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Beyond Finance

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8.6

Overall Score

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Jordan Zellmer

Found myself n a rut and couldn’t get out of it. Beyond has cut my monthly payments in more than half! so thankful to be getting back on track!

4 weeks ago

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Reply from Beyond Finance

Hi Jordan,
It’s wonderful to hear that you’re starting to feel back on track! Every step forward matters, and we're excited to be part of your path toward a brighter financial future.
— The Client Success Team at Beyond Finance

Apr. 29th, 2026

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Deb Allen

I was new to these type of programs and Chris made me feel comfortable and explained everything to me. Tamika followed up with a phone call and she was awesome as well.

1 month ago

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Reply from Beyond Finance

Hi Deb,
We’re excited to hear that Chris and Tamika provided you with a comfortable and informative experience as you started your journey with us. Thank you for sharing your positive feedback!
— The Client Success Team at Beyond Finance

Apr. 20th, 2026

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Rodney McClintock

Just starting the process!! Everyone was vey professional and didn’t make me feel horrible about the situation I got myself into, unfortunately life happens.

1 month ago

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Reply from Beyond Finance

Hi Rodney,
We're excited to hear that you're starting your journey with us! Our team at Beyond Finance is committed to providing a supportive and professional experience as you work towards a brighter financial future.
— The Client Success Team at Beyond Finance

Apr. 20th, 2026

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Toni Ferioli

Everyone was so helpful and friendly. They really did their best to help me resolve my problems and explain how to get myself out of debt while improving my credit .

1 month ago

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Reply from Beyond Finance

Hi Toni,
We're delighted to hear that our team provided you with helpful and friendly support! It's our mission at Beyond Finance to assist clients on their journey to financial freedom.
— The Client Success Team at Beyond Finance

Apr. 3rd, 2026

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Manly Sims

I really like the way the way they took the time to make sure that I got the best payment plan to fit my needs and how soon my debit would be paid off in a matter of months and not forever.

2 months ago

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Reply from Beyond Finance

Hi Manly,
We’re delighted that our team took the time to create a personalized plan that suits your needs. It’s wonderful to hear about your progress toward becoming debt-free!
— The Client Success Team at Beyond Finance

Mar. 25th, 2026

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Sheri King

Carmen was kind and sympathetic and understanding and went over everything with me to my satisfaction. She was great! I am so looking forward to this program working. Thank you so much.

2 months ago

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Reply from Beyond Finance

Hi Sheri,
We're delighted to hear about your positive experience with Carmen! Our team at Beyond Finance is dedicated to providing personalized support and guidance, and it's wonderful to know you're looking forward to your journey.
— The Client Success Team at Beyond Finance

Mar. 25th, 2026

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Vivian Betemit

All information on payments, due dates, amount due were explained fully. All questions were answered and felt at ease and comfortable with how made sure they asked if I had any questions or concerns.

2 months ago

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Reply from Beyond Finance

Hi Vivian,
Thank you for your kind words! Your recognition of our team's commitment to exceptional service means a lot to us.
— The Client Success Team at Beyond Finance

Mar. 18th, 2026

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Great Service

Diego G. was an excellent consultant. Explained everything in detail and reassuring with my concerns. He was very polite and personable. This program is going to help me tremendously.

2 months ago

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Reply from Beyond Finance

Our team at Beyond Finance is dedicated to providing personalized support, and it's wonderful to know that Diego's detailed explanations and reassuring approach made a difference for you. Thank you for sharing your thoughts!

— The Client Success Team at Beyond Finance

Mar. 18th, 2026

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Karisse Olson

Danielle did a great job at helping me understand where I stood financially and how Beyond Finance could help. I left the conversation with a great deal and better yet, feeling more in control of my money.

