1. Freedom Debt Relief
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Freedom Debt Relief, a subsidiary of Freedom Financial Network, has resolved billions in debt since its founding in 2002.

The company has considerable industry experience and high client satisfaction ratings.

With all the major industry accreditations, Freedom Debt Relief is a great option for many consumers. Its minimum debt requirement is $7,500. Freedom Debt Relief accepts clients dealing with financial hardship that meet this threshold and clients that can make regular payments to an account to pay for settlements. Freedom Debt Relief employs professional debt experts to negotiate and settle debt for those suffering financial hardship.

The company offers a debt settlement program that involves negotiating with creditors to lower total debt owed and is available in 40 states.

On average, Freedom Debt Relief charges 22 percent of your total enrolled debt, which means the cost varies depending on your financial situation. To settle a $20,000 debt, it will cost around $4,000.

View Freedom Debt Relief reviews below.

The Good

  • Excellent Settlement Program and Debt Relief Services
  • Experience and Accreditations
  • Great Freedom Debt Relief Reviews
  • Online Dashboard
  • No Fees Charged Until After Debt is Settled

Excellent Settlement Program and Debt Relief Services

Freedom Debt Relief has several great advantages to its debt settlement services including:

  • Low minimum of $7,500 in debt to begin debt settlement
  • Costs between 15 and 25 percent of the total unsecured debt
  • Free consultation with a Certified Debt Consultant

Freedom Debt Relief offers a free consultation with a highly trained, IAPDA-certified debt consultant when a consumer decides to enlist the company's debt settlement services.

According to a four-year study by Freedom Debt Relief, its customers start the program with a median of $28,000 in debt, which decreases to $3,800 after 45 months in the program. The graph below shows the decrease in debt over time and how this directly affects the increase in customers' credit scores. 

FDR Debt Settlement Graph

Experience and Accreditations

As an accredited debt relief company, Freedom Debt Relief (FDR) has over 17 years of experience in the debt settlement industry. It has settled over two million accounts since its founding and regularly settles over 50,000 accounts monthly.

Freedom Debt Relief has years of experience standing between the creditor and the client. Freedom will work to obtain settlements that resolve credit card debt (or any type of unsecured debt).

FDR will walk clients through the debt settlement process: first, customers will voluntarily choose to stop making monthly payments to lenders. Instead, clients will elect to make a monthly deposit into a separate special purpose account to save money to pay for the settlements once negotiated. Freedom Debt Relief will then work to negotiate a settlement on behalf of its clients.

Unfortunately, this settlement process will affect your credit score. If you miss any minimum payments on your credit card or other debt, this will decrease your credit score. A four-year study by Freedom Debt Relief found that its customers' credit scores dropped in the first six months of the debt settlement program, then began to recover. According to the study, most customers' credit scores recovered to their previous position by the time they completed the Freedom Debt Relief program. It's smart to have a plan for boosting your credit score before you start the debt settlement process.

The graph below shows Freedom Debt Relief's customers' credit scores over time as they improve their debt through the company's program. 

Freedom Debt Relief Credit Score Graph

Great Freedom Debt Relief Reviews

Most Freedom Debt reviews on Best Company are positive. They commend FDR for having good customer service, explaining debt management, and keeping them updated on where they are at in the debt settlement program.

Clients drowning in high amounts of unsecured debt (credit card debt, personal loans, medical debt, student loan debt) usually find that the company can save a large percentage of what they owe.

Despite the debt settlement program's tendency to negatively affect credit scores in the first six months, clients with mountains of credit card debt find it extremely helpful for debt reduction. It's also important for people to know that forgiven debt is considered taxable income, so you may owe more in taxes when using debt settlement services.

Online Dashboard

One feature that sets FDR apart from the rest is a unique and intuitive online dashboard to track clients' pace throughout the program. This helps people to actually see their progress while settling their debts. It also offers education to help clients improve their financial knowledge.

Not many debt settlement companies in the industry offer such helpful tools.

No Fees Charged Until After Debt is Settled

As opposed to a debt consolidation company which consolidates all of a customer's debt into one consolidation loan and one monthly payment, debtors approach Freedom Debt Relief as a last resort in order to escape high amounts of debt and avoid declaring bankruptcy.

