1. Freedom Debt Relief
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Freedom Debt Relief, a subsidiary of Freedom Financial Network, has resolved billions in debt since its founding in 2002.

The company has considerable industry experience and high client satisfaction ratings.

With all the major industry accreditations, Freedom Debt Relief is a great option for many consumers. Its minimum debt requirement is $7,500. Freedom Debt Relief accepts clients dealing with financial hardship that meet this threshold and clients that can make regular payments to an account to pay for settlements. Freedom Debt Relief employs professional debt experts to negotiate and settle debt for those suffering financial hardship.

The company offers a debt settlement program that involves negotiating with creditors to lower total debt owed and is available in 40 states.

On average, Freedom Debt Relief charges 22 percent of your total enrolled debt, which means the cost varies depending on your financial situation. To settle a $20,000 debt, it will cost around $4,000.

View Freedom Debt Relief reviews below.

The Good

  • Excellent Settlement Program and Debt Relief Services
  • Experience and Accreditations
  • Great Freedom Debt Relief Reviews
  • Online Dashboard
  • No Fees Charged Until After Debt is Settled

Excellent Settlement Program and Debt Relief Services

Freedom Debt Relief has several great advantages to its debt settlement services including:

  • Low minimum of $7,500 in debt to begin debt settlement
  • Costs between 15 and 25 percent of the total unsecured debt
  • Free consultation with a Certified Debt Consultant

Freedom Debt Relief offers a free consultation with a highly trained, IAPDA-certified debt consultant when a consumer decides to enlist the company's debt settlement services.

Experience and Accreditations

As an accredited debt relief company, Freedom Debt Relief (FDR) has over 17 years of experience in the debt settlement industry. It has settled over two million accounts since its founding and regularly settles over 50,000 accounts monthly.

Freedom Debt Relief has years of experience standing between the creditor and the client. Freedom will work to obtain settlements that resolve credit card debt (or any type of unsecured debt).

FDR will walk clients through the debt settlement process: first, customers will voluntarily choose to stop making monthly payments to lenders. Instead, clients will elect to make a monthly deposit into a separate special purpose account to save money to pay for the settlements once negotiated. Freedom Debt Relief will then work to negotiate a settlement on behalf of its clients.

Unfortunately, this settlement process will affect your credit score. If you miss any minimum payments on your credit card or other debt, this will decrease your credit score. It's smart to have a plan for boosting your credit score before you start the debt settlement process.

If you choose a debt settlement plan to resolve your debts, the debts you settle are marked as "settled" on your credit report.

While there are some risks to debt settlement, this process allows you to settle debts, avoid bankruptcy, and become debt-free.

Great Freedom Debt Relief Reviews

Most Freedom Debt reviews on Best Company are positive. They commend FDR for having good customer service, explaining debt management, and keeping them updated on where they are at in the debt settlement program.

Clients drowning in high amounts of unsecured debt (credit card debt, personal loans, medical debt, student loan debt) usually find that the company can save a large percentage of what they owe.

Despite the debt settlement program's tendency to negatively affect credit scores, clients with mountains of credit card debt find it extremely helpful for debt reduction. It's also important for people to know that forgiven debt is considered taxable income, so you may owe more in taxes when using debt settlement services.

Online Dashboard

One feature that sets FDR apart from the rest is a unique and intuitive online dashboard to track clients' pace throughout the program. This helps people to actually see their progress while settling their debts. It also offers education to help clients improve their financial knowledge.

Not many debt settlement companies in the industry offer such helpful tools.

No Fees Charged Until After Debt is Settled

As opposed to a debt consolidation company which consolidates all of a customer's debt into one consolidation loan and one monthly payment, debtors approach Freedom Debt Relief as a last resort in order to escape high amounts of debt and avoid declaring bankruptcy.

Freedom Debt Relief doesn't charge any fees until after debt is settled with creditors. This practic is standard for the industry. Debt Relief companies, like National Debt Relief and Pacific Debt, also do not have upfront fees.

Upon enrollment, customers will open an FDIC-insured bank account that the client controls. Clients will put all of their money that would have gone toward paying their debt into this bank account instead. This is the main reason why this program hurts your credit score more than debt consolidation.

Next, FDR or its representatives or agents will negotiate with your creditors to settle on debt to pay.

Freedom Debt Relief makes money by charging fees on the enrolled debt amount. Its average fees are a bit high (around 22 percent fees on enrolled debt), but its services are thorough.

The company's ability to help clients find an easier road to financial freedom and paying off debt is highly valuable.

