Best Credit Cards

112 Companies

967 Real Customer Reviews

4.1
Average User Rating

Why I can trust BestCompany.com
Dear Friends,

This industry page does not have enough reviews to provide you with accurate scoring. We’re working hard to gather reviews from real customers. If you've had an experience with any company in this industry, please leave a review.

If you'd like us to contact you when we've established a ranking that we are confident putting our name behind, please leave us with your email address.

We will only use your email to notify you when this industry page has an established ranking.
Message to Companies....

To ensure we provide the most accurate information possible for consumers, please ensure you've claimed your business profile. We look forward to hearing from you!

Claim Profile
Read More
Compare The Top Credit Cards CompaniesSort By:
  • APRs ranging from 8.4 to 11.4 percent
  • No annual fees
  • Late payment penalties up to $25

Bethpage Federal Credit Union

  • APRs ranging from 8.4 to 11.4 percent
  • No annual fees
  • Late payment penalties up to $25
  • APRs ranging from 13.99 to 20.99 percent
  • No annual fees
  • Late payment penalties up to $38

Citizens Bank

  • APRs ranging from 13.99 to 20.99 percent
  • No annual fees
  • Late payment penalties up to $38
  • APRs ranging from 7.79 to 13.79 percent
  • No annual fees
  • Late payment penalties up to $15

Golden 1 Credit Union

  • APRs ranging from 7.79 to 13.79 percent
  • No annual fees
  • Late payment penalties up to $15
  • APRs ranging from 9.9 to 12.9 percent
  • No annual fees
  • Late payment penalties up to $27

Pennsylvania State Employees Credit Union

  • APRs ranging from 9.9 to 12.9 percent
  • No annual fees
  • Late payment penalties up to $27
  • APRs ranging from 9.99 to 11.9 percent
  • No annual fees
  • Undisclosed late payment penalties

Summit Credit Union

  • APRs ranging from 9.99 to 11.9 percent
  • No annual fees
  • Undisclosed late payment penalties
  • APRs ranging from 0 to 20.49%
  • Annual fees up to $125
  • Undisclosed late payment penalties

Commerce Bank

  • APRs ranging from 0 to 20.49%
  • Annual fees up to $125
  • Undisclosed late payment penalties
  • APRs ranging from 10.25 to 14.25 percent
  • No annual fees
  • Late payment penalties up to $25

Delta Community Credit Union

  • APRs ranging from 10.25 to 14.25 percent
  • No annual fees
  • Late payment penalties up to $25
  • APRs ranging from 8.24 to 17.99 percent
  • Annual fees ranging from $0 to $25
  • Late payment penalties up to $35

GTE Financial

  • APRs ranging from 8.24 to 17.99 percent
  • Annual fees ranging from $0 to $25
  • Late payment penalties up to $35
  • APRs ranging from 0 to 16.49 percent
  • No annual fees
  • Late payment penalties up to $37

Merrill Lynch

  • APRs ranging from 0 to 16.49 percent
  • No annual fees
  • Late payment penalties up to $37
  • APRs ranging from 8 to 18 percent
  • Annual fees ranging from $0 to $25
  • Late payment penalties up to $25

PenFed Credit Union

  • APRs ranging from 8 to 18 percent
  • Annual fees ranging from $0 to $25
  • Late payment penalties up to $25
  • APRs ranging from 8.4 to 11.4 percent
  • No annual fees
  • Late payment penalties up to $25

Founded in 1941 to better serve the employees of Grunman in New York, Bethpage Federal Credit Union has since expanded to offer services to all residents of Long Island and surrounding areas. Bethpage offers banking, loans, investments, insurance, and credit cards to individuals and businesses.

View Company Profile
  • APRs ranging from 13.99 to 20.99 percent
  • No annual fees
  • Late payment penalties up to $38

Citizens Bank is a financial services firm founded in 1828 and headquartered in Providence, Rhode Island. Citizens Bank is a subsidiary of Citizens Financial Group, Inc. and is considered to be the thirteenth-largest bank in the United States according to its online corporate profile. Citizens Bank offers everyday banking, lending, and investment services and is FDIC-insured. According to its corporate website, the financial services company serves over five million customers and has more than $149.5 billion in total assets. Citizens Bank offers MasterCard credit cards with no annual fees.

