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Beyond Finance

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6.7

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Sondra Shumaker Miami Beach, FL

SCAM - I signed on w/Beyond Finance in Aug 2021 after the pandemic closed my event planning business and I had racked up considerable credit card debt, living on my credit cards. The rep at BF sounded knowledgeable and explained the program was designed to settle all debt within 120 to 150 days. We are now at 6 months later, my credit score has plummeted to 415, after ignoring any and all communication with my creditors - they have settled exactly ONE $2000 debt for alittle over half, which they are MAKING INSTALLMENTS ON, rather than just settling it which they have the ability to do, since they have collected some $2500 from my monthly drafts to them. And today, Trent at BF - who refused to supply a last name (what financial institute allows reps to use only first name, while they are sitting with ALL your personal data, SS, DL, bank accounts...????), advised that the large balance credit cards WOULD NOT BE SETTLED FOR YEARS - because they would have to collect from me enough funds to negotiate the settlement. THAT is NOT what was promised - infact just the opposite... specifically BF has the power in the marketplace because they have the ability to settle your debt in your behalf, as long as you establish a pattern of reliable payments over a 90 - 120 day period. THIS IS A SCAM - STAY AWAY.

2 years ago

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Reply from Beyond Finance

Sondra, we appreciate your feedback. We are deeply sorry to hear that our program was not the right fit for you. We always aim for transparency with our clients with regard to our program, our process, and our fees. We regret to hear that you feel we missed the mark with you and that you felt you had unanswered questions about your program.

After a thorough review of your account, we have confirmed that your program has been terminated.

- Client Success Team at Beyond Finance

Jan. 19th, 2022

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Sheena

It’s only been a couple of days. However my overall experience with every one I encountered has been nothing short of amazing. I look forward to being debt free.

2 years ago

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Reply from Beyond Finance

Thank you for leaving us a review, Sheen! We are very glad that you chose to enroll in the program, and that things are off to a great start!

We’re committed to keeping you up-to-date with your progress throughout your debt relief journey! You can track your progress by viewing your program online and contact us with any questions at clientsuccess@beyondfinance.com or 800-282-7186.

- Client Success Team at Beyond Finance

Jan. 18th, 2022

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Mspha23 Grass Valley, CA

My debt didn’t even get settle for that much less than what I originally owe. $27k settle for $22k. Beyond settled my PayPal account but it still shows up on my credit report after 5 months as in collection even after disputing it. Regardless of almost completing my program, my credit score continues to drop even though debts are getting settled. This is mainly due to the collection that I had already settle through beyond and finished paying off, however, since they won’t do anything about it, my credit drops each time I look at it. Already talk to beyond about it and nothing getting done. They claim they can settle the account for half the amount than you owe but literally it doesn’t really do anything for you due to the fees they charge. Just settle your loan yourself and call to close everything down. Wish I would had read reviews before joining up with them.

2 years ago

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Reply from Beyond Finance

We appreciate your feedback and we are very sorry you're unhappy with your program. Our goal is to save our clients as much time and money as possible through debt resolution compared to a high-interest cycle of debt many of our customers face from their credit cards. We’d like to note that our program is often much less expensive than continuing to stay in the cycle of making minimum payments to your creditors, which is made more expensive because of various fees and compounding interest.

We’d also like to note that once resolved debts are repaid they can be designated as "Settled" or "Paid Settled" or some other similar designation. However, unfortunately, we have no control over how, when, or what the creditor reports to the credit reporting agencies. We encourage our clients to practice positive credit behavior both during and after their programs to help their creditworthiness over time. Historically, we've found that many of our clients see an improvement in their credit score as their debts are resolved and paid.

We’d love the opportunity to continue working with you and are keen to further discuss your experience. Please call us at 800-282-7186 or email clientsuccess@beyondfinance.com to speak with our Client Success team. Thank you for choosing Beyond Finance.