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The Bad

  • Freedom Debt Relief Cost
  • Limited Availability
  • Complaints
  • Consumer Financial Protection Bureau Lawsuit

Freedom Debt Relief Cost

One concern with Freedom Debt Relief is their price. On average, Freedom Debt Relief charges $4,000 to settle $20,000 in debt (22 percent of total debt). If Freedom Debt Relief cuts your debt in half, you would end up paying $14,000 instead of $20,000.

Users are charged an average of 22 percent of their total debt to use FDR. While this number is in line with their competitors, it is only an average. Customers could end up paying more or less than this to use FDR. FDR’s prices range between 15 and 25 percent. The rates vary depending on the state the client lives in.

Current national debt relief trends indicate that debt settlement companies tend to charge a percentage of enrolled debt as opposed to saved debt. This means that the more total debt you have, the more debt settlement companies will charge you.

Although working with a debt settlement company still saves you from paying thousands of dollars to creditors, it's better to work with companies that charge a percentage of saved debt rather than enrolled debt.

So exactly how much will Freedom Debt Relief cost you? It will cost you around 22 percent of your total enrolled debt, but customers will have to have a consultation to get an accurate estimate. The fee is competitive for the industry. The fee is assessed when a successful settlement is reached.

However, Freedom Debt Relief’s services are high quality and make it easier to make your way to being debt-free.

Limited Availability

Freedom Debt Relief offers debt settlement programs in only 40 states. If Freedom Debt Relief does not offer services in your state, you'll have to consider other debt settlement companies.

Most debt settlement companies have a minimum debt requirement to ensure a payout. A debt settlement company that charges by saved debt will not run into this problem as much.

Freedom Debt Relief requires a minimum debt amount of $7,500 (the amount of which is charged fees between 15 and 25 percent). While this threshold is low compared to other debt settlement companies, it does rule out people struggling with lower debt amounts.

An additional limitation with Freedom Debt Relief is that the company only works with debtors with unsecured debt. Freedom Debt Relief is not an option for those struggling with secured debt.

Complaints

While most of the Freedom Debt Relief reviews are positive, there are still several people who have complaints about Freedom Debt Relief. The two main complaints clients seem to have are the following:

  • Debt settlement takes too long or isn't as effective as people hoped
  • FDR charges too much for their services, sometimes costing consumers up to 25 percent of their total enrolled debt

These complaints are fairly common within the debt settlement industry. It’s important for clients to be fully informed about what debt settlement is and how it works. Potential clients should use the free consultation to learn more about the time it takes to reach a settlement and specific price information.

Consumer Financial Protection Bureau Lawsuit

In 2019, the Consumer Financial Protection Bureau and Freedom Debt Relief reached an agreement that FDR would:

  • Make it clear that in some cases FDR may not be able to negotiate a debt if the creditor is unwilling to negotiate
  • Let consumers know that, in some cases, the creditor will only negotiate if the client is also directly involved in the negotiations, and that the consumer has the right to refuse to participate in the negotiations and can remove the debt from their program without penalty
  • Make it clearer to consumers under what circumstances they will be charged a fee
  • Stop charging fees on all accounts where the settlement amount was not reduced, or where the creditor wrote off the debt on their own
  • Make it clearer to consumers that, if they end their program early, any money left in their program savings account belongs to them, minus any funds earned by the company according to legal statues
  • Pay restitution money to injured consumers
  • Pay a civil penalty

It's a good idea for potential clients to do some research on the process, consumers' rights, and industry standards for settlement companies before setting up a free consultation with a debt settlement service. It's also recommended to read recent customer reviews to get a better sense of Freedom Debt Relief's commitment to clients and how good its settlement services are.

The Bottom Line

Freedom Debt Relief offers several outstanding features for anyone looking to settle their debts: all major industry accreditations, ample debt settlement experience, thoughtful and experienced debt consultants, negotiation with each creditor, and more. The company's 15 to 25 percent fees are pretty standard in comparison to other debt settlement companies (like National Debt Relief).

While people interested in other debt resolution methods, like credit counseling, a debt management plan or debt consolidation loan, will need to consider other companies, Freedom Debt Relief is a good option for those seeking a debt settlement program.

FDR's debt negotiation experience is worth the money. Freedom Debt Relief customer reviews relate that the company has saved them thousands of dollars by negotiating with their creditors. If you're looking to settle your debt through debt negotiation, we highly recommend using Freedom Debt Relief if you receive a reasonable quote from them during your free consultation. 

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Freedom Debt Relief Frequently Asked Questions

What is Freedom Debt Relief?

Freedom Debt Relief is a debt settlement company. We offer a debt settlement program that helps you get out of debt faster and for less. With over 15 years of experience working to reduce our clients’ debt, we have resolved over $10 billion in debt since 2002.

How does the Freedom Debt Relief program work?

