Name: Americor
Rating: 4.9

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Kerry L Donovan Pittsburg, CA

You are, in effect, paying off your debt in 5-7 years with ZERO savings. On, say, $100,000 owed, they negotiate your debt by half ($50,000). They charge a flat fee of 25% of what you "saved". So, $25,000. Meanwhile, companies like Discover, they LEAVE ALONE and tell you NOT TO CONTACT them.... So for 18 months, you're accumulating 30% MORE in interest AND when they finally negotiate it down and add their fee, you've paid well over what the Discover debt started with. The lump sum "Loan" they offer in the end is at a rate equivalent to the rate the credit cards were that got you into this position in the first place..... However, they open their sales pitch with "Most people just get a personal loan with a much lower interest rate and pay our loan off." So, after 2 years or more of late/delinquent payments, credit score lower than you can imagine..... What bank in their right mind is going to give you a loan. They don't tell you any of that. The other is the "Make these monthly payments for 18 months and we then give you this loan...... 18 months go by, PERFECT payment record, "Sorry, you don't qualify for the loan." So, 32 MONTHS, and I finally qualify.... So, 18 months PLUS 14 months of compounded interest...... Feels good to pay $105,000 against $100,000 owed 6 years later and no credit..

3 years ago

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Verified Customer

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Jane Brownlee Fort Worth, TX

Americor was great to work with. They always answered my questions honestly and if I didn't understand, they explained it to me where I would understand.

3 years ago

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Eugenia Miller New York, NY

Superb customer support..choosing Americor is the absolute best decision I made concerning my debt relief.. I'm so satisfied with everything about Americor

3 years ago

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Anonymous

I believe that most of what I've expected from the programs exceeded my expectations and the timing that was from all things that I didn't recognize what happened but for the most part I was pleased with the outcome.

3 years ago

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Verified Customer

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Betty

I haven't had a problem. It was very good because he sat and explained everything to us and send us all our paperwork and everything, he was very helpful. His name was Admir.

3 years ago

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Verified Customer

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Sarah

All my questions are answered and everything is done quickly, in a timely manner. You can’t include anything under five hundred dollars. I have recommended them to friends.

3 years ago

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Verified Customer

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Deborah

It’s a good deal since they take care of negotiations. It does what it says it will. They are very pleasant and answer all your questions. They are very personable.

3 years ago

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Verified Customer

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Jacqueline Jordan Modesto, CA

The staff are extremely helpful and courteous. They have made the whole process very easy and stress free, and they have kept me up to date with all changes.

3 years ago

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Robert Alman Reames Holland, MI

Bait and switch. They advertise as a consolidation loan, you end up with a debt relief program. Was not exactly what I needed. I had good credit, and was making my payments. I needed a small loan in an attempt to improve the APR on my debt. That is not what I received. 2 stars because I did get a loan, however the terms are horrendous. The fees are hidden. The communication is not transparent. I was not really a good fit for this program. Now my credit is tanked, and I'm signed up for 36 payments. I will refinance, and pay this off immediately.

3 years ago

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Anonymous

I would recommend them. They were able to help me. They took of everything when I got a letter that I had to go to court. They were there for me when I reached out for them.

3 years ago

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Verified Customer

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Kitty

Very helpful and concise and in lane. They told me everything. They helped me choose the right option to achieve my goal. I trust them with all my information.

3 years ago

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Verified Customer

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Chris

They take the time and actually listen to me and one of the accounts I wanted to keep open and they were able get that resolved. So far it's been really good experience.

3 years ago

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Richard

It wasn't as transparent as I thought that it was going to be but after I got to know the system how it works it was good. They explained everything to me when I asked questions. It brought my credit rating down and that is trying to go back up now but it was very very poor for over a year almost a year.

3 years ago

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Verified Customer

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Bobby

I want more direct contact about what is going on in the process. The gentleman that I talked to the first time was a very good guy and he helped me and so far everything has been good.

