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Beyond Finance

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6.5

Overall Score

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Vicki C. Liverpool, NY

This was a stressful decision I had to make and I'm so glad to be working with Beyond Finance. The rep I worked with, Conrad D., was beyond kind and professional. He made the process very easy. I'm am at the beginning of the process but so far things have gone very well.

6 months ago

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Reply from Beyond Finance

Welcome to the program, Vicki! We know that being burdened by debt can be stressful, so we’re glad you found us! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program. Thanks for choosing Beyond Finance! - Client Success Team

Sep. 15th, 2022

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Tony Langley Cookeville, TN

Felt unsure about giving my financial information to a complete stranger. My representative made that unsure feeling disappear with genuine concern and attention to my dire credit situation due to unforeseen health complications.

6 months ago

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Reply from Beyond Finance

Hi Tony, Thanks for the feedback! We want all of our clients to have a great experience with our program. We’re happy that our representative was able to make you feel comfortable during the onboarding process! During your program, keep track of your progress by viewing your program online [https://www.beyondfinance.com/] or by contacting us with questions at [email protected] or 800-282-7186. We’re here to help. - Client Success Team at Beyond Finance

Sep. 15th, 2022

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Lorrie Lomira, WI

So far they’re great company I have not been with them very long but a few days this rating is OK for now but I will let you know more later on how the company is doing so far there a great company they are doing well for me

6 months ago

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Reply from Beyond Finance

Welcome to the program, Lorrie! Thanks for taking the time to review us! We know that being burdened by debt can be stressful, but we’re excited to help you take your first steps towards a brighter financial future. We’re committed to keeping you informed as progress is made on your debt resolution journey: you can always track your debt resolution progress by viewing your program online [https://www.beyondfinance.com] or contacting us with questions at [email protected] or 800-282-7186. We’re here for you. - Client Success Team at Beyond Finance

Sep. 14th, 2022

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Lancelot Collymore Las Vegas, NV

From the beginning of the the conversation to the end; I was treated With the Most courtesy and respected, any person can expect to be treated. Also very knowledgeable in their work. Take it from me I had a wonderful experience on this call. Thank you, Lancelot

7 months ago

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Reply from Beyond Finance

Hi Lancelot, Thanks for the feedback! We want all of our clients to have a great experience with our program–we’re happy that our Client Success team gave you the support you needed. As always, you’re welcome to contact us any time at [email protected] or 800-282-7186. - Client Success Team at Beyond Finance

Aug. 16th, 2022

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Rebecca Robinson Murfreesboro, TN

Albeit I have just begun my venture with Beyond Finance the customer service level is through the roof. I’ve spoken with 4 different representatives, and they are consistent with professionalism, knowledge of the product and kind. I feel confident that I will continue to receive the same level of service and support.

7 months ago

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Reply from Beyond Finance

Rebecca— Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program. Thanks for choosing Beyond Finance! - Client Success Team

Aug. 10th, 2022

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Beverly Simmons Dyersburg, TN

This is new to me I’m a little nervous maybe in a couple of months I can rate the company they were very nice and explain everything in details they wanted to listen and answer all my questions and doubts I’m excited about how this works and want to be successful in the program.

7 months ago

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Reply from Beyond Finance

Thanks for leaving us a review, Beverly! We’re so glad that you chose to enroll in the program, and we can’t wait to help you move beyond debt. We’re dedicated to keeping you up-to-date with your progress throughout your journey! You can track your debt relief progress by viewing your program online [https://www.beyondfinance.com/], or by contacting us at [email protected] or 800-282-7186. Thanks for choosing Beyond Finance! - Client Success Team

Aug. 10th, 2022

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shannon davis Nashville, TN

I like to thank Daniel and Cynthia for being working hard and committed on make my life feel wth easy I thought at first this a joke but once they broke it down it took the weight off my chest I've hold too long now time to push forward and put my best into wht I want accomplished. Thank you hi 👋 ☺️

8 months ago

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Reply from Beyond Finance

Thanks for the positive feedback, Shannon! We know that being in debt can be stressful, so we’re glad that our team was able to explain our program to you and prepare you to begin your debt resolution journey. All in all, it's great that our program is making you feel better about your financial future. During your program, keep track of your progress by viewing your program online [https://www.beyondfinance.com/] or by contacting us with questions at [email protected] or 800-282-7186. We’re here to help. - Client Success Team at Beyond Finance

Jul. 20th, 2022

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Tor Duncan Lawton, OK

Made it easy to understand my financial situation and ways that they'll work with me and my creditors to help me regain control of my financial future. I can rest easy knowing that with this program I don't have to figure out which bill i can afford to pay and which one will fall by the wayside and destroy my reputation and credit. Thank you Beyond Finance!

