Accredited Debt Relief verified Companies can verify their Best Company profile through contacting us. Once a company profile has been claimed and verified by Best Company, we work with the company to ensure the information on our site is as accurate as possible.

9.0

Overall Score

711 User Reviews

Visit Site
1-(866) 819-5224
Call Now

Accredited Debt Relief works with a highly experienced team of negotiators to help customers settle debt from credit cards, medical expenses, and unsecured payments. According to the company's website, clients that make all of their monthly payments pay around 50 percent of their total enrolled debt before fees. After fees, they pay 68 to 75 percent over 24 to 48 months. The company has been in business since 2008.

Just like the company's name implies, Accredited Debt Relief is highly accredited. The company is accredited with the AFCC, IAPDA, and San Diego Regional Chamber of Commerce. These are the top national accreditations available to debt settlement companies. 

The Good

  • Reasonable Fees 
  • Free Consultation
  • One Representative to Work With
  • Highly Accredited
  • Results
  • Positive Accredited Debt Relief Reviews

Reasonable Fees

Accredited's website discloses that fees are typically 15 to 25 percent. The company asserts, however, that it will only charge four to eight percent annually of the total debt enrolled depending on different state requirements. This pricing is typically for the debt settlement industry, but it is nice that Accredited will spread its fees out over the course of the program. This helps you keep more money when you're strapped for cash. If you can settle your debts and only pay the four percent annual rate of your debts, we recommend working with them. Additionally, Accredited ensures that you don't have to pay a dime until you see results.

Free Consultation 

Accredited Debt Relief provides a free debt consultation. On top of a free consultation, the company offers a personalized approach to every person's financial situation. If you come to them thinking you need settlement, they will only move forward if settlement is the right option for you.

One Representative to Work With

Programs are well outlined on their website, and they assign customers one representative throughout the entire settlement process.

Highly Accredited

Regarding accreditations, Accredited Debt Relief has more than the average debt company. The company is accredited with the IAPDA and is an accredited member of the AFCC. On top of this, Accredited Debt Relief outlines FTC guides for debt settlement companies (they meet all requirements) and even links to a warning the FTC has on debt settlement.

Results

Accredited Debt Relief has successfully negotiated with the following credit card companies:

  • Bank of America
  • Wells Fargo
  • Chase
  • CapitalOne
  • Citibank
  • American Express
  • Sears
  • USAA
  • The Home Depot
  • US Bank
  • HSBC
  • GE Capital
  • Barclays
  • OneMain Financial

Although Accredited Debt Relief cannot guarantee a settlement for every client with these companies, we appreciate that they show results from these 14 companies. In the settlements shown, clients paid 11 to 50 percent of their debt.

Positive Accredited Debt Relief Reviews

In Accredited Debt Relief reviews, clients value the knowledgeable staff. Additionally, customers note that the company's representatives make them feel comfortable throughout the process. One reviewer stated that he wished he had called Accredited Debt Relief sooner.

Visit Site

The Bad

  • Time In Business
  • State Availability
  • Negative Customer Reviews

Time In Business

One downside to Accredited Debt Relief is that they haven't been in business as long as some competitors. The company was founded in 2008. Other companies have been around since the mid to late 90s.

State Availability

Accredited Debt Relief is only available in 33 states.

Negative Customer Reviews

Some customers complained that they wish the company had explained the debt settlement process in more specific detail. However, there were only a select few who stated this.

The Bottom Line

Accredited Debt Relief is one of the most highly accredited debt settlement companies. We love that the company is accredited with the AFCC, and the IAPDA. Not only do they offer a free consultation, but also they assign you one representative to guide you throughout the entire process. If your state is eligible, and you have over $7.5k in debt, we highly recommend you explore this company.

We'll Introduce You!

Call our recommended rep over at Accredited Debt Relief below.

