- Consolidated Credit
Consolidated Credit
check_circle VerifiedConsolidated Credit has helped clients hammer away millions of dollars worth of debt since 1993. Since opening, it has helped millions of customers with debt issues and is one of the largest credit counseling agencies in the United States. The company boasts highly competitive interest rates, industry accreditations, and a positive reputation with online customer reviews.
Consolidated Credit also offers educational resources to improve its customers' financial literacy, particularly regarding credit cards and debt. Some of these resources include webinars, debt-to-income ratio and credit score cost calculators, and articles on various financial topics. Consolidated Credit also offers a community outreach program to provide financial education in addition to consolidating debt for its clients.
Consolidated Credit is one of the biggest companies in debt consolidation — the company has been featured in CNN, Forbes, MSNBC, and more. By making one (lower) monthly payment with the company, you can stop worrying about penalties for late payments and reduce your credit card debt by 30-50 percent.
The Good
- Years of Industry Experience
- Consolidated Credit Cost
- Great Interest Rates: Consolidate Credit Card Debt at 0—11 Percent
- Available to All
- Accredited Company; Certified Staff
- Positive Customer Reviews
Years of Industry Experience
Consolidated Credit is one of the oldest names in the industry, having accumulated over 20 years in business. During that time, it has built a reputation for total professionalism, offering CPFC certified debt counselors and free debt consultations for potential clients.
Unlike debt consolidation companies offering personal loans, Consolidated Credit is a credit counseling agency. The company’s certified credit counselors perform a free evaluation to help determine the best debt relief option for each potential client.
Consolidated Credit Counseling services include a free review of the client’s current financial situation, credit report (credit history and credit score), and budget. This first credit counseling session can provide debt management strategies (e.g. making more than the minimum payments on your credit cards), budget advice, and ideas to improve bad credit and eliminate debt.
If a debt management plan is the best solution, the company will design a repayment plan to fit the unique needs of the client. A debt management program is a great alternative to debt settlement and debt consolidation loans while providing affordable monthly payments.
The customization of Consolidated Credit solutions means that each client’s specific needs will be addressed and clients are helped in meaningful ways.
Consolidated Credit Cost
Many consolidation companies charge an enrollment fee and a monthly fee for their services. Consolidated Credit charges an upfront fee of $0 to $49 — this is a one-time, account set-up fee. Consolidated Credit also charges a monthly fee of $49.
Consolidated Credit bases its monthly fees on what a client can afford. Some clients may qualify to pay no monthly fee.
Debt consolidation is a government-regulated industry. As a result, most companies charge similar prices, though fees vary by state. Consolidated Credit is no different.
Great Interest Rates: Consolidate Credit Card Debt at an Average of 0–11 Percent
Less regulated are the interest rates Consolidated Credit can negotiate with lenders, including credit card companies. It works with creditors to help clients achieve the best possible deal.
The company claims to get credit card interest rates down to an average of 0–11 percent APR — one of the lowest rates in the industry. These lower rates equate to a smaller overall payment for credit card debt and less interest.
Available to All
Each state has its own unique debt consolidation rules. For this reason, not all consolidation companies have their services available nationwide.
Consolidated Credit follows the state laws in every state. Its counseling services are available to people struggling with unsecured debt in every U.S. state. Consolidated Credity works to help people understand the best ways to manage their debt and what their consolidation options are.
In addition to helping clients consolidate credit card debt, Consolidated Credit counselors can help clients with debt from medical bills, payday loans, and more.
Accredited Company; Certified Staff
The company is ISO certified and is accredited with the FCAA (Financial Counseling Association of America).
Gary Herman, the president of Consolidated Credit, has been working with the company for over 20 years. He has training as a certified credit counselor and is also the vice president of the FCAA, which is an important organization that ensures companies offer the best debt relief.
Positive Customer Reviews
Consolidated Credit reviews frequently cite the staff's professionalism and overall quality customer service. Many of the reviews commended Consolidated for the ease of contact and polite, helpful staff members who guided clients every step of the way.
Some reviews are from users who used the free consultation but did not end up using Consolidated Credit's debt management plan services, yet felt they were able to walk away more knowledgeable about their best course of action after the consultation with a credit counselor.
The Bad
- Not NFCC Certified
- Limited Website Information
Not NFCC Certified
Consolidated Credit is not certified with the NFCC (National Foundation for Credit Counseling). There are several other companies in the debt consolidation industry that do hold this certificate.
Accreditations and memberships can be an important feature to look for when choosing a company to work with. These associations require accredited companies to keep a certain standard of best practices.
This help ensures that customers are receiving quality services. While Consolidated Credit is not certified through NFCC, it is certified by other organizations, such as ISO and FCAA.
Limited Website Information
Though Consolidated Credit provides a robust amount of financial advice, it does not have much information about its actual credit counseling services and debt management plans available on its website.
However, this is likely because their programs are created based on client needs. Each client’s situation is different, so the programs vary accordingly.
Consumers are urged to call or apply online to receive more information. Online information helps customers while they are searching for the company that best fits their financial needs.
The Bottom Line
Consolidated Credit's lengthy track record, pricing, service level, and expertise are impressive. Even on our own site, customers give Consolidated Credit a very high average rating.
Customers are overwhelmingly positive about Consolidated Credit. The company aims to improve consumer credit knowledge and help individuals pay off credit card balances through a personalized management program and consolidating debt.
Given that the company is available in all 49 states and has such positive customer reviews, we strongly recommend it to any clients with unsecured debt consolidation needs. If you want to consolidate your debt into one monthly payment through a debt management program instead of with a consolidation loan or personal loan, Consolidated Credit is a great option.
Consolidated Credit counseling services can review your financial situation, help you make a debt management plan, understand consolidating your debt, and even negotiate interest rates with creditors. Consolidated Credit's relief services can help you stay on top of payments, avoid filing bankruptcy, and get you on the path to becoming debt-free.
Call our recommended rep over at Consolidated Credit below.
1-(844) 720-3995
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User Reviews
Star Rating
707 Reviews
Review Breakdown
Sentiment Criteria
Gary Fobes
I called to ask a question about a payment on one of my creditors bill And Tatiana gave very good clarification of my concern on the issue. Thank you Tatiana and consolidated credit. Gary Fobes
Reply from Consolidated Credit
Sep 23, 2020
Hi Gary, We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!
Michael
Very friendly, thoughtful, and helpful! Thanks!!
Reply from Consolidated Credit
Sep 23, 2020
Hi Michael, Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center. These will help you learn strategies to avoid challenges with debt in the future.
Mansoor Syed
The level of clarity is outstanding and communication is excellent, especially for someone who is in the mess of bad credit and does not have good understanding of financial terms. Thank you so much for explaining everything and being courteous and professional with very high standard of customer-service soft skills.
Reply from Consolidated Credit
Sep 23, 2020
Welcome aboard Mansoor! Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!
Mirian Alcala
Titiana was excellent in answering all my needs she was 10
Reply from Consolidated Credit
Sep 23, 2020
Hi Mirian, Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.
Brenda Johnson-Ryder
They will work with you They are understanding
Reply from Consolidated Credit
Sep 23, 2020
Hi Brenda, Thanks for allowing us to assist you and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.
Mariah
Tatiana was incredibly friendly and professionally, and quickly and efficiently addressed the reason for my call. She h
Reply from Consolidated Credit
Sep 23, 2020
Hi Mariah, We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!
Cindy J Clark
My experience was excellent today, very professional and pleasant.
Reply from Consolidated Credit
Sep 23, 2020
Hi Cindy, Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center. These will help you learn strategies to avoid challenges with debt in the future.
Verified Customer
Esther
Easy to understand, helpful with all my questions
Reply from Consolidated Credit
Sep 23, 2020
Hi Esther, Thanks for reaching out to Consolidated Credit for help with your credit card debt. While we’re helping you get out of debt through your debt management program, don’t forget to take advantage of the free financial education resources we offer. If you haven’t signed up yet, please check out Credit Dojo on our website. It’s a fun interactive, financial literacy course that can teach you everything from basic budgeting to buying a home.
Verified Customer
Dennis
Great service,excelent costumer service always answering your questions
Reply from Consolidated Credit
Sep 23, 2020
Hi Dennis, Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.
Arbrenia Sykes
Not ,what I expected to be! I feel the service could’ve been a lot more better handle on the creditors. I feel like I’ve been done in two years and start at three.
Reply from Consolidated Credit
Jul 07, 2020
Hi Arbrenia, We strive to provide the very best service at all times and so hearing that our service fell below your expectation is unsettling. Please reach out to us at 1-877-201-7780. One of our client services representatives will be happy to go over your account with you. We appreciate you and wish you the very best on your journey out of debt.
Patrice Martino
Great. If I have any questions they are answered promptly and I have had no problems thus far.
Reply from Consolidated Credit
Sep 23, 2020
Hi Patrice, We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!
donna olson
My guy Erick was fantastic with getting me on board. The process was painless. My mind can breathe again. To know there’s a solution there are no words. My mind is at ease again.
Reply from Consolidated Credit
Sep 23, 2020
Welcome aboard Donna! Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.
lisa levchuk
Great company...helped me out when I needed help
Reply from Consolidated Credit
Sep 23, 2020
Hi Lisa, We’re glad we could help! Getting out of debt is a journey and along the way, we want to provide resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out Consolidated Credit's YouTube Channel yet, we invite you to subscribe. We’re constantly adding new videos that can help you become more financially savvy.
Erin
Very easy to work woth. They keep my best interests in mind.
Reply from Consolidated Credit
Sep 23, 2020
Hi Erin, Thanks for allowing us to assist you and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.
Mahnaz Mohiuddin
Great service. They’re very prompt with their responses and communication
Reply from Consolidated Credit
Sep 23, 2020
Hi Mahnaz, We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!
Rita Risner
They pay your payment, but my creditors are always past due and calling me all the time. I think how much I paying them that they should fix it so that there not late. Never going to get paid off.
Reply from Consolidated Credit
Jul 07, 2020
Hi Rita, Customer service and client satisfaction are of utmost importance to us and so we regret hearing this. Please call us at 1-877-201-7780. One of our client services representatives will be happy to go over your account and look into the matter. We appreciate you. Thank you for allowing us to assist you.
Jennie Gordon
Easy to work with. I appreciate the guidelines that prohibit me from opening new cards, that's a great reinforcement while paying down my debt!
Reply from Consolidated Credit
Sep 23, 2020
Hi Jennie, Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center. These will help you learn strategies to avoid challenges with debt in the future.
Tyner
They're good at explaining how they work with the creditors. I just don't like the added on fees for making payments. Wish it was just the 25 dollar monthly membership fee and nothing more.
Reply from Consolidated Credit
Sep 23, 2020
Hi Tyner, Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!
Verified Customer
Sally
always professional, very quick to research and provide answers.
Reply from Consolidated Credit
Sep 23, 2020
Hi Sally, Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center. These will help you learn strategies to avoid challenges with debt in the future.
Verified Customer
Matt
Consolidated credit has been a pleasure to work with. During the application process they were very straightforward and everything, and they have follow through with what they have said they would do, which is help me get out of debt!
Reply from Consolidated Credit
Sep 23, 2020
Hi Matt, We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!
Verified Customer
alexander mosley Sr
Great customer service and quality product
Reply from Consolidated Credit
Sep 23, 2020
Hi Alexander, Thanks for reaching out to Consolidated Credit for help with your credit card debt. While we’re helping you get out of debt through your debt management program, don’t forget to take advantage of the free financial education resources we offer. If you haven’t signed up yet, please check out our Credit Dojo. It’s a fun interactive, financial literacy course that can teach you everything from basic budgeting to buying a home.
Verified Customer
Jessica
Customer service is very friendly. I just wish I could have lower interest rates.
Reply from Consolidated Credit
Sep 23, 2020
Hi Jessica, Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!
Verified Customer
Jerome
They take care of my debt and made it something I can live with. I would like to know why I still receive the bill from one of the credit cards and it looks terrible and goes up and up and then I get the receipt from Consolidated Credit and it shows that you made a major payment to them. I'm a little confused on that.
Reply from Consolidated Credit
Sep 23, 2020
Hi Jerome, We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt free. If you have any questions or if you run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!
Verified Customer
Maria
I was able to consolidate my bills and making monthly payments. It has helped our household tremendously. They've been able to communicate with me back and forth through text or email. I've had no problems working with them. I can see a light at the end of the tunnel and by the end of the year I will be able to pay off all my debts.
Reply from Consolidated Credit
Sep 23, 2020
Hi Maria, Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center. These will help you learn strategies to avoid challenges with debt in the future.
Verified Customer
Sequria
They helped me change several bills into one bill and they bill it out for me.
Reply from Consolidated Credit
Sep 23, 2020
Hi Sequira, Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.
Verified Customer
Blanca I Gonzalez
The communication I appreciate very much.
Reply from Consolidated Credit
Sep 23, 2020
Hi Blanca, Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.
Verified Customer
Ken Roullier
very professional and helpful. They were able to quickly get things rolling and had all the answers to my questions.
Reply from Consolidated Credit
Sep 23, 2020
Hi Ken, Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center. These will help you learn strategies to avoid challenges with debt in the future.
Verified Customer
Rodney Khodr
very good and very helpful in resolving issues. They are honest with you. They give clear direction on they do.
