Beyond Finance
4.8
7.8
Overall Score
Mark Collier
Patient during intake and very helpful in explaining the process.
4 weeks ago
Review Source
Julie Clawson
Everyone was very nice. Explained everything in detail. They did not make me feel like a looser! It was very difficult for my husband and I to make this call, our credit was good and we hate the fact that it's not going to be now! But we had no choice. Life has a way of throwing curve balls but the staff at beyond finance put us at ease and again made us feel so much better about our financial future! Thank you.
10 months ago
Reply from Beyond Finance
Hi Julie,
Thank you for sharing your positive experience with us! We’re thrilled to hear that our team made you and your husband feel comfortable during this challenging time. Our mission is to help clients like you navigate challenges life throws your way, and it’s wonderful to know that we were able to ease your concerns about the future. We’re here for you every step of the way!
— The Client Success Team at Beyond Finance
Thank you for sharing your positive experience with us! We’re thrilled to hear that our team made you and your husband feel comfortable during this challenging time. Our mission is to help clients like you navigate challenges life throws your way, and it’s wonderful to know that we were able to ease your concerns about the future. We’re here for you every step of the way!
— The Client Success Team at Beyond Finance
Jan. 21st, 2025
Review Source
Raquel
Never ending keep paying my credit card. I pray that I could find a solution to my problem. I search on line and I come across with Beyond Finance excellent rating in helping others who were drown to debt..I called right away and was so thankful, staff were so kind, knowledgeable and explained in a simple way. Thank you MEGAN for the conversation we had ,you put a light to my problem..
God bless!.
Raquel
10 months ago
Reply from Beyond Finance
Hi Raquel,
We’re thrilled to hear about your positive experience with our team at Beyond Finance! It's wonderful to know that Megan and our other experts could provide you with the guidance and support you were seeking. Part of our mission is to assist clients like you in breaking free from the cycle of debt, and your kind words inspire us to continue our work. Thank you for choosing Beyond Finance!
— The Client Success Team at Beyond Finance
We’re thrilled to hear about your positive experience with our team at Beyond Finance! It's wonderful to know that Megan and our other experts could provide you with the guidance and support you were seeking. Part of our mission is to assist clients like you in breaking free from the cycle of debt, and your kind words inspire us to continue our work. Thank you for choosing Beyond Finance!
— The Client Success Team at Beyond Finance
Jan. 21st, 2025
Review Source
Jerry Newton
I like the fact that with the help of Beyond Finance, I should be debt free in approximately 55 months, The communication is fabulous, they stay in touch with me to let me know how things are going, I honestly didn't know which way to turn with accumulated debt mostly from the pandemic era a little while back, I am a bit nervous with my creditors whether they will comply or not, hopefully everything will work out the way Beyond Finance said it would. I would highly recommend Beyond if you are financially strapped like I am.
10 months ago
Reply from Beyond Finance
Hi Jerry,
We’re thrilled to hear about your positive experience with Beyond Finance! Our team is dedicated to providing excellent communication and support throughout your journey to becoming debt-free. It's perfectly normal to feel nervous about your program with us, but know that our team is always here to support you. Your recommendation means a lot to us, and we’re excited to be a part of your path toward financial freedom!
— The Client Success Team at Beyond Finance
We’re thrilled to hear about your positive experience with Beyond Finance! Our team is dedicated to providing excellent communication and support throughout your journey to becoming debt-free. It's perfectly normal to feel nervous about your program with us, but know that our team is always here to support you. Your recommendation means a lot to us, and we’re excited to be a part of your path toward financial freedom!
— The Client Success Team at Beyond Finance
Jan. 21st, 2025
Review Source
Patti Felty
Everything was explained so thoroughly to me, so I could understand what I really needed!!
1 month ago
Review Source
Robert Flores
Had a very pleasant experience with the gentleman assisting me. Very caring and informative.
1 month ago
Review Source
Grace Ruis
Nothing to dislike. Everyone I’ve encouraged has been very informative, helpful and encouraging.
1 month ago
Nelson Tobin
Ryan was excellent!!! He’s very detail oriented and explained everything perfectly to me.
1 month ago
Jill Rhew
Excellent customer service. Explained every step in detail. Never made me feel stupid.
1 month ago
William Jenkins
Understanding the current situation. Willing to help with my financial problems.
1 month ago
Reply from Beyond Finance
Hi William,
We're delighted to hear that our team is providing the support you need with your financial challenges. Our mission at Beyond Finance is to help you on your journey to financial freedom.
