Name: Capital One
Rating: 4.4

star star star star star

Paula Pili Provo, UT

I paid off all my credit cards an closed them all except this one. Capital one is a great card if you want to grow and improve your credit. In the call I was going to close this card I changed my mind while speaking with the agent

2 years ago

star star star star star

Mandy Pesce Laurelton, NJ

Capital one cards are great to have as a starter card or even as a seasoned card holder. They review your account several times throughout the year and will give you credit line increases. Their app is extremely easy to use to manage your cards, check balances and make payments.

2 years ago

star star star star star_border

Cam Hall Palmyra, VA

Capital One has great benefits cards for most regular folks - a card focused on food and grocery, an all purpose cash back card, a travel card, etc. The application process is SUPER easy, and their online card payment tool is even easier to use. I always felt like Cap One was incredibly transparent and not trying to obfuscate my spending or interest. I have 2 cards with Cap One, and may even get a 3rd.

2 years ago

star star star star star

Craig Jurca Denton, TX

Capital One took a chance on me and I rebuilt my credit with their assistance. I was able to get a small line of credit to start, refinance a couple of cars, and get an improved credit rating over time. It pays to be responsible with your money. Capital One can help!

2 years ago Edited November 27, 2021

star star star star star

roberto arcia Columbia, MO

My experience with Capital One has been amazing. They offer great cashback rewards, which is something I look for in credit cards. Additionally, they have great customer service cards, as I've hard to call about a claim before: they fixed my issue instantly!

2 years ago

star star star star star

Vicki H. Poolesville, MD

We use our Capital One card for all our CAPS transactions, although we haven't been able to see the CAPS since Covid issues have prevented seeing games in person! We handle everything via email or online and have always gotten great support when we had questions or needed help.

3 years ago

star star star star star

Lisa C Johnson Rockville, MD

When I first got a job it was hard for me to acquire credit. Capital one was the first to give me a credit card and the only one to give me a loan for a new car. I like the fact that they remind you of when your due date is. Capital One is the only credit card that I carry.

3 years ago Edited September 14, 2021

star star star star star

AshMan17 Riverton, UT

We love, love, love capital one. Their point system was second to none (can use points for anything, and redemption is as simple as it gets) and then they stepped up the program and made it even better by allowing you to pay for purchases at Amazon with Cap One points. We have been long time members and have no regrets!

3 years ago

star star star star star

Eric Wilkinson Herriman, UT

I carry the Capitol One Cabelas card. Capitol One has been a great company to work with. I always pay my payments on time but a few months ago I missed my payment deadline. I called Capitol One and they helped me get it paid and waived my late fee. I appreciate their customer service and taking care of me as a client.

3 years ago

star star star star star

Natalie Drewery ,

I have a Capital One Venture Card and have absolutely loved my experience. We have had several potential fraud situations and I love how on top it this company is. Helps put me at ease and gives me such trust in the company and their customer service. Everyone I have talked to has been helpful, reassuring, and quick to act.

3 years ago

star star star star star

Mary Jacksonville, FL

I love my Capital One card because I knew if I have an issue they will take care of me. Depending on your credit you can get a very good interest rate to start that beats those cards that.love to start you off at 26.7%, plus they have many options with no yearly fee.

3 years ago

star star star star star

MattB American Fork, UT

I love my Capital One Cards. I have several different ones for different rewards. They are accepted everywhere, I can choose which type of card I want and I recently called about my annual fee and they were so friendly and helpful.

4 years ago

star star star star star

Natalie Brown Boulder, CO

I have capital one for students and it's amazing! They are very forgiving in regards to fees and it's a great credit card for starting up a credit score. The cashback is an incentive to use the card too. The app for the credit card is also very nice and user friendly!

4 years ago

star star star star star_border

Matthew Wadley San Diego, CA

I love our credit card with them! We get a ton of points on everything we purchase. A for customer service! So friendly and helpful. It's easy to use your points, no restrictions, no excuses and its actually fun to use them. The interest rate is low, we pay it off each week so we never pay interest. I have told a couple of friends to switch over to Capital One. Never wait for a long time when I can in, which is a huge deal for me. I love their commercials too

4 years ago

star star star star star

Jasmin Ortega Tallahassee, FL

Capital One is a very trust bank to be apart of. I got my first credit card from capital one and i think it is great. It alerts me when I have to pay, it alerts me when I have made a purchase and is very easy going about increasing line credit and credit scores have never been easier to track.