Freedom Debt Relief doesn't charge any fees until after debt is settled with creditors. This practic is standard for the industry. Debt Relief companies, like National Debt Relief and Pacific Debt, also do not have upfront fees.

Upon enrollment, customers will open an FDIC-insured bank account that the client controls. Clients will put all of their money that would have gone toward paying their debt into this bank account instead. This is the main reason why this program hurts your credit score more than debt consolidation.

Next, FDR or its representatives or agents will negotiate with your creditors to settle on debt to pay.

Freedom Debt Relief makes money by charging fees on the enrolled debt amount. Its average fees are a bit high (around 22 percent fees on enrolled debt), but its services are thorough.

The company's ability to help clients find an easier road to financial freedom and paying off debt is highly valuable.

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The Bad

  • Freedom Debt Relief Cost
  • Limited Availability
  • Complaints
  • Consumer Financial Protection Bureau Lawsuit

Freedom Debt Relief Cost

One concern with Freedom Debt Relief is their price. On average, Freedom Debt Relief charges $4,000 to settle $20,000 in debt (22 percent of total debt). If Freedom Debt Relief cuts your debt in half, you would end up paying $14,000 instead of $20,000.

Users are charged an average of 22 percent of their total debt to use FDR. While this number is in line with their competitors, it is only an average. Customers could end up paying more or less than this to use FDR. FDR’s prices range between 15 and 25 percent. The rates vary depending on the state the client lives in.

Current national debt relief trends indicate that debt settlement companies tend to charge a percentage of enrolled debt as opposed to saved debt. This means that the more total debt you have, the more debt settlement companies will charge you.

Although working with a debt settlement company still saves you from paying thousands of dollars to creditors, it's better to work with companies that charge a percentage of saved debt rather than enrolled debt.

So exactly how much will Freedom Debt Relief cost you? It will cost you around 22 percent of your total enrolled debt, but customers will have to have a consultation to get an accurate estimate. The fee is competitive for the industry. The fee is assessed when a successful settlement is reached.

However, Freedom Debt Relief’s services are high quality and make it easier to make your way to being debt-free.

Limited Availability

Freedom Debt Relief offers debt settlement programs in only 40 states. If Freedom Debt Relief does not offer services in your state, you'll have to consider other debt settlement companies.

Most debt settlement companies have a minimum debt requirement to ensure a payout. A debt settlement company that charges by saved debt will not run into this problem as much.

Freedom Debt Relief requires a minimum debt amount of $7,500 (the amount of which is charged fees between 15 and 25 percent). While this threshold is low compared to other debt settlement companies, it does rule out people struggling with lower debt amounts.

An additional limitation with Freedom Debt Relief is that the company only works with debtors with unsecured debt. Freedom Debt Relief is not an option for those struggling with secured debt.

Complaints

While most of the Freedom Debt Relief reviews are positive, there are still several people who have complaints about Freedom Debt Relief. The two main complaints clients seem to have are the following:

  • Debt settlement takes too long or isn't as effective as people hoped
  • FDR charges too much for their services, sometimes costing consumers up to 25 percent of their total enrolled debt

These complaints are fairly common within the debt settlement industry. It’s important for clients to be fully informed about what debt settlement is and how it works. Potential clients should use the free consultation to learn more about the time it takes to reach a settlement and specific price information.

Consumer Financial Protection Bureau Lawsuit

In 2019, the Consumer Financial Protection Bureau and Freedom Debt Relief reached an agreement that FDR would:

  • Make it clear that in some cases FDR may not be able to negotiate a debt if the creditor is unwilling to negotiate
  • Let consumers know that, in some cases, the creditor will only negotiate if the client is also directly involved in the negotiations, and that the consumer has the right to refuse to participate in the negotiations and can remove the debt from their program without penalty
  • Make it clearer to consumers under what circumstances they will be charged a fee
  • Stop charging fees on all accounts where the settlement amount was not reduced, or where the creditor wrote off the debt on their own
  • Make it clearer to consumers that, if they end their program early, any money left in their program savings account belongs to them, minus any funds earned by the company according to legal statues
  • Pay restitution money to injured consumers
  • Pay a civil penalty

It's a good idea for potential clients to do some research on the process, consumers' rights, and industry standards for settlement companies before setting up a free consultation with a debt settlement service. It's also recommended to read recent customer reviews to get a better sense of Freedom Debt Relief's commitment to clients and how good its settlement services are.

