Name: Beyond Finance
Rating: 4.9

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Elizabeth

Just very friendly and understanding people. They were amazing helping to get my debt under control.

10 months ago

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Linda Thurber

They really seemed to care about me and my situation. They did not make me feel humiliated in any way.

10 months ago

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Brandi Key

Everyone has been very helpful and understanding. I asked questions and they explained everything steps by step.

10 months ago

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Andy Pelegrin

The onboarding process was comprehensive and the staff assisting was great at explaining all information.

10 months ago

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Sarah Martinez

I have only just started with this program, but it feels good so far. The people seem eager to help out, which makes me a little more at ease.

10 months ago

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Misty Bland

Very easy to understand and the customer service is top notch. I wish I would have done this sooner.

10 months ago

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Indira Wehnke

Everything was explained. Went through everything in detail for us to understand our payments and how this works.

10 months ago

Reply from Beyond Finance

Hi Indira,

We're delighted to know that our team took the time to explain everything clearly and provide you with a comprehensive understanding of your program. Your satisfaction is our priority!

— The Client Success Team at Beyond Finance

Oct. 13th, 2025

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Jamie Ashley Loxahatchee, Florida

Keven was patient and explained everything until I understood the process which was important in this stressful situation.

4 weeks ago

Reply from Beyond Finance

Hi Jamie,
Thank you for sharing your experience! We're grateful for your kind words about Keven, and it’s wonderful to hear that he provided the support you needed during this stressful time. Helping clients like you work toward financial freedom is what drives our team every day!
— Beyond Finance

Aug. 5th, 2026

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Cory Landa Boulder Creek, California

Amazing customer service and support. The person I spoke with treated me with dignity and respect. I truly felt they understood without judgment.

3 months ago

Reply from Beyond Finance

Hi Cory,
Thank you for your kind words! We're grateful to hear that our team provided you with respectful and understanding support. Your satisfaction is our priority.
— The Client Success Team at Beyond Finance

May. 6th, 2026

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Jackie Garcia

Since I just started the process, I'm not sure if I would recommend but right at this moment with the information that was given to me that would be a Yes based on that

5 months ago

Reply from Beyond Finance

Hi Jackie,
Thank you for sharing your initial thoughts! We're grateful to hear that the information provided has been helpful so far. Our team is here to support you on your journey to financial freedom.
— The Client Success Team at Beyond Finance

Mar. 25th, 2026

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Annie Maier

Thomas was very helpful and made me feel confident with my decision to get financial help! I'm excited to get going in the program!

1 year ago

Reply from Beyond Finance

Hi Annie,

Thank you for your wonderful feedback! We’re delighted to hear that Thomas provided you with the support you needed to feel confident in your decision to seek financial help. Our team at Beyond Finance is here to ensure you have a positive experience as you work towards your financial goals.

— The Client Success Team at Beyond Finance

Apr. 28th, 2025

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Lydia Falcon

Great program!! After being explained the whole process , I have to admit it was something that I was wanting to do and I enrolled.

1 year ago

Reply from Beyond Finance

Hi Lydia,

Thank you for your fantastic feedback! We're excited to hear that our team was able to clearly explain the process and that you've taken the step to enroll in your program. Your commitment to achieving a debt-free future is inspiring, and we’re here to support you every step of the way.

— The Client Success Team at Beyond Finance

Apr. 17th, 2025

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Sarah Richardson

It’s really disappointing when companies misuse applicant information for purposes unrelated to hiring, like attempting to collect on outdated debts that are no longer legally owed. It raises serious ethical concerns about their business practices and how they treat both applicants and employees. Reading through Glassdoor reviews, it’s clear that many people have had similar negative experiences. Transparency and integrity should be the foundation of any reputable company, and unfortunately, not all businesses uphold those standards.

1 year ago

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Larry Vaughn

Great services . I feel strongly that my credit debt will be resolved quickly and professionally. Thank you Beyond Finance.

1 year ago

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Melanie Quinn

I had received great service and was given full knowledge of the process. I was very comfortable as Judith made me feel ar ease

1 year ago Edited December 1, 2024

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William bernath

Tylor is very knowledgeable and compassionate while speaking with me. He understood my situation and was able to help me set my goals.

1 year ago

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Janet

So far, so good! Loved Rodney and the sweet lady I spoke with. Details were clear and well explained. I’m excited about the program!

1 year ago

Reply from Beyond Finance

Hi Janet,

Thanks for sharing your positive experience with Rodney and our other representative! Our teams prioritize providing exceptional service to our clients, so we truly appreciate you taking the time to recognize us.

