority!
— The Client Success Team at Beyond Finance

Feb. 19th, 2026

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Greg Hill

Very helpful and professional staff. Everyone I spoke with was extremely supportive and knowledgeable about how the business works.

5 months ago

Reply from Beyond Finance

Hi Greg,
Thank you for your kind words! We're pleased to hear that our team provided you with the support and knowledge you needed. Your experience is what we strive for at Beyond Finance.
— The Client Success Team at Beyond Finance

Feb. 19th, 2026

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Joanna Pierce

I’ve been hesitant to go with this type of debt plan. So far I’m having a good experience and feel the stress fading away.

5 months ago

Reply from Beyond Finance

Hi Joanna,
We're delighted to hear that you're having a positive experience with your program! It's great to know that you're feeling the stress fade away as you embark on this journey.
— The Client Success Team at Beyond Finance

Feb. 19th, 2026

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Natasha Ogana

The representatives at Beyond Finance are very understanding and made me feel comfortable and confident in resolving my debt.

5 months ago

Reply from Beyond Finance

Hi Natasha,
We’re grateful for your kind words! It’s wonderful to hear that our representatives made you feel at ease and confident throughout your journey with us.
— The Client Success Team at Beyond Finance

Feb. 19th, 2026

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Michael Baird

Complete Professionals. Effective, Efficient, Excellent in all categories. Refreshing to work with honest and knowledgeable individuals

5 months ago

Reply from Beyond Finance

Hi Michael,
Thank you for your kind words! We’re excited to hear that you had such a positive experience with our team at Beyond Finance. Your recognition of our commitment to professionalism and effectiveness means a lot to us.
— The Client Success Team at Beyond Finance

Feb. 19th, 2026

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Jacqueline

Gabrielle was incredible and very patient with me. I really appreciate everything you guys did. Thank you for making my experience very easy.

5 months ago

Reply from Beyond Finance

Hi Jacqueline,
We're so glad to hear that Gabrielle provided you with exceptional service and made your experience seamless. Your appreciation means a lot to us!
— The Client Success Team at Beyond Finance

Feb. 19th, 2026

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Bryan Barron

My agent was so friendly and understanding of my situation she really made me feel empowered and comfortable. This was the perfect solution for me and my situation

6 months ago

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Jasmine Hooper

The customer service skills were phenomenal and the representatives were genuine, generous, and compassionate when tending to the needs of my circumstances.

6 months ago

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Pamela Valencia

They seem legit. I've never done this before so I'm still nervous that something will come back to hurt me. The agent was very patient and explained everything thoroughly.

6 months ago

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Robert

Everything went as planned. It is an easy app to use. They explained how to use the app for certain applications. I can see how progress is being done.

7 months ago

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Tonya Parks

From the start of the call to the end, everything was explained well and David took his time and asked me if I had any question. I am grateful that I was approved and on my well to financial freedom.

7 months ago

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Amanda Johnson

My husband & I liked the personal feeling with the representative. Not over personal but just perfectly in the middle where you feel they genuinely care.

7 months ago

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N Hartwell-Bradford

The representative was very helpful, patient, and knowledgeable about the company and how they would be able to help me get back on track with my finances.

7 months ago

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Terri Matthews

I liked the people I spoke with. They answered all my questions and gave me lots of food for thought. I didn’t like, although I understood why, it took so long in the phone.

7 months ago

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Patty Noyola

Very informative answers all my questions. I was skeptical, and they took the time to explain all my concerns and how they would support me all throughout the whole process.

8 months ago

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Kristi Potter

Complete transparency during initial conversation. Courteous Helpful Informative & Kind gentleman. Let me ask all my random questions and answered them accordingly.

8 months ago

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Laurie Michalski

Great customer service. Jessica explained everything and kept positive throughout our phone call. She explained everything and put my mind at ease. Made me feel so much better about my decision to consolidate my debt.

8 months ago

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Megan Poppa

Fantastic customer service getting me set up with paying off debts. In such a stressful situation they handled it with such compassion and helped get me on the right track in a way I can afford and out of debt faster!

9 months ago

Reply from Beyond Finance

Hi Megan,

Thank you for your kind words! We're delighted to know that our team members were able to provide compassionate support and help you find a path to financial freedom.

— Beyond Finance

Oct. 14th, 2025

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Melissa Shandley

Great way to tackle your debt during a difficult economic time in your life and during a government shutdown on top of it all. Thank you for helping me navigate this year's struggles.

