Freedom Debt Relief, a subsidiary of Freedom Financial Network, has resolved billions in debt since its founding in 2002.

The company has considerable industry experience and high client satisfaction ratings.

With all the major industry accreditations, Freedom Debt Relief is a great option for many consumers. Its minimum debt requirement is $7,500. Freedom Debt Relief accepts clients dealing with financial hardship that meet this threshold and clients that can make regular payments to an account to pay for settlements. Freedom Debt Relief employs professional debt experts to negotiate and settle debt for those suffering financial hardship.

The company offers a debt settlement program that involves negotiating with creditors to lower total debt owed and is available in 38 states.

On average, Freedom Debt Relief charges 22 percent of your total enrolled debt, which means the cost varies depending on your financial situation. To settle a $20,000 debt, it will cost around $4,000.

View Freedom Debt Relief reviews below.

The Good

  • Excellent Settlement Program and Debt Relief Services
  • Experience and Accreditations
  • Great Freedom Debt Relief Reviews
  • Online Dashboard
  • No Fees Charged Until After Debt is Settled

Excellent Settlement Program and Debt Relief Services

Freedom Debt Relief has several great advantages to its debt settlement services including:

  • Low minimum of $7,500 in debt to begin debt settlement
  • Costs between 15 and 25 percent of the total unsecured debt
  • Free consultation with a Certified Debt Consultant

Freedom Debt Relief offers a free consultation with a highly trained, IAPDA-certified debt consultant when a consumer decides to enlist the company's debt settlement services.

Experience and Accreditations

As an accredited debt relief company, Freedom Debt Relief (FDR) has over 17 years of experience in the debt settlement industry. It has settled over two million accounts since its founding and regularly settles over 50,000 accounts monthly.

Freedom Debt Relief has years of experience standing between the creditor and the client. Freedom will work to obtain settlements that resolve credit card debt (or any type of unsecured debt).

FDR will walk clients through the debt settlement process: first, customers will voluntarily choose to stop making monthly payments to lenders. Instead, clients will elect to make a monthly deposit into a separate special purpose account to save money to pay for the settlements once negotiated. Freedom Debt Relief will then work to negotiate a settlement on behalf of its clients.

Unfortunately, this settlement process will affect your credit score. If you miss any minimum payments on your credit card or other debt, this will decrease your credit score. It's smart to have a plan for boosting your credit before you start the debt settlement process.

If you choose a debt settlement plan to resolve your debts, the debts you settle are marked as "settled" on your credit report.

While there are some risks to debt settlement, this process allows you to settle debts, avoid bankruptcy, and become debt-free.

Great Freedom Debt Relief Reviews

Most Freedom Debt reviews on Best Company are positive. They commend FDR for having good customer service, explaining debt management, and keeping them updated on where they are at in the debt settlement program.

Clients drowning in high amounts of unsecured debt (credit card debt, personal loans, medical debt, student loan debt) usually find that the company can save a large percentage of what they owe.

Despite the debt settlement program's tendency to negatively affect credit scores, clients with mountains of credit card debt find it extremely helpful for debt reduction. It's also important for people to know that forgiven debt is considered taxable income, so you may owe more in taxes when using debt settlement services.

Online Dashboard

One feature that sets FDR apart from the rest is a unique and intuitive online dashboard to track clients' pace throughout the program. This helps people to actually see their progress while settling their debts. It also offers education to help clients improve their financial knowledge.

Not many debt settlement companies in the industry offer such helpful tools.

No Fees Charged Until After Debt is Settled

As opposed to a debt consolidation company which consolidates all of a customer's debt into one consolidation loan and one monthly payment, debtors approach Freedom Debt Relief as a last resort in order to escape high amounts of debt and avoid declaring bankruptcy.

Freedom Debt Relief doesn't charge any fees until after debt is settled with creditors. This practic is standard for the industry. Debt Relief companies, like National Debt Relief and Pacific Debt, also do not have upfront fees.

Upon enrollment, customers will open an FDIC-insured bank account that the client controls. Clients will put all of their money that would have gone toward paying their debt into this bank account instead. This is the main reason why this program hurts your credit score more than debt consolidation.

Next, FDR or its representatives or agents will negotiate with your creditors to settle on debt to pay.

Freedom Debt Relief makes money by charging fees on the enrolled debt amount. Its average fees are a bit high (around 22 percent fees on enrolled debt), but its services are thorough.

The company's ability to help clients find an easier road to financial freedom and paying off debt is highly valuable.

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The Bad

  • Freedom Debt Relief Cost
  • Limited Availability
  • Complaints
  • Consumer Financial Protection Bureau Lawsuit

Freedom Debt Relief Cost

One concern with Freedom Debt Relief is their price. On average, Freedom Debt Relief charges $4,000 to settle $20,000 in debt (22 percent of total debt). If Freedom Debt Relief cuts your debt in half, you would end up paying $14,000 instead of $20,000.