1-(866) 819-5224

User Reviews

4.9

Write a Review
Sort By:
  • 8

    November 11th, 2017 New Baltimore, MI

    Everything was covered in detail but was a little lengthily. (over a hour)

    Helpful?
  • 10

    November 11th, 2017 Fayetteville, NC

    Brandon and the entire staff that helped me were professional, friendly and made certain that I understood everything that said to me in order to help me make my decision.

    Helpful?
  • 10

    November 10th, 2017 St Louis, MO

    My counselor Christopher KnoffKcould not be any more understanding, polite and sympathetic about my situation. I know it is his job, but I felt like I was talking to a friend. In these hard times for me I needed that. So thank you, and thanks to Christopher. Sinerly Colleen

    Helpful?
  • 10

    November 10th, 2017 San Antonio, TX

    A great experience, Bill was very helpful.

    Helpful?
  • 10

    November 8th, 2017 Sidney, NY

    this is my first time trying a debt relief program and jim explained everything to me. what a great guy!

    Helpful?
  • 10

    November 8th, 2017 Florence, AL

    Janet was complete in her explaining the rules and other parts of this agreement. And asked if you had any questions while she was explaining them. Janet was right to the point and was very helpful and took time when she was doing the explaining.

    Helpful?
  • 10

    November 8th, 2017 Livingston, TX

    Helpful, meticulous, explained step by step.

    Helpful?
  • 10

    November 7th, 2017 Bristol, PA

    Bill L was extremely patient, polite and professional. He explained everything with great detail and no question went unanswered.

    Helpful?
  • 10

    November 7th, 2017 Elkhart, IN

    Wonderful experience. My councilor was intelligent and well versed on the product. Every question answered immediately as he walked me through the program. The program itself is pure genius.

    Helpful?
  • 10

    November 6th, 2017 Del Rio, TX

    So far all the information we have been provided has given us a positive outlook on our financial future

    Helpful?
  • 10

    November 5th, 2017 Frederick, MD

    Ben was very informative. It was also a pleasure talking to him on the phone when setting up the account.

    Helpful?
  • 2

    November 5th, 2017 Merced, CA

    I canceled my account days ago and you still took 200 dollars out of my account. over drafting several of my payments. thanks. and thank JoE. because I called him personnaly.

    Helpful?
  • 10

    November 2nd, 2017

    It was great Guy was helpful and the process easy.

    Helpful?
  • 10

    November 2nd, 2017 League City, TX

    Excellent experience! Registration was easy. Looking forward to become debt free.

    Helpful?
  • 10

    November 1st, 2017 Campbell, CA

    My experience thus far has been very positive. Matt G has been very professional and a joy to work with . This has taken a great weight off my shoulders.

    Helpful?
  • 10

    November 1st, 2017 Lubbock, TX

    Very informed and clear on program. All information presented open and up front.

    Helpful?
  • 10

    November 1st, 2017 Phenix City, AL DETAILS

    Value for your money
    Quality of product or service
    Customer Service
    Company trustworthiness

    Excellent staff to work with, got my debt concerns taking care of quickly, highly recommend this company for anyone who needs help with debt relief...

    Helpful?
  • 10

    November 1st, 2017 Rochester, MN

    I had a good experience. They were smart and helpful. Good company.

    Helpful?
  • 10

    October 31st, 2017 Tiburon, CA

    Very clear, compassionate communications. Completely reliable, Rudy called right when we made appointment times, emails were sent as we spoke, he was patient and helpful.

    Helpful?
  • 10

    October 30th, 2017 Albuquerque, NM

    Andie S was extremely knowledgeable and very professional in explaining and taking me though the process! Thank you for making a good experience out of my embarrassing, stressful, financial situation. I feel relief and am happy that there is light at the end of the tunnel. I look forward in getting debt free.

    Helpful?
  • 10

    October 28th, 2017 Brooklyn, NY

    Mr c was so understanding ,he made sure you understood the process.great program......

