Best Credit Cards
112 Companies
805 Real Customer Reviews
4 Average User Rating
8.7
Overall Score
11 days ago
- APRs Ranging From 0 to 23.24%
- Annual Fees Ranging From $0 to $116
- Late Payment Penalties Up to $37
Chase
- APRs Ranging From 0 to 23.24%
- Annual Fees Ranging From $0 to $116
- Late Payment Penalties Up to $37
8.2
Overall Score
12 days ago
- APRs Ranging From 0 to 25.24%
- Annual Fees Ranging From $0 to $450
- Late Payment Penalties Up to $38
American Express (Amex)
- APRs Ranging From 0 to 25.24%
- Annual Fees Ranging From $0 to $450
- Late Payment Penalties Up to $38
8.1
Overall Score
8 days ago
- APRs Ranging From 0 to 24.99%
- Annual Fees Ranging From $0 to $59
- Late Payment Penalties Up to $39
Capital One
- APRs Ranging From 0 to 24.99%
- Annual Fees Ranging From $0 to $59
- Late Payment Penalties Up to $39
7.4
Overall Score
a month ago
- APRs Ranging From 0 to 23.24%
- No Annual Fees
- Late Payment Penalties Up to $37
Discover
- APRs Ranging From 0 to 23.24%
- No Annual Fees
- Late Payment Penalties Up to $37
6.5
Overall Score
a month ago
- APRs Ranging From 0 to 23.24%
- No Annual Fees
- Late Payment Penalties Up to $35
6.3
Overall Score
3 months ago
- APRs Ranging From 0 to 23.24%
- Annual Fees Ranging From $0 to $99
- Late Payment Penalties Up to $37
Bank of America
- APRs Ranging From 0 to 23.24%
- Annual Fees Ranging From $0 to $99
- Late Payment Penalties Up to $37
6.0
Overall Score
a month ago
- APRs Ranging From 0 to 26.24%
- Annual Fees Ranging From $0 to $25
- Late Payment Penalties Up to $37
Wells Fargo
- APRs Ranging From 0 to 26.24%
- Annual Fees Ranging From $0 to $25
- Late Payment Penalties Up to $37
5.0
Overall Score
3 months ago
- APRs Ranging From 7.15 to 26.15%
- Annual Fees Ranging From $0 to $49
- Late Payment Penalties Up to $35
USAA
- APRs Ranging From 7.15 to 26.15%
- Annual Fees Ranging From $0 to $49
- Late Payment Penalties Up to $35
4.6
Overall Score
a month ago
- Aprs Ranging From 0 To 26.40 Percent
- undisclosed Annual Fees
- undisclosed Late Payment Penalties
Visa
- Aprs Ranging From 0 To 26.40 Percent
- undisclosed Annual Fees
- undisclosed Late Payment Penalties
9 months ago
- APRs Ranging From 8.25 to 18.0%
- No Annual Fees
- Late Payment Penalties Up to $5
State Employees' Credit Union
- APRs Ranging From 8.25 to 18.0%
- No Annual Fees
- Late Payment Penalties Up to $5
Chase
- APRs Ranging From 0 to 23.24%
- Annual Fees Ranging From $0 to $116
- Late Payment Penalties Up to $37
Chase, which merged with JPMorgan & Co to become JPMorgan Chase & Co in 2000, is one of the "big four" banks in the United States. The company offers a number of financial services, including credit cards and banking.
American Express (Amex)
- APRs Ranging From 0 to 25.24%
- Annual Fees Ranging From $0 to $450
- Late Payment Penalties Up to $38
Founded in 1850 and headquartered in New York, American Express offers financial services such as credit cards and insurance.
Capital One
- APRs Ranging From 0 to 24.99%
- Annual Fees Ranging From $0 to $59
- Late Payment Penalties Up to $39
Founded in 1994 in Richmond, Virginia, Capital One offers a number of financial services, including credit cards, banking services, loans, and investments.
Discover
- APRs Ranging From 0 to 23.24%
- No Annual Fees
- Late Payment Penalties Up to $37
Discover Financial began offering the Discover Card in 1985 and introduced its cash rewards credit card in 1986. Today, Discover is the third-largest credit card brand in the United States and has over 61 million cardholders.
Citi
- APRs Ranging From 0 to 23.24%
- No Annual Fees
- Late Payment Penalties Up to $35
Founded in 1812, Citi is the third-largest bank in the United States. The company offers a number of financial services, including credit cards, loans, and investments.
Bank of America
- APRs Ranging From 0 to 23.24%
- Annual Fees Ranging From $0 to $99
- Late Payment Penalties Up to $37
Founded in 1998 and headquartered in Charlotte, North Carolina, Bank of America is a multinational banking and financial services company that offers credit cards.
Wells Fargo
- APRs Ranging From 0 to 26.24%
- Annual Fees Ranging From $0 to $25
- Late Payment Penalties Up to $37
Founded in 1852, Wells Fargo is a financial services company that offers consumer and commercial banking, loans, insurance, wealth management, investments, and credit cards.
USAA
- APRs Ranging From 7.15 to 26.15%
- Annual Fees Ranging From $0 to $49
- Late Payment Penalties Up to $35
USAA, which stands for United Services Automobile Association, began in 1922 as a means of providing auto insurance to military officers. The company now offers a number of financial services, including banking and credit cards, to members of the military and their families.
Visa
- Aprs Ranging From 0 To 26.40 Percent
- undisclosed Annual Fees
- undisclosed Late Payment Penalties
Visa is a global payments technology company that provides digital currency services in over 200 countries and territories. The company started out as BankAmericard in 1958 and became officially known as Visa in 1976. According to its corporate website, there are more than 2.5 billion Visa credit cards in use in over 200 countries and territories worldwide. The company performed over 109 billion transactions in the last year alone. Visa's corporate website offers 19 personal credit cards with various rates and perks for consumers to choose from.
- APRs Ranging From 8.25 to 18.0%
- No Annual Fees
- Late Payment Penalties Up to $5
State Employees' Credit Union (SECU) is a not-for-profit cooperative that provides numerous financial products and services for its members. The company is a federally insured and state-chartered financial institution founded in 1937 by members and is based in Raleigh, North Carolina. SECU offers a Visa credit card with limited fees, excellent interest rates, and some additional benefits. Members also have access to online account management and mobile banking services as well as free financial information articles, calculators, and other resources on its corporate website.