Users are charged an average of 22 percent of their total debt to use FDR. While this number is in line with their competitors, it is only an average. Customers could end up paying more or less than this to use FDR. FDR’s prices range between 15 and 25 percent. The rates vary depending on the state the client lives in.

Current national debt relief trends indicate that debt settlement companies tend to charge a percentage of enrolled debt as opposed to saved debt. This means that the more total debt you have, the more debt settlement companies will charge you.

Although working with a debt settlement company still saves you from paying thousands of dollars to creditors, it's better to work with companies that charge a percentage of saved debt rather than enrolled debt.

So exactly how much will Freedom Debt Relief cost you? It will cost you around 22 percent of your total enrolled debt, but customers will have to have a consultation to get an accurate estimate. The fee is competitive for the industry. The fee is assessed when a successful settlement is reached.

However, Freedom Debt Relief’s services are high quality and make it easier to make your way to being debt-free.

Limited Availability

Freedom Debt Relief offers debt settlement programs in only 38 states. If Freedom Debt Relief does not offer services in your state, you'll have to consider other debt settlement companies.

Most debt settlement companies have a minimum debt requirement to ensure a payout. A debt settlement company that charges by saved debt will not run into this problem as much.

Freedom Debt Relief requires a minimum debt amount of $7,500 (the amount of which is charged fees between 15 and 25 percent). While this threshold is low compared to other debt settlement companies, it does rule out people struggling with lower debt amounts.

An additional limitation with Freedom Debt Relief is that the company only works with debtors with unsecured debt. Freedom Debt Relief is not an option for those struggling with secured debt.

Complaints

While most of the Freedom Debt Relief reviews are positive, there are still several people who have complaints about Freedom Debt Relief. The two main complaints clients seem to have are the following:

  • Debt settlement takes too long or isn't as effective as people hoped
  • FDR charges too much for their services, sometimes costing consumers up to 25 percent of their total enrolled debt

These complaints are fairly common within the debt settlement industry. It’s important for clients to be fully informed about what debt settlement is and how it works. Potential clients should use the free consultation to learn more about the time it takes to reach a settlement and specific price information.

Consumer Financial Protection Bureau Lawsuit

In 2019, the Consumer Financial Protection Bureau and Freedom Debt Relief reached an agreement that FDR would:

  • Make it clear that in some cases FDR may not be able to negotiate a debt if the creditor is unwilling to negotiate
  • Let consumers know that, in some cases, the creditor will only negotiate if the client is also directly involved in the negotiations, and that the consumer has the right to refuse to participate in the negotiations and can remove the debt from their program without penalty
  • Make it clearer to consumers under what circumstances they will be charged a fee
  • Stop charging fees on all accounts where the settlement amount was not reduced, or where the creditor wrote off the debt on their own
  • Make it clearer to consumers that, if they end their program early, any money left in their program savings account belongs to them, minus any funds earned by the company according to legal statues
  • Pay restitution money to injured consumers
  • Pay a civil penalty

It's a good idea for potential clients to do some research on the process, consumers' rights, and industry standards for settlement companies before setting up a free consultation with a debt settlement service. It's also recommended to read recent customer reviews to get a better sense of Freedom Debt Relief's commitment to clients and how good its settlement services are.

The Bottom Line

Freedom Debt Relief offers several outstanding features for anyone looking to settle their debts: all major industry accreditations, ample debt settlement experience, thoughtful and experienced debt consultants, negotiation with each creditor, and more. The company's 15 to 25 percent fees are pretty standard in comparison to other debt settlement companies (like National Debt Relief).

While people interested in other debt resolution methods, like credit counseling, a debt management plan or debt consolidation loan, will need to consider other companies, Freedom Debt Relief is a good option for those seeking a debt settlement program.

FDR's debt negotiation experience is worth the money. Freedom Debt Relief customer reviews relate that the company has saved them thousands of dollars by negotiating with their creditors. If you're looking to settle your debt through debt negotiation, we highly recommend using Freedom Debt Relief if you receive a reasonable quote from them during your free consultation. 

We'll Introduce You!

Call our recommended rep over at Freedom Debt Relief below.

1-(855) 491-1073

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Freedom Debt Relief Frequently Asked Questions

What is Freedom Debt Relief?

Freedom Debt Relief is a debt settlement company. We offer a debt settlement program that helps you get out of debt faster and for less. With over 15 years of experience working to reduce our clients’ debt, we have resolved over $10 billion in debt since 2002.

How does the Freedom Debt Relief program work?

