1. Consolidated Credit Solutions, Inc.
error This company may not service all states.

Consolidated Credit has helped clients hammer away millions of dollars worth of debt since 1993. Since opening, it has helped millions of customers with debt issues and is one of the largest credit counseling agencies in the United States. The company boasts highly competitive interest rates, industry accreditations, and a positive reputation with online customer reviews.

Consolidated Credit also offers educational resources to improve its customers' financial literacy, particularly regarding credit cards and debt. Some of these resources include webinars, debt-to-income ratio and credit score cost calculators, and articles on various financial topics. Consolidated Credit also offers a community outreach program to provide financial education in addition to consolidating debt for its clients.

Consolidated Credit is one of the biggest companies in debt consolidation — the company has been featured in CNN, Forbes, MSNBC, and more. By making one (lower) monthly payment with the company, you can stop worrying about penalties for late payments and reduce your credit card debt by 30-50 percent.

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The Good

  • Years of Industry Experience
  • Consolidated Credit Cost
  • Great Interest Rates: Consolidate Credit Card Debt at 0—11 Percent
  • Available to All
  • Accredited Company; Certified Staff
  • Positive Customer Reviews

Years of Industry Experience

Consolidated Credit is one of the oldest names in the industry, having accumulated over 20 years in business. During that time, it has built a reputation for total professionalism, offering CPFC certified debt counselors and free debt consultations for potential clients.

Unlike debt consolidation companies offering personal loans, Consolidated Credit is a credit counseling agency. The company’s certified credit counselors perform a free evaluation to help determine the best debt relief option for each potential client.

Consolidated Credit Counseling services include a free review of the client’s current financial situation, credit report (credit history and credit score), and budget. This first credit counseling session can provide debt management strategies (e.g. making more than the minimum payments on your credit cards), budget advice, and ideas to improve bad credit and eliminate debt.

If a debt management plan is the best solution, the company will design a repayment plan to fit the unique needs of the client. A debt management program is a great alternative to debt settlement and debt consolidation loans while providing affordable monthly payments.

The customization of Consolidated Credit solutions means that each client’s specific needs will be addressed and clients are helped in meaningful ways.

Consolidated Credit Cost

Many consolidation companies charge an enrollment fee and a monthly fee for their services. Consolidated Credit charges an upfront fee of $0 to $49 — this is a one-time, account set-up fee. Consolidated Credit also charges a monthly fee of $49.

Consolidated Credit bases its monthly fees on what a client can afford. Some clients may qualify to pay no monthly fee.

Debt consolidation is a government-regulated industry. As a result, most companies charge similar prices, though fees vary by state. Consolidated Credit is no different.

Great Interest Rates: Consolidate Credit Card Debt at an Average of 0–11 Percent

Less regulated are the interest rates Consolidated Credit can negotiate with lenders, including credit card companies. It works with creditors to help clients achieve the best possible deal.

The company claims to get credit card interest rates down to an average of 0–11 percent APR — one of the lowest rates in the industry. These lower rates equate to a smaller overall payment for credit card debt and less interest.

Available to All

Each state has its own unique debt consolidation rules. For this reason, not all consolidation companies have their services available nationwide.

Consolidated Credit follows the state laws in every state. Its counseling services are available to people struggling with unsecured debt in every U.S. state. Consolidated Credity works to help people understand the best ways to manage their debt and what their consolidation options are.

In addition to helping clients consolidate credit card debt, Consolidated Credit counselors can help clients with debt from medical bills, payday loans, and more.

Accredited Company; Certified Staff

The company is ISO certified and is accredited with the FCAA (Financial Counseling Association of America).

Gary Herman, the president of Consolidated Credit, has been working with the company for over 20 years. He has training as a certified credit counselor and is also the vice president of the FCAA, which is an important organization that ensures companies offer the best debt relief.

Positive Customer Reviews

Consolidated Credit reviews frequently cite the staff's professionalism and overall quality customer service. Many of the reviews commended Consolidated for the ease of contact and polite, helpful staff members who guided clients every step of the way.

Some reviews are from users who used the free consultation but did not end up using Consolidated Credit's debt management plan services, yet felt they were able to walk away more knowledgeable about their best course of action after the consultation with a credit counselor.

