Beyond Finance

Before I was worried how to pay each of my monthly credit card payment now I only worried one payment each month and low payment . I'm so thankful I found beyond finance. Thank you so much😇

All good so far, too early to tell. Thank you

Beyond was super helpful, I spoke with a real person and they provided easy content to follow to answer all my questions in one short video. I am really excited to start my debt free life and I have Beyond Finance to thank for that. Thank you!

Beyond Finance’s staff are very professional, courteous, and understanding. They provide excellent reference material and promptly provided “next step” information. Knowing that my Beyond Finance Rep received the same services convinced me that I was with the right company.

I was nervous about doing this but, Albert answered all my questions in a very profesional manor and made me feel comfortable. I'm glad I reached out to your company for help & glad I'm on the road to getting my life back in order!

It was a great experience during the application process. Professional and knowledgeable personnel.

I really appreciate my Rep Sonny's knowledge on the subject matter. I had thought about going this route for a while. If I had managed to find a way to supplement my Social Security income upwards of 6k a year I would have been able to take care of these three cards - at least to pare the balances by 2k each - but that hasn't happened. So at 28% even making double monthly payments bare gets me beyond treading water - and I already was putting upwards of 40% of my entire income into that effort. I hope with Beyond Finance to get free and clear in 24 months. I really believe that is a realistic achievable goal.

I reach out to Beyond Finance and they were very helpful and Polite. When I got off the phone I felt so much relief and stress lifted off my shoulders. They walk me through everything and never one made me feel ashamed. They keep me informed on everything and I can now see light at the end of a dark tunnel. I did great had a good credit score , they all at once lost my husband and my mom in the same week. Had to leave my job to move home with family. So to say I have been through a rough spot is an understatement, but because of Beyond I feel I can get back on my feet. So Thank you all for all your doing and have done this far. This company gave me back my Dignity. if you need help don't wait contact them . They can help you feel so much better.

Beyond Finance is legitimate and a wonderful option for debt relief. I just finished the process of freeing myself from debt of $45k. It cost me just under $700 a month, for 45 months, replacing the $2500 I was faithfully paying each month. I took the credit score ding in exchange for being able to breathe and live again. I followed every step they advised to the letter. Any complainers may not have followed all their advising or did not pay on time or regularly, or just don'tunderstand what is being done on their behalf. I was also chosen to be in a commercial ad for the company and gladly participated without pay because this program REALLY changed my quality of life. Free, at last! Free, at last! Thank you, Beyond Finance!

Well, it's much to early to give a qualified rating. However, so far, I'm please with this process and look forward to have a little change in my pocket. The last company I was working with was getting $260 a month to settle 5 accounts for me. They did absolutely nothing to resolve or reduce my debts. They merely took $4,000.00 from my bank account over a period of roughly 16-17 months. Beyond is taking just under $270.00 to work with 12 creditors of mine. I have one major creditor to deal with - my bank credit card, which I am able to pay off each month. With Beyond's help, I now have extra cash to enjoy life with once again. So, I'm very pleased with what Beyond has made possible for me.

While paying minimum balance, my credit rating went down subtantially and upon a costly divorce involving real estate division, I needed to recover financially avoiding tapping into my 401(k) as in a high tax bracket. Shopping around for loans, I was directed to Beyond Finance and did not hear before about that Debt Resolution program. I used it for 3 credits over a period of 3 years, graduated last month and joined again for two remaining credit card accounts as I was quite pleased with the program. One's situation needs to warrant that form of help, yet I don't have any regrets and where my FICO rating went from 845 to about 550 during that phase, it could recover within a few months once the original creditors are paid. I had very helpful and patient representatives and I feel that Beyond Finance can be a lifesaver if one can qualify.

