Name: Beyond Finance
Rating: 4.8

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Bridget Koehn Kansas City, MO

I consolidated debt with them on 1/2020 & just received a summons to go to court on 5/20/21 from Discover. They STILL have not settled with this company. It's now on my credit report as bad debit. NO ONE has ever reached out to me regarding this issue. It took a sheriff to come knocking on my door. It's now 3 days before court & I had to call them. I've reach out to their "legal" dept several times & NOTHING!!! Would not recommend using their services!! HORRIBLE COMMUNICATION!!

4 years ago

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sandy St. Petersburg, FL

DO NOT use this company. Please...there are much better companies that will help you. They are horrible and customer service is just awful, never had such a worse experience in my life. They will not help you in any way shape or form. if you have attorneys after you they will not help at all. Please look elsewhere, you will not be happy with this company.

4 years ago

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Pat Etheridge

Colman was supposed to call me back but didn't

2 months ago

Reply from Beyond Finance

Hi Pat,

Thank you for your feedback. We're here to ensure that our clients receive the support they need, and we apologize for the missed follow-up. Your experience matters to us, and we’d like to resolve this for you.

Please reach out to our Client Success team at clientsuccess@beyondfinance.com or 800-282-7186.

— Beyond Finance

Oct. 10th, 2025

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Mark Bohn

Everyone I worked with was very nice and informative.

4 months ago

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Kristie Zulkoski

Everyone has been so nice and super helpful.

5 months ago

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Betty Christensen

Great experience. I would definitely recommend Beyond to friends and family.

7 months ago

Reply from Beyond Finance

Hi Betty,

Thank you for your kind words! We're excited to hear about your positive experience with Beyond Finance. Your recommendation to friends and family means a lot to us as we strive to help our clients move toward a debt-free future.

— The Client Success Team at Beyond Finance

May. 9th, 2025

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Rodger Burroughs

Very professional and helpful explained everything that I wanted to know.

8 months ago

Reply from Beyond Finance

Hi Rodger,

We're pleased to hear about your positive experience with our team! Our representatives at Beyond Finance are dedicated to providing clear and thorough assistance, and it's great to know we could meet your expectations. Thank you for taking the time to share your feedback!

— The Client Success Team at Beyond Finance

Apr. 17th, 2025

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Jan Sherry

The team is very knowledgeable and professional. They certainly are available to answer questions.

11 months ago

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Frankie Wiggins

The quickness of getting back with me. The ease of getting this done and taking pressure off of me.

1 month ago Edited November 20, 2025

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Stephen Lasher

The representatives were very helpful and explained everything very thoroughly and answered all my questions.

1 year ago

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Tami Botticher

I was pleased with the ease and speed of the approval. Our agent was very knowledgeable and understanding.

1 year ago

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John Gilligans vasz

Everyone was very knowledgeable and professional. It was a pleasure talking to people that know there business.

1 year ago

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Elizabeth Watts

Made the experience so smooth and reassuring I’m so thankful for them helping me dig myself out of my debt situation

1 year ago

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Robin Simons

Very helpful, efficient. Explained everything completely to make sure the requirements and time table were understood.

1 year ago

Reply from Beyond Finance

Hi Robin,

Thank you for sharing your positive experience with Beyond Finance! Our team loves providing top-tier client service, and we're thrilled to hear we hit the mark.

— Beyond Finance

Nov. 1st, 2024

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Tim Ankeny

I was was a little nervous at the start but the client service was outstanding and answered all my questions

1 year ago

Reply from Beyond Finance

Hi Tim,

It's perfectly normal to feel nervous, but know that our team is always here to support you. Thank you for your kind words!

— Beyond Finance

Nov. 4th, 2024

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lincoln brevard jr

The program they set up for me to assist me in an afford to to become better finality moving forward.

1 year ago

Reply from Beyond Finance

Hi Lincoln,

We appreciate you taking the time to share your experience with us! Our team is grateful for the opportunity to assist you on your journey to financial freedom.

— Beyond Finance

Oct. 8th, 2024

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Bill Sharp

Very professional, personal and balanced. It was a great experience. Hard to find these days... Thank you

1 year ago

Reply from Beyond Finance

Hi Bill,

We're delighted to hear you had a positive experience with us! Your recognition of our commitment to exceptional service means a lot. Thank you for your kind words!

— Beyond Finance

Oct. 9th, 2024

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AnubisLOAD

Kevin was amazing and super helpful, I'm very excited to be credit card dept free in a realistic time frame.