— Beyond Finance
We're delighted to hear that our team is providing the support you need with your financial challenges. Our mission at Beyond Finance is to help you on your journey to financial freedom.
— Beyond Finance
Oct. 14th, 2025
Denise Chavez
Talk about a weight being lifted. I can finally sleep at night. Thank you for all your help.
1 month ago
Reply from Beyond Finance
Hi Denise,
We're excited to hear that you're feeling a sense of relief! Our team at Beyond Finance is dedicated to helping clients like you achieve financial peace. Thank you for your kind words!
— The Client Success Team at Beyond Finance
We're excited to hear that you're feeling a sense of relief! Our team at Beyond Finance is dedicated to helping clients like you achieve financial peace. Thank you for your kind words!
— The Client Success Team at Beyond Finance
Oct. 14th, 2025
Review Source
Lisa Means
They were not pushy and gave several different options to look at for my situation.
1 month ago
Reply from Beyond Finance
Hi Lisa,
We're delighted to hear about your positive experience! It's our goal to create a supportive environment tailored to your needs. Thank you for sharing your experience with us!
— Beyond Finance
We're delighted to hear about your positive experience! It's our goal to create a supportive environment tailored to your needs. Thank you for sharing your experience with us!
— Beyond Finance
Oct. 14th, 2025
David Olszewski
They were very thorough in their explanations. Friendly, courteous, and understanding.
1 month ago
Reply from Beyond Finance
Hi David,
Thank you for your kind words! We're excited to hear that our team was able to provide you with thorough and friendly support during your experience with us. Your satisfaction means a lot!
— The Client Success Team at Beyond Finance
Thank you for your kind words! We're excited to hear that our team was able to provide you with thorough and friendly support during your experience with us. Your satisfaction means a lot!
— The Client Success Team at Beyond Finance
Oct. 14th, 2025
Review Source
Tommy G Emberton
When I reached out to Beyond Finance I first met Thomas (Lord I hope I got the name right). He was a breath of fresh air. I had tried another company. To be honest, they could have cared less about me or my financial condition. Thomas asked all the right questions & he listened to me, really listened. He constantly assured me all would be well. Not always easy but we could do this. He had a very calming sense about him for which I was quite grateful. He went over my finances in a nonintrusive way & put me at ease.
After we went over the basics he transferred me to Jessie; she was also extremely helpful & had quite a calming influence on me, She answered all my questions and got me started on my road to recovery. At least I can see the light at the end of the tunnel & it isn't attached to the front of a freight train!!!
Below you asked if I had been asked to give a review. Yes I was. That said, they did not ask it in an intimidating manner. They were quite friendly & professional. All of my praise for this service is well deserved.
1 year ago
Review Source
TOBE ABEAR
First of All, my "Handler" (RRR HUMOR) is the NICEST Rep. I've had the Pleasure of Dealing with. Her Professionalism and and Especially her Kindness is ABOVE AND BEYOND REPROACH!! In 15 years I've paid $64k in interest alone, and I still have $20k left which would've taken me another 20yrs to pay off. There was NO hope in sight. That is until l
called ACCREDITED (Beyond Finance) ccame along. As of today 7/23/24 it is working out Fantastically!!! I pat myself on the back for calling them.
And with that being said, I say to the Entire Company: God Bless all of you for helping me.
I'm truly saved!!!!
1 year ago
Review Source
Bill
I responded to an online ad for credit debt resolution and Beyond Finance responded to my request. The person who contacted me was very pleasant and made me feel more comfortable with dealing with this process. They explained everything to me and then emailed me the outcome of our discussion and allowed me some time to review it before I made the decision to move forward. They called me again a few hours later to complete the process with me. This was not an easy decision for me, but after walking me through their process and the potential outcome, I am far more comfortable.
I would recommend them to anyone in a similar situation.
1 year ago
Reply from Beyond Finance
Hey Bill-
Thanks for your lovely review! We’re so happy you had a great experience with our team. We care deeply about helping our clients move toward a brighter financial future with care and kindness. Thanks for choosing Beyond Finance!
—Client Success Team
Thanks for your lovely review! We’re so happy you had a great experience with our team. We care deeply about helping our clients move toward a brighter financial future with care and kindness. Thanks for choosing Beyond Finance!
—Client Success Team
Apr. 17th, 2024
Review Source
DocSue1 Hollywood, FL
The financial consultants are sincere and knowledgeable, while maintaining professionalism and honesty at every stage. You are made aware of your options at each stage, so you can make a decision that works best for you. My consultant, Marcus and on-boarding agent Ashton were exceptional. They took the time to go over the available plans, what to expect, and made sure to give information so that I could reach them to ask follow-up questions, if necessary. I have already recommended Accredited to colleagues and friends because the consultants went above and beyond to explain, elaborate, and clarify any and all questions I had before, during, and after I signed up.
