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Beyond Finance

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7.8

Overall Score

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Sandra Regalado

They have great customer service. They take time to explain things over the phone

1 month ago

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Teddie

I was able to set up a saving account and have Beyond Finance deal with the credit lenders.

1 month ago

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William Hernandez

The agent very politely and professionally. Explain everything to me . What to do and not to do

1 month ago

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James Smith

Was a fast process. Everything goes like it should. I should save about $40,000 in interst charges

1 month ago

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Patti Felty

Everything was explained so thoroughly to me, so I could understand what I really needed!!

1 month ago

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Robert Flores

Had a very pleasant experience with the gentleman assisting me. Very caring and informative.

1 month ago

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Tommy G Emberton

When I reached out to Beyond Finance I first met Thomas (Lord I hope I got the name right). He was a breath of fresh air. I had tried another company. To be honest, they could have cared less about me or my financial condition. Thomas asked all the right questions & he listened to me, really listened. He constantly assured me all would be well. Not always easy but we could do this. He had a very calming sense about him for which I was quite grateful. He went over my finances in a nonintrusive way & put me at ease. After we went over the basics he transferred me to Jessie; she was also extremely helpful & had quite a calming influence on me, She answered all my questions and got me started on my road to recovery. At least I can see the light at the end of the tunnel & it isn't attached to the front of a freight train!!! Below you asked if I had been asked to give a review. Yes I was. That said, they did not ask it in an intimidating manner. They were quite friendly & professional. All of my praise for this service is well deserved.

1 year ago

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TOBE ABEAR

First of All, my "Handler" (RRR HUMOR) is the NICEST Rep. I've had the Pleasure of Dealing with. Her Professionalism and and Especially her Kindness is ABOVE AND BEYOND REPROACH!! In 15 years I've paid $64k in interest alone, and I still have $20k left which would've taken me another 20yrs to pay off. There was NO hope in sight. That is until l called ACCREDITED (Beyond Finance) ccame along. As of today 7/23/24 it is working out Fantastically!!! I pat myself on the back for calling them. And with that being said, I say to the Entire Company: God Bless all of you for helping me. I'm truly saved!!!!

1 year ago

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Bill

I responded to an online ad for credit debt resolution and Beyond Finance responded to my request. The person who contacted me was very pleasant and made me feel more comfortable with dealing with this process. They explained everything to me and then emailed me the outcome of our discussion and allowed me some time to review it before I made the decision to move forward. They called me again a few hours later to complete the process with me. This was not an easy decision for me, but after walking me through their process and the potential outcome, I am far more comfortable. I would recommend them to anyone in a similar situation.

1 year ago

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Reply from Beyond Finance

Hey Bill-

Thanks for your lovely review! We’re so happy you had a great experience with our team. We care deeply about helping our clients move toward a brighter financial future with care and kindness. Thanks for choosing Beyond Finance!

—Client Success Team

Apr. 17th, 2024

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DocSue1 Hollywood, FL

The financial consultants are sincere and knowledgeable, while maintaining professionalism and honesty at every stage. You are made aware of your options at each stage, so you can make a decision that works best for you. My consultant, Marcus and on-boarding agent Ashton were exceptional. They took the time to go over the available plans, what to expect, and made sure to give information so that I could reach them to ask follow-up questions, if necessary. I have already recommended Accredited to colleagues and friends because the consultants went above and beyond to explain, elaborate, and clarify any and all questions I had before, during, and after I signed up.

1 year ago

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Reply from Beyond Finance

Hi there-

Thank you for the kind words. We are thrilled to hear about your onboarding experience with Marcus and Ashton. We are excited to see the rest of your progress on your journey towards financial freedom.