After signing up for Freedom Debt Relief, you make monthly deposits into an FDIC-insured bank account that you own and control. Once enough money has built up into this account, negotiations occur towards resolving each of your debts one by one. Once a settlement offer is obtained, we present the offer for you to sign off on. If you agree to the terms, the funds in your FDIC-insured account are used to pay the creditor. This is also when we collect our fee. Once the creditor has been paid according to the settlement agreement, the remainder of the debt is written off. We repeat this process with all of your debts until you no longer owe anything on your enrolled debts.

How does Freedom Debt Relief affect your credit?

Freedom Debt Relief could negatively impact your credit as your creditors are not being paid every month. As such, they will report your missed payments to the credit bureaus, which negatively impacts your score. If you are already behind on payments, however, your credit is already negatively affected, so you should take that into consideration.

How much does Freedom Debt Relief cost?

Our fee ranges from 15%-25% of the debt, depending on the state you live in, how much you owe, and other factors. Under no circumstances, however, will you pay us our fee in advance of a settlement on a debt.

What kind of debt does Freedom Debt Relief work with?

Debt from credit cards, medical bills, department store cards, and many other types of unsecured debt could qualify for Freedom Debt Relief. However, secured debt that involves collateral, including auto loans, mortgages, and federal student loans, do not qualify.

What happens if a creditor tries to sue me during settlement?

Since you’ve stopped making payments to your creditors, there’s a chance that they may sue you in an attempt to collect what you owe them. Freedom Debt Relief makes available to its clients an optional subscription to a legal network of lawyers, which could help in these instances where you get sued.

Is forgiven debt taxable?

According to the IRS, a forgiven debt is considered taxable income. At the end of the year, they will expect taxes to be paid on any settled debt. However, IRS Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness, may exempt you from this tax. To learn how forgiven debt could affect your taxes, talk to a tax professional.

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User Reviews

Star Rating

4.7
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13,148 Reviews

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Debbie Surovik

June 16th, 2020 Temple, TX DETAILS arrow_drop_down
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The entire program was clearly explained to me before I signed anything. They have settled all of my accounts as quickly as possible and kept me informed

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Reply from Freedom Debt Relief

Jun 18, 2020

We are pleased to hear how well the program worked out for you, Debbie! We are so excited to see you become debt-free! During this time, continue to use your online portal to keep up with the status of your account and let us know if we can assist you with anything. Thank you for choosing Freedom Debt Relief!

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John

June 16th, 2020 Ellenton, FL DETAILS arrow_drop_down
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a very easy and good experience, very friendly and good phone skills

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Reply from Freedom Debt Relief

Jun 26, 2020

We appreciate the many compliments regarding our service, John. It is our pleasure to act as your guide to financial freedom. Please continue to reach out to Client Services anytime assistance is needed with your account. Thank you for being the best part of Freedom Debt Relief!

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SHAWAN C ROBERSON

June 16th, 2020 Marrero, LA DETAILS arrow_drop_down
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Always available to answer questions anytime of the day.

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Reply from Freedom Debt Relief

Jun 27, 2020

Laura, thank you for your feedback. We are so thrilled to have yet another satisfied client. If you ever need our assistance please call Client Services at (800) 655-6303. Thank you for being the best part of Freedom!

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Anonymous

June 16th, 2020 Billings, MT DETAILS arrow_drop_down
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They are very kind, helpful, and getting started in the program is not complicated. I like being able to track my progress and I look forward to being out of debt.

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Reply from Freedom Debt Relief

Jun 27, 2020

Thank you for your kind review. We are so excited for you, and we know that you will do great in our program. If you ever need our assistance please call Client Services at (800) 655-6303. Thank you for being apart of the Freedom family.

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Mary Worsham

June 16th, 2020 Benton, AR DETAILS arrow_drop_down
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It was amazingly easy. I can now look to the future.

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Reply from Freedom Debt Relief

Jun 18, 2020

Mary, we are pleased to know you are on your way to the financial freedom you desire! We couldn't be more excited for you. If you ever have questions or concerns, please lean on our team of professionals. They can be reached at (800) 655-6303 or at [email protected] Thank you for being a valued client of Freedom Debt Relief!

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Ferds

June 16th, 2020 Pittsburg, CA DETAILS arrow_drop_down
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It has been a pleasant experience my dedicated account basically took care of all payments and negotiations in the settlement process of my accounts thanks for all the help freedom debt relief!

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Reply from Freedom Debt Relief

Jun 23, 2020

Thank you, Freds! We are so glad we could provide you with an excellent service when helping you achieve your goal of financial freedom! Do not hesitate to reach out to Client Services if you ever have any questions at (800) 655-6303. Thank you for choosing Freedom Debt Relief!