1 year ago

Reply from Beyond Finance

Hi there,

Thanks for giving a shout-out to Kevin! Our team is here to support you on your path to a debt-free future.

— Beyond Finance

Oct. 10th, 2024

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Juan Mesa

The program was explained to me in detail by the agents and the on-boarding video was really helpful

1 year ago

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Jorge Pedroza

Catie K. was amazing!!! She answered all my questions, very patient with me and extremely professional!!!

1 year ago

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Catey Doster

They were very helpful and I feel lighthearted now that I don't have the stress of loans on my shoulders.

1 year ago

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Shelby S

Just started but great customer service so far!! Randolph was very patient and kind when I asked a million questions.

1 year ago

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Nancy

I’m glad I’ve picked up that phone, this month is the start of my journey. Thank you Jared for your help.

1 year ago

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Ray Johnston

They are doing everything they can to help us and the customer service they are helpful and friendly.

1 year ago

Reply from Beyond Finance

Hey Ray,

Thanks for the feedback! We want all of our clients to have a great experience with us. We’re happy that our Client Success team gave you the support you needed.

As always, you’re welcome to contact us any time at clientsuccess@beyondfinance.com or 800-282-7186.

May. 23rd, 2024

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Mary Blume

Rep was very upbeat and positive. She was knowledgeable and explained everything. Very positive reinforcement

1 year ago

Reply from Beyond Finance

Hey Mary-

Thanks so much for the feedback and review! We’re thrilled to hear you’ve had a good experience so far. Thank you for choosing Beyond Finance.

—Client Success Team

May. 23rd, 2024

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pamela browning

Great customer experience!! Explained everything along the way and helped with was to never have to do this again!

1 year ago

Reply from Beyond Finance

Hey Pamela-

Thanks for the feedback! We want all of our clients to have a great experience with us. We’re happy that our Client Success team gave you the support you needed.

As always, you’re welcome to contact us any time at clientsuccess@beyondfinance.com or 800-282-7186.

- Client Success Team at Beyond Finance

May. 23rd, 2024

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Jacqueline Carlyon

the rep was very friendly and helpful he explained everything so that I understood what I was doing and why

1 year ago

Reply from Beyond Finance

Hey Jacqueline,

Thanks so much for the feedback and review! We’re thrilled to hear you’ve had a good experience so far. Thank you for choosing Beyond Finance.

—Client Success Team

May. 8th, 2024

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Brian Campbell

So far, positive experience! Everyone has been nice and polite and understanding of my financial situation!

1 year ago Edited May 6, 2024

Reply from Beyond Finance

Hey Brian,

Thanks so much for the feedback and review! We’re thrilled to hear you’ve had a good experience so far. Thank you for choosing Beyond Finance.

—Client Success Team

May. 8th, 2024

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Chelsie valle Cibolo, TX

Easy to set up. Representative was very knowledgeable and polite and compassionate about our situation.

1 year ago

Reply from Beyond Finance

Hey Chelsie-

Thanks so much for the feedback and review! We’re thrilled to hear you’ve had a good experience so far. Thank you for choosing Beyond Finance.

—Client Success Team at Beyond Finance

Feb. 22nd, 2024

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Amy Neal Houston, TX

Very informative of how this works. Understandable and polite! I would recommend this company to everyone!

1 year ago

Reply from Beyond Finance

Hi Amy-

We’re so happy you had such a great experience with our team. We put a lot of work into helping our clients move toward a brighter financial future. Thanks for choosing Beyond Finance!

—Client Success Team at Beyond Finance

Feb. 20th, 2024

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Mary Talley Bradenton, FL

Liked the confidence Brad inspired in us that we were doing the right thing for us. Nothing that we didn't like.

1 year ago

Reply from Beyond Finance

Hi Mary-

We’re so happy you had such a great experience with our team. We put a lot of work into helping our clients move toward a brighter financial future. Thanks for choosing Beyond Finance!

—Client Success Team at Beyond Finance

Feb. 7th, 2024

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Latoya Jones Melbourne, FL

I do not recommend anyone to go forward with this program. They did nothing for me and I still paid 5000 dollars for nothing!! They don’t tell you they have a 25% fee so when you decide to cancel they take all of your money. If I could give them zero stars I would.

1 year ago

Reply from Beyond Finance

Latoya-

We are sorry to hear your experience has not met your expectations so far. Please feel free to contact our Client Success team through our live chat support, at clientsuccess@beyondfinance.com or 800-282-7186. We give our clients 24/7 access to our team, to make sure we can clear up concerns like yours as soon as possible.