—Client Success Team at Beyond Finance

Jan. 23rd, 2024

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Linda Stewart McClure, IL

We fell on hardship with Covid, with multiple family illnesses following and were drowning in debt. I seen no way to get us out of debt and my stress and worry was getting worse. I knew we needed help but was very skeptical of debt consolidation programs. Majikeen And Daniel were amazing to work with and explained the entire process in detail letting me ask all the question I had and answering them with knowledge. After the initial conversation they gave me time to go over things on my own. By that evening we set up enrollment and had it all completed by close of business that same day. Majikeen Has followed up with me twice already and has provided an open line and email to keep in touch. I also have my own secure log in to watch the progress as things move forward. This program is nothing short of a miracle for me and my family and we look forward to becoming debit free in an 8th of the time that it would have taken without this program!

2 years ago

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Reply from Beyond Finance

Hey Linda!

Wow! This is the kind of feedback we live for. We know that our clients deserve all the compassion and support in the world, and we’re so glad to know that we’re meeting that expectation. We’ll be sure to pass on your wonderful words to Majikeen and Daniel. We look forward to continuing to help you reach your goal of financial freedom.

-Client Success Team at Beyond Finance

Jul. 14th, 2023

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Maggie Palm Bay, FL

Liked: The attention (listening) to my problem when my personal banker couldn’t help, kindness, researching options for me, offering me 2 options to choose from all while I waited on the phone. The thorough explanation and education regarding how creditors charge interest rates and how I can improve my financial situation. Not at all pushy; actually, genuinely guiding me through process while allowing me to be in control of my choices without any pressure. Waking me through each step online with patience (as I’m not tech savvy), and when all was finished asked again if there is anything I had questions about directing me to where all my information can be found. The follow up is wonderful; very supportive as initially, it’s hard to sit back and allow process however, I don’t feel alone. Love that I’m not losing sleep over debt concerns as it’s in someone else’s hands, thank you! Didn’t like: Oh my, thus far I have nothing to dislike. Again, thank you!

2 years ago

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Reply from Beyond Finance

Hey Maggie!

Thanks for your lovely review! We’re so happy you had such a great experience with our team. We put a lot of work into helping our clients move toward a brighter financial future with care and kindness, so we’ll be sure to pass your wonderful words on to them. Thanks for choosing Beyond Finance!

-Client Success Team at Beyond Finance

Jun. 29th, 2023

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Ricky Laney Phoenix, AZ

I really appreciate my Rep Sonny's knowledge on the subject matter. I had thought about going this route for a while. If I had managed to find a way to supplement my Social Security income upwards of 6k a year I would have been able to take care of these three cards - at least to pare the balances by 2k each - but that hasn't happened. So at 28% even making double monthly payments bare gets me beyond treading water - and I already was putting upwards of 40% of my entire income into that effort. I hope with Beyond Finance to get free and clear in 24 months. I really believe that is a realistic achievable goal.

2 years ago

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Reply from Beyond Finance

Hi there, Ricky—

Thanks for your lovely review! We’re so happy you had such a great experience with Sonny. We put a lot of work into helping our clients move toward a brighter financial future with care and kindness, so we’ll be sure to pass your wonderful words on to them. Thanks for choosing Beyond Finance!

-Client Success Team at Beyond Finance

Jun. 22nd, 2023

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Denise Gibson Brighton, CO

I reach out to Beyond Finance and they were very helpful and Polite. When I got off the phone I felt so much relief and stress lifted off my shoulders. They walk me through everything and never one made me feel ashamed. They keep me informed on everything and I can now see light at the end of a dark tunnel. I did great had a good credit score , they all at once lost my husband and my mom in the same week. Had to leave my job to move home with family. So to say I have been through a rough spot is an understatement, but because of Beyond I feel I can get back on my feet. So Thank you all for all your doing and have done this far. This company gave me back my Dignity. if you need help don't wait contact them . They can help you feel so much better.

2 years ago

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Reply from Beyond Finance

Welcome to the program, Denise!

Thanks for taking the time to review us! We know that being burdened by debt can be stressful, but we’re excited to help you take your first steps toward a brighter financial future.

We’re committed to keeping you informed as progress is made on your debt resolution journey: you can always track your debt resolution progress by viewing your program online [https://www.beyondfinance.com] or contacting us with questions at clientsuccess@beyondfinance.com or 800-282-7186. We’re here for you.

