Freedom Debt Relief, a subsidiary of Freedom Financial Network, has resolved billions in debt since its founding in 2002.

The company has considerable industry experience and high client satisfaction ratings.

With all the major industry accreditations, Freedom Debt Relief is a great option for many consumers. Its minimum debt requirement is $7,500. Freedom Debt Relief accepts clients dealing with financial hardship that meet this threshold and clients that can make regular payments to an account to pay for settlements. Freedom Debt Relief employs professional debt experts to negotiate and settle debt for those suffering financial hardship.

The company offers a debt settlement program that involves negotiating with creditors to lower total debt owed and is available in 37 states.

On average, Freedom Debt Relief charges 22 percent of your total enrolled debt, which means the cost varies depending on your financial situation. To settle a $20,000 debt, it will cost around $4,000.

View Freedom Debt Relief reviews below.

The Good

  • Excellent Settlement Program and Debt Relief Services
  • Experience and Accreditations
  • Great Freedom Debt Relief Reviews
  • Online Dashboard
  • No Fees Charged Until After Debt is Settled

Excellent Settlement Program and Debt Relief Services

Freedom Debt Relief has several great advantages to its debt settlement services including:

  • Low minimum of $7,500 in debt to begin debt settlement
  • Costs between 15 and 25 percent of the total unsecured debt
  • Free consultation with a Certified Debt Consultant

Freedom Debt Relief offers a free consultation with a highly trained, IAPDA-certified debt consultant when a consumer decides to enlist the company's debt settlement services.

Experience and Accreditations

As an accredited debt relief company, Freedom Debt Relief (FDR) has over 17 years of experience in the debt settlement industry. It has settled over two million accounts since its founding and regularly settles over 50,000 accounts monthly.

Freedom Debt Relief has years of experience standing between the creditor and the client. Freedom will work to obtain settlements that resolve credit card debt (or any type of unsecured debt).

FDR will walk clients through the debt settlement process: first, customers will voluntarily choose to stop making monthly payments to lenders. Instead, clients will elect to make a monthly deposit into a separate special purpose account to save money to pay for the settlements once negotiated. Freedom Debt Relief will then work to negotiate a settlement on behalf of its clients.

Unfortunately, this settlement process will affect your credit score. If you miss any minimum payments on your credit card or other debt, this will decrease your credit score. It's smart to have a plan for boosting your credit before you start the debt settlement process.

If you choose a debt settlement plan to resolve your debts, the debts you settle are marked as "settled" on your credit report.

While there are some risks to debt settlement, this process allows you to settle debts, avoid bankruptcy, and become debt-free.

Great Freedom Debt Relief Reviews

Most Freedom Debt reviews on Best Company are positive. They commend FDR for having good customer service, explaining debt management, and keeping them updated on where they are at in the debt settlement program.

Clients drowning in high amounts of unsecured debt (credit card debt, personal loans, medical debt, student loan debt) usually find that the company can save a large percentage of what they owe.

Despite the debt settlement program's tendency to negatively affect credit scores, clients with mountains of credit card debt find it extremely helpful for debt reduction. It's also important for people to know that forgiven debt is considered taxable income, so you may owe more in taxes when using debt settlement services.

Online Dashboard

One feature that sets FDR apart from the rest is a unique and intuitive online dashboard to track clients' pace throughout the program. This helps people to actually see their progress while settling their debts. It also offers education to help clients improve their financial knowledge.

Not many debt settlement companies in the industry offer such helpful tools.

No Fees Charged Until After Debt is Settled

As opposed to a debt consolidation company which consolidates all of a customer's debt into one consolidation loan and one monthly payment, debtors approach Freedom Debt Relief as a last resort in order to escape high amounts of debt and avoid declaring bankruptcy.

Freedom Debt Relief doesn't charge any fees until after debt is settled with creditors. This practic is standard for the industry. Debt Relief companies, like National Debt Relief and Pacific Debt, also do not have upfront fees.

Upon enrollment, customers will open an FDIC-insured bank account that the client controls. Clients will put all of their money that would have gone toward paying their debt into this bank account instead. This is the main reason why this program hurts your credit score more than debt consolidation.

Next, FDR or its representatives or agents will negotiate with your creditors to settle on debt to pay.