The Bottom Line

Freedom Debt Relief offers several outstanding features for anyone looking to settle their debts: all major industry accreditations, ample debt settlement experience, thoughtful and experienced debt consultants, negotiation with each creditor, and more. The company's 15 to 25 percent fees are pretty standard in comparison to other debt settlement companies (like National Debt Relief). 

If you choose a debt settlement plan to resolve your debts, the debts you settle are marked as "settled" on your credit report. While there are some risks to debt settlement, this process allows you to settle debts, avoid bankruptcy, and become debt-free.

While people interested in other debt resolution methods, like credit counseling, a debt management plan or debt consolidation loan, will need to consider other companies, Freedom Debt Relief is a good option for those seeking a debt settlement program.

FDR's debt negotiation experience is worth the money. Freedom Debt Relief customer reviews relate that the company has saved them thousands of dollars by negotiating with their creditors. If you're looking to settle your debt through debt negotiation, we highly recommend using Freedom Debt Relief if you receive a reasonable quote from them during your free consultation. 

Freedom Debt Relief Frequently Asked Questions

What is Freedom Debt Relief?

Freedom Debt Relief is a debt settlement company. The company offers a debt settlement program that helps you get out of debt faster and for less. With over 15 years of experience working to reduce its clients’ debt, Freedom Debt Relief has resolved over $10 billion in debt since 2002.

How does the Freedom Debt Relief program work?

After signing up for Freedom Debt Relief, you make monthly deposits into an FDIC-insured bank account that you own and control. Once enough money has built up into this account, negotiations occur towards resolving each of your debts one by one. Once a settlement offer is obtained, Freedom Debt Relief presents the offer for you to sign off on. If you agree to the terms, the funds in your FDIC-insured account are used to pay the creditor. This is also when Freedom Debt Relief collects its fee. Once the creditor has been paid according to the settlement agreement, the remainder of the debt is written off. This process is repeated with all of your debts until you no longer owe anything on your enrolled debts.

How does Freedom Debt Relief affect your credit?

Freedom Debt Relief could negatively impact your credit as your creditors are not being paid every month. As such, the company will report your missed payments to the credit bureaus, which negatively impacts your score. If you are already behind on payments, however, your credit is already negatively affected, so you should take that into consideration.

How much does Freedom Debt Relief cost?

Freedom Debt Relief's fee ranges from 15%-25% of the debt, depending on the state you live in, how much you owe, and other factors. Under no circumstances, however, will you pay the company the fee in advance of a settlement on a debt.

What kind of debt does Freedom Debt Relief work with?

Debt from credit cards, medical bills, department store cards, and many other types of unsecured debt could qualify for Freedom Debt Relief. However, secured debt that involves collateral, including auto loans, mortgages, and federal student loans, do not qualify.

What happens if a creditor tries to sue me during settlement?

Since you’ve stopped making payments to your creditors, there’s a chance that they may sue you in an attempt to collect what you owe them. Freedom Debt Relief makes available to its clients an optional subscription to a legal network of lawyers, which could help in these instances where you get sued.

Is forgiven debt taxable?

According to the IRS, a forgiven debt is considered taxable income. At the end of the year, they will expect taxes to be paid on any settled debt. However, IRS Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness, may exempt you from this tax. To learn how forgiven debt could affect your taxes, talk to a tax professional.

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User Reviews

Star Rating

4.7
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13,974 Reviews

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Rebecca

February 1st, 2021 DETAILS arrow_drop_down
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Great experience. Great customer service.

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Reply from Freedom Debt Relief

Feb 05, 2021

We cannot thank you enough for sharing your experiences with us, Rebecca. Hearing that our service provided you with peace of mind is beyond rewarding. Remember to log into your Client Dashboard for important communications regarding your account. Thank you for being the best part of Freedom Debt Relief.

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Nieto Yumul

February 1st, 2021 San Francisco, CA

Doing Job Well Done And Appreciate for everything Take good care My Problems especially My Credit I”m Speak less so Doing Good Job Thank so much FDR

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Reply from Freedom Debt Relief

Feb 05, 2021

Amazing feedback, Nieto! It is our pleasure to provide a service that leads you to a brighter financial future. Thank you for choosing Freedom Debt Relief as your guide to financial freedom. Here's to a successful journey.

