1. Freedom Debt Relief
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Freedom Debt Relief, a subsidiary of Freedom Financial Network, has resolved billions in debt since its founding in 2002.

The company has considerable industry experience and high client satisfaction ratings.

With all the major industry accreditations, Freedom Debt Relief is a great option for many consumers. Its minimum debt requirement is $7,500. Freedom Debt Relief accepts clients dealing with financial hardship that meet this threshold and clients that can make regular payments to an account to pay for settlements. Freedom Debt Relief employs professional debt experts to negotiate and settle debt for those suffering financial hardship.

The company offers a debt settlement program that involves negotiating with creditors to lower total debt owed and is available in 40 states.

On average, Freedom Debt Relief charges 22 percent of your total enrolled debt, which means the cost varies depending on your financial situation. To settle a $20,000 debt, it will cost around $4,000.

View Freedom Debt Relief reviews below.

The Good

  • Excellent Settlement Program and Debt Relief Services
  • Experience and Accreditations
  • Great Freedom Debt Relief Reviews
  • Online Dashboard
  • No Fees Charged Until After Debt is Settled

Excellent Settlement Program and Debt Relief Services

Freedom Debt Relief has several great advantages to its debt settlement services including:

  • Low minimum of $7,500 in debt to begin debt settlement
  • Costs between 15 and 25 percent of the total unsecured debt
  • Free consultation with a Certified Debt Consultant

Freedom Debt Relief offers a free consultation with a highly trained, IAPDA-certified debt consultant when a consumer decides to enlist the company's debt settlement services.

Experience and Accreditations

As an accredited debt relief company, Freedom Debt Relief (FDR) has over 17 years of experience in the debt settlement industry. It has settled over two million accounts since its founding and regularly settles over 50,000 accounts monthly.

Freedom Debt Relief has years of experience standing between the creditor and the client. Freedom will work to obtain settlements that resolve credit card debt (or any type of unsecured debt).

FDR will walk clients through the debt settlement process: first, customers will voluntarily choose to stop making monthly payments to lenders. Instead, clients will elect to make a monthly deposit into a separate special purpose account to save money to pay for the settlements once negotiated. Freedom Debt Relief will then work to negotiate a settlement on behalf of its clients.

Unfortunately, this settlement process will affect your credit score. If you miss any minimum payments on your credit card or other debt, this will decrease your credit score. It's smart to have a plan for boosting your credit score before you start the debt settlement process.

If you choose a debt settlement plan to resolve your debts, the debts you settle are marked as "settled" on your credit report.

While there are some risks to debt settlement, this process allows you to settle debts, avoid bankruptcy, and become debt-free.

Great Freedom Debt Relief Reviews

Most Freedom Debt reviews on Best Company are positive. They commend FDR for having good customer service, explaining debt management, and keeping them updated on where they are at in the debt settlement program.

Clients drowning in high amounts of unsecured debt (credit card debt, personal loans, medical debt, student loan debt) usually find that the company can save a large percentage of what they owe.

Despite the debt settlement program's tendency to negatively affect credit scores, clients with mountains of credit card debt find it extremely helpful for debt reduction. It's also important for people to know that forgiven debt is considered taxable income, so you may owe more in taxes when using debt settlement services.

Online Dashboard

One feature that sets FDR apart from the rest is a unique and intuitive online dashboard to track clients' pace throughout the program. This helps people to actually see their progress while settling their debts. It also offers education to help clients improve their financial knowledge.

Not many debt settlement companies in the industry offer such helpful tools.

No Fees Charged Until After Debt is Settled

As opposed to a debt consolidation company which consolidates all of a customer's debt into one consolidation loan and one monthly payment, debtors approach Freedom Debt Relief as a last resort in order to escape high amounts of debt and avoid declaring bankruptcy.

Freedom Debt Relief doesn't charge any fees until after debt is settled with creditors. This practic is standard for the industry. Debt Relief companies, like National Debt Relief and Pacific Debt, also do not have upfront fees.

Upon enrollment, customers will open an FDIC-insured bank account that the client controls. Clients will put all of their money that would have gone toward paying their debt into this bank account instead. This is the main reason why this program hurts your credit score more than debt consolidation.

Next, FDR or its representatives or agents will negotiate with your creditors to settle on debt to pay.

Freedom Debt Relief makes money by charging fees on the enrolled debt amount. Its average fees are a bit high (around 22 percent fees on enrolled debt), but its services are thorough.

The company's ability to help clients find an easier road to financial freedom and paying off debt is highly valuable.

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The Bad

  • Freedom Debt Relief Cost
  • Limited Availability
  • Complaints
  • Consumer Financial Protection Bureau Lawsuit

Freedom Debt Relief Cost

One concern with Freedom Debt Relief is their price. On average, Freedom Debt Relief charges $4,000 to settle $20,000 in debt (22 percent of total debt). If Freedom Debt Relief cuts your debt in half, you would end up paying $14,000 instead of $20,000.

