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Consolidated Credit

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9.1

Overall Score

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Review Source

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Kristin G Pleasant Grove, UT

We used this company to help us consolidate our credit cards. They were so great to work with and would personally talk to creditors for us in certain situations. We are very happy we made the decision to go with this company.

8 years ago

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ANA SEGOVIA Houston, Texas

Consolidated Trinity has helped me consolidate my debt. I am very happy with them.

4 months ago

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Reply from Consolidated Credit

Hi Ana,
We're excited to be working with you and appreciate you taking the time to share your experience. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

May. 9th, 2026

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Daniel Branca

Easy. I feel at ease knowing that the issue is contained and be slowly resolved.

5 months ago

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Reply from Consolidated Credit

Dear Daniel,
We're happy to be working with you and are glad the program is helping you reach your goals! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Mar. 28th, 2026

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Alirio Jesus

Excelente solución. Muy bueno el trato y la comprensión por parte de todo el equipo. Mil gracias...

6 months ago

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Monte Cheney

Consolidated Credit helped us save over $80k in interest payments over 5 years. Very easy to work with.

6 months ago

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Reply from Consolidated Credit

Dear Monte,
Wow, we're delighted to have helped you save that much! We appreciate you sharing your experience and wish you the best now that you're unburdened by that high-interest debt. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Mar. 17th, 2026

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Rebekah Robinson

Help in times of trouble! This company has helped me save thousands in interest and dig my way out of debt.

7 months ago

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Reply from Consolidated Credit

Hi Rebekah,
We're happy to help you save money and assist you on your financial journey. Thank you for sharing your experience! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Feb. 8th, 2026

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Yelitze Lacasa

I am so grateful for help and assistance with the all process and guidance to have better understanding of my finances.

7 months ago

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Reply from Consolidated Credit

Hi Yelitze,
It's our pleasure to assist you in reaching your goals! We're glad you've been satisfied with our service. Please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

Feb. 1st, 2026

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JANET DODSWORTH

they are so helpful they take care of everything, lowered my interest rates & make one lower payment!!

8 months ago

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Reply from Consolidated Credit

Hi Janet,
We strive to deliver great service and are delighted to know you received the help you deserve! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Jan. 18th, 2026

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Kelly Keiser

Easy to work with, and they truly help you get better interest rates to pay down your debt much faster.

8 months ago

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Reply from Consolidated Credit

Dear Kelly,
We appreciate the opportunity to work with you and are glad to offer you real relief from high interest rates. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

Jan. 18th, 2026

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Raygoza Maria

Very helpful and knowledgeable. Monthly fees are very reasonable. Courteous and detailed

5 years ago

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Reply from Consolidated Credit

Hi Raygoza,

We’re glad we could help! Getting out of debt is a journey and along the way, we want to provide resources that can help you develop strategies for avoiding debt and maintaining financial stability in the future. If you haven’t checked out Consolidated Credit's YouTube Channel yet, we invite you to subscribe. We’re constantly adding new videos that can help you become more financially savvy.

Nov. 3rd, 2020

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Toni

My experience so far has been great. The counselors have been kind,helpful & respectfull.

5 years ago

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Reply from Consolidated Credit

Welcome aboard Toni! Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

Oct. 21st, 2020

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Anonymous

They are easy and reliable and customer support is very available and responsive.

6 years ago

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Reply from Consolidated Credit

Hi Anonymous,
Thanks for your review and we were glad we could help you with your debt. As you work your way through your debt management program, we’d also like to invite you to take advantage of the free resources we offer through our Financial Education Center. These will help you learn strategies to avoid challenges with debt in the future.

Sep. 23rd, 2020

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Bonnie S McKenna

It has been easier. I only wish the interest rate were lower. I wish I would have never go myself into this debt.

6 years ago

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Reply from Consolidated Credit

Hi Bonnie,
We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!