After signing up for Freedom Debt Relief, you make monthly deposits into an FDIC-insured bank account that you own and control. Once enough money has built up into this account, negotiations occur towards resolving each of your debts one by one. Once a settlement offer is obtained, we present the offer for you to sign off on. If you agree to the terms, the funds in your FDIC-insured account are used to pay the creditor. This is also when we collect our fee. Once the creditor has been paid according to the settlement agreement, the remainder of the debt is written off. We repeat this process with all of your debts until you no longer owe anything on your enrolled debts.

How does Freedom Debt Relief affect your credit?

Freedom Debt Relief could negatively impact your credit as your creditors are not being paid every month. As such, they will report your missed payments to the credit bureaus, which negatively impacts your score. If you are already behind on payments, however, your credit is already negatively affected, so you should take that into consideration.

How much does Freedom Debt Relief cost?

Our fee ranges from 15%-25% of the debt, depending on the state you live in, how much you owe, and other factors. Under no circumstances, however, will you pay us our fee in advance of a settlement on a debt.

What kind of debt does Freedom Debt Relief work with?

Debt from credit cards, medical bills, department store cards, and many other types of unsecured debt could qualify for Freedom Debt Relief. However, secured debt that involves collateral, including auto loans, mortgages, and federal student loans, do not qualify.

What happens if a creditor tries to sue me during settlement?

Since you’ve stopped making payments to your creditors, there’s a chance that they may sue you in an attempt to collect what you owe them. Freedom Debt Relief makes available to its clients an optional subscription to a legal network of lawyers, which could help in these instances where you get sued.

Is forgiven debt taxable?

According to the IRS, a forgiven debt is considered taxable income. At the end of the year, they will expect taxes to be paid on any settled debt. However, IRS Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness, may exempt you from this tax. To learn how forgiven debt could affect your taxes, talk to a tax professional.

User Reviews

Star Rating

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10,721 Reviews

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Dawn Beer
November 1st, 2019 Carmel, NY DETAILS
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From the very beginning when I first opened the account Steve was my customer service representative and he was very helpful especially when I am not computer savvy. He had a lot of patience with getting me the forms. In all I have had a pleasant experience. Was even comfortable when I was served papers to appear in Putnam Supreme Court. I was so nervous and you guys made me feel very comfortable that everything would be ok.

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Reply from Freedom Debt Relief

Nov 04, 2019

Hello Dawn, thank you for sharing your experience with us! We truly care about our clients and we work hard to build a relationship with them so they can be as comfortable as possible while in the program. Feel free to lean on us and to reach out to Client Services if you ever have any questions. You can call us at (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief!

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Tamyra Brown
October 31st, 2019 Elizabethtown, KY DETAILS
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Freedom debt relief is a good company so far. They’ve been very helpful and already have got one account down for me wooho!

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Reply from Freedom Debt Relief

Nov 04, 2019

Thank you for sharing your excitement, Tamyra! We work hard to negotiate great settlements for you and we are happy to hear that you are pleased with your savings. Feel free to reach out to Client Services if you ever need any assistance via phone or email at (800) 655-6303 or at [email protected] Thank you for choosing Freedom Debt Relief!

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Weslyn C Harden
October 31st, 2019 Los Angeles, CA DETAILS
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So far things have been great. The few times I got a call I just gave them the number and that was it. Now they are sending letters bad mouthing FDR but it is working and one of the creditors has settled

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Reply from Freedom Debt Relief

Nov 04, 2019

We appreciate your valuable feedback, Weslyn! Keep up the great work and please reach out to us anytime you have questions about your program! You can contact our Client Services team seven days a week by calling (800) 655-6303 or email [email protected] Thank you for choosing Freedom Debt Relief!

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Alexa Brijandez
October 31st, 2019 Winchester, CA DETAILS
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FDR has taken away so much stress from me in regards to my debt. It’s like the company took thousands of dollars of debt from me and turned it into a much smaller amount I had to pay monthly and little by little I am seeing progress. I began the program sometime in July and I’ve already reached my first settlement. I am very grateful for this company as well as my assigned representative. Any question or doubt I’ve had, I call my assigned rep, Marietta, and she is such a huge help, either by answering my question or, if she doesn’t know the answer, she directs me to the correct number to call. I am so happy that my friend recommended this amazing company!!!

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Reply from Freedom Debt Relief

Nov 04, 2019

Greetings, Alexa! We couldn't be any happier than to see another satisfied client! We work very hard to ensure our clients are able to receive not only debt relief but also stress relief, as we want the program to feel easy for everyone. Did you know we offer incentives for client referrals? For more information please contact Client Services at (800) 655-6303 or at [email protected] Thank you for choosing Freedom Debt Relief!