- Client Success Team at Beyond Finance

Apr. 5th, 2023

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Rose Mary O El Paso, TX

Beyond Finance is legitimate and a wonderful option for debt relief. I just finished the process of freeing myself from debt of $45k. It cost me just under $700 a month, for 45 months, replacing the $2500 I was faithfully paying each month. I took the credit score ding in exchange for being able to breathe and live again. I followed every step they advised to the letter. Any complainers may not have followed all their advising or did not pay on time or regularly, or just don'tunderstand what is being done on their behalf. I was also chosen to be in a commercial ad for the company and gladly participated without pay because this program REALLY changed my quality of life. Free, at last! Free, at last! Thank you, Beyond Finance!

3 years ago

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Reply from Beyond Finance

Hi Rose,

Thanks for sharing your great experience with Beyond Finance! It’s our absolute favorite thing to see our team’s efforts pay off in real-time. But your graduation is not only a testament to our program but your steadfast dedication to making your monthly deposits! You earned this!

Client Success Team at Beyond Finance

Dec. 1st, 2022

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Deanna Hoffmeyer Farmington, MI

I heard an ad on the radio and for the first time in my life called the number right away. I am so happy that I did. Rich took the time immediately to walk through my financial situation and what he could offer me. That night I slept better than I have in months. I truly feel that Rich and Beyond Finance genuinely care about their clients. I would recommend this to anyone going through financial hardship with creditors or personal loans. He explained that the situation I was in wasn’t something that I should feel guilty about and that this happens to millions of Americans yearly. What you’re signing up for with credit cards and loans doesn’t include what will happen if your only able to make the minimum payment each month. The process with Beyond Finance is very easy to understand and their app allows you to track the daily changes to your plan. This includes the lower amount the credit cards will settle to have your balance completely paid off!! I can’t wait to have all of my debt settled and I believe that Rich and Beyond Finance will be with me the entire way!

3 years ago

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Reply from Beyond Finance

Deanna—

Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program.

Thanks for choosing Beyond Finance!

- Client Success Team

Sep. 15th, 2022

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Lee Lunday Henderson, NV

Well, it's much to early to give a qualified rating. However, so far, I'm please with this process and look forward to have a little change in my pocket. The last company I was working with was getting $260 a month to settle 5 accounts for me. They did absolutely nothing to resolve or reduce my debts. They merely took $4,000.00 from my bank account over a period of roughly 16-17 months. Beyond is taking just under $270.00 to work with 12 creditors of mine. I have one major creditor to deal with - my bank credit card, which I am able to pay off each month. With Beyond's help, I now have extra cash to enjoy life with once again. So, I'm very pleased with what Beyond has made possible for me.

3 years ago

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Reply from Beyond Finance

Lee —

Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program.

Thanks for choosing Beyond Finance!

- Client Success Team

Jun. 29th, 2022

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Colette Merrill Carthage, MO

I am happy to have turned to Beyond Finance. Hesitantly, I needed to turn to this drastic solution because I found myself quickly in this impossible situation. When I got my last unsecured loan, I found myself in deep financial trouble. I did not want to claim bankruptcy so I decided to listen to Beyond Finance. Breauna was the one who called me when I signed up for information about the program and I am glad I did find out information. She was so helpful and I had to keep interrupting her to have something explained. She took her time with me and was so patient. The initial call ended up being three hours, but I didn't mind at all because I came away confident and knowing for sure that this was the right thing to have done. The experience was easy and a hundred-pound weight had been lifted off my shoulders. She explained everything until I was satisfied that I understood exactly what was going to be done for me. She was careful to get every piece of information correct that I was giving her so there was no stone unturned as to how I found myself in this position. They understand that things happen. She encourages me to give as much detail as possible and if I thought of anything out while we were talking to stop her and tell her. I do feel good that I took the chance and listened to what this program had to offer and what it can and will do for me. My advice for you if you find yourself in a financial strait you can't handle because of the unexpected ahead; and you know the consequences of bankruptcy, this is the far better choice. It will get you out of debt with only one payment that covers everything! Nothing is hidden, it is plainly transparent.