Freedom Debt Relief makes money by charging fees on the enrolled debt amount. Its average fees are a bit high (around 22 percent fees on enrolled debt), but its services are thorough.

The company's ability to help clients find an easier road to financial freedom and paying off debt is highly valuable.

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The Bad

  • Freedom Debt Relief Cost
  • Limited Availability
  • Complaints
  • Consumer Financial Protection Bureau Lawsuit

Freedom Debt Relief Cost

One concern with Freedom Debt Relief is their price. On average, Freedom Debt Relief charges $4,000 to settle $20,000 in debt (22 percent of total debt). If Freedom Debt Relief cuts your debt in half, you would end up paying $14,000 instead of $20,000.

Users are charged an average of 22 percent of their total debt to use FDR. While this number is in line with their competitors, it is only an average. Customers could end up paying more or less than this to use FDR. FDR’s prices range between 15 and 25 percent. The rates vary depending on the state the client lives in.

Current national debt relief trends indicate that debt settlement companies tend to charge a percentage of enrolled debt as opposed to saved debt. This means that the more total debt you have, the more debt settlement companies will charge you.

Although working with a debt settlement company still saves you from paying thousands of dollars to creditors, it's better to work with companies that charge a percentage of saved debt rather than enrolled debt.

So exactly how much will Freedom Debt Relief cost you? It will cost you around 22 percent of your total enrolled debt, but customers will have to have a consultation to get an accurate estimate. The fee is competitive for the industry. The fee is assessed when a successful settlement is reached.

However, Freedom Debt Relief’s services are high quality and make it easier to make your way to being debt-free.

Limited Availability

Freedom Debt Relief offers debt settlement programs in only 37 states. If Freedom Debt Relief does not offer services in your state, you'll have to consider other debt settlement companies.

Most debt settlement companies have a minimum debt requirement to ensure a payout. A debt settlement company that charges by saved debt will not run into this problem as much.

Freedom Debt Relief requires a minimum debt amount of $7,500 (the amount of which is charged fees between 15 and 25 percent). While this threshold is low compared to other debt settlement companies, it does rule out people struggling with lower debt amounts.

An additional limitation with Freedom Debt Relief is that the company only works with debtors with unsecured debt. Freedom Debt Relief is not an option for those struggling with secured debt.

Complaints

While most of the Freedom Debt Relief reviews are positive, there are still several people who have complaints about Freedom Debt Relief. The two main complaints clients seem to have are the following:

  • Debt settlement takes too long or isn't as effective as people hoped
  • FDR charges too much for their services, sometimes costing consumers up to 25 percent of their total enrolled debt

These complaints are fairly common within the debt settlement industry. It’s important for clients to be fully informed about what debt settlement is and how it works. Potential clients should use the free consultation to learn more about the time it takes to reach a settlement and specific price information.

Consumer Financial Protection Bureau Lawsuit

In 2019, the Consumer Financial Protection Bureau and Freedom Debt Relief reached an agreement that FDR would:

  • Make it clear that in some cases FDR may not be able to negotiate a debt if the creditor is unwilling to negotiate
  • Let consumers know that, in some cases, the creditor will only negotiate if the client is also directly involved in the negotiations, and that the consumer has the right to refuse to participate in the negotiations and can remove the debt from their program without penalty
  • Make it clearer to consumers under what circumstances they will be charged a fee
  • Stop charging fees on all accounts where the settlement amount was not reduced, or where the creditor wrote off the debt on their own
  • Make it clearer to consumers that, if they end their program early, any money left in their program savings account belongs to them, minus any funds earned by the company according to legal statues
  • Pay restitution money to injured consumers
  • Pay a civil penalty

It's a good idea for potential clients to do some research on the process, consumers' rights, and industry standards for settlement companies before setting up a free consultation with a debt settlement service. It's also recommended to read recent customer reviews to get a better sense of Freedom Debt Relief's commitment to clients and how good its settlement services are.

The Bottom Line

Freedom Debt Relief offers several outstanding features for anyone looking to settle their debts: all major industry accreditations, ample debt settlement experience, thoughtful and experienced debt consultants, negotiation with each creditor, and more. The company's 15 to 25 percent fees are pretty standard in comparison to other debt settlement companies (like National Debt Relief).

While people interested in a debt management plan or debt consolidation loan will need to consider other companies, Freedom Debt Relief is a good option for those seeking a debt settlement program.