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Rodger Hoffer
October 31st, 2019 Winchester, CA DETAILS
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Everything has been Great. All the People I've Dealt with have been Professional and very Helpful. A # 1 Team.

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Reply from Freedom Debt Relief

Nov 04, 2019

Rodger, we appreciate your generous feedback about our company! We pride ourselves in providing world-class Customer Service. If you ever have any questions, please reach out to us at (800) 655-6303 or jump on your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief!

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VN DAVID
October 31st, 2019 Henderson, NV

i FELL RELIEVED THAT i HAVE ALREADY GONE TO MY FIRST SETTLEMENT. WITH THE GUIDANCE OF FDR, i DID NOT HAVE PROBLEMS FOLLOWING THE REQUIREMENTS AND NOW I'M STARTING TO FEEL ENLIGTHENED OF MY STRESS. FDR IS DOING THEIR BEST TO HELP.

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Reply from Freedom Debt Relief

Nov 04, 2019

We're so happy to hear how much we have helped alleviate the stress you were experiencing, David. You're off to a strong start and a step closer to becoming debt-free! Feel free to lean on us and to reach out to Client Services if you ever have any questions. You can call us at (800) 655-6303 or email us at [email protected] Thank you for being a valued client of Freedom Debt Relief!

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Michelle L JOHNSON
October 31st, 2019 Alda, NE DETAILS
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Great service and understanding people. Very compassionate!

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Reply from Freedom Debt Relief

Nov 04, 2019

Hello, Michelle, thank you for your feedback. It is our pleasure to provide you with constant support throughout your debt relief program. If you ever have any questions, please reach out to us at (800) 655-6303 or jump on your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief!

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DF
October 31st, 2019 Garner, NC

I like the contact and follow up provided with counselors.

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Reply from Freedom Debt Relief

Nov 04, 2019

Thank you for taking the time to leave us a wonderful review! Please reach out to our Client Services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account.! Thank you for choosing Freedom Debt Relief to assist you on your journey to financial freedom!

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Flordine Williams
October 31st, 2019 Houma, LA DETAILS
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I’m just pleased with the program! I appreciate the support of your company in helping me to pay one of the creditors that I owe! I just need to start working on the other creditor! Thank you for helping me thus far!

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Cristal
October 31st, 2019 Wasco, CA DETAILS
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Everything is simple easy to use on the dashboard fast response over any communication source great customer services

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Reply from Freedom Debt Relief

Nov 04, 2019

Hello, Cristal, thank you for your review! We work hard to ensure we are providing our clients with excellent customer service. As we continue down the road of success, please remember you can track your program process online through your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief!

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Rosalba
October 31st, 2019 Rancho Cucamonga, CA DETAILS
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They made us comfortable with the process. They got settlements done within timely manner. The process was easy and it really works. We are happy we reached out to them.

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Reply from Freedom Debt Relief

Nov 04, 2019

Congratulations, Rosalba! We are excited to hear about your success within the program thus far. As we continue down the road of success, please remember you can track your program process online through your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief!

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Leslie
October 31st, 2019 Taft, TX DETAILS
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Everything discussed agreed to has been an excellent experience. Clarity of program nd support staff are outstanding.

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Reply from Freedom Debt Relief

Nov 06, 2019

Hi, Leslie, we are pleased to read your review. We take pride in having complete transparency and ensuring you feel supported during this journey of obtaining financial freedom. Feel free to lean on us and to reach out to Client Services if you ever have any questions. You can call us at (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief!

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Phillip Nelson
October 31st, 2019 Reisterstown, MD

They have been very methodical, and predictive, and have favorably reinforced my decision from the start.

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Reply from Freedom Debt Relief

Jun 08, 2019

We're happy to hear that you have the peace of mind you deserve, Phillip! Please don't hesitate to contact our Client Services team any time you have questions or need assistance with your account. They can be reached by calling (800) 655-6303 or email [email protected] com. Thank you for choosing Freedom Debt Relief!

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Sylvia Rodriguez-Seda
October 31st, 2019 Yonkers, NY DETAILS
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In general, I am happy with them, however, one of the accounts that they are supposed to be helping with just sued me and I'm going to have a hard time trying to pay them back.

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Reply from Freedom Debt Relief

Nov 06, 2019

Hello Sylvia, thank you for sharing your experience with us. We are happy to hear you are satisfied with the program thus far. Some creditors are more aggressive than others. However, we understand it to be extremely frustrating when a creditor chooses litigation to collect on an outstanding balance. Our stunning team will continue to work hard to settle and resolve this matter on your behalf. If you have any questions, please reach out to us at (800) 655-6303 or jump on your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief!

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Scott
October 31st, 2019 Covington, IN DETAILS
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Service was excellent, more updates needed on status of ALL consolidated debt but overall very good experience!