Users are charged an average of 22 percent of their total debt to use FDR. While this number is in line with their competitors, it is only an average. Customers could end up paying more or less than this to use FDR. FDR’s prices range between 15 and 25 percent. The rates vary depending on the state the client lives in.

Current national debt relief trends indicate that debt settlement companies tend to charge a percentage of enrolled debt as opposed to saved debt. This means that the more total debt you have, the more debt settlement companies will charge you.

Although working with a debt settlement company still saves you from paying thousands of dollars to creditors, it's better to work with companies that charge a percentage of saved debt rather than enrolled debt.

So exactly how much will Freedom Debt Relief cost you? It will cost you around 22 percent of your total enrolled debt, but customers will have to have a consultation to get an accurate estimate. The fee is competitive for the industry. The fee is assessed when a successful settlement is reached.

However, Freedom Debt Relief’s services are high quality and make it easier to make your way to being debt-free.

Limited Availability

Freedom Debt Relief offers debt settlement programs in only 40 states. If Freedom Debt Relief does not offer services in your state, you'll have to consider other debt settlement companies.

Most debt settlement companies have a minimum debt requirement to ensure a payout. A debt settlement company that charges by saved debt will not run into this problem as much.

Freedom Debt Relief requires a minimum debt amount of $7,500 (the amount of which is charged fees between 15 and 25 percent). While this threshold is low compared to other debt settlement companies, it does rule out people struggling with lower debt amounts.

An additional limitation with Freedom Debt Relief is that the company only works with debtors with unsecured debt. Freedom Debt Relief is not an option for those struggling with secured debt.

Complaints

While most of the Freedom Debt Relief reviews are positive, there are still several people who have complaints about Freedom Debt Relief. The two main complaints clients seem to have are the following:

  • Debt settlement takes too long or isn't as effective as people hoped
  • FDR charges too much for their services, sometimes costing consumers up to 25 percent of their total enrolled debt

These complaints are fairly common within the debt settlement industry. It’s important for clients to be fully informed about what debt settlement is and how it works. Potential clients should use the free consultation to learn more about the time it takes to reach a settlement and specific price information.

Consumer Financial Protection Bureau Lawsuit

In 2019, the Consumer Financial Protection Bureau and Freedom Debt Relief reached an agreement that FDR would:

  • Make it clear that in some cases FDR may not be able to negotiate a debt if the creditor is unwilling to negotiate
  • Let consumers know that, in some cases, the creditor will only negotiate if the client is also directly involved in the negotiations, and that the consumer has the right to refuse to participate in the negotiations and can remove the debt from their program without penalty
  • Make it clearer to consumers under what circumstances they will be charged a fee
  • Stop charging fees on all accounts where the settlement amount was not reduced, or where the creditor wrote off the debt on their own
  • Make it clearer to consumers that, if they end their program early, any money left in their program savings account belongs to them, minus any funds earned by the company according to legal statues
  • Pay restitution money to injured consumers
  • Pay a civil penalty

It's a good idea for potential clients to do some research on the process, consumers' rights, and industry standards for settlement companies before setting up a free consultation with a debt settlement service. It's also recommended to read recent customer reviews to get a better sense of Freedom Debt Relief's commitment to clients and how good its settlement services are.

The Bottom Line

Freedom Debt Relief offers several outstanding features for anyone looking to settle their debts: all major industry accreditations, ample debt settlement experience, thoughtful and experienced debt consultants, negotiation with each creditor, and more. The company's 15 to 25 percent fees are pretty standard in comparison to other debt settlement companies (like National Debt Relief).

While people interested in other debt resolution methods, like credit counseling, a debt management plan or debt consolidation loan, will need to consider other companies, Freedom Debt Relief is a good option for those seeking a debt settlement program.

FDR's debt negotiation experience is worth the money. Freedom Debt Relief customer reviews relate that the company has saved them thousands of dollars by negotiating with their creditors. If you're looking to settle your debt through debt negotiation, we highly recommend using Freedom Debt Relief if you receive a reasonable quote from them during your free consultation. 

We'll Introduce You!

Call our recommended rep over at Freedom Debt Relief below.

1-(855) 491-1073

Freedom Debt Relief Frequently Asked Questions

What is Freedom Debt Relief?

Freedom Debt Relief is a debt settlement company. We offer a debt settlement program that helps you get out of debt faster and for less. With over 15 years of experience working to reduce our clients’ debt, we have resolved over $10 billion in debt since 2002.

How does the Freedom Debt Relief program work?