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The Bad

  • Not NFCC Certified
  • Limited Website Information

Not NFCC Certified

Consolidated Credit is not certified with the NFCC (National Foundation for Credit Counseling). There are several other companies in the debt consolidation industry that do hold this certificate.

Accreditations and memberships can be an important feature to look for when choosing a company to work with. These associations require accredited companies to keep a certain standard of best practices.

This help ensures that customers are receiving quality services. While Consolidated Credit is not certified through NFCC, it is certified by other organizations, such as ISO and FCAA.

Limited Website Information

Though Consolidated Credit provides a robust amount of financial advice, it does not have much information about its actual credit counseling services and debt management plans available on its website.

However, this is likely because their programs are created based on client needs. Each client’s situation is different, so the programs vary accordingly.

Consumers are urged to call or apply online to receive more information. Online information helps customers while they are searching for the company that best fits their financial needs.

The Bottom Line

Consolidated Credit's lengthy track record, pricing, service level, and expertise are impressive. Even on our own site, customers give Consolidated Credit a very high average rating.

Customers are overwhelmingly positive about Consolidated Credit. The company aims to improve consumer credit knowledge and help individuals pay off credit card balances through a personalized management program and consolidating debt.

Given that the company is available in all 49 states and has such positive customer reviews, we strongly recommend it to any clients with unsecured debt consolidation needs. If you want to consolidate your debt into one monthly payment through a debt management program instead of with a consolidation loan or personal loan, Consolidated Credit is a great option.

Consolidated Credit counseling services can review your financial situation, help you make a debt management plan, understand consolidating your debt, and even negotiate interest rates with creditors. Consolidated Credit's relief services can help you stay on top of payments, avoid filing bankruptcy, and get you on the path to becoming debt-free.

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Call our recommended rep over at Consolidated Credit Solutions, Inc. below.

1-(844) 720-3995

Consolidated Credit Solutions, Inc. Frequently Asked Questions

What types of debt can someone include in a debt management program?

A debt management program is meant primarily to pay off high-interest rate credit card debt. One of the primary benefits of working with a nonprofit credit counseling agency is that they work with a client’s creditors to reduce or eliminate interest charges applied to the debt. That’s most beneficial with high-interest rate credit card balances.

However, it may be possible to include other types of debt, including unsecured personal loans, medical bills, collection accounts, and payday loans.

Which credit cards can be included?

Consolidated Credit works with all major credit card companies, as well as major retailers, banks, and credit unions. In total, we have established relationships with over 1,600 creditors.

A consumer can include general-purpose credit cards, charge cards, gas cards, reward cards, and store cards in the program. Consumers are not required to enroll all their cards in the program. If a client decides to leave a card out, they can add it later during the program.

Is this a loan?

No. A debt management program is like a professionally supported repayment plan. The client still owes their original creditors when they enroll. Clients make one payment to Consolidated Credit each month and that payment gets distributed to their creditors every month on schedule.

Does this credit counseling service pay off credit cards?

Credit cards will be paid-in-full as a client completes the program. However, the credit counseling service itself does not pay off the individual’s credit cards for them. As a client makes monthly payments, Consolidated Credit disburses the funds to creditors on an agreed schedule.

As a client makes payments to Consolidated Credit, the balances on their credit cards will decrease over time. Individuals can monitor monthly credit card statements and see the balances getting paid off. These payments will also be noted in the payment history of each account on the consumer’s credit report.

What are the fees? / How much does this cost?

Receiving a debt and budget evaluation from a certified credit counselor is always free. Consumers can talk to a qualified professional about their situation and ask questions to understand their options for relief.

If someone qualifies for a debt management program, there is a one-time setup fee and a small monthly fee rolled into the program payments. Fees for debt management programs are set based on the total debt, budget, and the state where a client lives. They are capped at $79 nationwide, and the average client pays $49.

How does this program affect someone’s credit?

Enrolling in a debt management program does not generate any negative items in a consumer’s credit report. It helps avoid the seven-year to ten-year credit report penalty that you see with solutions like debt settlement and bankruptcy.

For most people, completing the program has a positive or neutral credit score effect. While a person is enrolled, they generate positive credit history on all the accounts included in the program. Creditors will generally bring delinquent accounts current once the client makes three payments.

How is the interest rate determined?

When someone enrolls in a debt management program, Consolidated Credit works with each creditor to reduce or eliminate the APR applied to their account balances. On average, rates are reduced to between 0%–11%. This is often much lower than what a client would be able to negotiate with a credit card company if they contacted them individually.

Is this different from debt settlement?

Yes. A debt management program works by paying back everything that someone owes at a reduced interest rate. The principal is paid in full. By contrast, debt settlement only repays a percentage of the principal.

Debt settlement also creates negative items in a consumer’s credit report that remain for seven years from the date the remaining balance is discharged. Each account settled will be noted in the consumer’s credit report. A debt management program does not generate any negative items.

The payment structure is also very different. While a consumer may make monthly payments on a debt settlement program, those payments are placed into an escrow account to generate the funds necessary to make settlement offers. Creditors are not paid each month, which can lead to missed payments and even greater damage to the consumer’s credit.

What happens if someone can’t make the payments?

A debt management program is 100 percent voluntary. If a client drops out of the program, all payments made up to that point will still be credited to their accounts. However, creditors may choose to restore the previous interest rate and reapply any penalties that were stopped when the person enrolled.

Can someone still get a loan (mortgage/auto) while enrolled?

Yes. A debt management program does not prevent someone from getting loans while they are enrolled in the program and paying off debt. It is possible to get approved for loans like a mortgage or an auto loan while enrolled, so there is no need for life to be put on hold while someone is paying off their debt.

A client will not be able to get new credit cards while enrolled.

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User Reviews

Star Rating

4.7
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777 Reviews

Review Breakdown

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Jasmin Tobar

January 22nd, 2021 Los Angeles, CA

Great so far. I appreciate the attentiveness.

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LJF

January 21st, 2021 Fort Mill, SC

They were very helpful and nice! Customer service was great!

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Larry Moon

January 19th, 2021 Washington, DC DETAILS arrow_drop_down
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Purely professional and helpful, I will recommend them to anyone.

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Anna Munsey-Kano

January 18th, 2021 West Lebanon, NH

Overall excellent debt plan. Good customer service on the phone, but they could have a better online system for changing or adding payments.

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Janet Broce

January 18th, 2021 Port Orange, FL DETAILS arrow_drop_down
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Tatiana was very helpful, she is very knowledgeable and kind.

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Reply from Consolidated Credit Solutions, Inc.

Jan 22, 2021

Hi Janet, Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center on Consolidated Credit's website. These will help you learn strategies to avoid challenges with debt in the future.

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T Dennis

January 17th, 2021 Vine Grove, KY DETAILS arrow_drop_down
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No worries. Every conversation has been pleasant and helpful.

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Reply from Consolidated Credit Solutions, Inc.

Jan 22, 2021

Hi T, Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt-free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

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Minerva Gonzalez

January 11th, 2021 , DETAILS arrow_drop_down
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I Love Consolidated Credit, i really see a difference in the balances of my debt. Thank you Consolidated Credit for all your help and they also have an amazing customer service..always kind and helpful.

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Reply from Consolidated Credit Solutions, Inc.

Jan 12, 2021

Hi Minerva, We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!

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Jamie Waxman

January 10th, 2021 Medford, OR DETAILS arrow_drop_down
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Communication is key! Anytime I have a question or concern, I get reassurance and answers right away.

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Reply from Consolidated Credit Solutions, Inc.

Jan 12, 2021

Hi Jamie, Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

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amorrissy18

January 7th, 2021 Elburn, IL DETAILS arrow_drop_down
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I am extremely pleased that this company has been willing to assist me with paying off my credit card debt. I have tried getting loans to help pay them off but because of my low credit score(because of the debt), I did not qualify for them. I also like the fact that if I have the ability in the future, I have the option to pay everything faster. I was surprised that this company is non profit, and am glad that they still take the time to help me. Consolidated Credit Solutions provides me with many opportunities and is helping me get back on track with life. I am back in school and plan to save for a house in the future and this gives me the opportunity to be able to do that.

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Reply from Consolidated Credit Solutions, Inc.

Jan 12, 2021

Hi Amorrissy18, Thanks for reaching out to Consolidated Credit for help with your credit card debt. While we’re helping you get out of debt through your debt management program, don’t forget to take advantage of the free financial education resources we offer. If you haven’t signed up yet, please check out Credit Dojo on ConsolidatedCredit.Org. It’s a fun interactive, financial literacy course that can teach you everything from basic budgeting to buying a home.

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Hannah Shelton

January 7th, 2021 , DETAILS arrow_drop_down
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I appreciated the program. The staff was kind. I first used the automatic deductions from a checking account, however I ended up doing Money Order payments by the end. I could control when the money orders came out, which was helpful. The only thing I hated was looking around for the address to mail in my payments every month. There was not a quick email to reference the payment address, nor could I find it on my account. I had to look in my email to when I first started the program.

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Reply from Consolidated Credit Solutions, Inc.

Jan 12, 2021

Hi Hannah, Thanks for letting us know how we did! We’re happy we were able to help you find a solution to get out of debt. If you have any questions about your debt management program or what you can expect now that you’re enrolled, please don’t hesitate to call us. We’re here to help!

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Daniel Sharlow

January 6th, 2021 Albany, NY DETAILS arrow_drop_down
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This company is great to help lower credit card debt. They work with company to get wayyyy lower interest rates, some of mine were even 0%! They give you a manageable payment plan and you can add cards on at anytime and get out of debt within 2 - 4 years!

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Reply from Consolidated Credit Solutions, Inc.

Jan 12, 2021

Hi Daniel, We’re glad we could help! Getting out of debt is a journey and along the way, we want to provide resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out our YouTube Channel yet, we invite you to subscribe to Consolidated Credit. We’re constantly adding new videos that can help you become more financially savvy.

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[email protected]

January 5th, 2021 Charlotte, NC DETAILS arrow_drop_down
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I like the fact that I have used them before and they were always polite and helped if I had any questions. I am extremely pleased that they helped me get out of debt and now they are helping me again. Thanks Consolidated Credit.

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Reply from Consolidated Credit Solutions, Inc.

Jan 12, 2021

Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center on consolidatedcredt.org. These will help you learn strategies to avoid challenges with debt in the future.

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fred

January 4th, 2021 Montgomery, AL

I called they were very helpful on letting me know what is the best thing to do

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Reply from Consolidated Credit Solutions, Inc.

Jan 12, 2021

Hi Fred, Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.

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Andrea Horne

December 30th, 2020 Pittsburg, TX DETAILS arrow_drop_down
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Very helpful.Very friendly,helped me with each creditor

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Reply from Consolidated Credit Solutions, Inc.

Jan 12, 2021

Hi Andrea, We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!

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Shelly Young

December 30th, 2020 Somers Point, NJ

helps ease my mind knowing that I can get out of debt. Armando was very helpful

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Reply from Consolidated Credit Solutions, Inc.

Jan 12, 2021

Hi Shelly, Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center on consolidatedcredt.org. These will help you learn strategies to avoid challenges with debt in the future.

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Julie

December 29th, 2020 Lakewood, NJ

The representatives are very knowledgeable

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Reply from Consolidated Credit Solutions, Inc.

Jan 12, 2021

Hi Julia, Thanks for calling. We’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.

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Tracey

December 28th, 2020 Columbia, MD DETAILS arrow_drop_down
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I've been working with this company since August. The 1st conversation was amazing they were extremely helpful. Being that im a worry wart I did call the next couple of months cause I felt the communication wasnt there, but they were doing everything right. Credit One is a hassle to deal with and that was my only issue. Even tho I wasn't late, I ended up paying them for a couple months xtra on top of credit solutions payment until they finalized everything. This was an issue with credit one not credit solutions. If you have credit one and want to consolidate them, just keep an eye for a few months to make sure they are holding out on what they bargained with.

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Reply from Consolidated Credit Solutions, Inc.

Jan 12, 2021

Thanks for allowing us to assist you, Tracey. It sounds like you switched from a company that you were not satisfied with. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions, please give us a call and we’ll be happy to help. We’re here to be your advocate!

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Zachary Jaquett

December 22nd, 2020 , DETAILS arrow_drop_down
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They relieved my stress alot by handling the dispersement of my monthly payments to multiple creditors

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Reply from Consolidated Credit Solutions, Inc.

Dec 22, 2020

Hi Zachary, Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center on our website. These will help you learn strategies to avoid challenges with debt in the future.

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Brenda

December 19th, 2020 ,

I'm a new client so far its been good. Every customer service representative I have spoken with has been kind and helpful when addressing my concerns.

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Reply from Consolidated Credit Solutions, Inc.

Dec 22, 2020

Welcome aboard Brenda! Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

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Michelle Harris

December 18th, 2020 Beaverton, OR DETAILS arrow_drop_down
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They really helped me save, although I took a hit in my credit score. I was able to get financing for a new car no problem. The dip in my score was not mentioned when I asked the cons of signing up, so I would have appreciated all the facts so as to make an educated decision. All in all though, I'm glad I use CCC.

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Reply from Consolidated Credit Solutions, Inc.

Dec 22, 2020

Dear Michelle, Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

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Allison

December 17th, 2020 Norcross, GA DETAILS arrow_drop_down
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Amazing customer service! Secure company and the value of you assistance is great!!

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Reply from Consolidated Credit Solutions, Inc.

Dec 22, 2020

Dear Allison, Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.

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Carol Fields

December 11th, 2020 , DETAILS arrow_drop_down
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Helpful and straightforward. Great customer service.

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Reply from Consolidated Credit Solutions, Inc.

Dec 14, 2020

Hi Carol, Thanks for calling. We’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.

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Charles Burnham

December 10th, 2020 Washington Court House, OH

It will help me get of debt faster then paying

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Reply from Consolidated Credit Solutions, Inc.

Dec 14, 2020

Hi Charles, We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt free. We notice that you gave us 2 out of 5 stars, yet your review is positive. Is that an error? If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We're here to help.

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Amelia Echevarria

December 9th, 2020 , DETAILS arrow_drop_down
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I enjoyed working with consolidated credit because they have arranged one easy payment each month for my debt.

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Reply from Consolidated Credit Solutions, Inc.

Dec 14, 2020

Hi Amelia, Thanks for letting us know how we did! We’re happy we were able to help you find a solution to get out of debt. If you have any questions about your debt management program or what you can expect now that you’re enrolled, please don’t hesitate to call us. We’re here to help!

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Mary

December 8th, 2020 Marion, IL

Great response to questions when needed.

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Reply from Consolidated Credit Solutions, Inc.

Dec 10, 2020

Hi Mary, Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

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Katie Goodwin

December 8th, 2020 Two Rivers, WI DETAILS arrow_drop_down
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Friendly service and easy to contact support

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Reply from Consolidated Credit Solutions, Inc.

Dec 10, 2020

Hi Katie, Thanks for letting us know how we did! We’re happy we were able to help you find a solution to get out of debt. If you have any questions about your debt management program or what you can expect now that you’re enrolled, please don’t hesitate to call us. We’re here to help!

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Wilson

December 7th, 2020 Salt Lake City, UT DETAILS arrow_drop_down
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The people are so helpful and considerate when we call. They are also very knowledgeable about our issues and give straight answers. Thank you.

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Reply from Consolidated Credit Solutions, Inc.

Dec 10, 2020

Hi Wilson, Thanks for calling. We’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.

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Audrey Robillard

December 4th, 2020 Fort Lauderdale, FL DETAILS arrow_drop_down
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The ease of following the plan. The efficiency and accuracy of updated reports. The flexibility of changing due dates for a small fee. The speed at which my debts were paid down was awesome. The program reduced my debt anxiety.

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Reply from Consolidated Credit Solutions, Inc.

Dec 10, 2020

Hi Audrey, Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center on our website. These will help you learn strategies to avoid challenges with debt in the future. We appreciate you and thank you for allowing Consolidated Credit to assist you.

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Nana

December 3rd, 2020 Chicago, IL

I have been enrolled in a settlement program but i dont really understand their procedures. What should i do? Can i change it ?

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Reply from Consolidated Credit Solutions, Inc.

Dec 10, 2020

Hi Nana, Thank you for allowing Consolidated Credit to assist you. Since we are a credit counseling organization and offer debt management, not debt settlement, I'm not sure what their policies are. You may want to reach out to them for clarification. Feel free to give us a call at 1-877-201-7780, one of our client services representatives may be able to provide some information. We appreciate you and wish you the very best on your journey out of debt.

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Anna

November 30th, 2020 Kinder, LA DETAILS arrow_drop_down
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I love that it is just so easy. Wish I could include more!

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Reply from Consolidated Credit Solutions, Inc.

Dec 01, 2020

Dear Anna, Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

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James Brown

November 25th, 2020 Ledyard Center, CT

Only been a couple of months but so far they've been extremely helpful and my credit score is on the rise.

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Reply from Consolidated Credit Solutions, Inc.

Dec 01, 2020

Welcome aboard James! Thanks for letting us know how we did! We’re happy we were able to help you find a solution to get out of debt. If you have any questions about your debt management program or what you can expect now that you’re enrolled, please don’t hesitate to call us. We’re here to help!

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Nicole Wright

November 23rd, 2020 Killingworth, CT DETAILS arrow_drop_down
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Tatianna was so helpful and pleasant and I couldn’t have asked for better service!! Thank you so much again, Tatianna!!

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Reply from Consolidated Credit Solutions, Inc.

Nov 24, 2020

Dear Nicole, Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center on our website. These will help you learn strategies to avoid challenges with debt in the future.

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Karen Moss

November 18th, 2020 , DETAILS arrow_drop_down
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I appreciate the help and kindness I have received each time I have spoken to someone. You are helping me get out of debt soon.

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Reply from Consolidated Credit Solutions, Inc.

Nov 24, 2020

Dear Karen, Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.

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DRH

November 17th, 2020 South Lyon, MI DETAILS arrow_drop_down
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Everyone is very helpful and considerate.

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Reply from Consolidated Credit Solutions, Inc.

Nov 24, 2020

Dear DRH, We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!

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Mel Clarke

November 13th, 2020 Newberg, OR

The sign up was very good. Armando was very pleasant to work with.

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Reply from Consolidated Credit Solutions, Inc.

Nov 24, 2020

Dear Mel, Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

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Charlene Wilson

November 12th, 2020 Grand Prairie, TX DETAILS arrow_drop_down
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Customer Service is very friendly and helpful

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Reply from Consolidated Credit Solutions, Inc.

Nov 12, 2020

Hi Charlene, Thanks for your review and we were glad we could help you with your debt.!

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Michael

November 10th, 2020 Dyersburg, TN

Everyone was easy to work with and listened to what I wanted

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Reply from Consolidated Credit Solutions, Inc.

Nov 12, 2020

Hi Michael, Thanks for letting us know how we did! We’re happy we were able to help you find a solution to get out of debt. If you have any questions about your debt management program or what you can expect now that you’re enrolled, please don’t hesitate to call us. We’re here to help!

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Cheryll Walker

November 6th, 2020 Somerset, OH

Easy to work with and great to work with

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Reply from Consolidated Credit Solutions, Inc.

Nov 12, 2020

Hi Cheryll, Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

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Caitlyn

November 2nd, 2020 Wahiawa, HI DETAILS arrow_drop_down
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I love how easy they make these, I feel a lot less stressed having my debt with them and them taking charge in helping it be payed off.

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Reply from Consolidated Credit Solutions, Inc.

Nov 03, 2020

Welcome aboard Caitlyn! Thanks for reaching out to Consolidated Credit for help with your credit card debt. While we’re helping you get out of debt through your debt management program, don’t forget to take advantage of the free financial education resources we offer. If you haven’t signed up yet, please check out Credit Dojo on our website. It’s a fun interactive, financial literacy course that can teach you everything from basic budgeting to buying a home.

Verified Customer

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Raygoza Maria

November 2nd, 2020 DETAILS arrow_drop_down
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Very helpful and knowledgeable. Monthly fees are very reasonable. Courteous and detailed

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Reply from Consolidated Credit Solutions, Inc.

Nov 03, 2020

Hi Raygoza, We’re glad we could help! Getting out of debt is a journey and along the way, we want to provide resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out Consolidated Credit's YouTube Channel yet, we invite you to subscribe. We’re constantly adding new videos that can help you become more financially savvy.