- Client Success Team at Beyond Finance

Feb. 18th, 2022

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Cynthia Bethea Fort Bragg, NC

Don't DO IT! They will wreck your credit and steal your money. And you will not get anything in return. Yes you will, you'll get a headache and a lot more aggravation than you bargained for. If you value your credit score, mine was over 700 when I began with them and now it's only barely fare 640 I do believe at this moment. I went down to 550 when I started. They will tell you not to talk to your creditors while they sit back and let your accounts grow with late charges so by the time a negotiation begins your account may have doubled the original amount plus you'll have delinquencies on you record. One of my accounts did just that and not only did it do that, but it went to collections while they were sitting on their bottoms. I was put in touch with one of the attorney's that work for them and she was useless as I received two court summons on this account. Had to appear in court last month, but the attorney did take care of that, but I went to court anyway to make sure. They will tell you one thing, and do quite another. They take out absorbent fees prior to even paying your creditor. They say it's 25% but it's way above that. I've paid $5016.00 to date and $2910.00 have gone to Beyond Finance Fees and only $2806.00 to my creditors. So that's even more than 50%. I've called them 5 times today and each time I get different information and an apology which doesn't help me much. Now I'm locked out of my online account and and can't even see what they are doing. They have no transparency and obviously no trouble telling you lies about what is actually going on. Told me they reached a settlement agreement with my final creditor, a year and a half later than when I began which was in March/April of 2020. Asked me if I could pay $750 payment and make my regular payment when it was due to settle this last account. The got the $750 but it did not go to the creditor, as the creditor was paid when my regular payment was made in the amount of $105.00. I was told there would be no fee associated with the last settlement but they took $910.00 for their fee. You do the math!

2 years ago

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Osiris Isis Evansville, IN

If I could write a review without having to give a star i would do without the hesitation. That in my opinion reviews need to be rated as 0 to 5 and Beyond Financie would definitely deserves a big ZERO. They are basically doing what you practically do on your own...Negotiating with your creditors Because of financial difficulties you are unable to pay and your asking for a settlement price; and to suspend your card. Well I'm being sued by a collection agency as a result of Beyond Financie; for reasons "beyond" me (pun intended) was unable to reah an agreement with Discover. So they reached out to me by referring me to a Lender to borrow more money to resolve what Beyond Financie failed to do. Do it your self speak to your creditors tell them your situation and suspend your card. And In your credit report Beyond Finance tells you it won't show up as a bankruptcy but it does at least in mine it did.

3 years ago

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Lauren Snell Green Bay, WI

I started using this company a year ago. Turned out costing me way more money. I was making bi-weekly payments. Which was more then I was paying towards the credit card companies. Over $115 of each payment went to their fees and I found out only $5 was going to pay the actual credit card company. Then last month a got a summons to go to court. They had not negotiated with Discover, turned out they never even contacted to tell them I was in debt consolidation. I called beyond, they said they couldn't help me. I called a local lawyer where I lived, and he told me that it was a scam and to tell beyond I wanted my money back. I was also advised to close my bank account so beyond could not keep taking my money. So now I wait to go to court next week to explain to the judge why I have no money to pay discover, and I only live on a disability check....

3 years ago

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Riad Almawy Dammam, 04

They promised to settle my debts with 3 banks but the settlement amount they "negotiated" would have been offered to me by the bank and saved me their whooping 23% fees payable on principal balance not the settled balance. They take their fees once I approve the settlement in advance. They failed to make a payment to one of my credit cards although the settlement was reached because the account was few dollars short and they never called me warned me. This bank withdrew the offer to settle and the situation stayed hush-hush in my account for 9 months until I decided to call them. Trying to reach any of their "courteous" operators or agents is easy, getting answers is the challenge. FInally they would not accept the responsibility for their failure to settle my card, didn't offer to refund me the amounts they paid partially to the bank that I lost or even to refund me the fees they collected on the settlement of this card which they failed to deliver. Add to it that they avoid communications by emails or mail and claim that all our conversations are on a recordede line, but they never shared with me the log of calls they claimed they made to me. I am taking them to court for sure.

