Accredited Debt Relief

• Personalized Accredited Debt Relief Services
  
• Accredited Debt Relief Consolidation Loans
  
• Success-Based Fees
  
• Free Consultations
  
• Multiple Industry Accreditations
  
• Positive Accredited Debt Relief Reviews
  

Personalized Accredited Debt Relief Services

Accredited Debt Relief offers personalized debt relief services to fit your specific financial situation. Whether you’re using one of the company’s debt consolidation programs or would prefer a debt consolidation loan, an Accredited Debt Relief representative will work with you to determine the best options based on your needs. Your assigned company representative will work with you throughout the entire debt consolidation process.

Creditors can be tough to deal with, so an expert on your side can save you a lot of trouble. Whether you have credit card debt, student loans, bad credit loans, payday loans (either online payday loans or normal payday loans), installment loans, or any other type of unsecured loan debt, Accredited Debt Relief will give you the help necessary to develop a repayment plan so that you can climb out of your loan debt.

Accredited Debt Relief Consolidation Loans

Accredited Debt Relief will help you determine the best debt consolidation option for your needs. One such option that the company offers is a debt consolidation loan.

Accredited Debt Relief debt consolidation loans are provided by company affiliates in amounts ranging from $1,000 to $100,000. All loans have an annual percentage rate (APR) that will range from 4.9 to 35.99 percent based on your creditworthiness — high-credit borrowers will be eligible to receive the highest loan amounts at the lowest rates.

In addition, you will be responsible for an origination fee ranging from 1 to 6 percent of your financed amount.

Debt consolidation loans can be a faster way to consolidate and pay off your debt — Accredited Debt Relief can help you become debt free within 24 to 48 months. 

However, debt consolidation loans typically have much higher interest rates than you may see with other loan types. Higher rates are common because companies offering debt consolidation services and loans are taking a larger risk than they might be otherwise. That being said, you may be eligible for lower rates if you are creditworthy.

Success-Based Fees

Accredited Debt Relief publishes its fees on its website, including the origination fee for debt consolidation loans.

Accredited Debt Relief fees are 100 percent success-based, meaning that you don’t have to pay fees until the Accredited Debt Relief team has helped you achieve a solution for your debt. 

This success-based fee model will likely exclude debt consolidation loan origination fees. Because Accredited Debt Relief works with affiliates to provide these loans, you will need to pay an origination fee to establish your loan account with your loan provider.

Free Consultations

Accredited Debt Relief provides free debt relief consultations. On top of a free consultation, the company offers a personalized approach to every person's financial situation and credit score.

The company rarely works with secured debt, so most of its customers have unsecured debt. Unsecured debt can be medical bills, a student loan or personal loan, or credit card debt, to list a few examples.

Free consultations are a national debt relief industry trend, so if a debt management company doesn't offer free consultations, you should probably look elsewhere.

Multiple Industry Accreditations

Regarding accreditations, Accredited Debt Relief has more than the average debt management company. The company is accredited by the Association for Consumer Debt Relief (ACDR), is BBB Accredited, and has an A+ rating with the Better Business Bureau. 

Positive Accredited Debt Relief Reviews

The company has more than 1,500 Accredited Debt Relief reviews on BestCompany.com, and over 95 percent of reviews are either 4 or 5 stars.

In Accredited Debt Relief reviews, clients point out and value Accredited Debt Relief's knowledgeable staff. Additionally, customers note that the company's representatives make them feel comfortable throughout the process. In one Accredited Debt Relief review, one customer stated that he wished he had called the company sooner. Another positive review is reproduced below.

Customer Review: Emily

"They are super helpful. They explained everything to me and were able to bring my payments to where I was able to afford it!"

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• Credit Counseling Not Available

Credit Counseling Not Available

While Accredited Debt Relief will work with your creditor(s) to settle your debt, the company itself does not provide credit counseling services. It does provide helpful information on its website about credit counseling and what to expect during a credit consultation, but Accredited specifically works with those who have already determined they need a debt settlement or consolidation program and doesn’t employ specific credit counselors to help you reach that decision.