FDR's debt negotiation experience is worth the money. Freedom Debt Relief customer reviews relate that the company has saved them thousands of dollars by negotiating with their creditors. If you're looking to settle your debt through debt negotiation, we highly recommend using Freedom Debt Relief if you receive a reasonable quote from them during your free consultation. 

Disclaimer

As part of our service, we attempt to partner with all the companies that we review, and may get compensated when you click or call them from our site; however, regardless of any current, past, or future financial arrangements, companies listed on Best Company cannot buy their position, nor do we manipulate or inflate a company's ranking for financial gain. A company’s ranking is based on and calculated by an objective set of ranking criteria, as well as user reviews. See our How We Rank page for more information regarding our ranking algorithm.

All user reviews posted on Best Company are subject to screening and approval. We reserve the right to approve or deny any review posted to this site in accordance with our Review Guidelines. Best Company never suppresses user reviews—unless they are being investigated for authenticity, or if they violate our review guidelines. We encourage anyone who suspects a user review to be fraudulent or intentionally inaccurate to please notify our review moderation team.


User Reviews

Star Rating

4.7
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9,968 Reviews

Review Breakdown

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Silvrtop
August 22nd, 2019 Brentwood, NY

When I was over my head in debt and each paycheck was going straight to my credit cards I found myself without my daily needs to survive. That is when an Angel sent me an email about Freedom Debt Relief. They soon called me and I was on my way to being debt free! I can’t say enough good things about their customer service team . Very patient, knowledgeable & most of all caring.

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Reply from Freedom Debt Relief

Aug 24, 2019

Reviews like this are why we are in the business we are in! We will continue to support you along your journey to financial freedom. Feel free to lean on us and to reach out to Client Services if you ever have any questions, you can call (800) 655-6303 or email us [email protected] Thank you for choosing Freedom Debt Relief!

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Monica
August 22nd, 2019 Minneapolis, MN DETAILS
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Freedom Debt Relief has given me peace of mind so I can better manage my personal finances. I feel confident in their negotiation skills and appreciate the timely communication regarding information needed or debt settlement approvals. I have suggested Freedom Debt Relief to friends and family who have struggled with debt and who have considered filing bankruptcy. I tell them that working with Freedom Debt Relief is like finally having someone in your corner, who wants to help and who will advocate for you.

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Reply from Freedom Debt Relief

Aug 24, 2019

It brings us such joy to read your review, Monica! We will always be in your corner. Did you know we offer incentives for every successful referral? If you have any further questions or need a more in-depth breakdown please reach out to Client Services via phone or email at (800) 655-6303 or [email protected] Thank you for choosing Freedom Debt Relief!

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Maribel Cornshucker
August 22nd, 2019 Gentry, AR DETAILS
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I'm extremely happy to know that freedom debt relief help me out solve my problems I was very stressed out before now I feel way better I'm so thankful that I Google for help online with a lot of different programs when I had a very hard time with all my credit. Thank you and I truly appreciate it.

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Reply from Freedom Debt Relief

Aug 24, 2019

We are glad to hear we were able to relieve the weight on your shoulders, Maribel! We will always be here to support you along your journey to a debt-free future. Feel free to reach out to Client Services if you ever need any assistance via phone or email at (800) 655-6303 or [email protected] Thank you for choosing Freedom Debt Relief!

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Magda
August 22nd, 2019 Brownsville, TX DETAILS
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Very good customer service, they explain everything little question

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Reply from Freedom Debt Relief

Aug 24, 2019

We are happy to hear all of your questions have been answered, Magda! Our team will be here for you along your journey to financial freedom. Feel free to reach out to Client Services if you ever have any questions (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief!

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Juliana Katta
August 22nd, 2019 West Babylon, NY DETAILS
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I am very satisfied with your services, always polite and the dashboard is very helpful

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Reply from Freedom Debt Relief

Aug 24, 2019

We are happy to hear our services are meeting your needs, Juliana! We cannot wait until you achieve your goal of financial freedom. Feel free to reach out to Client Services if you ever have any questions (800) 655-6303 or visit your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief!

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Nancy Runyon
August 21st, 2019 Nineveh, IN DETAILS
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They are very easy to work with and very thorough.

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Reply from Freedom Debt Relief

Aug 24, 2019

Thank you for your glowing review, Nancy! We will always be here to help you. Feel free to reach out to Client Services if you ever have any questions (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief!