2 months ago

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Reply from Beyond Finance

Hi Karisse,
We're thrilled to hear that Danielle was able to provide you with clarity and a sense of control over your finances! Thank you for sharing your thoughts!
— The Client Success Team at Beyond Finance

Mar. 18th, 2026

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Julie R

I had the pleasure of being assisted by Chelsea Cherry, she is kind, and caring. She truly enjoys helping others have a plan to become debt free. She is an asset to the company with her compassion and knowledge.

2 months ago

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Reply from Beyond Finance

Hi Julie,
We're delighted to hear about your positive experience with Chelsea and that her compassion and expertise made a difference in your journey. Your recognition of our team's dedication to helping clients achieve financial freedom means a lot to us.
— The Client Success Team at Beyond Finance

Mar. 18th, 2026

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Dawn Kafes

Such an amazingly supportive experience. Joe talked me thru every single step and allowed me the safe space to ask every (and I mean EVERY) single question with patience, grace and zero judgement.

2 months ago

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Reply from Beyond Finance

Hi Dawn,
We're grateful for your kind words! It's wonderful to hear that Joe provided such supportive guidance throughout your experience with us. Your journey to financial freedom is important, and we're here to help.
— The Client Success Team at Beyond Finance

Mar. 25th, 2026

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John DeTalente

I was in a time of need and starting to get stressed out. I'm less than an hour, M.B. turned my whole situation around and I now am on track for getting my life back in order after divorce. Thank you BEYOND team members!!

2 months ago

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Reply from Beyond Finance

Hi John,
We're delighted to hear that our team member was able to assist you during such a challenging time. It's wonderful to know you're back on track towards a brighter future!
— The Client Success Team at Beyond Finance

Mar. 25th, 2026

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Gary Weinhauer

Fantastic service Fantastic people So impressed with this company compared to other professional companies It's a pleasure to deal with a company that has integrity and intelligent people working for them

2 months ago

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Thomas Johnson

I felt so relieved! I was drowning in debt and was a nervous wreck 😬! I entered my information online and Kyle called me right away. I thanked God for that first big step and so relaxed now than I was before beyond FINANCE help me get a grip on incredible credit card debts.

3 months ago

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Reply from Beyond Finance

Hi Thomas,
We're delighted to hear that you felt relieved after connecting with our team. It's great to know that Kyle was able to assist you in taking that important first step toward financial freedom!
— The Client Success Team at Beyond Finance

Feb. 20th, 2026

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Nathan St. Laurent

I had an awesome experience! I talked with Michael and the attitude he had towards helping me made me feel extremely confident in him and Beyond Financial as a whole to help me become debt free and allow me to live my life again! I highly recommend calling Beyond Financial if you are in a financial pit you don't think you can climb out of.

3 months ago

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Reply from Beyond Finance

Hi Nathan,
We’re delighted to hear about your positive experience with Michael and our team! Your confidence in us means a lot, and we're here to support your journey to financial freedom.
— The Client Success Team at Beyond Finance

Feb. 20th, 2026

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Irma

I have already started sharing with my friends. One of them is even looking into calling . Selena was so kind and helpful and she really understood my situation Thank you. I feel like I have my life again and I was able to get the best sleep that I haven’t gotten in a long time

3 months ago

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Reply from Beyond Finance

Hi Irma,
We're delighted to hear that you had such a positive experience with Selena! It's wonderful to know that you're feeling empowered. Thank you for sharing your journey with others!
— The Client Success Team at Beyond Finance

Feb. 19th, 2026

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Margaux Honey

I highly recommend this program to those who are seeking to get rid of debt. The program really walks you through the journey until you graduate. It does not take fees. Once you have enough in your account, they start paying your debt off. Believe me, it works!