Reply from Consolidated Credit
Sep 23, 2020
Hi Rodney, We’re happy we could help you find a solution to overcome your challenges with debt. Now that you’re on your way to becoming debt free, don’t forget to take advantage of all the free financial education resources we offer. We hold free webinars every month that can help you achieve and maintain financial stability long-term. Make sure to check them out!
Verified Customer
Debra Cronenwett
My experience has been a wonderful one. They are very helpful and very non-judgmental. It took me two weeks to make that call, I am so glad that I did.
Reply from Consolidated Credit
Sep 23, 2020
Hi Debra, Thanks for reaching out to Consolidated Credit for help with your credit card debt. While we’re helping you get out of debt through your debt management program, don’t forget to take advantage of the free financial education resources we offer. If you haven’t signed up yet, please check out our Credit Dojo. It’s a fun interactive, financial literacy course that can teach you everything from basic budgeting to buying a home.
Verified Customer
Barbara Hamer
If I have any questions at anytime they always will help you figure things out
Reply from Consolidated Credit
Sep 23, 2020
Hi Barbara, Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.
Verified Customer
Catherine Masterson
I have been using Consolidated for 15 months, and have seen my debt dwindling. I had lost hope of ever getting out of debt, but now I see the end in sight.
Reply from Consolidated Credit
Sep 23, 2020
Hi Catherine, We’re happy we could help you find a solution to overcome your challenges with debt. Now that you’re on your way to becoming debt free, don’t forget to take advantage of all the free financial education resources we offer. We hold free webinars every month that can help you achieve and maintain financial stability long-term. Make sure to check them out!
Dana
Tatiana was very helpful and very detailed in her explanations.
Reply from Consolidated Credit
Sep 23, 2020
Hi Dana, Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.
Jackie Cunningham
Consolidated Credit are a godsend that has gave such peace of mind...,I feel like I can breathe knowing I have witnesses proving I am doing my best to pay my creditors on time...Thank YOU!!!
Reply from Consolidated Credit
Sep 23, 2020
Hi Jackie, We’re happy we could help you find a solution to overcome your challenges with debt. Now that you’re on your way to becoming debt free, don’t forget to take advantage of all the free financial education resources we offer. We hold free webinars every month that can help you achieve and maintain financial stability long-term. Make sure to check them out!
KATHLEEN
SHE WAS EXTREMELY HELPFUL AND COULD EASILY ANSWER MY QUESTIONS AND EXPLAIN THE PROCESS TO ME AND THE BEST WAY TO HANDLE MY REQUEST...SHE IS VERY VERY EFFICIENT AND I AM VERY IMPRESSED WITH HER HOPEFULLY THE OTHERS WHO REPRESENT YOU ARE AS KIND CONSIDERATE AND PRECISE IN THEIR EXPLANATIONS OF HOW MY REQUEST NEEDED TO BE HANDLED AND THE HELP SHE GAVE ME TO DO JUST THAT. YOUR COMPANY WAS VERY WELL REPRESENTED AND IMPRESSIVE I WILL RECOMMEND YOUR COMPANY IN THE FUTURE. THANK YOU
Reply from Consolidated Credit
Sep 23, 2020
Hi Kathleen, Thanks for reaching out to Consolidated Credit for help with your credit card debt. While we’re helping you get out of debt through your debt management program, don’t forget to take advantage of the free financial education resources we offer. If you haven’t signed up yet, please check out our Credit Dojo. It’s a fun interactive, financial literacy course that can teach you everything from basic budgeting to buying a home.
Torresfambam
Tatiana was very kind and very informative, she definitely knows how to do her job!!!!
Reply from Consolidated Credit
Sep 23, 2020
Hi Torresfambam, Thanks for reaching out to Consolidated Credit for help with your credit card debt. While we’re helping you get out of debt through your debt management program, don’t forget to take advantage of the free financial education resources we offer. If you haven’t signed up yet, please check out Credit Dojo. It’s a fun interactive, financial literacy course that can teach you everything from basic budgeting to buying a home.
eileen matos
Tatiana was very helpful, patient and polite.
Reply from Consolidated Credit
Sep 23, 2020
Hi Eileen, Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.
Verified Customer
Leisa
They were very friendly, very helpful, and answer any questions I have at any time. I appreciate the fact that they're willing to get in touch with my creditors and speak on my behalf.
Reply from Consolidated Credit
Sep 23, 2020
Hi Leisa, Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!
Verified Customer
April
They pretty much explained most of it to me and I understood it. I feel like it was a little bit trickier in our area to figure out what was going to happen in the beginning. It did drop my payments monthly but I feel like some of the payments don't seem like they're going down very much a month.