After signing up for Freedom Debt Relief, you make monthly deposits into an FDIC-insured bank account that you own and control. Once enough money has built up into this account, negotiations occur towards resolving each of your debts one by one. Once a settlement offer is obtained, we present the offer for you to sign off on. If you agree to the terms, the funds in your FDIC-insured account are used to pay the creditor. This is also when we collect our fee. Once the creditor has been paid according to the settlement agreement, the remainder of the debt is written off. We repeat this process with all of your debts until you no longer owe anything on your enrolled debts.

How does Freedom Debt Relief affect your credit?

Freedom Debt Relief could negatively impact your credit as your creditors are not being paid every month. As such, they will report your missed payments to the credit bureaus, which negatively impacts your score. If you are already behind on payments, however, your credit is already negatively affected, so you should take that into consideration.

How much does Freedom Debt Relief cost?

Our fee ranges from 15%-25% of the debt, depending on the state you live in, how much you owe, and other factors. Under no circumstances, however, will you pay us our fee in advance of a settlement on a debt.

What kind of debt does Freedom Debt Relief work with?

Debt from credit cards, medical bills, department store cards, and many other types of unsecured debt could qualify for Freedom Debt Relief. However, secured debt that involves collateral, including auto loans, mortgages, and federal student loans, do not qualify.

What happens if a creditor tries to sue me during settlement?

Since you’ve stopped making payments to your creditors, there’s a chance that they may sue you in an attempt to collect what you owe them. Freedom Debt Relief makes available to its clients an optional subscription to a legal network of lawyers, which could help in these instances where you get sued.

Is forgiven debt taxable?

According to the IRS, a forgiven debt is considered taxable income. At the end of the year, they will expect taxes to be paid on any settled debt. However, IRS Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness, may exempt you from this tax. To learn how forgiven debt could affect your taxes, talk to a tax professional.

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User Reviews

Star Rating

4.7
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13,616 Reviews

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Larry Twyman

September 24th, 2020 Washington, DC DETAILS arrow_drop_down
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The representatives were very helpful providing good suggestions of how to handle situations like constant phone calls and letters from various debt collectors.

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Reply from Freedom Debt Relief

Oct 04, 2020

Thank you, Larry! We are so happy we could provide you with exceptional service while helping you to keep your creditors negotiated and settled. Feel free to lean on us and to reach out to Client Services at 1(800)-655-6303 if you need assistance handling your creditors. Thank you for being a valued client of Freedom Debt Relief!

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Maurice Jackson

September 24th, 2020 Dallas, TX

I like them because they make sure my creditors are taken care of and I don’t have to deal with the creditors. Also, FDR keeps my aware of all the things they do on my behalf.

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Reply from Freedom Debt Relief

Oct 04, 2020

Maurice, thank you for taking the time to leave us a review. We are glad we could assist you in handling your creditors while resolving your debt at an affordable rate. For updates concerning your graduation path, please reach out to Client Services at 1(800)655-6303 or [email protected]. Thank you for trusting us and allowing us to help you on your path to financial freedom!

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Waynett A. Sobers

September 23rd, 2020 White Plains, NY DETAILS arrow_drop_down
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I think that the performance of the Freedom Debt Relief persons who worked with me performed excellently. They communicated with me well and clearly defined the parameters under which they functioned.

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Reply from Freedom Debt Relief

Oct 04, 2020

Thank you so much, Waynett! We try to make our clients feel as comfortable as possible while assisting them in becoming debt-free. As we continue down the road of success, please remember you can track your program process online through your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief to meet your financial needs!

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MUHAMMAD A Kapadia

September 23rd, 2020 Birmingham, AL

Good v good excellent people at freedom debt relive great people

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Reply from Freedom Debt Relief

Oct 04, 2020

Muhammad, thank you for allowing us to assist you! We are relieved we could help you get to the future you desire when becoming debt-free. Please lean on our Client Services department at (800) 655-6303 or [email protected] for support throughout your program. Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Kevin Law

September 23rd, 2020 Norwich, NY DETAILS arrow_drop_down
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she was really very helpful, pleasant, friendly. She was the nicest . She helped me with everything I never to get done plus more. scale from 1 to 10. She was. 10 1\2😊

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Reply from Freedom Debt Relief

Oct 04, 2020

Thank you, Kevin! We are so glad we could provide you with a helpful and friendly service. It's rewarding to receive such positive feedback from our clients and to know we are making a difference in their life! Do not hesitate to reach out to Client Services if you ever have any questions at (800) 655-6303. Thank you for being the best part of Freedom Debt Relief!

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Andrea Brasch

September 22nd, 2020 DETAILS arrow_drop_down
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This company saved my life!! It seemed too GOOD to be true. They are the real deal, takes so much stress off of your shoulders. They show you that you can be debt free one day!!!

