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Beyond Finance

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8.6

Overall Score

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Gina G

Great customer service. The agents genuinely want to find the best program for you.

3 months ago

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Reply from Beyond Finance

Hi Gina,
Thank you for your kind words! We're excited to hear that our team members provided you with exceptional service and helped you find the right plan to meet your needs.
— Beyond Finance

Mar. 25th, 2026

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Blake Hill

They cut my debt and my monthly payments in half and I'll be done with it in less than 4 years! I'd say that's a win!!

4 months ago

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Reply from Beyond Finance

Hi Blake,
It's fantastic to know that you're on track to achieve your financial goals in less than four years. Thank you for sharing your positive feedback!
— The Client Success Team at Beyond Finance

Mar. 18th, 2026

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Sandra Vandergrift

I liked the customer representative, he was very courteous and explained everything in great detail.

4 months ago

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Reply from Beyond Finance

Hi Sandra,
Providing detailed and courteous service is a priority for us at Beyond Finance, and your recognition means a lot. Thank you for taking the time to share your thoughts!
— The Client Success Team at Beyond Finance

Mar. 18th, 2026

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Barry Misiuk

All my questions were answered, I have confident in this decision and I can't wait to see how it all works out

4 months ago

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Reply from Beyond Finance

Hi Barry,
We're thrilled to hear that all your questions were answered and that you feel confident in your decision! Your enthusiasm about your experience with us at Beyond Finance truly motivates our team to continue delivering exceptional service.
— The Client Success Team at Beyond Finance

Mar. 18th, 2026

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Summer D. Matney

I truly feel that the phone representative actually cared about my ability to afford the 48 scheduled payments.

4 months ago

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Reply from Beyond Finance

Hi Summer,
We're happy to hear that you felt genuine care from our representative regarding your program. Our team at Beyond Finance is dedicated to supporting you on your journey to financial freedom.
— The Client Success Team at Beyond Finance

Mar. 25th, 2026

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A. Shelton

The professional demeanor of the staff person, W. Soucie, with whom I dealt with for 3 hours on the telephone.

4 months ago

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Peter Smith

The team was very helpful and engaging. Did everything they could to make it possible to get an approval.

4 months ago

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Debra Leabo-King

I don't like that everything is done on a computer or phone. I am elderly and not techno and this is hard for us. We're being pushed out of society.

4 months ago

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Ashley Hollingsworth

I'm giving a 4 because of the overall process. This could change depending on complete service and how this could help my overall goal. Thank you

4 months ago

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Kimberly Buchanan

Friendly, courteous, professional, and very helpful. Explained everything so I understood what will happen.

4 months ago

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Reply from Beyond Finance

Hi Kimberly,
Thank you for your kind words! We're pleased to hear that our team provided you with clear and helpful explanations throughout your experience with us. It's our mission to support you on your journey to financial freedom.
— The Client Success Team at Beyond Finance

Feb. 20th, 2026

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Fayettenom26

It’s too soon for a fair estimate but based on the conversations I’ve had with the staff I’m sure it will be a very good rating. Check with me in about 4 years.

4 months ago

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Reply from Beyond Finance

Hi there,
Thank you for this feedback. We love the opportunity to exceed expectations and look forward to you coming back to update your review once you are satisfied with your road to financial freedom.
— The Client Success Team at Beyond Finance

Feb. 20th, 2026

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Marsha Prysork

The staff is wonderful. This is probably the first time I’ve ever felt great working with this company.

5 months ago

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Reply from Beyond Finance

Hi Marsha,
We're delighted to hear that you had such a positive experience with our team! Your satisfaction is our priority, and we appreciate your kind words about our staff.
— The Client Success Team at Beyond Finance

Feb. 19th, 2026

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rebecca furry

The customer service The agent The ladies that call back The patients and respect Explaining everything

5 months ago

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Reply from Beyond Finance

Hi Rebecca,
We're grateful for your kind words about our team at Beyond Finance! It's wonderful to hear that you felt respected and well-informed during your experience with us.
— The Client Success Team at Beyond Finance

Feb. 19th, 2026

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Kiomaris Vega

Richard H. was amazing and because of him and how he explained everything I’m now part of Beyond Finance.