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Reply from Freedom Debt Relief

Nov 05, 2019

Thanks, Brian! We're here for you every step of the way if you ever need assistance with your program. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Michael Mizzell
October 31st, 2019 Jemison, AL DETAILS
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They make you knowledgeable of what you are doing and answer all your questions

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Reply from Freedom Debt Relief

Nov 06, 2019

Hello, Michael! Thank you for taking the time to leave us a wonderful review! We take pride in providing our clients with accurate and knowledgeable information about your program. Feel free to reach out to Client Services if you ever need any assistance via phone or email at (800) 655-6303 or at [email protected] Thank you for choosing Freedom Debt Relief!

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Fatima Alcantara
October 31st, 2019 Brooklyn, NY DETAILS
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FDR is working for me and giving me peace of mind. I'm not sure why it took me so long to handle my money woes.

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Reply from Freedom Debt Relief

Nov 08, 2019

Fatima, thank you for taking the time to leave us a review! We are here for you every step of the way and we're glad to hear we've alleviated some stress off of you! Please contact Client Services at 1-800-655-6303 if you need further assistance. Thank you for being a valued client of Freedom Debt Relief!

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Easter M Ray
October 31st, 2019 Missouri City, TX DETAILS
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I enjoyed the staff every time I contacted you I get a text promptly it's easy to understand the information sent to me and you constantly keep me informed of what's going on

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Reply from Freedom Debt Relief

Nov 08, 2019

Greetings, Easter! We're pleased to hear you have been well informed of the program. We want our clients to feel at ease during the program. We look forward to your continued success, and if you have questions, please contact our Client Services team at 1-800-655-6303.

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Glenda Walker
October 31st, 2019 Upper Marlboro, MD DETAILS
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So far I am very pleased. Through my anxiety they have kept me very calm and reassured me that the negotiations will go very well. So far I have negotiated with one account and I am very happy that this is moving forward. Very professional.

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Reply from Freedom Debt Relief

Nov 08, 2019

Hello, Glenda! We work very hard to ensure our clients are able to receive not only debt relief but also stress relief, as we want the program to feel easy for everyone. We look forward to you becoming debt-free! If you need assistance, please contact our Client Services team at 1-800-655-6303. Thank you for choosing Freedom Debt Relief!

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Adam Parnell
October 31st, 2019 Marion, VA DETAILS
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Freedom debt relief is the best resource to get me outta debt for good...their representatives r very knowledgeable and supportive...I can't wait to finally b debt free

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Reply from Freedom Debt Relief

Nov 08, 2019

Adam, thank you for taking the time to leave us a review! We take pride in providing world-class customer service and we're glad you've experienced that. If you have questions regarding your account, please contact our Client Services team at 1-800-655-6303. Thank you for choosing Freedom Debt Relief!

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Johnny Cook
October 30th, 2019 Evansville, IN DETAILS
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From the beginning I felt that I was talking to some friends. I was kept informed on everything that was going to happen and why. Whenever I had a problem or question it was answered quickly. I’m very happy that I made the decision to go with Freedom. They have done everything that they said they would do. Thanks Johnny

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Reply from Freedom Debt Relief

Mar 28, 2019

Hello Johnny, Thank you for your review. You absolutely made the best decision and we are thrilled to hear of your positive experience with Rick. The light at the end of the tunnel is coming soon, keep up the great work! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Mary L. Fancher
October 30th, 2019 Ypsilanti, MI

So pleased that each time I have reached out to Freedom Debt Relief (Davina F) she has returned my calls and willing to help me thru the process. I know it is a slow process but knowing someone is on my side sure has been a relief.

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Reply from Freedom Debt Relief

Nov 07, 2019

Thank you, Mary, for allowing us to be your partner along your debt-free journey! We look forward to your continued success throughout the program. Please contact Client Services at 1-800-655-6303 if you need further assistance regarding your account.

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RAQUEL ROJAS
October 30th, 2019 Woodside, NY

I am really happy and relaxed since I decided to ask for your help. Thank you

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Reply from Freedom Debt Relief

Nov 07, 2019

Raquel, we're excited to have you in the program! We work very hard to ensure our clients are able to receive not only debt relief but also stress relief, as we want the program to feel easy for everyone. Please contact Client Services at 1-800-655-6303 if you need further assistance. Thank you for choosing Freedom Debt Relief!

