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Consolidated Credit Solutions, Inc.

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830 User Reviews

8.8

Overall Score

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Consolidated Credit has helped clients hammer away millions of dollars worth of debt since 1993. Since opening, it has helped millions of customers with debt issues and is one of the largest credit counseling agencies in the United States. The company boasts highly competitive interest rates, industry accreditations, and a positive reputation with online customer reviews.

Consolidated Credit also offers educational resources to improve its customers' financial literacy, particularly regarding credit cards and debt. Some of these resources include webinars, debt-to-income ratio and credit score cost calculators, and articles on various financial topics. Consolidated Credit also offers a community outreach program to provide financial education in addition to consolidating debt for its clients.

Consolidated Credit is one of the biggest companies in debt consolidation — the company has been featured in CNN, Forbes, MSNBC, and more. By making one (lower) monthly payment with the company, you can stop worrying about penalties for late payments and reduce your credit card debt by 30-50 percent.

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The Good

  • Years of Industry Experience
  • Consolidated Credit Cost
  • Great Interest Rates: Consolidate Credit Card Debt at 0—11 Percent
  • Available to All
  • Accredited Company; Certified Staff
  • Positive Customer Reviews

Years of Industry Experience

Consolidated Credit is one of the oldest names in the industry, having accumulated over 20 years in business. During that time, it has built a reputation for total professionalism, offering CPFC certified debt counselors and free debt consultations for potential clients.

Unlike debt consolidation companies offering personal loans, Consolidated Credit is a credit counseling agency. The company’s certified credit counselors perform a free evaluation to help determine the best debt relief option for each potential client.

Consolidated Credit Counseling services include a free review of the client’s current financial situation, credit report (credit history and credit score), and budget. This first credit counseling session can provide debt management strategies (e.g. making more than the minimum payments on your credit cards), budget advice, and ideas to improve bad credit and eliminate debt.

If a debt management plan is the best solution, the company will design a repayment plan to fit the unique needs of the client. A debt management program is a great alternative to debt settlement and debt consolidation loans while providing affordable monthly payments.

The customization of Consolidated Credit solutions means that each client’s specific needs will be addressed and clients are helped in meaningful ways.

Consolidated Credit Cost

Many consolidation companies charge an enrollment fee and a monthly fee for their services. Consolidated Credit charges an upfront fee of $0 to $49 — this is a one-time, account set-up fee. Consolidated Credit also charges a monthly fee of $49.

Consolidated Credit bases its monthly fees on what a client can afford. Some clients may qualify to pay no monthly fee.

Debt consolidation is a government-regulated industry. As a result, most companies charge similar prices, though fees vary by state. Consolidated Credit is no different.

Great Interest Rates: Consolidate Credit Card Debt at an Average of 0–11 Percent

Less regulated are the interest rates Consolidated Credit can negotiate with lenders, including credit card companies. It works with creditors to help clients achieve the best possible deal.

The company claims to get credit card interest rates down to an average of 0–11 percent APR — one of the lowest rates in the industry. These lower rates equate to a smaller overall payment for credit card debt and less interest.

Available to All

Each state has its own unique debt consolidation rules. For this reason, not all consolidation companies have their services available nationwide.

Consolidated Credit follows the state laws in every state. Its counseling services are available to people struggling with unsecured debt in every U.S. state. Consolidated Credity works to help people understand the best ways to manage their debt and what their consolidation options are.

In addition to helping clients consolidate credit card debt, Consolidated Credit counselors can help clients with debt from medical bills, payday loans, and more.

Accredited Company; Certified Staff

The company is ISO certified and is accredited with the FCAA (Financial Counseling Association of America).

Gary Herman, the president of Consolidated Credit, has been working with the company for over 20 years. He has training as a certified credit counselor and is also the vice president of the FCAA, which is an important organization that ensures companies offer the best debt relief.

Positive Customer Reviews

Consolidated Credit reviews frequently cite the staff's professionalism and overall quality customer service. Many of the reviews commended Consolidated for the ease of contact and polite, helpful staff members who guided clients every step of the way.

Some reviews are from users who used the free consultation but did not end up using Consolidated Credit's debt management plan services, yet felt they were able to walk away more knowledgeable about their best course of action after the consultation with a credit counselor.

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The Bad

  • Not NFCC Certified
  • Limited Website Information

Not NFCC Certified

Consolidated Credit is not certified with the NFCC (National Foundation for Credit Counseling). There are several other companies in the debt consolidation industry that do hold this certificate.

