Name: Beyond Finance
Rating: 4.9

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Greg Hill

Very helpful and professional staff. Everyone I spoke with was extremely supportive and knowledgeable about how the business works.

6 months ago

Reply from Beyond Finance

Hi Greg,
Thank you for your kind words! We're pleased to hear that our team provided you with the support and knowledge you needed. Your experience is what we strive for at Beyond Finance.
— The Client Success Team at Beyond Finance

Feb. 19th, 2026

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Joanna Pierce

I’ve been hesitant to go with this type of debt plan. So far I’m having a good experience and feel the stress fading away.

6 months ago

Reply from Beyond Finance

Hi Joanna,
We're delighted to hear that you're having a positive experience with your program! It's great to know that you're feeling the stress fade away as you embark on this journey.
— The Client Success Team at Beyond Finance

Feb. 19th, 2026

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Natasha Ogana

The representatives at Beyond Finance are very understanding and made me feel comfortable and confident in resolving my debt.

7 months ago

Reply from Beyond Finance

Hi Natasha,
We’re grateful for your kind words! It’s wonderful to hear that our representatives made you feel at ease and confident throughout your journey with us.
— The Client Success Team at Beyond Finance

Feb. 19th, 2026

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Michael Baird

Complete Professionals. Effective, Efficient, Excellent in all categories. Refreshing to work with honest and knowledgeable individuals

7 months ago

Reply from Beyond Finance

Hi Michael,
Thank you for your kind words! We’re excited to hear that you had such a positive experience with our team at Beyond Finance. Your recognition of our commitment to professionalism and effectiveness means a lot to us.
— The Client Success Team at Beyond Finance

Feb. 19th, 2026

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Jacqueline

Gabrielle was incredible and very patient with me. I really appreciate everything you guys did. Thank you for making my experience very easy.

7 months ago

Reply from Beyond Finance

Hi Jacqueline,
We're so glad to hear that Gabrielle provided you with exceptional service and made your experience seamless. Your appreciation means a lot to us!
— The Client Success Team at Beyond Finance

Feb. 19th, 2026

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Alexander Nibley

Yalitza was so friendly and easy to talk to - she made the whole experience very transparent and clear and i really appreciated her service

7 months ago

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Angie Ballou

Took over 2 hours to complete. Will not be able to give a full completed review until this process is finished. Both representatives were very friendly

7 months ago

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Dianne Phillips

Very knowledgeable and caring people and help with a friendly conversation and made the questions easy and comfortable to answer

7 months ago

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Staci Hagood

Very smooth and easy process- I feel relieved already and excited about seeing an end to my credit card debt and having a clear path to get there!

7 months ago

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Christine Watts

Their customer service representatives are very thorough and make sure you understand the program. The program can be tailored to your specific needs

8 months ago

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Lisa Metheney

So friendly, knowledgeable, and non-judgmental. Also very patient with us with our questions. Very easy to communicate with as well.

8 months ago

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D F

Customer service was beyond phenomenal. The app is excellent for tracking and monitoring progress towards your financial goals.

8 months ago

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Greg Baker

The representative (Jonna) was very nice, explained everything to me about the process, app and was genuinely interested in helping me.

8 months ago

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Irma Bourgeois

The representative was very helpful and took time to explain everything that was going to happen for the next few months.

8 months ago

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N Hartwell-Bradford

The representative was very helpful, patient, and knowledgeable about the company and how they would be able to help me get back on track with my finances.

9 months ago

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Terri Matthews

I liked the people I spoke with. They answered all my questions and gave me lots of food for thought. I didn’t like, although I understood why, it took so long in the phone.

9 months ago

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Patty Noyola

Very informative answers all my questions. I was skeptical, and they took the time to explain all my concerns and how they would support me all throughout the whole process.

9 months ago

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Kristi Potter

Complete transparency during initial conversation. Courteous Helpful Informative & Kind gentleman. Let me ask all my random questions and answered them accordingly.

10 months ago

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Freddie White

I liked that the rep was professional and courteous. They explained things well. Although there were a lot to cover they gave me an opportunity to call and review things I don’t understand

10 months ago

Reply from Beyond Finance

Hi Freddie,

Thank you for your feedback! We're pleased to hear that you found our representative professional and helpful. Our team is always here to support you in understanding every aspect of your program.

— Beyond Finance

Oct. 14th, 2025

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Bb

I dislike how I asked what was the interest rate and the woman told me there wasn’t one. There clearly was and it’s included in the biweekly pay but I wanted the numbers up front and she wasn’t telling the truth. Either way very friendly company. I am still a client.

10 months ago

Reply from Beyond Finance

Hi there,

We strive for clarity and transparency from the outset, providing all clients with a comprehensive Welcome Kit and detailed explanations during the enrollment process. We're committed to upholding the highest ethical standards and regret that your experience did not meet these expectations.