— Beyond Finance

Oct. 8th, 2024

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Mary Fox

Zachary H was awesome! He explained everything so clearly! He was so patient and answered all my questions! He’s the best!!

1 year ago

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Darrell Johnson

So far so good. Im new to the program but have been embraced warmly. The onboarding was very helpful and I remain in contact with my representative.

1 year ago

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Chris Barrigher

New customer the staff is reassuring. So far it’s been very informative. I feel like there is some one I can reach out and talk to at any time in the process

2 years ago

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Michael Lucas

Very smooth process. Everything was handled professionally. Cyndee was very knowledgeable and made sure I understood how it all worked.

2 years ago

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Anna Mendaros

Isha was very professional in talking to me and she addressed all I needed to know. I am excited to be debt free in time.

2 years ago

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Michelle Bell

I"ve only been with them a couple of months so It's difficult to give an accurate response to all the questions. So far, so good!

2 years ago

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Kyrstyn Strehlke

It’s just the beginning of my journey in consolidating my debt but so far everyone I have worked with has been very helpful and informative!

2 years ago

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DesertRat

It's early in the process, but, so far, so good. My agent has been quite thorough in explaining the program and the help I might expect.

2 years ago

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Eric hummel

Nathaniel G. was amazing very professional explained everything and how your company works I am excited to be out of debt and stay debt free.

2 years ago

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Robert Noerenberg

My agent was very nice and understanding.. She took all my information and gave me a reasonable amount that would fit my budget… thank you

2 years ago

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Anita J Meikle

Reps. Are understanding and explain the process to better understand what to expect. The downside is the collection calls and drop in credit score

2 years ago

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Johnnie Peoples

I like how professional the agents and how easy the app is to use. Looking forward to my journey to resolve my debt with Beyond.

2 years ago

Reply from Beyond Finance

Hey Johnnie-

Thanks for the feedback! We want all of our clients to have a great experience with us. We’re happy that our Client Success team gave you the support you needed.

As always, you’re welcome to contact us any time at clientsuccess@beyondfinance.com or 800-282-7186.

- Client Success Team at Beyond Finance

May. 23rd, 2024

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Lorita Renfro

Nick spent so much time with me! He explained everything clearly. It’s like I had a friend on the other end of the phone connection.

2 years ago

Reply from Beyond Finance

Hey Lorita-

We’re so glad that you chose to enroll with us, and we can’t wait to help you move beyond debt.

We’re dedicated to keeping you up-to-date with your progress throughout your journey! You can track your progress by going online [https://www.beyondfinance.com/], or by contacting us at clientsuccess@beyondfinance.com or 800-282-7186. Thanks for choosing Beyond Finance!

- Client Success Team at Beyond Finance

Apr. 17th, 2024

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Cindy Tomasiak

My experience with Javier was great. What a kind and knowledgeable person he is. He spent time to explain things and care about me. Thank you.

2 years ago

Reply from Beyond Finance

Hey Cindy-

Thanks for your lovely review! We’re so happy you had a great experience with Javier. We care deeply about helping our clients move toward a brighter financial future with care and kindness. Thanks for choosing Beyond Finance!

—Client Success Team

Apr. 17th, 2024

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Luke Thompson

They were very informative and helped answer any question we may have had. Also were very understanding of our situation and genualy wanted to help.

2 years ago

Reply from Beyond Finance

Hey Luke-

Thanks for the feedback! We want all of our clients to have a great experience with us. We’re happy that our Client Success team gave you the support you needed.

As always, you’re welcome to contact us any time at clientsuccess@beyondfinance.com or 800-282-7186.

- Client Success Team at Beyond Finance

Apr. 17th, 2024

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Falon Okun Hobbs, NM

I am over a year in to the program. I have paid them over 5k and only close to 2k has been paid to my creditors. Beyond is calling me asking for more money each month to settle debts. I know there is no guarantees but it appears they are only worried about getting their money and not settling debts. They only reached out to me to ask for more money or try to get me to apply to a different program.

2 years ago

Reply from Beyond Finance

Hey Falon-

We want you to know we support your journey towards a better financial future. In rare instances, we may suggest you add additional funds, but this is not required for your program to succeed.
We take these concerns seriously and would like to address them. Please contact our team directly at 800-282-7186.

—Client Success Team at Beyond Finance

Mar. 25th, 2024

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Dawn Herndon Sterling Heights, MI

The people at Beyond Finance are very pleasant, kind, & informational. They put my mind at ease during a very stressful period in my life.