Mar. 17th, 2020

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Verified Customer

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Bethiny Ruiz

I have always had a good experience! Whenever I have questions I easily get through to someone.

6 years ago

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Reply from Consolidated Credit

Hi Bethiny,
We appreciate the opportunity to assist you. It’s our mission to help people in your situation find solutions to become debt free. If you have any questions or run into any challenges down the road, please don’t hesitate to give us a call. We’re here to help!

Mar. 10th, 2020

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Mary Anne Traver

My debt is being consistently paid. I see the results. This was a very easy decision for me to make, and, I'm glad I did.

9 months ago

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Reply from Consolidated Credit

Hi Mary,
We're glad to be working with you and are delighted to know how well the program is assisting you! Thank you for the feedback. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

Dec. 1st, 2025

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Paola

I appreciate so much the help I got negotiating a fair APR and payment scheduling done in my behalf by Consolidated Credit. Thank you!

10 months ago

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Reply from Consolidated Credit

Dear Paola,
We think everyone should be able to pay off their debts without the burden of high interest rates. We're happy to assist you! Thank you for the review. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Nov. 3rd, 2025

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Janice Allan

Awesome company. No hassles, quick and simple and easy to work with. Very professional, well mannered and helpful agents from my experience 👍🏽

10 months ago

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Reply from Consolidated Credit

Dear Janice,
Welcome aboard! We're excited to be working with you and are pleased to know you've received the high level of service you deserve. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Oct. 12th, 2025

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Peg O'Neill

I like how I didn't have to do all the work to get this done and that they keep me informed of any changes. So far my credit rating is slowly increasing so I am very pleased.

1 year ago Edited September 3, 2025

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Reply from Consolidated Credit

Dear Peg,
We understand how much of a hassle getting the ball rolling on a debt management program can be and we're happy to take that work off your shoulders. Thank you for choosing us as a partner in your financial journey and for sharing your experience! If you’ve been happy with our service, please consider referring us to family and friends. Tell them to give us a call at 877-987-3337! Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

Sep. 14th, 2025

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Mark Wasilko

Anna who I spoke today was absolutely amazing. Explained everything to me and made everything easier for me to understand. Thank you Anna! I appreciate it.

1 year ago

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Reply from Consolidated Credit

Dear Mark,
We're delighted to hear Anna made such a positive difference for you! We're excited to be working with you and can't wait to see the progress you'll make in the program. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Jul. 20th, 2025

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Kim Goldin Toronto, Ontario

Two years into my five to rid myself of my debt. It’s been easy and I’ve had support along the way. I can finally see the light at the end of the tunnel!!

1 year ago Edited July 5, 2026

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Reply from Consolidated Credit

Dear Kim,
We're delighted to be working with you and are glad the consultation and enrollment process for you was easy. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

Jul. 12th, 2025

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Sam Welch

Good, satisfying watching the amounts I owe decrease little by little each mouth with out the crazy APRs sting the accounts. Maybe some of my financial goals can be reachable again.

1 year ago

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Reply from Consolidated Credit

Hi Sam,
We do believe your financial goals are reachable! Achieving the milestones we aim for can often take more time than we'd like, but everything is possible with the proper planning and discipline. We're always available if you want additional counseling sessions, budgeting assistance, or just check-ins on your program. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

Jun. 8th, 2025

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Luis Garcia

I started using Consolidated credit and cannot be happier! They have done what they told me they would do. They have met my expectations and then some.

1 year ago

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Reply from Consolidated Credit

Hi Luis,
We strive to provide exemplary customer service and effective programs, and we're glad to know those goals have been met with you! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Mar. 30th, 2025

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Mary Kidd

This program completely turned my life around. I went from $40k+ in debt to nothing in just over 4 years. It was the best financial decision I've ever made.

1 year ago

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Reply from Consolidated Credit

Dear Mary,
Wow, that's an incredible result! You deserve all the credit for that hard work, and we wish you the best in your future endeavors now that you've achieved such a feat. We appreciate the opportunity to be part of your financial journey and thank you for taking the time to leave a review! Please consider referring us to family and friends, tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

Mar. 17th, 2025

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Randy Tardiff

I was really happy to discover Consolidated Credit and an amazing opportunity to get a second chance. Customer service is the best around, like the old days.

1 year ago

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Reply from Consolidated Credit

Hi Randy,
We're delighted you are happy with our customer service and that we found you a program fit for your needs and goals! Please consider referring us to family and friends, tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

Mar. 4th, 2025

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Samuel Frenkil

Customer Review Video

1 year ago

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Reply from Consolidated Credit

Dear Samuel,
Congratulations on graduating from your program early! This is a fantastic result and an accomplishment we hope to see all our clients achieve. We're proud to have helped you reach this goal and wish you the best! If you ever recommend us to anyone, tell them to call 877-987-3337!

Jan. 1st, 2025

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Natasha Young

They have helped me so much!! Customer service is always responsive and patient. They have helped me get my credit card debt under control and I'm so grateful

1 year ago

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Reply from Consolidated Credit

Hi Natasha,
We strive to provide stellar service and are pleased to know you've been satisfied with everyone you've interacted with! We're also grateful to be part of your financial journey and are happy to know your program is providing real help. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

Nov. 17th, 2024

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Angelica Garcia

I am extremely happy on how much this company has helped me! The freedom I feel with being able to save money with the help of consolidated credit! No complaints!!!!

1 year ago

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Reply from Consolidated Credit

Dear Angelica,
It's our pleasure to reduce your stress and give you more financial flexibility! We appreciate you taking the time to share your experience. If you ever recommend us to anyone, tell them to call 877-987-3337! You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Nov. 3rd, 2024

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the cutierayray lee

They are pretty quick except some of the creditors are taking to long to respond to the proposal and the payments are still pending but overall terrific.

1 year ago

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Reply from Consolidated Credit

Hi Cutierayray,
Thank you taking the time to leave a review! We understand it can be frustrating to be waiting on creditors to respond but appreciate your understanding in the matter. Our team is working hard to get your program started, and if you have any questions in the meantime you can reach client services at 877- 201-7780.

Oct. 5th, 2024

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Alison

Customer Review Video

1 year ago

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Reply from Consolidated Credit

Hi Alison,
It's great to hear you were recommended to us by a friend, we're glad you found us! It's a treat to know the program is working so well for you, thank you for taking the time to leave us a review. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Sep. 20th, 2024

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Diana Beach

I love knowing that Consolidated Credit will be helping me to pay off my 2 credit cards. I charged too much over time and the payments became impossible to do. I'm looking forward to being a very grateful customer. Thanks

2 years ago

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Reply from Consolidated Credit

Dear Diana,
And we're grateful to be working with you! We understand how easy it can be to find yourself in high-interest debt and are delighted to have found you a program that will help you reach your financial goals. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

Jul. 28th, 2024

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Kim

It wasca great company to work with. I had to stop using the service because my husband left and I had to save money to pay the bills He left me with.

2 years ago

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Reply from Consolidated Credit

Dear Kim,
We appreciate you sharing your experience and are glad to have worked with you. In case you didn't consult with one of our counselors before leaving the program, we recommend speaking with one at (844) 845-1046. We understand things change and people can find themselves in new situations after enrolling and try our best to remain flexible and dynamic. We have some ability to lower monthly payment amounts and tweak other aspects of the program to ensure that your interest rates remain low while paying down your debts even if bills or other costs go up!

Jul. 28th, 2024

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Fred C. Fulford

So far everything has went as I was told it would. My accounts are about 3/4 paid and my credit score is up to 700. I can see the light at the end of the tunnel!

