Headquartered in Overland Park, Kansas, eMedical Financing Solutions provides medical financing through both loans and lines of credit. Though there is little information available about the company’s background, they are fairly transparent about the terms of the financing solutions that they provide.
This company funds a long list of medical procedures, including those for fertility and urology, hair replacement, rhinoplasties, dermatology, Lasik and other ophthalmology needs, cosmetic and bariatric surgeries, and other general surgeries. They do have a network of providers they work with, but they are very flexible about the providers they will pay for your financing needs. The pros and cons of eMedical Financing Solutions pertain to both the company as a whole and the specific terms of their loans and credit options.
Founded in 1999, MedicalFinancing specializes in medical loans but doesn’t dabble in providing credit to patients. Their loans can be used to finance treatments in a wide array of industries, from adoptions to general health care, to cosmetic surgeries.
This company is a relatively small-scale company, being that their loans can only go as high as $35,000. They also have a smaller provider network of 10,000 medical providers but 50,000 overall providers (including medical and other industries). Though they are small-scale, however, the company has been around for over a decade and has plenty to offer.
Reliance Medical Finance is headquartered in Beverly Hills, California, and is a partner company of Med Loan Finance. The company offers mainly medical loans, as opposed to medical credit, and is a direct lender. While some competitors in this industry just match you with a direct lender, Reliance handles all loans by themselves. These loans can fund cosmetic surgeries and elective procedures, though the company doesn’t really fund loans for other medical treatments.
Ultimately, Reliance strives to instill trust in its customers. One of their goals is to assist customers of all backgrounds—even those who may not have a great reputation with other financing or credit companies. They want their service to be true to their name—reliable—and offer almost two decades of experience in the industry, having been founded in 1998.
In 2007 a company called East Bridge Funding was established. Headquartered in Charleston, South Carolina, this company created a program in 2014 called Simple Select—a program meant to help finance medical bills. Under the operation of East Bridge. They are, at the core, simple, and they strive to be fair and smart in the financial assistance they provide. With Simple Select, a loan could bring a lot of relief to your medical situation.
United Medical Credit was founded in 2011 and is headquartered in Santa Ana, California. Essentially, the company has a network of lenders, and when you apply for medical financing you are matched with one of these lenders. Therefore, United Medical is not a direct lender, but they are a resource for being connected with one.
The company strives to help customers regardless of their past choices with credit. Upon applying for a loan, the lender most suited to help you must approved the loan and will then determine the remaining logistics of it—including extra fees, the length of the loan, and your interest rate. UMC is your first stop toward accessing this loan.