Reply from Consolidated Credit
Sep 23, 2020
Hi April, We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!
Verified Customer
Ian
Easy to understand, a good program, and very accomomodating. Customer service is easy to work with and good response to the question.
Reply from Consolidated Credit
Sep 23, 2020
Hi Ian, We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!
Verified Customer
Patrice
Customer service communicated really well and were able to negotiate lower payments to get the account status satisfied. The way they operate it was closing down the accounts completely which then caused a reduction on my credit score and that's probably the only thing that really bothered me about the service.
Reply from Consolidated Credit
Sep 23, 2020
Hi Patrice, We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!
Verified Customer
Anonymous
It's quick. They are very clear and very efficient.
Reply from Consolidated Credit
Sep 23, 2020
Hi Anonymous, Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.
Verified Customer
Geraldine
They have given me their attention. They are there to assist me with the questions that I have and I think it was a great company.
Reply from Consolidated Credit
Sep 23, 2020
Hi Geraldine, We’re happy we could help you find a solution to overcome your challenges with debt. Now that you’re on your way to becoming debt free, don’t forget to take advantage of all the free financial education resources we offer. We hold free webinars every month that can help you achieve and maintain financial stability long-term. Make sure to check them out!
Verified Customer
Anonymous
Everybody was very professional, pleasant, and very thorough in explaining the program and taking care of my needs. It works.
Reply from Consolidated Credit
Sep 23, 2020
Hi Anonymous, Thanks for reaching out to Consolidated Credit for help with your credit card debt. While we’re helping you get out of debt through your debt management program, don’t forget to take advantage of the free financial education resources we offer. If you haven’t signed up yet, please check out Credit Dojo. It’s a fun interactive, financial literacy course that can teach you everything from basic budgeting to buying a home.
Verified Customer
Sylvia
The program was clear and concise. The very first time I called I got a person to answer every question that I have. She had answers for the program and she laid it out so it was understandable.
Reply from Consolidated Credit
Sep 23, 2020
Hi Sylvia, Thanks for reaching out to Consolidated Credit for help with your credit card debt. While we’re helping you get out of debt through your debt management program, don’t forget to take advantage of the free financial education resources we offer. If you haven’t signed up yet, please check out our Credit Dojo. It’s a fun interactive, financial literacy course that can teach you everything from basic budgeting to buying a home.
Verified Customer
Regina
It was an easy plan to stick to and they provided support. They were knowledgeable about the service.
Reply from Consolidated Credit
Sep 23, 2020
Hi Regina, We’re happy we could help you find a solution to overcome your challenges with debt. Now that you’re on your way to becoming debt free, don’t forget to take advantage of all the free financial education resources we offer. We hold free webinars every month that can help you achieve and maintain financial stability long-term. Make sure to check them out!
Verified Customer
Anonymous
They are easy and reliable and customer support is very available and responsive.
Reply from Consolidated Credit
Sep 23, 2020
Hi Anonymous, Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center. These will help you learn strategies to avoid challenges with debt in the future.
Verified Customer
Kathleen
Very affordable, reasonable, and worked with my budget. They took all my creditors except for ones they obviously couldn't take like he car or a student loan. They were very thorough. They let me add additional information as I went along and were very professional and didn't make me feel bad about my situation.
Reply from Consolidated Credit
Sep 23, 2020
Hi Kathleen, Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!
Verified Customer
Dennis
They're a very understanding company and break down the whole process of the debt management program.
Reply from Consolidated Credit
Sep 23, 2020
Hi Dennis, We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!
Verified Customer
Bobbie
They've always been available whenever I've made a phone call and they've helped me to the best of their ability. They've helped me tremendously with getting the interest rate lowered. Always there when I need them.
Reply from Consolidated Credit
Sep 23, 2020
Hi Bobbie, Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.
Verified Customer
Samantha
Customer service was accommodating. They answered every question that I needed answered and they were productive in what I needed. They are very trustworthy. I was very nervous going into debt consolidation and getting ripped off. Everything is laid out in statements, I get everything in the mail. I'm speaking with American representatives and that's very important to me. It's been a smooth process and my credit scores are already going up.
Reply from Consolidated Credit
Sep 23, 2020
Hi Samantha, We’re happy we could help you find a solution to overcome your challenges with debt. Now that you’re on your way to becoming debt free, don’t forget to take advantage of all the free financial education resources we offer. We hold free webinars every month that can help you achieve and maintain financial stability long-term. Make sure to check them out!