2 years ago

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Reply from Consolidated Credit

Hi Fred,
Having improved your credit score like that and being mostly done with the program is great work, keep it up! We're glad you are close to being out of debt and are happy to be part of your financial journey. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

Jul. 3rd, 2024

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Hank Ricardo

Consolidated Credit helped me avoid bankruptcy. They helped to Consolidate all of my debt into monthly payments. My credit score will be good as new in 1 year.

2 years ago

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Reply from Consolidated Credit

Hi Hank,
We're pleased to hear our program helped you avoid bankruptcy and all the negatives that come with that! We're excited to be working with you and look forward to seeing the progress you'll make with our program. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

Jul. 3rd, 2024

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Linda Cruz

I like working with Consolidated Credit because they were able to negotiate with my creditors upfront to help determine what my monthly payments would be.

2 years ago

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Reply from Consolidated Credit

Dear Linda,
It's our pleasure to negotiate on your behalf and be as transparent and forward as possible! We're grateful for the opportunity to be part of your financial journey and appreciate you taking the time to share your experience. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

May. 17th, 2024

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Nick Flory

I have only had to fill out simple information and have had minimal questions money comes out of my account monthly and I am able to afford paying my bills!.

2 years ago

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Reply from Consolidated Credit

Dear Nick,
It's our pleasure to reduce your monthly payments and have more of your money go towards your actual accounts and less toward interest! We're grateful for the chance to be part of your financial journey. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends, tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

May. 17th, 2024

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Elizabeth Santana

Good attitude, attention and If you are experimenting problems with your due date they help you. I love everything in this company. ♥️♥️♥️

2 years ago

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Reply from Consolidated Credit

Dear Elizabeth,
Thank you for sharing your experience! It's our pleasure to stay as flexible as possible, we understand sometimes things happen and a little bit of help is all that's needed. We appreciate the chance to be part of your financial journey! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

May. 17th, 2024

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Jose Rodriguez

So far so good, yes start with the company , one thing I have to say everyone person I dial with treats me with respect and very professional, Thank-you.

2 years ago

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Reply from Consolidated Credit

Dear Jose,
We believe everyone deserves empathy and respect. We're pleased to hear that's been your experience and that you've been satisfied with your program as well! Thank you for taking the time to leave a review. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends, tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

May. 17th, 2024

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Judy Ouellette

In the few months that I have been a client my credit score has increased slightly and my creditors are being paid. One of my creditors shows me as current

2 years ago Edited April 29, 2024

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Reply from Consolidated Credit

Dear Judy,
It's our pleasure to be able to handle the bureaucratic back and forth with your creditors and let you focus on living your life. We're glad to have you aboard and can't wait to get your program started!

Mar. 26th, 2024

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Juan Contreras CA

I like that they handle my debt for me n gave peace in my mind. Im stress free now. And the deals they worked for me have been saving me tons of money. I truly recommend it.

2 years ago

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Reply from Consolidated Credit

Hi Juan,
We're very glad to hear that our program reduced your stress and saved you money! Thank you for choosing Consolidated Credit and having us be part of your journey out of debt. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax

Feb. 26th, 2024

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Gloria Allen Oakboro, NC

They helped me pay off 5 credit cards and I did it!! Thank you for your help. I never had nay issues with the company. Am extremely satisfied and excited

2 years ago

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Reply from Consolidated Credit

Dear Gloria,
That's a fantastic result and we're so happy you've graduated and paid off five cards! This is an achievement we hope you'll celebrate, and we appreciate the chance to be your partner in this journey. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

Feb. 16th, 2024

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Robert Philadelphia, PA

I liked the customer service because I was treated like a person not a number or looked down upon because I don't' have the money to pay these accounts! Thank you for that.

2 years ago

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Reply from Consolidated Credit

Dear Robert,
We understand that everyone's situation is different debt can happen to hardworking people through no fault of their own. We're very glad to hear your counselor provided the professional, friendly service you deserve! If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax

Dec. 13th, 2023

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Nichole C

I have worked with CC twice over my life. They have always helped and satisfied me and my financial needs. Have recommended them to others and will always do so!

2 years ago

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Reply from Consolidated Credit

Hi Nichole,
We're always happy to help however we can and look forward to seeing you graduate from our program again! If you're interested, we have a trove of educational resources here: https://www.consolidatedcredit.org/financial-education/
You can always contact us with any questions you may have or for extra help! Thank you for sharing your experience.

Oct. 31st, 2023

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Jennifer Sawyer

Consolidated Credit has helped me gain financial freedom from old credit card debt. They worked with me to get them settled and I recommend them to anyone needing help.

2 years ago Edited April 16, 2024

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Reply from Consolidated Credit

Hey Jennifer,
We're happy to do whatever we can to make paying down debt easier, we're glad you're enjoying the program so far! Thanks for sharing your experience.

Oct. 16th, 2023

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Siedah Harrison

My credit has improved! I also stopped using my credit cards, but this program helped me control my spending and work on building my credit back up! Reliable and trustworthy!

3 years ago Edited September 23, 2024

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Reply from Consolidated Credit

Dear Siedah,
Welcome aboard! We're very happy to hear we've help make things more manageable for you. Thanks for giving us the chance to assist you,

Jul. 6th, 2023

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Jo Anne Walters Amsterdam, NY

Reps are very professional and non-judgemental which allowed me to feel comfortable in an embarrassing situation. Interest dropped from 27 to 10 percent. Thank goodness!

3 years ago

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Reply from Consolidated Credit

Dear Jo Anne,
Debt is nothing to be embarrassed about and we're glad to hear you had an enjoyable time with your counselor! Thank you for giving us the opportunity to help you. Remember, we're always available if you have any questions about your program in the future.

Jul. 6th, 2023

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David Mead Sr Gresham, OR

You're doing an awesome job helping me pay off my creditors. I'm in a better position now and your articles on management of my spending is greatly appreciated.

3 years ago Edited October 19, 2023

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Reply from Consolidated Credit

Dear David,
We're pleased to hear your counselor provided you with quick and informed customer service! Thank you for sharing your experience.

Jun. 12th, 2023

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Kelly Branch Bryan, TX

I like that I called them explained my situation. I got a call back quickly, got a plan in place for me to pay creditors and be out of debt soon with a small monthly payment.

3 years ago Edited May 4, 2023

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Reply from Consolidated Credit

Dear Kelly,
Welcome aboard and we're thankful for the opportunity to assist you! We're glad to help you find a program that worked for you.

May. 4th, 2023

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Philip MacDonald Dorchester, MA

Very easy to get started. My agent Nick is great. I feel like I'll be able to get my financial situation back under control and improve my credit score.

3 years ago

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Reply from Consolidated Credit

Welcome aboard Philip! Thanks for letting us know how we did! We’re happy we could help you find a solution to overcome your challenges with debt. If you have any questions or run into challenges down the road, please don’t hesitate to give us a call. We’re here to help!

Mar. 14th, 2023

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Debbie Mooney

They have helped me out . I was in a bad way and I called them and they got me back on track. I am extremely happy with this company. Recommend them.

3 years ago Edited July 10, 2024

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Reply from Consolidated Credit

Welcome aboard Debbie! Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt-free. If you have any questions or run into challenges down the road, please don’t hesitate to give us a call. We’re here to be your advocate!

Jan. 24th, 2023

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Glenn Speake (Glenn William Speake)

They helped me out 3 and 1/2 years ago and this upcoming payment will be the final one. Thank you very much. My credit has gone up 200 points since we started.

3 years ago Edited December 19, 2022

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Reply from Consolidated Credit

Dear Glenn,
Thanks for letting us assist you. We’re glad we were able to help you set up a debt management program, so you can get on the road to becoming debt-free. If you have any questions about the program, please give us a call and we’ll be happy to help. We’re here to be your advocate!

Nov. 15th, 2022