2 years ago

Reply from Beyond Finance

Hi Dawn-

Thanks so much for the feedback and review! We’re thrilled to hear you’ve had a good experience so far. Thank you for choosing Beyond Finance.

—Client Success Team at Beyond Finance

Feb. 13th, 2024

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cuddlypython@msn.com Prescott, AZ

Representatives have been so kind and encouraging! I feel empowered by Beyond Finance to get debt free and stay that way!

2 years ago

Reply from Beyond Finance

Hi there-

Thanks so much for the feedback and review! We’re thrilled to hear you’ve had a good experience so far. Thank you for choosing Beyond Finance.

—Client Success Team at Beyond Finance

Jan. 18th, 2024

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Monique Allen District Heights, MD

The customer service representatives were very polite, informative, and took their time with explaining the program and usage of the app.

2 years ago

Reply from Beyond Finance

HI Monique-

We’re so happy you had such a great experience with our team. We put a lot of work into helping our clients move toward a brighter financial future. Thanks for choosing Beyond Finance!

—Client Success Team at Beyond Finance

Jan. 10th, 2024

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Lynne Holt Tullahoma, TN

I’ve been in the program less than a week and already received tons of helpful information to get me back in control of my life. Thank you !!

2 years ago

Reply from Beyond Finance

Hi Lynne-

Thank you for the kind words! We are thrilled to hear that you are joining us along your journey towards a debt free life. Thank you for choosing Beyond Finance.

—Client Success Team at Beyond Finance

Nov. 16th, 2023

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Frank P Pittsfield, MA

They settle all my accounts but two. Their reason have changed as to why they can’t settle the last two. I have to call for information about the last two accounts. Because Beyond can’t get anywhere with the CC company. Sure collected all your fees along the way though. Sure they will reply with some lies about what happened. Like I said before run from this company. Sure most of the 5 star reviews were lies anyway. They rather close the account up and take there money and run then help me.

2 years ago

Reply from Beyond Finance

Frank-

First and foremost, we never lie to any of our clients. We are an AFCC accredited business that has helped over 300,000 consumers on their path to financial freedom and resolved over $3 billion in unsecured debt. We pride ourselves on helping people resolve debt while following debt relief industry guidelines closely by not charging fees upfront, running a transparent business and advocating for consumer rights.

Our fees are performance-based and contingent on our success in settling your debts with your creditors on your behalf. We do not earn any fees until you and a creditor agree to a settlement and at least one payment toward that settlement is made. In the rare instance we cannot settle an account does not mean it was something we did. Creditors can be tricky in this sense.

Our team has been attempting to reach out and give you the support you need. We are eager to hear back. We will be attempting to have a member of our team reach out directly once again. In the meantime, you can contact us at 800-282-7186.

-Client Success Team at Beyond Finance

Sep. 14th, 2023

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Lucy Brownlee Fine Art Las Vegas, NV

I really liked them at first. But I was told that if I made all payments on time, which I did, and paid extra when I could I would be offered a loan in 6 months time. Well it's almost a year. My credit score is worse than ever, and I've asked twice about the loan and been blown off by Beyond telling me its not them but the loan company.

3 years ago

Reply from Beyond Finance

Lucy-

We are sorry to hear that you have still not yet qualified for the Above Lending Graduation Loan yet. Qualifying for the loan is based on a number of factors including, but not limited to, 6-9 months of on-time full deposits, your debt-to-income ratio, and your credit score (though credit score doesn't weigh as heavily as with most loans). It is entirely up to Above Lending whether a client will qualify for the loan or not. If you do qualify, someone will reach out, but we also want to emphasize that continuing with your Beyond Finance program is just as effective to get out of debt. While the loan can speed up the time to credit score recovery and put an end to creditor harassment, your Beyond program charges no interest, and you'll end up having to pay less overall to reach financial freedom. And the fact that you've made all your deposits in full and on time is great. You're doing everything right, and you're well on your way to a debt free life, whether you qualify for the loan or not.

-Client Success Team at Beyond Finance

Aug. 29th, 2023

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Whitney Buchanan Burnsville, NC

Everyone was so nice and helpful we finally feel like we can make headway on debt and saved us 220 a month on payments! Thank you!

3 years ago

Reply from Beyond Finance

Hi Whitney-

Thank you for the positive feedback! We are glad to hear that we are helping you save $220 a month! We are excited to help you take control of your finances.

-Client Success Team at Beyond Finance

Aug. 29th, 2023

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LIDO LINDY New York, NY

Everything were More Than I Expected Best Services Ever Very Helpful They Answer All My questions & Explained Everything I Need To Know With Patience

3 years ago

Reply from Beyond Finance

Hi Lido,

Thanks for the feedback! We’re happy that our Client Success team was able to answer all of your questions.