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Jamie

June 16th, 2020 Maringouin, LA DETAILS arrow_drop_down
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Everything is very simplified. Once I signed up, I never had to speak to anyone again, they take care of everything on their end. If I was sent invoices that went to collections, I just forwarded them to them and they would confirm receipt. It's very useful.

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Reply from Freedom Debt Relief

Jun 27, 2020

Jamie, we are so glad to hear that we have been able to assist you in resolving your debt. We work hard to ensue that you not only have debt relief, but stress relief as well. If you ever need our assistance please call Client Services at (800) 655-6303.

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Clemencia Gonzalez

June 16th, 2020 Eagle, CO DETAILS arrow_drop_down
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Very good attention and excellent customer experience

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Reply from Freedom Debt Relief

Jun 18, 2020

Clemencia, thank you very much! We pride ourselves in providing world-class Customer Service. In the future, if you ever need anything, just reach out to Client Services at (800) 655-6303. Thank you for choosing Freedom Debt Relief!

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Anonymous

June 16th, 2020 Minneapolis, MN DETAILS arrow_drop_down
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I am satisfied with the service FDR has provided. They are professional and kind.

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Reply from Freedom Debt Relief

Jun 26, 2020

We appreciate your kind feedback. Making sure we provide a pleasant atmosphere for our clients is a top priority. We encourage you to connect with us anytime you need assistance with your account. Client Services is available 7 days a week to support your debt-free journey. Thank you for choosing Freedom Debt Relief to be your guide.

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Elizabeth Coiman-Lopez

June 16th, 2020 Houston, TX DETAILS arrow_drop_down
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It is a wonderful program that helps to pay off account we have accumulated. They are truly professional and they really help.

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Reply from Freedom Debt Relief

Jun 18, 2020

Hi Elizabeth! We are thrilled to see we have been able to alter your debt and help you through this journey. Please continue to lean on us if you need anything, our team of professionals can be reached at 1(800)-655-6303. Thank you for choosing Freedom Debt Relief to meet your financial needs!

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Jean Mapes

June 16th, 2020 Bradenton, FL DETAILS arrow_drop_down
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Excellent! Robyn put me to ease in ur first conversation. I was skeptical and afraid but she told me everything to expect and advice on how to handle. I do appreciate her and everyone else working in my behalf. Thank you.

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Reply from Freedom Debt Relief

Jun 26, 2020

Thank you for sharing your feedback with us, Jean. It was wise of you to be skeptical in the beginning. However, we're glad to hear you are pleased with your decision to move forward with us. We are honored to accompany your debt-free journey. Please let us know how we can continue to support your every step. Thank you for choosing Freedom Debt Relief.

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Carol Dodson

June 16th, 2020 Stephenville, TX DETAILS arrow_drop_down
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They have helped us eliminate thousands of dollars in debt!

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Reply from Freedom Debt Relief

Jun 18, 2020

Carol, thank you for sharing your feedback with us! We love what we do, and we enjoy assisting you in reducing your debt. Feel free to lean on us and to reach out to Client Services if you ever have any questions at (800) 655-6303. Thank you for choosing Freedom Debt Relief!

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Janice Scharf

June 16th, 2020 Midlothian, TX DETAILS arrow_drop_down
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fabulous,easy, reliable and so efficient

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Reply from Freedom Debt Relief

Jun 18, 2020

Thank you so much, Janice! We are so glad we could provide you such amazing service while guiding you through this journey. As you continue, utilize your Client Dashboard to check for updates and alerts concerning your program. Thank you for being apart of the Freedom Family!

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terry judd

June 16th, 2020 Maricopa, AZ DETAILS arrow_drop_down
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scary at first but fdr walked me thru it and to date im very happy

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Reply from Freedom Debt Relief

Jun 18, 2020

It's our pleasure, Terry! Our team of professionals looks forward to assisting you with all of your needs. Feel free to lean on us and to reach out to Client Services if you ever have any questions. You can call us at (800) 655-6303. Thank you for being a valued client of Freedom Debt Relief!

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Aaron Hackman

June 16th, 2020 Fort Lauderdale, FL DETAILS arrow_drop_down
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My experience with Freedom Debt Relief has been nothing short of amazing. They take the time to answer all of my questions, give me answers in a way that I can understand and help me make the most informed decision possible.

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Reply from Freedom Debt Relief

Jun 19, 2020

Terrific feedback, Aaron. One of our top goals is to support our clients at every stage of their program. We are elated to hear how well-supported you feel with us. Thank you for the opportunity to serve your financial needs and for being the best part of Freedom Debt Relief!