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Reply from Freedom Debt Relief

Sep 23, 2020

Thank you for taking the time to share with us, Andrea. We strive to listen to our clients and find options that help resolve their situation. If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

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Melvin Washington

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Once I became a part of this company, my worries were over. I no longer had to deal with phone calls from collectors and I knew that payments were being settled and on time. When I had a question, which was not that often, the representatives are courteous and very helpful. They make sure that I understand everything about my account and the procedures that they are taking and why they are taking them.

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Reply from Freedom Debt Relief

Sep 23, 2020

We appreciate you sharing with us today, Melvin. We provide quality customer service in each interaction. We address each question and find solutions as they arise. Keep up the great work and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling (800) 655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

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GQ Nell

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Excellent personal attention and communication

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Reply from Freedom Debt Relief

Sep 29, 2020

We really appreciate your comments in regards to your debt relief program. Our program is designed to address a variety of financial situations. We are thrilled that we get to be part of your financial journey. We look forward to the coming success. Keep up the great work and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling (800) 655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

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Amber Garrison

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We have had an excellent experience. They explain everything and keep in touch with us before settling any account.

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Reply from Freedom Debt Relief

Sep 29, 2020

We appreciate you sharing with us today, Amber. We created specific follow ups with our clients as they enter specific stages of the program. We strive to provide quality customer service and fix the mistake to improve customer experience. If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

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James Planck

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I am very happy with everything FDR has been able to do for me. Prompt with answers for any questions. Always helpful and informative. Truly a great help.

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Reply from Freedom Debt Relief

Sep 23, 2020

Amazing feedback, James! We are always there if you have a concern and will find options to resolve your debt. If you need further assistance in your progress please take a look at your Client Dashboard. If you have any questions please reach out at 800-655-6303. Thank you for choosing Freedom Debt Relief.

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Daniel Gutierrez

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Friendly customer service reps who care about each person's situation.

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Reply from Freedom Debt Relief

Sep 29, 2020

We really appreciate your comments in regards to your program Daniel. We listen to our clients and come up with solutions to address their needs. We are there every step of the way and will address and concerns that come up. If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

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Lissa Walker

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So far, very easy to use and understand. Please read the fine print when it comes to fees. Don't be shocked like I was.

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Reply from Freedom Debt Relief

Oct 05, 2020

Thank you for leaving us a review, Lissa! We are so glad we could help you with reaching your financial goals. Although we charge a fee, we are glad we can still make it affordable for our clients when reaching their graduation path. If you need anything, give us a call at 1-800-655-6303 or reach them by email at [email protected] Thank you for choosing Freedom Debt Relief!

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Charlotte Terro-Mannino

September 22nd, 2020 DETAILS arrow_drop_down
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They have been really great at getting rid of my credit card dept.

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Reply from Freedom Debt Relief

Sep 29, 2020

Charlotte, we are over the moon to receive such stunning feedback! We work really hard to resolve your debt with the best savings possible. We are looking forward to the coming success. Keep up the great work and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling (800) 655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

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Matt

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Very easy to deal with. Trustworthy. The Customer Service Team is knowledgeable and patient. The whole process is communicated in detail when on the phone and emails throughout the process.

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Reply from Freedom Debt Relief

Sep 29, 2020

Thank you for the great feedback, Matt! Communicating with our clients is a big part of the job, and we like to ensure you understand the program's progress since it is important to your success. Please do not hesitate to reach out to Client Services if you ever have any questions at (800) 655-6303. Thank you for choosing Freedom Debt Relief!

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Sharon Wylie

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They took my debts and settled saving alit of money. Made my monthly payments affordable and will have it paid for in a year. They explain everything and needs your approval before the settlements are made. No surprises!! You can access you account and see where your at with the debt you are responsible for. They are always courteous and helpful with questions or concerns. Would recommend they highly for those feeling trapped.

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Reply from Freedom Debt Relief

Sep 29, 2020

We are so glad you trusted us to help you become debt-free, Sharon! We enjoy keeping you informed and providing you the tools to be successful when completing your graduation path. If you need anything, feel free to lean on us and to reach out to Client Services if you ever have any questions at (800) 655-6303. Thank you for choosing Freedom Debt Relief to meet your financial needs!

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Michael Anderson

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Good they have done as promised and have settled some of my debts and are working on the others ...

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Reply from Freedom Debt Relief

Sep 29, 2020

Hi Michael! Congratulations on your success thus far in the program. We couldn't be more excited for you. The Client Dashboard is an excellent way to keep track of the progress of your negotiations and receive updates, so we encourage you to use it. Thank you for being a valued client of Freedom Debt Relief!

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Bill Manning

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Freedom Debt Relief was able to negotiate my 4 credit cards down and be paid off within a year. Great customer service people on the phone and very knowledgeable. I would recommend FDR to anyone struggling with a lot of credit card debt.

