Name: Beyond Finance
Rating: 4.8

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Desmond Headen Hudson Falls, NY

I didn’t think it was possible but they got my rates lowered got my payments lowered now this is my first step I’m on my way to being debt-free

3 years ago

Reply from Beyond Finance

Hi Desmond,

Thanks for the great feedback, and congratulations on moving beyond debt! We are glad to hear that our program is helping you lower your monthly payments and get closer to your financial goals.

During your program, keep track of your progress by viewing your program online [https://www.beyondfinance.com/] or by contacting us with questions at clientsuccess@beyondfinance.com or 800-282-7186. We’re here to help.

Thanks,

Client Success Team at Beyond Finance

Jul. 20th, 2022

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Lorna Friel Las Vegas, NV

Everyone at Beyond finance was very nice they explained the whole procedure and helped me understand what was going on the counseling was good

3 years ago

Reply from Beyond Finance

Thanks for leaving us such a great review, Lorna! We’re happy to hear that our client service is living up to your expectations and that our team was able to fully explain our process to you.

As always, you’re welcome to contact us at clientsuccess@beyondfinance.com or 800-282-7186. Thanks for choosing Beyond!

- Client Success Team at Beyond Finance

Jul. 8th, 2022

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Tina Pope Allen, TX

I’ve only been enrolled for a couple of days, but so far I’m very impressed with the level of customer service. Lauren D. Has been wonderful!

3 years ago Edited July 11, 2022

Reply from Beyond Finance

Thanks for leaving us a review, Tina!

We’re so glad that you chose to enroll in the program, and we can’t wait to help you get out of debt.

We’re dedicated to keeping you up-to-date with your progress throughout your journey! You can track your debt relief progress by viewing your program online [https://www.beyondfinance.com/], or by contacting us at clientsuccess@beyondfinance.com or 800-282-7186. Thanks for choosing Beyond Finance!

- Client Success Team

Jul. 20th, 2022

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Howard Greensboro, NC

Beyond is great as long as you are paying them but as soon as you Graduate their program and they owe you money back they become 100% crooks. I have been trying to get my refund back for over three months and have been lied to by over sixteen Beyond Representatives in the process. I made my last payment to Beyond back on the 18th of March and now it is the 5th of July and they still have not refunded my money they owe me. Just to be clear this whole three months my Dashboard shows they owe me over $950 dollars back they just haven't refunded it to me yet.

3 years ago

Reply from Beyond Finance

Howard —

We appreciate your feedback and take your experience very seriously. We have thoroughly reviewed your program and a member of our team has reached out to you to confirm its status, which is in review for graduation. Once your review is completed, your funds will be refunded to you.

For updates, we encourage you to contact us at clientsuccess@beyondfinance.com or 800-282-7186.

- Client Success Team at Beyond Finance

Jul. 8th, 2022

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Clariann Morales Tampa, FL

Very helpful and very informative. Answered all my questions and I'm very happy with my decision on choosing Beyond to help with my cc debt.

3 years ago

Reply from Beyond Finance

Clariann —

The fact that you had such a great experience with our team is music to our ears! It’s vital to us that our team is able to be there for you in a way that makes you feel comfortable, supported and fully informed. Thanks for letting us know that we’re on the right track!

Client Success Team at Beyond Finance

Jul. 20th, 2022

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JOEL A. BUSBY Pomona, NY

No , BEYOND FINANCE IS NOT A GOOD COMPANY , HERE IS WHY. I WAS OFFERED A , WHAT IS CALLED A GRADUATION LOAN, AND I WILL BE CHARGED A TOTAL OF $3398.52 FEE ( GOING TO BEYOND FINANCE) FROM A TOTAL LOANOF $17,565.31 OF WHICH FINANCE CHARGE OF 11,004.75 ON A LOAN OF 16,687.04 THE INTEREST IS CRAZY 21.89 % TOTAL EXPECTED TO REPAY THE LOAN IS $11,004.75 PLUS $16,687.04 $27,691.79 Amazing !! I GUESS YOU CALL THAT WHAT ??? LENDER CROSS RIVER BANK FORT LEE NEW JERSEY 07024

3 years ago

Reply from Beyond Finance

Hi Joel,

We appreciate your feedback. A member of our team has reached out to address your concerns. We're glad they were able to review your program with you and we hope they were able to help.