3 years ago

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Charlie smith Monterey, IN

I think I made a mistake hiring this company Beyond Finance I am very unsatisfied and don't feel that we had the same understanding of how this was to go on if you're negotiating my debt why is it that I have paid $2,900 in 11 months and have had one account settled wow my credit card utilization has went from 98% to 125% I keep getting threatening letters from attorneys and collectors and then I'm told they can't negotiate my other accounts until there's more money in my account this wasn't what I had in mind from what I was told I think I made a big mistake going with this company and at this point I can't recommend them to anyone else this is just the half of it but others have already said the same thing I'm thinking.

5 years ago

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Lisa Kosier

Communication and friendliness of representatives.

3 months ago Edited July 18, 2024

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Amanda Miller

The initial process was very seamless, from start to finish.

3 months ago

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Amanda Bednar

Everything was simple and if I had any questions they would answer them.

4 months ago

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Bonnie A Cook

Everyone was very nice and helped me to understand everything very clear.

4 months ago

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Georgie Macalino

All give me a good response when I ask them a question that I don’t know!!

4 months ago

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sgriffin

Just starting and so far it is great.I look forward to all of it

4 months ago

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Debbie Cortner

Easy to speak with. Everything explained and all my questions answered.

5 months ago

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Todd

Easy to work with, will have more thoughts once I see my debt get reduced.

5 months ago

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Barbara Harris

Everything was explained to us and all questions were answered.

5 months ago

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Russell

Excellent Service. Feel relieved to be taking care of an overwhelming situation.

6 months ago

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Reply from Beyond Finance

Hey Russell,

Thanks for sharing your experience! We're thrilled to hear that we we're able to help you take control of your finances.

—Client Success Team

May. 8th, 2024

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Roger Wood

Their honesty and looking out for me. Their keeping me abreast of what is going on.

7 months ago

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Reply from Beyond Finance

Hey Roger-

Thanks so much for the feedback and review! We’re thrilled to hear you’ve had a good experience so far. Thank you for choosing Beyond Finance.

—Client Success Team at Beyond Finance

Mar. 22nd, 2024

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Tammie Klutts Jasper, AR

Very polite people. No pressure but explained things in an easy to understand way

7 months ago

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Reply from Beyond Finance

Hey Tammie-

Thanks so much for the feedback and review! We’re thrilled to hear you’ve had a good experience so far. Thank you for choosing Beyond Finance.

—Client Success Team

Mar. 22nd, 2024

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Judith K. Kralevich Fresno, CA

John was very helpful with setting up the financing. Hope some day he can help me again.

8 months ago

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Reply from Beyond Finance

Hey Judith-

We’re so happy you had such a great experience with our team. We put a lot of work into helping our clients move toward a brighter financial future. Thanks for choosing Beyond Finance!

—Client Success Team

Feb. 28th, 2024

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James Kight Bellevue, NE

The video explanation is well done and addresses some of the initial concerns with the program.

8 months ago

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Reply from Beyond Finance

Hey James-

Thanks for the feedback! We want all of our clients to have a great experience with us. We’re happy that our Client Success team gave you the needed support.

As always, you’re welcome to contact us any time at clientsuccess@beyondfinance.com or 800-282-7186.

- Client Success Team at Beyond Finance

Feb. 27th, 2024

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Latoya Jones Melbourne, FL

I do not recommend anyone to go forward with this program. They did nothing for me and I still paid 5000 dollars for nothing!! They don’t tell you they have a 25% fee so when you decide to cancel they take all of your money. If I could give them zero stars I would.

9 months ago

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Reply from Beyond Finance

Latoya-

We are sorry to hear your experience has not met your expectations so far. Please feel free to contact our Client Success team through our live chat support, at clientsuccess@beyondfinance.com or 800-282-7186. We give our clients 24/7 access to our team, to make sure we can clear up concerns like yours as soon as possible.

- Client Success Team at Beyond Finance

Jan. 4th, 2024

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Ted Blakeslee

Beyond collected enough money to pay off one account I did not accept the offer I felt the settlement amount was still to high. Then I asked how much they were charging and it was $900 at that point I fired them. They were only going to reduce my $28,000 debt by $6,000. .