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Reply from Freedom Debt Relief

Sep 29, 2020

Congratulations, Bill! It's our pleasure to get you the best settlements possible. We are just glad you are staying committed to the program, and you feel comfortable allowing us to support you. If you ever have any questions, please reach out to us at (800) 655-6303 or jump on your Client Dashboard. Thank you for allowing Freedom Debt Relief the opportunity to serve your financial needs!

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jennifer larson & juanita larson

September 22nd, 2020 DETAILS arrow_drop_down
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I was very pleased with the customer service from beginning to end.

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Reply from Freedom Debt Relief

Sep 29, 2020

Thank you so much, Jennifer and Juanita! Our agents enjoy helping you every step of the way when completing your graduation path. Feel free to lean on us and to reach out to Client Services if you ever have any questions at (800) 655-6303 or email us at [email protected] Thank you for being a valued client of Freedom Debt Relief!

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Lyndia Womble

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Helping lowering my debt and making it easier for me to make my debt go away faster

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Reply from Freedom Debt Relief

Sep 29, 2020

It's our pleasure, Lyndia! We simply enjoy what we do in helping you reach your financial goals of a debt-free future. Remember, you can check your progress through your Client Dashboard or contact Client Services at 1-800-655-6303. Thank you for choosing Freedom Debt Relief to meet your financial needs!

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Sarah Gensner

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Nice knowing someone is there to help and be honest with you.

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Reply from Freedom Debt Relief

Sep 29, 2020

Thank you so much, Sarah! We take pride in the relationships we build with each of our clients through their journey with us. As we continue down the road of success, please remember you can track your program process online through your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief!

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Glory Bonner

September 22nd, 2020 DETAILS arrow_drop_down
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FDR guided me in the right direction. My debt was a nightmare when I signed up and I would recommend them to my friends.

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Reply from Freedom Debt Relief

Sep 29, 2020

Greetings Glory! We know how stressful resolving your debt can be, and we are just grateful you allowed us the opportunity to assist you through this difficult journey. Please continue to keep up the great work! Lean on our Client Services department at (800) 655-6303 or [email protected] for support throughout your program. Thank you for letting us be your partner on your journey to a debt-free future.

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Paula

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Very smooth transition and easy to understand

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Reply from Freedom Debt Relief

Sep 27, 2020

Thank you for leaving us a review, Paula! We are so glad we could help make the transition on becoming debt-free easy and understandable. As you continue down your graduation path, log into your Client Dashboard to keep track of your progress at www.fdrclient.com. Thank you for choosing Freedom Debt Relief!

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Byron Horne jr

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very good. Customer service has been off the charts great!!!

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Reply from Freedom Debt Relief

Sep 27, 2020

We appreciate your great feedback, Byron! We are so happy our team of professionals has been there for you whenever you needed assistance. Please lean on our Client Services department at (800) 655-6303 or [email protected] for support throughout your program. Thank you for letting us be your partner on your journey to a debt-free future!

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Susan Short

September 22nd, 2020 Deer Park, NY DETAILS arrow_drop_down
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They are easy to get to speak to a “person” whenever I call with no wait. They explain everything fully so that I understand it completely. In 1 year and 3 mths they have already settled 4 out of my 6 accounts. They have never mislead me about anything & this process has been very smooth. I am slowly getting out of debt and this was the best decision I have made to enlist Freedom Debt Relief to help me get out of debt in a 4 year span which would have taken me 10-20 years at the rate I was going

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Reply from Freedom Debt Relief

Sep 27, 2020

Thank you so much, Susan! We pride ourselves on being available for our clients seven days a week to help you whenever you need us. We are also happy to see you are satisfied to see your progress made in the program thus far! As we continue down the road of success, please remember you can track your program process online through your Client Dashboard at www.fdrclient.com. Thank you for being apart of the Freedom Family!

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JohnPAshley

September 22nd, 2020 Las Vegas, NV DETAILS arrow_drop_down
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I like the freedom of knowing my monthly payment was cut by a third and was able to save some money for an emergency. I would have to say there is nothing I dislike at this time

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Reply from Freedom Debt Relief

Sep 27, 2020

Thank you for the feedback, John! We are glad we could give you an affordable solution when resolving your debt. We like to be able to offer clients some cash-flow relief immediately along with lower costs in the long run. Feel free to reach out to Client Services if you ever need any assistance via phone or email at (800) 655-6303 or at [email protected] Thank you for being a valued client of Freedom Debt Relief!

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Mark Salud

September 22nd, 2020 San Diego, CA

During the whole process, I have been informed of how things have been going. Just so long as I can put in money and be patient, I feel I will be debt-free in a few years.