If you have any additional questions, please reach out to us at clientsuccess@beyondfinance.com or 800-282-7186.

- Client Success Team at Beyond Finance

Jul. 8th, 2022

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Allison Herod Katy, TX

Excellent customer service, very knowledgeable and attentive to my needs. Will to share information needs so I can better understand the process.

3 years ago

Reply from Beyond Finance

Thank you for sharing your feedback, Allison! We are so happy to hear that you’re having a good experience with our client service so far. It's great that you found our team knowledgable and helpful!

We’re here to support you. Remember that you can reach out to us with any questions or concerns at clientsuccess@beyondfinance.com or 800-282-7186.

- Client Success Team at Beyond Finance

Jun. 28th, 2022

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mark phinney League City, TX

Ariel M was great she explained everything to me in layman's term and was so friendly and professional I'm so ready to move on with this

3 years ago

Reply from Beyond Finance

Hi Mark,

Thanks for the feedback! We want all of our clients to have a great experience with our program—we’re happy that our representative Ariel was able to explain our program to you and fully prepare you to begin your debt resolution journey.

As always, you’re welcome to contact us any time at clientsuccess@beyondfinance.com or 800-282-7186.

- Client Success Team at Beyond Finance

Jun. 29th, 2022

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Dalton Seybold Sterling, CO

I wish I could give them zero stars. I paid 19 payments of 200+ dollars. They were taking too long as I seen the balance wasn't changing to pay off my lenders. I called to cancel it and I should've recieved over $4,000 back and they only gave me $1,374 back and claimed the other money was used for "Settlement fees and other B.S." Thr company is nothing but a thief, never use them.

3 years ago

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Jerri Austin, TX

I've been paying Beyond Finance every 2 weeks for over a year now and not even 1/3 of my 13 accounts have been "settled." My credit rating has completely tanked with no movement upward at all. They've contacted me about the loan option three times and rejected my application three times due to too many delinquencies. BECAUSE THEY TOLD ME TO STOP PAYING MY ACCOUNTS. I've contacted my bank to stop payment on Beyond Finance. They have not helped me at all. I would have been better off working with my creditors BY MYSELF.

3 years ago

Reply from Beyond Finance

We appreciate your feedback, Jerri! We strive for transparency about our program and process with each one of our clients and we are sorry to hear that the program is not living up to your expectations so far.

We pride ourselves on prioritizing our clients’ best interests while we work with their creditors. From the time of enrollment, our team actively works to reach resolutions that save you as much money as possible. Because we customize each program to meet every client's specific needs, resolution times may vary and it can potentially take up to six months or longer to reach your first resolution.

For questions about your program’s progress, contact our Client Success team at clientsuccess@beyondfinance.com or 800-282-7186. We’d be glad to walk you through where we’re at in the process and what you can expect next.

- Client Success Team at Beyond Finance

Jun. 17th, 2022

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Stephanie Scott Northport, AL

My experience with Caleb was absolutely perfect. Answered all of my questions, gave me a excellent quote, and got started right away.

3 years ago

Reply from Beyond Finance

Hi Stephanie,

Thanks for leaving us such a great review! We’re happy to hear that our client service is living up to your expectations so far.

As always, you’re welcome to contact us at clientsuccess@beyondfinance.com or 800-282-7186. Thanks for choosing Beyond Finance!

- Client Success Team at Beyond Finance

Jun. 2nd, 2022

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Skullleader1 Palm Coast, FL

They say that they will help reduce your debt and they do with the collection and then they turn around and up the total cost you originally owed to more with their cost and fees. So think twice before doing it unless the Banks and collection agencies won’t work with you. Just remember you will not save any money with Beyond it will cost you more at the end.

3 years ago

Reply from Beyond Finance

Hi there,

We appreciate your feedback and we’re sorry to hear that you have concerns about how much you’re saving.

Our goal is to save our clients as much money as possible, although we cannot always guarantee those savings with individual creditors. Our program can reduce our clients' enrolled debts by up to 50%. Compared with remaining in an often perpetual cycle of making minimum payments to your creditors, our program is much less expensive.