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Sharon Milner
August 21st, 2019 Dry Ridge, KY DETAILS
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Have helped me to get out of debt faster than if I was trying to do on my own.

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Reply from Freedom Debt Relief

Aug 24, 2019

We are elated you chose us to help you, Sharon! We will be here for you along every step of your journey to financial freedom. If you ever have any questions please reach out to us at (800) 655-6303 or jump on your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief!

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Ivette Montano
August 21st, 2019 Saint Cloud, FL DETAILS
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very helpful and great customer service. helped me get back on track

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Reply from Freedom Debt Relief

Aug 24, 2019

We are elated to hear our services are meeting your needs, Ivette! We will always be here to support you on your journey to financial freedom. Feel free to lean on us and to reach out to Client Services if you ever have any questions, you can call (800) 655-6303 or email us [email protected] Thank you for choosing Freedom Debt Relief!

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Michelle B
August 21st, 2019 Clover, SC DETAILS
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They have reduced our debt so far by 50%. They have done a great job of negotiating with creditors.

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Reply from Freedom Debt Relief

Aug 24, 2019

Congratulations on your success, Michelle! We cannot wait until your debt is resolved in full. Do not hesitate to reach out to Client Services if you ever have any questions at (800) 655-6303 or email us [email protected] Thank you for choosing Freedom Debt Relief!

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Rose Stanley
August 21st, 2019 Marietta, OK DETAILS
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Customer service is the best I've ever spoken with they a re wonderfull

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Reply from Freedom Debt Relief

Aug 24, 2019

Thank you for your glowing review, Rose! We work hard to meet expectations like yours. Do not hesitate to reach out to Client Services if you ever have any questions at (800) 655-6303 or email us [email protected] Thank you for choosing Freedom Debt Relief!

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Jorge Fletes
August 20th, 2019 San Diego, CA

I couldn't be happier with the results I've gotten in the last couple of months. I feel more relaxed knowing I'm improving my credit score and not stressing over making all my payments on time.

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Reply from Freedom Debt Relief

Aug 23, 2019

Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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JTR
August 20th, 2019 Loma Linda, CA DETAILS
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It was a wonderful experience to have someone like Freedom Debt Relief to walk you through the whole process and able to help you each step of the way of resolving my debts. Thanks for being there to help those who would want to be back on their feet to financial freedom.

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Reply from Freedom Debt Relief

Aug 24, 2019

Congratulations on your success, JTR! Helping people obtain their goal of financial freedom is why we are in this business. Feel free to lean on us and to reach out to Client Services if you ever have any questions, you can call (800) 655-6303 or email us [email protected] Thank you for choosing Freedom Debt Relief!

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Carol
August 20th, 2019 Ponte Vedra Beach, FL DETAILS
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This is an amazing company! I had some unexpected medical expenses and was overwhelmed with credit card debt. I called Freedom, and they worked with me to find a solution that I am comfortable and happy with. Thank you, Freedom!

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Reply from Freedom Debt Relief

Aug 24, 2019

Thank you for choosing us to help you, Carol! Our team cannot wait to resolve your debt. Feel free to reach out to Client Services if you ever need any assistance via phone or email at (800) 655-6303 or [email protected] Thank you for choosing Freedom Debt Relief!

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Patemorton
August 20th, 2019 Phoenix, AZ

So far you have taken a large weight off my back looking forward to continued assistance.

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Reply from Freedom Debt Relief

Aug 24, 2019

We are glad you chose us to help you in your time of need, Patemorton! Our team will continue to support you along your journey to a debt-free future. Feel free to lean on us and to reach out to Client Services if you ever have any questions, you can call (800) 655-6303 or email us [email protected] Thank you for choosing Freedom Debt Relief!

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Michele Bell
August 20th, 2019 Perry, FL DETAILS
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I was drowning in credit card debt so much that I had given up hope of ever being able to pay them off. I'm so glad that I called Freedom Debt Relief. In just 1 year, they have helped me settle 7 accounts. I now have hope and look forward to a higher credit score!!!!

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Reply from Freedom Debt Relief

Aug 24, 2019

Thank you for sharing your experience, Michelle! We adore reading reviews like yours. Our team cannot wait to resolve your debt and get you the financial freedom you deserve. Feel free to reach out to Client Services if you ever have any questions (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief!