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geno thompson
October 30th, 2019 Paris, TX DETAILS
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Well to be fair, I had never heard of Freedom Debt Relief before I received a phone call telling me just how much money I was being charged in interest. After talking briefly with and agent, I couldn't be more happy with the information I was given. I'm a hard working everyday joe who was shocked by the amount of money this company proposed to save me. You just don't think about money the way these guys do. I thank my lucky stars that Freedom Debt Relief contacted me and help my with saving a boat load of money. If there is anyone who has money woes, I strongly suggest that you let this company help with that problem. Until now, I only thought of money has something to get the things I need and some of the things I wanted. Today I have the freedom to purchase and enjoy life more freely. Thank you guys !!!!

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Reply from Freedom Debt Relief

Nov 07, 2019

Thank you for sharing your excitement, Geno! We are ecstatic to have you with us and taking the next step in obtaining your financial freedom. Our negotiations team will continue to work diligently to reach the best settlements possible for you. The Client Dashboard is an excellent way to keep track of the progress of your negotiations and receive updates, please visit www.fdrclient.com. Client Services is also available for you as well and they can be reached at (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief!

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Betty
October 30th, 2019 San Antonio, TX DETAILS
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It has been a great experience. No hassle. Great customer service.

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Reply from Freedom Debt Relief

Nov 07, 2019

Thank you so much for your positive feedback, Betty! We're excited to resolve your debt and help you achieve your financial goals. Our team encourages you to keep track of your progress on your Client Dashboard at www.fdr.client.com or contact Client Services with any questions at 1-800-655-6303. Thank you for choosing Freedom Debt Relief.

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Jose Hernandez
October 30th, 2019 Oxnard, CA DETAILS
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Well like I’ve said before the person who explained how Freedom would work was absolutely correct. I’m on my 6th month and out of my 13 credit card debts 2 have been settled and I am looking forward in the future, I am starting to see how Mrs. Sherry C explained to me come true.

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Reply from Freedom Debt Relief

Nov 08, 2019

Hello, Jose! We are pleased to hear about your success within our program. Our negotiators do an amazing job of obtaining the best settlements and making sure our clients' debt is getting reduced. Our talented team will continue to work hard to settle the remaining of your debt and having you become debt-free! Please contact Client Services at 1-800-655-6303 if you have any questions.

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Celina ortiz
October 29th, 2019 Houston, TX

My overall experience was great my adviser had a lot of information for me answered all my questions and more. I just barely got into the program and I'm still hoping and praying that it does work out. My advisor was very good and has me worried free as of right now. I believe that this is the best choice I could have made

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Reply from Freedom Debt Relief

Nov 09, 2019

Celina, we are happy to have you join our program. We strive to make the program as easy and understandable as possible for our clients. We are more than confident that you will be satisfied with the services provided to you during your time here. Please feel free to reach out to client services at (800) 65-6303 if you have any questions or concerns.

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Robin Harper
October 29th, 2019 Irwin, PA DETAILS
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Excellent customer service and never had a problem

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Reply from Freedom Debt Relief

Nov 09, 2019

We appreciate your generous feedback about our company! We truly care about our clients and we work hard to build a relationship with them so they can be as comfortable as possible while in the program. If you ever need anything please feel free to contact us at 1 (800) 655-6303.

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CHARLES KUHN
October 29th, 2019 Reno, NV

Agents have been very informative and helpful.

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Reply from Freedom Debt Relief

Nov 01, 2019

Hi, Charles, thank you for your review! We are glad to hear that our client services team has been able to answer your questions. If you could please rate us based on the service provided, it will be greatly appreciated. Also, do not hesitate to reach out to Client Services if you ever have any questions at (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief!

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Ted A Wilson
October 29th, 2019 Rochester, NY DETAILS
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Freedom Debt Relief has held up their end of the bargain by talking with the creditors and making deals with them by removing close to 50 percent off the original debt. The main thing the customer needs to do after hiring Freedom Debt Relief and agreeing to terms is to continue to make the automated monthly payments without interruption. The payments build up in the account which helps Freedom Debt Relief make deals with the creditors. They also call your creditors for you and have a plan in place for you when creditors call your house. The phone calls stopped after about 4 months after joining Freedom Debt Relief. Also, if you need a month off from paying into the account due to personal reasons, Freedom Debt Relief will work with you. However, it would help if you have a large sum of money already build up in your account. In any event, just have a chat with them and they will try to work with you. The important thing is to make your automated payments on time consistently without interruption. I have been a customer since August 2018 and will be totally finished by 2022(or sooner) Ted

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Reply from Freedom Debt Relief

Apr 11, 2019

Thank you for sharing, Ted. Freedom Debt Relief has your best interest in mind and we want to congratulate you on your initial settlement. Keep up the great work! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Kim Scott
October 29th, 2019 Vilas, NC

Suffering from years of credit card debt, we decided we just weren’t making any strides towards paying it down. After finding Freedom Debt Relief and following their guidelines , we have achieved our first settlement . And, as promised, it occurred within the first four months. (We joined in June of 2019) Looking forward to getting this debt off of us once and for all!