9 months ago

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Reply from Beyond Finance

Hi Tor, We know that being in debt can be stressful, so we’re glad to hear that our program is making you feel hopeful about your financial future and helping you regain control over your finances. During your program, keep track of your progress by viewing your program online [https://www.beyondfinance.com/] or by contacting us with questions at [email protected] or 800-282-7186. We’re here to help. - Client Success Team at Beyond Finance

Jun. 29th, 2022

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Christine Hrinda Staten Island, NY

I came across this company on Google when I was inquiring about credit card consolidation & saw how reputable they were & BBB accredited, so I called & ended up starting the program. Very pleased with the customer service I received during the call & would highly recommend their service. Rep was very helpful, knowledgeable, & understanding. I feel better already knowing I'm on the path to fixing my credit & getting rid of debt that's been weighing me down.

11 months ago

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Reply from Beyond Finance

Hi Christine, We’re so happy that you chose to enroll in the program, and we can’t wait to help you move beyond debt. We’re committed to keeping you up-to-date with your progress throughout your debt relief journey! You can track your progress by viewing your program online [https://www.beyondfinance.com/], and contact us with any questions at [email protected] or 800-282-7186. - Client Success Team at Beyond Finance

Apr. 20th, 2022

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Cathryn Griggs Paris, TN

I was hesitant to consolidate my debt, but after a quick internet search, I found this company. I worked with Terry H and he helped answer all of the questions one might have when they’re new to debt consolidation. I haven’t felt such a sigh of relief in years and I look forward to celebrating the next 4 years with all of the money I am going to be saving because of this company. I am grateful for this company for giving me my quality of life back and to not feel as hassled with credit card debt anymore. Cut the plastic and pay it off! This company will help you achieve those goals!

11 months ago

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Reply from Beyond Finance

Welcome to the program, Cathryn! Thanks for taking the time to review us! We know that being burdened by debt can be stressful, but we’re excited to help you take your first steps towards a brighter financial future! We’re committed to keeping you informed as progress is made in your debt resolution journey: you can always track your debt resolution progress by viewing your program online [http://portal.beyondfinance.com] or contact us with questions at [email protected] or 800-282-7186. - Client Success Team at Beyond Finance

Apr. 13th, 2022

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Donna Messick

They explained the entire process. Help me pick the option that was best for me.

1 month ago

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Reply from Beyond Finance

Donna— Congratulations on taking the first step toward financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program. Thanks for choosing Beyond Finance! - Client Success Team

Feb. 22nd, 2023

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charles Wilson Houston, TX

Agent was so nice, professional,took up time to help me.You need more employees like him.

1 month ago

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Reply from Beyond Finance

Thanks for your lovely review, Charles! We’re so happy you had such a great experience with one of our representatives. We put a lot of work into helping our clients move toward a brighter financial future with care and kindness, so we’ll be sure to pass your wonderful words on to the rest of our team. Thanks for choosing Beyond Finance! —Client Success Team

Feb. 17th, 2023

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Lori O'Fallon, MO

Akala was very kind and helpful. It’s hard to make the call but she made it much easier.

1 month ago

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Reply from Beyond Finance

Hi Lori— We’re happy that you had such a great experience with our representative, Akala! Client support is top of mind for us, so knowing you felt cared for during your call is terrific to hear. We’ll be sure to pass your kind words on to Akala and we’ll continue to be here for you if you ever need any more support! —Client Success Team at Beyond Finance

Feb. 16th, 2023

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Chris Marbella, MA

While paying minimum balance, my credit rating went down subtantially and upon a costly divorce involving real estate division, I needed to recover financially avoiding tapping into my 401(k) as in a high tax bracket. Shopping around for loans, I was directed to Beyond Finance and did not hear before about that Debt Resolution program. I used it for 3 credits over a period of 3 years, graduated last month and joined again for two remaining credit card accounts as I was quite pleased with the program. One's situation needs to warrant that form of help, yet I don't have any regrets and where my FICO rating went from 845 to about 550 during that phase, it could recover within a few months once the original creditors are paid. I had very helpful and patient representatives and I feel that Beyond Finance can be a lifesaver if one can qualify.

1 year ago

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Reply from Beyond Finance

Hi Chris, Thanks for the positive feedback, and congratulations on moving beyond debt! Our goal is to get our clients back on track financially, and we’re so glad to hear our program is helping you accomplish that! Thanks again, Client Success Team at Beyond Finance

Mar. 4th, 2022

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Yahoo Miami, FL

Everyone was professional and friendly. They made the whole process less humiliating. A special thank you to Katianna.

