Beyond Finance

• Simple Debt Relief Process
• AADR Accreditation
• Personalized Services
• Beyond Finance Reviews

Simple Debt Relief Process

Beyond Finance has a simple, three-step process to help clients settle their debts. First, the company analyzes your existing debt to ensure the company will be able to help you. If it can, the Beyond Finance team will work with you to develop a debt relief solution that fits your unique needs.

Then, Beyond Finance will work on your behalf to settle your debts and save you as much money as possible. These results are not always guaranteed, however, and it is important to realize that if you agree to work with a debt settlement company, you do so at your own risk and may end up paying money in without getting the results you want.

The final step in the process is to eventually move beyond your debt (hence the company name.) As you start making a single monthly payment into your Beyond Finance account, the company will help you diminish or refinance your debt in less time than you might be able to do on your own. 

Again, remember that this process is different for every client, and while debt relief companies have helped many clients reduce their debt over time, this isn’t always the case and results are not guaranteed.

AADR Accreditation

Beyond Finance is an accredited member of the American Association for Debt Resolution (AADR), formerly known as the American Fair Credit Council (AFCC). The AADR is one of the primary organizations with which a debt relief company can become accredited — the association sets industry standards and regulates ethical business practices among debt relief companies. Thus, the fact that Beyond Finance is accredited by the AADR indicates that the company has high business standards and delivers a reliable service.

Personalized Services

Beyond Finance is a debt consolidation company. This means that when you choose to work with the company, you start making a monthly payment into a special account that you create solely for the purpose of paying off debts.

After you have accrued enough money (generally four to six months into the process), Beyond Finance will start using the money in your account as leverage to negotiate settlements with your creditors. 

If you are not current on your monthly payments, the debt settlement process might be delayed, because if you don't have enough money in your account with which Beyond Finance can negotiate, it will have to wait until you do.

The company also advises you to send any and all collection calls its way. If you receive a collection call, you can tell the person on the phone that you are working with Beyond Finance toward debt settlement, and he or she can contact the company directly with any questions.

Beyond Finance Reviews

On BestCompany.com, current Beyond Finance reviews are primarily positive — 83 percent of reviews are 4 or 5 star. Satisfied Beyond Finance customers most frequently highlight the company's exceptional customer service.

The majority of customers often mention Beyond Finance team members by name, highlighting how knowledgeable, patient, and reliable the team member was in helping them approach and understand the debt relief process. In addition, customers appreciate the simplicity of the Beyond Finance debt relief process.

• Cost Not Published
• Minimum Debt Requirement Not Published

Cost Not Published

We can’t find any information about Beyond Finance’s pricing or cost of services. Some debt relief companies are very transparent with this information, while others require you to schedule a consultation before you can get an idea of what you might be paying into the debt settlement program and what fees will apply.

Typically, you can expect to pay anywhere between 15 to 25 percent of your debt in fees to the debt relief company you choose to work with. If during your consultation with Beyond Finance, you realize that you will be paying more than this, you may want to consider other options.

Minimum Debt Requirement Not Published

We also cannot find any information regarding a minimum debt requirement for Beyond Finance. This either means the company does not have one, or that this information is just not available online.

During your initial conversation with the company, you will discuss the existing debt you have and the company will determine whether or not you qualify for its services. However, without a published minimum debt requirement, you will not know in advance if you have enough debt to work with Beyond Finance or not.