Bank of the West was founded in 1874 as the Farmers National Gold Bank and is currently a subsidiary of the European company BNP Paribas. Bank of the West offers an extensive array of financial products and services to customers in over 600 offices throughout 23 states. According to its corporate website, the company currently has more than $80.7 billion in assets. Bank of the West offers multiple MasterCard credit card choices for customers to choose from.
Bankrate is a financial rate information company founded in 1976 as an informational website providing objective details regarding many online products and services. The company offer its customers free APR rate data on over 300 financial products and services from more than 4,800 financial institutions in the industry. However, the company does not offer its own credit cards or lending services for consumers.
Founded in 1936, Bellco Credit Union is based in Colorado, manages $3.1 billion, and has more than 290,000 members, making it the largest credit union in the city of Denver and the second-largest in Colorado. Bellco offers two credit cards, the Bellco Visa® Platinum Colorado Rewards Credit Card and the Visa® Platinum Credit Card. APRs for credit cards from Bellco start at 9.75 percent and can be as high as 21 percent.
Redstone Federal Credit Union (RFCU) was awarded a federal charter in 1951. The institution is headquartered in Huntsville, Alabama, and currently serves over 380,000 members. Redstone is the largest credit union in the state of Alabama and is among the 25 largest credit unions in the United States. Prospective members can open a share savings account with a minimum of $5, which is also the minimum balance required to maintain an account. Membership eligibility includes family members of eligible or current RFCU members, through one's employer, or by membership in an eligible club or organization. The list of eligible organizations for a membership is over 1,500, and constantly growing, meaning that there are many opportunities for eligibility. The credit union offers its members checking/savings accounts, loans, mortgages, insurance, investments, discount programs, and credit cards.
For more than 75 years, Safe Credit Union has worked to develop business practices, services, and policies that bring the best customer service to every member. Those who live within the Sacramento, California, area can take advantage of what this experienced credit union has to offer, including checking and savings accounts, several types of loans, credit cards, and wealth management services.
Arrowhead Credit Union was founded in 1949 by employees of San Bernardino County. The credit union now serves the needs of individuals in the Inland Empire, which covers San Bernardino and Riverside counties. Arrowhead offers two credit cards: the Visa Credit Card and the Share-Secured Visa. The first card has a variable APR ranging from 10.24 to 25.24 percent, dependent upon creditworthiness. The latter option offers a fixed APR of 18.24 percent.
As with many credit unions, Coastal Federal Credit Union was created first in order to help a specific group of people (in this case, the employees of IBM). However, as the credit union has grown, the allowed membership has expanded to include employees of several other companies within the same area of North Carolina. Since its founding in 1967, Coastal Federal Credit Union has been committed to providing its members with high quality financial services, including checking accounts, mortgage loans, home equity, credit cards, auto loans, savings accounts, and more.
The Visa Platinum Credit Card from Credit Union 1 offers convenient purchasing power to cardholders with no annual fees, outstanding rewards programs, interest-free purchases for 25 days, and 24/7 hour access to card statements and online payments. With APRs starting at 6.90 percent for the first six billings cycles, this credit card option is a good option for consumers looking to obtain a line of credit.
Credit Union One has a long, rich history of helping its members with all of their financial needs. Since its founding in 1938, this credit union has seen members through all kinds of financial highs and lows, giving them the type of experience to help all future members with any situation that may come up. Members will be able to have access to most services they would be able to get from a major banking institution, such as checking or savings accounts, credit cards, and loans.