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Best Credit Cards

118 Companies

3,004 Real Customer Reviews

Why I Can Trust BestCompany.com

Capital One

0% APR for 9–12 Months
Annual Fees Starting at $0
No Foreign Transaction Fee

9.4

Overall Score

513 User Reviews 9 days ago

#1 Overall

Capital One

9.4

Overall
Score

513 User Reviews

0% APR for 9–12 Months
Annual Fees Starting at $0
No Foreign Transaction Fee

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American Express (Amex)

0% APR for 6–12 Months
Annual Fees Starting at $0
Foreign Transaction Fees

9.3

Overall Score

463 User Reviews 11 days ago

#2

American Express (Amex)

9.3

Overall
Score

463 User Reviews

0% APR for 6–12 Months
Annual Fees Starting at $0
Foreign Transaction Fees

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Discover

0% Introductory APR
No Annual Fees
Purchase Monitoring

8.8

Overall Score

385 User Reviews 9 days ago

#3

Discover

8.8

Overall
Score

385 User Reviews

0% Introductory APR
No Annual Fees
Purchase Monitoring

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Chase

Robust Rewards Program
Annual Fees Ranging From $0
Fraud Safeguards

7.9

Overall Score

429 User Reviews 2 days ago

#4

Chase

7.9

Overall
Score

429 User Reviews

Robust Rewards Program
Annual Fees Ranging From $0
Fraud Safeguards

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Wells Fargo

Competitive APRs
Foreign Transaction Fees
Free Credit Score Tracking

7.3

Overall Score

161 User Reviews 11 days ago

#5

Wells Fargo

7.3

Overall
Score

161 User Reviews

Competitive APRs
Foreign Transaction Fees
Free Credit Score Tracking

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Bank of America

0% APR for 12 to 18 Months
Annual Fees Ranging From $0 to $99
Cash Back Rewards Program

7.2

Overall Score

172 User Reviews 12 days ago

#6

Bank of America

7.2

Overall
Score

172 User Reviews

0% APR for 12 to 18 Months
Annual Fees Ranging From $0 to $99
Cash Back Rewards Program

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Visa

Aprs Ranging From 0 To 26.40 Percent
undisclosed Annual Fees
undisclosed Late Payment Penalties

7.0

Overall Score

260 User Reviews 2 days ago

#7

Visa

7.0

Overall
Score

260 User Reviews

Aprs Ranging From 0 To 26.40 Percent
undisclosed Annual Fees
undisclosed Late Payment Penalties

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America First Credit Union

APRs ranging from 6.99 to 10.5 percent
No annual fees
Late payment penalties up to $35

6.7

Overall Score

36 User Reviews 12 days ago

#8

America First Credit Union

6.7

Overall
Score

36 User Reviews

APRs ranging from 6.99 to 10.5 percent
No annual fees
Late payment penalties up to $35

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Ally

APRs ranging from 0 to 23.24 percent
No annual fees
Late payment penalties up to $35

6.6

Overall Score

15 User Reviews 3 months ago

#9

Ally

6.6

Overall
Score

15 User Reviews

APRs ranging from 0 to 23.24 percent
No annual fees
Late payment penalties up to $35

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Citi

0% APR up to 21 Months
No Annual Fees
Late Payment Penalties Apply

6.5

Overall Score

156 User Reviews 2 days ago

#10

Citi

6.5

Overall
Score

156 User Reviews

0% APR up to 21 Months
No Annual Fees
Late Payment Penalties Apply

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