10 months ago

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Reply from Beyond Finance

Ted,

Our goal is always to save our clients as much money as possible. We're sorry to hear that we weren't the right fit for you, but we wish you the best on your journey to financial freedom.

- Client Success Team at Beyond Finance

Dec. 15th, 2023

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Darrell Johnson

So far so good. Im new to the program but have been embraced warmly. The onboarding was very helpful and I remain in contact with my representative.

1 month ago

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Frank P Pittsfield, MA

They settle all my accounts but two. Their reason have changed as to why they can’t settle the last two. I have to call for information about the last two accounts. Because Beyond can’t get anywhere with the CC company. Sure collected all your fees along the way though. Sure they will reply with some lies about what happened. Like I said before run from this company. Sure most of the 5 star reviews were lies anyway. They rather close the account up and take there money and run then help me.

1 year ago

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Reply from Beyond Finance

Frank-

First and foremost, we never lie to any of our clients. We are an AFCC accredited business that has helped over 300,000 consumers on their path to financial freedom and resolved over $3 billion in unsecured debt. We pride ourselves on helping people resolve debt while following debt relief industry guidelines closely by not charging fees upfront, running a transparent business and advocating for consumer rights.

Our fees are performance-based and contingent on our success in settling your debts with your creditors on your behalf. We do not earn any fees until you and a creditor agree to a settlement and at least one payment toward that settlement is made. In the rare instance we cannot settle an account does not mean it was something we did. Creditors can be tricky in this sense.

Our team has been attempting to reach out and give you the support you need. We are eager to hear back. We will be attempting to have a member of our team reach out directly once again. In the meantime, you can contact us at 800-282-7186.

-Client Success Team at Beyond Finance

Sep. 14th, 2023

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Lucy Brownlee Fine Art Las Vegas, NV

I really liked them at first. But I was told that if I made all payments on time, which I did, and paid extra when I could I would be offered a loan in 6 months time. Well it's almost a year. My credit score is worse than ever, and I've asked twice about the loan and been blown off by Beyond telling me its not them but the loan company.

1 year ago

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Reply from Beyond Finance

Lucy-

We are sorry to hear that you have still not yet qualified for the Above Lending Graduation Loan yet. Qualifying for the loan is based on a number of factors including, but not limited to, 6-9 months of on-time full deposits, your debt-to-income ratio, and your credit score (though credit score doesn't weigh as heavily as with most loans). It is entirely up to Above Lending whether a client will qualify for the loan or not. If you do qualify, someone will reach out, but we also want to emphasize that continuing with your Beyond Finance program is just as effective to get out of debt. While the loan can speed up the time to credit score recovery and put an end to creditor harassment, your Beyond program charges no interest, and you'll end up having to pay less overall to reach financial freedom. And the fact that you've made all your deposits in full and on time is great. You're doing everything right, and you're well on your way to a debt free life, whether you qualify for the loan or not.

-Client Success Team at Beyond Finance

Aug. 29th, 2023

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Whitney Buchanan Burnsville, NC

Everyone was so nice and helpful we finally feel like we can make headway on debt and saved us 220 a month on payments! Thank you!

1 year ago

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Reply from Beyond Finance

Hi Whitney-

Thank you for the positive feedback! We are glad to hear that we are helping you save $220 a month! We are excited to help you take control of your finances.

-Client Success Team at Beyond Finance

Aug. 29th, 2023

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LIDO LINDY New York, NY

Everything were More Than I Expected Best Services Ever Very Helpful They Answer All My questions & Explained Everything I Need To Know With Patience

1 year ago

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Reply from Beyond Finance

Hi Lido,

Thanks for the feedback! We’re happy that our Client Success team was able to answer all of your questions.

As always, you’re welcome to contact us any time at clientsuccess@beyondfinance.com or 800-282-7186.

- Client Success Team at Beyond Finance

Aug. 22nd, 2023

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tyrone Houston, TX

Be careful and read the fine print, this company is still drawing money out of my account apparently a $215.00 termination fee which no one discuss with me, I am guessing it's my penalty fee for no longer using their service.