3 months ago

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Reply from Beyond Finance

Hi Margaux,
We're so glad to hear you had a positive experience with your program! It's wonderful to know that our team has effectively guided you on your journey to financial freedom. Thank you for your recommendation!
— The Client Success Team at Beyond Finance

Feb. 19th, 2026

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Jenna Mixon

I worked with Judith as my account debt specialist. She walked me through the whole process, and answered every question I had about the program. Even when I went a bit off topic she listened and supported me when I was struggling to make a decision. She was very compassionate & understanding. I couldn’t have asked for a better person to speak with with full understanding what was getting myself into. I also walked away with being able to save a couple hundred a month to get me out of the struggles I’m sure we are all in. Thank you!

4 months ago

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Roxie Bradshaw

Very caring and considerate about my needs for helping with credit card debt and my feeling overwhelmed due to economy and health decline in our situation. Understanding that fixed income can't really help when you have more financial problems and not enough to cover but necessities of life continues. I'm grateful for being able to have a program that can shed light so you can be at ease and have a goal to get them paid off.

5 months ago

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Precious

After doing my research and Beyond Finance was a good source with amazing reviews I decided to give it a try. Getting in touch with Beyond Finance was the best decision I’ve made pertaining to my financial situation. I was so stressed out and wondering how I was going to make it. I couldn’t believe it at first that it was just like that, that they would assist me. I’m so glad I reached out.

5 months ago

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Anthony Cardenas Houston, Texas

Knowledgeable and caring service that helps their clients to their best outcome.

1 week ago

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Jose Torres Aurora, Colorado

Josh A. made the process simple to understand and the value it would resolve in managing my debt and finances.

2 weeks ago

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Kayla Harris

Shonte Russell was the BEST! She was so empathetic and was super relatable. She made the the process so easy!

3 weeks ago

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Reply from Beyond Finance

Hi Kayla,
Thank you for your kind words about Shonte! Providing above-and-beyond support is what our team members strive for every day, and feedback like yours inspires us to continue our mission.
— The Client Success Team at Beyond Finance

Apr. 29th, 2026

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Ellen Wallace

The process was so much easier than I expected and everyone was so kind and understanding! There was no one judging me for my situation.

1 month ago

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Reply from Beyond Finance

Hi Ellen,
We're delighted to hear that your experience with us was smooth and supportive! Our team is dedicated to creating a judgment-free environment to help you on your journey to financial freedom.
— Beyond Finance

Apr. 20th, 2026

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Yvonne

I just started the program, and Pat Delacerda was pleasant and explained everything thoroughly. Looking forward to financial freedom.

1 month ago

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Reply from Beyond Finance

Hi Yvonne,
We’re excited to hear about your positive experience so far! Our team is dedicated to guiding you on your journey to financial freedom, and we appreciate your recognition of Pat's efforts.
— The Client Success Team at Beyond Finance

Apr. 3rd, 2026

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Rebecca Young

Tracy Weathers did an excellent job explaining how everything works. Lots of details. But she was great at breaking down for us. Very friendly and empathetic.

2 months ago

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Reply from Beyond Finance

Hi Rebecca,
We’re grateful for your kind words about Tracy! It’s wonderful to hear that she was able to clearly explain everything and provide you with the support you needed.
— Beyond Finance

Mar. 25th, 2026

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C.T. Ferguson

Gary G was amazing. He broke down how Credit works and how when you make the more than the minimum payment, there are things on place to keep you in debt.

2 months ago

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Reply from Beyond Finance

Hi there,
Thank you for your kind words! We're pleased to hear that Gary provided valuable insights for you. Our team at Beyond Finance is dedicated to empowering clients on their path to financial freedom.
— The Client Success Team at Beyond Finance

Mar. 25th, 2026

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Howell Ferguson

Staff very knowledgeable and patient. Made sure I totally understood their quote. Helped with every question I had and made sure I understood everything

2 months ago

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Reply from Beyond Finance

Hi Howell,
We’re grateful for your kind words! It’s wonderful to hear that our team members were able to provide you with the support and clarity you needed. Thank you for sharing your experience!
— The Client Success Team at Beyond Finance

Mar. 25th, 2026

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sherilyn leone

I just started so I don't feel I can give the service a 5 star just yet. So far, my experience with the staff has been polite and professional. There has been no judgement, just willingness to help.