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Elizabeth Briscolino

January 31st, 2021 ,

Wish I was faster but my debt is going down.

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Reply from Freedom Debt Relief

Feb 05, 2021

We appreciate you for taking the time to share this with us, Ms. Briscolino. Please know we greatly appreciate your patience while we try to obtain the best settlements on your behalf. Remember to log into your Client Dashboard for any important communications regarding your account. Thank you for being the best part of Freedom Debt Relief.

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Jessica Duncan

January 31st, 2021 Angola, IN DETAILS arrow_drop_down
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I like the fact that ill be completely debt free when I get done with the program. The one thing I don't like it that I have to let all my debts go delinquent before that. I've always prided myself on keeping my on-time payments.

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Reply from Freedom Debt Relief

Feb 05, 2021

Welcome to Freedom Debt Relief, Jessica! We are thrilled to be a part of your journey to financial freedom. Our goal is to make sure you feel thoroughly supported at every step of our program. Here's to your financial success! Thank you for allowing Freedom Debt Relief the opportunity to serve your financial needs.

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Michelle McGaffick

January 31st, 2021 Clermont, FL DETAILS arrow_drop_down
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So far, I just make deposits twice a month and they take care of the rest for me. They were so kind and non judgmental of my situation. I had made a couple of business investments that did not pan out well... The gentleman and ladies I spoke to over the phone helped me immensely because it is very nerve wracking to admit to needing help.

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Reply from Freedom Debt Relief

Feb 05, 2021

Thank you for the confident feedback, Ms. McGaffick! It's always great to hear clients share how pleased they are with our service efforts. Please let us know how we can continue supporting your every step toward financial freedom. Thank you for choosing Freedom Debt Relief to be your guide!

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Steven Ray

January 29th, 2021 Ames, IA DETAILS arrow_drop_down
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Amazing company. Communication great. 1st account resolved in little over a month.

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Reply from Freedom Debt Relief

Jan 29, 2021

Steven, we appreciate you taking the time to leave us a review! We're ecstatic to hear about the progress you have made thus far and we look forward to you becoming debt-free. If you have any questions, please be sure to call us at 800-655-6303. Thank you for being a valued client of Freedom Debt Relief!

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agnes szilagyi

January 29th, 2021 Port Saint Lucie, FL DETAILS arrow_drop_down
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quick answer for my debt problem settlement little slow, but it is OK

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Reply from Freedom Debt Relief

Jan 29, 2021

Agnes, we appreciate you taking the time to leave us a review! Rest assured our negotiations team is working hard to settle your debts and we look forward to you officially becoming debt-free. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Joseph Suarez

January 28th, 2021 Turlock, CA DETAILS arrow_drop_down
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They helped me save thousands of debt. Got my settlements lowered, and will finish paying off my debt in a year or so compared to 5 or 6 down the road

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Reply from Freedom Debt Relief

Jan 29, 2021

Joseph, we appreciate you taking the time to leave us a review! We're ecstatic to hear about your savings in our program and we look forward to you becoming debt-free. If you have any questions, be sure to call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Rob Ross

January 28th, 2021 Lancaster, PA

They are always there if I have a question, answers right away. Bills are being taken care of with little to no stress at all.

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Reply from Freedom Debt Relief

Jan 29, 2021

Rob, thank you for taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we look forward to assisting you further. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Miguel Martinez

January 28th, 2021 Dallas, TX

Great customer service, always have an answer to all my questions

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Reply from Freedom Debt Relief

Jan 29, 2021

Miguel, thank you for taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we're always here for you. If you have any questions, be sure to call us at 800-655-6303. Thank you for being a valued client of Freedom Debt Relief!