1 year ago

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Reply from Beyond Finance

Hey Tyrone,

We strive to be transparent about the fees we earn when you complete a settlement and we are sorry to hear you did not understand our fee structure.

Just to clear things up, we do not charge a fee for canceling our service. The charge you are referring to may be from a settlement fee that our team earned before you left the program. If you decide to leave the program before paying a settlement fee, you are still subject to that fee.

We are sad to see you leave the program and we wish you the best of luck on your journey to financial freedom.

-Client Success Team at Beyond Finance

Aug. 1st, 2023

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Mark Nobles Sierra Vista, AZ

The initial conversation with Diana was great and we found the experience reassuring. We are still in the early days of the process, but so far we are satisfied.

1 year ago

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Reply from Beyond Finance

Mark—

Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program.

Thanks for choosing Beyond Finance!

- Client Success Team at Beyond Finance

Jul. 7th, 2023

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randall frederick Westland, MI

Your representative was very friendly and professional. She precisely explained the contract, which made it a wonderful phone call and made it easy to choose Beyond!!

1 year ago

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Reply from Beyond Finance

Randall—

The fact that you had such a great experience with our Client Success Team is music to our ears! It’s vital to us that our team is able to be there for you in a way that makes you feel comfortable, supported and fully informed. Thanks for letting us know that we’re on the right track!

Client Success Team at Beyond Finance

Jul. 7th, 2023

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Patricia brennan Utica, NY

Your rep was very easy to correspond with. Explained the program thoroughly and answered all my questions till I understood thoroughly

1 year ago

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Reply from Beyond Finance

Hey Patricia!

We’re so happy to hear about your positive experience with our team! We do our very best to ensure our clients are well-informed, cared for, and supported through the entire program, so we’ll make sure to pass your kind words on to them! We look forward to helping you resolve all of your enrolled debt.

—Client Success Team at Beyond Finance

Jun. 19th, 2023

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Linda Call Gainesville, TX

I liked that (Eli) was understanding of my predicament. He explained all the details on enrolling in the program and made it an easy process.

1 year ago

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Reply from Beyond Finance

Hey Linda!

We’re so happy to hear about your positive experience with Eli! We do our very best to ensure our clients are well-informed, cared for, and supported through the entire program, so we’ll make sure to pass your kind words on to him! We look forward to helping you resolve all of your enrolled debt.

—Client Success Team at Beyond Finance

Jun. 13th, 2023

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Mary Ocean Springs, MS

Love this company already everyone explained everything from front to end can’t wait to begin my journey with beyond…

1 year ago

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Reply from Beyond Finance

Mary—

Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to keep you updated on progress, work with your creditors to get each of your enrolled debts resolved, and help you to graduate from your program.

We're glad to be on this journey with you!

Client Success Team at Beyond Finance

Jun. 6th, 2023

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Stephen Pickrell Granger, IN

Beyond Finance is awesome. Everyone I talked to is very nice. So glad that they are able to help me with my debt. You all rock !

1 year ago

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Reply from Beyond Finance

YOU rock, Stephen! We do our very best to ensure our clients are well-informed, cared for, and supported through the entire program, so we're thrilled to hear that we've been meeting this expectation with you!

Thank you so much for the kind words. We look forward to helping you reach financial freedom. :)

—Client Success Team at Beyond Finance

May. 26th, 2023

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Jean Sylvia New Bedford, MA

Joel was very patient as he navigated through the program with me. He was also quite knowledgeable and was able to explain everything we discussed.

1 year ago

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Reply from Beyond Finance

Hey Jean!

We’re so happy to hear about your positive experience with Joel! We do our very best to ensure our clients are well-informed, cared for, and supported through the entire program, so we’ll make sure to pass your kind words on to him! We look forward to helping you resolve all of your enrolled debt.

—Client Success Team at Beyond Finance

May. 2nd, 2023

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Melissa A. Festus, MO

I've only just started my journey ,but, so far, so good. Everyone is very nice and they work hard to make sure you understand the process.