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Reply from Freedom Debt Relief

Oct 30, 2019

Congratulations Kim! Thank you for your review of the program. We are pleased to hear about your success so far with us. We work very hard to ensure our clients are able to receive not only debt relief but also stress relief, as we want the program to feel easy for everyone. Feel free to reach out to Client Services if you ever need any assistance via phone or email at (800) 655-6303 or at [email protected] Thank you for choosing Freedom Debt Relief!

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Yudith Acevedo
October 29th, 2019 Miami, FL DETAILS
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My case is moving fast, I’m really happy about it. At first I wasn’t very sure about this company, it is my first time passing through this situation, but now I feel secure, I trust their work.

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Reply from Freedom Debt Relief

Oct 29, 2019

Yudith, our team loves your review! We thank you for being a valued Client, and we will continue to be here for you to make you feel secure and happy. We also encourage you to keep track of your progress on your Client Dashboard at www.fdr.client.com or contact Client Services with any questions at 1-800-655-6303. Thank you for choosing Freedom Debt Relief.

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Michele Regert
October 29th, 2019 DETAILS
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The program made it very effortless and efficient to get the debts paid off! The fact that most of the contact was able to be done online, made it quick and easy to get great customer service!

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Reply from Freedom Debt Relief

Oct 30, 2019

Hello Michele, thank you for sharing your experience with us. We are glad to hear that our client services team has been able to assist you with moving towards your goal of financial freedom. If you ever have any questions, please reach out to us at (800) 655-6303 or jump on your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief!

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Kim
October 29th, 2019 DETAILS
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My best experience is after 4-6 months my credit score started improving

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Reply from Freedom Debt Relief

Oct 30, 2019

Hi, Kim, we are pleased to read your review. As you continue to fulfill your program commitment you will see a lot of benefits that come with a debt-free lifestyle. Do not hesitate to reach out to Client Services if you ever have any questions at (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief!

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Jack Sykes
October 29th, 2019 DETAILS
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I have been with Freedom Debt Relief for over a year and a half. They did help me reduced 3/4 of my debts. Two of the personnel loans almost go to court, but Freedom Debt Relief did supply attorney to help me fight and reach agreements before we go to court. I highly recommend Freedom Debt Relief for anyone who needs to get out of their debts. Beware, you have not to pay your debts for a least 4-6 months before FDR will negotiate with your debts holders. Your credit rate will suffer and below 500. But, after your liability pays off, the credit rate will go up!

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Reply from Freedom Debt Relief

Oct 30, 2019

Thank you very much, Jack! We thank you for sharing your experience of the program with us. We understand some creditors are more aggressive than others but, we are pleased to hear we have been able to take care of your debt and your program is moving forward. Feel free to lean on us and to reach out to Client Services if you ever have any questions. You can call us at (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief!

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Ricardo
October 29th, 2019 DETAILS
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It's been good the beginning intro by agent was excellent explaining how it works and setting up the account.

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Reply from Freedom Debt Relief

Oct 30, 2019

Ricardo, we appreciate your generous feedback! We truly care about our clients and we work hard to build a relationship with them so they can be as comfortable as possible while in the program. As we continue down the road of success, please remember you can track your program process online through your Client Dashboard at www.fdrclient.com. Thank you choosing Freedom Debt Relief!

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Lyla Dallman
October 29th, 2019 DETAILS
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For the past months FDR have been able to settle good numbers of my creditors and i am so very happy and greatful about that. And hopefully more settlements to come. Thank you FDR.

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Reply from Freedom Debt Relief

Oct 30, 2019

Hello, Lyla! Thank you for taking the time to leave us a wonderful review! Congratulations on your success thus far. Our negotiations team works diligently to reach the best settlements possible You can also check on your program online on your Client Dashboard www.fdr.client.com or contact Client Services, they can be reached at 1-800-655-6303 Thank you for choosing Freedom Debt Relief.

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Denisha Bess
October 29th, 2019 DETAILS
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Great and reliable. The service is slow but it's getting there.

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Reply from Freedom Debt Relief

Oct 30, 2019

Thank you for your review, Denisha. Rest assured you are in good hands and we're working hard to obtain great settlements on your accounts. We want to make sure we're not just settling your debt but also being able to reduce your debt. Thank you for letting us be your partner on your journey to a debt-free future.

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Dana Wilkinson
October 29th, 2019 DETAILS
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It takes a lot of time to get settlements and credit suffers, but overall a good experience. Everyone I've worked with has been professional, efficient and responsive.

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Reply from Freedom Debt Relief

Oct 30, 2019

Hello Dana, thank you for sharing your experience with us. Our team of professionals looks forward to further assisting with all of your needs and continuing to your financial goal of being debt-free. Please reach out to our Client Services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for being a valued client of Freedom Debt Relief!