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Martha Salomon

January 26th, 2021 Huntington Beach, CA

There awesome always keeping me posted on my account and updating me with new information about what account are being work on and the ones that they have already payed off couldn't be happier there doing an amazing job building back my credit thank you

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Reply from Freedom Debt Relief

Jan 27, 2021

Thank you, Martha, for taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Elizabeth Mahoney

January 25th, 2021 Malden, MA DETAILS arrow_drop_down
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I am very happy with FDR. My progress is moving along with the help of alerts and notifications from FDR to approve settlement quotes and information. I would highly recommend this program for anyone looking to resolve financial issues

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Reply from Freedom Debt Relief

Jan 26, 2021

Thank you, Elizabeth, for taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Terri lyons

January 25th, 2021 Trenton, MI DETAILS arrow_drop_down
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Great experience! Everything that was told to me was how it was

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Reply from Freedom Debt Relief

Jan 26, 2021

Terri, we appreciate you taking the time to leave us a review! We're elated to hear that you are pleased with your experience and we look forward to your brighter financial future. If you need any assistance, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Steve Campbell

January 25th, 2021 Rome, NY DETAILS arrow_drop_down
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The customer service is outstanding at freedom debt relief.

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Reply from Freedom Debt Relief

Jan 26, 2021

Hello, Steve! We're elated to hear about your experience with our team. We look forward to you meeting your financial goals and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Doris

January 25th, 2021 Westfield, MA DETAILS arrow_drop_down
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Helpful they are there every step of the way. I would like them to be able to help with getting good credit back when done with the system.

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Reply from Freedom Debt Relief

Jan 26, 2021

Doris, we appreciate you taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we look forward to you becoming debt-free. If you need any assistance, please be sure to call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Shawn Mcnamara

January 25th, 2021 Sun Prairie, WI DETAILS arrow_drop_down
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Very easy and hassle free. Great people doing great things to help people like me!! Thank you!!

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Reply from Freedom Debt Relief

Jan 26, 2021

Hello, Shawn! We appreciate you taking the time to leave us a review! We're ecstatic to hear about your experience with our team and we look forward to your brighter financial future. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Laverna Shaw

January 25th, 2021 White Springs, FL DETAILS arrow_drop_down
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Best thing I ever did. Great releif to have a company that will handle all of your debts... Great service with professional staff.

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Reply from Freedom Debt Relief

Jan 26, 2021

Laverna, we appreciate you taking the time to leave us a review! We're ecstatic to hear that you are pleased with our services and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Elizabeth Brown

January 25th, 2021 Warren, MI DETAILS arrow_drop_down
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Their customer support are very knowledgeable and sympathetic, listening to your problems. They help work out your problems with creditors, negotiating your dept done and repaying your debts.

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Reply from Freedom Debt Relief

Jan 26, 2021

Thank you, Elizabeth, for taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Sande Baker

January 25th, 2021 Dunnellon, FL DETAILS arrow_drop_down
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As they resolve our debt our credit rating has gone higher.

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Reply from Freedom Debt Relief

Jan 26, 2021

Hello, Sande! We're elated to hear about your credit improvement thus far! We look forward to assisting you further and if you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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SUE

January 25th, 2021 Denver, CO DETAILS arrow_drop_down
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My experience with Freedom Debt Relief has been very helpful and pleasant.

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Reply from Freedom Debt Relief

Jan 26, 2021

Hello, Sue! We appreciate you taking the time to leave us a review! We're ecstatic to hear about your experience with our team and we look forward to assisting you further. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Chester Riese

January 25th, 2021 Socorro, NM DETAILS arrow_drop_down
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My experience with Freedom Debt Relief has been great. I didn't know which way to turn until I talked to them. They have managed getting my account to where I have not been stressed out. It is great to know that everything is being taken care of as I could not go much longer. I am so glad to have them to help me.

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Reply from Freedom Debt Relief

Jan 26, 2021

Thank you, Chester, for your amazing feedback! Our team takes pride in providing world-class customer service to our clients and we're always here for you. If you need any assistance, please call us at 800-655-6303. Thank you for being a valued client of Freedom Debt Relief!

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Yolanda Parks

January 25th, 2021 Burson, CA DETAILS arrow_drop_down
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Program is very easy to manage with great customer service being their greatest quslity

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Reply from Freedom Debt Relief

Jan 26, 2021

Hello, Yolanda! Thank you for your positive feedback! We're elated to hear that your program is going well thus far and we're always here for you. If you have any questions, be sure to call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Barbara Bennett

January 25th, 2021 Baltimore, MD DETAILS arrow_drop_down
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Freedom Debt Relief has helped me get out of debt fast with only 1 payment a month which is cheaper than what each credit company charged each month

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Reply from Freedom Debt Relief

Jan 26, 2021

Hello, Barbara! Thank you for taking the time to leave us a review! We're ecstatic to be able to help you resolve your debts and we're always here for you. If you need any assistance, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Sharon Mary Montour

January 25th, 2021 Depew, NY DETAILS arrow_drop_down
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Very helpful and knowledgeable, truly care about my individual situation.