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Judy E. Bramlett

June 16th, 2020 Benton, AR DETAILS arrow_drop_down
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FDR has been wonderful in keeping debt payment to my creditors. I am extremely confident in them as to how they are negotiating my payments and payoff amounts to my creditors. This far they have saved me quite a bit of money in debt settlements. I highly recommend them to anyone who would need debt settlement help. Extremely pleased!!__

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Reply from Freedom Debt Relief

Jun 19, 2020

Congratulations on the progress you've made, Ms. Judy! We are thrilled to be a part of your financial journey. Thank you for trusting in our negotiation skills and relationships with creditors to obtain the best settlements possible. Let us know how we can be of service! Thank you for choosing Freedom Debt Relief.

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John Pereda

June 16th, 2020 Port Charlotte, FL DETAILS arrow_drop_down
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Very good everyone is very knowledge in everything they do

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Reply from Freedom Debt Relief

Jun 19, 2020

We appreciate your feedback, John. Thank you for complimenting the service we've provided. We're available 7 days a week to address any other concerns that come up. Thank you for choosing Freedom Debt Relief to reach your financial goals.

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Anonymous

June 16th, 2020 Houston, TX DETAILS arrow_drop_down
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Great experience and they are very responsive to my questions.

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Reply from Freedom Debt Relief

Jun 19, 2020

We're simply happy to help. Thank you for taking the time to reach out to us when you have questions regarding your account. It is our goal to fully educate our clients about the various details of their accounts. We encourage you to continue reaching out to us as other questions come up. Thank you for being the best part of Freedom Debt Relief!

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Relia Maughan

June 16th, 2020 Logan, UT DETAILS arrow_drop_down
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Very easy to talk to and work with, very accessible

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Reply from Freedom Debt Relief

Jun 16, 2020

We believe keeping things simple contributes tremendously to our clients' success in our program. Thank you for sharing with us, Relia. Feel free to contact Client Services any time assistance is needed. Thank you for being the best part of Freedom Debt Relief!

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Karen May

June 16th, 2020 Medina, OH DETAILS arrow_drop_down
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They have been very open with me , explaining every step and what is happening.

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Reply from Freedom Debt Relief

Jun 19, 2020

Communication is key, Karen! Thank you for sharing your feedback with us. It's always great to hear clients share they have a great understanding about our process and their accounts with us. Let us know how we can be of service! Thank you for choosing Freedom Debt Relief.

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ANGEL M. GUERRERO

June 16th, 2020 Pharr, TX DETAILS arrow_drop_down
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Everything going very good. Hope can finish debt free pretty soon

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Reply from Freedom Debt Relief

Jun 19, 2020

Thank you for sharing with us, Angel. We're glad to hear things are going well thus far. Client Services is available 7 days a week to support your every step. Thank you for choosing Freedom Debt Relief. Here's to financial freedom!

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Colette Durante

June 16th, 2020 Kalispell, MT DETAILS arrow_drop_down
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Informative and professional. They keep me updated on all negotiations.

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Reply from Freedom Debt Relief

Jun 19, 2020

Thank you, Colette! We're so glad to hear you are well-informed about our program. Please continue to contact Client Services to stay up to date about any important communications. Thank you for choosing Freedom Debt Relief. Here's to your debt-free future!

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Cathy Smiley

June 16th, 2020 Rushville, IN DETAILS arrow_drop_down
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Very happy with the program. Easy to start and representative helpful in explaining how the program works.

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Reply from Freedom Debt Relief

Jun 19, 2020

Terrific feedback, Ms. Smiley. We strive to be as transparent as possible when explaining our service. We also try our best to support every step our clients make toward financial freedom. Thank you for allowing Freedom Debt Relief the opportunity to serve your financial needs.

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David Tyrell

June 14th, 2020 Houston, TX DETAILS arrow_drop_down
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When FDR does a settlement, sometimes they don’t think about how much you have accumulated in your account and put you dangerously low. If the customer (me) have a bit of a financial crisis, FDR doesn’t really care and can be insensitive to your situation. That’s my only complaint. Otherwise, it is an effective way to pay off your debts.

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Reply from Freedom Debt Relief

Jun 19, 2020

Thank you for your feedback, David. We appreciate you taking the time to share some of your concerns. Our negotiators consider all probable outcomes before deciding on the settlement plan that works best for you. We would never intentionally contribute to the financial hardships of our clients. Please contact Client Services any time you have questions or concerns regarding your account. We're here to support your debt-free journey! Thank you for choosing Freedom Debt Relief.

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Julie Todaro

June 13th, 2020 Kenner, LA

ar I have absolutely been very satisfied and comfortable making my decision to sign on with FDR and allow them to take control of an out of control situation. Their legal department is incredibly supportive and professional. Thank you FDR all you’re doing for me and others.