4 years ago

star star star star star

Danisalaz Corpus Christi, TX

By far one of the best banks ever! If you are looking to keep money in your bank for a long period, this bank pays an amazing interest! You are also able to link it to your various accounts and do lots of money transfers in between which makes life easier!

4 years ago

star star star star star

Ron Vincent Cheyenne, WY

We’ve been with capital one for approximately 8 years!! We have LOVED the service we have received during these years! We’ve never had a problem with our cards as far as it being accepted. Never had a problem with it out of the country. Customer has been great also when getting new cards when necessary!!

4 years ago

star star star star star

kristin Gneiting Pleasant Grove, UT

If you have just average credit not bad but not perfect this is the card for you. I get cash back on every purchase I make. I love this card because I can use some or even all of y rewards towards my monthly payment. It also gives you a backup for purchases made. The customer service is always excellent if I've run into a problem.

4 years ago

star star star star star

Ted Johnson Pleasant Grove, UT

I have a Capital One credit card and the rate is good. They have a great rewards program. They have given me an increased credit limit as I show that I pay it back on time and I use my credit wisely. They also have great tracking and many options that I can use with it.

4 years ago

star star star star star

Rory Henrie Pleasant Grove, UT

I currently have 2 business credit cards and a personal credit card through capital one. I have really liked their security and notifications of possible fraud. I have had a card stolen and they took care of everything. I would definitely recommend.

4 years ago

star star star star star

Tracy Womack Cedar City, UT

The Capital One Credit Card is so easy to use especially internationally! They have some of the best customer service, not to mention no international fees! I have had the best experiences with this company and I have suggested this credit card to all my friends.

4 years ago

star star star star star_border

Anne Sainsbury Payson, UT

About a year ago I applied for the Capital One Rewards Card. After applying I received a response stating that I was not eligible for this card because I had not built up my credit enough. I guess it would have been nice for me to know a bit more about the card before applying for it. I wish that the instructions for applying were easier to understand so that I would have known before that I did not qualify.

4 years ago

star star star star star

Lori Salt Lake City, UT

Our Capital One credit card is great. We have the no annual fee card that still comes with benefits so that makes it nice. We have never had any issues using it anywhere and the interest rate is low if we don't pay it off by the end of the month.

4 years ago

star star star star star

Karrie Ogden, UT

Capital One is the only credit card we own and we have always really liked it. We can use it anywhere and we slowly build the rewards that are fun to use at times. I would recommend Capital One to anyone looking for a credit card.

4 years ago

star star star star star

Dean Ogden, UT

We have 2 Capital One cards and love both of them. The fees are minimal and the rewards are amazing. Even if you lose a card or have a fraudulent charge it is super easy to resolve. I couldn't say enough good things about Capital One. Get a card from them if you don't already.

4 years ago

star star star star star

Jennifer Ogden, UT

Capital One is my favorite credit card I own. No annual fee along with great benefits and a low interest rate just in case I don't pay it off in full makes it awesome. If you are looking for 1 card or looking to add another you must get a Capital One card!

4 years ago

star star star star star

Ashley Pleasant Grove, UT

I own the Savor Rewards card by capital one. You earn 4% cashback on dining and entertainment. We wanted this card solely for this purpose. I get 8% cash back on tickets at Vivid Seats. The rewards add up fast. I also get a food delivery credit each month!!

4 years ago

star star star star star

Erika Thorn Riverton, UT

We have been members of Capital One for a number of years and they are hands down the best credit card out there. We just took our boys on a trip and used our Capital One points. Double the points on every purchase. Can’t beat that.

5 years ago

star star star star star

Jeff B Orem, UT

Very reliable credit card with great benefits. I have never had a problem with my Capital One card and with no annual fee it is very affordable to use. I have had great experiences with their customer service department. Overall an awesome card!

5 years ago

star star star star star

Brennan Orem, UT

I love my Capital One credit card. The rewards are the best I have seen and they are easy to redeem. The website is so easy to use managing your card couldn't be easier. If you are looking for a credit card you owe it to yourself to look into Capital One.