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Reply from Freedom Debt Relief

Jan 26, 2021

Sharon, we appreciate you taking the time to leave us a review! We're elated to hear about your experience with our team and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Theresa Barry-Pucciarelli

January 25th, 2021 Scottsdale, AZ DETAILS arrow_drop_down
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I know what is happening from monthly reports so I do not worry about progress.

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Reply from Freedom Debt Relief

Jan 26, 2021

Theresa, we appreciate you taking the time to leave us a review! We're elated to hear that you are keeping up to date with your program and we look forward to assisting you further. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Lutrell Bullock

January 24th, 2021 Roxboro, NC DETAILS arrow_drop_down
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So far I have been fully advised of how the program works. The persons that I have spoken with have been knowledgeable and understanding of my circumstances.

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Reply from Freedom Debt Relief

Jan 26, 2021

Hello, Lutrell! We appreciate your amazing feedback regarding your experience! Our team takes pride in providing world-class customer service to our clients and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Robert L Vaughn

January 24th, 2021 Papillion, NE DETAILS arrow_drop_down
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i was contacted by FDR, regarding my payment schedule. i returned their call and was informed that I could pay off my balance much quicker then I realized. They quickly brought me up to date and I was very pleased to make an arrangement to complete my program much quicker. they really made my day. thank you FDR.

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Reply from Freedom Debt Relief

Jan 26, 2021

Robert, thank you for taking the time to leave us a review! We're ecstatic to hear about your experience with our team. We take pride in making sure our clients are supported throughout the process and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for being a valued client of Freedom Debt Relief!

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Manuel Rios

January 23rd, 2021 Augusta, GA DETAILS arrow_drop_down
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Easy to set up and saved me thousands! Thank you Freedom Debt Relief,

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Reply from Freedom Debt Relief

Jan 23, 2021

Thank you, Manuel, for taking the time to leave us a review! We're elated to hear about your success thus far and we look forward to your brighter financial future. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Britiany Spicer

January 22nd, 2021 Overland Park, KS DETAILS arrow_drop_down
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So easy to work with, they handled everything. I didn't have to worry about harassing phone calls or anything. They handled everything quick and professionally to get things wrapped up as quickly as possible

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Reply from Freedom Debt Relief

Jan 22, 2021

Britiany, thank you for taking the time to leave us a review! We're elated to hear about your success in our program and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Gloria Street

January 21st, 2021 Grovetown, GA DETAILS arrow_drop_down
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I had a relieving experience with FDR. My life was stressful before I signed on. After signing, I was able to sleep and relax during the day. My only concern with FDR is my last two accounts took too long to settle. I had enough funds in my dedicated account to settle both. My dashboard said that no more deposits were required in July of 2020 and my graduation date was 21 July 2020. However, the deposits were still scheduled to continue and should have been stopped.

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Reply from Freedom Debt Relief

Jan 22, 2021

Thank you, Gloria, for taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we'll always be here for you! We would be more than happy to answer any questions you have by calling us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Phyllis Perrone

January 21st, 2021 ,

The person I work with is awesome and was willing to explain anything and everything so that I made the best decision

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Reply from Freedom Debt Relief

Jan 22, 2021

Hello, Phyllis! We appreciate you taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Linda Swanson

January 21st, 2021 Birmingham, AL DETAILS arrow_drop_down
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From Day 1 when I spoke to a Representative about what I was in need of help with i was assured they could help me alleviate my debts by following and staying consistent with the program set for me. I have not been disappointed I'm now at the finale of my debt with Hope's of getting completed very soon. What peace of not having or being bombarded with calls from debt collectors. I've been amazed at the amounts negotiated to pay off my indebtedness. I'm happy to refer anyone if I know they're in need to be Freed fromdebt to recommend Freedom debt. Thanks for the directions. Assistance and any help given anytime I've called. Looking forward to the end of my journey.