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Reply from Freedom Debt Relief

Jun 19, 2020

Thank you, Julie, for your positive feedback. We're relieved to hear you are pleased with your decision to move forward in our program. Making sure our clients' concerns are addressed every step of the way is a top priority. Thank you for allowing Freedom Debt Relief the opportunity to serve your financial needs.

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Brenda

June 12th, 2020 Albuquerque, NM DETAILS arrow_drop_down
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Very knowledgeable people, they explained the program and were able to answer all of my questions. The customer service is fast and resolved my issues.

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Reply from Freedom Debt Relief

Jun 16, 2020

Welcome to Freedom Debt Relief, Brenda! We take great pleasure in accompanying your debt-free journey. Your kind feedback about our Client Services team is appreciated. Our advocates strive to provide superb experiences for our clients. Thank you for choosing Freedom Debt Relief. Here's to financial success!

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Diane Serviss

June 12th, 2020 Bay Shore, NY

I’m very happy with Tony he is very helpful when I need to talk

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Reply from Freedom Debt Relief

Jun 14, 2020

Diane, thank you for leaving us such a great review. We are so happy our agents could be of assistance to you during these hard times. If you need anything, please don't hesitate to reach out to Client Services if you ever have any questions at (800) 655-6303 or email us at [email protected] Thank you for choosing Freedom Debt Relief!

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Lori Thurman

June 11th, 2020 New Albany, OH DETAILS arrow_drop_down
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I have trouble finding out information about my graduation, or why some of the settlements are not being paid anymore. I have a lean from an account that has been paid for over a year and it’s still not released. Freedom should have taken care of that months ago. It’s killing my credit.

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Reply from Freedom Debt Relief

Jun 14, 2020

Lori, we are sorry to hear about your program with us. We would love the opportunity to get to the bottom of this, which is why one of our professionals will be reaching out to you shortly. Thank you for choosing Freedom Debt Relief.

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MICHELLE PLAYER

June 10th, 2020 St Louis, MO

I like that I’ve only been in the program 4months and they’ve already settled 2 of my accounts, I love how I am kept up date.

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Reply from Freedom Debt Relief

Jun 14, 2020

Congratulations, Michelle! We are so happy we could help assist you in obtaining the financial future you so well deserve! Remember to check your progress on your Client Dashboard or contact Client Services at 1-800-655-6303. Thank you for choosing Freedom Debt Relief.

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Minhaj

June 9th, 2020 Spring, TX DETAILS arrow_drop_down
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As they promised, they took care of the negotiations and all communications with the lenders. Somethings are very clear though like my graduation date which was set at the start of the program was pushed further ahead.

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Reply from Freedom Debt Relief

Jun 09, 2020

Hi Minhaj! We are so glad we could make your graduation path as clear and forthcoming as possible. We understand our client's have a goal to reach and we like to ensure they are supported throughout the entire process. As you continue, utilize your Client Dashboard to check for updates and alerts concerning your program. Thank you for being a valued client of Freedom Debt Relief!

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ron popeney

June 8th, 2020 Newport, OR DETAILS arrow_drop_down
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overall a good experience in which freedom delivered what they advertise

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Reply from Freedom Debt Relief

Jun 09, 2020

Thank you, Ron! We are happy we could provide you a great service when handling your finances. Please reach out to our Client Services department at (800) 655-6303 if you have any questions or comments regarding your account.

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Anthony R Faraco Sr.

June 8th, 2020 Ocala, FL DETAILS arrow_drop_down
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Excellent path for debt relief. Highly competent, personable,and reasuring.

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Reply from Freedom Debt Relief

Jun 09, 2020

Anthony, thank you! We are so glad we could assist you when relieving your debt! If you ever have questions or concerns, please lean on our team of professionals at (800) 655-6303. Thank you for choosing Freedom Debt Relief!

Verified Customer

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Linda S. English

June 8th, 2020 Merrill, WI DETAILS arrow_drop_down
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They settled one of my debts so far and am thankful for that. We are working on building up my account to work on the others.

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Reply from Freedom Debt Relief

Jun 09, 2020

Congratulations on your first settlement, Linda! We couldn't be more excited for you! Remember to utilize your Client Dashboard to check for updates and alerts concerning your program. Thank you for choosing Freedom Debt Relief!

Verified Customer

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DeVaughn Williams

June 8th, 2020 Alpharetta, GA DETAILS arrow_drop_down
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My experience with Freedom Debt Relief has very well so far. Everything we discussed going into this contract has been on point. Very satisfied at this point

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Reply from Freedom Debt Relief

Jun 09, 2020

Hi DeVaughn! We are happy to hear to we have been transparent when advising you of the options in the program. If you need anything, just reach out to us at (800) 655-6303 or at [email protected] Thank you for choosing Freedom Debt Relief!