5 months ago

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Reply from Beyond Finance

Hi Kiomaris,
We're excited to hear about your positive experience with Richard! Our team at Beyond Finance is dedicated to guiding clients through their journey to financial freedom, and it's wonderful to know that you felt well-informed.
— The Client Success Team at Beyond Finance

Feb. 19th, 2026

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Anita Kirkley

everyone we spoke with was very helpful and respectful. Will definitely refer someone to your company

5 months ago

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Reply from Beyond Finance

Hi Anita,
Thank you for your kind words! We're excited to hear that our team members provided you with helpful and respectful service. Your recommendation means a lot to us!
— The Client Success Team at Beyond Finance

Feb. 19th, 2026

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Robert A Sanders

The agent (Karene) that took the initial call did an amazing job in communicating the benefits of what Beyond Finance.

5 months ago

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Reply from Beyond Finance

Hi Robert,
We’re grateful for your feedback and delighted to hear that Karene provided you with clear communication about the benefits of your program. Thank you for recognizing our team's efforts!
— The Client Success Team at Beyond Finance

Feb. 19th, 2026

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Alexander Nibley

Yalitza was so friendly and easy to talk to - she made the whole experience very transparent and clear and i really appreciated her service

6 months ago

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Angie Ballou

Took over 2 hours to complete. Will not be able to give a full completed review until this process is finished. Both representatives were very friendly

6 months ago

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Dianne Phillips

Very knowledgeable and caring people and help with a friendly conversation and made the questions easy and comfortable to answer

6 months ago

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Staci Hagood

Very smooth and easy process- I feel relieved already and excited about seeing an end to my credit card debt and having a clear path to get there!

6 months ago

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Christine Watts

Their customer service representatives are very thorough and make sure you understand the program. The program can be tailored to your specific needs

6 months ago

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Lisa Metheney

So friendly, knowledgeable, and non-judgmental. Also very patient with us with our questions. Very easy to communicate with as well.

6 months ago

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D F

Customer service was beyond phenomenal. The app is excellent for tracking and monitoring progress towards your financial goals.

6 months ago

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Greg Baker

The representative (Jonna) was very nice, explained everything to me about the process, app and was genuinely interested in helping me.

7 months ago

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Irma Bourgeois

The representative was very helpful and took time to explain everything that was going to happen for the next few months.

7 months ago

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KATHY BURNETTE

I liked the way everything was explained to me! Lawrence took his time & helped me with all my questions & explaining everything.

7 months ago

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Manny p

So far I am at the beginning stage and there has been a lot of information given to me along with follow up calls and emails

7 months ago

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Rosa Armstrong

I liked talking with Marco Garcia he explained everything I needed to know.. Marco was very nice and very good talking with me..

7 months ago

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Marcus Briddell

Extremely Professional and Very Knowledgeable and they get right to work on your behalf so that U can Breathe and Look Forward to a Better Future.

8 months ago

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S P

Very thorough and kind to my situation. I liked how detailed and helpful Cam was throughout this process. Definitely a relief.

8 months ago

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christina monclova

The finance person was helpful, explained everything so that I understood the process and how reach my ultimate goal of being debt free.

8 months ago

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Richard Clardy

The process was great the agents where polite and friendly answered all concerns about how the program would and took no time to start

8 months ago

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Freddie White

I liked that the rep was professional and courteous. They explained things well. Although there were a lot to cover they gave me an opportunity to call and review things I don’t understand

8 months ago

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Reply from Beyond Finance

Hi Freddie,

Thank you for your feedback! We're pleased to hear that you found our representative professional and helpful. Our team is always here to support you in understanding every aspect of your program.

