Beyond Finance

It was easy to get the help I need resolving my debt issues.

The agent very politely and professionally. Explain everything to me . What to do and not to do

Was a fast process. Everything goes like it should. I should save about $40,000 in interst charges

The onboarding process was comprehensive and the staff assisting was great at explaining all information.

Very easy to understand and the customer service is top notch. I wish I would have done this sooner.

I would not recommend I started with Beyond about a little over a year ago. At the time I had 5 different debt areas totaling around $25,000. There were 2 large accounts with the majority of the debt, 3 others that had a total of about $3,000. They told me that the deal was I would pay $159 every 2 weeks for 4 years and it would be cleared. At the time of the consultation, I specifically asked about a few things: 1) my credit score was around 720 at the time, how much would this affect it and for how long? 2) Is that going to be enough of a monthly payment? Should I increase to cover the costs so its faster for the negotiations? 3) should I just not include the smaller accounts and pay those off? They told me with great confidence that: - I should absolutely keep every debt account on here. There is absolutely no reason to do hold anything back. - That increasing my payment wouldn't help because it only takes more money out of my pocket monthly and doing this payment plan would work great. -That I shouldn't even need to contact them as long as I stayed on my payment course. - That your credit score WILL take a small short term hit, but all of their customers report back that they see it go "higher than it was before" within a year. Now if we fast forward 20 months later. My credit score is 520, i can't rent a home. This happened because there were SO many delinquent payments from the first 3 smaller accounts that is sent my score down and is not climbing. Then I got a call that the bank is taking legal action and I need to come up with 10,000 in 3 months. OR I can just increase my bi-weekly payment from 159 to 659 dollars ($1400 per month) They mislead me on everything they said. I am sure that if you have a single credit line with a certain amount of debt, this company can help you get a lower rate. If you actually need a debt solution that doesn't involve years of Credit issues and the banks still coming after you in court, I would not go with them. P.S. this exact same thing happened to my fiance and now our household is under larger payments than we had before the program.

Absolutely terrible experience and borderline fraudulent. I was told to steop contact with all collection agencies for months as Beyond Finance would then start to go to work on my debt resolution. I started to notice barely any progress that they were making with my numerous debts. Then they started reaching out to me stating that they could not move forward without extended documentation and notarized letters despite going through a two and a half hour onboarding call, uploading all of my documentation. Now, they are demanding that I contact all of these businesses that they originally told me to ignore, with the impossible task of asking them to give me extended documentation when I am now beyond delinquent with the accounts. Customer service stopped responding and I was unable to get adequate help and have had my concerns dismissed. This company is fraudulent with their approach and promises to customers. Don't be fooled by them when they settle one or two very outdated and easy to resolve accounts. They will continue to take large chunks of money out of your bank and account and all progress on your debt resolution will slow to a crawl/stop. They have had 2K of my money for my "enrolled debt" that they are supposed to apply to debt resolutions which has been sitting in their pockets for almost a year now and they have still been trying to withdraw money out of my bank account on a bi-weekly basis.

I am a new customer who's working with Eboney to get setup she's a very good consultant she was patient and walked me through every step and phase of the process of debt consolidation I'm excited to be working with beyond

I like the idea that Customer Service was very helpful and I was able to understand the process as it was explained to me. I have nothing bad to say about the company or the Customer Service .

Easy to work with, amazing customer service. Our representative was knowledgeable on the subject matter and listened to our concerns. He took the time to answer our questions and followed up with us the next day.

Before I was worried how to pay each of my monthly credit card payment now I only worried one payment each month and low payment . I'm so thankful I found beyond finance. Thank you so much😇

Great experience. They made me feel like there was hope, and that I wasn't alone. Very professional and courteous. I would recommend to anyone drowning in debt. Thank you Beyond!

i haven't been with you very long, but so far i'm very pleased with everything.the people are very nice, so pleasent to talk with.They get right on things and get the job going.As i said i haven't been with them long but i don' forsee any problems.

From my first conversation the counselor was understanding and gracious. She never made me feel bad for life happening and my situation just assured me we would work together and find an option that worked for me

I like the constant communication and patience they exhibited. They took the time to go over all aspects of the process and were willing to answer any questions and/or clarify anything I needed.

Jeff was amazing went over in detail everything the program included, love how he was very sincere and genuine on what the plan entailed and next steps, set up my account and dashboard

Friendly and professional staff, very helpful and informative. I tried so hard to get out of debt but interest rates kept easing into my payments so I’m looking forward to this much needed helping hand from beyond