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Reply from Freedom Debt Relief

Sep 27, 2020

Thank you for leaving us a review, Mark! We are so glad we could be informative to you through this process. We understand becoming debt-free can be stressful, which is why we like to be sure you know we are here to support you through the journey. If you need anything, please reach out to us at (800) 655-6303 or jump on your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief!

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Jena W.

September 21st, 2020 Claremont, CA DETAILS arrow_drop_down
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They were great until I accelerated and paid my program off early. I was told they couldn't stop taking monthly payments altogether and so instead of taking just over $500.00 a month from my bank account they would take $25.00 a month until they could finalize everything with my creditors, which they did, for exactly one month! The next month they promptly went back to taking over $500.00 from my account which caused me to be temporarily overdrawn. When I called to straighten it out the guy on the phone said the withdrawal had only been set up to drop down to $25.00 a month for 1 month and asked me if I wanted to do it permanently? I was livid! You've basically robbed me and my account is overdrawn and you want to play word games! When I exploded and told him to quit talking to me like I was an idiot he told me he was just trying to tell me what happened and that I needed to call my bank to fix it. Then he promptly hung up on me. I called my bank and blocked all future withdrawals by Freedom Debt Relief. They will have to get their payment from a low balance debit card from now on! When I called back and tried to speak with a supervisor they were all too busy so I asked for a call back. Based on the day's interactions I'm not really expecting one.

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Reply from Freedom Debt Relief

Sep 23, 2020

Hello Jena. Thank you for bringing this to our attention once more. We are extremely sorry to hear how your program is going during this time. It is never our intention to put our clients in further hardship. Please allow one of our professionals to reach out to you to address your concerns and to be sure your account is closing out accordingly. Thank you for allowing Freedom Debt Relief the opportunity to serve your financial needs.

Verified Customer

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Ann

September 21st, 2020 DETAILS arrow_drop_down
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I had a major accident and had some medical bills so I couldn’t afford to pay the rest of my bill. I have been happy with FDR so far. They have negotiated all my debt a way no problem. It lets me be stress free with having to worry about credit cards calling me constantly. If I have a question or need something, they usually respond right away.

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Reply from Freedom Debt Relief

Sep 21, 2020

Hello Ann, we are thrilled to see the review. We are happy to extend our service to you and help you with your finances. Thank you for choosing Freedom Debt Relief. Congrats on your success in completing the program.

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Anthony

September 21st, 2020 DETAILS arrow_drop_down
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Everything is good. I am very satisfied that I signed up. They are so polite answering my questions and they are honest.

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Reply from Freedom Debt Relief

Sep 21, 2020

We really appreciate your comments in regards to your debt relief program, Anthony. We are thrilled that you took the first step with us to resolve your debt. We make sure each interaction is as if your the only client and provide a personal experience. Keep up the great work and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling (800) 655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

Verified Customer

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Ann

September 21st, 2020 DETAILS arrow_drop_down
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They are awesome. I recommend them to anybody. Customer service is friendly. I feel relaxed because they do what they promise they will do. They help me settle my accounts judgement free. You do need to be patient.

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Reply from Freedom Debt Relief

Sep 21, 2020

Thank you for your thoughtful review, Ann. We look forward to assisting our clients on any concern that comes. We are there every step of the way. If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

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Leslie Clark

September 21st, 2020 Galveston, TX DETAILS arrow_drop_down
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The staff at Freedom Debt Relief truly care and want to assist you in getting back on track.

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Reply from Freedom Debt Relief

Sep 27, 2020

Thank you, Leslie! We truly care about our clients, and we are glad we could make you comfortable with going through this journey with us. As we continue down the road of success, please remember you can track your program process online through your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief!

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Belinda

September 21st, 2020 Baytown, TX

I am very pleased with this program, I saw immediate results and couldn’t be happier, Thank you

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Reply from Freedom Debt Relief

Sep 27, 2020

Hi Belinda! We are very pleased to know that our program could give the results you desired to become debt-free. Please lean on our Client Services department at (800) 655-6303 or [email protected] for support throughout your program. Thank you for allowing Freedom Debt Relief to be an affordable solution when resolving your debt!

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Robert Zayas

September 21st, 2020 Vacaville, CA DETAILS arrow_drop_down
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Very organized, direct and honest approach. You can feel the integrity and the realistic timelines makes you feel you're in the right direction. Affordable and reasonable plan for getting back on the horse and target your debt. Great counseling and fast assistance.