— Beyond Finance

Oct. 14th, 2025

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Bb

I dislike how I asked what was the interest rate and the woman told me there wasn’t one. There clearly was and it’s included in the biweekly pay but I wanted the numbers up front and she wasn’t telling the truth. Either way very friendly company. I am still a client.

9 months ago

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Reply from Beyond Finance

Hi there,

We strive for clarity and transparency from the outset, providing all clients with a comprehensive Welcome Kit and detailed explanations during the enrollment process. We're committed to upholding the highest ethical standards and regret that your experience did not meet these expectations.

We would love the opportunity to answer your questions and provide you with clarity surrounding any steps in our specialized process. Please reach out to us at clientsuccess@beyondfinance.com or 800-282-7186.

— Beyond Finance

Oct. 10th, 2025

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Terry Lee

This company is NOT A GOOD COMPANY This company is NOT A GOOD COMPANY. DO NO TGO THROUGH THEM. They use wording to confuse you all the while they DID NOT, I REPEAT DID NOT contact all of your creditors right away. I paid them on time, and all of my creditors dinged me for non-payment. This company waits to send out any funds and then claims the creditor only wants a minimum amount for months. I paid $595 to Beyond and that amount should have been divided up between all the creditors including their fee. Nope, that's not what happened. I arranged to get them paid off and made all the call to stop the last payment to pay them off. They put me on hold for at least 3 minutes and claimed that the payment was stopped. They DID NOT put any of that in the notes and drew the payment anyway. They DO NOT USE GOOD BUSINESS PRACTISED. Example: When requesting a statement, they send a screen shot claiming that they do not have the means to do statements. When requesting a payoff letter, they claim that they do not have a way of writing one and sent another screen shot. After getting an amount of pay off and they claim that there are no monthly charges, the number of payments left to pay DID NOT MATCH HOW LONG I ACTUALLY SHOULD HAVE. It would take 6 months longer than by calculating the amount and how many months came to. It is worth a small loan cost to get out from under these people. I will make sure my bank blocks any chances of them drawing any further moneys.

10 months ago

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Reply from Beyond Finance

Hi Terry,

It seems there may be misunderstandings about how our services operate. Our services are designed to help you lower your monthly payments and move towards financial independence. We aim for transparency in all communications.

We would like the opportunity to review these concerns with you. Please reach out to our Client Success team at clientsuccess@beyondfinance.com or 800-282-7186.

— Beyond Finance

Sep. 12th, 2025

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Hollie

RUN….This company is definitely out for their own profit! I enrolled over 18 months and only 3 small accounts have been paid and that’s with me calling and giving them more money. I really wished I would have just settled on my own and that exactly what I did. This being after I paid them over 4,000 dollars in fees! This place is legal fraud. Also, if you receive any judgements against you they don’t let you know because you sign over the right for beyond finance to get all the letters! Awful system and worst regret! Do it yourself you will save yourself headache, credit and money. You might even save your credit.

11 months ago

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Reply from Beyond Finance

Hi Hollie,

This is simply not true - as our rating indicates, the vast majority of our clients that enroll with us are thrilled with the results of their program the teams at Beyond Finance work to provide.

We want to assure you that we operate on a success-based fee structure. This means we only earn our fees by delivering results that our clients have personally reviewed and accepted. Our commitment is to your financial well-being.

Please know that historically with our clients, only 1-2% of enrolled accounts see any sort of legal action, and our team is dedicated to supporting clients in navigating any situation to continue making progress towards their financial goals.

Additionally, our clients typically see their financial health fully recovered before the end of their program.

We have successfully assisted over 700,000 clients and have an A+ rating from the Better Business Bureau. We encourage you to reach out to our Client Success team at clientsuccess@beyondfinance.com or 800-282-7186 to discuss your experience further. Your satisfaction is important to us.

— Beyond Finance

Jul. 25th, 2025

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Keysii Parker Victorville, California

Process was very easy and each representative was helpful.