9 months ago

Reply from Beyond Finance

Hi Melissa,

We’re delighted to hear that you found our assistance helpful during challenging times. Our team at Beyond Finance is here to support you on your journey to a debt-free future.

— Client Success

Oct. 14th, 2025

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Jewels Solheim-Roe

Beyond Finance marketed their program as a path toward financial stability, but my experience was the opposite. They initially showed a loan option on my dashboard, then removed it without warning. Their fees were higher than disclosed, and after faithfully participating for two years, my credit score is now below 600 — nearly 50 points lower due to how they reported a final settlement. Customer support added to the stress. Each agent I spoke with gave different and often contradictory information. Emails dragged on without resolution, leaving me to chase answers myself. The service was costly, confusing, and damaging to my credit profile. I strongly urge others to look at alternative companies that actually provide structured loan options or real credit improvement.

10 months ago

Reply from Beyond Finance

Hello Jewels,

We want to clarify that the situation you described does not accurately reflect our procedures or the typical client experience. It's important to us that all clients feel fully informed and supported. We aim to ensure this through our transparent enrollment process and clear, ongoing communications.

Our team of professionals is committed to providing top-notch service and effective solutions for your debt challenges. The fees you pay are invested in securing the expertise and resources needed to achieve favorable outcomes on your behalf. Remember, our fees are contingent on achieving results that you approve, ensuring that your success is our success.

Additionally, please know that our clients typically see their financial health fully recovered before the end of their program. We see that your program has already concluded and wish you all the best in your future endeavors.

If you have any further questions or concerns, please don't hesitate to reach out to our team.

— Beyond Finance

Aug. 29th, 2025

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Gina Hernandez

I am appreciative of the communication both by phone calls and email…I am still a little nervous of “not” paying my credit card payments! But, I feel confident Beyond Finance will see me through this process!

10 months ago

Reply from Beyond Finance

Hi Gina,

We’re grateful for your positive feedback! Our team is dedicated to supporting you, and we’re here to help you navigate this journey toward financial freedom with confidence.

— The Client Success Team at Beyond Finance

Aug. 19th, 2025

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Omar

I not only like but love the experience I had with Accredited. If I had to do it all over again, I would. This process made sense to me which is why I couldn't let this opportunity pass me by.

11 months ago

Reply from Beyond Finance

Hi Omar,

We're delighted to hear that your experience with us was so positive! Thank you for recognizing the value in our process—your enthusiasm truly motivates our team.

— Beyond Finance

Aug. 6th, 2025

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Trice Brown Ashburn, Virginia

Helpful and transparent with the process.

1 month ago

Reply from Beyond Finance

Hi Trice,
We're delighted to hear that you found our process helpful and transparent! Our team at Beyond Finance is dedicated to ensuring you have a positive experience as you work towards your financial goals.
— The Client Success Team at Beyond Finance

Jul. 8th, 2026

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Bryan Wood Oklahoma City, Oklahoma

A Five Star Effort to resolve my issue. Thank you

1 month ago

Reply from Beyond Finance

Hi Bryan,
We’re grateful for your kind words! Our team at Beyond Finance is dedicated to resolving our clients' concerns, and it's wonderful to know we could assist you effectively.
— The Client Success Team at Beyond Finance

Jul. 8th, 2026

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Bryan Wood Oklahoma City, Oklahoma

A great partner with a clear map to get me out debt!

1 month ago

Reply from Beyond Finance

Hi Bryan,
Thank you for your kind words! We're pleased to hear that you found our team at Beyond Finance to be a great partner in your journey towards financial freedom. Your success is our top priority!
— The Client Success Team at Beyond Finance

Jul. 8th, 2026

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Edna Schelble Sells, Arizona

Empathetic Knowledgeable Hepbful Caring

1 month ago

Reply from Beyond Finance

Hi Edna,
Thank you for your kind words! We're grateful to hear that you found our team to be empathetic and knowledgeable. It’s our mission at Beyond Finance to provide the best support for our clients.
— The Client Success Team at Beyond Finance

Jun. 15th, 2026

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Mason Bishop Lafayette, Indiana

The customer service and knowledge was incredible.

1 month ago

Reply from Beyond Finance

Hi Mason,
Thank you for your kind words! We're grateful to hear that you had such a positive experience with our team at Beyond Finance. Your satisfaction is our top priority!
— The Client Success Team at Beyond Finance

Jun. 15th, 2026