We’d love to discuss your program in greater detail. Please give us a call at 800-282-7186 or email clientsuccess@beyondfinance.com with your name, email address and phone number so we can get in touch as soon as possible. It’s important to us at Beyond Finance that we’re able to address your concerns.

- Client Success Team at Beyond Finance

Jun. 14th, 2022

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Tennille Schiltz Minneapolis, MN

Terrible. They hardly save you money. They will take 25% of your TOTAL debt. They find you at your moment of weakness, make you feel like they are the good guys helping and TOTALLY SCREW you. Have never been so upset. Seriously. A settlement “fee” of $2700!!!???? Wrong, crooked and disgusting on so so many levels. And don’t bother talking to a manager. They won’t do a damn thing

3 years ago

Reply from Beyond Finance

Tennille, we appreciate your feedback.

We strive to be transparent with our clients about our program, which is why we review our fee structure with each client during their enrollment. Even with our fees, working with us can be significantly less expensive than paying the full amount owed to creditors, which includes higher interest and fees.

If you have any additional questions about your program or fees, give us a call at 800-282-7186 or email clientsuccess@beyondfinance.com to speak with a member of our team. Thank you for choosing Beyond Finance.

- Client Success Team at Beyond Finance

Jun. 3rd, 2022

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Jessica Hoskinson Louisville, KY

Originally signing up it sounded like a great idea. However after you sign all these documents you then see the real truth. A they didn’t reduce my debt by a whole lot. It has damaged my score. It takes forever to get settlements to show cleared when I have a graduation loan through above lending. It’s been a nightmare for my parents and I (who I regret ever mentioning this company for them to do business with as well. They don’t give you clear concise answers. Everything is vague and a run around. I don’t recommend

3 years ago

Reply from Beyond Finance

We appreciate your feedback, Jessica. We’re sorry to hear that you have concerns about how much you’re saving.

We strive to be transparent about our program and how it works. Our goal is to save our clients as much money as possible, although we cannot always guarantee those savings with individual creditors. Our program can reduce our clients' enrolled debts by up to 50%. Compared with remaining in an often perpetual cycle of making minimum payments to your creditors, our program is much less expensive.

We’d love to discuss your program in greater detail and get you some clear answers. Please reach out to us at 800-282-7186 or clientsuccess@beyondfinance.com so that our team can address your concerns as soon as possible.

Client Success Team at Beyond Finance

Jun. 17th, 2022

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Donna Tinnell Shepherdsville, KY

Everyone I talk to you was very nice. The process was easy to follow and seamless. Overall it was a very good experience

3 years ago

Reply from Beyond Finance

Hi Donna,

Thank you for the feedback! We are pleased to hear that our team and program are both living up to your expectations!

As always, you’re welcome to contact us with questions at clientsuccess@beyondfinance.com or 800-282-7186. Thank you for choosing Beyond Finance!

Client Success Team at Beyond Finance

May. 6th, 2022

star star star star star

Tammy Paim Middleboro, MA

They explained things so well and in terms that I could understand. I feel very secure and comfortable with my decision to move forward with them

3 years ago

Reply from Beyond Finance

Hi Tammy,

Thanks for the kind words! We want all of our clients to feel comfortable on their debt relief journeys and we are very glad to hear that our representatives were able to fully explain our program to you from the start.

As always, you’re welcome to reach out anytime with questions at clientsuccess@beyondfinance.com or 800-282-7186. Thanks for choosing Beyond Finance!

- Client Success Team at Beyond Finance

Apr. 13th, 2022

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Karen Rieger Sioux Falls, SD

Absolutey the best service i have ever had.answered all my questions that i wanted to know.very polite and reassuring.Great job and very patient.

3 years ago

Reply from Beyond Finance

Hi Karen,

Thanks for leaving us such a great review! We’re happy to hear that our client service has exceeded your expectations.

As always, you’re welcome to contact us with questions at clientsuccess@beyondfinance.com or 800-282-7186. Thank you for choosing Beyond Finance!