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Reply from Freedom Debt Relief

Sep 21, 2020

Amazing feedback, Robert! We strive to make each interaction easy and understandable. Our program should help bring back some flexibility into your finances. If you have any questions, just give us a call at 800-655-6303. Our Customer Service Representatives are ready to help. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

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The Hag

September 19th, 2020 Hyden, KY DETAILS arrow_drop_down
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Was SO worried as our credit scores dropped, even being warned it would happen. As soon as our account had two payments in it, Freedom Debt Relief started negotiating with the two largest debts I had. I was dumbfounded when one creditor agreed to a 50% settlement, but the other creditor agreed to 40%!!! Yes....I went from over $2,800 down to almost $1,200 !! In just 2 more payments, I will have settled and paid almost $6,000 of my total debt. Without Freedom, this would have taken me two years! This is the best Christmas present I ever got!!!! Thanks Freedom!!

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Reply from Freedom Debt Relief

Sep 21, 2020

It is rewarding to hear such great feedback about our Client Services team. We strive to fight for the best settlement. We look forward to your coming success. Keep up the great work and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling (800) 655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

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Ann Mom

September 19th, 2020 Matthews, NC DETAILS arrow_drop_down
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Freedom Debt Relief has helped me make progress in reducing my debt that I just couldn't make on my own. Their negotiating team has reached settlements with lenders more quickly than I expected.

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Reply from Freedom Debt Relief

Sep 21, 2020

Ann, we are over the moon to receive such stunning feedback! We strive to get the best settlement to help pay off your debt. Our relationships allow us to help resolve your debt as quickly as possible. Thank you for choosing Freedom Debt Relief, if you have any questions please call 800-655-6303.

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Laura Armstrong

September 19th, 2020 Cottage Grove, WI DETAILS arrow_drop_down
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This company has allowed me a new life. I’ve had help in getting out of debt. Something I could not seem to manage. Thank you so very much.

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Reply from Freedom Debt Relief

Sep 22, 2020

Laura, it's our pleasure to help you reach your goals of financial freedom. We take pride in assisting our clients throughout this journey. Feel free to lean on us and to reach out to Client Services if you ever have any questions at (800) 655-6303. Thank you for choosing Freedom Debt Relief to meet your financial needs!

Verified Customer

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Faye

September 18th, 2020 DETAILS arrow_drop_down
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I’ve never had a wonderful credit score and I couldn’t handle it and I saw an advertisement on TV about Freedom Debt Relief so I called them. When I first got in touch with them, everything was explained. I am very relieved that I went with them. It is the best thing I have ever done. I can call them or sign into the dashboard anytime to find out what is going on.

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Reply from Freedom Debt Relief

Sep 20, 2020

Faye, thank you for taking the time to leave us a review. We are glad our program could be an effective solution for you with getting your finances in order. For updates concerning your graduation path, please reach out to Client Services at 1(800)655-6303 or [email protected] Thank you for being a valued client of Freedom Debt Relief!

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Amy

September 18th, 2020 DETAILS arrow_drop_down
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My husband was no longer working and we have some medical bills, those can pile up, so I was in credit card debt so we were looking to consolidate and this was our best option. They have wonderful customer support. They are very friendly. They’ve done a wonderful job and let me know if there are any changes by sending me a text or an email. I am glad I went with this company.

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Reply from Freedom Debt Relief

Sep 20, 2020

Thank you for leaving us a great review, Amy! We are so glad we could be an affordable solution for you and your family when looking for relief. If you have any questions or concerns, please don't hesitate to contact Client Services, they can be reached at 1-800-655-6303. Thank you for choosing Freedom Debt Relief!

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Candice

September 18th, 2020 DETAILS arrow_drop_down
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Freedom has been a blessing. They dealt with everything for me. They gave me a time frame and they lived up to the time frame. They provide support by text, phone, and email. Their website is easy to use. I had no problems getting a hold of them.

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Reply from Freedom Debt Relief

Sep 20, 2020

Thank you for the awesome review, Candice! We enjoy what we do as far as assisting you with the financial freedom you desire. As we continue the journey, remember you can view your accomplishments with us by logging into your Client Dashboard. Thank you for choosing Freedom Debt Relief!

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Diana

September 18th, 2020 DETAILS arrow_drop_down
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I am very happy with Freedom Debt relief for a number of reason but mainly to cut down on my credit card bills. They’ve always been there for me.

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Reply from Freedom Debt Relief

Sep 20, 2020

Diana, keep up the great work! We love to hear about your program savings and how well everything is going for you. Feel free to lean on us and to reach out to Client Services if you ever have any questions. You can call us at (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

Verified Customer

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Anonymous

September 18th, 2020 DETAILS arrow_drop_down
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Needed some help with my credit and the results were not wanted but hey were courteous and prompt and professional.

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Reply from Freedom Debt Relief

Sep 20, 2020

Thank you for sharing your feedback with us. We can't wait to see you become debt-free. Please lean on us in the event you need anything. We can be reached at 1(800)-655-6303. Thank you for choosing Freedom Debt Relief!

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David

September 18th, 2020 DETAILS arrow_drop_down
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Everything functions perfectly simply. They follow through on everything they promise. It has solved all my problems.