2 months ago

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Reply from Beyond Finance

Hi Sherilyn,
Thank you for sharing your initial experience with our team at Beyond Finance. We're pleased to hear that our representatives have provided polite and professional support as you begin your journey with us.
— The Client Success Team at Beyond Finance

Mar. 25th, 2026

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BILLY ROBERTS

I’m sorry that my response is not long enough , but the young man I talked with was straight forward and I gave him all my information regarding my finances . Now I am waiting for a call to wrap this business up .

3 months ago

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Reply from Beyond Finance

Hi Billy,
Thank you for your feedback! We're pleased to hear that our team member provided you with straightforward assistance. We're excited to help you achieve financial freedom!
— The Client Success Team at Beyond Finance

Feb. 20th, 2026

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Shirley Seago

It was easy to understand the process. I was having a difficult time financially and by going through this process has helped me tremendously. Anyone having difficult financial problems should consider Beyond Finance.

3 months ago

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Reply from Beyond Finance

Hi Shirley,
We’re delighted to hear that your experience with us has been so beneficial during a challenging time. Our team at Beyond Finance is dedicated to helping clients like you achieve financial relief.
— The Client Success Team at Beyond Finance

Feb. 20th, 2026

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Sandra Rector

The representative that spoke with me very positively. Shared all pertinent information for my success during the program. Wish I could remember her name. She represented your company very well.

3 months ago

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Reply from Beyond Finance

Hi Sandra,
Thank you for your kind words! We're grateful to hear that our representative provided you with valuable information and represented us well. Your success is our priority!
— The Client Success Team at Beyond Finance

Feb. 20th, 2026

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Darla Dyer

Overall, Beyond has been great to work with. Everyone has been so friendly, understanding and made sure I understood everything. I have great hopes that I can finally get my finances straightened out.

3 months ago

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Reply from Beyond Finance

Hi Darla,
Thank you for sharing your positive experience! We're grateful to hear that our team has been friendly and supportive in helping you navigate your financial journey.
— The Client Success Team at Beyond Finance

Feb. 20th, 2026

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LaVerne Gray

Having Never having experienced this process before, I was not aware of what all was involved. I must say it was calming and And thorough and the representative was so pleasant and understanding to work with.

3 months ago

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Reply from Beyond Finance

Hi LaVerne,
We're delighted to hear that your experience was calming and thorough. It's wonderful to know that our team member made a positive impact during your journey.
— Beyond Finance

Feb. 20th, 2026

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Katie Stephens

I was very nervous when searching for companies and when taking the phone consultation. Once speaking with Devin and Brandy, I became confident they saw my goals I wanted to achieve and said it was possible. They went over all the questions I had and explained answers to where I could understand and process the choices I was about to commit to.

4 months ago

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Fernando Avalos

Great customer service experience, Leslie (Less) W. walked me through the process while providing me with insights and useful information on how to strategize for this point forward and the negotiation they will take on with the creditors.

4 months ago

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Sandra

James S. made the difference, I have spoken to many in your company but couldn’t quite get the comfortable trusting feeling until James reached out. He explained the process clearly and answered all my questions and made sure I understood what I was doing and what the outcome would be

4 months ago

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Zulma Meraz

I recommend this to any one finicially struggle. This is dream team, the expirience was wonderful. My advisor Cheri Kunz guided me through the process and made everything clear and simple. This program that I got approved by is making a better choice for me and my finances.

4 months ago

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Wendy Mendenhall

Jason M. Was very friendly and took his time to explain everything to us and if any questions to call him. Jason did call me the next day to see if I had any questions, which I didn’t but he did say he would call and he did. Very professional.