We would love the opportunity to answer your questions and provide you with clarity surrounding any steps in our specialized process. Please reach out to us at clientsuccess@beyondfinance.com or 800-282-7186.

— Beyond Finance

Oct. 10th, 2025

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Terry Lee

This company is NOT A GOOD COMPANY This company is NOT A GOOD COMPANY. DO NO TGO THROUGH THEM. They use wording to confuse you all the while they DID NOT, I REPEAT DID NOT contact all of your creditors right away. I paid them on time, and all of my creditors dinged me for non-payment. This company waits to send out any funds and then claims the creditor only wants a minimum amount for months. I paid $595 to Beyond and that amount should have been divided up between all the creditors including their fee. Nope, that's not what happened. I arranged to get them paid off and made all the call to stop the last payment to pay them off. They put me on hold for at least 3 minutes and claimed that the payment was stopped. They DID NOT put any of that in the notes and drew the payment anyway. They DO NOT USE GOOD BUSINESS PRACTISED. Example: When requesting a statement, they send a screen shot claiming that they do not have the means to do statements. When requesting a payoff letter, they claim that they do not have a way of writing one and sent another screen shot. After getting an amount of pay off and they claim that there are no monthly charges, the number of payments left to pay DID NOT MATCH HOW LONG I ACTUALLY SHOULD HAVE. It would take 6 months longer than by calculating the amount and how many months came to. It is worth a small loan cost to get out from under these people. I will make sure my bank blocks any chances of them drawing any further moneys.

11 months ago

Reply from Beyond Finance

Hi Terry,

It seems there may be misunderstandings about how our services operate. Our services are designed to help you lower your monthly payments and move towards financial independence. We aim for transparency in all communications.

We would like the opportunity to review these concerns with you. Please reach out to our Client Success team at clientsuccess@beyondfinance.com or 800-282-7186.

— Beyond Finance

Sep. 12th, 2025

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Jill Frey Newark, New Jersey

I like the hope of financial freedom. I liked my rep. I drilled him and he was VERY informative, knowledgeable, and made me feel at ease for the decision to go forward with the program.

2 weeks ago

Reply from Beyond Finance

Hi Jill,
Thank you for sharing your experience! We're so glad to hear that your representative provided you with the knowledge and support you needed to feel comfortable moving forward with your program. At Beyond Finance, helping clients like you work toward financial freedom is what drives our team every day.
— The Client Success Team at Beyond Finance

Aug. 19th, 2026

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Donna Tritt Biltmore Forest, North Carolina

This is a very stressful situation for me and Nicole was patient, kind and helped me make a decision I wasn't sure I wanted to do. I feel like it was the right decision, just hard for me to move forward.

2 months ago

Reply from Beyond Finance

Hi Donna,
We're grateful to hear that Nicole was able to support you during this challenging time. It's wonderful to know that you felt guided towards a decision that aligns with your goals.
— The Client Success Team at Beyond Finance

Jun. 3rd, 2026

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Dawn Kafes

Such an amazingly supportive experience. Joe talked me thru every single step and allowed me the safe space to ask every (and I mean EVERY) single question with patience, grace and zero judgement.

5 months ago

Reply from Beyond Finance

Hi Dawn,
We're grateful for your kind words! It's wonderful to hear that Joe provided such supportive guidance throughout your experience with us. Your journey to financial freedom is important, and we're here to help.
— The Client Success Team at Beyond Finance

Mar. 25th, 2026

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Jewels Solheim-Roe

Beyond Finance marketed their program as a path toward financial stability, but my experience was the opposite. They initially showed a loan option on my dashboard, then removed it without warning. Their fees were higher than disclosed, and after faithfully participating for two years, my credit score is now below 600 — nearly 50 points lower due to how they reported a final settlement. Customer support added to the stress. Each agent I spoke with gave different and often contradictory information. Emails dragged on without resolution, leaving me to chase answers myself. The service was costly, confusing, and damaging to my credit profile. I strongly urge others to look at alternative companies that actually provide structured loan options or real credit improvement.

1 year ago

Reply from Beyond Finance

Hello Jewels,

We want to clarify that the situation you described does not accurately reflect our procedures or the typical client experience. It's important to us that all clients feel fully informed and supported. We aim to ensure this through our transparent enrollment process and clear, ongoing communications.

Our team of professionals is committed to providing top-notch service and effective solutions for your debt challenges. The fees you pay are invested in securing the expertise and resources needed to achieve favorable outcomes on your behalf. Remember, our fees are contingent on achieving results that you approve, ensuring that your success is our success.

Additionally, please know that our clients typically see their financial health fully recovered before the end of their program. We see that your program has already concluded and wish you all the best in your future endeavors.

If you have any further questions or concerns, please don't hesitate to reach out to our team.