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Tina Propst
October 29th, 2019 DETAILS
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Very easy process and great customer service

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Reply from Freedom Debt Relief

Oct 30, 2019

Greetings Tina, thank you for your review. We couldn't be any happier than to see another satisfied client! Feel free to reach out to Client Services if you ever need any assistance via phone or email at (800) 655-6303 or at [email protected] Thank you for choosing Freedom Debt Relief!

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Nathan L
October 29th, 2019 DETAILS
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They have been very compassionate and thorough in all their explanations of everything.

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Reply from Freedom Debt Relief

Oct 30, 2019

Hi, Nathan, thank you for your review! We are glad to hear that our client services team has been able to help you along this journey of becoming debt-free. Feel free to lean on us and to reach out to Client Services if you ever have any questions. You can call us at (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief!

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Moore
October 29th, 2019 DETAILS
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Good systems in places so you can feel comfortable in making your life better on your road to recovery

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Reply from Freedom Debt Relief

Oct 30, 2019

Hello, Moore, thank you for your review! We work hard to ensure we are providing our clients with excellent service while obtaining their goal to becoming financially free. If you ever have any questions, please reach out to us at (800) 655-6303 or [email protected] Thank you for choosing Freedom Debt Relief!

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Karen
October 29th, 2019 DETAILS
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Freedom Debt Relief has been my saving grace. I had been so stressed over how I was going to pay off all the debt left to me from a relationship turned bad and I didn't want to even think about bankruptcy. I went to the website and minutes later a representative called me and explained everything about the process to me. The one monthly payment each month to Freedom takes the stress out of who gets paid what. I am 2yrs in and half way done and my credit score is improving each month. I would highly recommend this to anyone struggling to stay afloat.

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Reply from Freedom Debt Relief

Oct 30, 2019

Thank you for sharing your experience, Karen! We love how successful our program has been for you and we are happy to continue working towards your goal of becoming debt-free. If you ever have any questions, please reach out to us at (800) 655-6303 or jump on your Client Dashboard at www.fdrclient.com. Thank you for letting us be your partner on your journey to a debt-free future.

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E.T. Cheeks
October 29th, 2019 DETAILS
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Very professional and courteous. Always take time to get with you timely information that is requested..

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Jon K.
October 29th, 2019 DETAILS
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My experience with Freedom Debt Relief has been very good. There have been no surprises so far and they have done exactly as they said they would.

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Reply from Freedom Debt Relief

Nov 07, 2019

Thank you for sharing your experience, Jon! We cannot wait for you to achieve your goal of financial freedom. If you ever have any questions, please reach out to us at (800) 655-6303 or jump on your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief!

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Glenys Gibson
October 29th, 2019 DETAILS
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They have done a great job negotiating and have saved me lots of money. Although there are additional accounts to be negotiated, I trust them completely to handle them.

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Reply from Freedom Debt Relief

Oct 29, 2019

Thank you for providing feedback about your experience, Glenys. Our team of negotiators works hard to settle your accounts to provide the most savings possible, so we are glad to share in your excitement! Please reach out to our client services department at (800) 655-6303 or [email protected] if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Adrian
October 29th, 2019 DETAILS
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Been fine so far, though I'm not sure I can continue.

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Reply from Freedom Debt Relief

Nov 07, 2019

We appreciate your review, Adrian! Our team wants what is best for our clients, and hope to be able to continue assisting you on your journey to financial freedom. Feel free to reach out to Client Services if you ever have any questions (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief!

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Patricia
October 29th, 2019 DETAILS
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Their people are very easy to talk to and they explain and answer all questions.

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Reply from Freedom Debt Relief

Nov 07, 2019

We appreciate your glowing review, Patricia! Our team will be here to guide and support you on your journey to financial freedom. Do not hesitate to reach out to Client Services if you ever have any questions at (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief!

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Latina Smith
October 29th, 2019 DETAILS
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FDR is the truth, they do exactly what they say they will do.

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Reply from Freedom Debt Relief

Nov 07, 2019

Thank you for your review, Latina! It brings us joy to hear we are meeting all of your needs. We cannot wait for you to achieve your goal of financial freedom. Feel free to reach out to Client Services via phone or email at (800) 655-6303 or [email protected] Thank you for choosing Freedom Debt Relief!

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Leticia c
October 29th, 2019 DETAILS
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The best just after a few months my credit has been improved

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Reply from Freedom Debt Relief

Nov 07, 2019

Congratulations on your success, Leticia! We cannot wait until you achieve your goal of a debt-free future. Feel free to reach out to Client Services if you ever have any questions (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief!