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  • APRs ranging from 8.75 to 14.20 percent
  • No annual fees
  • Undisclosed late payment penalties

UW Credit Union

  • APRs ranging from 8.75 to 14.20 percent
  • No annual fees
  • Undisclosed late payment penalties
  • APRs starting at 8.5 percent
  • No annual fees
  • Undisclosed late payment penalties

South Carolina Federal Credit Union

  • APRs starting at 8.5 percent
  • No annual fees
  • Undisclosed late payment penalties
  • APRs ranging from 8.75 to 11.75%
  • No annual fees
  • Undisclosed late payment penalties

Digital Federal Credit Union (DCU)

  • APRs ranging from 8.75 to 11.75%
  • No annual fees
  • Undisclosed late payment penalties
  • APRs ranging from 8.99 to 18.24 percent
  • No annual fees
  • Late payment penalties up to $15

Redwood Credit Union

  • APRs ranging from 8.99 to 18.24 percent
  • No annual fees
  • Late payment penalties up to $15
  • APRs ranging from 9.49 to 18.49%
  • No annual fees
  • Undisclosed late payment penalties

Zions Bank

  • APRs ranging from 9.49 to 18.49%
  • No annual fees
  • Undisclosed late payment penalties
  • APRs ranging from 8.25 to 25.0 percent
  • Annual fees ranging from $0 to $495
  • Undisclosed late payment penalties

MasterCard

  • APRs ranging from 8.25 to 25.0 percent
  • Annual fees ranging from $0 to $495
  • Undisclosed late payment penalties
  • APRs ranging from 9.24 to 15.49 percent
  • No annual fees
  • Late payment penalties up to $20

Service Credit Union

  • APRs ranging from 9.24 to 15.49 percent
  • No annual fees
  • Late payment penalties up to $20
  • APRs ranging from 10.24 to 26.24 percent
  • No annual fees
  • Late payment penalties up to $38

Huntington

  • APRs ranging from 10.24 to 26.24 percent
  • No annual fees
  • Late payment penalties up to $38
  • APRs ranging from 9.0 to 19.5 percent
  • Annual fees ranging from $0 to $15
  • Late payment penalties up to $15

Safe Credit Union

  • APRs ranging from 9.0 to 19.5 percent
  • Annual fees ranging from $0 to $15
  • Late payment penalties up to $15
  • APRs ranging from 9.15 to 18.15 percent
  • No annual fees
  • Late payment penalties up to $15

Wescom Credit Union

  • APRs ranging from 9.15 to 18.15 percent
  • No annual fees
  • Late payment penalties up to $15
  • APRs ranging from 8.75 to 14.20 percent
  • No annual fees
  • Undisclosed late payment penalties

UW Credit Union was founded on the University of Wisconsin campus in 1931. Designed to serve the students and faculty of the university, the organization elected to operate as a non-profit cooperative business. The credit union operates under a single principle, that the members' best interests are always the first consideration. UW Credit Union offers a lifetime membership for all University of Wisconsin faculty, students, alumni, staff, and retired faculty or staff. Immediate family members and households of members are also eligible for membership. To serve the community, businesses operating in or residents living within a five-mile radius of a branch are eligible for membership. The credit union offers its members comprehensive banking services that include, checking/savings accounts, mortgages, loans, and credit cards. UW Credit Union offers its members five different credit cards from which to choose.

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  • APRs starting at 8.5 percent
  • No annual fees
  • Undisclosed late payment penalties

Servicing members since 1936, South Carolina Federal Credit Union has partnered with MasterCard to provide a credit card that gives purchasing power to its members with affordable base annual percentage rates, an extensive rewards program, fraud protection, and additional cardholder benefits without annual fees. However, the company does charge a foreign transaction fee.

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  • APRs ranging from 8.75 to 11.75%
  • No annual fees
  • Undisclosed late payment penalties

Digital Federal Credit Union, commonly known as DCU, was first chartered in 1979. The credit union is headquartered in Marlborough, Massachusetts, and serves over 500,000 members in all fifty states. Members are able to access several products designed to meet their financial needs, including insurance, real estate, securities, and credit cards.

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  • APRs ranging from 8.99 to 18.24 percent
  • No annual fees
  • Late payment penalties up to $15

Redwood Credit Union has been serving the communities of the Northern Bay area of California since the 1950s. This local credit union has a serious dedication to its members and their success, which is shown through the services and resources offered. Like most financial institutions, members can utilize several services, including checking and savings accounts, a variety of loans, credit cards, and investments. Redwood Credit Union also provides its members with free educational resources to help them understand their finances.

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  • APRs ranging from 9.49 to 18.49%
  • No annual fees
  • Undisclosed late payment penalties

Founded in 1873, Zions Bank is a subsidiary of Zions Bancorporation, which is a financial services company that offers banking, loans, and credit cards.

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  • APRs ranging from 8.25 to 25.0 percent
  • Annual fees ranging from $0 to $495
  • Undisclosed late payment penalties

MasterCard has a very unique place in the banking and financial industry because the company is not the actual issuer of its services. Instead, MasterCard is more of a third party that helps banks or credit unions provide services to members. As a company, MasterCard is always innovating and working to improve the technologies offered. Over its fifty-year history, that spirit of improvement has led to some of today's most commonly used services, like Master Pass. Many banks and other financial institutions have trusted MasterCard to provide quality credit cards and services to help the members to have the best experience possible.

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  • APRs ranging from 9.24 to 15.49 percent
  • No annual fees
  • Late payment penalties up to $20

Service Credit Union works to serve employees of all branches of the U.S. Military in New Hampshire and Massachusetts. Eligible members can take advantage of each of the credit union's services, including banking, loans, insurance, investments, and credit cards.

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  • APRs ranging from 10.24 to 26.24 percent
  • No annual fees
  • Late payment penalties up to $38

Huntington is a full-service banking institution that offers a wide range of financial products and services for its customers in Ohio, Illinois, Michigan, Indiana, Wisconsin, Kentucky, Pennsylvania, and West Virginia.The financial services company has over 150 years of industry experience and has more than $73 billion in total assets. Its corporate headquarters are located in Richmond Heights, Ohio. The company offers its customers a Huntington Voice credit card with choice of reward options and limited upfront fees.

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  • APRs ranging from 9.0 to 19.5 percent
  • Annual fees ranging from $0 to $15
  • Late payment penalties up to $15

For more than 75 years, Safe Credit Union has worked to develop business practices, services, and policies that bring the best customer service to every member. Those who live within the Sacramento, California, area can take advantage of what this experienced credit union has to offer, including checking and savings accounts, several types of loans, credit cards, and wealth management services.

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  • APRs ranging from 9.15 to 18.15 percent
  • No annual fees
  • Late payment penalties up to $15

Wescom Credit Union has seen great changes throughout its history. After struggling to find a financial institution that could be fully trusted and meet their needs, a group of coworkers founded the credit union in 1934. Since then, Wescom has grown exponentially in terms of both membership and services offered. Currently, there are more than 200,000 members and 22 branches, and customers can take advantage of account, loan, investment, credit card, and insurance services.

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