1 year ago

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Reply from Beyond Finance

Melissa—

Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program.

Thanks for choosing Beyond Finance!

- Client Success Team

Apr. 26th, 2023

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Daniel Berger Indianapolis, IN

Very friendly, knowledgeable people. Was told everything I needed to know. Was helpful in allowing me to take a couple of days to make my decision

1 year ago

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Reply from Beyond Finance

Thanks for leaving us a review, Daniel!

We’re so glad that you chose to enroll in the program and that you've had an awesome experience with our team from the start! We can’t wait to help you move beyond debt.

We’re dedicated to keeping you up-to-date with your progress throughout your journey! You can track your debt relief progress by viewing your program online [https://www.beyondfinance.com/], or by contacting us at clientsuccess@beyondfinance.com or 800-282-7186. Thanks for choosing Beyond Finance!

- Client Success Team

Apr. 5th, 2023

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Bernadine J Hartline Florence, KY

when i spoke to Jenny, I felt much better about solving my credit card debt. She explained what B. F. was all about , but didn't make me feel rushed.

1 year ago

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Reply from Beyond Finance

Thanks for the feedback, Bernadine!

We want all of our clients to have a great experience with our program—we’re so glad that our representative, Jenny, helped you get started, made you feel comfortable, and answered all your questions.

As always, you’re welcome to contact us any time at clientsuccess@beyondfinance.com or 800-282-7186.

- Client Success Team at Beyond Finance

Apr. 5th, 2023

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Thomasina Hall

As a person that nervous when comes to credit or debt the specialist made me feel comfortable in putting my finance in your care

1 year ago

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Reply from Beyond Finance

Thomasina—

Congratulations on taking the first step toward financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved, and help you to graduate your program.

Thanks for choosing Beyond Finance!

- Client Success Team

Apr. 5th, 2023

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Cynthia Hirosky

If you're interested in a debt resolution I highly recommend Beyond Finance been with them a little over a year and they are doing a fantastic job

1 year ago

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Reply from Beyond Finance

Hey Cynthia,

We’re so grateful for your kind words! It gives us the ultimate satisfaction to hear our clients are having a positive experience with us and seeing real progress as they move beyond debt!

Thanks for choosing Beyond Finance.

Client Success Team at Beyond Finance

Mar. 3rd, 2023

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Pam Barger Oil City, PA

The consultant was very personable and didn’t make me feel bad about my situation, she made me feel comfortable and was very supportive.

1 year ago

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Reply from Beyond Finance

Hi Pam,

Thanks for the feedback! We want all of our clients to have a great experience with our program—we’re happy that our representative could be there for you when you needed it most!

As always, you’re welcome to contact us any time at clientsuccess@beyondfinance.com or 800-282-7186.

- Client Success Team at Beyond Finance

Mar. 3rd, 2023

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Keith Stiles NC

Straightforward, easy process and worked with me on timing of first payment. A relief after a couple of years struggling.

1 year ago

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Reply from Beyond Finance

Welcome to the program, Keith!

Thanks for taking the time to review us! We know that being burdened by debt can be stressful. We’re excited to help you take your first steps toward a brighter financial future and we're glad you had an excellent initial experience with our team!

We’re committed to keeping you informed as progress is made on your debt resolution journey: you can always track your debt resolution progress by viewing your program online [https://www.beyondfinance.com] or contacting us with questions at clientsuccess@beyondfinance.com or 800-282-7186. We’re here for you.

- Client Success Team at Beyond Finance

Mar. 3rd, 2023

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Leo B Abilene, TX

I gave beyond over $8,500 over 9 months and they applied only $1,241 to my creditors! $6,949 they took for their settlement frees, absurd! I canceled the program with $2,271 left in my special purpose account and expected to get that back but they did not refund me a single penny and added that to their settlement fees! In total they paid 15% to my creditors and 85% to themselves. They were settling with creditors for 50% off but the creditors were calling me offering me the same savings! DO NOT WASTE your money on this company and settle with your creditors yourself.