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Lisa Monaco
August 20th, 2019 Buffalo, NY DETAILS
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We are very happy, Very easy and low affordable payments are making it easy to pay off our debt.

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Reply from Freedom Debt Relief

Aug 24, 2019

We adore reading reviews like yours, Lisa! Our team cannot wait to resolve your debt and get you the financial freedom you deserve. Feel free to reach out to Client Services if you ever need any assistance via phone or email at (800) 655-6303 or [email protected] Thank you for choosing Freedom Debt Relief!

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Pauline
August 20th, 2019 Big Bear Lake, CA DETAILS
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From day one I was released from debit stress , was worried at first but Freedom Debt relief took over never had embarrassing phone calls,they took care of everything!

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Reply from Freedom Debt Relief

Aug 24, 2019

We are so glad to hear about the sense of relief our program has brought you, Pauline! We will continue to support you until you achieve your goal of financial freedom. Feel free to lean on us and to reach out to Client Services if you ever have any questions, you can call (800) 655-6303 or email us [email protected] Thank you for choosing Freedom Debt Relief!

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Frank Bedisky
August 20th, 2019 Mahanoy City, PA DETAILS
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Once I contacted Freedom, they immediately took action that my questions were answered and problems resolved.

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Reply from Freedom Debt Relief

Aug 22, 2019

We are happy to hear all of your needs are being met, Frank! Our team will continue to support you along your journey to financial freedom. Do not hesitate to reach out to Client Services if you ever have any questions at (800) 655-6303 or email us [email protected] Thank you for choosing Freedom Debt Relief!

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PLUTARCO ADAME
August 19th, 2019 Wichita Falls, TX

yours setlement fee is so high, im fine, but in some debt,, with the settlement fee i paid in full

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Reply from Freedom Debt Relief

Aug 24, 2019

We value your feedback, Plutarco! Some settlements might come out a bit higher than 50% and some will be way less, everything will end up averaging out in the end. If you have any further questions or need a more in-depth breakdown please reach out to Client Services via phone or email at (800) 655-6303 or [email protected] Thank you for choosing Freedom Debt Relief!

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Ray Baxter
August 19th, 2019 Alto, TX DETAILS
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So far I have had 2 of my debts settled. Not sure if all of my creditors have been contacted by Freedom Debt as I don't feel they keep me informed as often as they should as to what is going on, but at least some things are moving.

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Reply from Freedom Debt Relief

Aug 24, 2019

Congratulations on your success, Ray! We cannot wait to resolve your remaining debt. Do not hesitate to reach out to Client Services if you ever have any questions at (800) 655-6303 or email us [email protected] Thank you for choosing Freedom Debt Relief!

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Charlene Boulware
August 19th, 2019 Baltimore, MD

I was afraid I am very nervous about going with this program the agent on the phone talk to me and is my man

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Reply from Freedom Debt Relief

Aug 24, 2019

We understand how scary this can be, Charlene! Our team will be here to support you along your journey to financial freedom. Do not hesitate to reach out to Client Services if you ever have any questions at (800) 655-6303 or email us [email protected] Thank you for choosing Freedom Debt Relief!

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Diane P Hendricks
August 19th, 2019 Denver, NC

The staff was sincere concerned and professional. They took all time necessary to explain the program, how it works and the credit and potential improvements in our financial situation. They were complete and the sign up process and efficient and thorough. We are completely pleased with the Company and staff so far.

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Reply from Freedom Debt Relief

Aug 24, 2019

We are happy to hear that our program suites your needs, Diane! Our team cannot wait to resolve your debt. Feel free to reach out to Client Services if you ever have any questions (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief!

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Noelia
August 19th, 2019 Fruitland, MD DETAILS
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Thank you guys, now I can sleep and feeling relieve without any deb. God bless you guys .

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Reply from Freedom Debt Relief

Aug 24, 2019

We are happy to hear our program was able to provide you with peace of mind, Noelia! We will be here to support you on your journey to financial freedom. Feel free to reach out to Client Services if you ever need any assistance via phone or email at (800) 655-6303 or [email protected] Thank you for choosing Freedom Debt Relief!