Accreditations and memberships can be an important feature to look for when choosing a company to work with. These associations require accredited companies to keep a certain standard of best practices.

This help ensures that customers are receiving quality services. While Consolidated Credit is not certified through NFCC, it is certified by other organizations, such as ISO and FCAA.

Limited Website Information

Though Consolidated Credit provides a robust amount of financial advice, it does not have much information about its actual credit counseling services and debt management plans available on its website.

However, this is likely because their programs are created based on client needs. Each client’s situation is different, so the programs vary accordingly.

Consumers are urged to call or apply online to receive more information. Online information helps customers while they are searching for the company that best fits their financial needs.

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The Bottom Line

Consolidated Credit's lengthy track record, pricing, service level, and expertise are impressive. Even on our own site, customers give Consolidated Credit a very high average rating.

Customers are overwhelmingly positive about Consolidated Credit. The company aims to improve consumer credit knowledge and help individuals pay off credit card balances through a personalized management program and consolidating debt.

Given that the company is available in all 49 states and has such positive customer reviews, we strongly recommend it to any clients with unsecured debt consolidation needs. If you want to consolidate your debt into one monthly payment through a debt management program instead of with a consolidation loan or personal loan, Consolidated Credit is a great option.

Consolidated Credit counseling services can review your financial situation, help you make a debt management plan, understand consolidating your debt, and even negotiate interest rates with creditors. Consolidated Credit's relief services can help you stay on top of payments, avoid filing bankruptcy, and get you on the path to becoming debt-free.

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Consolidated Credit Solutions, Inc. Frequently Asked Questions

What types of debt can someone include in a debt management program?

A debt management program is meant primarily to pay off high-interest rate credit card debt. One of the primary benefits of working with a nonprofit credit counseling agency is that they work with a client’s creditors to reduce or eliminate interest charges applied to the debt. That’s most beneficial with high-interest rate credit card balances.

However, it may be possible to include other types of debt, including unsecured personal loans, medical bills, collection accounts, and payday loans.

Which credit cards can be included?

Consolidated Credit works with all major credit card companies, as well as major retailers, banks, and credit unions. In total, we have established relationships with over 1,600 creditors.

A consumer can include general-purpose credit cards, charge cards, gas cards, reward cards, and store cards in the program. Consumers are not required to enroll all their cards in the program. If a client decides to leave a card out, they can add it later during the program.

Is this a loan?

No. A debt management program is like a professionally supported repayment plan. The client still owes their original creditors when they enroll. Clients make one payment to Consolidated Credit each month and that payment gets distributed to their creditors every month on schedule.

Does this credit counseling service pay off credit cards?

Credit cards will be paid-in-full as a client completes the program. However, the credit counseling service itself does not pay off the individual’s credit cards for them. As a client makes monthly payments, Consolidated Credit disburses the funds to creditors on an agreed schedule.

As a client makes payments to Consolidated Credit, the balances on their credit cards will decrease over time. Individuals can monitor monthly credit card statements and see the balances getting paid off. These payments will also be noted in the payment history of each account on the consumer’s credit report.

What are the fees? / How much does this cost?

Receiving a debt and budget evaluation from a certified credit counselor is always free. Consumers can talk to a qualified professional about their situation and ask questions to understand their options for relief.

If someone qualifies for a debt management program, there is a one-time setup fee and a small monthly fee rolled into the program payments. Fees for debt management programs are set based on the total debt, budget, and the state where a client lives. They are capped at $79 nationwide, and the average client pays $49.

How does this program affect someone’s credit?

Enrolling in a debt management program does not generate any negative items in a consumer’s credit report. It helps avoid the seven-year to ten-year credit report penalty that you see with solutions like debt settlement and bankruptcy.

For most people, completing the program has a positive or neutral credit score effect. While a person is enrolled, they generate positive credit history on all the accounts included in the program. Creditors will generally bring delinquent accounts current once the client makes three payments.

How is the interest rate determined?

When someone enrolls in a debt management program, Consolidated Credit works with each creditor to reduce or eliminate the APR applied to their account balances. On average, rates are reduced to between 0%–11%. This is often much lower than what a client would be able to negotiate with a credit card company if they contacted them individually.

Is this different from debt settlement?

Yes. A debt management program works by paying back everything that someone owes at a reduced interest rate. The principal is paid in full. By contrast, debt settlement only repays a percentage of the principal.