1 year ago

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Reply from Beyond Finance

We appreciate your feedback and regret to hear that your program did not live up to your expectations. We'd like to perform a thorough review of your account with you, as our program fees are only equal to 25% of your verified debt enrolled in our program and we never take fees for ourselves before securing your settlement with a creditor, getting that settlement approved by you, and making at least one payment to that creditor. Your settlement fees should not outweigh actual payments to your creditors.

Our goal is always maximum transparency with regard to our process and our clients' individual programs. Please give us a call at 800-282-7186 or email clientsuccess@beyondfinance.com so that we can review your account and address these concerns as soon as possible.

- Client Success Team at Beyond Finance

Feb. 17th, 2023

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Dennis Decker McCook, NE

Latoya C was wonderful she made sure i understood everything helped me set up everything on my computer she was very patient with me thank you

1 year ago

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Reply from Beyond Finance

Dennis—

Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program.

Thanks for choosing Beyond Finance!

- Client Success Team

Feb. 3rd, 2023

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George Pierce Queens, NY

Beyond Finance made it easier for me to deal with my credit card debt. They were great to work with and I deeply appreciate their efforts.

1 year ago

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Reply from Beyond Finance

Thank you for sharing, George! We are so happy to hear that you’re having a good experience with our program so far.
 
We’re here to support you. Remember that you can reach out to us with any questions or concerns at clientsuccess@beyondfinance.com or 800-282-7186.
 
- Client Success Team at Beyond Finance

Feb. 3rd, 2023

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Don Ho Torrance, CA

What they basically tell you to do is to ignore all your creditors, for months, or even years. Only after your credit takes a beat down that they start to negotiate with your creditors, which you can easily do yourself without paying beyond. One of my creditors threatened to take me to court, so I opted to handle this ONE creditor (out of 4) on my own, beyond kindly agreed to let me handle it on my own, however never warned me that they had already charged me 2100 . DO NOT use this service. They call you more than your creditors, and charge ridiculous amounts for doing nothing.

2 years ago

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Reply from Beyond Finance

Don,

Our goal is to be as transparent as possible about our debt resolution program, which includes being upfront with our clients about our process, timeline, and fees.

An essential part of the program is for clients to delay payment to their creditors and make regularly scheduled deposits into a Dedicated Account. The money you save in this account will eventually be used to satisfy any obligations you have to your creditor. It is entirely our clients’ choice to delay payment to their creditors while we work with them to resolve their debt. As stated in our Welcome Kit, delaying payment to creditors helps give us the leverage needed to make resolutions and get you out of debt as soon as possible.

Our clients are welcome to withdraw any debt from our program at any time. If you do, you are entitled to the return of any money you accumulated less any fees earned by Beyond Finance.

We’d love the opportunity to continue working with you, and are keen to further discuss your experience and get this resolved. A member of our team will be reaching out shortly to speak with you.

- Client Success Team at Beyond Finance

Oct. 20th, 2022

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OdinXVIIXII JB Dallas, TX

This has relived so much burden & uncertainty! Team has done a great job of getting me back on track to being debt free and fiscally sound again.

2 years ago

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Reply from Beyond Finance

Thanks for the amazing feedback!

We know that being in debt can be stressful, so we’re glad to hear that our program is making you feel less worried about your financial future.

During your program, keep track of your progress by viewing your program online [https://www.beyondfinance.com/] or by contacting us with questions at clientsuccess@beyondfinance.com or 800-282-7186. We’re here to help.

- Client Success Team at Beyond Finance

Oct. 19th, 2022

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Sonya R Medlock Tulsa, OK

Aubree explained everything and made sure I understood everything that she was telling me, everyone was so nice. Great experience.

2 years ago

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Reply from Beyond Finance

Sonya—

Congratulations on taking the first step towards financial freedom! We’re so pleased you’ve already had a positive experience with us, and we’ll continue to do everything we can to: keep you updated on progress, work with your creditors to get each of your enrolled debts resolved and help you to graduate your program.

Thanks for choosing Beyond Finance!

- Client Success Team

Sep. 28th, 2022