1 year ago
Reply from Beyond Finance
Hi there-
Thank you for the kind words. We are thrilled to hear about your onboarding experience with Marcus and Ashton. We are excited to see the rest of your progress on your journey towards financial freedom.
—Client Success Team at Beyond Finance
Thank you for the kind words. We are thrilled to hear about your onboarding experience with Marcus and Ashton. We are excited to see the rest of your progress on your journey towards financial freedom.
—Client Success Team at Beyond Finance
Jan. 23rd, 2024
Review Source
Linda Stewart McClure, IL
We fell on hardship with Covid, with multiple family illnesses following and were drowning in debt. I seen no way to get us out of debt and my stress and worry was getting worse. I knew we needed help but was very skeptical of debt consolidation programs. Majikeen And Daniel were amazing to work with and explained the entire process in detail letting me ask all the question I had and answering them with knowledge. After the initial conversation they gave me time to go over things on my own. By that evening we set up enrollment and had it all completed by close of business that same day. Majikeen Has followed up with me twice already and has provided an open line and email to keep in touch. I also have my own secure log in to watch the progress as things move forward. This program is nothing short of a miracle for me and my family and we look forward to becoming debit free in an 8th of the time that it would have taken without this program!
2 years ago
Reply from Beyond Finance
Hey Linda!
Wow! This is the kind of feedback we live for. We know that our clients deserve all the compassion and support in the world, and we’re so glad to know that we’re meeting that expectation. We’ll be sure to pass on your wonderful words to Majikeen and Daniel. We look forward to continuing to help you reach your goal of financial freedom.
-Client Success Team at Beyond Finance
Wow! This is the kind of feedback we live for. We know that our clients deserve all the compassion and support in the world, and we’re so glad to know that we’re meeting that expectation. We’ll be sure to pass on your wonderful words to Majikeen and Daniel. We look forward to continuing to help you reach your goal of financial freedom.
-Client Success Team at Beyond Finance
Jul. 14th, 2023
Review Source
Maggie Palm Bay, FL
Liked: The attention (listening) to my problem when my personal banker couldn’t help, kindness, researching options for me, offering me 2 options to choose from all while I waited on the phone. The thorough explanation and education regarding how creditors charge interest rates and how I can improve my financial situation. Not at all pushy; actually, genuinely guiding me through process while allowing me to be in control of my choices without any pressure. Waking me through each step online with patience (as I’m not tech savvy), and when all was finished asked again if there is anything I had questions about directing me to where all my information can be found. The follow up is wonderful; very supportive as initially, it’s hard to sit back and allow process however, I don’t feel alone. Love that I’m not losing sleep over debt concerns as it’s in someone else’s hands, thank you!
Didn’t like: Oh my, thus far I have nothing to dislike. Again, thank you!
2 years ago
Reply from Beyond Finance
Hey Maggie!
Thanks for your lovely review! We’re so happy you had such a great experience with our team. We put a lot of work into helping our clients move toward a brighter financial future with care and kindness, so we’ll be sure to pass your wonderful words on to them. Thanks for choosing Beyond Finance!
-Client Success Team at Beyond Finance
Thanks for your lovely review! We’re so happy you had such a great experience with our team. We put a lot of work into helping our clients move toward a brighter financial future with care and kindness, so we’ll be sure to pass your wonderful words on to them. Thanks for choosing Beyond Finance!
-Client Success Team at Beyond Finance
Jun. 29th, 2023
Ricky Laney Phoenix, AZ
I really appreciate my Rep Sonny's knowledge on the subject matter. I had thought about going this route for a while. If I had managed to find a way to supplement my Social Security income upwards of 6k a year I would have been able to take care of these three cards - at least to pare the balances by 2k each - but that hasn't happened. So at 28% even making double monthly payments bare gets me beyond treading water - and I already was putting upwards of 40% of my entire income into that effort. I hope with Beyond Finance to get free and clear in 24 months. I really believe that is a realistic achievable goal.
2 years ago
Reply from Beyond Finance
Hi there, Ricky—
Thanks for your lovely review! We’re so happy you had such a great experience with Sonny. We put a lot of work into helping our clients move toward a brighter financial future with care and kindness, so we’ll be sure to pass your wonderful words on to them. Thanks for choosing Beyond Finance!
