Beyond Finance

They’re very professional and so nice! It’s worth getting a quote from them before ignoring the help.

Very thorough and kind to my situation. I liked how detailed and helpful Cam was throughout this process. Definitely a relief.

The process was great the agents where polite and friendly answered all concerns about how the program would and took no time to start

My agent was awesome, he explained the program thoroughly and had patience while having my account approved. I trust this program will work

I dislike how I asked what was the interest rate and the woman told me there wasn’t one. There clearly was and it’s included in the biweekly pay but I wanted the numbers up front and she wasn’t telling the truth. Either way very friendly company. I am still a client.

This company is NOT A GOOD COMPANY This company is NOT A GOOD COMPANY. DO NO TGO THROUGH THEM. They use wording to confuse you all the while they DID NOT, I REPEAT DID NOT contact all of your creditors right away. I paid them on time, and all of my creditors dinged me for non-payment. This company waits to send out any funds and then claims the creditor only wants a minimum amount for months. I paid $595 to Beyond and that amount should have been divided up between all the creditors including their fee. Nope, that's not what happened. I arranged to get them paid off and made all the call to stop the last payment to pay them off. They put me on hold for at least 3 minutes and claimed that the payment was stopped. They DID NOT put any of that in the notes and drew the payment anyway. They DO NOT USE GOOD BUSINESS PRACTISED. Example: When requesting a statement, they send a screen shot claiming that they do not have the means to do statements. When requesting a payoff letter, they claim that they do not have a way of writing one and sent another screen shot. After getting an amount of pay off and they claim that there are no monthly charges, the number of payments left to pay DID NOT MATCH HOW LONG I ACTUALLY SHOULD HAVE. It would take 6 months longer than by calculating the amount and how many months came to. It is worth a small loan cost to get out from under these people. I will make sure my bank blocks any chances of them drawing any further moneys.

Beyond Finance marketed their program as a path toward financial stability, but my experience was the opposite. They initially showed a loan option on my dashboard, then removed it without warning. Their fees were higher than disclosed, and after faithfully participating for two years, my credit score is now below 600 — nearly 50 points lower due to how they reported a final settlement. Customer support added to the stress. Each agent I spoke with gave different and often contradictory information. Emails dragged on without resolution, leaving me to chase answers myself. The service was costly, confusing, and damaging to my credit profile. I strongly urge others to look at alternative companies that actually provide structured loan options or real credit improvement.

Ease of use and understand explaining of information

The agent very politely and professionally. Explain everything to me . What to do and not to do

Just very friendly and understanding people. They were amazing helping to get my debt under control.

They really seemed to care about me and my situation. They did not make me feel humiliated in any way.

Everyone has been very helpful and understanding. I asked questions and they explained everything steps by step.

The onboarding process was comprehensive and the staff assisting was great at explaining all information.

Very easy to understand and the customer service is top notch. I wish I would have done this sooner.

Michele was very patient and helpful during the entire process. She was Amazing and made me feel comfortable every step of the way.

This company is THE WORST. They were in no way upfront about the enormous fees associated with consolidating debt. 25% of the enrolled debt is CRAZY, especially when they can't even guarantee that they'll save you 50% (in my case it was about 42%). Plus, they charge a monthly fee. Also, your credit score will go in the toilet - not for the 6 months they told me, but for the duration of the payback, which in my case was 4 YEARS! DO NOT USE BEYOND FINANCE!

I not only like but love the experience I had with Accredited. If I had to do it all over again, I would. This process made sense to me which is why I couldn't let this opportunity pass me by.

Everyone I talked too was very helpful and very friendly!

My experience was clear and was explain very clearly. Mr John H was very knowledgeable and walked me through the paperwork and help me set up my app ! I have never been through this process before and hope it will help me not to worry about my debt ! Just waiting on getting my agreement sent to me ! Hope it will solve my problems !

Everything, the people were great. They answered all the questions.

Gave sense of relief and hope. I feel a lot weight lifted from my shoulders.

Ease of which it all seemed and how well they exsplained everything