3 years ago

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Reply from Beyond Finance

Hi Colette,

Congratulations on taking control of your finances and thank you for the wonderful review! We thrive on this kind of feedback and are thrilled that our program is helping you resolve debt without bankruptcy.

Thanks for choosing Beyond Finance.

- Client Success Team at Beyond Finance

Jun. 3rd, 2022

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Chris Marbella, MA

While paying minimum balance, my credit rating went down subtantially and upon a costly divorce involving real estate division, I needed to recover financially avoiding tapping into my 401(k) as in a high tax bracket. Shopping around for loans, I was directed to Beyond Finance and did not hear before about that Debt Resolution program. I used it for 3 credits over a period of 3 years, graduated last month and joined again for two remaining credit card accounts as I was quite pleased with the program. One's situation needs to warrant that form of help, yet I don't have any regrets and where my FICO rating went from 845 to about 550 during that phase, it could recover within a few months once the original creditors are paid. I had very helpful and patient representatives and I feel that Beyond Finance can be a lifesaver if one can qualify.

3 years ago

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Reply from Beyond Finance

Hi Chris,

Thanks for the positive feedback, and congratulations on moving beyond debt! Our goal is to get our clients back on track financially, and we’re so glad to hear our program is helping you accomplish that!

Thanks again,

Client Success Team at Beyond Finance

Mar. 4th, 2022

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Linda Thurber

They really seemed to care about me and my situation. They did not make me feel humiliated in any way.

2 months ago

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Brandi Key

Everyone has been very helpful and understanding. I asked questions and they explained everything steps by step.

2 months ago

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Andy Pelegrin

The onboarding process was comprehensive and the staff assisting was great at explaining all information.

2 months ago

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Sarah Martinez

I have only just started with this program, but it feels good so far. The people seem eager to help out, which makes me a little more at ease.

2 months ago

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Misty Bland

Very easy to understand and the customer service is top notch. I wish I would have done this sooner.

2 months ago

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Indira Wehnke

Everything was explained. Went through everything in detail for us to understand our payments and how this works.

2 months ago

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Reply from Beyond Finance

Hi Indira,

We're delighted to know that our team took the time to explain everything clearly and provide you with a comprehensive understanding of your program. Your satisfaction is our priority!

— The Client Success Team at Beyond Finance

Oct. 13th, 2025

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Andy Schwartz

This company is THE WORST. They were in no way upfront about the enormous fees associated with consolidating debt. 25% of the enrolled debt is CRAZY, especially when they can't even guarantee that they'll save you 50% (in my case it was about 42%). Plus, they charge a monthly fee. Also, your credit score will go in the toilet - not for the 6 months they told me, but for the duration of the payback, which in my case was 4 YEARS! DO NOT USE BEYOND FINANCE!

3 months ago

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Reply from Beyond Finance

Hello Andy,

We believe it's essential to clarify some points regarding our practices. The fees you pay are invested in securing the expertise and resources needed to achieve favorable outcomes on your behalf. Remember, our fees are success-based, ensuring that you only pay for outcomes you agree upon.

We assist clients in achieving financial freedom, and many of our clients see their financial health restored before the end of their programs.

We'd like the opportunity to discuss your concerns further. Please reach out to our Client Success team at clientsuccess@beyondfinance.com or 800-282-7186.

— Beyond Finance

Oct. 9th, 2025

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Michelle C

Great customer care and explanation of service. Very happy I made the call to take control and feel relieved of my situation.

3 months ago

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Reply from Beyond Finance

Hi Michelle,

We’re delighted to hear about your positive experience with our team at Beyond Finance. It’s wonderful to know that you feel empowered and relieved in your journey toward financial freedom.

— The Client Success Team at Beyond Finance

Oct. 13th, 2025

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Chris Craighead

I like everything about this company, very professional and knowledgeable. My representatives were very friendly and understanding of my needs.