-Client Success Team at Beyond Finance
Thanks for your lovely review! We’re so happy you had such a great experience with Sonny. We put a lot of work into helping our clients move toward a brighter financial future with care and kindness, so we’ll be sure to pass your wonderful words on to them. Thanks for choosing Beyond Finance!
-Client Success Team at Beyond Finance
Jun. 22nd, 2023
Denise Gibson Brighton, CO
I reach out to Beyond Finance and they were very helpful and Polite.
When I got off the phone I felt so much relief and stress lifted off my
shoulders. They walk me through everything and never one made me
feel ashamed. They keep me informed on everything and I can now see
light at the end of a dark tunnel. I did great had a good credit score , they
all at once lost my husband and my mom in the same week. Had to leave my
job to move home with family. So to say I have been through a rough spot is an understatement, but because of Beyond I feel I can get back on my feet. So
Thank you all for all your doing and have done this far. This company gave me
back my Dignity. if you need help don't wait contact them . They can help you
feel so much better.
2 years ago
Reply from Beyond Finance
Welcome to the program, Denise!
Thanks for taking the time to review us! We know that being burdened by debt can be stressful, but we’re excited to help you take your first steps toward a brighter financial future.
We’re committed to keeping you informed as progress is made on your debt resolution journey: you can always track your debt resolution progress by viewing your program online [https://www.beyondfinance.com] or contacting us with questions at clientsuccess@beyondfinance.com or 800-282-7186. We’re here for you.
- Client Success Team at Beyond Finance
Thanks for taking the time to review us! We know that being burdened by debt can be stressful, but we’re excited to help you take your first steps toward a brighter financial future.
We’re committed to keeping you informed as progress is made on your debt resolution journey: you can always track your debt resolution progress by viewing your program online [https://www.beyondfinance.com] or contacting us with questions at clientsuccess@beyondfinance.com or 800-282-7186. We’re here for you.
- Client Success Team at Beyond Finance
Apr. 5th, 2023
Rose Mary O El Paso, TX
Beyond Finance is legitimate and a wonderful option for debt relief. I just finished the process of freeing myself from debt of $45k. It cost me just under $700 a month, for 45 months, replacing the $2500 I was faithfully paying each month. I took the credit score ding in exchange for being able to breathe and live again. I followed every step they advised to the letter. Any complainers may not have followed all their advising or did not pay on time or regularly, or just don'tunderstand what is being done on their behalf. I was also chosen to be in a commercial ad for the company and gladly participated without pay because this program REALLY changed my quality of life. Free, at last! Free, at last! Thank you, Beyond Finance!
3 years ago
Reply from Beyond Finance
Hi Rose,
Thanks for sharing your great experience with Beyond Finance! It’s our absolute favorite thing to see our team’s efforts pay off in real-time. But your graduation is not only a testament to our program but your steadfast dedication to making your monthly deposits! You earned this!
Client Success Team at Beyond Finance
Thanks for sharing your great experience with Beyond Finance! It’s our absolute favorite thing to see our team’s efforts pay off in real-time. But your graduation is not only a testament to our program but your steadfast dedication to making your monthly deposits! You earned this!
Client Success Team at Beyond Finance
Dec. 1st, 2022
Review Source
Deanna Hoffmeyer Farmington, MI
I heard an ad on the radio and for the first time in my life called the number right away. I am so happy that I did. Rich took the time immediately to walk through my financial situation and what he could offer me. That night I slept better than I have in months. I truly feel that Rich and Beyond Finance genuinely care about their clients. I would recommend this to anyone going through financial hardship with creditors or personal loans. He explained that the situation I was in wasn’t something that I should feel guilty about and that this happens to millions of Americans yearly. What you’re signing up for with credit cards and loans doesn’t include what will happen if your only able to make the minimum payment each month. The process with Beyond Finance is very easy to understand and their app allows you to track the daily changes to your plan. This includes the lower amount the credit cards will settle to have your balance completely paid off!! I can’t wait to have all of my debt settled and I believe that Rich and Beyond Finance will be with me the entire way!
3 years ago
Reply from Beyond Finance
Deanna—
Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program.
Thanks for choosing Beyond Finance!
- Client Success Team
Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program.
Thanks for choosing Beyond Finance!
- Client Success Team
Sep. 15th, 2022
Lee Lunday Henderson, NV
Well, it's much to early to give a qualified rating. However, so far, I'm please with this process and look forward to have a little change in my pocket. The last company I was working with was getting $260 a month to settle 5 accounts for me. They did absolutely nothing to resolve or reduce my debts. They merely took $4,000.00 from my bank account over a period of roughly 16-17 months. Beyond is taking just under $270.00 to work with 12 creditors of mine. I have one major creditor to deal with - my bank credit card, which I am able to pay off each month. With Beyond's help, I now have extra cash to enjoy life with once again. So, I'm very pleased with what Beyond has made possible for me.