***DO NOT USE BEYOND FINANCE*** This company is incredibly deceptive! I started with a phone call to them because I read the great reviews online and I needed help with my debts. I had $26k in debts that I owed. Beyond Finance made it sound like a miracle that they could reduce my debts by about HALF, which is semi-true.... But you end up paying WAY more because of their fees, which they try to confuse you about and pressure you to sign the agreement as soon as possible so you can have less stress.. I paid almost $5k into my dedicated savings account during the first year and only $1300 of my debts were paid. Where did the rest of the money go??... FEES from Beyond Finance!! They take 25% of your ORIGINAL debt amount PLUS add an annual fee of 6.25%! (My agreement was over 5 years, so 6.25% of $26k x 5 years! You end up basically paying the same amount you would have to your creditors (or maybe even more) PLUS they only paid off ONE of my creditors accounts at $600 during that entire first year! So my credit went from a 750-780 all the way down to 400 PLUS added late fees, which increased my balances. This company makes you feel like they are doing such a good thing for you, when really they are pocketing your funds over and over for exorbitant fee amounts and you basically have nothing left unless you keep making the monthly payments and just hope that it will go to a creditor and not BF's pockets. I am sick to my stomach that I was taken for granted as a single mother who was recently diagnosed with M.S. after taking the Covid vaccine and being unable to work temporarily put me in a difficult financial position. Do NOT sign up with Beyond Finance!! You WILL regret it! They claim that their agreements are transparent, but they absolutely deceived me and so many others... Do your research and look them up under "Beyond Finance complaints" and you will find many people who have suffered HUGE losses financially, credit-wise and end up in a much worse position. Please be aware of these scams.

I DO NOT RECOMMEND THIS COMPANY. PLEASE READ FULL REVIEW. This company promised to cut my debt payments in half, from around $1360 to $750. It did just that, for the first 9 months. While this process was underway it destroyed my credit. This was mentioned up front, so I'll give them that. But they only pay your debt to the creditors in order from which they settle. The first company that excepted negotiations gets the payments I make. Another company wanted their money at the same time and was going to take me to court. Their solution (Beyond Finance) was to DOUBLE my monthly payments. So the agreed $750 jumped to $1500, they also wanted to start immediately. So I'm now paying $140 more than I was and my credit score went from almost 775 to 500. I couldn't make the immediate increase so they pushed it back a month. So I have to pay $2250 in one month. I'm now working 7 days a week. This seems perfectly fine to them since we agreed to a term of 5 years for payments, now it's 3.5 years since I'm paying double. Does that sound like a good deal? Could you afford that drastic change? I DO NOT RECOMMEND THIS COMPANY.

Nothing in particular. Just felt at times I was rushed through it. I am 83 years old and somewhat slower than when I was younger. Mike was very nice though and tried to be patient.

Great experience. They made me feel like there was hope, and that I wasn't alone. Very professional and courteous. I would recommend to anyone drowning in debt. Thank you Beyond!

i haven't been with you very long, but so far i'm very pleased with everything.the people are very nice, so pleasent to talk with.They get right on things and get the job going.As i said i haven't been with them long but i don' forsee any problems.

From my first conversation the counselor was understanding and gracious. She never made me feel bad for life happening and my situation just assured me we would work together and find an option that worked for me

Everyone was very helpful in explaining things to me.

Excellent service by Austin, but this 81-year-old's son was concerned and wanted to review your offer to consolidate to be sure this is the correct way to reduce monthly payments and balances owed. If he approves, I will re-start the process.

Excellent customer service and wanted to thank Casey R for her assistance and for walking me through the process. Casey is amazing, helpful and knowledgeable of the system. Her excellent customer service has convinced me to sign up.

I have been very hesitant about signing up for this my credit score was over 700 just a short time ago and was not keeping my head above water for much longer Steve was very helpful in helping me make this decision so thank you and looking forward to being debt free of credit cards very shortly

I'm new to the program and had several questions, the reps I spoke with answered my questions satisfactorily. I'm still skeptical but trying to stay positive that I won't have a problem with any of my creditors and actually have a debt free ending. I've done debt consolidation loans in the past so this debt relief is new to me.