- Client Success Team at Beyond Finance

Apr. 13th, 2022

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Alexis Barnett Venice, FL

Zachary was very helpful in explaining how this works! I am super excited to be on the journey to financial freedom with Beyond Financial!

3 years ago

Reply from Beyond Finance

Hi Alexis,

Thanks for the great review! We’re glad that our client service is living up to your expectations and that our representative Zachary was able to fully explain our program to you.

As always, you’re welcome to contact us with questions at clientsuccess@beyondfinance.com or 800-282-7186. Thank you for choosing Beyond Finance!

- Client Success Team at Beyond Finance

Mar. 10th, 2022

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Nick Becker Kansas City, MO

I appreciate any help. Thank you. I would like a timeline on what to expect. I will be getting calls and messages expecting payments next week. I don't want drafting on my bank account.

3 years ago

Reply from Beyond Finance

Welcome to the program, Nick! We know that being burdened by debt can be stressful, so we’re excited to help you take your first steps towards a brighter financial future.

Our goal is to make sure our clients fully understand their programs and know what to expect. From the time of enrollment, our team actively works to reach resolutions that save you as much as possible. Because we customize each program to meet our clients' specific needs, resolution times vary from person to person and it can take up to six months or longer to reach your first resolution. To learn more about your program and what you can expect timeline-wise, please reach out to us at 800-282-7186 to speak with a member of our team. Thanks again for choosing Beyond Finance!

- Client Success Team at Beyond Finance

Mar. 4th, 2022

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Beth Looney Chipley, FL

Please don't every use this company. They are not honest with how much the program costs, they have horrible practices, aren't transparent and usually call me at least once a month to attempt to get me into more debt. They are only in it to take your money. If I had just paid my bill on my own I would have been paid off a year ago instead of waiting now for another 6 months.

4 years ago

Reply from Beyond Finance

We are committed to being transparent about our debt relief process and do our best to make sure all of our clients understand how their programs work, including our fees, program timeline estimates, and process. We are sorry that you feel we missed that mark during your program.

Our intention is to set our clients up for success on their financial wellness journeys. We would like to discuss your experience further and address your concerns. Please reach out to our team at clientsuccess@beyondfinance.com or 800-282-7186.

- Client Success Team at Beyond Finance

Feb. 10th, 2022

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Charles Corson Sr Melrose, MA

The person who worked with me[ Krista ]is so polite and friendly and would not want anybody else. THANK YOU VERY MUCH FOR YOUR SERVICE.. SIGN CRC.

4 years ago

Reply from Beyond Finance

Hi Charles,

Thanks for the great review! We’re glad to hear that our client service is living up to your expectations so far!

As always, you’re welcome to contact us with questions at clientsuccess@beyondfinance.com or 800-282-7186. Thank you for choosing Beyond Finance!

- Client Success Team at Beyond Finance

Jan. 21st, 2022

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Angela G. Unionville, TN

So I haven’t really started the program. But so far so good and my representative is very Helpful. So I’m hopeful that everything works out well

4 years ago Edited January 20, 2022

Reply from Beyond Finance

Welcome to the program and thank you for the review, Angela!

We know that having debt can be stressful, but we’re excited to help you take your first steps towards a brighter financial future. We’re committed to keeping you informed as progress is made in your debt resolution journey: you can always track your debt resolution progress by viewing your program online or contact us with questions at clientsuccess@beyondfinance.com or 800-282-7186.

- Client Success Team at Beyond Finance

Jan. 20th, 2022

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Jen M Raleigh, NC

Beyond Finance never settled after sending $8,000 to them throughout the year. When I told them I want to cancel and get my money back, they sent me $800 and kept all of my money! I called to see where the rest of my money was and they said it was used to pay for fees! None of my cards were paid. I reported them to Consumer Financial Protection Bureau. This company has been sued many times. Beware!

4 years ago

Reply from Beyond Finance

Hello Jen,

We appreciate your feedback and we are sorry to hear that our program was not the right fit for you.

Our program’s Money Back Guarantee entitles you to the return of any money you accumulated towards potential settlements less any fees earned by Beyond Finance.

We would like to help you review your account details and answer any questions you have about your refund. Please reach out to us at 800-282-7186 or clientsuccess@beyondfinance.com so that we can address your concerns.