3 years ago

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Verified Customer

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Linda

Customer service was good because the person that I talked to was very open. Overall it was good they let me out against commitment with no problem and I appreciated that.

3 years ago

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Louis

Everybody has been friendly, returned my calls answered all my questions thoroughly. They do exactly what they claim they'll do, but it does destroy credit and its a slow process to rebuild it.

3 years ago

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Verified Customer

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Ronald

Everybody's been extremely professional, courteous, time sensitive, and knowledgeable. Everything is pretty much working according to the way they said it would.

3 years ago

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Verified Customer

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Gilbert Gutierrez Clearwater, FL

Easy to work with. Communication was great. All the information was handled easily and I was given the opportunity to receive assistance when I needed it.

3 years ago

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Verified Customer

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Edward

Pretty good representatives and managers taking care of us. I would definitely recommend them to a friend. They make it so the customer understands what to do.

3 years ago

Reply from Americor

Hi Edward, thanks for your recommendation! We're glad you chose Americor to help you pay off your debt and save money in the process, happy to have you in the family!

Jan. 26th, 2022

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Jamie Cox Soledad, CA

It was confusing at first. We didn't like the fact it took so long to negotiate the claims. I would have like it more if there could have been calls made for negotiations then come up with a total then started the payments.

3 years ago

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Verified Customer

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Delores Clayton Saint Louis, MO

They kept me on track to complete the goal set to help me return to my financial peace of mind. Without their support along the way, I doubt I could complete this task.

3 years ago

Reply from Americor

Thank you for the great review! We're so happy you had a good experience with us. We look forward in building a lasting relationship with you. Please feel free to give us a call anytime if you have any questions.

Dec. 22nd, 2021

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Daniel Windber, PA

They set up a pretty simple platform to deal with. However, their fees are very high and ultimately I don't feel we saved much money and could have accomplished the same results with a little discipline and it wouldn't have hurt our credit in the process.

4 years ago

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Verified Customer

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Thomas

It's pretty quick on getting to me and get everything finalized and going. They work with the companies and get resolved and get the best for the customer.

4 years ago

Reply from Americor

Thank you for sharing your satisfaction, Thomas! We're excited you decided to enroll your debt with our program, our team here at Americor will be working diligently to help you achieve debt freedom quickly to have a fresh start financially!

Nov. 29th, 2021

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Jon

Very thorough with explaining the process Very reassuring

3 weeks ago

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stephanie vile

Nothing. They were all great with me and explained everything

1 month ago

Reply from Americor

Thank you for your feedback! We’re glad to hear our team was able to provide clear explanations and support. We appreciate you being part of the program!

Nov. 10th, 2025

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Lupita Rada

Samie was an excellent consultant; she took the time to explain every step.

1 month ago

Reply from Americor

Thank you for your feedback! We’re glad to hear Samie took the time to explain every step and provide excellent support. We appreciate you being part of the program!

Nov. 10th, 2025

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Kenneth D Smith

Michelle was an absolute pleasure to speak with. She guided me through the entire enrollment process with very clear explanations and answered all of my questions and concerns. She shared her own experience which really motivated me to take this first step. I was so stressed and now I can breathe a sigh of relief. Thank you Michelle and Americor !!

5 months ago

Reply from Americor

We’re so happy to hear that Michelle made your experience such a positive one! 🌟 She has a true gift for turning stress into relief and guiding with heart. 💬❤️ Hearing that you can finally breathe a sigh of relief means everything to us. Welcome to the Americor family — we’ve got your back every step of the way! 💪😊

Jul. 2nd, 2025

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Larry Chan

Having high debt is very stressful and overwhelming. I saw on FB and decided to call. I'm really glad I did. It feels scary to take this step, but at this point it's necessary. Jennifer I talked to was very helpful explaining everything to me in a way I could understand and feel good about. I'm just starting out, but I'm impressed so far and looking forward to paying off my debt.