2 months ago

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Reply from Beyond Finance

Thanks for your lovely review! We’re happy you had such a great experience with our team. We put a lot of work into helping our clients move toward a brighter financial future with care and kindness. Thanks for choosing Beyond Finance! —Client Success Team

Jan. 4th, 2023

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LINDA EINHOLZ Houma, LA

The company was very courteous and polite explaining everything in detail that I needed to know about this program that I was coming into For my Debt Settlement.

4 months ago

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Reply from Beyond Finance

Hi Linda— Your great feedback means so much to us. Our goal is always to help clients to feel comfortable with their programs and how it works before we begin. Now that you’ve enrolled, we can start facilitating resolutions with your creditors so that you can live a better, debt-free life! We’re happy to be on this journey with you. Thanks for choosing Beyond Finance. - Client Success Team

Dec. 1st, 2022

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Miranda Snow Oceanside, CA

I am so beyond frustrated with this company. I was seeking options that were not bankruptcy and came across Beyond. I feel as though it has turned into, if it’s too good to be true, it probably is. When I first started the program, accounts were being settled fairly quickly and I could start to see the light at the end of the tunnel on paying off debt as I am trying to put this behind me so that I can move forward with life. Last week I was under the impression that I was ready to graduate early as I gave this company every cent needed to pay off my remaining accounts and get my last account into settlement. I received a notification of my final account being settled, then with no communication whatsoever, apparently the creditor cancelled the settlement and this was not communicated to me at all by Beyond. I am so incredibly disappointed in the lack of communication from this company regarding my account and when IMPORTANT things like these happen. I honestly think that they are dragging their feet on settling this last account as a way to continue collecting money from me and NOT get me out of debt. Whenever I call to express my frustration I am met with canned answers and nothing being escalated up to proper parties. I could go on and on about the other disappointments this company has delivered but this could be an even lengthier review. All I want is to graduate and be done with this nightmare. It started out pleasant and now it has left me with such a sour taste in my mouth and NO ONE is willing to help me. If I had known them, what I know now, I would not recommend Beyond Finance to anyone. Signed, a crushed and defeated customer.

5 months ago

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Reply from Beyond Finance

Thank you for the feedback, Miranda. We are looking into this for you and will be reaching out as soon as possible to resolve this matter. In the meantime, you can contact us at 800-282-7186 or [email protected] to speak directly with a member of our team. - Client Success Team

Oct. 20th, 2022

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Fanisha Houston, TX

Great experience so far. Looking forward to this Financial lifestyle change. They helped me log into the app. Made sure I had a clear understanding of everything. Great customer service.

6 months ago Edited September 12, 2022

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Reply from Beyond Finance

Thanks for the positive feedback, Fanisha! We know that being in debt can be stressful, so we’re glad to hear that our program is helping you take steps toward a brighter financial future! During your program, keep track of your progress by viewing your program online [https://www.beyondfinance.com/] or by contacting us with questions at [email protected] or 800-282-7186. We’re here to help. - Client Success Team at Beyond Finance

Sep. 15th, 2022

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Peter adams

I Reached out to this program following up from a previous program that I was on the was too costly for me . the fees for Beyond Finance are so much better than other companies. And the process are nearly half of the time and cost I will be very appreciative of this process with Beyond Finance and recommended to others

6 months ago Edited September 9, 2022

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Reply from Beyond Finance

Hey there Peter, Thanks for the great feedback! We are glad to hear that our program is working for you so far! We’re here to support you. Remember that you can reach out to us with any questions or concerns at [email protected] or 800-282-7186. Client Success Team at Beyond Finance

Sep. 15th, 2022

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Kirsten Nesja Chippewa Falls, WI

My experience with Chris U at Beyond Finance has been very smooth and has relieved so much stress from our lives. I would highly recommend this program and Chris if you are feeling overwhelmed with your debt.