Debt settlement also creates negative items in a consumer’s credit report that remain for seven years from the date the remaining balance is discharged. Each account settled will be noted in the consumer’s credit report. A debt management program does not generate any negative items.

The payment structure is also very different. While a consumer may make monthly payments on a debt settlement program, those payments are placed into an escrow account to generate the funds necessary to make settlement offers. Creditors are not paid each month, which can lead to missed payments and even greater damage to the consumer’s credit.

What happens if someone can’t make the payments?

A debt management program is 100 percent voluntary. If a client drops out of the program, all payments made up to that point will still be credited to their accounts. However, creditors may choose to restore the previous interest rate and reapply any penalties that were stopped when the person enrolled.

Can someone still get a loan (mortgage/auto) while enrolled?

Yes. A debt management program does not prevent someone from getting loans while they are enrolled in the program and paying off debt. It is possible to get approved for loans like a mortgage or an auto loan while enrolled, so there is no need for life to be put on hold while someone is paying off their debt.

A client will not be able to get new credit cards while enrolled.

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Star Rating

4.7

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830 Reviews

Review Breakdown

5 grade

85%

4 grade

9%

3 grade

2%

2 grade

1%

1 grade

3%

Sentiment Criteria

Value

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Quality

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Jena Siren Taylor, MI

I love the friendly help and counseling I've gotten from the staff. This program literally saved my financial life and I am so grateful. Tatiana set up my final payment and was so helpful and kind. Thank you all so much for helping me when I felt like I was drowning.

2 days ago

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Margaret Keller Minneapolis, MN

The company does seem to effectively help eliminate one's debt load.

3 days ago

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Sean Zemple Kansas City, KS

Awesome company if u want to to lower your debt in a matter of years instead of decades

3 days ago

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Bearpaw 'Ewa Beach, HI

My debt is lowering. Consistent payments

4 days ago

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Pruvalcaba Tracy, CA

This company has helped me tremendously now I would like to make a payment

6 days ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Pruvalcaba, We’re happy we could help you find a solution to overcome your challenges with debt. Now that you’re on your way to becoming debt free, don’t forget to take advantage of all the free financial education resources we offer. We hold free webinars every month that can help you achieve and maintain financial stability long-term. Make sure to check them out on Consolidated Credit's webinars and seminars page.

Apr. 7th, 2021

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kristie.adonizio Philadelphia, PA

I LOVE this company... I never would have been able to get out of debt without them. This place is seriously such a miracle, and I have so much appreciation for them!!

6 days ago

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Reply from Consolidated Credit Solutions, Inc.

Hi kristie.adonizio, We’re glad we could help! Getting out of debt is a journey and along the way, we want to provide resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out our YouTube Channel yet, we invite you to subscribe to Consolidated Credit's YouTube channel. We’re constantly adding new videos that can help you become more financially savvy.

Apr. 7th, 2021

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Alan L Atlanta, GA

Excellent, we'll prepared staff. Lays out plan and explores options with you. Have used twice and both times they have been a positive during hard times in my finances.

6 days ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Alan, Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.

Apr. 7th, 2021

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wilma lyding Columbia, TN

Being new, so far I have received excellent help and understanding.

1 week ago

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Reply from Consolidated Credit Solutions, Inc.

Welcome aboard Wilma! Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

Apr. 7th, 2021

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jean rhodes Auburn, NY

awesome service and quality. out of debt almost

1 week ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Jean, Thanks for reaching out to Consolidated Credit for help with your credit card debt. While we’re helping you get out of debt through your debt management program, don’t forget to take advantage of the free financial education resources we offer. If you haven’t signed up yet, please check out Credit Dojo on Consolidated Credit's website. It’s a fun interactive, financial literacy course that can teach you everything from basic budgeting to buying a home.

Apr. 7th, 2021

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Gene Maddox Cincinnati, OH

Excellent company easy to work with. Help you every step

1 week ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Gene, Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

Apr. 7th, 2021

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Cyndi Clement Pawtucket, RI

How helpful the Counselors are. The monthly updates are very helpful

1 week ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Cyndi, We’re happy we could help you find a solution to overcome your challenges with debt. Now that you’re on your way to becoming debt free, don’t forget to take advantage of all the free financial education resources we offer. We hold free webinars every month that can help you achieve and maintain financial stability long-term. Make sure to check them out on Consolidated Credit's webinars and seminars section.

Apr. 7th, 2021

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Jennifer Advent Westerville, OH

my favorite thing about consolidated credit is how easily I can work down large debt and my least favorite is the lack of updates

1 week ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Jennifer, Thanks for letting us know how we did! We’re happy we were able to help you find a solution to get out of debt. If you have any questions, please don’t hesitate to call us. We’re here to help!

Apr. 7th, 2021

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jeveritt12 Bloomfield Hills, MI

So far it has been flawless and everyone has been very helpful through the process

2 weeks ago

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Reply from Consolidated Credit Solutions, Inc.

Welcome aboard Jeveritt12! Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt-free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

Apr. 7th, 2021

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Julio Urbay Atlanta, GA

Very simple and easy to work with. Thanks for helping with my debts.

2 weeks ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Julio, We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt-free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!

Mar. 29th, 2021

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Jef Kerrigan Houston, TX

Easy to work with, saving me money. I'm happy.

2 weeks ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Jef, Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt-free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

Mar. 29th, 2021

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Ramon E Diaz Vega Baja,

very well and fast I like too much the experience

2 weeks ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Ramon, Thanks for reaching out to Consolidated Credit for help with your credit card debt. While we’re helping you get out of debt through your debt management program, don’t forget to take advantage of the free financial education resources we offer. If you haven’t signed up yet, please check out Credit Dojo on Consolidated Credit's website. It’s a fun interactive, financial literacy course that can teach you everything from basic budgeting to buying a home.

Mar. 29th, 2021

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Debbie Hurley Wenatchee, WA

From the day I signed up over a year ago, EVERY TIME I have made contact with agents they have been nothing but KIND, COURTEOUS, RESPECTFUL, and sometimes funny. I may have cried a time or two but felt nothing but empathy and it's been HAPPY tears. Thank you CCCrew!

2 weeks ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Debbie, Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt-free.

Mar. 29th, 2021

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Martha Hernandez Miami, FL

The guys help us to get our goals easily

2 weeks ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Martha, We’re happy we could help you find a solution to overcome your challenges with debt. Now that you’re on your way to becoming debt-free, don’t forget to take advantage of all the free financial education resources we offer. We hold free webinars every month that can help you achieve and maintain financial stability long-term. Make sure to check them out on Consolidated Credit's website.

Mar. 29th, 2021

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TinyMouseCS1 Scranton, PA

They are wonderful. They keep you informed every step of the way, and make sure there are no questions.

2 weeks ago

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Reply from Consolidated Credit Solutions, Inc.

Hi TinyMouseCS1, Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center on Consolidated Credit's website. These will help you learn strategies to avoid challenges with debt in the future.

Mar. 29th, 2021

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Angela Martinez Katy, TX

My credit card balances are getting lowered. I have already closed multiple accounts using Consolidated Credit. I'm very happy with the service!

2 weeks ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Angela, Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center on Consolidated Credit's website. These will help you learn strategies to avoid challenges with debt in the future.

Mar. 29th, 2021

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Arnold Sayles McAllen, TX

Consolidated Credit is helping me reach my goal of financial independence.

3 weeks ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Arnold, Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center on Consolidated Credit's website. These will help you learn strategies to avoid challenges with debt in the future.

Mar. 23rd, 2021

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Triple Seven Chicago, IL

Great program. Excellent customer service and very understanding people. Overall a great experience.

3 weeks ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Triple, Thanks for letting us know how we did! We’re happy we were able to help you find a solution to get out of debt. If you have any questions about your debt management program or what you can expect now that you’re enrolled, please don’t hesitate to call us. We’re here to help!

Mar. 23rd, 2021

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D. Ford Augusta, GA

Professional, yet compassionate and understanding of their client's situation.

3 weeks ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Ford, Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

Mar. 23rd, 2021

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Rene Grovetown, GA

My credit score increased dramatically. I paid my loans off a year in advance and was able to breathe again after massive credit card fees maxed me out. I am very happy!

3 weeks ago

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Reply from Consolidated Credit Solutions, Inc.

Congratulations on the successful completion of your debt management program, Rene! We’re glad we could help! Go ahead pat yourself on the back for your hard work and perseverance. Testimonials like yours are invaluable. They give those reluctant to seek help the courage and motivation to do so. We appreciate you and wish you the very best in all your financial endeavors. Cheers! We have a wealth of free resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out our YouTube Channel yet, we invite you to subscribe to Consolidated Credit on YouTube. We’re constantly adding new videos that can help you become more financially savvy.

Mar. 18th, 2021

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Roger Montes Dallas, TX

They are extremely courteous and helpful. They put all of my financial anxiety at ease.

3 weeks ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Roger, Thanks for reaching out to Consolidated Credit for help with your credit card debt. While we’re helping you get out of debt through your debt management program, don’t forget to take advantage of the free financial education resources we offer. If you haven’t signed up yet, please check out Credit Dojo on Consolidated Credit's website. It’s a fun interactive, financial literacy course that can teach you everything from basic budgeting to buying a home.

Mar. 18th, 2021

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Jeanne Grant Notasulga, AL

Tatianna was very personable. Felt like I was a friend. On the other hand.... I’ve gotten many who apparently did not want to be there!!

3 weeks ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Jeanne, Thanks for calling and we’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt free.

Mar. 18th, 2021

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TCaldwell Decatur, GA

I appreciate the honesty. I appreciate them being real.

4 weeks ago

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Reply from Consolidated Credit Solutions, Inc.

Hi TCaldwell, We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!

Mar. 18th, 2021

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Wendy Hitchcock ,

They have been very helpful in organizing my records

4 weeks ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Wendy, Thanks for letting us know how we did! We’re happy we were able to help you find a solution to get out of debt. If you have any questions about your debt management program, please don’t hesitate to call us. We’re here to help!

Mar. 18th, 2021

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Logan Dallas, TX

Quick and painless questionnaire and was able to find the right solution to paying off these credit cards.

4 weeks ago

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Reply from Consolidated Credit Solutions, Inc.

Welcome aboard Logan! Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

Mar. 18th, 2021

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Beth Park Denver, CO

They are easy to work with and I'm watching my accounts steadily come down!

4 weeks ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Beth, Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center on Consolidated Credit's website. These will help you learn strategies to avoid challenges with debt in the future.

Mar. 18th, 2021

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James W Luse Salem, OR

Very helpful people. They clearly explained how everything works and easily got my account set up.

1 month ago

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Reply from Consolidated Credit Solutions, Inc.

Welcome aboard James! Thanks for letting us know how we did! We’re happy we were able to help you find a solution to get out of debt. If you have any questions about your debt management program or what you can expect now that you’re enrolled, please don’t hesitate to call us. We’re here to help!

Mar. 15th, 2021

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preciadofamily ,

The process has been easy , with great support from the organization. They have given me the chance to ask questions and kept me informed every step of the way.

1 month ago

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Reply from Consolidated Credit Solutions, Inc.

Welcome aboard Preciadofamily! Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

Mar. 18th, 2021

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Maribel Arebalos Cologne, MN

Ever since I started working with Consolidated Credit I have experienced financial freedom and now see a light at the end of the tunnel. I am very satisfied with their service.

1 month ago

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Reply from Consolidated Credit Solutions, Inc.

Dear Maribel, Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center on Consolidated Credit's website. These will help you learn strategies to avoid challenges with debt in the future.

Mar. 8th, 2021

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Ryan Hall Bradenton, FL

Easy to work with and when someone has issues with paying and stressing out they help.

1 month ago

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Reply from Consolidated Credit Solutions, Inc.

Dear Ryan, We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!

Mar. 8th, 2021

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Gina Kulesza ,

I felt comfortable and reassured immedia

1 month ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Gina, Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt-free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

Mar. 8th, 2021

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Pierre Ramirez Spanaway, WA

Is working good with fixing my credit, and make lower payments

1 month ago

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Reply from Consolidated Credit Solutions, Inc.

Dear Pierre, Thanks for allowing us to assist you! We have a wealth of free resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out our YouTube Channel yet, we invite you to subscribe to Consolidated Credit's channel. We’re constantly adding new videos that can help you become more financially savvy.

Mar. 8th, 2021

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Janet Tirado Ft. Pierce, FL

Very professional,helpful,polite,very convincing

1 month ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Janet, We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt-free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!

Mar. 8th, 2021

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Antonio Phoenix, AZ

they are very helpful in setting up my debt consolidation plan. they walked me through what i was going to be paying and how it will help me in the long run, better than if i was not using them to consolidate my debt.

1 month ago

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Reply from Consolidated Credit Solutions, Inc.

Welcome aboard Antonio! Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center on Consolidated Credit's website. These will help you learn strategies to avoid challenges with debt in the future.

Mar. 8th, 2021

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CAM Branson, MO

Excellent customer service! I can breathe again!

1 month ago

Consolidated Credit Solutions, Inc. Logo

Reply from Consolidated Credit Solutions, Inc.

Hi CAM, Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt-free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

Mar. 8th, 2021

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Lisa M Orrville, OH

Really helpful. Very kind. Appreciate all of their help.

1 month ago

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Reply from Consolidated Credit Solutions, Inc.

Dear Lisa, Thanks for allowing us to assist you. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt-free.

Feb. 25th, 2021

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William Hubbard ,

It was great. Your staff that I spoke with were knowledgeable and friendly.

1 month ago

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Reply from Consolidated Credit Solutions, Inc.

Dear William, Thanks for allowing us to assist you! We’re glad we could help you! We have a wealth of free resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out Consolidated Credit's YouTube Channel yet, we invite you to subscribe. We’re constantly adding new videos that can help you become more financially savvy.

Feb. 25th, 2021

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Benjamin J Ouellette Yarmouth, ME

Easy to work with friendly customer service.

1 month ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Benjamin, Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt-free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

Feb. 25th, 2021

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heidi paloma Denver, CO

great service, always available, helpful

1 month ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Heidi, Thanks for reaching out to Consolidated Credit for help with your credit card debt. While we’re helping you get out of debt through your debt management program, don’t forget to take advantage of the free financial education resources we offer. If you haven’t signed up yet, please check out Credit Dojo on Consolidated Credit's website. It’s a fun interactive, financial literacy course that can teach you everything from basic budgeting to buying a home.

Feb. 25th, 2021

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Silverfox064 Atlanta, GA

I love honesty and saving and that is what Consolidated Credit Solutions is all about with Nothing hidden .

1 month ago

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Reply from Consolidated Credit Solutions, Inc.

Dear Silverfox064, Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center. These will help you learn strategies to avoid challenges with debt in the future.

Feb. 25th, 2021

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Laken Ackroyd ,

Amazing! Words cannot express how pleased I am with this program! From start to finish, customer service was wonderful, payments a breeze and I saved so much money on interest I was able to complete the program a year early!

1 month ago

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Reply from Consolidated Credit Solutions, Inc.

Congratulations Laken! We’re glad we could help you! Go ahead pat yourself on the back for your hard work and perseverance. Testimonials like yours are invaluable. They give those reluctant to seek help the courage and motivation to do so. We appreciate you and wish you the very best in all your financial endeavors. Cheers! We have a wealth of free resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out Consolidated Credit's YouTube Channel yet, we invite you to subscribe. We’re constantly adding new videos that can help you become more financially savvy.

Feb. 15th, 2021

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Juan N Soto ,

My name is Juan Soto. My wife was the one to fine your co. I did not think this could have happen, it was a big help. Tatiana was very, very help fall and spoke very clearly. I'm glad there's still some help out there. Thank You, Juan N. Soto Jr.

2 months ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Juan, Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center on Consolidated Credit's website. These will help you learn strategies to avoid challenges with debt in the future.

Feb. 9th, 2021

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isumly Baton Rouge, LA

Very good experience and good customer services

2 months ago

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Reply from Consolidated Credit Solutions, Inc.

Dear Isumly, Thanks for letting us know how we did! We’re happy we were able to help you find a solution to get out of debt. If you have any questions about your debt management program or what you can expect now that you’re enrolled, please don’t hesitate to call us. We’re here to help!

Feb. 3rd, 2021

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Amy Peter's Kennedy Hazleton, PA

Crystal, I apologize if the spelling is incorrect of her name. She was absolutely excellent wonderful pleasant very sweet and extremely personable. I think she should be recognized for doing such a wonderful job. She made it a very good experience.

2 months ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Amy, Thanks for calling. We’re glad we could help. As you work your way through your debt management program, please let us know if there’s anything you need. Our client services team is here to answer any questions that you have and assist you in overcoming any challenges that may arise as you work to become debt-free.

Feb. 3rd, 2021

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terry badgett St Louis, MO

I'm very happy with the handling of my accounts with Consolidated Credit - they keep me informed as accounts are paid off and work with me in the event I need to add another account. I believe this is the best decision that I've made for myself to improve my credit and get my spending under control.

2 months ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Terry, Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt-free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

Feb. 3rd, 2021

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Rosa Randolph Township, NJ

Really nice and cool customers services, I love Consolidated

2 months ago

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Reply from Consolidated Credit Solutions, Inc.

Hi Rosa, Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center on Consolidated Credit's website. These will help you learn strategies to avoid challenges with debt in the future.

Feb. 3rd, 2021

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