— Beyond Finance

Aug. 29th, 2025

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Gina Hernandez

I am appreciative of the communication both by phone calls and email…I am still a little nervous of “not” paying my credit card payments! But, I feel confident Beyond Finance will see me through this process!

1 year ago

Reply from Beyond Finance

Hi Gina,

We’re grateful for your positive feedback! Our team is dedicated to supporting you, and we’re here to help you navigate this journey toward financial freedom with confidence.

— The Client Success Team at Beyond Finance

Aug. 19th, 2025

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Omar

I not only like but love the experience I had with Accredited. If I had to do it all over again, I would. This process made sense to me which is why I couldn't let this opportunity pass me by.

1 year ago

Reply from Beyond Finance

Hi Omar,

We're delighted to hear that your experience with us was so positive! Thank you for recognizing the value in our process—your enthusiasm truly motivates our team.

— Beyond Finance

Aug. 6th, 2025

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Eric Rodriguez

I like that they gave me confidence in the decision I was making, made the process easy and explained everything very well. Even sent me videos on how to handle this type of situation.

1 year ago

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Christine DuBour

I like the idea that Customer Service was very helpful and I was able to understand the process as it was explained to me. I have nothing bad to say about the company or the Customer Service .

1 year ago

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Paula Hudson

I'm early in the process but had a nice long considerate conversation with a specialist and then an on boarding video and conversation. Feel very positive about taking this step with this company

2 years ago

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Leha Linch

They are so nice and understanding. They explained everything and gave me an opportunity to ask questions. My journey has just begun so I am very nervous and excited at the same time.

2 years ago

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Mariela Marrón

Everyone I spoke to was friendly and detailed. They made me feel taken care of and provided relief in a time in my life where I felt overwhelmed. Thank you for being kind and showing compassion when one needs it the most.

2 years ago

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Joseph Tirserio

I really can't rate this 5 out of 5 yet I just started the program ask me again in 6 months to 9 months to see how it is everybody I've talked to has been fantastic I just hope they can come through with what they promise to do.

2 years ago

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Megan Sheeley

Easy to work with, amazing customer service. Our representative was knowledgeable on the subject matter and listened to our concerns. He took the time to answer our questions and followed up with us the next day.

2 years ago

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Shella Ramirez

Before I was worried how to pay each of my monthly credit card payment now I only worried one payment each month and low payment . I'm so thankful I found beyond finance. Thank you so much😇

2 years ago

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Timothy Reardon

Just speaking with Kylie F. over the phone. Made me feel more comfortable about working with your company. Kylie F. was very knowledgeable and made me feel at ease with the process, and follow up call.

2 years ago

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Randy White

Great experience. They made me feel like there was hope, and that I wasn't alone. Very professional and courteous. I would recommend to anyone drowning in debt. Thank you Beyond!

2 years ago

Reply from Beyond Finance

Hey Randy-

Thanks so much for the feedback and review! We’re thrilled to hear you’ve had a good experience so far. Thank you for choosing Beyond Finance.

—Client Success Team

May. 23rd, 2024

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virginia muldoon

i haven't been with you very long, but so far i'm very pleased with everything.the people are very nice, so pleasent to talk with.They get right on things and get the job going.As i said i haven't been with them long but i don' forsee any problems.

2 years ago Edited April 18, 2024

Reply from Beyond Finance

Hi there!

Thanks so much for the feedback and review! We’re thrilled to hear you’ve had a good experience so far. Thank you for choosing Beyond Finance.

—Client Success Team

Apr. 25th, 2024

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Shayla Luhman

Stephanie explained everything to me about the program. She was very friendly and answered all my questions. I am so excited to start the program and become debt free soon! Thank you again!

2 years ago

Reply from Beyond Finance

Hey Shayla-

Thanks for your lovely review! We’re so happy you had a great experience with Stephanie. We care deeply about helping our clients move toward a brighter financial future with care and kindness. Thanks for choosing Beyond Finance!

—Client Success Team

Apr. 17th, 2024

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K M

My representative (Mr. Gill-B.) was patient and walked me through my fears and frustrations. He explained the process and paperwork so that I could make an informed decision. Thank you!

2 years ago

Reply from Beyond Finance

Hi there-

Wow! These are the types of reviews we live for. We are thrilled to hear about your positive experience so far. We are here to support you along your path toward a debt-free future.

—Client Success Team

Apr. 2nd, 2024

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wendy carnahan

I wanted to Thank Aaron R @ Accredited for his knowledge and exceptional customer service! He really listened and consoled me as well! Amazing and top notch!! Wendy Carnahan

2 years ago

Reply from Beyond Finance

Wendy-

Thanks so much for the feedback and review! We’re thrilled to hear you’ve had a good experience so far. Thank you for choosing Beyond Finance.