    Helpful?
  • 10

    October 28th, 2017 Port Richey, FL

    I just can't give enough praise to your Rep Daniel R. I was a literal pain in the butt, however, he was great to talk to and answered my million and one questions to my satisfaction. We spent quite a bit of time on the phone, and I called him repeatedly after all was done with changes and additional accounts to add. He was always gracious and handled every contact professionally and expertly. If he were my employee I'd give him a substancial raise (hint, hint).

    Helpful?
  • 8

    October 27th, 2017

    It was very helpful and the customer service was great.

    Helpful?
  • 10

    October 27th, 2017 Brunswick, OH

    I was in over my head with payday loan debt as well as credit cards. My credit score was sinking fast and no matter how much overtime I worked, I couldn't catch up. The process took about an hour, but Bill was able to get me on a plan for a fraction of what I was paying before.

    Helpful?
  • 10

    October 26th, 2017 Manteca, CA

    I have been working with James for three weeks on getting our settlement program going. Along the way, he has been quick to Reply to all emails and offer assistance as needed.

    Helpful?
  • 10

    October 25th, 2017 Hereford, PA

    The program was very well explained to me by a very pleasant and understandable person.

    Helpful?
  • 10

    October 25th, 2017 Modesto, CA

    Sonny was very helpful in explaining the information.

    Helpful?
  • 10

    October 25th, 2017 Chesapeake, VA

    They were kind, informative, and listened to my needs and wants. It was quick and painless.

    Helpful?
  • 10

    October 24th, 2017 Bedford, PA

    Very nice people that are willing to help are always very helpful. Thanks

    Helpful?
  • 10

    October 23rd, 2017 Roanoke, VA

    Friendly, Informative and Comforting!! GREAT CUSTOMER SERVICE!!

    Helpful?
  • 10

    October 20th, 2017

    Mr. N was knowledgeable, friendly, reassuring, accommodating, honest and succinct in his delivery of the information regarding debt resolution and credit counseling. He was extremely polite and even waited while I picked up kids from school to complete enrollment. When I called, he was available and that is very important. I feel comfortable with my decision about debt resolution because he clearly stated the positive and negative outcomes that may or may not occur as a result of this venture. I am well informed and relieved that I am working on a debt solution with someone who is an advocate for me.

    Helpful?
  • 10

    October 20th, 2017

    I was contacted by Sonny by phone and the conversation went very well. We discussed my situation and I decided the route I would take, It went so smoothly. I felt so at ease with everything. Sonny and everyone involved with the set-up were so polite and helpful. Thank You for everything.

    Helpful?
  • 10

    October 20th, 2017

    Janet was very helpful and knowledgeable. She helped me get through the beginning phases of my program quickly and easily.

    Helpful?
  • 10

    October 19th, 2017 Scottsdale, AZ

    excellent service all was fully explained , excellent counselor who is assisting me , this is a serious weight off my shoulders

    Helpful?
  • 10

    October 19th, 2017

    Professional, polite, and knowledgeable, Mr. M called and walked me through all of the procedures to get started, always called when he promised and made me feel that he was always available to answer questions. Good client service, thank you

    Helpful?
  • 10

    October 18th, 2017 Holland, OH

    well done..knowledgeable about all aspects of the program..thank you!

    Helpful?
  • 10

    October 18th, 2017 Sapulpa, OK

    Brandon M was one of the friendliest people I have had the pleasure of doing business with in a very long time. I was amazed at how knowledgeable he was and how he had a knack for making you understand quickly. I will definitely be doing some referrals.

    Helpful?
  • 10

    October 18th, 2017 Keller, TX

    Johnatan was really professional and clear for all the service you provide.

    Helpful?
  • 9

    October 17th, 2017

    I have to admit at first I was skeptical about the program. Also had doubts as before that I was not going to get assistance and I would have to pay a huge amount to get started. After speaking to Tom, and getting the information needed, I feel a relief. I look forward to having this heavy weight off of me.

    Helpful?
  • 10

    October 17th, 2017

    Guy J and team are great to work with. Very professional and knowledge about the service and what I needed. Everyone made sure that I understood the steps and process.

    Helpful?