Verified Customer

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Maria Tramontana

June 8th, 2020 Daytona Beach, FL DETAILS arrow_drop_down
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Help me when I was furloughed from my job of 33 years extended my payment

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Reply from Freedom Debt Relief

Jun 09, 2020

Maria, we are so happy you joined us in becoming debt-free! We couldn't be more excited than to help you reach your goal! Do not hesitate to reach out to Client Services if you ever have any questions at (800) 655-6303. Thank you for being a valued client of Freedom Debt Relief!

Verified Customer

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jeffrey wood

June 8th, 2020 Brunswick, OH DETAILS arrow_drop_down
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excellent service in resolving my debtand giving me peace of mind

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Reply from Freedom Debt Relief

Jun 09, 2020

Hi Jeffrey! Thank you for the great feedback! We are glad we could provide you with a peace of mind when handling your finances and becoming debt-free! In the future, if you have any questions or concerns, reach out to Client Services at (800) 655-6303. Thank you for choosing Freedom Debt Relief!

Verified Customer

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JILL SALIMBENE

June 8th, 2020 Fairfax, VA DETAILS arrow_drop_down
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Fair. Honest. No hidden rules. Extremely helpful every step of the way!

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Reply from Freedom Debt Relief

Jun 09, 2020

Thank you very much, Jill! We are so happy we could provide you with such a great experience when relieving your debt. Please reach out to our Client Services department at (800) 655-6303 if you need anything concerning your account. Thank you for allowing Freedom Debt Relief the opportunity to serve your financial needs.

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Walter Peterson

June 8th, 2020 Aurora, CO DETAILS arrow_drop_down
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Communication, professionalism, working diligently to get my debts reduced and paid off in good time.

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Reply from Freedom Debt Relief

Jun 09, 2020

Greetings, Walter! Our clients are our top priority and ensuring that you feel appreciated and respected is the main goal. We are glad we could have the opportunity to assist you with your finances. Let us know if you need anything our Client Services department can be reached at 1(800)-655-6303. Thank you for being a valued client of Freedom Debt Relief!

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Linda OMalley

June 8th, 2020 Leesburg, FL DETAILS arrow_drop_down
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Great customer service. Always in touch with me.

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Reply from Freedom Debt Relief

Jun 09, 2020

Thank you for the review, Linda! We appreciate your kind words concerning our service provided to you throughout your program. As you continue down your graduation path, log into your Client Dashboard to keep track of your progress. Thank you for being apart of the Freedom Family!

Verified Customer

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D Cheatwood

June 8th, 2020 Bakersfield, CA DETAILS arrow_drop_down
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They are informative and responsive to my inquiries.

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Reply from Freedom Debt Relief

Jun 09, 2020

Thank you for leaving us a review, D! We are glad you find our agents to be responsive and helpful whenever you need something. We take pride in being there for our clients every step of the way! Feel free to lean on us and to reach out to Client Services if you ever need anything at (800) 655-6303. Thank you for choosing Consolidation Plus to assist you on your journey to financial freedom!

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gary d van deventer

June 8th, 2020 Cocoa, FL DETAILS arrow_drop_down
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very good service and very friendly people

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Reply from Freedom Debt Relief

Jun 09, 2020

Gary, thank you for your review. We strive to provide the best client experience available. Remember, to track your progress, go to the Client Dashboard! Thank you for allowing Freedom Debt Relief the opportunity to serve your financial needs.

Verified Customer

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Karen Croteau

June 8th, 2020 Costa Mesa, CA DETAILS arrow_drop_down
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Very good experience anytime I needed help with Anything or had questions they were very knowledgeable in what I needed

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Reply from Freedom Debt Relief

Jun 09, 2020

Thank you for leaving us your feedback, Karen! Our team of professionals is happy to assist you whenever you need them! Please continue to reach out to Client Services if you have any questions or concerns regarding your account. They can be reached at 1(800)-655-6303 or by accessing your Client Dashboard. Thank you for choosing Freedom Debt Relief!

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Deborah Crane

June 8th, 2020 East Stroudsburg, PA DETAILS arrow_drop_down
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people are knowledgeable and strive to keep you up to date on your progress.

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Reply from Freedom Debt Relief

Jun 09, 2020

It's our pleasure, Deborah! We are glad we could keep you informed throughout your graduation path. Please don't hesitate to reach out to Client Services if you ever have any questions at (800) 655-6303. Thank you for letting Freedom Debt Relief be your partner on your journey to a debt-free future.