4 months ago

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Derek Salyer

Being in the financial situation we are in is very stressful and frustrating, but we now have a very bright light at the end of the tunnell. We wouldn't want anyone to have to be in the same situation we are in, but we would absolutely refer anyone to Beyond Finance to get through it.

4 months ago

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David Drawdy

Michael was absolutely fantastic to work with. He walked me through every step. Highly professional and In depth subject matter knowledge. A pleasure to work with. When he said he’s only been working with you guys how a couple months I was extremely surprised. Promote ASAP!

5 months ago

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Lisa

Really was quite impressed with the whole process and representatives that took care of me. They answered all my questions and concerns and treated me like another human being. By the time we hung up I was very confident in the process and what my next steps were. Thank you for being there and helping me through a tough time.

5 months ago

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_Allison_ Bailey (Alli)

The representatives were kind and compassionate. They cared about my needs and I was approved for a plan that is life-changing for me. I will accomplish in 48 months with Beyond what would have taken 14 years to do on my own. Best financial decision I have ever made.

5 months ago

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Linda Lombardo Beverly Hills, FL

I was able to understand everything and I wasn't made to feel bad.

1 week ago

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Debbie Hayes Houston, Texas

Offered a plan I can live with and left me feeling reassured

1 week ago

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Joe Lauer Fort Wayne, Indiana

Customer Service was top tier and the payment plan is manageable.

1 week ago

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kathleen levenson

I'm on disability and just had a dental bill that has pushed my budget over the breaking point. I searched online and found that Beyond Finance is the top debt consolidation company in the country. The kind, understanding and efficient help I received from Eva confirmed why they are the best. I'm changing my spending habits going forward, without credit cards, with the increased disposable income and the ability to save for a trip to see my family next summer. Beyond Finance is making this major shift in my life possible, and I am forever grateful for the kindness and support.

7 months ago

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Ches Smith

UPDATE: Beyond has contacted me and seem to be making a good faith effort to make it right. I'm amending my review. While everything I wrote previously is accurate, I think they are making an effort to make this a worthwhile experience. To be honest, I had a very high opinion of them until I reached the end of the program this week and got hit with a substantial fee I didn't really understand. I enrolled four accounts with Beyond Finance, had two suits brought against me, and, after all the fees, ended up paying MORE than the total debt I enrolled. You have to understand that Beyond offers no guarantees, and their success is totally dependent on how fast you can deposit money into their dedicated account and your creditor's willingness to play ball. You might come out ahead, you might not. When it was all said and done, in spite of all their talk about debt reduction, they were quick to let me know that they are NOT a debt reduction company, but a debt resolution company. The devil is in the details. In my opinion, your odds are better if you set up your own savings account, deposit as much as you can into it regularly, cut off communication with your creditors, and wait for them to send you a resolution offer that you can cover with the savings account. That's all Beyond is going to do anyway, but they'll charge you handsomely for it.

8 months ago Edited September 24, 2025

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Reply from Beyond Finance

Ches,

We are grateful to hear that your concerns were resolved after speaking with our team.

We want to assure you that we operate on a success-based fee structure. This means we only earn our fees by delivering results that our clients have personally reviewed and accepted. Our commitment is to your financial well-being.

If you'd like to discuss your concerns further, please reach out to our Client Success team at clientsuccess@beyondfinance.com or 800-282-7186.

— Beyond Finance

Sep. 24th, 2025

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Connie New Smyrna Beach, Florida

Very helpful with my situation. Easy to talk with and made sure all my questions were answered

2 weeks ago

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Trenton Donnell Parish Governing Authority District 1, Mississippi

Every Agent that handle my case was Very Helpful and I'm So Grateful to have Received their Help.

3 weeks ago

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Reply from Beyond Finance

Hi Trenton,
We’re grateful for your kind words! It’s wonderful to hear that our team members provided you with the support you needed. Thank you for sharing your positive experience with us.
— The Client Success Team at Beyond Finance

May. 6th, 2026