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Peter Stanley
August 19th, 2019 Tucson, AZ DETAILS
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I was buried with credit card debt from medical and start- my- own- business bills. It was to the point I would not answer the phone. Read referrals about FDR . After an interview they agreed to take me as a client. I sent them all the information about the creditors. We agreed to a monthly amount. All creditors now talk with them. I get advice in the mail and watch the progress online . Some debts are already settled. I control the monthly amount remembering it delays or accelerates the settlements.

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Reply from Freedom Debt Relief

Aug 23, 2019

It brings us joy to read reviews like yours, Peter! We cannot wait until you have achieved your goal of a debt-free future. Feel free to reach out to Client Services if you ever have any questions (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief!

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Charles Wulff
August 19th, 2019 Mt. Pleasant, SC DETAILS
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I just approved my first settlement! Freedom Debt Relief is the best! They are also always very cordial and helpful on the phone when I call.

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Reply from Freedom Debt Relief

Aug 23, 2019

Congratulations on your first settlement, Charles! We cannot wait until you are debt-free. Keep up the great work. If you ever have any questions please reach out to us at (800) 655-6303 or jump on your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief!

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Lilia
August 19th, 2019 Miami, FL DETAILS
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I’m so glad I join.you. They have been so amazing and super helpful with the process. Highly recommend them. 100% satisfied

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Reply from Freedom Debt Relief

Aug 23, 2019

We are happy you joined us as well, Lilia! We cannot wait to resolve your debt. Did you know we offer incentives for every successful referral? If you have any further questions or need a more in-depth breakdown please reach out to Client Services via phone or email at (800) 655-6303 or [email protected] Thank you for choosing Freedom Debt Relief!

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J Greene
August 19th, 2019 Anchorage, AK DETAILS
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It has been frustrating at times, but FDR has worked well at resolving the problems.

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Reply from Freedom Debt Relief

Aug 23, 2019

We are happy to hear we have been able to resolve any issues that have arisen, J! Our team will continue to support you along your journey. Feel free to reach out to Client Services if you ever have any questions (800) 655-6303 or visit your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief!

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Norma Briones
August 19th, 2019 Temecula, CA DETAILS
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I have been a member only for a month, and my rating is only based on how my enrollment has been handled. I hope your efficient and organized way of enrolling applicants and providing the necessary information I need will continue until I complete my program.

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Reply from Freedom Debt Relief

Aug 22, 2019

We're happy to hear your positive feedback, Norma! We're here to assist you every step of the way. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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FAYE GARCIA
August 19th, 2019 Tampa, FL DETAILS
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Since I joined FDR things have been a lot easier. FDR has handled all for me. They keep you in the loop as far as what they are doing to knock down all your debts.

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Reply from Freedom Debt Relief

Aug 22, 2019

We're so glad to hear about the peace of mind our program has brought you, Faye! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Nita
August 19th, 2019 Middletown, VA DETAILS
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Needed advice quickly , they were eager to help. Sent a note of assurance to me.

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Reply from Freedom Debt Relief

Aug 22, 2019

Thank you so much for your positive review, Nita! We're so glad to hear about your amazing experience with our staff. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Connie McNeill
August 19th, 2019 Four Oaks, NC DETAILS
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I love FDR . They give me a peace of mind now that I can become debt free soon. They are making great progress on settling my debts with creditors. They understand that things happens sometimes that slows you down a little. They work with you every step of the way. Getting help from FDR was the best decision I made for my situation.

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Reply from Freedom Debt Relief

May 14, 2019

This is great, Connie. Freedom Debt Relief has your best interest in mind and we will continue to support you in every way we can. We are looking forward to resolving your final accounts! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Darren Vance
August 19th, 2019 Spring Valley, CA DETAILS
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Top notch service and tremendous speed in adding my account.

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Reply from Freedom Debt Relief

Aug 22, 2019

We're so glad you are happy with the service you received, Darren! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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The Cleppers
August 19th, 2019 DETAILS
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We are loving how things are progressing. We have already settled our first and working on our 2nd settlement. Very professional and always keeping us in the loop. No surprises...

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Reply from Freedom Debt Relief

Aug 23, 2019

We are elated to hear that our services are meeting your needs, Mr. & Mrs. Clepper! We cannot wait until your debt is resolved and you are living the debt free life you deserve. If you ever have any questions please reach out to us at (800) 655-6303 or jump on your Client Dashboard at www.fdrclient.com. Thank you for choosing Freedom Debt Relief!