1 month ago

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Reply from Beyond Finance

Hi Keysii,
Thank you for sharing your experience! We're so happy to hear that you found the process easy and that our team members were able to assist you effectively. Your success is what motivates our team at Beyond Finance, and we're excited to support you on your journey to financial freedom!
— The Client Success Team at Beyond Finance

Jun. 1st, 2026

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Eric Rodriguez

I like that they gave me confidence in the decision I was making, made the process easy and explained everything very well. Even sent me videos on how to handle this type of situation.

1 year ago

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Christine DuBour

I like the idea that Customer Service was very helpful and I was able to understand the process as it was explained to me. I have nothing bad to say about the company or the Customer Service .

1 year ago

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Paula Hudson

I'm early in the process but had a nice long considerate conversation with a specialist and then an on boarding video and conversation. Feel very positive about taking this step with this company

1 year ago

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Leha Linch

They are so nice and understanding. They explained everything and gave me an opportunity to ask questions. My journey has just begun so I am very nervous and excited at the same time.

1 year ago

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Mariela Marrón

Everyone I spoke to was friendly and detailed. They made me feel taken care of and provided relief in a time in my life where I felt overwhelmed. Thank you for being kind and showing compassion when one needs it the most.

1 year ago

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Joseph Tirserio

I really can't rate this 5 out of 5 yet I just started the program ask me again in 6 months to 9 months to see how it is everybody I've talked to has been fantastic I just hope they can come through with what they promise to do.

1 year ago

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Megan Sheeley

Easy to work with, amazing customer service. Our representative was knowledgeable on the subject matter and listened to our concerns. He took the time to answer our questions and followed up with us the next day.

2 years ago

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Shella Ramirez

Before I was worried how to pay each of my monthly credit card payment now I only worried one payment each month and low payment . I'm so thankful I found beyond finance. Thank you so much😇

2 years ago

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Timothy Reardon

Just speaking with Kylie F. over the phone. Made me feel more comfortable about working with your company. Kylie F. was very knowledgeable and made me feel at ease with the process, and follow up call.

2 years ago

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Randy White

Great experience. They made me feel like there was hope, and that I wasn't alone. Very professional and courteous. I would recommend to anyone drowning in debt. Thank you Beyond!

2 years ago

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Reply from Beyond Finance

Hey Randy-

Thanks so much for the feedback and review! We’re thrilled to hear you’ve had a good experience so far. Thank you for choosing Beyond Finance.

—Client Success Team

May. 23rd, 2024

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virginia muldoon

i haven't been with you very long, but so far i'm very pleased with everything.the people are very nice, so pleasent to talk with.They get right on things and get the job going.As i said i haven't been with them long but i don' forsee any problems.

2 years ago Edited April 18, 2024

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Reply from Beyond Finance

Hi there!

Thanks so much for the feedback and review! We’re thrilled to hear you’ve had a good experience so far. Thank you for choosing Beyond Finance.

—Client Success Team

Apr. 25th, 2024

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Shayla Luhman

Stephanie explained everything to me about the program. She was very friendly and answered all my questions. I am so excited to start the program and become debt free soon! Thank you again!

2 years ago

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Reply from Beyond Finance

Hey Shayla-

Thanks for your lovely review! We’re so happy you had a great experience with Stephanie. We care deeply about helping our clients move toward a brighter financial future with care and kindness. Thanks for choosing Beyond Finance!

—Client Success Team

Apr. 17th, 2024

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K M

My representative (Mr. Gill-B.) was patient and walked me through my fears and frustrations. He explained the process and paperwork so that I could make an informed decision. Thank you!

2 years ago

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Reply from Beyond Finance

Hi there-

Wow! These are the types of reviews we live for. We are thrilled to hear about your positive experience so far. We are here to support you along your path toward a debt-free future.

—Client Success Team

Apr. 2nd, 2024