3 years ago
Reply from Beyond Finance
Lee —
Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program.
Thanks for choosing Beyond Finance!
- Client Success Team
Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program.
Thanks for choosing Beyond Finance!
- Client Success Team
Jun. 29th, 2022
Review Source
Colette Merrill Carthage, MO
I am happy to have turned to Beyond Finance. Hesitantly, I needed to turn to this drastic solution because I found myself quickly in this impossible situation. When I got my last unsecured loan, I found myself in deep financial trouble. I did not want to claim bankruptcy so I decided to listen to Beyond Finance. Breauna was the one who called me when I signed up for information about the program and I am glad I did find out information. She was so helpful and I had to keep interrupting her to have something explained. She took her time with me and was so patient. The initial call ended up being three hours, but I didn't mind at all because I came away confident and knowing for sure that this was the right thing to have done. The experience was easy and a hundred-pound weight had been lifted off my shoulders.
She explained everything until I was satisfied that I understood exactly what was going to be done for me. She was careful to get every piece of information correct that I was giving her so there was no stone unturned as to how I found myself in this position. They understand that things happen. She encourages me to give as much detail as possible and if I thought of anything out while we were talking to stop her and tell her.
I do feel good that I took the chance and listened to what this program had to offer and what it can and will do for me. My advice for you if you find yourself in a financial strait you can't handle because of the unexpected ahead; and you know the consequences of bankruptcy, this is the far better choice. It will get you out of debt with only one payment that covers everything! Nothing is hidden, it is plainly transparent.
3 years ago
Reply from Beyond Finance
Hi Colette,
Congratulations on taking control of your finances and thank you for the wonderful review! We thrive on this kind of feedback and are thrilled that our program is helping you resolve debt without bankruptcy.
Thanks for choosing Beyond Finance.
- Client Success Team at Beyond Finance
Congratulations on taking control of your finances and thank you for the wonderful review! We thrive on this kind of feedback and are thrilled that our program is helping you resolve debt without bankruptcy.
Thanks for choosing Beyond Finance.
- Client Success Team at Beyond Finance
Jun. 3rd, 2022
Chris Marbella, MA
While paying minimum balance, my credit rating went down subtantially and upon a costly divorce involving real estate division, I needed to recover financially avoiding tapping into my 401(k) as in a high tax bracket. Shopping around for loans, I was directed to Beyond Finance and did not hear before about that Debt Resolution program. I used it for 3 credits over a period of 3 years, graduated last month and joined again for two remaining credit card accounts as I was quite pleased with the program. One's situation needs to warrant that form of help, yet I don't have any regrets and where my FICO rating went from 845 to about 550 during that phase, it could recover within a few months once the original creditors are paid. I had very helpful and patient representatives and I feel that Beyond Finance can be a lifesaver if one can qualify.
3 years ago
Reply from Beyond Finance
Hi Chris,
Thanks for the positive feedback, and congratulations on moving beyond debt! Our goal is to get our clients back on track financially, and we’re so glad to hear our program is helping you accomplish that!
Thanks again,
Client Success Team at Beyond Finance
Thanks for the positive feedback, and congratulations on moving beyond debt! Our goal is to get our clients back on track financially, and we’re so glad to hear our program is helping you accomplish that!
Thanks again,
Client Success Team at Beyond Finance
Mar. 4th, 2022
Review Source
Indira Wehnke
Everything was explained. Went through everything in detail for us to understand our payments and how this works.
2 months ago
Reply from Beyond Finance
Hi Indira,
We're delighted to know that our team took the time to explain everything clearly and provide you with a comprehensive understanding of your program. Your satisfaction is our priority!
— The Client Success Team at Beyond Finance
We're delighted to know that our team took the time to explain everything clearly and provide you with a comprehensive understanding of your program. Your satisfaction is our priority!
— The Client Success Team at Beyond Finance
Oct. 13th, 2025
Hollie
RUN….This company is definitely out for their own profit! I enrolled over 18 months and only 3 small accounts have been paid and that’s with me calling and giving them more money. I really wished I would have just settled on my own and that exactly what I did. This being after I paid them over 4,000 dollars in fees! This place is legal fraud. Also, if you receive any judgements against you they don’t let you know because you sign over the right for beyond finance to get all the letters! Awful system and worst regret! Do it yourself you will save yourself headache, credit and money. You might even save your credit.
4 months ago
Reply from Beyond Finance
Hi Hollie,
This is simply not true - as our rating indicates, the vast majority of our clients that enroll with us are thrilled with the results of their program the teams at Beyond Finance work to provide.
We want to assure you that we operate on a success-based fee structure. This means we only earn our fees by delivering results that our clients have personally reviewed and accepted. Our commitment is to your financial well-being.
Please know that historically with our clients, only 1-2% of enrolled accounts see any sort of legal action, and our team is dedicated to supporting clients in navigating any situation to continue making progress towards their financial goals.
Additionally, our clients typically see their financial health fully recovered before the end of their program.
We have successfully assisted over 700,000 clients and have an A+ rating from the Better Business Bureau. We encourage you to reach out to our Client Success team at clientsuccess@beyondfinance.com or 800-282-7186 to discuss your experience further. Your satisfaction is important to us.
— Beyond Finance
This is simply not true - as our rating indicates, the vast majority of our clients that enroll with us are thrilled with the results of their program the teams at Beyond Finance work to provide.
We want to assure you that we operate on a success-based fee structure. This means we only earn our fees by delivering results that our clients have personally reviewed and accepted. Our commitment is to your financial well-being.
Please know that historically with our clients, only 1-2% of enrolled accounts see any sort of legal action, and our team is dedicated to supporting clients in navigating any situation to continue making progress towards their financial goals.
Additionally, our clients typically see their financial health fully recovered before the end of their program.
We have successfully assisted over 700,000 clients and have an A+ rating from the Better Business Bureau. We encourage you to reach out to our Client Success team at clientsuccess@beyondfinance.com or 800-282-7186 to discuss your experience further. Your satisfaction is important to us.
— Beyond Finance
Jul. 25th, 2025
paula headrick
Beyond Finance is extremely slow with settling out accounts. I think their negotiation team needs help . When I first signed up for the program, they failed to tell me they did not check all three credit reports as I was told this over the phone with the customer service rep. They only check one. One of my accounts was missed now I have to go to court for this one because they won’t handle the account because it was missed and when they missed something, they blame it on you! After all you go to them for the help and the assistance are supposed to be good so I was told. I’ve had to go to court three times already. My experience definitely has not been great and I don’t wanna take responsibility for what they know they did.. I also had to go to court and negotiate one of my own accounts and they took like $1800 out of my account for their fees for something they didn’t do. This has been my experience.
5 months ago
Reply from Beyond Finance
Hi Paula,
We regret to hear about your experience with your account. Our team is eager to assist you in navigating this situation and to continue making progress towards resolving your financial obligations.
Achieving lasting financial health is a structured journey, and our strategic approach is designed to provide you with the most beneficial outcome, including lower monthly payments and a more comfortable financial situation.
Additionally, please know that we earn nothing unless we have been able to reduce your debt burden. Our fees are success-based and we only receive compensation if we have achieved client approved results.
We would like the opportunity to discuss your experience further. Please reach out to our Client Success team at clientsuccess@beyondfinance.com or 800-282-7186.
— The Client Success Team at Beyond Finance
We regret to hear about your experience with your account. Our team is eager to assist you in navigating this situation and to continue making progress towards resolving your financial obligations.
Achieving lasting financial health is a structured journey, and our strategic approach is designed to provide you with the most beneficial outcome, including lower monthly payments and a more comfortable financial situation.
Additionally, please know that we earn nothing unless we have been able to reduce your debt burden. Our fees are success-based and we only receive compensation if we have achieved client approved results.
We would like the opportunity to discuss your experience further. Please reach out to our Client Success team at clientsuccess@beyondfinance.com or 800-282-7186.
— The Client Success Team at Beyond Finance
Jul. 9th, 2025
Beckie Triggs
This company is horrible. I joined their program over a year ago to try to get out of debt. My credit score was falling because my credit was maxed out. My payment history was perfect. I had never missed a payment with my creditors. The interest rates we killing me. After joining the program, I was instructed to stop all payments to my creditors. I agreed with much hesitation. After a year and over $5000 in payments into this program, only 5 of 7 accounts were considered working in the program. 1 account was paid off, the other 4 of the 5 were set up on payment plans. The remaining 2 accts were unresolved. 2 wks ago, I was served court paperwork. I am now being sued by the 2 unresolved creditors. They offered a payment plan but want it paid in a time frame I now cannot budget. Of over $5k in payments, less than $1k has been paid out to creditors. BF has used the remaining money for their fees. Because of their failure to handle my accounts properly and extremely misleading program, I now feel bankruptcy is my only recourse. This company is predatory and in my opinion should be shut down. With all of the money paid to them for their fees, nothing has been resolved and I am in a far worse position financially. I could have used that money to make my own restructure plan with my creditors. DO NOT USE BEYOND FINANCE!
5 months ago
Reply from Beyond Finance
Hi Beckie,
We want to clarify that the situation you described does not accurately reflect our procedures or the typical client experience. Our strategic timelines are designed to provide the most effective outcomes, including significant savings and reduced stress.
Although some accounts can see legal action, it is unlikely. In fact, though we have worked with thousands of clients in the past, only 1-2% of enrolled accounts have gone into the civil process.
Additionally, we operate on a success-based fee structure, meaning we only earn our fees after delivering results that meet your approval. This approach ensures that our services are both effective and equitable.
Our team is dedicated to client satisfaction and we would like to understand and address your specific concerns. One of our senior team members will reach out to you.
— Beyond Finance
We want to clarify that the situation you described does not accurately reflect our procedures or the typical client experience. Our strategic timelines are designed to provide the most effective outcomes, including significant savings and reduced stress.
Although some accounts can see legal action, it is unlikely. In fact, though we have worked with thousands of clients in the past, only 1-2% of enrolled accounts have gone into the civil process.
Additionally, we operate on a success-based fee structure, meaning we only earn our fees after delivering results that meet your approval. This approach ensures that our services are both effective and equitable.
Our team is dedicated to client satisfaction and we would like to understand and address your specific concerns. One of our senior team members will reach out to you.
— Beyond Finance
Jul. 8th, 2025
Review Source
Monica Maldonado
Our experience with Beyond was the worst mistake we ever made!
They tell you they’ll cut your debt in half, but that’s not the full truth. Yes, they may negotiate to settle your debt for less than what you owe, but they also charge you thousands of dollars in fees for that negotiation.
As a result, we’re now unable to get any loans or new credit cards. Our credit scores have been severely damaged and marked with delinquencies, and there’s nothing we can do about it. These negative marks will remain on our credit reports for seven years.
This was truly the worst financial decision we’ve ever made. Please don’t fall for this trap.
If you’re struggling with debt, you’d be better off getting a loan to consolidate your debt into one payment than working with a company that takes your money and ruins your financial life.
5 months ago
Reply from Beyond Finance
Hi Monica,
This is not the experience we aim to provide, nor is it reflective of our principles or the positive outcomes reported by many of our clients. Our team of professionals is committed to providing top-notch service and effective solutions for your debt challenges. The fees you pay are invested in securing the expertise and resources needed to achieve favorable outcomes on your behalf. Remember, our fees are contingent on achieving results that you approve, ensuring that your success is our success.
Please know that our clients typically see their financial health fully recovered before the end of their program.
Our team is dedicated to client satisfaction and we would like to understand and address your specific concerns. Please reach out to our Client Success team at clientsuccess@beyondfinance.com or 800-282-7186.
— Beyond Finance
This is not the experience we aim to provide, nor is it reflective of our principles or the positive outcomes reported by many of our clients. Our team of professionals is committed to providing top-notch service and effective solutions for your debt challenges. The fees you pay are invested in securing the expertise and resources needed to achieve favorable outcomes on your behalf. Remember, our fees are contingent on achieving results that you approve, ensuring that your success is our success.
Please know that our clients typically see their financial health fully recovered before the end of their program.
Our team is dedicated to client satisfaction and we would like to understand and address your specific concerns. Please reach out to our Client Success team at clientsuccess@beyondfinance.com or 800-282-7186.
— Beyond Finance
Jun. 24th, 2025
Review Source
Stephen Arnold
I signed up for the debt consolidation program. James B was fantastic to work with. He explained everything to me and worked with me through my debt issues.
5 months ago
Reply from Beyond Finance
Hi Stephen,
Thank you for sharing your wonderful experience! We're happy to hear that James was able to assist you effectively and clarify your options. Our team at Beyond Finance is dedicated to guiding our clients toward financial freedom.
— The Client Success Team at Beyond Finance
Thank you for sharing your wonderful experience! We're happy to hear that James was able to assist you effectively and clarify your options. Our team at Beyond Finance is dedicated to guiding our clients toward financial freedom.
— The Client Success Team at Beyond Finance
Jun. 23rd, 2025
Review Source
Marion Guzman
Put me at ease withing first 30 minutes of our conversation
2 weeks ago
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Laura Simmons
Excellent customer service and financial support/ guidance.
2 weeks ago
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Becky Everett
Awesome care and customer service!!
Thanks!!
2 weeks ago
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Debi Lindebaum
Extremely knowledgeable and could answer my concerns.
3 weeks ago
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Isabel Lotti
I like the service and the different options
3 weeks ago
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John French
Empathy, patience and thoughtful education.
3 weeks ago
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Glenn Cook
There was nothing to dislike.
All likes for us!
3 weeks ago
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Aaron Warren
Amazing service, and representatives that care!
3 weeks ago
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Patti Dietrich
They were kind and understanding and very supportive
4 weeks ago
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Erinne Clark
Theretter W was an amazing finance representative who was helpful and managed to make me feel at ease and not awkward or bad about taking this step, but rather confident and capable in my decision and ability to complete the program successfully and even early!
9 months ago
Reply from Beyond Finance
Hi Erinne,
Thank you for taking the time to share your experience! We’re pleased to hear that Theretter made you feel comfortable and confident in your decision. It's our goal at Beyond Finance to empower our clients as they navigate their journey to financial freedom. Knowing that you felt capable and supported is truly rewarding for our team.
— The Client Success Team at Beyond Finance
Thank you for taking the time to share your experience! We’re pleased to hear that Theretter made you feel comfortable and confident in your decision. It's our goal at Beyond Finance to empower our clients as they navigate their journey to financial freedom. Knowing that you felt capable and supported is truly rewarding for our team.
— The Client Success Team at Beyond Finance
Mar. 12th, 2025
Review Source
Santia Bullock
Elizabeth M is excellent! She was kind, professional and guaranteed no judgement would be given over my debt. She was patience and explained the process thoroughly. She also gave me the confidence to be okay with asking for help.
9 months ago
Reply from Beyond Finance
Hi Santia,
Thank you for your wonderful feedback! We're delighted to hear that Elizabeth made such a positive impact on your experience. Our team members, like Elizabeth, are dedicated to providing compassionate support and clear guidance, ensuring you feel comfortable throughout your journey. It's great to know she helped instill confidence in you to seek assistance.
— The Client Success Team at Beyond Finance
Thank you for your wonderful feedback! We're delighted to hear that Elizabeth made such a positive impact on your experience. Our team members, like Elizabeth, are dedicated to providing compassionate support and clear guidance, ensuring you feel comfortable throughout your journey. It's great to know she helped instill confidence in you to seek assistance.
— The Client Success Team at Beyond Finance
Feb. 28th, 2025
Review Source
John P Herbots
So far, I've been encouraged by your representatives, who have taken time to explain the entire process.
I also appreciate the emails advising me regarding the auto-pay situations, which I have taken care of.
The encouragement has been very positive as I look forward to resolving our credit card situation.
10 months ago
Reply from Beyond Finance
Hi John,
We're thrilled to hear that you've had a positive experience with our team at Beyond Finance! Our representatives are dedicated to ensuring you fully understand the process, and it's wonderful to know that their support has been encouraging for you. Thank you for sharing your thoughts with us. We look forward to continuing this journey together!
— The Client Success Team at Beyond Finance
We're thrilled to hear that you've had a positive experience with our team at Beyond Finance! Our representatives are dedicated to ensuring you fully understand the process, and it's wonderful to know that their support has been encouraging for you. Thank you for sharing your thoughts with us. We look forward to continuing this journey together!
— The Client Success Team at Beyond Finance
Jan. 21st, 2025
Yaumaris Ramirez
Jensen was awesome and help me explaining all through the process making sure the plan picked was the most accurate for me. He was very professional and understood my worries. When I finished the call it was a very nice feeling that I was doing the right thing. I still need to get more experience about the process and get to know how it works as time pass that’s why I give four start review.
11 months ago
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Michael Cruz
This process may start as 'Nerve-Wracking' and tax your patience, but as unnerving as it may appear, the hope and prayers you make clarify the light at the end of this tunnel. With a little luck, you'll stick it out to the end and reach your financial freedom. Thank you to Beyond Finance for helping me get my life back. Amen.
11 months ago
Kristine Rademacher
Honest and helpful. Brendan and Gabbinwere great to work with.
1 month ago
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Blanca Valdez
Thank you very much, very kind and efficient, I help myself very well.
1 month ago
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Isacc Castillo
I liked how easy it is to navigate and how helpeful the staff wass
1 month ago
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Sheila Crouch
Easy and fast. Customer service is very friendly, thorough and day to talk to.
1 month ago