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Doreen c Gamradt
August 19th, 2019 Hopkins, MN DETAILS
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I am very happy with the work done on my accounts.

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Reply from Freedom Debt Relief

Aug 22, 2019

Thank you so much for your kind review, Doreen! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Tara S
August 19th, 2019 Beloit, WI DETAILS
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Very unsatisfied after destroying my credit and then getting court papers, going thru their lawyer to settle things I still ended up having to file bankruptcy!

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Reply from Freedom Debt Relief

Aug 21, 2019

Dear Tara, We're truly sorry to hear that you were faced with the experience of one of your creditors suing you. Not all of our clients experience this, although it is true that some creditors are more aggressive than others. We do inform all clients that we cannot guarantee that your creditors will not sue you and that's why we offer the legal representation. We hope you have found accomplished your goal of becoming debt free. If there's anything we can do for you, please reach out to our Client Services department at (800) 655-6303 or [email protected] if.

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Lori
August 19th, 2019 Spring, TX DETAILS
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Well it took a long time to activate my Dashboard but after several emails and several calls to customer service it is fixed now. No other problems right now

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Reply from Freedom Debt Relief

Aug 22, 2019

We are glad to hear you now have access to your dashboard, Lori! Our team will always be here for you on your journey to financial success. Feel free to reach out to Client Services if you ever need any assistance via phone or email at (800) 655-6303 or [email protected] Thank you for choosing Freedom Debt Relief!

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Kathy burnette
August 19th, 2019 New Iberia, LA

Great company. Very informative. Keeps you up to date every step of the way.

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Reply from Freedom Debt Relief

Aug 22, 2019

Thank you for sharing your positive experience, Kathy! We will continue to support you on your journey to a debt-free future. Feel free to reach out to Client Services if you ever have any questions (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief!

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TINA ELGIN
August 19th, 2019 Kenton, TN

I was drowning in credit card debt but did not want to file bankruptcy. Freedom Debt helped me through a strategic plan just for me to work with my creditor and help me pay down my debt gradually. Their customer service is beyond excellent and always there to provide support to me and encouragement. If you follow their plan and do as they advise, you will see your debt dwindle over time. I recommend Freedom Debt who is struggling to pay their debt!

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Reply from Freedom Debt Relief

Aug 22, 2019

It brings us joy to read reviews like yours, Tina! Our team cannot wait until you get the financial freedom you deserve. Feel free to lean on us and to reach out to Client Services if you ever have any questions, you can call (800) 655-6303 or email us [email protected] Thank you for choosing Freedom Debt Relief!

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Marilyn B.
August 16th, 2019 Los Angeles, CA DETAILS
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Being a paying customer of Freedom Debt Relief has help me a lot. I first was so stress out about these Debts but now I can breath again. the Customer Service Representative are very personable and they keep you updated on all progress that is going on with your account. also you can keep an eye on your account as well by creating a password and looking at the "Dashboard" its easy to maneuver thru. I've been with F.D.R. for about 4 or 5 months and they have already negotiated with one of my Debtor. Thank you Freedom Debt Relief.

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Reply from Freedom Debt Relief

Aug 16, 2019

Thank you for sharing your experience with us, Marilyn. We are so happy to hear that you are experiencing great services from our dedicated team of Client Services advocates. Let us know how we can continue to support your journey to financial freedom.

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Debra Reed
August 16th, 2019 Lawton, OK DETAILS
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Freedom Debt Relief has been a tremendous help to me. Helping my daughter through college got me in way over my head. They helped me see above the water and able to buy groceries and put gas in my car. I am now able to go out to eat with my friends every now and then and not have to tell them I can't and feel ashamed because I have no money.

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Reply from Freedom Debt Relief

Aug 16, 2019

We love your review, Debra. We can't thank you enough for sharing your outstanding experience thus far! We will continue to make sure you're pleased throughout your debt relief program! Please reach out to our client services department at (800) 655-6303 or [email protected] should you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Anthony Washington
August 16th, 2019 Bunnlevel, NC DETAILS
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it very easy and very helpful I would have never paid these cards on my own.