7 months ago

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Reply from Beyond Finance

Hi Sarah! The fact that you had such a great experience with our rep, Chris , is music to our ears! It’s vital to us that our team is able to be there for you in a way that makes you feel comfortable, supported and fully informed. Thanks for letting us know that we’re on the right track! Client Success Team at Beyond Finance

Aug. 25th, 2022

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L A Nelson Las Vegas, NV

Considering I am the debtor, BF has been extremely kind in person and via email, in addition to providing assistance and lots of other potential resources. Don't know how they do it

7 months ago

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Reply from Beyond Finance

Hi LA, Thanks for leaving us such a great review! We’re happy to hear that our client service is living up to your expectations. As always, you’re welcome to contact us at [email protected] or 800-282-7186. Thanks for choosing Beyond Finance! - Client Success Team at Beyond Finance

Aug. 3rd, 2022

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Loura Layton West Palm Beach, FL

I was given the wrong information regarding the settlement process. I was told the two loans I wanted to settle wouldn’t effect my credit. I have a great credit score and explained I wouldn’t be interested if the settlement would effect my credit score. The agent reassured me that the creditors would be contacted and the creditors wouldn’t charge any late fees or interest fees whiled the process was being negotiated. I signed All paperwork regarding the settlement to be told after the fact that no negotiation would be done until accounts were 120 to 190 days delinquent. I then explained to the agent who was setting up the financial statement that I was misinformed and to cancel the agreement.

8 months ago

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Reply from Beyond Finance

Thank you for the feedback, Loura. We always aim for transparency with regard to our process, and we're sorry that you feel the credit implications of the program were not explained clearly. To be clear, participating in our debt resolution program will likely adversely impact your credit for a time. While you may temporarily take one step back in terms of your creditworthiness, you’ll take five steps forward with resolving debt. Once your debt is finally resolved, the effect on your credit can actually be very positive. Practicing positive credit behavior can help you build your creditworthiness back up over time. We are sorry to hear that our program was not the right fit for you. We’re sad to see you go, but wish you the best of luck in moving beyond debt. We are currently reviewing your calls with our team to find out what happened here and improve our process in the future. If you have any additional questions or concerns, or if you simply want to discuss your experience further, do not hesitate to reach out to us with any other questions or concerns you may have (phone: 800-282-7186 / email: [email protected]). - Client Success Team

Jul. 20th, 2022

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Christi Fort Wayne, IN

From the first phone call to the last they made me feel at ease. They explained everything and just made the first step for me a lot easier. Looking forward to becoming debt free!

8 months ago

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Reply from Beyond Finance

Christi — Thanks for the feedback! We want all of our clients to have a great experience with our program. We’re happy that our Client Success team was able to answer all of your questions about our process and prepare you to begin your debt resolution journey. As always, you’re welcome to contact us any time at [email protected] or 800-282-7186. - Client Success Team at Beyond Finance

Jul. 20th, 2022

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Rj Phillips

I really dislike when companies ask for reviews before they've done anything but here goes customer service seems to know what they're doing and after reading the reviews I changed part of my contract and they didn't give me a problem so I give them kudos for that... It didn't change my payment at all so I'm only saving maybe $25 so far but if they can get my debt cut in half this journey will be worth it only time will tell I make my first payment next month and honestly I'm terrified that it will bite me in the butt but I'm glad that Beyond finances at least giving me a chance to try to rectify my bills. I'm only 36k in debt and on a very limited income I was hoping to get help with my entire debt but companies are only interested in credit cards for overcharging interest anyways. I'll update this later when I've had more time with this company and see what they actually accomplish fingers crossed

11 months ago

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Reply from Beyond Finance

Hi RJ, Thank you for sharing your initial impressions of our program so early in your debt relief journey. We are glad to hear that so far, your experience with our team has met your expectations and you've been able to make desired changes to your program. Our program is designed to have our clients as much time and money as possible as we help them resolve their debts. We look forward to helping you move beyond debt and are always available to provide support during your program at [email protected] and 800-282-7186. Thank you, Client Success Team at Beyond Finance

Apr. 13th, 2022

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Barbara Ann Fidler Newark, DE

Everyone helpful and knowledgeable. Explained everything to me.

1 month ago

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Reply from Beyond Finance

Thank you for sharing, Barbara! We are so happy to hear that you’re having a good experience with our team and that they've been able to fully explain our process to you. We’re here to support you. Remember that you can reach out to us with any questions or concerns at [email protected] or 800-282-7186. - Client Success Team at Beyond Finance

Feb. 17th, 2023

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Agnes appiah Odenton, MD

I actually like the way the team worked with me to resolve my debt problems!

1 month ago

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Reply from Beyond Finance

Thank you for sharing, Agnes! We are so happy to hear that you’re having a good experience with our team so far. We’re here to support you. Remember that you can reach out to us with any questions or concerns at [email protected] or 800-282-7186. - Client Success Team at Beyond Finance

Feb. 17th, 2023

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Justin Garcia Albany, NY

I have a hard time understanding all the negative reviews. I enrolled 3 types of debt a when I started in the program last month and agreed on a twice a month deposit into my escrow account. I make my first deposit and BOOM, I get a settlement offer from my first enrolled account; 14,000 down to 6,000. People are complaining that there are fees. Yes, this is a buisness and given they're representing you with your creditors and saving you tons of money, it's worth it. I encourage more people to give beyond finance a chance.