As always, you’re welcome to contact us any time at clientsuccess@beyondfinance.com or 800-282-7186.

- Client Success Team at Beyond Finance

Aug. 22nd, 2023

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tyrone Houston, TX

Be careful and read the fine print, this company is still drawing money out of my account apparently a $215.00 termination fee which no one discuss with me, I am guessing it's my penalty fee for no longer using their service.

3 years ago

Reply from Beyond Finance

Hey Tyrone,

We strive to be transparent about the fees we earn when you complete a settlement and we are sorry to hear you did not understand our fee structure.

Just to clear things up, we do not charge a fee for canceling our service. The charge you are referring to may be from a settlement fee that our team earned before you left the program. If you decide to leave the program before paying a settlement fee, you are still subject to that fee.

We are sad to see you leave the program and we wish you the best of luck on your journey to financial freedom.

-Client Success Team at Beyond Finance

Aug. 1st, 2023

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Mark Nobles Sierra Vista, AZ

The initial conversation with Diana was great and we found the experience reassuring. We are still in the early days of the process, but so far we are satisfied.

3 years ago

Reply from Beyond Finance

Mark—

Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program.

Thanks for choosing Beyond Finance!

- Client Success Team at Beyond Finance

Jul. 7th, 2023

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randall frederick Westland, MI

Your representative was very friendly and professional. She precisely explained the contract, which made it a wonderful phone call and made it easy to choose Beyond!!

3 years ago

Reply from Beyond Finance

Randall—

The fact that you had such a great experience with our Client Success Team is music to our ears! It’s vital to us that our team is able to be there for you in a way that makes you feel comfortable, supported and fully informed. Thanks for letting us know that we’re on the right track!

Client Success Team at Beyond Finance

Jul. 7th, 2023

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Patricia brennan Utica, NY

Your rep was very easy to correspond with. Explained the program thoroughly and answered all my questions till I understood thoroughly

3 years ago

Reply from Beyond Finance

Hey Patricia!

We’re so happy to hear about your positive experience with our team! We do our very best to ensure our clients are well-informed, cared for, and supported through the entire program, so we’ll make sure to pass your kind words on to them! We look forward to helping you resolve all of your enrolled debt.

—Client Success Team at Beyond Finance

Jun. 19th, 2023

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Linda Call Gainesville, TX

I liked that (Eli) was understanding of my predicament. He explained all the details on enrolling in the program and made it an easy process.

3 years ago

Reply from Beyond Finance

Hey Linda!

We’re so happy to hear about your positive experience with Eli! We do our very best to ensure our clients are well-informed, cared for, and supported through the entire program, so we’ll make sure to pass your kind words on to him! We look forward to helping you resolve all of your enrolled debt.

—Client Success Team at Beyond Finance

Jun. 13th, 2023

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Mary Ocean Springs, MS

Love this company already everyone explained everything from front to end can’t wait to begin my journey with beyond…

3 years ago

Reply from Beyond Finance

Mary—

Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to keep you updated on progress, work with your creditors to get each of your enrolled debts resolved, and help you to graduate from your program.

We're glad to be on this journey with you!

Client Success Team at Beyond Finance

Jun. 6th, 2023

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Stephen Pickrell Granger, IN

Beyond Finance is awesome. Everyone I talked to is very nice. So glad that they are able to help me with my debt. You all rock !

3 years ago

Reply from Beyond Finance

YOU rock, Stephen! We do our very best to ensure our clients are well-informed, cared for, and supported through the entire program, so we're thrilled to hear that we've been meeting this expectation with you!

Thank you so much for the kind words. We look forward to helping you reach financial freedom. :)

—Client Success Team at Beyond Finance

May. 26th, 2023

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Jean Sylvia New Bedford, MA

Joel was very patient as he navigated through the program with me. He was also quite knowledgeable and was able to explain everything we discussed.

3 years ago

Reply from Beyond Finance

Hey Jean!

We’re so happy to hear about your positive experience with Joel! We do our very best to ensure our clients are well-informed, cared for, and supported through the entire program, so we’ll make sure to pass your kind words on to him! We look forward to helping you resolve all of your enrolled debt.

—Client Success Team at Beyond Finance

May. 2nd, 2023

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Melissa A. Festus, MO

I've only just started my journey ,but, so far, so good. Everyone is very nice and they work hard to make sure you understand the process.

3 years ago

Reply from Beyond Finance

Melissa—

Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program.

Thanks for choosing Beyond Finance!

- Client Success Team

Apr. 26th, 2023