5 years ago

star star star star star

Dee Farquharson Washington, DC

They are my second credit card company but DEFINITELY MY FAVORITE! Making payments is soeasy, the app is easy to use and make payments. Also, they increased my limit just from making payments on time. My other credit card doesnt have as high an interest rate with a higher limit, but its not a big deal .just an observation

5 years ago

star star star star star

Garn L. Arnold Alpine, UT

Love my Capital One card. I have a very low interest rate but I pay my card of each month anyway. I get flight miles that can be used on any airline. Customer Service is great waving fees when they didn't have to. And their online site is great and easy. Highly recommended.

5 years ago

star star star star star

Irene Anders Folsom, CA

We love our Capital One Quicksilver cards. We get cash back on all purchases without having to do anything. When we had fradulent charges on the card they were quick to handle the problem and remove the charges from our account.

5 years ago

star star star star star

Robin Orem, UT

the easiest online application. within a week i received my card in the mail. i had a family emergency and need to go out of town. to my surprise i was approved for a credit increase. the monthly payments are decent, fits in my budget. customer service is wonderful.

5 years ago

star star star star star

Mali Orem, UT

Easy Approval and Credit Limit Increase. i have a lot of credit cards and this by far is the best because i am not getting numerous telemarketing calls from them. They send me everything through email, even my statements. They send me a reminder of when my next billing cycle is due. When i had a question they were helpful and kind.

5 years ago

star star star star star

Aiga Orem, UT

easy, fast approval and you get your card within less than 10 days. Interest rate is high. Payments are affordable. Customer service is nice depending on the agent you get. Easy to make payment arrangements. Statements were readable.

5 years ago

star star star star star

tini mapu Orem, UT

This was the first company to approve me for a credit card. My credit wasn't that great and they still approved me. They help build credit and they even helped me get back into shape when I missed some payments. They are so good to their customers.

5 years ago

star star star star star

Troy Millett Lindon, UT

I have had a Venture credit card for the last few years. I love it! I love the double miles reward on every purchase. I don't like the $60 annual fee, but since I probably earn close to $1500 a year in points, I cannot complain too much. I use this card for everything.

5 years ago

star star star star star

Kim Millett Lindon, UT

This is the greatest card! (We have the Venture card). We earn roughly $1500 of travel per year using this card. It helps to pay for our yearly cruise. I love just having one card so that I can easily keep track of expenses and payments. We have never had a problem with this company. We have now had the card 3 years.

5 years ago

star star star star star

James Nelson Falls Church, VA

I have always been impressed with the individual attention given to the customers. They have gone above and beyond to ensure that my needs are met to my satisfaction. In addition, there are no hidden fees that I have ever stumbled upon--staff seem very transparent and deliver excellent service.

5 years ago

star star star star star

Alicia Arnett Louisville, KY

Great cash back options with their credit cards. I also enjoy their mobile app.

2 months ago

star star star star star

Tyler Games Reidsville, NC

Love them! Great service! Always helpful! Great return!

2 months ago

star star star star star

Cynthia Berrian Valdosta, GA

Thank you for keeping me ontrack with my bills When I call in you always answer my questions

3 months ago

star star_border star_border star_border star_border

Clemmie & Mandy Johnson San Jose, CA

I really don’t like Capital One. Their fees are high and most of their customer service reps are really unprofessional. When I called for help with my interest rate it was such a challenge getting through to anyone that could truly answer my questions.

7 months ago

star star star star_border star_border

Dahlia West Hills, CA

I no longer have a Capital One card. At one time I had capital One and I did not have any problems while purchasing. Yes, I would apply again for a Capital One Card.

4 months ago

star star star star star

Darleen

Great customer service, incentives for having their card with cash back. When you need thrir help, they are there for you.

6 months ago Edited November 1, 2023

star star star star star

Kerry Bachmann Cheyenne, WY

Love my Capital One card! I’ve been a customer for many years and have always had great experiences with their company!

6 months ago

star star star star star

Jowara Morgande

They are great and give people like me with challenging credit an opportunity to build credit, and increase credit line as well.

6 months ago

star star star star star_border

Quiana Varner Ashburn, VA

Get a secured card to rebuild but neve received my deposit back even though the application stated a refund and increase in 6 months. The app is easy to used.

7 months ago

star star_border star_border star_border star_border

Bobbi Hughes-Millman Fountain Green, UT

I had a Capitol One card in the past and will never use them again. When my balance was close to the limit, they would hold my payment until after they added interest fees to cause an overage & charge me more. New laws may have changed their ability to make these types of transactions, however, I can further what they did in the past to drag more money out of me at a time when I was struggling to make ends meet.

7 months ago