1 year ago

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Reply from Beyond Finance

Hi Justin, Thank you for sharing your experience! We're so glad to hear that our program is working for you and helping you resolve your debt! Your first resolution is an important financial landmark to reach, and we’re excited to be helping you along on your debt relief journey. Thank you for choosing Beyond Finance! - Client Success Team at Beyond Finance

Feb. 18th, 2022

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Sue Owens Jacksonville, FL

The first contact exceeded all expectations in terms of knowledge of program, interpersonal skills, direction and assistance in completing the documents. She made the experience enjoyable and satisfying. She was a total pleasure and reassuring. Very professional. The second contact was knowledgeable and helpful. Kudos to the entire process of the implementation of the valuable program.

1 year ago

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Reply from Beyond Finance

Hi Sue, Thanks for leaving us such a great review! We’re happy to hear that our client service has exceeded your expectations so far and that our representatives have been able to support you through your program onboarding and answer all of your questions. We encourage you to keep reaching out to us whenever you have questions about your program at [email protected] or 800-282-7186! - Client Success Team at Beyond Finance

Feb. 18th, 2022

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Judy Flowers Aspen, CO

I wasn’t sure about the call but the spokesperson assured me all was above board. She is very knowledgeable and walked me through the process When I realized how far in debt and the interest I was paying month I felt ashamed that I let it go that far. I feel like I can actually get out of debt instead of ingnoring my debt. I have hope for the future. Thank you.

1 year ago

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Reply from Beyond Finance

Welcome to the program, Judy! We know that being burdened by debt can be stressful, but we’re excited to help you take your first steps towards a brighter financial future. We’re committed to keeping you informed as progress is made in your debt resolution journey: you can always track your debt resolution progress by viewing your program online or contact us with questions at [email protected] or 800-282-7186. - Client Success Team at Beyond Finance

Feb. 9th, 2022

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Chewie B Chattanooga, TN

I only started my journey with Beyond Finance a couple of days ago, but I have to say, it has been an extremely pleasant experience so far! They have been able to answer all of my questions and we're incredibly helpful with helping me figure out what I need to do to get my debts settled. The pandemic has hit many of us really hard, and it is nice to see companies helping the average person get out of debt caused by life's issues.

1 year ago

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Reply from Beyond Finance

Thanks for leaving us a review so early in your program, Chewie! We are happy that you chose to enroll, and we are glad to hear that our team has answered all of your questions and helped you get your program set up. We’re committed to keeping you up-to-date with your progress throughout your debt relief journey! We encourage you to track your progress by viewing your program online and contact us with any questions at [email protected] or 800-282-7186. - Client Success Team at Beyond Finance

Jan. 20th, 2022

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Jeffery Day Saraland, AL

WAS ABOUT TO ENTER BANKRUPT PROTECTION . HAD MET DISCUSS MY PROBLEMS. .THINKING ITWAS MY BEST CHOICE STILL WAS RESEARCHING WHAT LAWYER HAD SAID WHEN SAW THREE WORDS "THERES BETTER SOLUTIONS". THOSE WORDS CHANGE MY DIRECTION IN WAYS I DIDNT SEE. NOW IM ON A PATH OF SOLVING A COMPLEX FINANCAL PROBLEM AM IN. BEST OF ALL WONT HAVE CHARTER 13 TIED TO MY NAME AN WALLET FOR LIFE.

1 year ago

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Tony G

My representative answered all my questions and achieved or exceeded my expectations. Great job.

2 months ago

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Reply from Beyond Finance

Hi Tony,   Thanks for the feedback! We want all of our clients to have a great experience with our program—we’re happy that our Client Success team was able to answer all of your questions. As always, you’re welcome to contact us any time at [email protected] or 800-282-7186. - Client Success Team at Beyond Finance

Feb. 3rd, 2023

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Baby Simba Denver, CO

Very helpful!!! Every customer representative has been very helpful, I am beyond grateful for them!

2 months ago

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Reply from Beyond Finance

Hey there!   Thanks for the great feedback! We are glad to hear that you had a great experience working with our team, and we can't wait to help you move beyond debt! We’re here to support you. Remember that you can reach out to us with any questions or concerns at [email protected] or 800-282-7186. - Client Success Team at Beyond Finance

Feb. 3rd, 2023

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Michele Fullum Buffalo, NY

The communication, the friendly and professional workers. Making sure I understood everything. The willingness to help

3 months ago

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Reply from Beyond Finance

Hi Michele, Thanks for the feedback! We want all of our clients to have a great experience with our program—we’re happy that our Client Success team gave you the support you needed during this journey. As always, you’re welcome to contact us any time at [email protected] or 800-282-7186. - Client Success Team at Beyond Finance

Jan. 4th, 2023

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Jan Ungacta Del Valle, TX

Friendly, knowledgeable and made me feel at ease. I’d recommend to anyone looking for help with debts.