—Client Success Team

Mar. 22nd, 2024

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Breana Garretson Lincoln, NE

From my first conversation the counselor was understanding and gracious. She never made me feel bad for life happening and my situation just assured me we would work together and find an option that worked for me

2 years ago

Reply from Beyond Finance

Hey Breana-

We’re so happy you had such a great experience with our team. We put a lot of work into helping our clients move toward a brighter financial future. Thanks for choosing Beyond Finance!

—Client Success Team

Mar. 22nd, 2024

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Rue Davis Birmingham, AL

I haven't even started but the team has already given me good advice to get out of debt and gain my life back again. Today's conversation ✨️ and advice was the best and I'm make steps to finalize my program.

2 years ago

Reply from Beyond Finance

Hey Rue-

Thanks for the feedback! We want all of our clients to have a great experience with us. We’re happy that our Client Success team gave you the needed support.

As always, you’re welcome to contact us any time at clientsuccess@beyondfinance.com or 800-282-7186.

- Client Success Team at Beyond Finance

Mar. 6th, 2024

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Deena K Schererville, IN

I liked the person i worked with. He seemed very caring and was most patient walking me thru everything. Looking forward to getting out ot debt that was. huge weight on my shouders.

2 years ago

Reply from Beyond Finance

Hey Deena-

We’re so happy you had such a great experience with our team. We put a lot of work into helping our clients move toward a brighter financial future. Thanks for choosing Beyond Finance!

—Client Success Team

Mar. 6th, 2024

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Jackie Keystone Heights, FL

Darron was absolutely wonderful. He explained in detail what to expect and how long it would take to clear my debt. I recommend this company to anyone who is trying to get out of debt. I’d give them 10 stars if I could.

2 years ago

Reply from Beyond Finance

Hi Jackie-

We’re so happy you had such a great experience with our team. We put a lot of work into helping our clients move toward a brighter financial future. Thanks for choosing Beyond Finance!

—Client Success Team at Beyond Finance

Feb. 2nd, 2024

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marya veillon

Maribel, answered all questions. Gave advice we asked for on another situation we were dealing with. She gave us comfort and relief knowing our financial circumstances would be taken care of.

2 years ago

Reply from Beyond Finance

Hi Marya-

Thanks for your lovely review! We’re so happy you had such a great experience with Maribel. We care deeply about helping our clients move toward a brighter financial future with care and kindness. Thanks for choosing Beyond Finance!

—Client Success Team at Beyond Finance

Jan. 31st, 2024

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Joanne Benjamin San Diego, CA

I like the constant communication and patience they exhibited. They took the time to go over all aspects of the process and were willing to answer any questions and/or clarify anything I needed.

2 years ago

Reply from Beyond Finance

Hi Joanne-

We’re so glad that you chose to enroll with us, and we can’t wait to help you move beyond debt.

We’re dedicated to keeping you up-to-date with your progress throughout your journey! You can track your progress by going online [https://www.beyondfinance.com/], or by contacting us at clientsuccess@beyondfinance.com or 800-282-7186. Thanks for choosing Beyond Finance!

- Client Success Team at Beyond Finance

Jan. 2nd, 2024

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john flanagan Fayetteville, NC

Jeff was amazing went over in detail everything the program included, love how he was very sincere and genuine on what the plan entailed and next steps, set up my account and dashboard

2 years ago

Reply from Beyond Finance

Hi John-

Thanks for your lovely review! We’re so happy you had such a great experience with Jeff. We put a lot of work into helping our clients move toward a brighter financial future with care and kindness, so we’ll be sure to pass your wonderful words on to them. Thanks for choosing Beyond Finance!

—Client Success Team at Beyond Finance

Nov. 28th, 2023

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MICHAEL BURBRINK Wilmington, NC

I am working with Marcos and he is very professional and seems like he cares for his customers. He was outstanding and good sense of Humor. I am so happy that I signed on to get my debt issues corrected

2 years ago

Reply from Beyond Finance

Hey Michael-

Thanks for your lovely review! We’re so happy you had such a great experience with Marcos. We put a lot of work into helping our clients move toward a brighter financial future with care and kindness, so we’ll be sure to pass your wonderful words on to them. Thanks for choosing Beyond Finance!

—Client Success Team at Beyond Finance

Sep. 22nd, 2023

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Mrs jalloh

Friendly and professional staff, very helpful and informative. I tried so hard to get out of debt but interest rates kept easing into my payments so I’m looking forward to this much needed helping hand from beyond

3 years ago

Reply from Beyond Finance

Hi Mrs Jalloh!

We’re so happy to hear about your positive experience with our team! We do our very best to ensure our clients are well-informed, cared for, and supported through the entire program, so we’ll make sure to pass your kind words on to them! We look forward to helping you resolve all of your enrolled debt.

—Client Success Team at Beyond Finance

Aug. 8th, 2023