3 months ago

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Reply from Beyond Finance

Hi Chris,

We're excited to hear you had such a positive experience with our team! Your recognition of our professionalism and understanding is greatly appreciated.

Thank you for sharing your thoughts!

— The Client Success Team at Beyond Finance

Oct. 13th, 2025

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les buchanan

Great assistance, professional personnel who works with you to address your needs and concerns. Very helpful, expeditious service.

3 months ago

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Reply from Beyond Finance

Hi Les,

We’re delighted to hear that you had a positive experience with our team! Your recognition of our commitment to addressing your needs and concerns means a lot to us.

— The Client Success Team at Beyond Finance

Oct. 13th, 2025

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Hollie

RUN….This company is definitely out for their own profit! I enrolled over 18 months and only 3 small accounts have been paid and that’s with me calling and giving them more money. I really wished I would have just settled on my own and that exactly what I did. This being after I paid them over 4,000 dollars in fees! This place is legal fraud. Also, if you receive any judgements against you they don’t let you know because you sign over the right for beyond finance to get all the letters! Awful system and worst regret! Do it yourself you will save yourself headache, credit and money. You might even save your credit.

5 months ago

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Reply from Beyond Finance

Hi Hollie,

This is simply not true - as our rating indicates, the vast majority of our clients that enroll with us are thrilled with the results of their program the teams at Beyond Finance work to provide.

We want to assure you that we operate on a success-based fee structure. This means we only earn our fees by delivering results that our clients have personally reviewed and accepted. Our commitment is to your financial well-being.

Please know that historically with our clients, only 1-2% of enrolled accounts see any sort of legal action, and our team is dedicated to supporting clients in navigating any situation to continue making progress towards their financial goals.

Additionally, our clients typically see their financial health fully recovered before the end of their program.

We have successfully assisted over 700,000 clients and have an A+ rating from the Better Business Bureau. We encourage you to reach out to our Client Success team at clientsuccess@beyondfinance.com or 800-282-7186 to discuss your experience further. Your satisfaction is important to us.

— Beyond Finance

Jul. 25th, 2025

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paula headrick

Beyond Finance is extremely slow with settling out accounts. I think their negotiation team needs help . When I first signed up for the program, they failed to tell me they did not check all three credit reports as I was told this over the phone with the customer service rep. They only check one. One of my accounts was missed now I have to go to court for this one because they won’t handle the account because it was missed and when they missed something, they blame it on you! After all you go to them for the help and the assistance are supposed to be good so I was told. I’ve had to go to court three times already. My experience definitely has not been great and I don’t wanna take responsibility for what they know they did.. I also had to go to court and negotiate one of my own accounts and they took like $1800 out of my account for their fees for something they didn’t do. This has been my experience.

5 months ago

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Reply from Beyond Finance

Hi Paula,

We regret to hear about your experience with your account. Our team is eager to assist you in navigating this situation and to continue making progress towards resolving your financial obligations.

Achieving lasting financial health is a structured journey, and our strategic approach is designed to provide you with the most beneficial outcome, including lower monthly payments and a more comfortable financial situation.

Additionally, please know that we earn nothing unless we have been able to reduce your debt burden. Our fees are success-based and we only receive compensation if we have achieved client approved results.

We would like the opportunity to discuss your experience further. Please reach out to our Client Success team at clientsuccess@beyondfinance.com or 800-282-7186.

— The Client Success Team at Beyond Finance

Jul. 9th, 2025

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Barton Hepner

Amazing help with my situation. Very sincere and helpful.

2 weeks ago

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Young-Un Kim

Very patient, thorough and efficient. Numbers made sense.

3 weeks ago

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Sandra Kernodll

Very nice employee making sure I understand

3 weeks ago

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ADRIANA SUAREZ

Agent was Really helpful and answered all my questions

3 weeks ago

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Cynthia Watts

Ease of use and understand explaining of information

3 weeks ago

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Melissa Malek

Treated me like a human being and didn’t judge.