- Client Success Team at Beyond Finance

Jan. 4th, 2024

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Ted Blakeslee

Beyond collected enough money to pay off one account I did not accept the offer I felt the settlement amount was still to high. Then I asked how much they were charging and it was $900 at that point I fired them. They were only going to reduce my $28,000 debt by $6,000. .

1 year ago

Reply from Beyond Finance

Ted,

Our goal is always to save our clients as much money as possible. We're sorry to hear that we weren't the right fit for you, but we wish you the best on your journey to financial freedom.

- Client Success Team at Beyond Finance

Dec. 15th, 2023

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Ericka

It was an awesome experience, Krista was amazing and pleasant she made feel comfortable with the decision I made.

2 years ago

Reply from Beyond Finance

Hi Ericka-

Thanks for your lovely review! We’re so happy you had such a great experience with Krista. We put a lot of work into helping our clients move toward a brighter financial future with care and kindness, so we’ll be sure to pass your wonderful words on to them. Thanks for choosing Beyond Finance!

—Client Success Team at Beyond Finance

Oct. 20th, 2023

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Richard Koller

I liked how easy the process was and how understanding they were when helping me out. Never made me feel bad.

2 years ago

Reply from Beyond Finance

Hey Richard-

We value your positive review greatly! Your generous feedback means a lot to us, and we want to express our gratitude for taking the time to share your thoughts. Your support fuels our commitment to delivering the best experience possible.

-Client Success Team at Beyond Finance

Sep. 20th, 2023

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jody milbier Chicopee, MA

Destiny was very helpful & explained everything perfectly. I would recommend Your Company to anyone!!

2 years ago

Reply from Beyond Finance

Hey Jody-

We’re so happy to hear about your positive experience with Destiny! We do our very best to ensure our clients are well-informed, cared for, and supported through the entire program, so we’ll make sure to pass your kind words on to them! We look forward to helping you resolve all of your enrolled debt.

—Client Success Team at Beyond Finance

Sep. 20th, 2023

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Magdalena Villatoro NV

Such a great help! I felt like I was drowning but Beyond Finance helped me calmed down and breathe! So grateful!

2 years ago

Reply from Beyond Finance

Hey Magdalena!

Thank you for the kind words! We are glad to hear that you're program is helping you feel at ease. We are excited to see the rest of your progress on your journey towards a brighter financial future.

-Client Success Team at Beyond Finance

Sep. 15th, 2023

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mary gunn Paso Robles, CA

Philip was great. Explained everything to me. And customer service has been wonderful in answering my questions

2 years ago

Reply from Beyond Finance

Hey Mary!

We’re so happy to hear about your positive experience with Philip! We do our very best to ensure our clients are well-informed, cared for, and supported through the entire program, so we’ll make sure to pass your kind words on to them! We look forward to helping you resolve all of your enrolled debt.

—Client Success Team at Beyond Finance

Sep. 13th, 2023

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Erica Dunn

They are very friendly and willing to make sure to do whatever it takes to help get you out of debt with little to no stress at all!

2 years ago

Reply from Beyond Finance

Hi Erica!

Thank you for the positive feedback! We are excited that you found the program and are excited to see your progress along the way.

-Client Success Team at Beyond Finance

Aug. 23rd, 2023

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Gregory Orlando, FL

The Consultant/Representative from Beyond Finance was very kind, and knowledgeable about the Debt Relief process.

2 years ago

Reply from Beyond Finance

Hey Gregory!

Thank you for the positive feedback about our team. Our team keeps our clients well informed throughout their entire time in the program!

-Client Success Team at Beyond Finance

Aug. 11th, 2023

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Kimberly Butcher FL

Don’t use this Company, lots of hidden fees, you will end up paying double of what you owe. The so called dashboard is not transparent. Call your credit card companies yourself and negotiate, they are willing to work with you. Beyond is the worst of its kind.

2 years ago

Reply from Beyond Finance

Kimberly—

We absolutely NEVER charge hidden fees. The one and only fee we collect is a flat performance-based fee on each enrolled debt once we successfully reach settlements for our clients. This is explained during enrollment.

The average settlement offer we reach for our clients is 50% and we collect a 25% fee, so you’re generally paying about 75% of what you owe. We are happy to walk you through each of the fees you paid so you understand where your funds went.

Though individuals can certainly attempt to negotiate directly with their creditors, our negotiations team has years of experience and has built long-standing relationships with creditors which allows us to reach optimal settlements for our clients. It’s also true that creditors often ask for the balance of the settlement within a few months, which can be difficult for someone with multiple outstanding debts to manage. Through our program, you’re able to pay down each settlement gradually, so you still have cash for your expenses and funds to reach other settlements.

