Chase, which merged with JPMorgan & Co to become JPMorgan Chase & Co in 2000, is one of the "big four" banks in the United States. The company offers a number of financial services, including credit cards and banking.
- Fraud Safeguards
Chase offers some cards with an introductory rate of 0 percent for the first 15 months. After that, rates rise to 15.74 to 24.49 percent*, which is very competitive among rates offered by other top credit card companies.
Chase offers several rewards programs that allow cardholders to earn cash back rewards, bonuses, and travel points.
Chase works to help its customers reduce losses by catching fraudulent activity before it causes serious damage by offering monitoring and verification services. Visit Site
- Annual Fee
- Late Payment Penalty
- Foreign Transaction Fee
- No Free Credit Score Tracking
Depending on the card, Chase charges annual fees up to $95, which is higher than industry average.
Late Payment Penalty
Late payments will incur fees of $15 to $37 dollars.
Foreign Transaction Fee
Chase charges a fee of 3 percent for foreign transactions, which can be deterring for frequent travelers.
No Free Credit Score Tracking
Some companies in the industry allow their cardholders to monitor their credit scores for free. However, Chase does not offer this service.