View Company Profile
  • APRs ranging from 7.79 to 13.79 percent
  • No annual fees
  • Late payment penalties up to $15

Golden 1 Credit Union is a not-for-profit financial cooperative that was founded in 1933 in California. The financial services company has over 800,00 members located in 38 counties across California. Golden 1 offers three main Visa card selections for consumers that are designed to meet specific credit needs. Cards are available for established members who want cash back rewards for frequent purchases and for consumers that either need to start or rebuild personal credit histories. Golden 1 Credit Union also provides a selection of various additional financial products and services as well as well as online and mobile banking services.

View Company Profile
  • APRs ranging from 9.9 to 12.9 percent
  • No annual fees
  • Late payment penalties up to $27

PSECU (Pennsylvania State Employees Credit Union) was founded in 1934 when 22 state employees pooled their resources to establish a credit union to serve those working for the state of Pennsylvania. Since its founding, the credit union has become one of the largest not-for-profit financial cooperatives in the state with over 400,000 members. Membership eligibility for the credit union includes those who are related to or live with a PSECU member, students, faculty, staff and alumni of universities in the Pennsylvania State System of Higher Education, many community or private colleges, employees of state and local government, school districts, or some Select Employee Groups. Those who are not eligible by any of the above criteria and who are a member are a member of the Pennsylvania Recreation and Parks Society can join PSECU with $20 annual dues. Online applications for membership with PRPS eligibility are only charged $10. The organization offers a full-featured portfolio of financial products to its members, including personal accounts, loans, business accounts, mortgages, and the choice between two credit cards.

View Company Profile
  • APRs ranging from 9.99 to 11.9 percent
  • No annual fees
  • Undisclosed late payment penalties

Summit Credit Union offers traditional checking and savings accounts, loan options, and credit cards. Members can also take advantage of educational resources and one-on-one coaching from financial experts.

View Company Profile
  • APRs ranging from 0 to 20.49%
  • Annual fees up to $125
  • Undisclosed late payment penalties

Founded in 1865 and headquartered in Kansas City, Missouri, Commerce Bank offers a number of financial services, including banking, loans, and credit cards.

View Company Profile
  • APRs ranging from 10.25 to 14.25 percent
  • No annual fees
  • Late payment penalties up to $25

Delta Community Credit Union is a federally-insured, not-for-profit cooperative founded in 1940 in Atlanta, Georgia. Delta Community is an equal housing lender and is insured by the National Credit Union Association. The financial services company serves approximately 400,000 members and has more than $5 billion in total assets. Along with several other financial products and services, the company offers a Visa Platinum Rewards credit cards for consumers and a Visa Young Adult Card for students and first time credit users. Delta Community Bank also provides online and mobile banking services, along with 24/7 customer service for all its members.

View Company Profile
  • APRs ranging from 8.24 to 17.99 percent
  • Annual fees ranging from $0 to $25
  • Late payment penalties up to $35

GTE Financial is a not-for-profit cooperative that was founded in 1935 in Tampa Bay, Florida. The financial services company offer its customers a choice of either a Visa Platinum or a Visa Secured credit card, along with many other financial products and services. Members are able to manage their finances anytime with the company's CURewards mobile app on their smartphone, tablet, or computer. The financial services company accepts and serves members from anywhere in the United States. GTE Financial is an equal housing lender and is federally-insured by the National Credit Union Association.

View Company Profile
  • APRs ranging from 0 to 16.49 percent
  • No annual fees
  • Late payment penalties up to $37

Merrill Lynch is a well-known wealth management company that was founded in 1914 in New York City, New York. The company was acquired by Bank of America in 2013. Merrill Lynch offers an extensive range of financial products and services, including Visa Signature credit cards with no annual or foreign transaction fees and various reward benefits. The financial services company is not FDIC-insured and its financial products and services are not bank-guaranteed.

View Company Profile
  • APRs ranging from 8 to 18 percent
  • Annual fees ranging from $0 to $25
  • Late payment penalties up to $25

PenFed Credit Union that offers a wide variety of financial products and services. The military-based credit union has over 1.5 million members across the United States and was first established in 1935 in Milwaukee, Wisconsin. PenFed is federally-insured by the National Credit Union Association. PenFed is also an equal housing lender and has over $21 billion in total assets. The company offers numerous Visa credit card options with distinct features and benefits for customers to choose from.

View Company Profile