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Ayled Munoz

October 30th, 2020 Yuma, AZ

Great customer service. Made my situation very easy to handle.

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Reply from Consolidated Credit Solutions, Inc.

Nov 03, 2020

Hi Ayled, Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.

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MELINDA WESTPHAL

October 26th, 2020 Lansing, MI

Great customer service. Everyone is pretty friendly and helpful.

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Reply from Consolidated Credit Solutions, Inc.

Oct 30, 2020

Hi Melinda, Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.

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LOUISE SCHMELING

October 23rd, 2020 Mount Pleasant, IA DETAILS arrow_drop_down
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Grateful to be on this program! Thank you for making this an easy process!

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Reply from Consolidated Credit Solutions, Inc.

Oct 30, 2020

Welcome aboard Louise! Thanks for reaching out to Consolidated Credit for help with your credit card debt. While we’re helping you get out of debt through your debt management program, don’t forget to take advantage of the free financial education resources we offer. If you haven’t signed up yet, please check out Credit Dojo on our website. It’s a fun interactive, financial literacy course that can teach you everything from basic budgeting to buying a home.

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Victoria Hine

October 23rd, 2020 Shallotte, NC DETAILS arrow_drop_down
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It is easy with this company to consolitate your credit and pay it off in a timely manner.

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Reply from Consolidated Credit Solutions, Inc.

Oct 30, 2020

Hi Victoria, We’re glad we could help! Getting out of debt is a journey and along the way, we want to provide resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out Consolidated Credit's YouTube Channel yet, we invite you to subscribe. We’re constantly adding new videos that can help you become more financially savvy.

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Elizabeth Crowder

October 21st, 2020 Bentonville, AR DETAILS arrow_drop_down
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always putting their customers 1st, thank you for taking care of me

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Reply from Consolidated Credit Solutions, Inc.

Oct 22, 2020

Hi Elizabeth, Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

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woodgirl1974

October 19th, 2020 Ladson, SC DETAILS arrow_drop_down
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I would give a 5 but I was not told about the additional cost of the GM membership added to my debt payment. That should have been disclosed when I was told how much my monthly payment was going to be which was $240.

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Reply from Consolidated Credit Solutions, Inc.

Oct 21, 2020

Dear Woodgirl 1974, Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions, please give us a call and we’ll be happy to help.

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Cynthia Morse

October 19th, 2020 Rockville, CT

The customer service is excellent! When answering questions they are very understanding.

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Reply from Consolidated Credit Solutions, Inc.

Oct 21, 2020

Dear Cynthia, Thanks for letting us know how we did! We’re happy we were able to help you find a solution to get out of debt. If you have any questions about your debt management program or what you can expect now that you’re enrolled, please don’t hesitate to call us. We’re here to help!

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Jerry Huckfeldt

October 19th, 2020 Waynesville, MO

Very friendly and told me what I needed to know.

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Reply from Consolidated Credit Solutions, Inc.

Oct 21, 2020

Dear Jerry, We’re happy we could help you find a solution to overcome your challenges with debt. Now that you’re on your way to becoming debt free, don’t forget to take advantage of all the free financial education resources we offer. We hold free webinars every month that can help you achieve and maintain financial stability long-term. Make sure to check them out on Consolidated Credit's website.

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JudyCrowley

October 19th, 2020 Indian Trail, NC

They treated me with dignity and respect. I was sick with worry and they alleviated my fears.

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Reply from Consolidated Credit Solutions, Inc.

Oct 21, 2020

Dear Judy, We’re happy we could help you find a solution to overcome your challenges with debt. Now that you’re on your way to becoming debt free, don’t forget to take advantage of all the free financial education resources we offer. We hold free webinars every month that can help you achieve and maintain financial stability long-term. Make sure to check them out on Consolidated Credit's website.

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Joseph Langit

October 19th, 2020 San Dimas, CA DETAILS arrow_drop_down
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Tatiana was awesome, knowledgeable and friendly. She addressed all of my questions! Great customer service!

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Reply from Consolidated Credit Solutions, Inc.

Oct 21, 2020

Hi Joseph, Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.