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Reply from Freedom Debt Relief

Sep 20, 2020

Thank you, David! We are glad our program tools and agents could help you stay on track with your graduation path. Please don't hesitate to reach out to Client Services if you ever have any questions at (800) 655-6303. Thank you for choosing Freedom Debt Relief to meet your financial needs!

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Andres

September 18th, 2020 DETAILS arrow_drop_down
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It is a matter of patience, we wish it would be fasted but they are doing a god job. At first we were unsure but after speaking to them we were at ease, knowing we were doing the right thing They have been great. They answer all our question and are knowledgeable and friendly.

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Reply from Freedom Debt Relief

Sep 20, 2020

Hi Andres! Thank you for trusting us to help you along this journey. A lot of times, our ability to obtain settlements is dependent on growing sufficient funds to settle the debt. As long as we continue accumulating funds, we should have no problems meeting your goals in realistic timeframes! If you are feeling uneasy or would like to discuss this matter more in-depth, contact Client Services at (800) 655-6303. Thank you for allowing Freedom Debt Relief to guide you to your debt-free future.

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Bernard

September 18th, 2020 DETAILS arrow_drop_down
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Every time I call them, they answer and if I have a problem, they have a solution and make it work well for me. It is a very well run business. They make is better for me.

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Reply from Freedom Debt Relief

Sep 20, 2020

Bernard, thank you! We are so glad we could be there for you anytime you needed us throughout your graduation path. Our agents love what they do in providing you with results when confronted with problems. Please reach out to our Client Services department at (800) 655-6303 if you need any help in the future. Thank you for allowing Freedom Debt Relief the opportunity to serve your financial needs!

Verified Customer

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Denise

September 18th, 2020 DETAILS arrow_drop_down
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Freedom has helped me with my bills and resolving my debt. They provide feedback.

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Reply from Freedom Debt Relief

Sep 20, 2020

Hi Denise! It is our pleasure to assist in reaching your financial freedom! We couldn't be more excited so feel free to lean on us as we support you along the way. Our team of professionals can be reached at 1(800)-655-6303. Thank you for being the best part of Freedom Debt Relief!

Verified Customer

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Elias

September 18th, 2020 DETAILS arrow_drop_down
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I am grateful that I have freedom to help me. I feel pretty good about signing up with them. They give me good answers when I ask. I feel good about getting bills out of the way.

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Reply from Freedom Debt Relief

Sep 20, 2020

Welcome to the program, Elias! We are so excited to have you on board. We look forward to supporting you as we reach your goals. Reach out to Client Services at 1(800)655-6303 if you need help in the future. Thank you for allowing Freedom Debt Relief to be an affordable solution when resolving your debt!

Verified Customer

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Billy

September 18th, 2020 DETAILS arrow_drop_down
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All I need to say is they do a good job. They are great. They do exactly what they say they are going to do and that means a lot. It helped me a lot that they were paying my bills and the people owe money to don’t bother man anymore.

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Reply from Freedom Debt Relief

Sep 20, 2020

Why thank you, Billy! We take pride in the results we can provide to our clients throughout their time with us. Do not hesitate to reach out to Client Services if you ever have any questions at (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief!

Verified Customer

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Chad

September 18th, 2020 DETAILS arrow_drop_down
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I am satisfied. They were the best solution for debt relief. Every time I try to call them, they were available and provided resources.

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Reply from Freedom Debt Relief

Sep 20, 2020

Thank you, Chad! We are here to support you at every step of your debt-free journey, so please feel free to contact our Client Services team any time you have questions! Give them a call at 1-800-655-6303 or reach them by email at [email protected]omdebtrelief.com. Thank you for allowing Freedom Debt Relief the opportunity to serve your financial needs.

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Sheila Williams

September 18th, 2020 ,

I like their customer service and support

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Reply from Freedom Debt Relief

Sep 20, 2020

Sheila, thank you for the generous feedback about our company! We truly care about our clients, and we work hard to build a relationship with them so they can be as comfortable as possible while in the program. Please reach out to our Client Services department at (800) 655-6303 if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Yulonda Clark

September 17th, 2020 Oakland, CA DETAILS arrow_drop_down
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Absolutely Glad i signed up with FDR. They are very thorough and attentive. I have cleared a few debts and look forward to completion. They keep you updated with your account and even offer quicker options to complete your debt. Thankful

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Reply from Freedom Debt Relief

Sep 20, 2020

Greetings, Yulonda! We are happy that we have been able to make this experience stress free as much as possible. We work extremely hard to help and support our clients through this journey. Keep up the great work, and you will be debt-free in no time. Remember to use your Client Dashboard since it is a great tool to use when you are looking to expedite your program. Thank you for choosing Freedom Debt Relief!