- Client Success Team at Beyond Finance

Jan. 21st, 2022

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Thomas Wilkins Detroit, MI

This place is a huge scame that puts you deeper and deeper into debt. They pay everything the slowest way possible. The staff barely do anything. I’ve had to call them ten times to make anything happen. I could have payed my debt easily myself and saved myself 1000s of dollars. Please never consider this company. They will destroy your credit. And make everything take ten times longer then it needs to be

4 years ago

Reply from Beyond Finance

Thomas,

We’re sorry to hear that your savings have not met your expectations. Our program is able to help our clients reduce their debts by 50%. Although everyone’s situation is unique, our clients could spend more than twice as much if they paid the full balance owed to their creditors, not including interest. It’s worth noting that even with our fees, our program is a money-saving solution that is considerably cheaper and faster than other debt repayment methods.

We’d love to discuss your program experience in greater detail. Please call us at 800-282-7186 or email clientsuccess@beyondfinance.com so that we can talk.

- Client Success Team at Beyond Finance

Jun. 29th, 2022

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Billy Parks Gastonia, NC

They are a total rip off, please don't deal with these Pirates. They told me that their fees would be included in monthly payment. Signed up for 32 months and they they are trying to stretch me out to almost 40 months. Had over $5,000 in my dedicated account and they settled a debt that was $5,200 and told me that they took their fee now my dedicated account is less than $2,500 and i have to continue to make payments monthly for another year. They are the worst with lying and not being truthful how the process works. STAY AWAY IF YOU CAN!!!!!

4 years ago

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Bridget Koehn Kansas City, MO

I consolidated debt with them on 1/2020 & just received a summons to go to court on 5/20/21 from Discover. They STILL have not settled with this company. It's now on my credit report as bad debit. NO ONE has ever reached out to me regarding this issue. It took a sheriff to come knocking on my door. It's now 3 days before court & I had to call them. I've reach out to their "legal" dept several times & NOTHING!!! Would not recommend using their services!! HORRIBLE COMMUNICATION!!

4 years ago

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sandy St. Petersburg, FL

DO NOT use this company. Please...there are much better companies that will help you. They are horrible and customer service is just awful, never had such a worse experience in my life. They will not help you in any way shape or form. if you have attorneys after you they will not help at all. Please look elsewhere, you will not be happy with this company.

4 years ago

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Floyd Lee

Great Help, They dropped my payment no problem.

3 months ago

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Nancy Moore

I’m in the beginning stages of my journey.

3 months ago

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Renetta Baker

Friendly staff and they took care of my needs.

3 months ago

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Timoci Vatuloka

Information shared was precise and simple

4 months ago

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Dulce

Profesional, informative, kind, knowledgeable

4 months ago

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Mark Murphy

Very pleased with services provided. A life-saver,!

4 months ago

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Mark S

They answered all my questions that I had

4 months ago

Reply from Beyond Finance

Hi Mark,

We're happy to hear that our team was able to address all your questions effectively. Your satisfaction is important to us, and we're here to support you on your journey to financial freedom.

— The Client Success Team at Beyond Finance

Oct. 14th, 2025

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Casie Neu

Great experience! Really helpful and non judgmental.

4 months ago

Reply from Beyond Finance

Hi Casie,

We’re so pleased to hear about your positive experience! Our team at Beyond Finance is dedicated to providing helpful and supportive service, and your feedback means a lot to us.

— The Client Success Team at Beyond Finance

Oct. 14th, 2025

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Sonceria Ford

I liked everything so far. I will know later

4 months ago

Reply from Beyond Finance

Hi Sonceria,

We’re pleased to hear that you’re satisfied with your experience with us so far! Our team at Beyond Finance is dedicated to supporting you on your journey to financial freedom.

— The Client Success Team at Beyond Finance

Oct. 14th, 2025

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Angelito Castro

I like cause lower my bills.it help more

4 months ago

Reply from Beyond Finance

Hi Angelito,

We’re pleased to hear that your experience with us has helped lower your monthly payments! Our team at Beyond Finance is dedicated to supporting you on your journey to financial freedom.