3 months ago

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Reply from Beyond Finance

Hi Jan, Thanks for the great feedback! We are glad to hear that you're having a good experience with our program and our team! We’re here to support you. Remember that you can reach out to us with any questions or concerns at [email protected] or 800-282-7186. Thanks, Client Success Team at Beyond Finance

Dec. 19th, 2022

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Don Ho Torrance, CA

What they basically tell you to do is to ignore all your creditors, for months, or even years. Only after your credit takes a beat down that they start to negotiate with your creditors, which you can easily do yourself without paying beyond. One of my creditors threatened to take me to court, so I opted to handle this ONE creditor (out of 4) on my own, beyond kindly agreed to let me handle it on my own, however never warned me that they had already charged me 2100 . DO NOT use this service. They call you more than your creditors, and charge ridiculous amounts for doing nothing.

5 months ago

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Reply from Beyond Finance

Don, Our goal is to be as transparent as possible about our debt resolution program, which includes being upfront with our clients about our process, timeline, and fees. An essential part of the program is for clients to delay payment to their creditors and make regularly scheduled deposits into a Dedicated Account. The money you save in this account will eventually be used to satisfy any obligations you have to your creditor. It is entirely our clients’ choice to delay payment to their creditors while we work with them to resolve their debt. As stated in our Welcome Kit, delaying payment to creditors helps give us the leverage needed to make resolutions and get you out of debt as soon as possible. Our clients are welcome to withdraw any debt from our program at any time. If you do, you are entitled to the return of any money you accumulated less any fees earned by Beyond Finance. We’d love the opportunity to continue working with you, and are keen to further discuss your experience and get this resolved. A member of our team will be reaching out shortly to speak with you. - Client Success Team at Beyond Finance

Oct. 20th, 2022

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OdinXVIIXII JB Dallas, TX

This has relived so much burden & uncertainty! Team has done a great job of getting me back on track to being debt free and fiscally sound again.

5 months ago

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Reply from Beyond Finance

Thanks for the amazing feedback! We know that being in debt can be stressful, so we’re glad to hear that our program is making you feel less worried about your financial future. During your program, keep track of your progress by viewing your program online [https://www.beyondfinance.com/] or by contacting us with questions at [email protected] or 800-282-7186. We’re here to help. - Client Success Team at Beyond Finance

Oct. 19th, 2022

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Joyce Gretna, LA

Your representative that was there to help me was very nice and informative of what would be happening for us to take this step towards getting out of debt.

6 months ago

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Reply from Beyond Finance

Hi Joyce, Thanks for leaving us such a great review! We’re happy to hear that our client service is living up to your expectations. As always, you’re welcome to contact us at [email protected] or 800-282-7186. Thanks for choosing Beyond Finance! - Client Success Team

Sep. 28th, 2022

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Donna Jackson Huntsville, AL

Finding financial assistance with Beyond Finance has been such a relief. Being in constant turmoil over how to get your bills paid is way too stressful.

6 months ago

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Reply from Beyond Finance

Thanks for leaving us a review, Donna! We’re so glad that you found us and chose to enroll in the program, and we can’t wait to help you move beyond debt. We’re dedicated to keeping you up-to-date with your progress throughout your journey! You can track your debt relief progress by viewing your program online [https://www.beyondfinance.com/], or by contacting us at [email protected] or 800-282-7186. Thanks for choosing Beyond Finance! - Client Success Team

Sep. 15th, 2022

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Larie Shepherdsville, KY

I was really nervous about taking this step but Nathaniel was very professional and extremely helpful. He was very thorough with explaining everything to me.

6 months ago

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Reply from Beyond Finance

Welcome to the program, Larie! Thanks for taking the time to review us! We know that being burdened by debt can be stressful, but we’re excited to help you take your first steps towards a brighter financial future. We’re committed to keeping you informed as progress is made on your debt resolution journey: you can always track your debt resolution progress by viewing your program online [https://www.beyondfinance.com] or contacting us with questions at [email protected] or 800-282-7186. We’re here for you. - Client Success Team at Beyond Finance

Sep. 15th, 2022

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Donnie Young Orlando, FL

I liked the idea of Beyond getting in contact with the business or company and negotiate a plan or payoff amount without all of the finance charges that these companies charge.