3 weeks ago

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Jesse Guajardo

Paul was amazing and very informative. I was so pleased.

3 weeks ago

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Anna

Everyone I talked too was very helpful and very friendly!

4 weeks ago

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Ann

My experience was clear and was explain very clearly. Mr John H was very knowledgeable and walked me through the paperwork and help me set up my app ! I have never been through this process before and hope it will help me not to worry about my debt ! Just waiting on getting my agreement sent to me ! Hope it will solve my problems !

8 months ago

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Reply from Beyond Finance

Hi Ann,

Thank you for your kind words! We’re delighted to hear that your experience was clear and that John was able to guide you through the process. Our team at Beyond Finance is dedicated to ensuring our clients feel informed and supported as they embark on their journey to financial freedom. We’re here to help you every step of the way. If you have any questions or need further assistance, please don’t hesitate to reach out.

— The Client Success Team at Beyond Finance

Apr. 17th, 2025

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Fannie Gasparik

The way that everyone at beyond has treated me is beyond words (No pun intended). I was so nervous and stressed and everyone I spoke with was very reassuring and positive. Life is stressful enough and knowing that you are not being judged but assisted is a great feeling. Thank you all.

9 months ago

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Reply from Beyond Finance

Hi Fannie,

Thank you for sharing your experience with us! We’re grateful to hear that our team made a positive impact during such a stressful time. Providing support without judgment is essential to us at Beyond Finance, and it’s wonderful to know you felt reassured throughout your journey. Your kind words inspire us to continue helping our clients work towards a debt-free future.

— The Client Success Team at Beyond Finance

Apr. 17th, 2025

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Erinne Clark

Theretter W was an amazing finance representative who was helpful and managed to make me feel at ease and not awkward or bad about taking this step, but rather confident and capable in my decision and ability to complete the program successfully and even early!

9 months ago

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Reply from Beyond Finance

Hi Erinne,

Thank you for taking the time to share your experience! We’re pleased to hear that Theretter made you feel comfortable and confident in your decision. It's our goal at Beyond Finance to empower our clients as they navigate their journey to financial freedom. Knowing that you felt capable and supported is truly rewarding for our team.

— The Client Success Team at Beyond Finance

Mar. 12th, 2025

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Santia Bullock

Elizabeth M is excellent! She was kind, professional and guaranteed no judgement would be given over my debt. She was patience and explained the process thoroughly. She also gave me the confidence to be okay with asking for help.

10 months ago

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Reply from Beyond Finance

Hi Santia,

Thank you for your wonderful feedback! We're delighted to hear that Elizabeth made such a positive impact on your experience. Our team members, like Elizabeth, are dedicated to providing compassionate support and clear guidance, ensuring you feel comfortable throughout your journey. It's great to know she helped instill confidence in you to seek assistance.

— The Client Success Team at Beyond Finance

Feb. 28th, 2025

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John P Herbots

So far, I've been encouraged by your representatives, who have taken time to explain the entire process. I also appreciate the emails advising me regarding the auto-pay situations, which I have taken care of. The encouragement has been very positive as I look forward to resolving our credit card situation.

11 months ago

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Reply from Beyond Finance

Hi John,

We're thrilled to hear that you've had a positive experience with our team at Beyond Finance! Our representatives are dedicated to ensuring you fully understand the process, and it's wonderful to know that their support has been encouraging for you. Thank you for sharing your thoughts with us. We look forward to continuing this journey together!

— The Client Success Team at Beyond Finance

Jan. 21st, 2025

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Will Metcalf

The two operators i spoke on the phone with were extremely professional

1 month ago

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Andrew Crider

It was easy to get the help I need resolving my debt issues.

1 month ago

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william r simpson

Professional staff who explained the plan and answered all of my questionsl

1 month ago

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Kelly

Philip has been amazing! The process has been easy and stress free!

1 month ago

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SK Shelton

I like how easy it was to start. And how compassionate employees are.

1 month ago

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Demetria Moragne

Everything, the people were great. They answered all the questions.

1 month ago