— The Client Success Team at Beyond Finance

Oct. 14th, 2025

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Kalina Zocchi

Great solution to not have to get another loan

4 months ago

Reply from Beyond Finance

Hi Kalina,

We're excited to hear that you found our solutions beneficial! Our team at Beyond Finance is dedicated to helping clients like you achieve financial freedom.

— The Client Success Team at Beyond Finance

Oct. 13th, 2025

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Larry

Very easy to work with and get the job done

4 months ago

Reply from Beyond Finance

Hi Larry,

We’re delighted to hear that you found it easy to work with our team! Your satisfaction is important to us, and we appreciate your feedback.

— Beyond Finance

Oct. 13th, 2025

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Jose Abrams

Thorough and understandable strategy to enable my goals

4 months ago

Reply from Beyond Finance

Hi Jose,

We're delighted to hear that you found our approach thorough and clear in helping you reach your goals. Thank you for your positive feedback!

— The Client Success Team at Beyond Finance

Oct. 13th, 2025

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Ryan Scroggin

Very friendly and informative throughout the process

4 months ago

Reply from Beyond Finance

Hi Ryan,

We’re pleased to hear about your positive experience with our team! Our representatives strive to provide friendly and informative support every step of the way.

— The Client Success Team at Beyond Finance

Oct. 13th, 2025

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Carrie Brashear

Nicholas was very helpful through the process

4 months ago

Reply from Beyond Finance

Hi Carrie,

We're delighted to hear that Nicholas provided you with helpful support during your journey. Our team at Beyond Finance is dedicated to assisting clients like you every step of the way.

— The Client Success Team at Beyond Finance

Oct. 13th, 2025

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Pamela Yount

Explain everything well, very helpful, happy with my choice

4 months ago

Reply from Beyond Finance

Hi Pamela,

We’re excited to hear that you found our team helpful and informative! Your positive experience is what we strive for at Beyond Finance, and we appreciate your feedback.

— The Client Success Team at Beyond Finance

Oct. 13th, 2025

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John Kaupelis

Great customer service and rates i could afford!

4 months ago

Reply from Beyond Finance

Hi John,

We're excited to hear about your positive experience with our team! Providing personalized solutions and exceptional service is at the heart of what we do at Beyond Finance.

— The Client Success Team at Beyond Finance

Oct. 13th, 2025

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david ranck

Very nice people. Easy to talk to and work with

4 months ago

Reply from Beyond Finance

Hi David,

Thank you for your kind words! We're pleased to hear you had a positive experience with our team. Our goal is to make your journey to financial freedom as smooth as possible.

— The Client Success Team at Beyond Finance

Oct. 13th, 2025

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Glenn Barnette

Incredible customer service and easy to complete paperwork.

4 months ago

Reply from Beyond Finance

Hi Glenn,

We're excited to hear about your positive experience with our team! Providing exceptional service and a seamless process is our priority at Beyond Finance. Thank you for your kind words!

— The Client Success Team at Beyond Finance

Oct. 13th, 2025

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Barbara Pipo

The respect and understanding expressed.

4 months ago

Reply from Beyond Finance

Hi Barbara,

We're delighted to hear that you've experienced respect and understanding from our team. Your positive feedback means a lot to us, and we're here to support you on your journey to financial freedom.

— The Client Success Team at Beyond Finance

Oct. 13th, 2025

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don knox

Very helpfully very understanding very patient

4 months ago

Reply from Beyond Finance

Hi Don,

We’re grateful for your kind words! It’s wonderful to know that our team members have been supportive and attentive throughout your experience with us.

— The Client Success Team at Beyond Finance

Oct. 13th, 2025

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Melinda Henson

Friendly and easy to work with regarding my goals

5 months ago

Reply from Beyond Finance

Hi Melinda,

We're excited to hear that you found our team friendly and approachable as you work towards your goals. Your positive feedback means a lot to us!

— The Client Success Team at Beyond Finance

Sep. 15th, 2025

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Jen

Excellent customer service. Highly recommend

5 months ago

Reply from Beyond Finance

Hi Jen,

Thank you for your wonderful feedback! We're grateful for your recommendation and are glad to hear that our team provided you with exceptional service.

— Beyond Finance

Sep. 15th, 2025