1 year ago

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marjorie washington

Ireally like how they listen, ask you what are your expectations are,and give you all the imformation that you need and what is expected of you. They let you make your own decision after they explain all the steps and very polite and understanding of you. I am old and can't hear well and they took their time to make sure I understood everything. Thyey gave me all of their names and numbers if i had any questions all i had to do was called. I really appericiate all of them.

1 year ago

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Clacore Lacore

Initially I wanted a debt consolidation loan, but Americor was unable to make that happen. It turns out that the program is actually a better option. Although I am scared to take the credit hit, it is unbelievably calming to know there is a light at the end of the tunnel and there IS an end of the tunnel. I am looking forward to the freedom this program will afford me while making a better life for my family.

1 year ago

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Stacy Davis

1 year ago

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C Scott Maring

Several years ago we found out that my wife’s cancer had returned. This time she no longer had the strength to endure the cancer and the “cure”. When she passed I found out that I won’t live long enough to pay it off. I made payments for the medical bills with credit cards until I couldn’t anymore. That’s when I found out about Americor. Now I make one payment to Americor each month that is less than any of the several cards I had balances on. I’m glad I went with Americor.

1 year ago

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Priscilla Roy

Americor has been a great addition to my life. While trying to get my credit back on track, they have sent me numerous emails which allowed me insight into the process I would go through as well as success stories from past clients. After receiving my first payoff of one of my accounts, I truly feel like I can breathe. At this rate, I will be caught up in no time! Thank You Americor for giving me peace of mind.

1 year ago

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Terry Roberts

I like Americor in his they made you feel and sure things will be taken care of. They explained everything perfectly including what to do when you got collection letters and was so impressed with the client portal that you could review what’s going on. I’m so impressed with this company and recommend this to all my friends who has credit card issues! THEY ARE AWEDOME!

1 year ago

Reply from Americor

Thank you for sharing your experience with us! We're thrilled to hear that you found our service helpful and that you were impressed with our client portal. Ensuring that our clients feel supported and informed throughout the process is one of our top priorities, and we're glad we could meet your expectations in this regard.

If you have any friends or family members who could benefit from our services, we would be more than happy to assist them as well. Should you have any further questions or need assistance in the future, please don't hesitate to reach out to us at Officeofthepresident@Americor.com. We're here to help!

Kind regards,
Americor

Apr. 29th, 2024

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Marsha Breitling

Americor has been very helpful is calming my nerves regarding the process of working with my creditors. I have never had a bad credit rating and the process can be very anxiety producing. Someone has been there so far along the way to answer my questions in a reasonable time factor. Always offering more contact if needed. One creditor settlement has been accomplished. Greatly appreciated.

1 year ago

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Patricia Salgado

While hesitant as I'd had a bad experience with another agency in the past, the rep for Americor explained how they could help me in less time than on my own. I was sent NY plan in writing so I could see how I would progress. In less than half the six months I was to see that progress, one of my debtors made an offer that was great for me to settlle.. it was a big relief.

1 year ago

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susanne ferguson

Mr Miles H ,was very very good with me and guided me every step of the way,I was very scared and nervous in the beginning but after talking with him with his guidance and being Patient with me I had the upmost Confidence in it all.i never had that kind of experience with anyone in anything,he took the time to here me and listened to me.thanks for the beautiful amazing experience.

1 year ago

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J Williams

Vanessa M. Is DEFINITELY an irreplaceable asset to the Americor corporation. She is knowledgeable & genuine with her concern for the client's ability to comprehend debt relief. She's extremely passionate & was willing to answer ALL of my questions & explained step by step the process, what to expect & was completely upfront & transparent about how the program works. I trusted her & she made me feel comfortable with my decision to get my financial situation back on track. I would definitely recommend AMERICOR!