6 months ago

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Reply from Beyond Finance

Thanks for leaving us a review, Donnie! We’re so glad that you chose to enroll in the program, and we can’t wait to help you move beyond debt. We’re dedicated to keeping you up-to-date with your progress throughout your journey! You can track your debt relief progress by viewing your program online [https://www.beyondfinance.com/], or by contacting us at [email protected] or 800-282-7186. Thanks for choosing Beyond Finance! - Client Success Team

Sep. 14th, 2022

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Mervyn Ramadhan Kabinjo Paragould, AR

I had a great conversation with the representatives who took me through the details of becoming debt free and they were patient and understanding because I was always interrupting them

6 months ago

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Reply from Beyond Finance

Hi Mervyn, Thanks for the feedback! We want all of our clients to have a great experience with our program—we’re happy that our Client Success team was able to fully walk you through our program and how it works! As always, you’re welcome to contact us any time at [email protected] or 800-282-7186. - Client Success Team at Beyond Finance

Sep. 14th, 2022

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John Thompson Tulsa, OK

Les P Was outstanding to work with. The entire process was extremely seamless. I couldn’t have had a better experience. Thank you for helping me through every step.

7 months ago

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Reply from Beyond Finance

Hi John, Thanks for the feedback! We want all of our clients to have a great experience with our program–we’re happy that our Client Success team gave you the support you needed during this process. As always, you’re welcome to contact us any time at [email protected] or 800-282-7186. - Client Success Team at Beyond Finance

Aug. 22nd, 2022

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Ann Durfee Birmingham, AL

From the time I called for help I knew they were good at their jobs. They explained throughly how the program works. They walked me through each phase of the journey.

7 months ago

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Reply from Beyond Finance

Hi Ann, Thanks for the great feedback, and congratulations on moving beyond debt! We are glad to hear that you're feeling confident about your debt resolution journey and got the support you needed from our team from the very beginning! Thanks, Client Success Team at Beyond Finance

Aug. 12th, 2022

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Jewelleah Kempers Los Angeles, CA

I need everyone who reads this to understand something extremely important about this company. If you value your credit SCORE, run from these people. But if you simply do not care about your score and want to reduce the amount you owe....FILE BANKRUPTCY INSTEAD. Because no matter what, these people are NOT paying down your owed balances! Nope! I can prove it! My credit report from experian shows all of my trade lines and the amounts paid for each one for all the years they have been open. Beyond Finance paid NOTHING on the 6 accounts I handed over to them to manage. Nothing! Then after 6 months of NO PAYMENTS my trade lines began DISCHARGING THE DEBT AND CLOSING THE ACCOUNTS. And because of 6 months of fees many accounts went over their limits! So for example, my limit was 4400 on one account. I owed them 3600. After 6 months of Beyond Finance telling me to ignore all calls and letters from the creditors, this account now says C.O. (charged off) and CLOSED AT CREDITORS REQUEST. My credit report shows a high balance of 4580 and an amount of $50 paid in settlement, 4530 dis charged (written off as bad debt) therefore, I now look like a total flake who goes over my limit then runs without paying! This is what Beyond Finance does! I sincerely with all my heart believe that every positive review here has only just signed up with this company and has yet to experience the damage and the theft of their credit and money. Bankruptcy would be safer, kinder and save you more money by far. I am about to take this company to court and make them answer for their crimes, if anyone wants to join me in a multi-party lawsuit, contact me on Facebook: Jewelleah Kempers Oh and one more critical point I need to make is that their company "responses" published below this review are AUTO RESPONDER REPLIES that showed up 10 seconds after I submitted this review, BEFORE IT WAS EVEN PUBLISHED ON THE WEBSITE TO THE PUBLIC. They have several varieties of responses but this one was the exact same response as another client received, and again it immediately showed up after I hit the submit review button. They do not read these and do not intend on "fixing" their profitable scam! That's all I can say is: RUN!