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Reply from Freedom Debt Relief

Jan 22, 2021

Hello, Linda! Thank you for taking the time to leave us a review! We're ecstatic to hear about your experience with our team and we're always here for you. If you have any questions, be sure to call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Erin Jandoe

January 21st, 2021 Prairieville, LA DETAILS arrow_drop_down
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FDR has provided great support and service in getting my life back on track by resolving encumbering debt that I was otherwise looking at 30+ years to pay!

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Reply from Freedom Debt Relief

Jan 22, 2021

Thank you, Erin, for taking the time to leave us a review! We're elated to hear about your experience with our team and we're always here for you. We look forward to you becoming debt-free and if you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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WALTER SMITH

January 21st, 2021 Greeley, CO DETAILS arrow_drop_down
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I like being posted often on the progress.

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Reply from Freedom Debt Relief

Jan 22, 2021

Walter, thank you for taking the time to leave us a review! We're elated to hear that you are happy with the results our program has provided and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Judith Steven

January 20th, 2021 Fort Lauderdale, FL DETAILS arrow_drop_down
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I just can't understand for the life of me why would you negotiate to pay only $1 a month to a creditor. Oh yeah, I just got it....so you can collect more of your exorbitant fees. You are not 100% transparent with clients at the inception of signing up. Will a client save over the course, yes, but we could do better if y'all weren't so greedy. Due to this one principle I'd rather struggle and be honest and pay the interest I signed up for with the creditor. The next reason I would NEVER ever recommend tour service is I have ample money in my account and you refuse to make payments toward accounts that are due to make finale payments. REMEMBER WE ARE NOT WORKING DURING THIS PANDEMIC, yet we're trying to keep up with you. Have a heart.

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Reply from Freedom Debt Relief

Jan 22, 2021

Judith, thank you for taking the time to leave us a review. We're so sorry to hear that you are not pleased with the results our program has provided. A member of our team will be reaching out to you shortly to discuss your concerns. Thank you for choosing Freedom Debt Relief!

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Jacqueline Cardey

January 20th, 2021 Livingston, TX DETAILS arrow_drop_down
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I LIKE THE WAY THE STAFF HANDLES ALL THE PROBLEMS THAT MAY OCCUR WHEN HAVING TO NEGOTIATE WITH MY DEBTORS. THEY STAY ON TRACK AND MAKES SURE I AM GETTING THE BEST NEGOTIATION POSSIBLE WITHOUT ANY PROBLEMS. I FULLY RECOMMEND FEDERAL DEBT RELIEF TO ALL THE PEOPLE I KNOW WHO ARE HAVING DEBT PROBLEMS

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Reply from Freedom Debt Relief

Jan 20, 2021

Thank you, Jacqueline, for taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Liz H

January 19th, 2021 Walnut Creek, CA DETAILS arrow_drop_down
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I couldn’t be happier with Freedom Debt Relief. I’m so glad I decided to go this route with this company. They are clear and coneice with their explanation s of everything. I never thought I would see a settlement so quickly. The people are kind and understanding and helpful. I would highly recommend Freedom Debt Relief as THE company you want to go to if you ever need help of this type.

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Reply from Freedom Debt Relief

Jan 20, 2021

Liz, thank you for taking the time to leave us a review! Our negotiations team works hard to settle your debts and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Edward L Greene

January 19th, 2021 Birmingham, AL

No Hassle excellent customer service, have great repor

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Reply from Freedom Debt Relief

Jan 20, 2021

Edward, thank you for taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Jan Bower

January 19th, 2021 , MI DETAILS arrow_drop_down
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Freedom Debt Relief has taken all the leg work out of filing. I can call any time and the person who I’m working with ALWAYS answers the phone and very knowledgeable.

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Reply from Freedom Debt Relief

Jan 20, 2021

Jan, we appreciate you taking the time to leave us a review! Our team takes pride in supporting our clients throughout the process and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for being a valued client of Freedom Debt Relief!

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Mara Judd

January 19th, 2021 Aliquippa, PA DETAILS arrow_drop_down
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I’ve only been in the program for 3 months and they have already settled two of my accounts!