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Reply from Freedom Debt Relief

Aug 16, 2019

Thank you for your words, Anthony. It is a pleasure to be helping you reach your financial goals. If there is any other way we can help out, please contact customer service at 1 (800) 655-6303 or visit your Client Dashboard at www.fdrclient.com. Thank you for being a part of Freedom Debt Relief.

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Rob Monaghan
August 16th, 2019 Napa, CA DETAILS
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They just settled my first overdue credit card for half of what I owed. Whooo Hoooo

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Reply from Freedom Debt Relief

Aug 18, 2019

Congratulations on your amazing savings, Rob! We're glad to hear your program is going well and you are getting back on track for success. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Tania Rodriguez
August 16th, 2019 Miami, FL DETAILS
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Sincerely, at first I felt fear but by getting acquainted with the system and seeing the progress in a fairly fast and safe way I have gained confidence with the program and actually I recommend it .

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Reply from Freedom Debt Relief

Aug 18, 2019

We're glad our program has brought you peace of mind, Tania! Freedom Debt Relief is thrilled to take control of your debt and we would greatly appreciate if you recommended our program to anyone struggling with debt. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Melissa
August 16th, 2019 Grover Beach, CA DETAILS
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This is a wonderful and easy to use debt resolution program! It’s nice knowing if you have a question they are just a phone call away!

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Reply from Freedom Debt Relief

Aug 18, 2019

We will be here for you every step of the way, Melissa! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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James Getty
August 16th, 2019 Indiana, PA DETAILS
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Very satisfied with the progress , since I have been enrolled in such a short time ! First settlement complete !

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Reply from Freedom Debt Relief

Aug 18, 2019

Great job on your very first settlement, James! We can't wait to settle your remaining debts and help you obtain a debt-free future. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Kathryn Gebhard
August 16th, 2019 Reading, PA DETAILS
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You were doing great clearing off my debts until the last two. Once I provided the money to clear the last ones in March 2018 all progress stopped. Then the one went to a lawsuit with TD Bank, only then did a settlement happen. I sincerely hope the last debt is settled before it goes to a lawsuit again.

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Reply from Freedom Debt Relief

Aug 16, 2019

We appreciate you sharing your feedback with us, Ms. Gebhard, regarding your recent experiences in our program. It's rewarding to hear you were initially pleased with our negotiation efforts. We're also disappointed to see that one of the enrolled creditors chose litigation as a method to collect the balance due. However, we are confident our negotiators are exercising every opportunity that presents itself to settle the enrolled balances. We would like an opportunity to provide you with an account overview. A team specialist will be reaching out to you shortly. Thank you for choosing Freedom Debt Relief to service your financial needs.

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Shirley A Hembree
August 16th, 2019 Ajo, AZ

I am pleased with the information I'm getting about my accounts.

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Reply from Freedom Debt Relief

Aug 18, 2019

Thank you for your amazing review, Shirley! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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John LaBarbera
August 16th, 2019 Garden City, NY DETAILS
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So far the process has been good. I got my first settlement. The one thing I was not aware of was that there could be tax implications. I am concerned that I will now have to pay taxes on this, when I am already stretched to the limit.

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Reply from Freedom Debt Relief

Aug 18, 2019

It's great to hear about your positive experience so far, John! In some cases, clients may be required to pay taxes on their forgiven debt, but it is possible to avoid declaring the forgiven debt if a person meets the IRS's definition of liabilities exceeding assets at the time of settlement. Note: FDR is not a tax consultant, so please contact your tax advisor if you have further questions. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Robert W.
August 16th, 2019 McAllen, TX DETAILS
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I really do appreciate Freedom Debt Relief, however, I don't like it that I still pay out over $500/mo which leaves me with little for food and medical/dental treatment. I'm still thankful that they are handling the debt mess that I got myself into in the first place. I was going to put 3 stars but I just bumped it up to 4 stars for a job well done on your part. Thank You Freedom Debt Relief

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Reply from Freedom Debt Relief

Aug 18, 2019

We appreciate your honest feedback, Robert! Your monthly deposit amount could vary, based on factors such as the amount of debt enrolled, estimated program length, etc. We support your decision to get debt-free and will be with you every step of the way. Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

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Dschneider
August 16th, 2019 Oconomowoc, WI DETAILS
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They are good at keeping you informed at the progress of your debt.

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Reply from Freedom Debt Relief

Aug 18, 2019

We value your positive feedback, Dschneider! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at www.fdrclient.com if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!