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Ruth Heaton

June 6th, 2020 Tucson, AZ DETAILS arrow_drop_down
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I have been able to pay off my debt at a reasonable rate, and Freedom Debt Relief was so easy to work with.

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Reply from Freedom Debt Relief

Jun 10, 2020

Thank you so much, Ruth! We are pleased to know we have been able to alter your finances successfully! Feel free to lean on us and to reach out to Client Services if you ever have any questions at (800) 655-6303. Thank you for choosing Freedom Debt Relief to meet your financial needs!

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Sue McLain

June 4th, 2020 Michigan City, IN DETAILS arrow_drop_down
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They are extremely helpful and have shown me how to get my debt back on track. I would highly recommend this company to anyone looking for a way to get out of debt.

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Reply from Freedom Debt Relief

Jun 06, 2020

Hello, Sue! We're appreciative of you taking the time to leave us a review! We're elated to hear about your success within our program and we look forward to you becoming debt-free. If you need assistance, please give Client Services a call at 800-655-6303. Thank you for being a valued client of Freedom Debt Relief!

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Bob Kornegay

June 4th, 2020 Topping, VA DETAILS arrow_drop_down
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All issues were dealt with in a timely fashion and resolved as needed

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Reply from Freedom Debt Relief

Jun 06, 2020

Thank you, Bob, for taking the time to leave us a review! Our negotiations team works hard on reducing your debts' We're here for you every step along the way and if you need our assistance, please call us at 800-655-6303. Thank you for choosing Freedom Debt Relief!

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Janet Hazel

June 4th, 2020 Fletcher, NC DETAILS arrow_drop_down
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I love Freedom Debt Relief. They are very professional on phone, settled many of my accounts before COVID-19 hit. Very understanding at this time, determined to help once back on track after this world crisis. I feel so lucky to have found Freedom Debt Relief. Thank you!

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Reply from Freedom Debt Relief

Jun 04, 2020

Hello, Janet! Thank you for taking the time to leave us a review. Our team is always here for you as we understand resolving debt is not easy. Please give us a call at 800-655-6303 if you have any questions. Thank you for choosing Freedom Debt Relief!

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Miz. Jones

June 2nd, 2020 Antioch, CA

While I had an initial impression of getting help from Freedom Debt Relief, I am now convinced that I could have gotten help faster (and better explained) from another company. The amount I am paying to "resolve my debt" is what I can afford, but I was misinformed about the amount of money Freedom Debt would be taking out of my monthly payments. I could quite possibly be closer to paying off my debts if I didn't have to pay 25% of each payment to the company to do basically nothing. Sure, they contact the companies I owe money to, and supposedly negotiate how much they'll take to resolve the debt. But that isn't much more than a couple of phone calls. I'm due to pay one bill off in another 8 months (!) unless I can pay more each month to my account. Then I will have one bill left to be "negotiated" and paid off. Which means I won't be completely done until sometime in 2022. That also wasn't clear to me at the outcome. Once I get these bills paid off, I will make CERTAIN not to have this happen to me again.

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Reply from Freedom Debt Relief

Jun 03, 2020

We sincerely apologize, Ms. Jones, if you feel we were not transparent concerning our settlement fees. Yes, we do take a fee, however, only after we've successfully reduced the balance owed to the creditor. Also, we intend to resolve as many enrolled balances as quickly as possible. Once all balances have been satisfied, we most certainly can review any options that will accelerate your Graduation Path. Until then, always feel free to contact our Client Services team with any questions regarding your account. Thank you for choosing Freedom Debt Relief to reach your financial goals.

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Silvana

June 2nd, 2020 Fort Myers, FL DETAILS arrow_drop_down
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Everytime they do something, they send me an email with a notification. The first time I called to speak to an agent, he explained to me a lot of everything.

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Reply from Freedom Debt Relief

Jun 03, 2020

Thank you, Silvana, for your great feedback regarding your experience! Our team understands that resolving debt is not the easiest thing, and we do our best to make the process as simple as possible while providing genuine service. If you have any questions, please give us a call at 800-655-6303. Thank you for being a valued client of Freedom Debt Relief!

Verified Customer

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Clay

June 2nd, 2020 Hagerstown, MD DETAILS arrow_drop_down
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Everything has been going pretty smoothly for me and happening as they told me it would so it seems like they're on top of it from their end. The times I've called in I had no trouble getting through. They all seem pretty knowledgeable and friendly and undesrtanding. It seems like they truly want to help.

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Reply from Freedom Debt Relief

Jun 03, 2020

Hello, Clay! We're elated to hear about your experience with our team. We take pride in providing world-class customer service to our clients and we look forward to assisting you further. If you have any questions, please give us a call at 800-655-6303. Thank you for choosing Freedom Debt Relief!