7 months ago Edited August 17, 2022

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Reply from Beyond Finance

We appreciate you sharing your feedback, Jewelleah. We always aim for transparency with regard to our process, and we're sorry that there's been some confusion about how our program works. We pride ourselves on prioritizing our clients’ best interests while we work with their creditors. From the time of enrollment, our team actively works to reach resolutions that save you as much money as possible. Because we customize each program to meet every client's specific needs, resolution times may vary and it can potentially take up to six months or longer to reach your first resolution and subsequent ones. Wed’d like note that after this initial period, many of our clients see their scores improve as their debt is resolved. Our surveys show that while 30% of our clients had the same score they entered and exited the program with, an additional 50% of our clients actually saw their creditworthiness improve by the time they graduated. We’d like to further discuss your experience with our program. Please give us a call at 800-282-7186 or email [email protected] with your name, email address and phone number so we can get in touch as soon as possible. It’s important to us at Beyond Finance that we’re able to address your concerns. - Client Success Team

Aug. 15th, 2022

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Chelsea Barber LA

Whatever you do not do it! It is a huge scam. The money that you owe the banks, just call your banks and ask them to turn off your credit cards and that you can pay them off. Beyond finance will end up making you spend the same amount of money, if not more because they’re cut off the top is the equivalent of what you owe at the very end. If they settle something for $11,000, believe you will be paying $17,000 for that. No one will ever contact you, no one will ever have information, no understand what’s going on and why you were so frustrated. When you give them basic math, they still say well we saved you half, but what they’re not saying is we may have saved you half of the banks and paid the bank half, but we also took a lot of money for ourselves. So basically yes you may have said giving it to pacifically to the bank, but you’re giving another house specifically to now which is just as much as what you owe. You were basically paying the same amount of money to ruin your credit score for years. I have completely graduated out of Beyond Finance within two years, paying way more money than I even owe to begin with. I went in $27,000 due to the pandemic not being able to work for a year. I foolishly called a credit relief that sold me to the devil. I am now paying about $28,000 total with all of their fees. When I started my credit score was 740, within two years it got as low as 495 by being with Beyond Finance. Now it is 635 which is still poor. I’ve paid everything off, and I owe nothing left. I’ve paid more than I ever owed to begin with. This was the biggest mistake I’ve ever made in my life and I really hope that someone reads this and does not sign up with accredited, freedom, debt relief, because they will sell you to this party. They are rude, and they do not know what they are doing. This whole company is a major scam. Please stay very very far away.

7 months ago

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Reply from Beyond Finance

Thank you for the feedback, Chelsea. We are looking into this for you and will be reaching out as soon as possible to resolve this matter. In the meantime, you can contact us at 800-282-7186 or [email protected] to speak directly with a member of our team. - Client Success Team

Aug. 12th, 2022

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Nancy Hamburg, NY

So far I really liked how everything was explained and reexplained (if needed) with such clarity and patience. I’m excited to get myself back on track.

7 months ago

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Reply from Beyond Finance

Nancy— Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program. Thanks for choosing Beyond Finance! - Client Success Team

Aug. 3rd, 2022

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Sandy W Foust Calvert City, KY

So far I enjoy your positive attitude to my situation. Your continue contact with me about the progress of the program. I feel your are and are going to be of a great benefit to my future.

7 months ago

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Reply from Beyond Finance

Sandy— Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program. Thanks for choosing Beyond Finance! - Client Success Team

Aug. 3rd, 2022

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Pamela Moretz Oak Ridge, TN

The two ladies I spoke with explained everything was knowledgeable of the way the plan works. I would recommend anyone with debt to go with this company.

8 months ago

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Reply from Beyond Finance

Hi Pamela, Thanks for the feedback! We want all of our clients to have a great experience with our program—we’re happy that our representatives were able to fully explain our process to you and prepare you to begin your debt resolution journey. As always, you’re welcome to contact us any time at [email protected] or 800-282-7186. - Client Success Team at Beyond Finance

Jul. 20th, 2022

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Jillian Grand Rapids, MI

Don't do it! Beyond has had 25k of my money to settle all of my debts since 3/17/22. They have sat on the last debt for four months. I called the creditor myself and they told me Beyond had called them one time on 6/17/22 AFTER I asked Beyond for the status. Beyond promised to pay on 6/30/22 (no idea why they delay after I approve) and did NOT pay as promised until 7/11/22 when I AGAIN called the creditor who confirmed they had not yet been paid. They do not connect their customers with the individuals who are actually doing the work. Their responses are either completely wrong or a template answer. Of course they took their fee for this settlement on 7/1/22 LOL. I paid Beyond almost 9k in fees and wouldn't complain if they simply did their job. There are better options out there for you.

8 months ago

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Reply from Beyond Finance

Jillian — We appreciate your feedback and we're sorry to hear that your experience with our program and our team did not live up to your expectations. Our Client Success Team is the best equipped to help our clients navigate their programs and resolve issues. After a careful review of your account, we have determined that a member of our team has reached out to you to discuss your program in detail and address your concerns. If you have any additional questions, please feel free to reach out to our Client Success team through our live chat support, at [email protected] or at 800-282-7186. Client Success Team at Beyond Finance

Jul. 20th, 2022