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Reply from Freedom Debt Relief

Jan 20, 2021

Mara, we're elated that you have taken the first steps towards your debt-free journey. We look forward to your continued success and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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luisportelar

January 18th, 2021 Naranjito, DETAILS arrow_drop_down
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Great Experience, the customer services is always available.

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Reply from Freedom Debt Relief

Jan 20, 2021

Luis, we appreciate you taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Don Lunt

January 18th, 2021 Las Vegas, NV DETAILS arrow_drop_down
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Flexible worked with me during covid layoff

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Reply from Freedom Debt Relief

Jan 20, 2021

Hello, Don! We appreciate you taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Stephanie Schultz

January 18th, 2021 Las Vegas, NV DETAILS arrow_drop_down
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Enrolling with Freedom Debt Relief was the best course of action I've done after coming to terms that I was way over my head with debt. From my own personal experience Freedom Debt Relief associates have been nothing more than kind and reassuring in my journey to get out of debt. With their helpful associates and helpful articles/videos I've ceased worrying and continue to pay into my account to help speed up the graduation program. I am happy to say that from the nine in my account have been completed, three being paid off and the remaining in negotiations. Another thing that I'd like about it they give you the option to either increase your payments for a faster completion or pay more into when you can.

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Reply from Freedom Debt Relief

Jan 20, 2021

Thank you, Stephanie, for taking the time to leave us a review! We're overjoyed to hear about your experience with our team and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for being a valued client of Freedom Debt Relief!

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Kathleen Smart

January 18th, 2021 Atwater, CA DETAILS arrow_drop_down
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this has been quick and easy, the representatives are attentive and understanding and if I have a question they are quick to answer

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Reply from Freedom Debt Relief

Jan 20, 2021

Kathleen, thank you for taking the time to leave us a review! Our team takes pride in providing world-class customer service to our clients and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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christopher shockley

January 18th, 2021 Houston, TX DETAILS arrow_drop_down
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Really effective helping me to lower my credit card debt/

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Reply from Freedom Debt Relief

Jan 20, 2021

Hello, Christopher! We appreciate you taking the time to leave us a review. Our team takes pride in making sure our clients meet their goals of becoming debt-free and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Valerie Davis

January 18th, 2021 Beaver, OK DETAILS arrow_drop_down
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Very professional, very discreet, have done exactly what they said they would do!

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Reply from Freedom Debt Relief

Jan 21, 2021

Valerie, we appreciate you taking the time to leave us a review! Our team takes pride in making sure our clients are comfortable throughout the program and we're always here for you. If you have any questions, please call us at 800-655-6303. Thank you for being a valued client of Freedom Debt Relief!

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Darryl Thompson

January 18th, 2021 Holmen, WI DETAILS arrow_drop_down
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I like that they settle debt in a good time, but wish some would settle faster.

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Reply from Freedom Debt Relief

Jan 21, 2021

Hello, Darryl! Thank you for taking the time to leave us a review. Our negotiations team works hard to settle your debts and we will continue working towards your goal of becoming debt-free. If you have any questions, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Daleya D. Johnson

January 18th, 2021 Fort Worth, TX DETAILS arrow_drop_down
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They helped me pay debts at a reduced amount

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Reply from Freedom Debt Relief

Jan 20, 2021

Daleya, thank you for taking the time to leave us a review! We're ecstatic to hear about your experience within our program! Our team takes pride in providing world-class customer service to our clients and we look forward to assisting you further. If you need assistance, please contact us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Carlos Portillo

January 18th, 2021 Phoenix, AZ DETAILS arrow_drop_down
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Great customer service what they say they're going to do, they do it

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Reply from Freedom Debt Relief

Jan 20, 2021

Carlos, thank you for taking the time to leave us a review! We're elated to hear about your experience in our program. Our team takes pride in providing world-class customer service to our clients and we're always here for you. Thank you for choosing Freedom Debt Relief!

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Jason

January 18th, 2021 Apache, OK DETAILS arrow_drop_down
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Being able to adjust the payment if an unexpected bill came up, and honestly them doing all the work. It was my wife who actually referred me because she had success through this program.

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Reply from Freedom Debt Relief

Jan 20, 2021

Hello, Jason! We appreciate you taking the time to leave us a review! We're elated to hear about you about your success and we appreciate your business! We look forward to assisting you further and if you have any questions, be sure to call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!