We’re sorry our program wasn’t a good fit for you.

—Client Success Team at Beyond Finance

Jun. 6th, 2023

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Lynn Hart GA

I’m just getting started. The ease of joining and the help I hope to receive is an inspiration to me.

2 years ago

Reply from Beyond Finance

Hey Lynn—

Your good feedback means so much to us! Our goal is always to help clients to feel comfortable with their program and how it works before we begin. Now that you’ve enrolled, we can start facilitating resolutions with your creditors so that you can live a better, debt-free life! We’re happy to be on this journey with you.

Client Success Team at Beyond Finance

May. 24th, 2023

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Carrie Neumann Indianapolis, IN

Incredibly helpful and understanding. Really felt like they care and not just another number to them.

2 years ago

Reply from Beyond Finance

Carrie,

This means the world to us. We put a lot of work into helping our clients move toward a brighter financial future with personalized care and kindness, so we're thrilled to hear we're meeting that expectation! Thank you so much and we look forward to supporting on your journey to financial freedom.

—Client Success Team at Beyond Finance

Apr. 26th, 2023

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Cindy Holt Sarasota, FL

I like how simple the process was and the setup calls were totally non-judgmental and that meant a lot.

2 years ago

Reply from Beyond Finance

Hey Cindy!

We’re so glad to hear about your positive experience with our team! We do our very best to ensure our clients are well-informed, cared for, and supported through the entire program, so we’ll make sure to pass your kind words on to them! We look forward to helping you resolve all of your enrolled debt.

—Client Success Team at Beyond Finance

Apr. 5th, 2023

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tracy strong New Castle, IN

Great experience talking to Robert and him explaining the process the me. This company will help me out tremendously!

2 years ago

Reply from Beyond Finance

Hey Tracy!

We’re so happy to hear about your positive experience with our representative, Robert! We do our very best to ensure our clients are well-informed, cared for, and supported through the entire program, so we’ll make sure to pass your kind words on to them! We look forward to helping you resolve all of your enrolled debt.

—Client Success Team at Beyond Finance

Apr. 5th, 2023

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Curtus C Green

Professional, courteous, informative, friendly. All great qualities that are hard to come by now a days.

2 years ago

Reply from Beyond Finance

Hi Curtus,

Thanks for the great feedback! We are glad to hear that you had a great experience with our representative. We put a lot of work into helping our clients move towards a brighter financial future, so we’ll be sure to pass your kind words on to the team. Thanks for choosing Beyond Finance!

- Client Success Team at Beyond Finance

Apr. 5th, 2023

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Shosta Stevons Parham Durham, NC

My representative was very knowledgeable about my credit situation and gave me great advice on the future once my debt is paid off.

2 years ago

Reply from Beyond Finance

Hi Shosta,

Thanks for the feedback! We want all of our clients to have a great experience with our program—we’re happy that our Client Success team could be there for you.

As always, you’re welcome to contact us any time at clientsuccess@beyondfinance.com or 800-282-7186.

- Client Success Team at Beyond Finance

Mar. 15th, 2023

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Dave

New to program. Everyone I have talked to so far is very professional, kind, and very knowledgeable and informative.

2 years ago

Reply from Beyond Finance

Welcome to the program, Dave!

Thanks for taking the time to review us! We know that being burdened by debt can be stressful, but we’re excited to help you take your first steps toward a brighter financial future.

We’re committed to keeping you informed as progress is made on your debt resolution journey: you can always track your debt resolution progress by viewing your program online [https://www.beyondfinance.com] or contacting us with questions at clientsuccess@beyondfinance.com or 800-282-7186. We’re here for you.

- Client Success Team at Beyond Finance

Mar. 7th, 2023

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Charlene Mt. Dora, FL

This whole process has been very helpful and to learn that I will be getting back on track with my finances.

2 years ago

Reply from Beyond Finance

Hi Charlene,

Thanks for the positive feedback, and congratulations on moving beyond debt! Our goal is to get our clients back on track financially, and we’re so happy to be helping you accomplish that.

Thanks again,

Client Success Team at Beyond Finance

Feb. 3rd, 2023

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Yahoo Miami, FL

Everyone was professional and friendly. They made the whole process less humiliating. A special thank you to Katianna.

2 years ago

Reply from Beyond Finance

Thanks for your lovely review! We’re happy you had such a great experience with our team. We put a lot of work into helping our clients move toward a brighter financial future with care and kindness. Thanks for choosing Beyond Finance!

—Client Success Team

Jan. 4th, 2023