1 year ago

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Sarah Anderson

Americor is awesome and very professional! Everyone that I spoke to was very nice and patient! Brandon D. is mostly who I dealt with and he is the best! He made me feel very comfortable! He still calls me from time to time to check on me! He's amazing! Americor might not give you a loan but they will help you grt.out of debt! Don't freak out if they don't hand you over money. Just listen because what they have to offer is worth it! Very helpful company! Thank you Americor and keep on rocking Brandon! You should get a raise!

1 year ago

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David Derring

1 year ago

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Jessica Jacobs

I appreciated the follow up on my decision to pursue and explanation given about the program details. When asked for clarification during the enrollment process, the consultant, Alex, was able to explain and provide factual statistics on various scenarios and discussed a solution on how to address. Feeling financially burdened is scary enough; this process did help to provide a bit of relief and solidify a plan out of financial burden, forward. My company trustworthiness scale may change/increase once negotiations are finalized.

1 year ago

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Raven Lang

I have been enrolled with Americor for a year and a half. I was skeptical at first but, they are legit helping people become dept free. Customer service is very professional and helpful. I love the no guilt feel regarding my horrible spending habits when speaking with them. No scam no tricks, just make sure you ask all the questions you need if you are not sure of something. I would definitely recommend their program to anyone.

1 year ago

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James J Shumsky

My counselor Tom was very easy to speak with, in fact, he was able to convince me that Americor was the way to go financially to get back on track with my credit issues. He was quick in responding to my questions and reached out on his own to see how things were going with the process. He couldn't have made the initial set up any more easy and stress free!

1 year ago

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Judy Whitehead

I have had the best experience with Americor! Even though everything seemed daunting, I hung in there and completed the program. The Americor team is here to support you and walk you through each detail. I am very happy that I chose Americor to assist me with my debt. I would highly recommend Americor to anyone who feel stuck and needs help getting things straightened out, you can't go wrong!

1 year ago

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Stephanie Davenport

The ease of the interviewing process; the detailed explanation of how we could optain debt relief, was in itself a stress reliever. Although we are in the beginning stages of the debt relief program, we feel that we can trust this company. We have experienced scams in the past and we are of the opinion that this company is legit!! There are no words in which to truly explain how we feel...knowing that in the long term, we will see the light of financial freedom at the end of this journey! Thank you Americor for helping us obtain peace in the mist of our debt!

1 year ago

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Maxine Darrell-Thomas

I am so over the moon happy with Americor. I was reluctant about joining at first, I even didn’t return their call but after about the 4th message I called them back. I was very pleased with the presentation and joined. I have been on the program for 7 months and my almost $14 thousand debt is now less than $7 thousand. I have 8 accounts down and 8 more to go. I highly recommend Americor to anyone trying to clear their debt in an affordable and timely way. Thank you Americor for your hard work.

1 year ago

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Angel Stephens

I am very thankful for the opportunity to work with Americor They really looked out for me during my consolidation. They went to court for me and took care of business that I didn't have to. They are a good company and I look forward to working with them throughout the next year. And then my debts will be paid. Give them a try, you'll be glad you did.

1 year ago

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Patricia Rosenberg

David B. was amazing to speak to. So friendly. Knowledgeable and super calm with explaining what is best for me. I am forever greatful to having David help me and Americor is just better with David being a representative of them. Great customer service. I was on the phone with David for almost 4 hours and it was more chitchat and life experience convo ! I hate being on the phone but i really enjoyed my time with David! I nominate hom for employee of the month!

1 year ago

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Florine Votino

I've been with Americor since December 2022. Best decision on my part. They guide me in the right direction and help in every way possible. The customer service is outstanding and always goes over and above with ways to make things easier for you. Americor certainly does what they say they will do and more. My life is much easier since being with the Americor program.. Best decision I ever made.. Thank you Americor!

1 year ago Edited April 11, 2024

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Jennie Glisson

Americor has been a company of their word. I contacted them to help me with debt relief and they have done just that. Their staff is patient and understanding. They take their time to answer all my questions and the answers are easy to understand. Because of their assistance my credit report will go up. AMERICOR is a company to go to when you are in need of debt relief.

1 year ago